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Loan officer assistant vs loan consultant

The differences between loan officers assistant and loan consultants can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan officer assistant and a loan consultant. Additionally, a loan officer assistant has an average salary of $45,681, which is higher than the $38,876 average annual salary of a loan consultant.

The top three skills for a loan officer assistant include customer service, origination and loan process. The most important skills for a loan consultant are loan applications, origination, and customer service.

Loan officer assistant vs loan consultant overview

Loan Officer AssistantLoan Consultant
Yearly salary$45,681$38,876
Hourly rate$21.96$18.69
Growth rate4%4%
Number of jobs65,09423,448
Job satisfaction4-
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 62%
Average age4545
Years of experience66

What does a loan officer assistant do?

Loan Officer Assistants assist loan officers in processing the loan applications of clients. Loan officer assistants primarily work on the administrative tasks in the departments. They are in charge of managing documents, updating databases, and sorting files. Loan officer assistants may be assigned to review applications of clients. They should check whether both the application form and the supplementary documents are complete. They may also assess whether the clients meet the requirements for the loan. Upon checking, they manage the documents and package them for submission to the lender. Loan officer assistance may also be assigned to coordinate with lenders and update in-house policies according to the lenders' policies.

What does a loan consultant do?

A Loan Consultant specializes in assessing loan applications to ensure potential clients uphold their financial obligations. Their responsibilities include conducting interviews with applicants, reviewing and verifying documentation, and evaluating financial credit and other records. They may also answer inquiries, advise potential clients on which program suits them the best, and help them understand every procedure. Moreover, there are also instances when they must handle delinquent accounts, reach out to clients, and negotiate payment terms when necessary.

Loan officer assistant vs loan consultant salary

Loan officers assistant and loan consultants have different pay scales, as shown below.

Loan Officer AssistantLoan Consultant
Average salary$45,681$38,876
Salary rangeBetween $28,000 And $72,000Between $27,000 And $54,000
Highest paying CityNew York, NYSioux Falls, SD
Highest paying stateNew YorkSouth Dakota
Best paying companyStifel FinancialAccion
Best paying industryFinanceFinance

Differences between loan officer assistant and loan consultant education

There are a few differences between a loan officer assistant and a loan consultant in terms of educational background:

Loan Officer AssistantLoan Consultant
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common collegeSUNY at BinghamtonUniversity of Pennsylvania

Loan officer assistant vs loan consultant demographics

Here are the differences between loan officers assistant' and loan consultants' demographics:

Loan Officer AssistantLoan Consultant
Average age4545
Gender ratioMale, 28.8% Female, 71.2%Male, 57.2% Female, 42.8%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.8% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan officer assistant and loan consultant duties and responsibilities

Loan officer assistant example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Collect and organize sales and listing data for files, assemble all data in accordance with Fannie Mae and FHA guidelines.
  • Field incoming requests for VA home loans.
  • Review loans for REPSA and HMDA guidelines, compliance and require documents.
  • Check RESPA for compliance and re-disclose for any loan changes or fee corrections.
  • Review documents and ensure all applicable disclosures are in loan file according to RESPA guidelines.
  • Show more

Loan consultant example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Facilitate the entire residential loan transaction from underwriting under regulatory compliance, processing, loan origination and marketing.
  • Originate conventional, FHA, VA and PHFA mortgages, while establishing and maintaining relationships with referral sources.
  • Consult with attorneys, VA & FHA, appraisers, and construction and lending officials for loan conveyances and loan closings.
  • Validate income, assets and credit/liability documentation to support origination underwriting guidelines in addition to collection of supporting documentation.
  • Maintain a sound knowledge of investor guidelines, DU guidelines.
  • Show more

Loan officer assistant vs loan consultant skills

Common loan officer assistant skills
  • Customer Service, 28%
  • Origination, 9%
  • Loan Process, 6%
  • Loan Origination, 5%
  • FHA, 5%
  • Va, 5%
Common loan consultant skills
  • Loan Applications, 21%
  • Origination, 11%
  • Customer Service, 9%
  • Financial Services, 6%
  • Inbound Calls, 5%
  • Business Development, 4%

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