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Loan officer assistant vs loan documentation specialist

The differences between loan officers assistant and loan documentation specialists can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a loan officer assistant, becoming a loan documentation specialist takes usually requires 2-4 years. Additionally, a loan officer assistant has an average salary of $45,681, which is higher than the $35,946 average annual salary of a loan documentation specialist.

The top three skills for a loan officer assistant include customer service, origination and loan process. The most important skills for a loan documentation specialist are customer service, loan applications, and real estate loans.

Loan officer assistant vs loan documentation specialist overview

Loan Officer AssistantLoan Documentation Specialist
Yearly salary$45,681$35,946
Hourly rate$21.96$17.28
Growth rate4%-3%
Number of jobs65,09411,768
Job satisfaction4-
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 59%
Average age4542
Years of experience64

What does a loan officer assistant do?

Loan Officer Assistants assist loan officers in processing the loan applications of clients. Loan officer assistants primarily work on the administrative tasks in the departments. They are in charge of managing documents, updating databases, and sorting files. Loan officer assistants may be assigned to review applications of clients. They should check whether both the application form and the supplementary documents are complete. They may also assess whether the clients meet the requirements for the loan. Upon checking, they manage the documents and package them for submission to the lender. Loan officer assistance may also be assigned to coordinate with lenders and update in-house policies according to the lenders' policies.

What does a loan documentation specialist do?

A loan documentation specialist is primarily in charge of assisting clients in preparing and processing their loan applications, ensuring convenience and client satisfaction. Their responsibilities typically revolve around liaising with clients to identify their needs, explaining the extent of procedures, gathering and verifying requirements, and maintaining records of all transactions. They must also help staff in analyzing documentation and participate in training new workers. Furthermore, as a loan documentation specialist, it is essential to devise strategies to optimize documentation services, all while adhering to the company's policies and regulations.

Loan officer assistant vs loan documentation specialist salary

Loan officers assistant and loan documentation specialists have different pay scales, as shown below.

Loan Officer AssistantLoan Documentation Specialist
Average salary$45,681$35,946
Salary rangeBetween $28,000 And $72,000Between $28,000 And $45,000
Highest paying CityNew York, NYEugene, OR
Highest paying stateNew YorkWashington
Best paying companyStifel FinancialCity National Bank
Best paying industryFinanceFinance

Differences between loan officer assistant and loan documentation specialist education

There are a few differences between a loan officer assistant and a loan documentation specialist in terms of educational background:

Loan Officer AssistantLoan Documentation Specialist
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeSUNY at BinghamtonUniversity of Pennsylvania

Loan officer assistant vs loan documentation specialist demographics

Here are the differences between loan officers assistant' and loan documentation specialists' demographics:

Loan Officer AssistantLoan Documentation Specialist
Average age4542
Gender ratioMale, 28.8% Female, 71.2%Male, 29.9% Female, 70.1%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.8% American Indian and Alaska Native, 0.5%Black or African American, 11.8% Unknown, 4.4% Hispanic or Latino, 12.3% Asian, 8.2% White, 62.9% American Indian and Alaska Native, 0.4%
LGBT Percentage8%7%

Differences between loan officer assistant and loan documentation specialist duties and responsibilities

Loan officer assistant example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Collect and organize sales and listing data for files, assemble all data in accordance with Fannie Mae and FHA guidelines.
  • Field incoming requests for VA home loans.
  • Review loans for REPSA and HMDA guidelines, compliance and require documents.
  • Check RESPA for compliance and re-disclose for any loan changes or fee corrections.
  • Review documents and ensure all applicable disclosures are in loan file according to RESPA guidelines.
  • Show more

Loan documentation specialist example responsibilities.

  • Manage successful audit with FHLMC.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Review file and enter in information into the loan origination system LIS.
  • Review the loan for compliance with RESPA tolerances, TILA.
  • Generate and review, HUD, financial statements, fiscal analyses and other financial reports for property acquisition.
  • Process fees and prepare documents for closing; go over HUD-1 with clients for cash to/from close during signing.
  • Show more

Loan officer assistant vs loan documentation specialist skills

Common loan officer assistant skills
  • Customer Service, 28%
  • Origination, 9%
  • Loan Process, 6%
  • Loan Origination, 5%
  • FHA, 5%
  • Va, 5%
Common loan documentation specialist skills
  • Customer Service, 19%
  • Loan Applications, 8%
  • Real Estate Loans, 5%
  • Underwriting Guidelines, 4%
  • FHA, 4%
  • Loan Products, 3%

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