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Loan officer assistant vs mortgage consultant

The differences between loan officers assistant and mortgage consultants can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan officer assistant and a mortgage consultant. Additionally, a loan officer assistant has an average salary of $45,681, which is higher than the $38,934 average annual salary of a mortgage consultant.

The top three skills for a loan officer assistant include customer service, origination and loan process. The most important skills for a mortgage consultant are customer service, origination, and NMLS.

Loan officer assistant vs mortgage consultant overview

Loan Officer AssistantMortgage Consultant
Yearly salary$45,681$38,934
Hourly rate$21.96$18.72
Growth rate4%4%
Number of jobs65,09424,057
Job satisfaction4-
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 67%
Average age4545
Years of experience66

What does a loan officer assistant do?

Loan Officer Assistants assist loan officers in processing the loan applications of clients. Loan officer assistants primarily work on the administrative tasks in the departments. They are in charge of managing documents, updating databases, and sorting files. Loan officer assistants may be assigned to review applications of clients. They should check whether both the application form and the supplementary documents are complete. They may also assess whether the clients meet the requirements for the loan. Upon checking, they manage the documents and package them for submission to the lender. Loan officer assistance may also be assigned to coordinate with lenders and update in-house policies according to the lenders' policies.

What does a mortgage consultant do?

A mortgage consultant is an individual who helps customers and businesses identify the best option for mortgage deals based on their financial resources. To maintain an excellent relationship with clients, mortgage consultants must possess a broad knowledge of the company's products to answer all the clients' queries and concerns. They help clients gather and analyze documents that are required for loan approval and create accurate mortgage information. They also develop relationships with banks and real estate agents to help promote bank mortgages for clients.

Loan officer assistant vs mortgage consultant salary

Loan officers assistant and mortgage consultants have different pay scales, as shown below.

Loan Officer AssistantMortgage Consultant
Average salary$45,681$38,934
Salary rangeBetween $28,000 And $72,000Between $23,000 And $63,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkNew York
Best paying companyStifel FinancialCentennial Bank
Best paying industryFinanceFinance

Differences between loan officer assistant and mortgage consultant education

There are a few differences between a loan officer assistant and a mortgage consultant in terms of educational background:

Loan Officer AssistantMortgage Consultant
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 67%
Most common majorBusinessBusiness
Most common collegeSUNY at BinghamtonUniversity of Pennsylvania

Loan officer assistant vs mortgage consultant demographics

Here are the differences between loan officers assistant' and mortgage consultants' demographics:

Loan Officer AssistantMortgage Consultant
Average age4545
Gender ratioMale, 28.8% Female, 71.2%Male, 58.2% Female, 41.8%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.8% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 62.9% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan officer assistant and mortgage consultant duties and responsibilities

Loan officer assistant example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Collect and organize sales and listing data for files, assemble all data in accordance with Fannie Mae and FHA guidelines.
  • Field incoming requests for VA home loans.
  • Review loans for REPSA and HMDA guidelines, compliance and require documents.
  • Check RESPA for compliance and re-disclose for any loan changes or fee corrections.
  • Review documents and ensure all applicable disclosures are in loan file according to RESPA guidelines.
  • Show more

Mortgage consultant example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Manage a multifacete commercial real estate investment firm.
  • Well verse in FHA, VA, USDA loan programs and government regulations.
  • Originate secondary market mortgage loans, including FHA, VA, USDA, and conventional products.
  • Originate loans using conforming and non-conforming standards set forth by bank policy as well as FNMA, FHA, and VA.
  • Upgrade software and immediate access to FNMA automate underwriting allow a quicker response for customer approval.
  • Show more

Loan officer assistant vs mortgage consultant skills

Common loan officer assistant skills
  • Customer Service, 28%
  • Origination, 9%
  • Loan Process, 6%
  • Loan Origination, 5%
  • FHA, 5%
  • Va, 5%
Common mortgage consultant skills
  • Customer Service, 22%
  • Origination, 10%
  • NMLS, 8%
  • Financial Services, 7%
  • Loan Products, 5%
  • Bank Products, 4%

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