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Loan officer assistant vs mortgage loan specialist

The differences between loan officers assistant and mortgage loan specialists can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a loan officer assistant, becoming a mortgage loan specialist takes usually requires 2-4 years. Additionally, a loan officer assistant has an average salary of $45,681, which is higher than the $41,186 average annual salary of a mortgage loan specialist.

The top three skills for a loan officer assistant include customer service, origination and loan process. The most important skills for a mortgage loan specialist are customer service, FHA, and escrow accounts.

Loan officer assistant vs mortgage loan specialist overview

Loan Officer AssistantMortgage Loan Specialist
Yearly salary$45,681$41,186
Hourly rate$21.96$19.80
Growth rate4%-3%
Number of jobs65,09433,704
Job satisfaction4-
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 56%
Average age4542
Years of experience64

What does a loan officer assistant do?

Loan Officer Assistants assist loan officers in processing the loan applications of clients. Loan officer assistants primarily work on the administrative tasks in the departments. They are in charge of managing documents, updating databases, and sorting files. Loan officer assistants may be assigned to review applications of clients. They should check whether both the application form and the supplementary documents are complete. They may also assess whether the clients meet the requirements for the loan. Upon checking, they manage the documents and package them for submission to the lender. Loan officer assistance may also be assigned to coordinate with lenders and update in-house policies according to the lenders' policies.

What does a mortgage loan specialist do?

Also called a loan officer, a mortgage loan specialist assists clients in finding the appropriate financial aid for homes and other properties. Mortgage loan specialists look for new applicants, secure the right loans, assist with the documentation, and supervise the financing process. They collect and review the financial information of their clients for loan grant eligibility. It is important that they develop skills in financial processes, customer service, time management, and communication.

Loan officer assistant vs mortgage loan specialist salary

Loan officers assistant and mortgage loan specialists have different pay scales, as shown below.

Loan Officer AssistantMortgage Loan Specialist
Average salary$45,681$41,186
Salary rangeBetween $28,000 And $72,000Between $27,000 And $62,000
Highest paying CityNew York, NYUniondale, NY
Highest paying stateNew YorkWest Virginia
Best paying companyStifel FinancialThe PNC Financial Services Group
Best paying industryFinanceFinance

Differences between loan officer assistant and mortgage loan specialist education

There are a few differences between a loan officer assistant and a mortgage loan specialist in terms of educational background:

Loan Officer AssistantMortgage Loan Specialist
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 56%
Most common majorBusinessBusiness
Most common collegeSUNY at BinghamtonUniversity of Pennsylvania

Loan officer assistant vs mortgage loan specialist demographics

Here are the differences between loan officers assistant' and mortgage loan specialists' demographics:

Loan Officer AssistantMortgage Loan Specialist
Average age4542
Gender ratioMale, 28.8% Female, 71.2%Male, 33.9% Female, 66.1%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.8% American Indian and Alaska Native, 0.5%Black or African American, 13.3% Unknown, 4.4% Hispanic or Latino, 14.4% Asian, 7.7% White, 59.7% American Indian and Alaska Native, 0.4%
LGBT Percentage8%7%

Differences between loan officer assistant and mortgage loan specialist duties and responsibilities

Loan officer assistant example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Collect and organize sales and listing data for files, assemble all data in accordance with Fannie Mae and FHA guidelines.
  • Field incoming requests for VA home loans.
  • Review loans for REPSA and HMDA guidelines, compliance and require documents.
  • Check RESPA for compliance and re-disclose for any loan changes or fee corrections.
  • Review documents and ensure all applicable disclosures are in loan file according to RESPA guidelines.
  • Show more

Mortgage loan specialist example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Investigate and resolve, borrower complaints, inquiries and disputes in accordance with RESPA establish procedures.
  • Clear post-closing FHA and VA deficiency items to ensure loans meet federal loan guidelines and ensure they are salable.
  • Process FHA and VA loan information, post-closing, ensure that initial payments receive were forward to the proper department.
  • Respond to mortgage lenders and taxing agency jurisdictions by utilizing effective verbal and written communication in a prompt and accurate manner.
  • Determine loan DU eligibility and submit files to underwriting department.

Loan officer assistant vs mortgage loan specialist skills

Common loan officer assistant skills
  • Customer Service, 28%
  • Origination, 9%
  • Loan Process, 6%
  • Loan Origination, 5%
  • FHA, 5%
  • Va, 5%
Common mortgage loan specialist skills
  • Customer Service, 21%
  • FHA, 8%
  • Escrow Accounts, 5%
  • Underwriting Approval, 5%
  • Loan Process, 4%
  • Credit Reports, 4%

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