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Loan officer/loan processor vs loan administrator

The differences between loan officers/loan processor and loan administrators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan officer/loan processor and a loan administrator. Additionally, a loan officer/loan processor has an average salary of $46,753, which is higher than the $42,859 average annual salary of a loan administrator.

The top three skills for a loan officer/loan processor include customer service, escrow and credit reports. The most important skills for a loan administrator are customer service, data entry, and loan administration.

Loan officer/loan processor vs loan administrator overview

Loan Officer/Loan ProcessorLoan Administrator
Yearly salary$46,753$42,859
Hourly rate$22.48$20.61
Growth rate4%4%
Number of jobs71,80163,708
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 58%
Average age4545
Years of experience66

What does a loan officer/loan processor do?

A loan processor is a person who does all the processing as well as submitting all the required documents for a loan application. They play an important role in ensuring that the personal information and documents of a client are orderly complied. Also, a loan processor's other tasks include being the bridge or channel between the loan applicant and the loan assessor.

What does a loan administrator do?

A Loan Administrator is a person that takes care of all the documentation part of the loan process. Loans require a lot of documents and requirements, and a loan administrator is a person that helps the client accomplish all these requirements. It is also their job to help clients resolve issues and problems during the loan process. A Loan Administrator is a crucial and hectic job. The one qualified for this position must be good at handling pressure, be good at resolving issues, handle complaints, and communicate with people.

Loan officer/loan processor vs loan administrator salary

Loan officers/loan processor and loan administrators have different pay scales, as shown below.

Loan Officer/Loan ProcessorLoan Administrator
Average salary$46,753$42,859
Salary rangeBetween $28,000 And $76,000Between $31,000 And $59,000
Highest paying CityColumbia, MDSeattle, WA
Highest paying stateNew JerseyHawaii
Best paying companyXeroxBNY Mellon
Best paying industryAutomotiveFinance

Differences between loan officer/loan processor and loan administrator education

There are a few differences between a loan officer/loan processor and a loan administrator in terms of educational background:

Loan Officer/Loan ProcessorLoan Administrator
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan officer/loan processor vs loan administrator demographics

Here are the differences between loan officers/loan processor' and loan administrators' demographics:

Loan Officer/Loan ProcessorLoan Administrator
Average age4545
Gender ratioMale, 32.1% Female, 67.9%Male, 23.2% Female, 76.8%
Race ratioBlack or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.5% White, 62.9% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 63.0% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan officer/loan processor and loan administrator duties and responsibilities

Loan officer/loan processor example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Experience includes conventional, non-conforming, conforming, FHA, VA, builder purchase and refinances.
  • Originate conventional, FHA, and VA loans as a correspondent lender for loans to be sell on the secondary market.
  • Comply with all of RESPA's requirements and guidelines.
  • Prepare all RESPA documents and make sure loans are in compliance.
  • Review new Conventional/FHA and VA files for items need from the borrower.
  • Show more

Loan administrator example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Pull OFAC on all borrowers.
  • Order third party reports such as appraisals, titles, and OFAC information.
  • Order on FHA loans in a timely and efficient manner to meet month end deadlines.
  • Present and sell financial benefits of a variety of FHA, VA, and conventional loans.
  • Coordinate and maintain loans for adherence to credit policy as well as guidelines in keeping compliant with SBA regulations.
  • Show more

Loan officer/loan processor vs loan administrator skills

Common loan officer/loan processor skills
  • Customer Service, 14%
  • Escrow, 6%
  • Credit Reports, 6%
  • Lenders, 6%
  • FHA, 6%
  • Va, 6%
Common loan administrator skills
  • Customer Service, 14%
  • Data Entry, 5%
  • Loan Administration, 5%
  • Loan Processing, 5%
  • Financial Statements, 4%
  • Due Diligence, 4%

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