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Loan officer/loan processor vs processor

The differences between loan officers/loan processor and processors can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a loan officer/loan processor, becoming a processor takes usually requires 6-12 months. Additionally, a loan officer/loan processor has an average salary of $46,753, which is higher than the $32,098 average annual salary of a processor.

The top three skills for a loan officer/loan processor include customer service, escrow and credit reports. The most important skills for a processor are data entry, customer service, and patients.

Loan officer/loan processor vs processor overview

Loan Officer/Loan ProcessorProcessor
Yearly salary$46,753$32,098
Hourly rate$22.48$15.43
Growth rate4%-3%
Number of jobs71,80111,448
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 35%
Average age4550
Years of experience612

What does a loan officer/loan processor do?

A loan processor is a person who does all the processing as well as submitting all the required documents for a loan application. They play an important role in ensuring that the personal information and documents of a client are orderly complied. Also, a loan processor's other tasks include being the bridge or channel between the loan applicant and the loan assessor.

What does a processor do?

Processors are employees who deal with clients and ensure that the clients' requests are provided. Processors usually handle loans or any other related claims. They are in charge of managing the submission of the clients' rights. They communicate the requirements to clients, schedule appointments, receive requirements submitted by clients, validate the requirements, and endorse further processing and approval requirements. Processors act as the bridge between clients and other institutions. They also communicate the request's status to clients and assist should it be needed after approval.

Loan officer/loan processor vs processor salary

Loan officers/loan processor and processors have different pay scales, as shown below.

Loan Officer/Loan ProcessorProcessor
Average salary$46,753$32,098
Salary rangeBetween $28,000 And $76,000Between $24,000 And $41,000
Highest paying CityColumbia, MDRandolph, MA
Highest paying stateNew JerseyCalifornia
Best paying companyXeroxArgonne National Laboratory
Best paying industryAutomotiveFinance

Differences between loan officer/loan processor and processor education

There are a few differences between a loan officer/loan processor and a processor in terms of educational background:

Loan Officer/Loan ProcessorProcessor
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 35%
Most common majorBusinessBusiness
Most common collegeUniversity of Pennsylvania-

Loan officer/loan processor vs processor demographics

Here are the differences between loan officers/loan processor' and processors' demographics:

Loan Officer/Loan ProcessorProcessor
Average age4550
Gender ratioMale, 32.1% Female, 67.9%Male, 34.0% Female, 66.0%
Race ratioBlack or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.5% White, 62.9% American Indian and Alaska Native, 0.5%Black or African American, 6.7% Unknown, 4.5% Hispanic or Latino, 10.7% Asian, 4.7% White, 72.3% American Indian and Alaska Native, 1.1%
LGBT Percentage8%7%

Differences between loan officer/loan processor and processor duties and responsibilities

Loan officer/loan processor example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Experience includes conventional, non-conforming, conforming, FHA, VA, builder purchase and refinances.
  • Originate conventional, FHA, and VA loans as a correspondent lender for loans to be sell on the secondary market.
  • Comply with all of RESPA's requirements and guidelines.
  • Prepare all RESPA documents and make sure loans are in compliance.
  • Review new Conventional/FHA and VA files for items need from the borrower.
  • Show more

Processor example responsibilities.

  • Manage the project schedule and design the PowerPoint presentation.
  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Coach fellow team members to help attain higher QA and assist with CANDE questions to ensure efficiency.
  • Manage the ordering of homeowner's association estoppel letters for payoffs; as well as surveys and clear lien searches.
  • Obtain title policies and process title claims to expedite REO closings and obtain clear title to properties in numerous states.
  • Mail clerk, stamp, open, count mail and match checks with EOB 's
  • Show more

Loan officer/loan processor vs processor skills

Common loan officer/loan processor skills
  • Customer Service, 14%
  • Escrow, 6%
  • Credit Reports, 6%
  • Lenders, 6%
  • FHA, 6%
  • Va, 6%
Common processor skills
  • Data Entry, 19%
  • Customer Service, 18%
  • Patients, 11%
  • Standard Operating Procedure, 6%
  • Strong Customer Service, 5%
  • Bank Deposits, 5%

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