Smart Home Consultant
Loan officer job in San Francisco, CA
Description Brinks Home™ is a leader in the smart security industry, protecting over one million people across the U.S., Canada, and Puerto Rico. Our platinum-grade protection is backed by award-winning customer service and expertly trained professionals. We strive for the highest standards for our customers while fostering a positive work environment for our employees. We create a culture that fosters innovation, celebrates creativity, and encourages authenticity. Join us and be part of a collaborative team that is relentless in our pursuit of security for life. Position Overview: We are currently seeking a determined Smart Home Consultant who embodies our core values: Service, Accountability, Customer Focus, Growth, and Integrity. The Smart Home Consultant role combines technical installation expertise with consultative sales skills. You'll be the face of Brinks Home installing smart home and security equipment and upselling tailored solutions to meet customer needs. Key Responsibilities:
Installation & Activation:
Install and activate smart home and security equipment including cameras, sensors, and IoT devices.
Customer Education:
Train customers on system usage, features, and maintenance to ensure optimal satisfaction and safety.
Upselling & System Enhancements:
Propose new installations and system upgrades during service visits.
Identify and suggest improvements to enhance security and convenience.
Actively engage in upselling opportunities by recommending additional products and services.
Maintain a commission-driven mindset and strive to exceed sales performance targets.
Customer Relationship Building:
Represent Brinks Home's product portfolio with professionalism and integrity, fostering long-term customer relationships.
Requirements:
High School Diploma or GED required.
Valid driver's license with a good driving record.
Proven upselling experience and ability to meet sales targets.
Technical aptitude and willingness to learn smart home technologies.
Comfortable climbing ladders and working at heights.
Willingness to work in tight spaces such as crawlspaces, attics, and basements.
Strong communication and customer service skills.
Ability to lift up to 40 pounds.
Benefits: Brinks Home recognizes the value of benefits for you and your family, so we offer a comprehensive and competitive benefits program:
Medical, Dental, Vision, 401(k) with Employer Match, Paid Time Off & Paid Holidays, HSA/FSA, Life & AD&D Insurance, Disability Coverage, Maternity/Parental Leave, Mental & Physical Health Benefits, Employee Resource Groups, Volunteer Hours, Discounted Equipment & Monitoring, and Employee Referral Program.
To learn more about our company culture and career opportunities, please visit our LinkedIn and Career Page.
Brinks Home provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
#equalopportunityemployer #veteranfriendly
Loan Analyst
Loan officer job in Napa, CA
Our client is seeking a Temporary Consumer Loan Funder I for a contract opportunity. The Temporary Consumer Loan Funder I, who will be responsible for planning, preparing and organizing consumer loan documentation to ensure accurate and expeditious loan closings while providing superior Member service.
Key Responsibilities
Funding Loans:
o Responsible for the timely and accurate coordination, processing and funding of all loan files including reviewing and interpreting underwriting conditions.
o Receive funding packets as assigned by department and manage funding from various incoming channels.
o Analyze Loan approval conditions in loan origination system (LOS). Verify the accuracy and integrity of all loan data entered into the system including but not limited to Membership, names, addresses, government monitoring information, loan information (i.e. loan amount, interest rate, terms, KBB/NADA/Black Book/MSRP information, income, etc.).
o Manage and continue to maintain all data and updates within the LOS throughout the funding process.
o Communicate and follow-up with Members/vendors regarding loan status and request and manage the timely return of required documentation needed to fund loan.
o Discuss loan options and programs with Members and vendors to ensure quality Member service.
o Identify cross sell opportunities that will benefit Member.
o Analyze credit report, credit applications to ensure credit requirements and loan policies are met.
o Verify Members income by paystubs and/or analyze personal and business tax returns to ensure income and loan policy requirements are met.
Department and Consumer Loan Officer Support:
o Utilize queue management system, within LOS, in conjunction with Consumer Loan Officers to ensure high quality Member/vendor service.
o Report daily any problems or concerns with specific loan files.
o Propose new or improved processes that will improve current file flow.
o Provide exceptional service to all Members, volunteers, internal team members, and vendors.
o Review and complete lending reports as needed or assigned.
Other functions:
o Research and resolve Member or team member concerns as directed.
o Compose and type general correspondence including emails, letters, memo communication for staff, vendors and Members.
Minimum Qualification: Knowledge, Skills and Abilities
2 years of experience in consumer lending industry or closely related field.
Thorough knowledge in the use of Internet-based loan origination software.
Knowledge of lending principles, practices, rules, regulations, and sales.
Ability to calculate income from paystubs, tax returns and or business returns.
Knowledge of compliance requirements.
Skill in the operation of personal computers and general office equipment.
Ability to communicate effectively both verbally and in writing.
Ability to establish and maintain effective working relationships with a diverse group of people including vendors and other Credit Union team members.
Ability to act independently and confidentially, using discretion and tact.
Ability to analyze situations and recommend workable solutions.
Ability to coordinate a variety of activities simultaneously and prioritize work.
Ability and desire to work in and contribute to a team environment.
Direct Loan Processor
Loan officer job in Sacramento, CA
Company: LHH - Banking
Start: ASAP
Salary: $41,600-45,760
Key Responsibilities:
Manage high volumes of inbound and outbound loan-related calls while efficiently processing loan applications.
Prepare, review, and audit loan documents for accuracy, compliance, and completeness.
Verify borrower information and obtain DMV documentation to properly record liens on collateral.
Identify and mitigate potential fraud, suspicious activity, and identity theft.
Collaborate with internal teams (IT, branch staff, back-office, and management) to ensure smooth loan processing.
Respond promptly to member inquiries via phone, email, Team chat, and web messaging, maintaining professionalism and clarity.
Maintain and update loan processing systems and knowledge bases with high attention to detail.
Conduct financial analysis and verification to satisfy loan conditions for funding.
Participate in virtual meetings, video conferences, and other online collaboration tools.
Foster a positive, courteous environment for members, colleagues, and external partners.
Continuously develop technical and problem-solving skills to improve departmental performance.
Qualifications & Requirements:
High school diploma required; some college preferred.
3+ years experience in a fast-paced, high-volume call center or loan-processing environment.
Strong multitasking skills and ability to work accurately under pressure.
Advanced technical proficiency with Microsoft Office, loan software, and internal communication platforms.
Excellent verbal and written communication skills with professional customer service approach.
Ability to maintain compliance with state and federal lending regulations.
Knowledge of auto and personal loans, DMV lien filing, and banking procedures is a plus.
“Equal Opportunity Employer/Veterans/Disabled
To read our Candidate Privacy Information Statement, which explains how we will use your information, please navigate to *******************************************
The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements, including, as applicable:
• The California Fair Chance Act
• Los Angeles City Fair Chance Ordinance
• Los Angeles County Fair Chance Ordinance for Employers
• San Francisco Fair Chance Ordinance”
Loan Originator
Loan officer job in San Francisco, CA
Wealthfront is seeking a licensed mortgage loan originator to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to work with existing Wealthfront clients providing excellent service and guiding them through the process with the support of our innovative technology and tools. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment. Responsibilties
Build rapport with clients to ensure we are identifying the solution that meets their needs.
Build rapport with buyer and seller agents to increase company market presence and ensure we are meeting local market demands and nuances
Use technology to guide clients in obtaining mortgages by answering their questions, collecting necessary documents and verifying information.
Provide exceptional client service while advising on the purchase or refinance process.
Respond to potential inquiries from company-generated prospects.
Achieve or exceed sales goals and objectives.
Work closely with operations, compliance and technology teams to optimize the loan application and workflow.
Ensure that all loans originate in full compliance with federal and state regulations.
Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions.
Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun
Expertise
Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work.
Strong working knowledge of state-specific licensing and registration requirements and use of the NMLS. Strong working knowledge of Federal and state regulations including TRID and HMDA.
Deep understanding of mortgage loan products and underwriting guidelines.
Self-driven with the ability to work independently and collaboratively.
Excellent organizational skills, able to set and meet deadlines in a high paced environment.
Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization.
Intellectually curious and interested in applying technology to enhance business processes.
Prior experience in wholesale and/or correspondent channels
Excellent communication skills focusing on both internal and external communications
Openness to adapting to industry changes
Requirements
2+ years of mortgage origination experience
Mortgage Loan Originator License
Strong knowledge of Conventional Conforming and Jumbo guidelines
Solid understanding of state and federal lending regulations
Extensive knowledge and understanding of customer service and intrapersonal best practices
Estimated annual salary range: $81,000 - $90,000 plus Equity and a discretionary bonus.
Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more!
About Wealthfront
Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money.
We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including:
• A Cash Account that, through our partner banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features.
• A zero-commission Stock Investing Account with 50+ handpicked collections that help DIY investors discover new companies and make smarter investing decisions.
• Multiple automated investing portfolios designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexing-which we offer at industry-leading low costs and accessible minimums.
Our award-winning products have attracted over 1 million clients who trust us with more than $90 billion of their hard earned savings-and we're far from done. If you're inspired to help us reshape the financial industry as we create our next chapter, let's talk!
For more information please visit ********************** are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Please review our candidate privacy notice.
Disclosures: All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesn't provide tax advice. The Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the variable interest rate, and provide access to FDIC pass-through insurance. Investment management and advisory services-which are not FDIC insured-are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser. The checking features offered in the Wealthfront Cash Account are provided by Green Dot Bank, Member FDIC. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details.
By “award-winning products”, please refer to *************************** for more information. Wealthfront Corporation oversees Total Client Assets and Trusted Clients through Wealthfront Advisers and Wealthfront Brokerage. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.
Auto-ApplyLoan Officer
Loan officer job in Oakland, CA
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Senior Loan Processor
Loan officer job in San Francisco, CA
Who Are We?With an “A” health rating and solid year-over-year growth, San Francisco Federal Credit Union's (SFFedCU) membership is now over 43,000 with assets surpassing $1. 3 billion and branches located in San Francisco and San Mateo County. Continuing along it highly successful growth trajectory, SFFedCU is seeking a Senior Loan Processor for our Golden Gate Branch in San Francisco.
The PositionThe Senior Real Estate Loan Processor is responsible for delivering an exceptional member experience while processing conventional and non-conventional mortgage loans and lines of credit.
This includes all major functions during the loan process including file preparation for underwriting submission, document preparation, tracking and scanning.
The position requires data input into the loan origination system from loan origination through final loan approval.
The Senior Real Estate Loan Processor communicates on loan status to members, vendors, and any parties involved with the transaction.
The Senior Real Estate Loan Processor must be registered and NMLS compliant.
Essential Functions and Responsibilities · Prepares the data and supporting documents to support an underwriter's loan decision on real estate files on the Loan Origination System from application through final loan approval.
· Ensures timely ordering and accuracy of all loan documents and data input from such data sources as credit reports, flood certificates, preliminary title reports, homeowners' insurance, income documentation, and appraisal reports.
· Seeks out outstanding conditions and sets proper expectations for those conditions to ensure timely loan closing.
· Identifies and escalates potential problems or delays to underwriters and/or managers.
· Communicates clearly and concisely with loan originators, underwriters, and closers.
· Performs other duties as assigned Who Are You?Requirements, Skills, and Abilities· Requires an associate's degree (AA) with a minimum of four (4) years' mortgage lending experience and customer service.
· Current knowledge of Federal and State laws and regulations to ensure compliance with FHLMC, FNMA, correspondent lenders, and regulators.
· Strong verbal and written communication skills with demonstrated ability to communicate professionally.
· In depth knowledge of lending compliance, credit risk analysis, and pricing.
· Ability to work on own, and in a team environment.
· ICE/Encompass knowledge preferred.
· Demonstrated analytical and critical thinking skills with the ability to complete multiple competing tasks at the same time, while meeting established expectations.
· Strong computer skills, including Windows, Word, Excel, Outlook, Microsoft Office Suite.
· Must possess strong problem-solving skills and ability to identify and resolve problems and issues and also identify opportunities that can enable members to secure their financial vision.
Why You'll Love It HereYou'll work alongside a passionate team in a mission-driven organization, get exposure to executive decision-making, and grow your skills across a broad range of functions.
No two days will be the same-and that's exactly how you like it.
The compensation package includes an excellent benefits program including health insurance plans, generous PTO, 401(k) Plan, profit sharing, competitive base, bi-annual bonuses, as well as tuition reimbursement.
SFFedCU is an Equal Employment Opportunity Employer.
In accordance with federal and state laws, SFFedCU does not discriminate in employment because of race, color, religion, sex, national origin, age, physical and mental disability, marital status, pregnancy, childbirth, breastfeeding or related condition, ancestry, medical condition (associated with cancer, a history cancer or genetic characteristics), veteran or military status, sexual orientation, gender, gender identity or gender expression, HIV/AIDS status, genetic information or any other characteristic protected by law.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Mortgage Loan Officer Recruiter
Loan officer job in Bodega Bay, CA
Job DescriptionThe Easiest Platform for Mortgage Recruiters to Earn $250K+ Annually Client Direct Mortgage has the most effective platform for recruiters to scale The ideal candidate will have strong social and leadership skills, experienced negotiating strategies and excellent organizational abilities. He/she should be familiar with developing recruitment strategies that effectively attract and retain top Loan Officer talent.
The position is remote and is open to candidates from any location within the United States.
Responsibilities:
Sourcing Candidates:
Utilize various recruiting channels such as job boards, social media, industry events, and networking to identify potential candidates.
Build and maintain a network of mortgage industry professionals for potential recruitment.
Candidate Screening:
Review resumes and production to identify candidates who meet the specified job requirements.
Conduct initial screenings to assess candidates' qualifications and interest in the mortgage loan officer role.
Interviewing:
Coordinate and conduct interviews with qualified candidates.
Evaluate candidates' skills, experience, and fit within the organization.
Assessment and Evaluation:
Evaluate candidates' skills, knowledge of mortgage lending, and other relevant competencies.
Reference Checking:
Verify candidates' employment history, qualifications, and loan production.
Collaboration with Recruitment Managers:
Work closely with recruitment managers to understand their specific needs and requirements for mortgage loan officer positions.
Provide regular updates on the status of recruiting efforts and Loan Officer pipeline.
Negotiation and Offer Management:
Negotiate job offers with selected candidates.
Coordinate the offer and acceptance process.
Onboarding Assistance:
Collaborate with the Onboarding Team and other departments to ensure a smooth onboarding process for new mortgage loan officers.
Provide support and information to help new Loan Officers integrate into the company.
Maintaining Recruitment Records:
Keep accurate and up-to-date records of all recruitment activities, including candidate profiles, interview notes, and other relevant documentation.
Requirements:
Bachelor's degree in Human Resources or related field is preferred
Two years of direct Loan Officer recruiting experience managing all phases of the process
Proactive sourcing tactics and substantial initiative
Excellent time management abilities and a proven ability to meet deadlines
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Mortgage Loan Officer II
Loan officer job in Santa Rosa, CA
Klassic Recruiting and Redwood Credit Union are partnering together to locate a Mortgage Loan Officer II for their Santa Rosa, CA location. We're seeking a Mortgage Loan Officer II who cares about delivering an outstanding member experience and loves to say “yes” as often as possible.
Redwood Credit Union was voted by employees as one of Sonoma County's “Best Places to Work” for 10 years running, was recently recognized as the healthiest credit union in the nation, and is known throughout the North Bay for incredibly strong community involvement through volunteerism, fundraising, and sponsorship's. Our creed is “We love to help you succeed" and it spans all aspects of financial wellness, and particularly to mortgage lending. We are a top mortgage lender in the North Bay due to our outstanding loan programs, highly competitive pricing, and our “makes sense” underwriting guidelines.
Job Description
Knowledge, Skills
and Abilities:
Thorough knowledge of Internet-based loan origination software.
Thorough knowledge of real estate principles, practices, rules, and regulations.
Knowledge of all residential mortgage loan products offered by RCU.
Knowledge of secondary market investor guidelines and compliance requirements.
Qualifications
Qualifications:
Equivalent to high school diploma
Four years' experience in the mortgage lending industry or closely related field, including 2-3+ years as a Loan Officer
Experience with Symitar software
Job Type: Full-time
Job Location:
Santa Rosa, CA
Required education:
High school or equivalent
Required experience:
Loan Origination: 3 years
Symitar Software: 2 years
Secondary Market Investor Guidelines: 3 years
Residential Mortgage Loan: 4 years
Additional Information
All your information will be kept confidential according to EEO guidelines.
Loan Officer
Loan officer job in San Francisco, CA
For 20+ years, Guarantee Mortgage has been helping California families finance their homes and navigate the intricacies of financing real estate in California. We fund more than $2 billion in loans each year, and want to help you fund your dream as well.
We are looking for experienced Loan Originators to join our team in San Francisco or Marin. We are a company with deep core values, and will provide you with unbelievable support, strong customized marketing to grow your business, and unparalleled perks.
Loan officers at Guarantee Mortgage can focus on generating revenue.
We've got everything else covered and are 100% focused on helping you succeed!
Our Core Values:
1) Team Work
2) Transparency
3) Respect
4) Excellence
5) Adaptable and Vigilant
6) Problem Solvers
7) Fun
8) Autonomy
In order to be successful at Guarantee Mortgage, you have to be motivated, self-disciplined, and team oriented.
Below is a summary of the job description:
1) Interviews, takes applications, and processes preliminary documentation on loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from borrowers.
2) Performs follow-up work as necessary to achieve conditional approval within established time frames.
3) Communicate with the borrower regarding the loan status
4) Answers questions and requests, and resolves problems.
5) Attends and participates in meetings and committees as required.
6) Completes necessary education requirements offered by the company
Qualifications
In order to be successful, we are looking for driven, tenacious, problem solver, sales people. You need to have your NMLS and it would be ideal if you have 3+ years of prior experience.
Additional Information
All your information will be kept confidential according to EEO guidelines.
Commercial Real Estate Loan Officer
Loan officer job in Santa Rosa, CA
Job Description
Actively seeking a Commercial Real Estate Loan Officer to solicit new CRE loan business through a network of brokers, business owners, and investors.
RESPONSIBILITIES :
Will solicit and coordinate the closing of commercial loans; responsible for commercial loan business development and to act as the bank's contact with commercial loan clients, brokers, and contractors.
Will provide guidance to potential developers relating to partnership agreements, collateral, feasibility studies, and vacancy rate factors, if applicable.
Will provide service to prospective commercial loan customers and interview applicants to develop information concerning their needs, credit, stability, earnings, and potential income to the property to assist in determining whether the commercial loan package will be an acceptable risk.
Will obtain and analyze pertinent financial and credit data on all partners involved in the project; will arrange for the appraisal of the property and/or feasibility study of bare land to be developed.
Will review commercial loan packages for completeness of documents and compliance with bank policy, regulatory requirements, and secondary market lending parameters.
Responsible for notification of commercial loan applicant(s) of all requests, which do not conform to current lending guidelines.
Will be responsible for maintaining a high level of working knowledge relating to all types of commercial loans.
Will maintain all financial/loan data in confidence.
Job Requirements
Bachelor's degree or equivalent work experience
Five or more years of commercial real estate lending experience
Fluent in the principles of CRE underwriting
In depth understanding of occupancy and rent trends in local markets
Comfortable with technology supporting sales management, marketing, pricing, initial underwriting, pipeline management and loan performance tracking
Familiar with loan products and pricing of local competitors
For further consideration towards this and/or other opportunities please inquire confidentially to ********************* or call ************. All inquiries held in strict confidence. Thank you for your interest.
Analyst, CRE Loan Originations
Loan officer job in San Francisco, CA
SitusAMC is where the best and most passionate people come to transform our client's businesses and their own careers. Whether you're a real estate veteran, a passionate technologist, or looking to get your start, join us as we work together to realize opportunities for everyone, we proudly serve.
At SitusAMC, we are looking to match your unique experience with one of our amazing careers, so that we can help you realize your potential and career growth within the Real Estate Industry. If you are someone who can be yourself, advocate for others, stay nimble, dream big, own every outcome, and think global but act local - come join our team!
About Hanover Street Capital
Established in 2012, Hanover Street Capital, LLC (“Hanover”) is fully dedicated to supporting the end-to-end functions of Deutsche Bank's substantial commercial and multifamily real estate financing business in the United States. These functions include loan origination, underwriting, due diligence and closing; securitization transaction management and capital markets structuring; loan servicing and administration; and portfolio and asset management.
Our guiding principles describe the work environment we endeavor to achieve. We're better because of our differences and the unique perspective each team member contributes. We put our client's objectives above our own, championing their success at every turn. We stay nimble: things change - we are open and ready to adapt. And we take ownership of our results, celebrating successes while learning from failures.
Hanover invests in its team members and enables them to gain exposure to various aspects of commercial real estate finance - an important, yet complex, product in the global financial markets. You will be viewed as an important resource to support experienced principals and deal managers.
Hanover is a wholly owned subsidiary of SitusAMC.
Hanover is looking for an Analyst-level candidate to support Deutsche Bank's Commercial Real Estate (CRE) team in San Francisco to originate loans for its conduit/large-loan commercial mortgage-backed securities (CMBS) business, as well as for the bank's balance sheet. The loans range across office, retail, hotel, multifamily and industrial property types.
Specific responsibilities include:
Participating in all aspects of loan origination
Coordinating transactions within tight timeframes, involving several groups within Deutsche Bank, borrowers, and third-party advisors
Liaising with the group's credit risk management, securitization transaction management team and syndicate desk teams to determine capital markets execution strategies
Modeling asset level cash flows using ARGUS Enterprise and Excel
Performing market, property and sponsor due diligence (KYC)
Writing internal investment summaries and credit memos
Qualifications sought:
Demonstrable interest in real estate
Bachelor's degree and at least one year, including internships, of work experience in the relevant field, or graduate degree with relevant experience
Strong quantitative and analytical skills
Advanced proficiency in Excel , Word , PowerPoint , and Argus . Prior Excel financial modelling experience required
Relevant experience includes, but is not limited to:
debt financing transactions in commercial real estate, corporate finance, or private equity
commercial real estate asset valuation
due diligence and transaction execution
building and maintaining financial models
researching, preparing, and updating industry/company presentations
deriving financing capacities, scenario analyses, collateral data analyses
Highly developed organizational and project/time-management skills
Excellent communication, presentation, and business writing skills under pressure
A strong commitment to integrity, professionalism, and Hanover's guiding principles
A demonstrable ability to work effectively with team members in diverse groups and regions
Solid work ethic, motivation level, and strong attention to detail
Note: This job description is not intended to be all inclusive or exclusive. At any time, employees may perform other related duties as required to meet the ongoing needs of the organization and participate in additional trainings. SitusAMC does not accept unsolicited resumes from staffing agencies, search firms or any third parties. Any unsolicited resume submitted to SitusAMC in any manner will be considered SitusAMC property, and SitusAMC will not pay a fee for any placement resulting from the receipt of an unsolicited resume.
The annual full time base salary range for this role is
$100,000.00 - $110,000.00
Specific compensation is determined through interviews and a review of relevant education, experience, training, skills, geographic location and alignment with market data. Additionally, certain positions may be eligible to receive a discretionary bonus as determined by bonus program guidelines, position eligibility and SitusAMC Senior Management approval. SitusAMC offers PTO and paid holidays, the terms of which are set forth in the program policies. All full time employees also are eligible to participate in various benefit plans, including medical, dental, vision, life, disability insurance and 401K; in each case in accordance with the terms of the applicable plans.
Pay Transparency Nondiscrimination Provision
SitusAMC is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
Know Your Rights, Workplace Discrimination is Illegal
Auto-ApplyBilingual Loan Consultant
Loan officer job in Santa Rosa, CA
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This role provides rewarding professional development and advancement opportunities in a dynamic and supportive environment. Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career.
In the Role
Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service
Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals
Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs
Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations
Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems
Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude
Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options
Requirements:
High School Diploma or GED
Preferred:
Sales, Collections or Customer Service experience
Bilingual - Spanish
Location: On site
The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday.
Target base salary range is $19-$22.50, which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive additional compensation program that is based on individual and company performance.
Who we Are
A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
Paid sick leave as determined by state or local ordinance, prorated based on start date
Paid holidays (7 days per year, based on start date)
Paid volunteer time (3 days per year, prorated based on start date)
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online.
At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.
Key Word Tags
Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee
Auto-ApplyConsumer Loan Collector
Loan officer job in Fairfield, CA
Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.
Weekly Working Hours: 40
Collects on delinquent consumer loans. Performs skip-tracing to establish contact with borrowers to re-establish payment program and to determine potential problem accounts. Works out payment problems with customer. Responds to all inquiries from customers, branches, and loan officers.
Maintains customer relations while following necessary procedures. Will perform the following duties on a daily basis:
Collects delinquent installment and revolving loans by contacting borrowers by telephone or correspondence to obtain payment, performing proper documentation.
Performs skip-tracing on customers and establishes contact to re-establish payment program, and to determine potential problem accounts.
Inputs changes on Collection Management Systems. For example, changes of addresses, phone numbers, and account updates.
Resolves customer disputes as they arise; refers unresolved and complex problems to supervisor.
Completes collection queue on a daily basis.
Performs additional job related duties as required.
EOE
Westamerica Bank's Privacy Policy may be found at: *********************************
Salary Description $16.50 - $18.98
Mortgage Loan Officer
Loan officer job in Fairfield, CA
Originates first mortgage loans, promotes the financial institution and lending services to the real estate community and helps identify and serve the community's financial needs through home loan counseling, real estate agent seminars and sales meeting, and by participating in and promoting the institutions community actives.
Responsibilities
* Solicits first mortgage loans by going out to clients. Informs prospective loan clients of the institutions underwriting guidelines and applicable government regulations
* Assists loan applicant in completing application and necessary disclosures.
* Completes loan application and pre-processing functions in a timely manner - prepares for review initial disclosure including loan estimates.
* Enters data from new loan applications and other documents into computer system.
* Orders credit reports and other items as needed.
* Answers incoming calls and schedules appointments.
* Provides follow-up on a consistent basis with borrowers, and agents to complete processing.
* Communicates complex approvals or denials to the borrower-agents including real estate agents / builders.
* Responds to inquiries from borrowers regarding status of loans in process.
* Completes necessary information such as log entries and business sourcing.
* Distributes Bank approved marketing materials and general information.
* Actively participates in local business development activities as directed by the Bank.
* In the performance of respective duties, must maintain knowledge of and ensure compliance with the Bank Secrecy Act and all other regulatory, security and bank policies.
Qualifications
* HS Diploma or equivalent required.
* Two to four years related mortgage or similar sales experience or equivalent required.
* Thorough working knowledge of real estate documentation, policies, compliance, and procedures.
* High level of proficiency with mortgage loan processing and underwriting systems.
* Commitment to excellence and high standards.
* Excellent written and oral communication skills.
* Strong organizational, problem-solving, and analytical skills.
* Ability to manage priorities and workflow.
* Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm.
* Acute attention to detail.
* PC proficiency.
* Excellent customer service skills.
* Proven ability to handle multiple projects and meet deadlines.
* Strong interpersonal skills.
* Good judgement with the ability to make timely and sound decisions.
* Demonstrated ability to calculate figures and amounts such as discounts, interest, commissions, and percentages.
* Ability to effectively present information and respond to questions.
* Ability to effectively communicate with people at all levels and from various backgrounds.
WORKING CONDITIONS:
This position is a remote role that requires traveling out to clients.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
While performing the duties of this job, the employee is regularly required to sit, use hands and fingers, handle or feel objects, use tools or controls, reach with hands and arms, talk and/or hear. The employee frequently is required to stand and walk. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, peripheral vision, color vision, depth perception, and the ability to adjust focus.
COMPENSATION: $35,000 per year, plus commissions and car allowance.
Auto-ApplyLoan Originator NE - Sacramento, CA
Loan officer job in Sacramento, CA
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Auto-ApplyTemporary Consumer Loan Funder
Loan officer job in Napa, CA
Redwood Credit Union is looking for a Temporary Consumer Loan Funder I, who will be responsible for planning, preparing and organizing consumer loan documentation to ensure accurate and expeditious loan closings while providing superior Member service.
Key ResponsibilitiesFunding Loans:o Responsible for the timely and accurate coordination, processing and funding of all loan files including reviewing and interpreting underwriting conditions.o Receive funding packets as assigned by department and manage funding from various incoming channels.o Analyze Loan approval conditions in loan origination system (LOS). Verify the accuracy and integrity of all loan data entered into the system including but not limited to Membership, names, addresses, government monitoring information, loan information (i.e. loan amount, interest rate, terms, KBB/NADA/Black Book/MSRP information, income, etc.).o Manage and continue to maintain all data and updates within the LOS throughout the funding process.o Communicate and follow-up with Members/vendors regarding loan status and request and manage the timely return of required documentation needed to fund loan.o Discuss loan options and programs with Members and vendors to ensure quality Member service.o Identify cross sell opportunities that will benefit Member.o Analyze credit report, credit applications to ensure credit requirements and loan policies are met.o Verify Members income by paystubs and/or analyze personal and business tax returns to ensure income and loan policy requirements are met.Department and Consumer Loan Officer Support:o Utilize queue management system, within LOS, in conjunction with Consumer Loan Officers to ensure high quality Member/vendor service.o Report daily any problems or concerns with specific loan files.o Propose new or improved processes that will improve current file flow.o Provide exceptional service to all Members, volunteers, internal team members, and vendors.o Review and complete lending reports as needed or assigned.Other functions:o Research and resolve Member or team member concerns as directed.o Compose and type general correspondence including emails, letters, memo communication for staff, vendors and Members.
ABOUT REDWOOD CREDIT UNION (RCU):At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities. Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service. Our purpose is to inspire hope and elevate the financial well-being of our communities one person at a time, through good times and bad. As a not-for-profit financial institution, we are committed to a people-first approach, which is reflected not only in how we serve our Members, but also in how we treat our employees. Our leadership team is deeply focused on fostering a culture of heart and empathy, integrity, passion, inclusion, meaningful relationships, excellence, and ensuring financial well-being for all. Why work for Redwood Credit Union?• 29th largest credit union in the U.S. and the largest financial institution based in the North Bay • Awarded a 5-Star Rating based on 6/30/24 financial data by Bauer Financial• Recognized by Newsweek as one of "America's Greatest Midsize Workplaces 2025"• Recognized by Newsweek as one of "America's Best Credit Unions 2024"• Recognized by Forbes as one of “America's Best Small Employers 2023" • Voted Best Places to Work in the North Bay 20 years in a row• World-class Employee Engagement scores• Rated Superior in Service by more than 90% of Members, surveyed by SF Gate• Industry leading Net Promoter Scores across the U.S. Minimum Qualification: Knowledge, Skills and Abilities
Thorough knowledge in the use of Internet-based loan origination software.
Knowledge of lending principles, practices, rules, regulations, and sales.
Ability to calculate income from paystubs, tax returns and or business returns.
Knowledge of compliance requirements.
Skill in the operation of personal computers and general office equipment.
Ability to communicate effectively both verbally and in writing.
Ability to establish and maintain effective working relationships with a diverse group of people including vendors and other Credit Union team members.
Ability to act independently and confidentially, using discretion and tact.
Ability to analyze situations and recommend workable solutions.
Ability to coordinate a variety of activities simultaneously and prioritize work.
Ability and desire to work in and contribute to a team environment.
The ideal candidate has a combination of education and experience equivalent to a high school diploma, plus a minimum of two years' experience in consumer lending industry or closely related field.
Compensation: Base starting range: $23.00 to $31.00 hourly commensurate with experience.
Physical Requirements:• Ability to stand, bend, stoop, sit, walk, twist, and turn.• Ability to lift up to 20 pounds.• Ability to use a computer keyboard and calculator.• Work environment is indoors; majority of the time is spent sitting at a desk.
*Redwood Credit Union is not offering Visa transfers and/or sponsorships for this position.
We are an Equal Opportunity Employer
Auto-ApplyCommercial Real Estate Loan Officer - Piedmont Capital
Loan officer job in San Francisco, CA
Our aggressive growth strategy has continued to bear fruit as we are one of the fastest growing commercial brokerages in the Bay Area in terms of both revenue and headcount. To help us keep pace with our rapid growth, we're looking for Loan Officers to join our team!
Piedmont Capital is the credit lending arm of NAI Northern California -- a technology-enabled commercial real estate brokerage with offices located in San Francisco, Oakland, and San Jose. Piedmont Capital specializes in arranging financing up to $10 million for commercial and multifamily properties. Since 2002, we have effectively built relationships with commercial banks, credit unions, life companies, and private investors.
Growing substantially since the 2008 financial crisis, we have the knowledge and experience to guide financing projects through evolving regulations imposed by lenders and government. We have placed over $500 million in debt for real estate investments throughout California, Washington, Oregon, Hawaii, and beyond.
Our culture? 1. Clients first. 2. Best rate and terms every time. 3. Communicate and make it easy. The only part of our proprietary technology platform you will see? Results. Quick turnaround, easy, paperless processing, and clear communication is what we are all about
What will you be doing?
- Contacting commercial real estate investors to offer them financing and refinancing solutions - Conduct complex due diligence to process the refinancing deals - Offer solutions for challenges that might arise during the refinance or purchase process- Become an expert at finance rates and shop for the most competitive programs - Build relationships with financing partners
There is tremendous synergy between Piedmont Capital and NAI as the deals generated by NAI are often financed with loans from Piedmont Capital. And with 50% of our deals being off-market, NAI Agents will bring you leads that you can't find anywhere else. We have ambitious plans to expand, and we are increasing our talent pool dramatically!
A recent hire told us “...just sitting in front waiting to interview, hearing the energy and collaboration, and seeing the technology and resources made me certain this would be a fantastic place to grow my career and myself.”
Piedmont Capital has created an innovative culture and we pride ourselves on having disrupted traditional brokerage organizations. We foster the success of our newer advisors with a structured training program, mentorship, and coaching. Advisors love it here for that very reason - our collaboration, transparency, and tech stack are simply without parallel.Who Are You?
Licensed as a California Real Estate Salesperson or Broker (or willing to become licensed)
You have had success in business or sales (ideally entrepreneurial endeavors)
Experience with business development - especially cold-calling or door-to-door sales - is preferred
An elementary understanding of lending, business finance and investments in real estate is a big plus
Compensation:
100% commission-only
First year commission goal is $50,000 - $100,000 +
Second year commissions should range between $125,000 and $250,000+
Fifth year commissions should exceed $500,000 and will ideally be $1,000,000+
How Do We Help You?
Collaboration: We take this seriously. We believe that the scarcity mentality and sales do not mix. We also believe that competition can inspire us to do great things, but collaborating with others elevates everyone. Therefore management trains advisors to realize their highest potential quickly to create a revenue source.
Platform: We've implemented a world-class CRM so all outreach is transparent. We have great events that bring everyone together for fun, community involvement and celebration of our mad sales skills. There are leads in the system ready to go - so no need to build your own database.
Support: We spend time and money to support our agents at NAI. We know this is what's necessary to get everyone successful. There are no added costs to work here and we do not nickel and dime our partners. We hire staff to assist in seeking more leads for calls, in marketing listings, and in helping complete the escrow / contract process.
A Little More About Us:
NAI Northern California is the local representation of NAI Global - the largest Commercial Real Estate Brokerage Network in the world with 400+ offices worldwide and over 7,000 professionals. NAI is a global “Top 5” Commercial Real Estate Company dedicated to having the most successful, productive, and happy teams in the industry.
The collaborative, tech-forward culture we have grown in Northern California is a major competitive advantage that will expedite your success. We have fun often and laugh easily, and yet we are at the top of our game and deliver the highest quality to our customers and clients. Take us seriously when we say our sights are focused upon gaining market share and doing what it takes to be really successful - and carving a name for ourselves in the San Francisco Bay Area.
BRE License # 01870488We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
Auto-ApplySr. Loan Processor
Loan officer job in Petaluma, CA
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Sr. Loan Processor is responsible for providing customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. The Sr. Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
This position operates within Pacific time zone working hours to support the Pacific region.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the particular loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents.
Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices received, and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and help supervise new loan processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors.
Qualifications and Skills:
High School Diploma or equivalent.
A minimum of 5 years' residential mortgage processing experience.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Excellent math and analytical skills.
Excellent communication skills.
Ability to prioritize and meet deadlines.
Available to work varying hours and overtime if needed.
Encompass experience.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Base Pay: $28.00-35.00
Bonus: Eligible for per file bonus incentive
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyCommunity Lending Officer - Mira Vista
Loan officer job in Richmond, CA
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
This job is responsible for managing the end-to-end consumer mortgage referral requests primarily for Low to Moderate Income (LMI) clients in underserved markets. Key responsibilities include connecting with internal and external centers of influence (i.e. financial center partners, realtors, etc.) to originate mortgage transactions, identifying relationship deepening opportunities with clients, and facilitating the loan process from application to close. Job expectations include providing home buyer education via workshops and contacting with clients and partners virtually or in-person. This position is subject to SAFE Act registration requirements.
Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since this position requires SAFE Act registration, employees are required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination.
Responsibilities:
* Originates loans from multiple internal and external referral sources
* Understands the local Affordable Housing Market, Housing Assistance Programs, and experience, providing thoughtful lending solutions and guidance to Low to Moderate Income and First Time Homebuyers
* Achieves production goals as defined by the business
* Maintains a quality network of business relationships that serve as a recurring source of referrals for new mortgage lending opportunities
* Provides exceptional customer service including maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements
* Conducts monthly Home Buyer Workshops and Business Development meetings
Required Qualifications:
* 2+ years of experience in loan originations and/or home buyer education
* Knowledge of conventional and/or government guidelines as well as affordable mortgage products and programs
* Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending
* Ability to organize and deliver Home Buyer Workshop presentations
* Knowledge of community housing counseling agencies
* Knowledge of community grant / downpayment programs
* Strong written and verbal communications skills
* Self-motivated and highly organized
* Ability to prioritize multiple competing tasks
Desired Qualifications:
* Experience in first mortgage and HELOC
* Familiar with FHA and HUD guidelines
* Knowledge of local competition product offerings and real estate market dynamics
* Strong computer skills, including Microsoft applications and previous experience using laptop technology for client communication purposes including accessing rate, credit and loan status information
* Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
* Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
* Ability to analyze and comprehend complex financial data and provide appropriate financial solutions
* Professional and effective interpersonal skills
Skills:
* Client Management
* Customer and Client Focus
* Loan Structuring
* Oral Communications
* Referral Management
* Credit Documentation Requirements
* Learning Delivery
* Presentation Skills
* Prospecting
* Written Communications
* Active Listening
* Business Development
* Credit and Risk Assessment
* Data Collection and Entry
* Pipeline Management
Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent
Shift:
1st shift (United States of America)
Hours Per Week:
40
Bilingual Loan Specialist
Loan officer job in Concord, CA
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
Regional offers competitive pay! We do our best to show that we value our team members!
You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Duties and responsibilities
Provide exceptional service to all customers.
Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
Maintain office cash with accuracy and proper security.
Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
Minimize delinquent debt through calling customers and collecting on past-due accounts.
Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
Transport money and deposits to and from bank.
Other duties as assigned by leadership.
Minimum Qualifications
High School Diploma or Equivalent.
Prior customer service experience in either a sales/retail environment or cash management environment.
Must pass drug screen, criminal and credit background checks.
Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Bilingual English/Spanish
Critical Competencies
Demonstrated passion for customer service.
Excellent written and verbal communication skills.
Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
Thrives in a pay for performance atmosphere.
Proven ability to multi-task.
High degree of integrity.
Sales mentality.
Adaptable to an ever-changing environment.
Average pay range: $23-$26/ hour
Pay range only applies to California residents.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
Key Word Tags
Sales, Retail, Loan Sales, Collections, Finance, Customer Service, Leadership, Business Development, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
#RGNL
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
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