Loan officer jobs in San Buenaventura, CA - 28 jobs

PFN Lending Group, Inc. is looking for independent / self generating loan officers to partner with us! We are seeking a highly motivated and experienced Loan Officer to join our dynamic team at PFN Lending Group, Inc. As a Loan Officer, you will play a crucial role in assisting clients in obtaining loans to fulfill their financial needs. You will be responsible for evaluating loan applications, assessing creditworthiness, and providing financial guidance to clients throughout the loan process. Responsibilities Assess loan applications: Review loan applications and supporting documentation to determine eligibility and creditworthiness of applicants. Conduct financial analysis: Analyze financial statements, credit history, and other relevant information to evaluate risk and make informed lending decisions. Provide loan options: Present various loan options to clients based on their needs and financial capabilities, explaining terms, conditions, and repayment plans. Collaborate with clients: Build and maintain strong relationships with clients, providing exceptional customer service and addressing their questions or concerns regarding the loan process. Maintain compliance: Ensure compliance with regulatory requirements, internal policies, and industry best practices, including the accurate completion of loan documentation. Stay updated on industry trends: Keep abreast of changes in lending regulations, market conditions, and industry practices to provide up-to-date advice to clients and identify potential business opportunities. Achieve sales targets: Meet or exceed individual and team sales targets by actively promoting loan products and identifying cross-selling opportunities within the organization. Collaborate with underwriters: Work closely with underwriting teams to facilitate the loan approval process, providing necessary information and addressing any queries or additional requirements. Document loan files: Prepare and maintain accurate and complete loan files, ensuring all necessary documentation is collected, verified, and securely stored. Qualifications Bachelor's degree in finance, economics, business administration, or a related field (or equivalent work experience). Proven experience as a Loan Officer or in a similar lending role. Strong understanding of lending principles, credit analysis, and financial regulations. Excellent communication and interpersonal skills to effectively interact with clients and colleagues. Ability to multitask, prioritize, and manage time efficiently in a fast-paced environment. Proficiency in using loan origination software and MS Office applications. Knowledge of current market trends, products, and competitors in the lending industry. High level of integrity, professionalism, and confidentiality. Relevant certifications or licenses (e.g., NMLS license) are required. If you are passionate about helping individuals achieve their financial goals, possess exceptional analytical skills, and thrive in a results-oriented environment, please apply! We would love to hear from you. PFN Lending Group, Inc. is an equal opportunity employer. We value diversity and are committed to creating an inclusive environment for all employees. Pay Range USD $0.00 - USD $0.00 /Yr.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent Appropriate licenses, if State required. A minimum of 5 years loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision-making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. *In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other functions as needed.

Job Description Title: Loan Originator Compensation: $4,000/month base (post-ramp) + Highly Competitive Commission Structure + Bonus Opportunity (up to 10% of total annual comp) + 100% FREE Medical Benefits paid by employer We are expanding our national bridge-lending presence and building a high-performance residential-lending sales team. With a strong capital base, an established lead-generation engine, and rapidly increasing deal flow, we are seeking a Loan Originator who can develop new client relationships, drive structured loan volume, and contribute to broader growth initiatives. We specialize in originating residential investment loans for corporate entities, real estate investors, and fix-and-flip/hard-money borrowers (non-owner-occupied only). What You Will Be Doing • Build and maintain a pipeline of real estate investors, developers, and brokers using our inbound leads, outbound outreach, and your existing network. • Understand and apply our origination guidelines, pricing structure, and sales approach. • Conduct consistent outreach to warm and cold leads; maintain weekly activity metrics and monthly loan origination targets. • Collaborate with underwriting, marketing, and leadership to support deal execution and refine the borrower experience. • Participate in the full lifecycle of bridge-loan transactions-including initial inquiry, structuring, documentation, and closing. • Provide market feedback, competitor intel, and client insights to support ongoing business development and strategic adjustments. • Potential to mentor and support a regional team as the business scales. What You Need for this Position • Experience in residential lending. We specialize in originating residential investment loans for corporate entities, real estate investors, and fix-and-flip/hard-money borrowers (non-owner-occupied only). • You do not need a book of business (if you have one great) we have a highly vetted lead gen system and can provide you with quality leads • Strong relationship-building skills and comfort with consistent prospect outreach. • Solid understanding of loan products, credit profiles, or real estate finance (or ability to learn quickly). • Self-driven, metrics-oriented, and comfortable operating in a fast-moving, high-growth environment

Manufacturing company looking for their next Credit Specialist! Qualified candidates will have experience working directly with businesses, credit lines and analysis, and bilingual in Spanish. Qualifications: 1+ year of experience in credit processing and analysis Working with b2b credit lines Previous experience working with financial documents Must be bilingual in Spanish (Be able to read and write in Spanish fluently) Review documents in Spanish only Experience with ERP systems. Job Description: The Credit Specialist will manage and process financing applications for Mexico-based customers purchasing manufacturing equipment. This role ensures accurate loan documentation, compliance with credit policies, and timely processing to support customer demands and maintain strong financial relationships. Responsibilities include: + Manage and process financing applications for machinery purchases. + Ensure accurate documentation of credit applications. + Maintain compliance with credit policies. + Process loans in a timely manner to meet customer demands. + Support the maintenance of strong financial relationships with clients. Job Type & Location This is a Contract to Hire position based out of Oxnard, CA. Pay and Benefits The pay range for this position is $34.00 - $35.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision - Critical Illness, Accident, and Hospital - 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available - Life Insurance (Voluntary Life & AD&D for the employee and dependents) - Short and long-term disability - Health Spending Account (HSA) - Transportation benefits - Employee Assistance Program - Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in Oxnard,CA. Application Deadline This position is anticipated to close on Jan 27, 2026. About Aston Carter: Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing double diamond winner for both client and talent service. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com (%20astoncarteraccommodation@astoncarter.com) for other accommodation options.

Job DescriptionActively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM. The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect. Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements. Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.Job Requirements 5+ years of commercial lending experience Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred) Strong understanding of commercial depository services Excellent credit skills and general familiarity with commercial documentation For further consideration towards this and/or other opportunities please inquire confidentially to ********************* or call ************. All inquiries held in strict confidence. Thank you for your interest.

At VCCU, we are proud of the work we do to improve the financial well-being of our members and our community. If you seek meaningful work building stronger financial futures and aspire to create a positive difference in your community, we'd love to hear from you! About The Role Under the direction of the AVP, Mortgage Operations, the Mortgage Loan Processor supports members throughout the mortgage loan process, ensuring all required documentation is complete, accurate, and submitted within established timeframes. This role is responsible for maintaining compliant loan files, inputting loan data into applicable systems, and serving as a backup for mortgage loan opening functions as needed. As a member of the Mortgage team, this role requires onsite work at VCCU's Ventura headquarters. What You'll Do Review residential mortgage loan application files to ensure completeness, accuracy, and adherence to established standards, including loan terms, borrower assets and liabilities, credit reports, and employment history. Request supplemental credit documentation as needed and order verifications of employment and other third-party reports. Coordinate and communicate with Escrow and Title companies throughout the loan process to ensure fees and documentation remain accurate. Prepare and submit complete mortgage loan files for underwriting review and decision. Prepare loan files that are clear to close and transfer them to the Document Preparer. Prepare accurate Loan Estimates in compliance with TRID and other applicable regulations. Respond to mortgage-related inquiries via phone and email, including assisting with the resolution of member questions or concerns. Maintain loan records, reports, verifications, and supporting documentation in accordance with investor, regulatory, and Credit Union standards. Perform other duties as required to support daily Mortgage Operations and Credit Union needs. What We're Seeking Minimum of 3 years of mortgage loan processing experience, including working knowledge of current mortgage lending regulations and compliance requirements. Solid understanding of mortgage lending practices, documentation requirements, and applicable financial services laws. High school diploma or general education degree (GED) is required. What Will Make You Stand Out National Mortgage Licensing System (NMLS) registration. Ability to effectively communicate with referral partners, borrowers, and internal staff. Driven by purpose, with a genuine commitment to the Credit Union philosophy of “people helping people.” What's In It For You VCCU is an Equal Pay Champion, and we offer a competitive total rewards package! Paid Volunteer Time Paid Time Off, including Sick/Vacation/Holidays Medical/Dental/Vision/Life Insurance/Supplemental Benefits 401k Employer Match & Safe Harbor Contribution Company Sponsored Life & LTD Insurance Education Reimbursement Free Electric Vehicle Charging at Headquarters Location VCCU Membership and Rate Discounts We are dedicated to building an inclusive and authentic workplace that values unique voices and experiences, backgrounds and identities. We are an equal opportunity employer who celebrates the diversity of our employees and our members and strives to represent the many communities we serve.

Join the OceanAir Crew! Are you ready to dive into a career where your attention to detail and love for helping others can make waves? OceanAir Credit Union is on the lookout for a Mortgage Loan Funding Specialist who's ready to bring their A-game to our sunny California shores! PRIMARY PURPOSE: You'll be reviewing, preparing, and disbursing funds for refinances, purchases, and lines of credit. You'll also be the friendly face assisting members with questions and keeping our clerical duties smooth sailing. Your goal? Deliver an easy, breezy member experience that builds loyalty and trust. ESSENTIAL DUTIES: - Practice OceanAir's core values: Make It Right - We pledge to do the right thing for our members and community. Make It Easy - We offer simple financial solutions and efficient service. Make It Personal - We build deep relationships based on individual needs. - Work with internal and external teams to clear conditions before funding. - Review and approve closing statements and CDs. - Prepare wire instructions and verify loan details. - Review signed documents for accuracy and compliance. - Follow up on post-closing issues and resolve discrepancies. - Stay current on credit union and regulatory updates. - Input loan info, book loans, and set up servicing files. - Communicate with processors, loan officers, and escrow agents. - Serve as backup for Loan Servicing. - Know your RESPA/TRID stuff. - And of course, perform other awesome duties as assigned! REQUIRED SKILLS: - Know (or be excited to learn) OceanAir's products and services. - Understand mortgage loan funding and doc drawing. - Be a member service superstar-friendly, respectful, and responsive. - Be tech-savvy with email, Word, Excel, etc. - Use common sense and clear communication. - Be accurate, thorough, and timely. - Be a team player who welcomes feedback and collaboration. - Show up consistently and ready to shine! EDUCATION & EXPERIENCE: - High school diploma or GED. - 1-3 years of mortgage lending and/or funding experience. OTHER REQUIREMENTS: - Must register with NMLS (fingerprints and background check required). - Valid driver's license and current auto insurance. PHYSICAL REQUIREMENTS: - Mostly seated work with occasional standing, walking, and light lifting. - Frequent use of hands and fingers (for typing and high-fives). WORK ENVIRONMENT: - Bright, comfy indoor office with moderate noise and great vibes. WORK SCHEDULE: - 40 hours/week with occasional overtime or meetings. - Flexibility to work at other OceanAir locations if needed. TRAVEL: - Minimal overnight travel (up to 10%)-land or air. Ready to make a splash in your career? Apply today and become part of the OceanAir family, where your work matters and your growth is supported! Salary Description $23 - $34

PENNYMAC Pennymac is (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U. S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The Mortgage Closer II will be responsible for supporting the Closing function within multiple Channels. As the Mortgage Closer II, you will act as a key contributor to ensure timely closings of mortgage loans while ensuring efficient and effective processes are followed while meeting customer service objectives. The Mortgage Closer II will: Prepare Closing Documents, including the balancing of the Initial and Final Closing Disclosure Provide assistance in escalated scenarios and mentorship of fellow team members Be detail oriented while delivering exceptional customer service Actively engage with various parties to the transaction, including both internal and external resources Handle routine calls, emails and/or chat responses Execute daily work queues and escalate as needed Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring Associate's degree or equivalent work experience Minimum 3 years of Mortgage Closing experience required Understanding of investor requirements and regulatory standards A passion for helping customers achieve their financial and homeownership goals Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships We value the hard work and dedication of our employees. In addition to a competitive salary, positions may offer bonus opportunities. To learn more about our benefits visit: ********************* page. link/benefits For residents with state required benefit information, additional information can be found at: ************ pennymac. com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $50,000 - $75,000 Work Model OFFICE

We are seeking a detail-oriented and customer-focused Mortgage Closer to support our Closing function across multiple channels. In this role, you will play a key part in ensuring the timely and accurate closing of mortgage loans while maintaining efficient workflows and delivering exceptional service to all stakeholders. Key Responsibilities + Prepare closing documents, including balancing Initial and Final Closing Disclosures + Ensure accuracy and compliance while maintaining a high standard of customer service + Communicate effectively with internal teams, clients, and third-party partners + Respond to routine inquiries via phone, email, and chat + Manage daily work queues and escalate issues as needed + Perform additional duties as assigned + Uphold company values and contribute to a positive team culture Qualifications + Associate's degree or equivalent work experience + Mortgage industry experience required; closing experience preferred + Familiarity with investor requirements, TRID regulations, and compliance standards + Strong attention to detail, organizational skills, and time management + Passion for helping customers achieve their financial and homeownership goals Skills & Competencies + Customer service + Data entry and administrative support + Loan closing and funding + Mortgage operations and compliance + Encompass or similar LOS experience + Title experience is a plus Job Type & Location This is a Contract to Hire position based out of Moorpark, CA. Pay and Benefits The pay range for this position is $28.00 - $28.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision - Critical Illness, Accident, and Hospital - 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available - Life Insurance (Voluntary Life & AD&D for the employee and dependents) - Short and long-term disability - Health Spending Account (HSA) - Transportation benefits - Employee Assistance Program - Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in Moorpark,CA. Application Deadline This position is anticipated to close on Jan 26, 2026. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

Insight Global is looking to hire a Loan Processor in Moorpark, Cali. This position is onsite Monday - Friday from 8am-5pm PST. In this role, you will be responsible for reviewing pay stubs and income statements. You will be working with FHA, VA, and conventional loans. We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to ********************.To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: **************************************************** Skills and Requirements Encompass Experience Knowledgeable/up to speed on the guidelines 2 years of mortgage processing experience Ability to review income documents, and analyze bank statements, W2s, and paystubs Proficient with Google Office Suite

Job DescriptionTHE OPPORTUNITYThe Deputy Chief Banking Officer (DCBO) role represents a pivotal leadership opportunity within a rapidly growing, relationship-focused financial institution. As the Bank continues to scale in size, sophistication, and market influence, the DCBO will serve as a force multiplier for the Chief Banking Officer, elevating commercial banking performance, expanding market presence and delivering client experience that distinguishes the Bank as the trusted partner of choice for high-value clients and businesses. This is a highly visible and influential executive role that directly shapes the Bank's revenue engine. The DCBO will help lead the evolution of the banking strategy, unifying relationship management, credit partnerships, and operational delivery in a cohesive approach that delivers disciplined performance while enabling strong and sustainable growth. Stepping into this position means building upon an already strong foundation guided by the Chief Banking Officer's leadership, capitalizing on a highly skilled banker bench, a strong credit culture, and a differentiated market offering. The DCBO will enhance execution by strengthening productivity, operational alignment, and market responsiveness through scalable frameworks designed to keep pace with the Bank's growth trajectory. In partnership with the CBO, this leader will help advance a culture where bankers are empowered to deliver proactive guidance, deepen relationships, and expand the Bank's presence within prioritized commercial and private client segments. This position offers a meaningful opportunity to partner in leading the evolution of a unified and high-performing banking organization. Under the direction of the Chief Banking Officer, the DCBO will support efforts to reinforce a consistent sales culture centered on accountability, client success, and disciplined performance. They will collaborate cross-functionally to reduce friction in the delivery model, enhance speed and transparency in deal execution, and support the development of clearer pathways for banker growth including competency models, coaching programs, and talent succession plans that strengthen the division's bench both now and for the future. Supporting the advancement of the relationship management function is central to the role's purpose. The DCBO will help unlock banker potential through structured sales enablement, enhanced resource coordination, and improved internal partnership between front-line teams and Treasury, Operations, and Product leaders. By championing clearer expectations, aligned performance measures, and improved support systems, this role contributes to greater accountability while helping bankers accelerate ramp-time, strengthen internal mobility, and expand client relationships with greater confidence. As a key contributor to the Banks's long-term vision, the Deputy Chief Banking Officer will help drive market growth, portfolio strength, and financial performance across the Bank's commercial footprint. Working in close alignment with the executive team, the DCBO will ensure that talent, operational capabilities, and portfolio growth strategies remain synchronized and forward-looking. This role plays a vital part in elevating both the employee and client experience by reinforcing a culture of excellence that strengthens loyalty, drives results, and supports the Bank's sustained success. Roles & Responsibilities Onboarding & Development Partner with new Relationship Managers during their first 90 days to accelerate learning, build confidence, and ensure successful integration into the CalPrivate culture. Deliver structured onboarding, training and coaching sessions focused on sales processes, client engagement and compliance. Monitor early progress, providing constructive feedback and clear action plans for improvement. Coaching & Accountability You develop leaders by offering personalized coaching, constructive feedback, and career growth support. Guide sales team in executing tailored business development plans that foster long-term, high-value client relationships. Provide leadership during challenging client interactions and support by developing effective solutions Performance & Reporting Regularly review performance metrics, sales reports, and pipeline activity to identify trends, gaps and opportunities. Deliver timely reporting and insights to the Chief Banking Officer regarding sales performance, team development, and coaching outcomes. Ensure sales organization remains focused on key performance drivers, including deposit growth, loan origination, and client relationship expansion Ongoing Sales Leadership Lead group coaching sessions and best practice workshops to foster peer learning and collaboration. Partner with leadership to identify ongoing training needs and implement development programs that elevate effectiveness. Promote a culture of accountability, resilience and excellence within the sales organization. Serve as a role model by demonstrating strong business development skills, client relationship management, and adherence to the CalPrivate brand of service. Mission Critical Objectives | Year 1 Elevate Banker Productivity & Sales Execution Implement structured sales coaching, pipeline discipline, and account planning framework that increase RM revenue contribution, accelerate onboarding of new client relationships, and improve wallet-share growth across deposits, lending and treasury services. Strengthen Credit Quality & Risk Culture Reinforce proactive portfolio management practices, early-warning monitoring and strong underwriting alignment with Credit Administration, resulting in improved asset quality, reduced turnaround times, and stronger credit decision transparency for bankers and clients. Build a High-Performance Talent Bench Develop and launch a competency-based talent model including training pathways, leadership development, and performance scorecards to improve banker capability, increase engagement and retention, and strengthen succession readiness across all markets. Build and Launch a Scalable Banker Onboarding and Development Program Design and operationalize a structured 90-day onboarding and training program for Relationship Managers to accelerate integration, confidence, and production readiness. Reduce new banker ramp-up time to full productivity by a targeted percentage (e.g., from 6 months to 3 months). Improve Operational Efficiency & Client Experience Partner with Operations and Treasury to streamline front-to-back processes, remove barriers that impede sales execution, and implement clear service-level expectations resulting in faster deal cycles, reduced friction points and measurable improvements in client satisfaction metrics. Advance Cross-Functional Collaboration & Alignment Establish a unified banking delivery model that enhances coordination across product, credit, and operational teams ensuring bankers are fully supported and empowered to deliver comprehensive financial solutions with consistency and speed. Embed a Consistent Culture of Accountability & Transparency Implement standardized expectations for performance, communication, and reporting across regional teams improving visibility into results, reinforcing accountability, and enabling timely intervention to support services. THE INDIVIDUALThe successful candidate is an accomplished commercial banking executive who combines strategic vision with hand-on learning and a deep commitment to exceptional client experience. They are a builder by nature, skilled at scaling teams, strengthening portfolio growth, and enhancing operational effectiveness through disciplined sales execution and strong credit acumen. This leader brings a proven track record of developing high-performing bankers, fostering cross-functional collaboration, and driving profitable expansion within competitive banking markets. With strong executive presence, data-driven decision-making, and the ability to inspire trust across the organization, the ideal candidate thrives in environments of growth and transformation and consistently elevates both talent performance and organizational culture. Professional Experience + Qualifications A minimum of fifteen (15) years in banking or financial services, with a strong emphasis on business development, client relationship management, and sales leadership. A minimum of ten (10) years in sales management, coaching, or leadership role. nCino SME, leveraging the platform to streamline sales processes and enhance client management. Proven tract record of success in commercial or private banking sales leadership. Demonstrated ability to coach and develop high-performing sales professionals. Strong analytical and reporting skills, with the ability to translate data into actionable insights. Excellent interpersonal and collaboration skills, including the ability to build trust and influence across teams. Experience holding individuals accountable to performance expectations while fostering engagement and growth. Education + Certifications Bachelor's Degree in business administration, finance, operations management, or a related field; MBA or advanced degree strongly preferred. Leadership Style + Characteristics Leading by Example: Demonstrating and fostering, by example, a sense of urgency, strong commitment/accountability, serving others above self, client-focus and sound decision making to achieving goals. Inspirational: Encouraging and inspiring colleagues and subordinates to stretch beyond what they thought they could accomplish. Business Acumen: Knowledge of the competitive landscape, current and emerging practices, products, and services within the industry. Professionalism: Display a level of professionalism that inspires confidence in team members and clients/prospects. Vision and Purpose: Embrace and communicate CalPrivate's vision, its goals and its business needs; dedicated to success; inspires and motivates. Dealing with Change: Can effectively cope with change; adaptable and inclined toward change. Conflict Management: Make conflicts opportunities for improvement; strives for win/win resolutions. Client Focus: Dedicated to meeting the expectations of customers by applying first-hand client information; establish and maintain effective client relationships while balancing the Bank's and the client's interests. Ethics and Values: Adheres to code of conduct; and rewards right behaviors.

Mortgage Home Loan Advisor (Commission-Only) Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity. What You Will Be Doing * Sourcing leads for mortgage home loans * Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc. * Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan * Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns * Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met * Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program * Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process * Have a high school diploma or general education degree (GED) * Have one to two years related experience and/or training * Are proficient with Windows-based software * Have the ability to drive a car or obtain other reliable transportation is required * Are able to speak, read, write and effectively interpret documents and reports * Have competent math skills * Are registered under the Nationwide Mortgage Licensing System (NMLS) - required upon hire * Are self-motivated and extremely detail oriented * Thrive in a fast-paced, constantly changing environment Be a part of a growing company that is truly committed to its employees and clients. Consider joining the First Bank family. As a member of our family, you are part of one of the largest independent banks in the U.S. We are proud of our growth and success over the past 100 years and look forward to a bright and promising future. Diversity At First Bank one of our biggest strengths is the diversity of our people. Our mission is to capitalize on the diversity of our associates and promote personal and professional development throughout every area of the organization. We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We strongly encourage you to apply whenever a First Bank job opportunity interests you. First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status. Attn: Applicants interested in a San Francisco based position: First Bank will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance. Commission Position

Mortgage Loan Processor (PPR) - Westlake Village, CA Agility 360 is searching for experienced Mortgage Loan Processor (PPR) for a 6-month contract position with our growing client. The ideal candidates will posses a strong background in a retail lending environment. Must be familiar with regulatory compliance and strong aptitude for detail, accuracy, and organization. Job Responsibilities: Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines Responsible for ensuring that all loan documentation is complete, accurate, verified and complies with company and/or investor policies Confirm that data entry in Encompass matches all loan documentation in the file Successfully work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process Build rapport with borrowers and provide on-going communication to the customer regarding loan status Work closely with the Loan Officer to finalize loan structure and ensure accurate figures for the Closing Disclosure to be generated Prepare file for loan closing and coordinate with all necessary parties involved Ensure lock and closing dates are met Any other assigned duties, as needed Experience: Must have a High School Diploma or GED equivalent Minimum of 5 years of experience in Mortgage Processing Strong working knowledge for Encompass Must be well versed in FNMA, FHLMC, FHA, and VA guidelines Adept at calculating income from salaried and self-employed borrowers Proficiency with DU and LP, FHA Connection and VA Portal Knowledge of TRID and compliance Excellent interpersonal, verbal and written communication skills Strong customer service skills - ability to build rapport quickly Strong aptitude for detail, accuracy, and organization Ability to work in a high-volume environment Job Details: 6-month contract with a growing lender Schedule: Hybrid (M-Th: in office, F: remote) Location: Westlake Village, CA Pay range: Based on experience Employment is contingent on passing a background check and drug screening

We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. Join a Company that Empowers you to Build your Future The New Home Consultant is responsible for guiding homebuyers through the purchasing process, from initial engagement to closing. This role requires proactive sales techniques, customer relationship management, and a strong understanding of the housing market to ensure a seamless experience for buyers. A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team Engage visitors, establish relationships, and determine their home buying needs using Lennar's selling philosophy. Generate, process, and close home sales through self-generated or referred leads, leveraging the 10-5-2-1 selling approach. Provide consistent and timely follow-through with customers from initial contact through closing and post-closing activities, maintaining accurate communication records. Maintain the condition of the Welcome Home Center, model homes, and inventory homes; communicate maintenance needs and ensure timely resolution. Travel throughout the local community to generate leads from Realtor/Co-Broker businesses, referrals, and proactive self-prospecting. Develop and maintain in-depth knowledge of the competitive market, including product offerings, community details, sales trends, advertising strategies, and customer demographics. Monitor and record daily customer traffic utilizing company-designated tracking tools. Collaborate with internal departments to ensure a smooth transaction and exceptional customer satisfaction. Participate in sales meetings, neighborhood promotions, and marketing initiatives to drive sales growth. Requirements High school diploma or equivalent required; college degree and real estate license preferred. Minimum of 1-3 years of experience in new home sales, real estate, or related field. Proven ability to build relationships and close sales. Strong communication, organizational, and customer service skills. Proficiency in Microsoft Office and sales tracking tools. Self-motivated with a results-driven mindset and ability to work independently. Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. May require the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator. This description outlines the basic responsibilities and requirements for the position noted. This is not a comprehensive listing of all job duties of the Associates. Duties, responsibilities and activities may change at any time with or without notice. General Overview of Compensation & Benefits: We reasonably expect the base compensation offered for this position to range from an hourly rate of $20.19 - $20, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations. This position may be eligible for bonuses. This position may be eligible for commissions. This position will be eligible for the described benefits listed in the above section in accordance with Company Policy. This information is intended to be a general overview and may be modified by the Company due to factors affecting the business. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws. #CB-SALES #LI-CA3 This information is intended to be a general overview and may be modified by the company due to factors affecting the business. General Overview of Compensation & Benefits: This position may be eligible for bonuses. This position may be eligible for commissions. This position will be eligible for the described benefits listed in the above section in accordance with Company Policy. This information is intended to be a general overview and may be modified by the Company due to factors affecting the business. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

PFN Lending Group, Inc. is looking for independent / self generating loan officers to partner with us! We are seeking a highly motivated and experienced Loan Officer to join our dynamic team at PFN Lending Group, Inc. As a Loan Officer, you will play a crucial role in assisting clients in obtaining loans to fulfill their financial needs. You will be responsible for evaluating loan applications, assessing creditworthiness, and providing financial guidance to clients throughout the loan process. Responsibilities Assess loan applications: Review loan applications and supporting documentation to determine eligibility and creditworthiness of applicants. Conduct financial analysis: Analyze financial statements, credit history, and other relevant information to evaluate risk and make informed lending decisions. Provide loan options: Present various loan options to clients based on their needs and financial capabilities, explaining terms, conditions, and repayment plans. Collaborate with clients: Build and maintain strong relationships with clients, providing exceptional customer service and addressing their questions or concerns regarding the loan process. Maintain compliance: Ensure compliance with regulatory requirements, internal policies, and industry best practices, including the accurate completion of loan documentation. Stay updated on industry trends: Keep abreast of changes in lending regulations, market conditions, and industry practices to provide up-to-date advice to clients and identify potential business opportunities. Achieve sales targets: Meet or exceed individual and team sales targets by actively promoting loan products and identifying cross-selling opportunities within the organization. Collaborate with underwriters: Work closely with underwriting teams to facilitate the loan approval process, providing necessary information and addressing any queries or additional requirements. Document loan files: Prepare and maintain accurate and complete loan files, ensuring all necessary documentation is collected, verified, and securely stored. Qualifications Bachelor's degree in finance, economics, business administration, or a related field (or equivalent work experience). Proven experience as a Loan Officer or in a similar lending role. Strong understanding of lending principles, credit analysis, and financial regulations. Excellent communication and interpersonal skills to effectively interact with clients and colleagues. Ability to multitask, prioritize, and manage time efficiently in a fast-paced environment. Proficiency in using loan origination software and MS Office applications. Knowledge of current market trends, products, and competitors in the lending industry. High level of integrity, professionalism, and confidentiality. Relevant certifications or licenses (e.g., NMLS license) are required. If you are passionate about helping individuals achieve their financial goals, possess exceptional analytical skills, and thrive in a results-oriented environment, please apply! We would love to hear from you. PFN Lending Group, Inc. is an equal opportunity employer. We value diversity and are committed to creating an inclusive environment for all employees. Pay Range USD $0.00 - USD $0.00 /Yr.

Job DescriptionActively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM. The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect. Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements. Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.Job Requirements 5+ years of commercial lending experience Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred) Strong understanding of commercial depository services Excellent credit skills and general familiarity with commercial documentation For further consideration towards this and/or other opportunities please inquire confidentially to ********************* or call ************. All inquiries held in strict confidence. Thank you for your interest.

The role is a junior underwriting or junior processing position on the TPO (third-party originator) broker side, focused on income and asset validation. The main responsibilities include using the company's guidelines, training, and tools to analyze data and ensure compliance. The ideal candidate should have the ability to learn, be organized, utilize resources, and take good notes. Prior experience as a processor or in junior underwriting is preferred, as they would have seen tax returns and bank statements. Will consider candidates without mortgage experience that are looking to get their foot in the door with a reputable company and can present themselves well since there will be training involved. Skills loan processing, underwriting, income calculation Job Type & Location This is a Contract to Hire position based out of Moorpark, CA. Pay and Benefits The pay range for this position is $26.00 - $26.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision - Critical Illness, Accident, and Hospital - 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available - Life Insurance (Voluntary Life & AD&D for the employee and dependents) - Short and long-term disability - Health Spending Account (HSA) - Transportation benefits - Employee Assistance Program - Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in Moorpark,CA. Application Deadline This position is anticipated to close on Jan 30, 2026. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U. S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The Home Loan Specialist II is a skilled role supporting various Channels within the Mortgage Fulfillment Division (MFD). As the Home Loan Specialist, you will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. The Home Loan Specialist will: Perform complex data and document validation Troubleshoot third party orders (title, appraisal, hazard, flood cert, credit, etc. ) Handle more complex calls, emails or chat sessions Complete appraisal eligibility tasks Evaluate loan applications for compliance with product guidelines Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring Associate's degree or equivalent work experience 3+ years of relevant work experience Proficiency in Microsoft Office Financial Services and, if possible, mortgage industry experience preferred General understanding of applicable Federal, State and Local regulations Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: ********************* page. link/benefits For residents with state required benefit information, additional information can be found at: ************ pennymac. com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $40,000 - $60,000 Work Model OFFICE

Mortgage Loan Review Analyst - Westlake Village, CA Agility 360 is hiring Mortgage Loan Review Analysts for a hybrid, contract-to-hire role located in Westlake Village, CA. The Mortgage Loan Review Analysts will be responsible for the pre-purchase review of mostly conventional loans, ensuring the file contains all required documents. The ideal candidate will thrive in a fast-paced environment, possess high-level attention to detail, and can maintain high quality and completion rates. Job Responsibilities: Conduct pre-purchase review of Conventional, FHA, and VA loan files for a correspondent lender Ensure file contains all required documentation and meets acceptable Underwriting (DU, LQA and Fraud) (TRID & RESPA) standards and complies with established guidelines Use inventory checklist to ensure loan files are complete and accurate Verify accuracy of data between documents and systems Accurately review loan documentation and collateral files, assessing for risk Achieve a minimum of 95% Productivity, 85% Quality, and 90% completion within SLA Experience: High school diploma required, Bachelor's degree is preferred 1 - 3 years' experience of residential mortgage loan processing, analysis, or post-closing Previous correspondent lending experience is a plus Previous experience with Encompass, Black Knight, or other systems strongly preferred Must be self-motivated and a self-starter to meet job expectations and goals Clear and effective communication skills Ability to work in a fast-paced environment Exceptional organizational skills, responsible and able to use good judgment Basic proficiency in Microsoft Office products Proficiency in all areas of loan documentation, loan policies/guidelines, and procedures Ability to identify and solve problems with strong attention to detail with a focus on data accuracy and integrity Ability to perform highly detailed work with multiple interruptions Job Details: Contract-to-hire role expected to last 3 - 6 months Attendance REQUIRED for first 4 weeks of training Pay rate: $32/hr Schedule: Hybrid (M-Th: in office, F: remote) Employment is contingent on passing a background check and drug screening