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Loan originator vs foreclosure specialist

The differences between loan originators and foreclosure specialists can be seen in a few details. Each job has different responsibilities and duties. Additionally, a loan originator has an average salary of $41,291, which is higher than the $41,088 average annual salary of a foreclosure specialist.

The top three skills for a loan originator include customer service, origination and FHA. The most important skills for a foreclosure specialist are foreclosure process, insurer, and loss mitigation.

Loan originator vs foreclosure specialist overview

Loan OriginatorForeclosure Specialist
Yearly salary$41,291$41,088
Hourly rate$19.85$19.75
Growth rate4%-3%
Number of jobs10,7168,166
Job satisfaction--
Most common degreeBachelor's Degree, 61%Bachelor's Degree, 50%
Average age4543
Years of experience6-

What does a loan originator do?

A Loan Originator is a potential liaison between borrowers and lenders. They help borrowers complete loan applications and evaluate which loans are most appropriate for the customers.

What does a foreclosure specialist do?

A foreclosure specialist is a real estate professional that manages foreclosure processes. Serving in this role means that you will have responsibilities such as ensuring that aspects related to foreclosure meet all government regulations from the federal level to the state level and that deadlines are met and duly communicated to all parties involved. You may have to work with mortgage holders that run the risk of default, in which case you will be tasked with renegotiating loan agreement changes.

Loan originator vs foreclosure specialist salary

Loan originators and foreclosure specialists have different pay scales, as shown below.

Loan OriginatorForeclosure Specialist
Average salary$41,291$41,088
Salary rangeBetween $28,000 And $60,000Between $28,000 And $58,000
Highest paying CityNew York, NY-
Highest paying stateSouth Dakota-
Best paying companyCentennial Bank-
Best paying industryTransportation-

Differences between loan originator and foreclosure specialist education

There are a few differences between a loan originator and a foreclosure specialist in terms of educational background:

Loan OriginatorForeclosure Specialist
Most common degreeBachelor's Degree, 61%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan originator vs foreclosure specialist demographics

Here are the differences between loan originators' and foreclosure specialists' demographics:

Loan OriginatorForeclosure Specialist
Average age4543
Gender ratioMale, 54.0% Female, 46.0%Male, 32.2% Female, 67.8%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%Black or African American, 8.6% Unknown, 3.9% Hispanic or Latino, 9.6% Asian, 10.0% White, 67.6% American Indian and Alaska Native, 0.3%
LGBT Percentage8%4%

Differences between loan originator and foreclosure specialist duties and responsibilities

Loan originator example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Complete yearly the NMLS continuing education requirements.
  • Direct lender with FNMA while maintaining all loan servicing.
  • Increase revenues and product awareness by cross-selling service lines and packages.
  • Complete a rigorous training program and have obtained 25 NMLS state licensing requirements to be a loan originator.
  • Review FHA case number assignments, mortgage credit rejects and refinances authorizations to determine qualification.
  • Show more

Foreclosure specialist example responsibilities.

  • Manage a SharePoint site to store all materials.
  • Manage property inspection process through network of accredit REO inspectors.
  • Manage both conforming and non-conforming loans according to FNMA guidelines to maximize recovery.
  • Work closely with assign eviction and foreclosure attorneys towards a successful lockout.
  • Communicate with attorneys in reference to their claims submit to FHLMC.
  • Update files in AS400 as well as LPS to reflect sales, mediation depositions and hearings.
  • Show more

Loan originator vs foreclosure specialist skills

Common loan originator skills
  • Customer Service, 18%
  • Origination, 9%
  • FHA, 6%
  • Va, 6%
  • Phone Calls, 6%
  • Excellent Interpersonal, 5%
Common foreclosure specialist skills
  • Foreclosure Process, 9%
  • Insurer, 6%
  • Loss Mitigation, 5%
  • Litigation, 5%
  • Real Estate, 5%
  • MSP, 5%

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