Loan processor jobs in Colchester, VT - 346 jobs

The Residential Loan Originator will use their industry knowledge, marketing, and sales strengths to find prospects, generate leads, and convert application opportunities to loans. The Residential Loan Originator will develop long-term relationships with clients and referral partners. This position will also provide mortgage planning and financial counseling. The Residential Loan Originator will personally interview all loan applicants and ensure that reports and client documentation are accurate and done in a timely manner, along with abiding by all the ethical rules and regulatory guidelines in all aspects of the work. Additional responsibilities include, but are not limited to: Actively soliciting residential mortgage loans, spending a majority of the workday outside of the office performing this task. Informing prospective loan clients of the financial institution's underwriting guidelines and applicable government regulations. Completing each loan application and all pre-processing functions in a timely manner to permit the good faith estimate to be sent within the requested period. Screening loan requests based on financial institution policies and on types of loans offered by the institution. Networking through real estate association, realtors, attorneys, and prior customers. Researching new legislation and regulations that may affect the financial institution's residential lending policies and ensuring compliance with new rules. Answering incoming calls, scheduling appointments, and interviewing all loan applicants. Communicating complex approvals or denials to the borrower. Distributing market data, rate flyers and general loan information to the real estate community as directed by financial institution management. Providing excellent customer service to borrowers and potential borrowers. Taking residential mortgage loan applications and offering or negotiating terms of a mortgage loan. Cross-selling other bank products during the loan process. Requirements Education and Certification Qualifications Associate's or Bachelor's degree in Business or related field, or an equivalent combination of education and experience. Must be registered with the NMLS and adhere to the requirements of the SAFE Act. Valid driver's license required. Experience and Qualifications 3-5 years of experience in mortgage sales. Ability to work independently and as a team. Excellent verbal and written communications skills, along with organizational skills. Attention to detail and ability to meet deadlines. Strong analytical and problem-solving abilities. Physical Requirements Prolonged periods of sitting at a desk and working on a computer. Prolonged periods of standing. Ability to walk up and down stairs. Must be able to lift to 10 pounds at times. Must be willing to attend events outside of the office and on evenings and weekends. Position earns base salary + commission As an Equal Opportunity/Affirmative Action Employer, Rondout Savings Bank will not discriminate in its employment practices due to an applicant's race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), sexual orientation, gender identity or expression, transgender status, age, national origin, marital status, citizenship, physical and mental disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, a disabled, special, recently separated, active duty wartime, campaign badge, Armed Forces service medal veteran, or any other characteristics protected under applicable law. Equal Employment Opportunity Policy Statement EEO Reasonable Accommodation Policy Know Your Rights: Workplace Discrimination is Illegal Pay Transparency Nondiscrimination Provision

Job Title: Commercial Loan Documentation Specialist. Duration: 6+ months The Lead Specialist is responsible for preparing, reviewing, and validating commercial loan documentation in a high-volume, fast-paced environment. This role ensures data accuracy, mitigates operational and regulatory risk, and maintains compliance with legal and banking requirements. The position requires strong attention to detail, effective time management, and the ability to work independently with minimal oversight. Key Responsibilities Prepare and review commercial loan documentation across multiple lines of business Create and validate Laser Pro Lending (LPL) documentation packages Facilitate Quality Verification once proficient across all document package types Ensure accuracy and integrity of loan data throughout the documentation lifecycle Apply business requirements related to commercial lending products and transactions Adhere to all regulatory, compliance, and legal standards while mitigating risk Independently manage assigned workload with limited managerial oversight Support team members as capacity allows Multitask efficiently in an environment with competing priorities Essential Job Functions Prepare internal commercial loan documentation accurately and timely Review documentation to ensure completeness and compliance Maintain strong data integrity within role-specific systems Identify and mitigate potential risks within documentation packages Manage deadlines effectively in a high-volume workflow Qualifications Commercial lending experience and strong working knowledge Hands-on Laser Pro Lending (LPL) experience Proven ability to learn quickly and manage time effectively Strong attention to detail and data accuracy Ability to work independently in a fast-paced environment Desired Skills and Experience Job Title: Commercial Loan Documentation Specialist. Location: Amherst, NY 14226 or Brooklyn, OH (Hybrid, 2 days onsite in a week) Duration: 6+ months Job Summary The Lead Specialist is responsible for preparing, reviewing, and validating commercial loan documentation in a high-volume, fast-paced environment. This role ensures data accuracy, mitigates operational and regulatory risk, and maintains compliance with legal and banking requirements. The position requires strong attention to detail, effective time management, and the ability to work independently with minimal oversight. Key Responsibilities * Prepare and review commercial loan documentation across multiple lines of business * Create and validate Laser Pro Lending (LPL) documentation packages * Facilitate Quality Verification once proficient across all document package types * Ensure accuracy and integrity of loan data throughout the documentation lifecycle * Apply business requirements related to commercial lending products and transactions * Adhere to all regulatory, compliance, and legal standards while mitigating risk * Independently manage assigned workload with limited managerial oversight * Support team members as capacity allows * Multitask efficiently in an environment with competing priorities Essential Job Functions * Prepare internal commercial loan documentation accurately and timely * Review documentation to ensure completeness and compliance * Maintain strong data integrity within role-specific systems * Identify and mitigate potential risks within documentation packages * Manage deadlines effectively in a high-volume workflow Qualifications * Commercial lending experience and strong working knowledge * Hands-on Laser Pro Lending (LPL) experience * Proven ability to learn quickly and manage time effectively * Strong attention to detail and data accuracy * Ability to work independently in a fast-paced environment Dexian stands at the forefront of Talent + Technology solutions with a presence spanning more than 70 locations worldwide and a team exceeding 10,000 professionals. As one of the largest technology and professional staffing companies and one of the largest minority-owned staffing companies in the United States, Dexian combines over 30 years of industry expertise with cutting-edge technologies to deliver comprehensive global services and support. Dexian connects the right talent and the right technology with the right organizations to deliver trajectory-changing results that help everyone achieve their ambitions and goals. To learn more, please visit ******************** Dexian is an Equal Opportunity Employer that recruits and hires qualified candidates without regard to race, religion, sex, sexual orientation, gender identity, age, national origin, ancestry, citizenship, disability, or veteran status.

💼 Now Hiring: Post Closing Coordinator! 💼 ✨ Join a team where accuracy matters, customer service shines, and every closing ends with confidence. ✨ Are you detail driven, organized, and ready to make an impact behind the scenes of every successful real estate transaction? We're looking for a Settlement Post Closing Coordinator to help ensure taxes are paid and post-closing title curative issues are resolved. Join Thoroughbred Title Services today where you'll be responsible for the post closing processes, including assisting with the balancing of files, the proper and timely recording of documents, and the tracking and obtaining of loan releases in our Rye Brook, NY office. What You'll Do: ✅ Ensure property taxes are paid accurately and in a timely manner ✅ Process refunds for any overages collected at closing ✅ Coordinate with attorneys to resolve post-closing title curative issues ✅ Reissue stale dated checks to maintain company accounting compliance practices ✅ Deliver exceptional service when responding to customer inquiries What You Bring: 🔹 Extreme attention to detail and accuracy 🔹 Strong computer & communication skills 🔹 Excellent time management and self-motivation skills 🔹 Ability to precisely process and appropriately prioritize a high volume of files Why You'll Love Working With Us: 🌟 Supportive team culture 🌟 Opportunity for professional growth 🌟 Full suite of benefits Wage: $20.00 hourly; actual wage is based upon education and experience. Potential for annual discretionary bonus, based on financial results. Benefits: Full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP) Equal Opportunity Employer

Who We Are Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, Citi Ventures, NFX and Progressive Insurance, Tomo is poised to become one of the most valuable fintech startups of our generation. Location: New York, NY Reports To: Loan Processing Manager Type: Full-Time; Hybrid NYC (in office Mon-Wed, remote Thurs-Friday) About the role: At Tomo, we're on a mission to make the homebuying process simple, transparent, and memorable. Our Loan Processors are trusted guides for customers, helping them navigate from application through closing with confidence and clarity. As a Senior Loan Processor, you'll be responsible for a heavier pipeline than our standard processor role without sacrificing quality. You'll take on increased volume while remaining committed to our core value of omotenashi: proactively anticipating and satisfying customer needs to deliver an exceptional experience. We're looking for someone who excels at managing a high volume of purchase applications simultaneously while maintaining a relentless focus on on-time closes. If you have a proven track record of managing a heavy workload with on-time closes, you'll be a great fit to help shape the future of mortgage lending. What You'll Do: * Serve as the primary point of contact for customers from processing through closing, keeping them informed and supported * Manage a high volume of loan files proactively, completing all processing, pre-underwriting, and pre-closing tasks with care and accuracy * Review and verify documentation including credit, appraisal, and title for compliance with investor guidelines * Partner with agents to gather required information and keep them updated on the status of applications * Submit complete, high-quality files to underwriting while consistently meeting service-level targets * Assist with post-closing follow-ups to ensure a seamless customer experience * Identify opportunities to improve our processes and technology, and collaborate with teammates across functions to bring ideas to life * Offer support and clear answers to any questions pertaining to closing What Makes You a Great Fit: * Strong understanding of the mortgage lending process * Ability to handle a high volume of purchase applications simultaneously in a fast paced environment - on time close is very important to us! * Strong written and verbal communication with a phone-first mentality * Strong performance in team environments * A voice as to how we can improve our processes and tech * Detail orientation with a strong focus on quality * Superior customer centricity Preferred Qualifications: * 2+ years of mortgage loan processing experience, specifically in purchase transactions * Experience with Byte Pro or other LOS platforms (e.g., Encompass) * Familiarity with a variety of loan types: Conventional, FHA, VA, and Jumbo * Strong knowledge of mortgage applications, credit reports, and financial verifications What's in It for You? * Career Growth: Explore multiple career paths across Tomo, including elite operational roles * Competitive Pay & Benefits: Designed to support your whole self, in and out of work * Equity Ownership: All teammates receive stock options-we win together * Coaching & Mentorship: Learn from experienced leaders who are invested in your growth * Inclusive Culture: We celebrate diverse backgrounds, experiences, and perspectives. Whether your path into mortgage has been traditional or unique, you'll find a place to thrive here. Compensation On Target Compensation for this role is $125,000 per year depending on performance. This includes both base salary and variable compensation. There is also potential to earn above this with top performance on the team! Benefits We strive to anticipate your needs in order for you to be a healthy, motivated, and happy team member. We provide a variety of competitive benefits including (but not limited to): * Equity Ownership: All teammates receive stock options-we win together * Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered * Work-life balance and a generous paid time off policy * In order to support teammates who become parents, Tomo Mortgage provides paid parental leave * 401(k) retirement plan

Job DescriptionWe are looking for an experienced senior loan processor to join our tight-knit group of mortgage professionals. The successful applicant will have years of experience in loan processing, excellent attention to detail, and a skilled approach to customer service to help our borrowers navigate the mortgage closing process. We provide the opportunities, the team, and the growth potential to help you achieve your career goals. If this sounds like the ideal job for you, please apply today!Compensation: $70,000 Responsibilities: Confirm that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines Create and maintain the mortgage loan file, order third party documentation and reports as needed for residential home loans, and assist underwriters in clearing conditions as requested Verify the accuracy of all obtained loan documentation, such as title insurance, loan applications, appraisals, credit reports, and income and asset declarations and provide them promptly to underwriters for loan approval Be the main point of contact for title companies, mortgage loan officer/mortgage loan originator, real estate agents, borrowers, and mortgage underwriters to facilitate a timely loan closing Submit loan file documentation accurately into necessary software programs Qualifications: Federal and state home loan regulatory requirements and overall mortgage industry knowledge is essential Bachelor's degree preferred; high school diploma required Excellent attention to detail, customer service, time management, and communication skills are needed Knowledge of current residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is crucial -- Commercial loan and Refinance loan knowledge is an added asset 2-3 years experience with a mortgage company, mortgage banker, or mortgage lender as a mortgage loan processor is needed About Company Why Join OMNI Mortgage? When you join us, you're not just stepping into a job; you're joining a mission. OMNI Mortgage is dedicated to empowering loan officers to achieve the kind of success that changes lives. We provide the top-tier resources, exclusive access to elite agents, and best-in-class coaching to ensure you're equipped to succeed at the highest level.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: * Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting. * Assemble the complete loan package in proper order for underwriting. * Verify all required documentation (pre-underwrite) in the file. * Complete the required loan checklist. * Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. * Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. * Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. * Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. * Verify that vendor orders are complete, invoices are received and in the applicant's E-file. * Manage pipeline by completing and submitting reports within allotted turn-around times. * Assist set-up of loans. * Document all communication related to the loan application in the conversation log. * Train and assist supervision of new Loan Processors and other processing personnel. * Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. * Available to work varying hours and overtime if needed. Qualifications and Skills: * High School Diploma or equivalent. * Minimum of 5 years' residential mortgage processing experience. * Experience with Encompass. * Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. * Knowledge of DU, LP, Microsoft Office, and Windows. * Excellent math and analytical skills. * Excellent communication skills. * Excellent prioritization and time management skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: * Hourly Rate: 26.44 - 28.84 * Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

At R&J Capital we believe in serving customers with honesty, integrity and competence. We are a highly revered mortgage brokerage firm providing services in New York, New Jersey, Florida, Connecticut, Pennsylvania, North Carolina, Texas, Maryland, California, Colorado & Indiana and continuing to expand. Join us and work for a company that is focused on success, growth and out of the box solutions. Skills & Experience Skills Three year's relevant mortgage processing or underwriting experience Experience with mortgage loan software programs Verbal and written communication skills Good interpersonal and customer service skills Time-management and organization skills Ability to meet strict deadlines Ability to explain technical concepts in simple terms Ability to work in a fast-paced environment Willingness to learn new concepts to grow and advance Experience Responsibilities Monitor and manage large pipeline to ensure timely funding of loans Evaluate and assess residential mortgage loan applications as assigned Perform a preliminary review of each application for compliance and completeness Run DU or LP underwriting engine as appropriate. Compare findings with loan file documentation and collect additional documentation as needed Maintain contact and support between the Loan Originator and all other departments of the company throughout the process of the loan, which may include Sales, Underwriting, Compliance, and Funding Identify any change of circumstance and prepare and deliver any required disclosures Evaluate risk of residential mortgage loan applications based on company guidelines Image and accurately organize all file documentation to comply with company and industry standards Prepare and submit completed loan files to lender's underwriting for decision based on mandated quality control guidelines and regulatory compliance Resubmit loan files to obtain clear to close status and collect prior to closing documents Be able to self-prioritize and manage large pipeline and exhibit high organization skills Provide a high level of customer service to internal and external customers Update loan milestones within one business day of the event Other duties as assigned This is a fulltime position Hiring Insights job activity Posted 30+ days ago R & J Capital Group

Union Bank has called Vermont home since 1891 - and we're proud of our local roots. We're a modern, community-focused bank where people come to grow their careers and make a difference. We offer strong benefits, support continuing education, and believe in promoting from within. Our CEO's journey from teller to the top is just one example. If you're looking for purpose, opportunity, and a team that cares, you'll find it here! Ready to build a career, not just a job? We're seeking a Residential Loan Processor to join our growing team. This individual would be responsible for performing a variety of support, administrative, and clerical duties to provide retail loan assistance to Residential Loan Officers. This candidate will also oversee completion and accuracy of loan documents. No banking experience? No problem. We provide comprehensive training and mentorship to help you succeed. Every position at our company is designed with advancement in mind-we're committed to promoting from within and helping you achieve your professional goals. What We're Looking For: * Tech-savvy and detail-oriented * Strong work ethic and reliability * Positive attitude and eagerness to learn * Passion for delivering exceptional customer service If you're ready to grow your skills and advance your career in a company that invests in its people, we'd love to meet you. Why Join Us? * Clear paths for career growth and internal promotion * Hands-on training and ongoing development opportunities * A collaborative, supportive team environment * Generous Paid Time Off * Health, Dental, and Life Insurance * Partially paid Short and Long-Term Disability * Company-matched 401K retirement account * Bankers' hours * Paid Federal Holidays

Job Description GoRascal is a New York City-based mortgage brokerage that's building the happiest home for loan officers. In 2023, we were the 13th-ranked brokerage in the country by loan volume. With our core values of radical communication, building expertise, and dependability, we're looking to provide a second-to-none experience to our customers by way of our team of loan experts. In 2023, we added over 100 loan officers. As we continue to grow, we are looking for a dynamic and motivated Loan Officer Assistant to join our team. Description - Mortgage Loan Processor GoRascal is growing quickly, and we are eager to add to our loan processing team! With our core values of radical communication, building expertise, and dependability, we're looking to provide a second-to-none experience to our customers by way of our team of loan experts. Compensation- $63,400+ Compensation: $63,400+ Responsibilities: Calculate income and assets, and have an understanding of how to structure a loan Stack and submit clean, organized, and complete files Request clear conditions and communicate incredibly well with borrowers, underwriters, and realtors Partner with loan officers to ensure loans are structured correctly and comply with underwriting guidelines Managing the loan pipeline and ensuring the timely completion of documentation Maintain effective communication and provide regular updates to clients, real estate agents, and attorneys involved in the loan process Deliver exceptional customer service to address inquiries and resolve issues during the loan process Qualifications: 2+ years of experience as a Loan Officer Assistant, Loan Processor, Loan Officer, or similar position Ideally mortgage broker channel experience Licensed Mortgage Loan Originator a plus, or willingness to become licensed Ability to calculate income and assets and structure loans effectively Deep knowledge of Fannie, Freddie, FHA, and VA guidelines Familiarity with DU and LP Exceptional organizational skills and attention to detail Strong communication skills and the ability to work well with others About Company GoRascal is a New York City-based mortgage brokerage that's building the happiest home for loan officers. We are currently a top 10 mortgage brokerage in the country by loan volume.

SUMMARY: Howard Hanna Mortgage seeks a full-time Mortgage Loan Processor. DUTIES & RESPONSIBILITIES: * Review application package for required program disclosures and Company, Agency, Investor, RESPA and ECOA compliance. * Maintain open line of communication with the applicant throughout the processing period, assisting them with any questions and notifying them of any additional information or documents required. * Notify borrowers and Finance Manager, of underwriting decision and any condition that must be satisfied prior to title transfer. * Send out all applicable approval letters to parties, borrower, finance manager, selling realtor, etc. * Copy credit package and prepare file for closing department. Be sure information for insurance is in file. * Maintain an accurate pipeline record and update for all loans in process. * Work closely with post-closer to meet any additional requirements from investor for their completion to purchase. * Work closely with Operations Manager to maintain updated QC reports, make any corrections necessary and remit to QC for review * Perform all other duties and tasks as may be directed by the employee's supervisor and/or management. KNOWLEDGE, SKILLS & ABILITIES REQUIRED: * Three (3) years of mortgage banking experience, preferable in loan processing * High school diploma required * Excellent communication skills (oral, written and phone) * Ability to interact effectively with customers and other company staff to solve problems and contribute to the team * Strong analytical skills with aptitude for figures * Reliable, proactive, and self-motivated * Exceptional attention to detail with the ability to handle multiple duties * Proficient in Microsoft Office programs and data entry * Manage workload and meet deadlines HowardHanna.com Howard Hanna affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.

Since 1999, Premium Mortgage Corporation has been providing residential mortgages across New York State and beyond, offering competitive interest rates and a wide variety of loan programs to fit the needs of homebuyers. Headquartered in Rochester, NY we have offices throughout New York and Florida, and are licensed in AL, CT, FL, MA, NE, NJ, NY, OH, PA, SC, TN, TX, and VT. As a mortgage lender, our number one goal is for every customer to feel comfortable, informed, and well taken care of. After all, a mortgage isn't just a transaction to us. It's a partnership for life. We accomplish this level of customer satisfaction by employing top tier talent-all of whom take part in our employee engagement program called the Premium Experience. This program allows our team members to live out our core values, while supporting them with opportunities for professional and personal growth. With hundreds of team members living out the Premium Experience every day, they are the driving force in making Premium Mortgage Corporation a leading lender in the communities we serve. All positions with Premium Mortgage operate on a Hybrid work schedule unless an exception has been granted by Upper Management. This posting is an evergreen posting. While the posting is open for applications, we may not be actively filling this roll. The Processor obtains, processes, and reviews all required loan documentation in compliance with the company's established deadlines. Job Duties: The Processor will be responsible for completing the following job duties. This job description reflects management's assignment of essential functions; and nothing in this herein restricts management's right to assign or reassign duties and responsibilities to this job at any time. Currently (or will be within the first year of hire) trained and approved to process the following loan types: Conventional, FHA, USDA, VA, Construction END loans, Jumbo, and Portfolio. Reviews all documentation necessary for Loan Approval for accuracy, completeness, and tracks all data in origination software (Encompass) Quickly and efficiently answers questions from consumer throughout the mortgage process Stays up to date on changing rules and regulations pertaining to Conventional, Government-insured mortgages, and all other products offered by Premium Mortgage. Processes verifications for credit items, including, but not limited to: Employment, Asset information, Rental history, Credit reports, etc. Works closely with Underwriting and Closing departments to ensure the timely processing and quality of loan file flow Review conditions and ensure Borrower(s) is providing the correct information needed to get their loan Cleared to close. Training as needed The following qualification are required of the Processor. Education: A college degree with two years related experience and/or training. A combination of equivalent education and experience is acceptable. Experience: Previous experience in the mortgage industry with understanding of loan processing Skills: Customer service skills Time management skills Written communication skills Verbal communication skills Team player Multi-tasking Detail orientated Organizational skills Problem solving skills Independent Judgement Equipment: The following equipment is used daily by the Processor and provided by Premium Mortgage. Computer Phone Printer/copier/fax machine Excel and word programs Encompass software Working Conditions: The Processor is primarily in an office setting and maybe exposed to outdoor conditions. Premium Mortgage adheres to a hybrid work model with a requirement of 3 days in office. The working conditions are classified as sedentary work: Sedentary work - Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Physical Requirements: The following is a description of the physical requirements on a daily basis for the Processor. While performing the duties of the job the employee is regularly expected to: Stand Sit Hear Walk Talk Stoop or kneel Repetitive motion This is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned. Premium Mortgage Corporation provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. The starting base salary range for this position is $24.00 - $27.50, hourly. This is the range of the base pay only, it does not include other components that make up the total compensation package of the position. If offered a position, your total compensation package will be determined by experience, location, skills and/or education which may result in a total compensation package that falls outside the provided range.

Job Description The Mortgage Loan Officer is responsible for originating quality first mortgage loans that provide value to the organization while delivering high levels of service to our members. Primarily serves existing members and incoming EastRise inquiries via multiple channels including online, phone, virtual, and in-person appointments during set office days to ensure branch coverage. Efficiently handles large volumes of unassigned applications based on market conditions. Maintains relationships with realtors and ensures high satisfaction to grow referral business in addition to the internal focus. Salary: $36.06/hr. plus $150 per closed loan. Hours/Location: Williston, VT with occasional travel. Monday - Friday, 8a - 5p with additional hours required to business needs. Major Duties and Responsibilities: Receives, inputs, and screens loan inquiries and applications. Conducts loan interviews with members. Thoughtfully discusses their needs, eligibility, and educates them on available programs and the loan process. Informs members of loan details including rate, payment, and closing costs. Reviews all pertinent loan disclosures with the member. Prepares a complete, accurate, and thorough file for underwriting review. Gathers pertinent financial data and documentation based on the loan request and borrower(s) financial profile, including employment history, property information, and assets. Requests, reviews, and analyzes borrower(s) credit reports and financial situation. Requests the appraisal on the property and/or construction plans and specs. Manages personal calendar schedule based on departmental guidelines, providing a consistent branch presence in an assigned location. Maintains in-office days, arriving on time and ready to serve members. Keeps calendar and communicates with the team about availability. Works closely with the branch staff to develop a branch relationship and branch referral sources. Assists members by cross-selling other credit union programs and services. Maintains constant communication and a high level of service with branch staff, realtors, attorneys, builders, and other business partners to assure a favorable image of the organization. Maintains professional relationships in the community and with past borrowers to grow referral base. Exhibits problem-solving and decision-making skills. Relies on underwriting guideline resources and/or mortgage department manuals as needed. Maintains high knowledge of FHLMC, FNMA, FHLB, EastRise portfolio, VHFA, VA, RD, and Private Mortgage Insurance guidelines. Stays up to date on mortgage products and programs. Remains efficient and knowledgeable with required mortgage software. Completes all assigned training and certifications on or before due dates and to quality expectations. Maintains member satisfaction as measured by survey cards with a 95% level at “meets” or “exceeds” ratings. Manages mortgage loan application pipeline in conjunction with Mortgage Loan Assistants, Mortgage Underwriters, Construction Loan Coordinators, Mortgage Loan Processors and Mortgage Loan Closers to achieve maximum efficiency and member/realtor satisfaction. Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Experience: A minimum of one year up to three years of similar or related experience, including preparatory experience. Education/Certifications/Licenses High school degree, or equivalent. Incumbents are required to maintain their registration active, and current, with the National Mortgage Licensing System throughout their employment. Interpersonal Skills A significant level of trust, creditability and diplomacy is required to be an effective subject matter expert in the position. In depth dialogues, conversations and explanations with members, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance. Other Skills Must be at least 18 years of age. Favorable Background, Credit, Criminal, Bondability, and Reference Checks required. (Motor Vehicle check dependent on position.) Travel to other branches or locations may be required depending on position. Knowledge of Fannie Mae and Freddie Mac guidelines is required. Bilingual skills are a plus. Physical Requirements Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. Mental and/or Emotional Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.

Job Description We're looking for a Mortgage Loan Processor with experience in the broker model to join our top-producing team. If you are passionate about helping others and excel at closing loan applications quickly, we have a spot for you! Your primary responsibility will be to oversee the loan process from origination to close. This role requires strong attention to detail and superb customer service skills. You'll be meticulously collecting information, responding to customer questions, and making any necessary last-minute changes to ensure mortgage applications are processed well before the deadline. Our ideal applicant is a self-starter with excellent multitasking skills who can work diligently without much supervision. If you're interested in growing your career in the mortgage industry on a well-established lending team, reach out to us today! Compensation: $50,000 plus monthly bonus Responsibilities: Help further loan approval by serving as a liaison between applicants, real estate agents, loan officers, and mortgage lending underwriters Obtain all necessary property and loan documentation for every file, including evidence of insurance, verification of employment, payoffs, credit supplements, tax transcripts, condo questionnaires, title work, and subordination requests and to make sure the loan process goes smoothly Oversee all loans coming through the pipeline to ensure the process is compliant and efficient Submit detailed loan packages to the lender underwriting department for approval or denial. Communicate with underwriters to clarify conditions and satisfy these by coordinating with the borrower Make sure closing dates and company deadlines are met by following up on loan documentation in a timely manner Qualifications: Superb communication, interpersonal, and customer service skills Solid understanding of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures, processes, and documentation At least 2 years mortgage processing experience, preferably 5+ years Current or previous experience as a Processor, LOA, Loan Partner, Loan Officer, and/or Underwriter Highly attentive to detail, and has excellent organizational and time management skills About Company We help buyers & investors across NH, MA, ME, NC, FL. Strategy-first. Fast, transparent, on-time closings. Realtor-focused: same-day pre-approvals, milestone updates, weekend/open-house support, co-branded tools. Programs: Conv, FHA/VA/USDA, Jumbo, DSCR, non-QM, HELOCs. EHO.

Apply Supervisory Loan Specialist (Agricultural) Department of Agriculture Farm Service Agency SERVICE CENTER 1C Apply Print Share * * * * Save * This job is open to * Requirements * How you will be evaluated * Required documents * How to apply This position is located in the Farm Service Agency, New York State Office, District 1, located in Batavia, Genesee County, New York. This position manages and directs the Farm Loan Programs administered in one or more USDA Service Centers providing services to one or more counties in the State. Summary This position is located in the Farm Service Agency, New York State Office, District 1, located in Batavia, Genesee County, New York. This position manages and directs the Farm Loan Programs administered in one or more USDA Service Centers providing services to one or more counties in the State. Overview Help Accepting applications Open & closing dates 01/16/2026 to 01/29/2026 Salary $90,135 to - $117,177 per year Pay scale & grade GS 12 Location 1 vacancy in the following location: Batavia, NY Remote job No Telework eligible No Travel Required Occasional travel - You may be expected to travel for this position. Relocation expenses reimbursed No Appointment type Permanent Work schedule Full-time Service Competitive Promotion potential 12 Job family (Series) * 1165 Loan Specialist Supervisory status Yes Security clearance Other Drug test No Position sensitivity and risk Moderate Risk (MR) Trust determination process * Credentialing * Suitability/Fitness Financial disclosure Yes Bargaining unit status No Announcement number FSA-26-12866193-MP-NY-KBS Control number 854597900 This job is open to Help Internal to an agency Current federal employees of the hiring agency that posted the job announcement. Career transition (CTAP, ICTAP, RPL) Federal employees whose job, agency or department was eliminated and are eligible for priority over other applicants. Clarification from the agency This position is open to current New York FSA Career/Career-Conditional Competitive employees, current New York FSA Career/Career-Conditional Non-Competitive employees, New York Farm Service County permanent employees and USDA CTAP/RPL eligibles. Duties Help * Serves as the Service Center technical authority on the Farm Loan Programs and the primary point-of-contact on all farm loan issues addressed in the counties serviced. * Supervises and directs the work of a subordinate staff responsible for making, servicing, and liquidating loans under FSA farm loan authorities. * Has delegated loan approval authority and performs the full range of loan specialist duties. * Attends public meetings with various groups and associations, and performs public relations and outreach efforts in the geographic areas serviced. * Has knowledge of the technical and administrative concepts, principles, and practices of farm loan and financial management. * Has knowledge of farm operations, land use and value, and production and marketing of various crops and livestock. Requirements Help Conditions of employment * You must be a US Citizen or US National. * Males born after 12/31/1959 must be Selective Service registered or exempt. * Subject to satisfactory adjudication of background investigation and/or fingerprint check. If selected, you may be sent instructions on obtaining fingerprints. Please note, we are unable to reimburse for any fees incurred. * Successful completion of one-year probationary period, unless previously served. Refer to the Next Steps section for more information. * Direct Deposit: Per Public Law 104-134 all Federal employees are required to have federal payments made by direct deposit to their financial institution. * Successfully pass the E-Verify employment verification check. To learn more about E-Verify, including your rights and responsibilities, visit e-verify.gov. * Subject to one year supervisory probationary period unless prior service is creditable. New FSA supervisors must successfully complete all components of the required training program before the end of their probationary period. * Required to submit Confidential Financial Disclosure Report Form OGE-450 within 30 days of your initial appointment date, and annually thereafter. * This position requires "Agricultural Loan Approval Authority" for the GS-12 Grade Level. Qualifications In order to qualify, you must meet the eligibility and qualifications requirements as defined below by the closing date of the announcement. For more information on the qualifications for this position, visit the Office of Personnel Management's General Schedule Qualification Standards. Your application and resume must clearly show that you possess the experience requirements. If education is required or being used to qualify, you must submit a copy of your transcripts. Specialized Experience Requirement: For the GS-12 grade level: Applicants must have one year of specialized experience equivalent in difficulty and responsibility to the GS-11 level in the Federal service. Experience that demonstrates competence in agricultural loans. Experience reviewing and passing upon applications for various kinds of agricultural operations representing all types of ownership (i.e., single owner, partnerships, and corporations, etc.); servicing an agricultural loan portfolio of a bank or other loan association. In addition, experience must demonstrate a comprehensive knowledge and understanding of the technicalities of farm financing and credit, farm operations, land use and value, production of various crops and livestock, and prices and markets in the farming area where loans are made and serviced. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional, philanthropic, religious, spiritual, community, student, social). Volunteer work helps build critical competencies and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. Time-in-Grade Requirement: If you are a current federal employee in the General Schedule (GS) pay plan and applying for a promotion opportunity, you must meet time-in-grade (TIG) requirements of 52 weeks of service at the next lower grade level in the normal line of progression for the position being filled. You must meet this requirement by the closing date of this announcement. Education This job does not have an education qualification requirement. Additional information Career Transition Assistance Plan (CTAP) or Reemployment Priority List (RPL): Visit the OPM website for information on how to apply as a CTAP/RPL eligible. To exercise selection priority for this vacancy, CTAP/RPL candidates must meet the basic eligibility requirements and all selective factors. CTAP candidates must be rated and determined to be well qualified (or above) based on an evaluation of the competencies listed in the How You Will Be Evaluated section. When assessed through a score-based category rating method, CTAP applicants must receive a rating of at least 85 out of a possible 100. Farm Service Agency (FSA) County Employees: Permanent County employees without prior Federal tenure who are selected for a Civil Service position under Public Law 105-277 will be given a career-conditional appointment and must serve a 1-year probationary period. Financial Disclosure: If selected, you will be required to submit Form OGE-450 within 30 days of your initial appointment date, and annually thereafter. Selectee is subject to financial Disclosure Requirements in accordance with 5 CFR, Part 2635, Sub part E regarding business or personal transactions with applicants, borrowers, or business contacts who have or who are seeking business with this Agency. Selectee must be able to obtain and maintain a security clearance. If selected, you will be subject to a National Agency Check and Inquiry (NACI) and a credit report. Telework: This position is not eligible for telework. Incentives: Recruitment and/or relocation incentives may be authorized. Bargaining Unit: This is a non-bargaining unit position. Agricultural Loan Approval Authority: If selected, applicant will be required to provide proof of Agricultural Loan Approval Authority within 7 days of receipt of the Tentative Job Offer. Failure to provide required documentation will jeopardize further consideration. Expand Hide additional information Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution. Benefits Help A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new window Learn more about federal benefits. Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered. How you will be evaluated You will be evaluated for this job based on how well you meet the qualifications above. You will be evaluated based on your qualifications for this position as evidenced by the experience, education, and training you described in your application package. A rating will not be used; all applicants who meet the minimum qualification requirements, to include any selective placement factor(s), if applicable, will be referred to the hiring manager for consideration. Note: If after reviewing your resume and/or supporting documentation, a determination is made that you have inflated your qualifications and/or experience, you may be found ineligible. Please follow all instructions carefully. Errors or omissions may affect your eligibility. Providing inaccurate information on Federal documents could be grounds for non-selection or disciplinary action up to including removal from the Federal service. Clicking the link below will present a preview of the application form. The application form link below will only provide a preview and does not initiate the application process. To initiate the online application process, click the "Apply" button to the right. To view the application form, visit: ******************************************************** Benefits Help A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new window Learn more about federal benefits. Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered. Required documents Required Documents Help The following documents are required for your applicant package to be complete. Encrypted documents will not be accepted. Failure to submit required, legible documents may result in loss of consideration. Resume that includes: Personal Information: name, address, contact information; Education; Work Experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment; title, series, grade (if applicable); other qualifications. Resume cannot exceed 2 pages. If education is required or being used to qualify, you must submit a copy of your college transcripts. An unofficial copy is sufficient with the application if it includes your name and the necessary course information; however, if you are selected, official transcripts will be required prior to entering on duty. Education must have been successfully obtained from an accredited school, college or university. If any education was completed at a foreign institute, you must submit with your application evidence that the institute was appropriately accredited by an accrediting body recognized by the U.S. Department of Education as equivalent to U.S. education standards. There are private organizations that specialize in this evaluation and a fee is normally associated with this service. For a list of private organizations that evaluate education, visit the NACES website. All transcripts must be in English or include an English translation. Current FSA employees: * Most recent non-award Notification of Personnel Action (SF-50) showing you are/were in the competitive service, highest grade held (or promotion potential) on a permanent basis, position title, series and grade AND * Most recent performance appraisal (dated within 18 months) showing the official rating of record, signed by a supervisor, or statement why the performance appraisal is unavailable. A performance plan is not an acceptable substitute. Current permanent FSA County employees must submit your most recent non-award Notification of Personnel Action (SF-50) showing your highest grade (or promotion potential) held on a permanent basis, position title, series and grade AND most recent performance appraisal (dated within 18 months) per above. Surplus or displaced employees eligible for CTAP/ RPL priority must provide: proof of eligibility (RIF separation notice, notice of proposed removal for declining a transfer of function or directed reassignment to another commuting area, notice of disability annuity termination), SF-50 documenting separation (as applicable), current performance appraisal with rating of at least "Fully Successful" or equivalent, and your most recent SF-50 noting position, grade level, and duty location with your application per 5 CFR 330. If you are relying on your education to meet qualification requirements: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating. How to Apply Help Please read the entire announcement and all instructions before you begin. You must complete this application process and submit all required documents electronically by 11:59p.m. Eastern Time (ET) on the closing date of this announcement. Applying online is highly encouraged. We are available to assist you during business hours (normally 8:00a.m. - 4:00p.m., Monday - Friday). If applying online poses a hardship, contact the Agency Contact listed below well before the closing date for an alternate method. All hardship application packages must be complete and submitted no later than noon ET on the closing date of the announcement to be entered into the system prior to its closing. Resumes must not exceed two pages. This agency provides reasonable accommodation to applicants with disabilities on a case-by-case basis; contact the Agency Contact to request this. To begin, click "Apply" and follow the instructions to complete the Assessment Questionnaire and attach your resume and all required documents. Please verify that documents you are uploading from USAJOBs transfer into the Agency's staffing system as there is a limitation to the number of documents that can be transferred. However, once in the Agency's staffing system, you will have the opportunity to upload additional documents. Uploaded documents must be less than 5MB and in one of the following document formats: GIF, JPG, JPEG, PNG, RTF, PDF, TXT or Word (DOC or DOCX). Do not upload Adobe Portfolio documents because they are not viewable. Encrypted documents will not be accepted. Failure to submit required, legible documents may result in loss of consideration. Please ensure your resume does not exceed two pages. Applicants who submit a resume that exceeds two pages will be removed from consideration. Our office cannot be responsible for incompatible software, your system failure, etc. Agency contact information Katya Bou-Sliman Email ************************* Address Farm Service Agency 1400 Independence Ave SW Washington, DC 20250 US Next steps Your application will be reviewed to verify that you meet the eligibility and qualification requirements for the position prior to issuing referral lists to the selecting official. If further evaluation or interviews are required, you will be contacted. Log in to your USAJOBS account to check your application status. You must choose to turn on email notifications in your USAJOBS profile if you want to receive important email notifications that may impact your applicant experience (e.g., If you start an application and do not submit it prior to the closing date, USAJOBS will send an email reminder that the closing date is approaching and your application is in an incomplete status). Multiple positions may be filled from this announcement. As a condition of employment for accepting this position, you will be required to serve a 1-year probationary period during which we will evaluate your fitness and whether your continued employment advances the public interest. In determining if your employment advances the public interest, we may consider: your performance and conduct; the needs and interests of the agency; whether your continued employment would advance organizational goals of the agency or the Government; and whether your continued employment would advance the efficiency of the Federal service. Upon completion of your probationary period your employment will be terminated unless you receive certification, in writing, that your continued employment advances the public interest. Under the Fair Chance Act, agencies are not allowed to request information about an applicant's criminal history until a conditional offer of employment has been made, except as allowed for access to classified information; assignment to national security duties or positions; acceptance or retention in the armed forces; or recruitment of a Federal law enforcement officer. An applicant may submit a complaint or any other information related to an organization's alleged noncompliance with the Fair Chance Act. The complaint must be submitted within 30 calendar days of the date of the alleged noncompliance. To make a Fair Chance Act inquiry or complaint, send an email with the appropriate information to *************************, subject line: Fair Chance Act. Fair and transparent The Federal hiring process is set up to be fair and transparent. Please read the following guidance. Criminal history inquiries Equal Employment Opportunity (EEO) Policy Financial suitability New employee probationary period Privacy Act Reasonable accommodation policy Selective Service Signature and false statements Social security number request Required Documents Help The following documents are required for your applicant package to be complete. Encrypted documents will not be accepted. Failure to submit required, legible documents may result in loss of consideration. Resume that includes: Personal Information: name, address, contact information; Education; Work Experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment; title, series, grade (if applicable); other qualifications. Resume cannot exceed 2 pages. If education is required or being used to qualify, you must submit a copy of your college transcripts. An unofficial copy is sufficient with the application if it includes your name and the necessary course information; however, if you are selected, official transcripts will be required prior to entering on duty. Education must have been successfully obtained from an accredited school, college or university. If any education was completed at a foreign institute, you must submit with your application evidence that the institute was appropriately accredited by an accrediting body recognized by the U.S. Department of Education as equivalent to U.S. education standards. There are private organizations that specialize in this evaluation and a fee is normally associated with this service. For a list of private organizations that evaluate education, visit the NACES website. All transcripts must be in English or include an English translation. Current FSA employees: * Most recent non-award Notification of Personnel Action (SF-50) showing you are/were in the competitive service, highest grade held (or promotion potential) on a permanent basis, position title, series and grade AND * Most recent performance appraisal (dated within 18 months) showing the official rating of record, signed by a supervisor, or statement why the performance appraisal is unavailable. A performance plan is not an acceptable substitute. Current permanent FSA County employees must submit your most recent non-award Notification of Personnel Action (SF-50) showing your highest grade (or promotion potential) held on a permanent basis, position title, series and grade AND most recent performance appraisal (dated within 18 months) per above. Surplus or displaced employees eligible for CTAP/ RPL priority must provide: proof of eligibility (RIF separation notice, notice of proposed removal for declining a transfer of function or directed reassignment to another commuting area, notice of disability annuity termination), SF-50 documenting separation (as applicable), current performance appraisal with rating of at least "Fully Successful" or equivalent, and your most recent SF-50 noting position, grade level, and duty location with your application per 5 CFR 330. If you are relying on your education to meet qualification requirements: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.

Obra Institutional Credit is seeking a Quantitative, Fundamental Leveraged Loan /High Yield Research Analyst to join our Montpelier, VT based team. This role supports the Senior Credit team in conducting fundamental research while heavily leveraging data, analytics, and quantitative techniques to help research below investment grade credit opportunities across a range of industries. The ideal candidate will bring a strong analytical foundation, technical proficiency, and a desire to apply both fundamental and quantitative tools to credit investing in a fast-paced, collaborative environment. Responsibilities: Build and maintain financial models, credit scoring tools, and datasets to analyze corporate fundamentals, capital structures, earnings performance, and industry benchmarks to help predict trajectory paths and understand implications of such paths. Support senior credit analysts by applying quantitative frameworks to assess value, micro and macro drivers and risk and market trends. Develop tools and dashboards to streamline credit monitoring, company and industry trajectories, and perform sector surveillance. Translate complex financial and market data into clear, actionable insights for investment discussions and committee presentations. Systematize and maintain critical datasets used in research and reporting processes. Present credits to, and discuss them with, the Investment Committee. Monitor and reassess credits. Provide updated thoughts continually. Prepare written and visual materials summarizing key findings for both internal and external stakeholders. Collaborate with the investment team to identify, backtest, and refine datasets and quantitative models that enhance credit selection and risk assessment. Participate in ad hoc research projects and strategic initiatives involving data analysis and model development. Qualifications: 1+ years of relevant experience in credit research, quantitative analysis, investment banking, and/or a related role. Recent graduates with strong quantitative internship experience will be considered. Bachelor's degree in a quantitative or analytical field (e.g., Finance, Mathematics, Statistics, Engineering, Computer Science, or Economics) with a minimum 3.5 GPA. A Master's degree or progress toward one is a plus. Strong financial modeling skills, including working knowledge of accounting, capital structures, and corporate finance concepts. Proficient in Excel and programming languages such as Python, R, or SQL for data analysis and automation. Familiarity with credit markets, leveraged loans, or fixed income instruments is highly preferred. Excellent communication skills-able to present technical findings clearly to both technical and non-technical audiences. Focused worker who takes the initiative is a must. Highly organized, detail-oriented, and able to manage multiple projects in a deadline-driven environment. This is an excellent opportunity for a quantitatively minded professional to synthesize quantitative and fundamental skills to help bring our credit platform to the next level. If you're analytical, curious, and excited about combining finance with data science, we'd love to hear from you. Compensation: The expected base salary range for this role is outlined below. In addition to the base salary, total compensation may include a discretionary bonus based on performance. This range given is a best faith estimate which reflects a variety of factors, including years of relevant experience, education, location and other qualifications pertinent to the position. Base salary does not include any other performance based compensation such as year end cash bonus. $70,000-$85,000 The firm also offers robust Benefits offerings which include Comprehensive Medical/Rx, Dental and Vision plans; 401(k) program with company match; Flexible Savings Accounts (FSA); Healthcare Savings Accounts (HSA) with company contribution; Basic and Voluntary Life Insurance; Long-Term Disability (LTD) and Short-Term Disability (STD) insurance; and Commuter Benefits plan for parking and transit. In addition all employees of Obra are provided with a daily lunch stipend.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************

The primary function of the Consumer Loan Specialist is to assist members with consumer and home equity loan inquiries. This also includes closing/disbursement. In addition, this role will assist in opening new deposit account products. This position is part of the Friday and Saturday rotation schedules. Essential Duties and Responsibilities: Provide information in person, by telephone, or other means from members, dealers, insurance companies, etc. concerning consumer and home equity loan services or policies. Assist by interviewing the member, obtaining proper application documents, credit reports, proof of income, etc. Assist with all member follow up through processing of the loan file. This includes, but not limited to answering member questions as well as discussions, when needed, with our service providers. Assist with reviewing and discussing any credit problems that may need to be resolved prior to approval and communicating with members. Properly and professionally receive members, either by telephone or in person. Inform member of all additional information the credit union may need such as proof of collision insurance, proof of income, etc. Preparation of closing loan documents Preparation and delivery of adverse actions and preapprovals Process loan disbursements/fundings electronically via DocuSign and Meridian Link or in person. This position will also assist in making an appointment for members wishing for an in-person disbursement. Assist with post-closing loan follow-up as needed. Properly secure necessary collateral and process all loan packages in a manner that will result in the least liability for the credit union. Assist the member toward the understanding of their financial history. Process paid unsecured and secured notes. Disburse all approved loans adhering to all policies and procedures established by CCFCU. Responsible for following all compliance and regulatory requirements when rejecting a loan application. Responsible for advising the member of the factors leading to the rejection of their loan request. Review and evaluate VISA, Personal Loan Line of Credit, and Share draft Overdraft re-issues as needed. Obtains HMDA/Data collection information Maintains up-to-date knowledge of computer enhancements. Demonstrated ability to follow any instructions and perform other related duties as may be required by management. May be required to perform internal teller transactions and opening of accounts. Trains other staff at management request. Has thorough knowledge of products and services and educates members of their availability. Adhere to safe work practices and procedures. Be neat, punctual and professional in appearance and demeanor. Always represent the best interests of the Credit Union in words and actions. Complete all required training. Other duties as assigned. Member Service: Has thorough knowledge of CCFCU products and services and educates members of their availability. Opens new accounts, to include but not limited to the following: New membership accounts, trust and business accounts Money Market transactions IRA accounts, HSA's and share certificates Share Draft accounts Debit Cards Direct deposits and payroll deposit requests Explains and educates members regarding Overdraft Privilege Program and maintains necessary paperwork per member request Performs file maintenance on above items Required Knowledge, Skills and Abilities: Deep understanding of how a credit union functions, and the value it brings to its member's and community. This includes understanding of what a Cooperative is, as that is the business models of all credit unions. Has a thorough knowledge of Credit Union Loan Policy and can discuss the various loan alternatives with the member. Has a thorough knowledge of the documents required for each loan and has the skill to obtain the required information in a friendly and efficient manner. Has a thorough knowledge of interest rates and dividends, how they are computed and disclosed, and can discuss this with the member. Has basic knowledge of all credit union programs and must thoroughly cross-sell all credit union products at every available opportunity. Provides consistent high-quality and memorable service to our members. Ability to communicate effectively both orally and in writing and generate grammatically correct written reports, letters, memorandums, etc. Excellent interpersonal communication skills and be able to establish working relationships and interact effectively with a wide range of individuals, members, and vendors. Ability to problem solve and provide solutions to member issues. Desire to build strong relationships with teammates, business partners and specialists through collaboration. Self-motivated, confident, and ability to multitask effectively. Must become a loan officer. Confidentiality: Employees are required to maintain the confidentiality of all sensitive Cornerstone CFCU, member, employee, and proprietary information both during and after their employment. If an employee has a question about the confidentiality of a particular matter, they should consult with their Manager/Supervisor or Human Resources. Any violation of this rule may subject the employee to disciplinary action, up to and including termination of employment. Qualifications: Associates degree or higher, preferred. 2 years experience in originating and/or processing Home Equity products or Consumer loan products 2-5 years financial services experience. Credit Union (preferred) or Bank. Experience with a Lending Origination Systems (LOS) preferred. Meridian Link preferred. Knowledge of Microsoft Office, including Word and Excel Bondable upon initial employment and continue to be bondable throughout term of employment. Physical Requirements: The functions of the position usually performed sitting but may require some amount of time standing. Some amount of stooping, kneeling, bending, crouching, lifting, walking, carrying and other movements may be required. Tasks involving working on a computer keyboard, typewriter, calculator, cutting, labeling and taping involve extensive wrist and hand movements. All individuals are required to be able to perform these movements without significant risk of injury to themselves or others. EOE Race/Sex/Vet/Disability Cornerstone CFCU is an equal opportunity employer that complies with the laws and regulations set forth in the following EEO Is the Law poster : **************************************************************** Cornerstone CFCU is committed to diversity, and values the ways in which we are different

Join Morty as a mortgage loan officer in Georgia. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Georgia and dedicated closing team to advance your career and achieve success. Are you a smart, resourceful, and self-sufficient individual? We're actively seeking talented candidates based in Georgia to join our platform as Mortgage Loan Officers. Our ideal team members are passionate about cultivating a robust mortgage business portfolio while enjoying the flexibility of setting their own pace. Successful Mortgage Loan Officers at Morty possess a deep understanding of mortgage products, exceptional communication skills, and a proven ability to forge strong relationships. Your role will involve close collaboration with homebuyers, providing expert guidance on mortgage options, and overseeing loan origination. If you're not licensed, but have been thinking about becoming an MLO, our Blueprint program is likely a better fit. You can also check out our step by step guide to getting licensed in Georgia! This is a great opportunity to build on your existing sales experience and level up with new tools and support. Your Responsibilities Build your own book of business - Leverage Morty's platform and marketplace to establish, grow, and service an ongoing pipeline of new customers and referrals. You can purchase leads through Morty to help build your business. Establish a local presence - Build and maintain a local presence on the ground in a key market or markets of your choice, acting as Morty's go-to “in-market” expert in the area. Own all communications for your customers - Ensure clients get the advice they need to successfully navigate the home financing process, building trust and working closely with our centralized closing team to ensure transactions go smoothly. Serve as an expert on loan options - Work with customers to make recommendations based on their specific situations; you'll need to be able to clearly articulate Morty's value propositions to customers who don't yet know us. Qualification Required An approved mortgage license Willingness to hit the road to build up a book of mortgage business. Strong communication skills, both written and verbal. Compensation Earn 75bps - 200bps per closed loan depending on your experience and preferences. This a commission only role. This position requires you to pay a platform fee to cover the cost of technology, marketing, and HR services.

Job Description Here at SFCU we define our culture as one of GROWTH . Growing our member, growing our employee, and growing our organization. This is a great opportunity to join our innovative and growing SFCU team. In this role you will provide detailed guidance and assistance in order to fulfill all loan qualification requirements in a compliant manner while ensuring exceptional member service by ongoing communication to members and business partners. You will be responsible for evaluating and validating all information provided on mortgage and home equity loan applications and communicating to members any additional requirements. You will provide a highly valuable service as the applicant's point of contact throughout the real estate transaction and aiding applicants as they navigate the home loan lending process. Compensation: $22.30 - 27.87 Reporting: Hybrid This position requires the employee to report on site to our home office located at 42 Union Street, Sidney NY at least two days a week. NOTE: This position requires the employee to register as a Mortgage Loan Originator (MLO) with the Nationwide Mortgage Licensing System & Registry and obtain a unique identifier number prior to performing any function that would meet the definition of MLO activities. SFCU offers a comprehensive benefits package including 401K, wellness benefit options, paid time off, federal holiday pay and NYS sick time. In addition, SFCU fosters employee development through career pathing and a tuition assistance program. Essential Functions & Responsibilities: Works with borrowers, tax authorities and agents to gather any necessary tax and/or insurance bills, update Core with premiums to be paid and handles the disbursement of those funds as needed in order to satisfy our escrow obligations. Prepares and processes documentation for mortgage and home equity applications. This includes preparation of any necessary General Ledger entries, fee processing or other necessary transactions. Reviews and evaluates loan documentation to ensure all necessary forms are in the file. Order services that are needed for a real estate file. This includes, but not limited to value determinations, flood determinations, initial and final employment verifications. Contacts borrowers to inform them of the status of their real estate transactions throughout the process. Handles inquiries from CU staff, phone calls, emails, etc. Completes escrow analysis in a timely manner and accurately. This includes, but not limited to updated Core data, mailing out the statements and answering questions about it. Funds real estate loans after verify accuracy of documentation. Follows up with any corrections as needed. Prepares and reconciles bills to include, but not limited to, AMC, Title Bills, etc. Manage and cure any quality control loan issues that require borrower communication. Prepares discharge paperwork. Sends documents to be recorded with the county via mail/electronic means to include discharges and new mortgages. Assembles and organizes documents in loan file, including acceptance or denials. Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending. Performs all duties of the Mortgage Loan Originator position as needed. This includes interviewing prospective loan applicants and offering the best product for their needs. Performs other job-related duties as assigned. Knowledge and Skills: Experience One years to three years of similar or related experience. Education A high school education or GED. Interpersonal Skills: Courtesy, tact, and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation. Other Skills: Above average aptitude for figures and ability to pay close attention to detail. Above average communication skills, both written and verbal. Ability to work well under pressure. A professional appearance and demeanor. Ability to handle confidential information according to company policies and banking regulations. Time management skills and ability to prioritize. Sidney Federal Credit Union does not discriminate against any employee or applicant for employment on the basis of their race, color, religion, age, sex, national origin, marital status, disability, Veteran status, recently separated Veterans, sexual orientation, genetic information, victims of domestic violence and stalking, and all other categories covered by law. Job Posted by ApplicantPro