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Loan processor vs document processor

The differences between loan processors and document processors can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a loan processor, becoming a document processor takes usually requires 6-12 months. Additionally, a loan processor has an average salary of $38,122, which is higher than the $32,730 average annual salary of a document processor.

The top three skills for a loan processor include loan applications, customer service and property appraisals. The most important skills for a document processor are data entry, quality standards, and real estate.

Loan processor vs document processor overview

Loan ProcessorDocument Processor
Yearly salary$38,122$32,730
Hourly rate$18.33$15.74
Growth rate-3%-
Number of jobs16,2288,761
Job satisfaction--
Most common degreeBachelor's Degree, 46%Bachelor's Degree, 35%
Average age4250
Years of experience412

What does a loan processor do?

A loan processor is responsible for assisting customers with their loan requests, ensuring their eligibility, and choosing the best loan options for their needs. Loan processors carefully review loan application documents and prepare loan proposals for underwriting, analyzing the applicant's financial status and credit scores, processing repayment plans, and adhering to banking and financial regulations. A loan processor must have excellent knowledge of the banking industry and processes to provide the best loan services for the customers efficiently and accurately.

What does a document processor do?

Document processors are professionals who are responsible for managing the documenting processes and systems of an organization. These processors are required to organize documents after they have received and processed incoming documents such as texts and audio-visual formats. They must follow the data program techniques and procedures so that they can maintain data entry requirements and ensure quality assurance with all work completed. Document processors must also adhere to companies when handling materials, especially those with confidential information.

Loan processor vs document processor salary

Loan processors and document processors have different pay scales, as shown below.

Loan ProcessorDocument Processor
Average salary$38,122$32,730
Salary rangeBetween $28,000 And $50,000Between $26,000 And $40,000
Highest paying CitySan Francisco, CABoston, MA
Highest paying stateWest VirginiaMassachusetts
Best paying companyStanford UniversityPfizer
Best paying industryFinanceInsurance

Differences between loan processor and document processor education

There are a few differences between a loan processor and a document processor in terms of educational background:

Loan ProcessorDocument Processor
Most common degreeBachelor's Degree, 46%Bachelor's Degree, 35%
Most common majorBusinessBusiness
Most common collegeUniversity of Pennsylvania-

Loan processor vs document processor demographics

Here are the differences between loan processors' and document processors' demographics:

Loan ProcessorDocument Processor
Average age4250
Gender ratioMale, 20.6% Female, 79.4%Male, 28.9% Female, 71.1%
Race ratioBlack or African American, 12.5% Unknown, 4.3% Hispanic or Latino, 17.1% Asian, 7.4% White, 58.3% American Indian and Alaska Native, 0.4%Black or African American, 6.7% Unknown, 4.5% Hispanic or Latino, 10.7% Asian, 4.7% White, 72.3% American Indian and Alaska Native, 1.1%
LGBT Percentage7%7%

Differences between loan processor and document processor duties and responsibilities

Loan processor example responsibilities.

  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Review and verify documentation consistent with company policies and compliance of FNMA, FHLMC, FHA/VA, USDA guidelines.
  • Gather all documentation necessary to process mortgage loans in accordance with FNMA and credit union guidelines/requirements.
  • Disclose and re-disclose the LE's and Prelim TRID require CD.
  • Upload monthly reports to FHLMC including principal & interest reports, delinquent loans and appraisals.
  • Ensure conditions on USDA commitments are met and loan files are prepared for closing on time.
  • Show more

Document processor example responsibilities.

  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Summer internship, FHA loan processing
  • Used WordPerfect in windows environment.
  • Scan responses using an OPEX scanner.
  • Enter vehicle data into the AS400 system.
  • Prep, scan and index documents using OnBase.
  • Show more

Loan processor vs document processor skills

Common loan processor skills
  • Loan Applications, 22%
  • Customer Service, 20%
  • Property Appraisals, 5%
  • Mortgage Loans, 5%
  • Credit Reports, 5%
  • FHA, 4%
Common document processor skills
  • Data Entry, 51%
  • Quality Standards, 7%
  • Real Estate, 5%
  • Computer System, 4%
  • Office Equipment, 4%
  • Clerical Tasks, 2%

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