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Loan processor vs loan coordinator

The differences between loan processors and loan coordinators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a loan processor and a loan coordinator. Additionally, a loan coordinator has an average salary of $39,836, which is higher than the $38,122 average annual salary of a loan processor.

The top three skills for a loan processor include loan applications, customer service and property appraisals. The most important skills for a loan coordinator are customer service, work ethic, and FHA.

Loan processor vs loan coordinator overview

Loan ProcessorLoan Coordinator
Yearly salary$38,122$39,836
Hourly rate$18.33$19.15
Growth rate-3%-3%
Number of jobs16,22824,765
Job satisfaction--
Most common degreeBachelor's Degree, 46%Bachelor's Degree, 56%
Average age4242
Years of experience44

What does a loan processor do?

A loan processor is responsible for assisting customers with their loan requests, ensuring their eligibility, and choosing the best loan options for their needs. Loan processors carefully review loan application documents and prepare loan proposals for underwriting, analyzing the applicant's financial status and credit scores, processing repayment plans, and adhering to banking and financial regulations. A loan processor must have excellent knowledge of the banking industry and processes to provide the best loan services for the customers efficiently and accurately.

What does a loan coordinator do?

A Loan Coordinator is responsible for processing loan applications and determining the eligibility of applicants for loan options. Loan Coordinators perform administrative and clerical duties under the supervision of a loan supervisor. They file reports, monitor transactions, and review the applicants' credit scores. A loan coordinator must have excellent communication and organizational skills, especially responding to the applicants' inquiries and concerns, resolving complaints, and directing them to the loan personnel for any updates on their applications.

Loan processor vs loan coordinator salary

Loan processors and loan coordinators have different pay scales, as shown below.

Loan ProcessorLoan Coordinator
Average salary$38,122$39,836
Salary rangeBetween $28,000 And $50,000Between $30,000 And $51,000
Highest paying CitySan Francisco, CARaleigh, NC
Highest paying stateWest VirginiaWest Virginia
Best paying companyStanford UniversityJPMorgan Chase & Co.
Best paying industryFinanceProfessional

Differences between loan processor and loan coordinator education

There are a few differences between a loan processor and a loan coordinator in terms of educational background:

Loan ProcessorLoan Coordinator
Most common degreeBachelor's Degree, 46%Bachelor's Degree, 56%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan processor vs loan coordinator demographics

Here are the differences between loan processors' and loan coordinators' demographics:

Loan ProcessorLoan Coordinator
Average age4242
Gender ratioMale, 20.6% Female, 79.4%Male, 25.3% Female, 74.7%
Race ratioBlack or African American, 12.5% Unknown, 4.3% Hispanic or Latino, 17.1% Asian, 7.4% White, 58.3% American Indian and Alaska Native, 0.4%Black or African American, 11.9% Unknown, 4.3% Hispanic or Latino, 17.7% Asian, 7.5% White, 58.2% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between loan processor and loan coordinator duties and responsibilities

Loan processor example responsibilities.

  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Review and verify documentation consistent with company policies and compliance of FNMA, FHLMC, FHA/VA, USDA guidelines.
  • Gather all documentation necessary to process mortgage loans in accordance with FNMA and credit union guidelines/requirements.
  • Disclose and re-disclose the LE's and Prelim TRID require CD.
  • Upload monthly reports to FHLMC including principal & interest reports, delinquent loans and appraisals.
  • Ensure conditions on USDA commitments are met and loan files are prepared for closing on time.
  • Show more

Loan coordinator example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Assist in preparation of all disclosures following RESPA requirements of the time on multiple files.
  • Fund loans after closing and perform quality assurance measures in order to be in compliance with RESPA guidelines.
  • Review, analyze, and process complex individual consumer requests using conventional and FHA lending requirements.
  • Demonstrate technical expertise and project management skills necessary for preparing complex residential loan applications for conventional or FHA underwriter approval.
  • Process routine to moderately complex conventional or VA mortgage loans according to product guidelines through validation of credit and collateral documentation.
  • Show more

Loan processor vs loan coordinator skills

Common loan processor skills
  • Loan Applications, 22%
  • Customer Service, 20%
  • Property Appraisals, 5%
  • Mortgage Loans, 5%
  • Credit Reports, 5%
  • FHA, 4%
Common loan coordinator skills
  • Customer Service, 26%
  • Work Ethic, 12%
  • FHA, 10%
  • Coordinators, 6%
  • Origination, 6%
  • Financial Statements, 4%

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