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Loan processor vs loan documentation specialist

The differences between loan processors and loan documentation specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a loan processor and a loan documentation specialist. Additionally, a loan processor has an average salary of $38,122, which is higher than the $35,946 average annual salary of a loan documentation specialist.

The top three skills for a loan processor include loan applications, customer service and property appraisals. The most important skills for a loan documentation specialist are customer service, loan applications, and real estate loans.

Loan processor vs loan documentation specialist overview

Loan ProcessorLoan Documentation Specialist
Yearly salary$38,122$35,946
Hourly rate$18.33$17.28
Growth rate-3%-3%
Number of jobs16,22811,768
Job satisfaction--
Most common degreeBachelor's Degree, 46%Bachelor's Degree, 59%
Average age4242
Years of experience44

What does a loan processor do?

A loan processor is responsible for assisting customers with their loan requests, ensuring their eligibility, and choosing the best loan options for their needs. Loan processors carefully review loan application documents and prepare loan proposals for underwriting, analyzing the applicant's financial status and credit scores, processing repayment plans, and adhering to banking and financial regulations. A loan processor must have excellent knowledge of the banking industry and processes to provide the best loan services for the customers efficiently and accurately.

What does a loan documentation specialist do?

A loan documentation specialist is primarily in charge of assisting clients in preparing and processing their loan applications, ensuring convenience and client satisfaction. Their responsibilities typically revolve around liaising with clients to identify their needs, explaining the extent of procedures, gathering and verifying requirements, and maintaining records of all transactions. They must also help staff in analyzing documentation and participate in training new workers. Furthermore, as a loan documentation specialist, it is essential to devise strategies to optimize documentation services, all while adhering to the company's policies and regulations.

Loan processor vs loan documentation specialist salary

Loan processors and loan documentation specialists have different pay scales, as shown below.

Loan ProcessorLoan Documentation Specialist
Average salary$38,122$35,946
Salary rangeBetween $28,000 And $50,000Between $28,000 And $45,000
Highest paying CitySan Francisco, CAEugene, OR
Highest paying stateWest VirginiaWashington
Best paying companyStanford UniversityCity National Bank
Best paying industryFinanceFinance

Differences between loan processor and loan documentation specialist education

There are a few differences between a loan processor and a loan documentation specialist in terms of educational background:

Loan ProcessorLoan Documentation Specialist
Most common degreeBachelor's Degree, 46%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan processor vs loan documentation specialist demographics

Here are the differences between loan processors' and loan documentation specialists' demographics:

Loan ProcessorLoan Documentation Specialist
Average age4242
Gender ratioMale, 20.6% Female, 79.4%Male, 29.9% Female, 70.1%
Race ratioBlack or African American, 12.5% Unknown, 4.3% Hispanic or Latino, 17.1% Asian, 7.4% White, 58.3% American Indian and Alaska Native, 0.4%Black or African American, 11.8% Unknown, 4.4% Hispanic or Latino, 12.3% Asian, 8.2% White, 62.9% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between loan processor and loan documentation specialist duties and responsibilities

Loan processor example responsibilities.

  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Review and verify documentation consistent with company policies and compliance of FNMA, FHLMC, FHA/VA, USDA guidelines.
  • Gather all documentation necessary to process mortgage loans in accordance with FNMA and credit union guidelines/requirements.
  • Disclose and re-disclose the LE's and Prelim TRID require CD.
  • Upload monthly reports to FHLMC including principal & interest reports, delinquent loans and appraisals.
  • Ensure conditions on USDA commitments are met and loan files are prepared for closing on time.
  • Show more

Loan documentation specialist example responsibilities.

  • Manage successful audit with FHLMC.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Review file and enter in information into the loan origination system LIS.
  • Review the loan for compliance with RESPA tolerances, TILA.
  • Generate and review, HUD, financial statements, fiscal analyses and other financial reports for property acquisition.
  • Process fees and prepare documents for closing; go over HUD-1 with clients for cash to/from close during signing.
  • Show more

Loan processor vs loan documentation specialist skills

Common loan processor skills
  • Loan Applications, 22%
  • Customer Service, 20%
  • Property Appraisals, 5%
  • Mortgage Loans, 5%
  • Credit Reports, 5%
  • FHA, 4%
Common loan documentation specialist skills
  • Customer Service, 19%
  • Loan Applications, 8%
  • Real Estate Loans, 5%
  • Underwriting Guidelines, 4%
  • FHA, 4%
  • Loan Products, 3%

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