Loan Processor
Loan processor job in Warren, NJ
Company
BD Capital is a premier lender to developers and builders across the country. We pride ourselves on a consultative approach to fulfilling our customer's needs. This customer focus creates a positive, entrepreneurial atmosphere where people are empowered to learn, grow, and contribute as individuals in a respectful and non-judgmental culture. The company is experiencing rapid growth and looking to build out the operations team with an exceptional Loan Processor for our top producing sales team.
Position Summary
We are looking for a Loan Processor who thrives in a fast-paced, entrepreneurial growth environment. This person will manage a pipeline of loan files, ensuring a smooth and timely loan transaction experience for our borrowers through the collection and analysis of documents and data. As a customer facing person, this individual is also responsible for providing our borrowers with exceptional customer service and transparency into the process.
Responsibilities
· Review loan file submissions, organize files, and input loan information into the company's loan origination system
· Order and verify third party services (e.g., credit, flood, appraisals, environmental reports, zoning reports)
· Collect and verify documentation related to borrower, asset, entity, and construction
· Ensure loan files are in compliance with program guidelines, investor requirements, and federal and state laws/regulations (e.g., disclosures, notifications)
· Inform loan officer, agent, and borrower about discrepancies in title, appraisals, credit, employment, income, and other file related items
· Obtain documentation to clear conditions prior to funding as required by underwriting
· Submit completed file to underwriting department for approval
· Proactively monitor pipeline to set realistic closing dates, ensure timely funding of loans, and meet expected service levels
· Communicate with external parties to the loan including but not limited to borrower, realtor, title, closing agent, and appraisal management company
· Evaluate processes and procedures for efficiency opportunities and implement process improvements
· Maintain thorough knowledge of the loan origination system and proactively identify and implement work flow improvements within the system
· Organize and maintain daily pipeline huddles with sales, construction, and other stakeholders, as needed
· Prepare reports giving executives visibility into the loan pipeline, daily production activity, cycle times, and loan quality
· Manage and train junior processors and other employees, as required
· Maintain and update the Processing Policy and Procedure Manual
· Ad hoc projects, as assigned
Qualifications
· Deep knowledge of mortgage processing concepts, practices and procedures
· Knowledge of federal and state regulatory guidelines
· Pipeline management experience required
· Knowledge of Encompass preferred
· Strong working knowledge of MS office and Sharepoint
· Knowledge of underwriting and/or loan structuring a plus
· Process improvement experience (e.g., six sigma) a plus
· Strong attention to detail
· Well-developed communication and interpersonal skills with an emphasis on customer service, conflict management, teamwork and coaching
· Ability to work on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently within established timeframes
· Naturally inquisitive with strong analytical and problem-solving skills
· Demonstrated ability to maintain confidentiality and use discretion in daily activities
· Ability to work in a fast paced environment under pressure with tight deadlines and constant interruptions; Ability to flexibly adjust priorities in a changing environment
· Self-motivated team player with a strong work ethic and high level of personal accountability
· Positive personality with a high level of integrity
· Valid driver's license
Education & Experience
· Bachelor's degree from an accredited college/university
· 2+ years of commercial and/or residential loan processing experience
Location
Warren, NJ
Employment Type
Full Time
BD Capital, LLC provides Equal Employment Opportunity (EEO) without regard to race, religion, color, sex, gender identity, sexual orientation, pregnancy, national origin, age, disability, marital status, citizenship status, military or veteran status, genetic information, or any other status protected by applicable local, state, or federal law.
Mortgage Loan Processor
Loan processor job in Red Bank, NJ
The Mortgage Processor will be responsible for the entire end-to-end mortgage loan process. They will gather and process all loan documentation, confirm files are complete & accurate, ensure compliance with policy, regulatory, and loan terms.
Responsibilities
Review each loan file to verify that documents are present, accurate, and complete before underwriting
Manage loan process through mortgage software system
Ensure that loan rules, obligations, and deadlines are met
Audit and prepare quality files that meet closing objectives
Obtain mortgage loan documentation for clients
Qualifications
Minimum of 3+ years of experience with mortgage loan processing required
Knowledge of FNMA, FHLMC, FHA, and VA loan programs is essential.
Strong understanding of the mortgage lending process, including processing, closing, and funding loans.
Strong prioritization and time management abilities.
Strong attention to detail
Encompass Software a plus
Excellent analytical, communication, and customer service skills.
Associate, Loan Closing Specialist
Loan processor job in Berkeley Heights, NJ
Ready Capital offers a positive and diverse work culture incorporated with people who are passionate about their careers. We pride ourselves in being viewed as a premier place to work and encourage you to view our Senior Associate, Accountant opportunity.
Summary of Essential Job Functions:
Review Request for Credit Approval, Write-up and Commitment Letter within 24 hours of receipt of legal file, conduct introductory call to borrower and prepare/send Closing Checklist detailing documentation required for loan closings.
Regularly liaise with federal and state regulators.
Follow up, review and approve all Closing checklist/borrower due diligence items required for loan closing.
Determine what is required to perfect security interest in collateral and decide when loan file is ready to close.
Analyze supporting documents provided by borrowers and third parties to determine if they meet RCL approvals/standards and make decision that loan is thoroughly documented in accordance with RCL and SBA policies and credit approval memorandums.
Ensure all required hazard, contents, liability and/or flood insurance coverage has been obtained on industry required forms naming RCL as mortgagee and/or loss payee.
Maintain excellent level of customer service by being responsive to calls and emails from borrower and inside staff regarding loans in process within 24 hours of receipt.
Order appropriate third-party searches (flood, good standing certificates, UCC, title, judgment and bankruptcy) for all borrowers/guarantors.
Compliant with RCL policies/procedures and have knowledge of SBA SOPs and regulations
Prepare and review all required SBA, legal and state specific documents required for loan closing.
Become an integral part of the SBA Closing Team.
Responsible for following updated SBA policy notifications when issued.
Master RCL's construction policy, follow guidelines in notifying SBA of any modifications to the construction project such as but not limited to extension of maturity date, increase or decrease to the loan amount.
Responsible for reviewing site inspection reports for accuracy and process of the project as well as relaying any unforeseen issues to credit and management
Manage productivity by ensuring proper communication with borrower, general contractor and vendors to limit 1 to 2 disbursements per month
Act as liaison between Legal Counsel, Escrow, Title, deal team and all interested parties to coordinate document preparation, loan signing, funding, and closing.
Review and approve closing settlement statements, escrow documentation, insurance, and outstanding loan conditions.
Prepare funding information sheets detailing wiring information and use of loan proceeds.
Coordinate with accounting to assure timely release of wires for loan fundings.
Prepare closing packages of documents and ensure legal file is in compliance with RCL policies before transferring for Compliance Review
Provide assistance with portfolio acquisition due diligence
Adhere to turn time requirements.
Additional duties as requested by Closing Manager.
Primary Success Measurements:
Average of 2- 3 loans closed monthly or as modified by RCL management.
Average calendar days to fund from date processed loan received in Funding.
Percent of loans closed by contract closing date.
Overall file quality rating as determined by Closing Manager.
Quality control error percentage.
Customer Satisfaction Survey results.
Timing requirement on forwarding completed loan packages to Compliance Department.
Significant Decisions and Recommendations:
Ability to make independent decisions on a daily basis relating to loan portfolio.
Upon receipt of a loan package, exercise discretion in reviewing, analyzing and determining closing requirements
Regularly exercise discretionary powers and independent judgment in decision-making in order to accurately complete all loan file due diligence.
Ability to independently determine what is required to perfect security interest in collateral and decide when loan file is ready to close.
Education and Experience:
Bachelor's degree preferred.
Paralegal Certificate preferred.
Minimum of 2-5 years of commercial mortgage lending experience and/or relevant work experience in a functional role required or equivalent combination of education and experience.
Knowledge and/or Skills:
Knowledge of the SBA SOP
Operate standard office equipment/computer.
Proficient in Microsoft Office Suite, working with Word and Excel or similar spreadsheet software.
Type accurately at a speed necessary to meet the requirements of the position.
Organize work, set priorities and exercise sound independent judgment within established guidelines.
Interpret, apply, explain and reach sound decisions.
Ability to maintain files and records.
Ability to prioritize and perform multiple tasks.
Ability to answer loan document related questions from borrowers and referral sources.
Excellent interpersonal skills.
Detail oriented.
Language Skills:
Ability to read and comprehend instructions, short correspondence, and memos.
Ability to write basic routine reports and correspondence.
Ability to interact effectively with management, other employees, and customers as needed.
Diplomacy in dealing with internal and external clients.
Excellent communication skills.
Mathematical Skills:
Basic credit skills required.
Ability to perform basic calculations such as to add, subtract, multiple, and divide.
Reasoning Ability:
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.
Ability review information and solve problems quickly.
Strong ability to manage time.
Achievement oriented, takes initiative, and ability to take direction.
Strong organizational skills.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is frequently required to stand and walk. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.
Work Environment
The work environmental characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. The noise level in the work environment is moderately quiet. We thrive in an environment that encourages hard work while having fun!
Salary Range: $105,000- $115,000 Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience.
Loan Servicer II - C & I, AT
Loan processor job in New York, NY
New York, NY (Hybrid) Salary Range: $75,000 - $95,000 The Loan Servicer II, Commercial & Industrial (C&I), is responsible for efficiently managing loan servicing tasks within Apple Bank's C&I portfolio. Key duties include booking new loans in the Bank's loan servicing system, processing payments in accordance with loan documentation, and diligently monitoring critical loan data to ensure accuracy and completeness. Additionally, this role provides necessary information to regulators, auditors (internal & external), and senior management, while upholding strict adherence to all internal loan servicing policies and procedures by the team.
ESSENTIAL DUTIES & RESPONSIBILITIES
Manage daily processing activities for the C & I loan portfolio, ensuring all deadlines are consistently met with efficiency.
Audit new loans to verify data entry in the McCracken loan servicing system aligns with official documentation.
Review rate change reports to confirm receipt of interest rate resets from loan agents.
Monitor loan commitments to ensure the database accurately reflects current borrowings and available funds.
Examine system interest adjustments to validate accuracy of loan-level interest receivables.
Observe key general ledger clearing accounts daily.
Prepare management reports, including commitments, loan activity, delinquency, and yield metrics for the receivable portfolio.
Track delinquencies each day and promptly report overdue loans to management.
Provide requested information to internal and external regulators and auditors.
Develop and revise procedures for new and existing tasks as necessary.
Test upgrades to the McCracken system and run diagnostic reports to identify potential data anomalies.
Communicate with loan agents to collect interest rate, payment, and delinquency details.
Perform additional duties as assigned.
SKILLS, EDUCATION, & EXPERIENCE
Bachelor's degree is required.
4 + years of experience servicing Commercial & Industrial (C&I) loans.
Demonstrated expertise in a range of commercial and industrial loan products, such as sovereign guaranteed loans, revolving credit facilities, pre-export financing (PDP) facilities, term loans, loan participations, and receivables financing.
Experience with McCracken and IBS loan servicing systems is advantageous.
Advanced analytical capabilities are essential.
Exceptional verbal and written communication skills, as well as strong interpersonal abilities.
Proven expertise in Microsoft Excel and MS Office Suite Products.
Must demonstrate initiative in following up with clients regarding complaints, inquiries, or requests.
Meticulous attention to detail coupled with robust organizational skills.
Visa sponsorship not available.
We are an equal opportunity employer and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, military and/or veteran status, or any other Federal or State legally-protected classes.
Auto-ApplyLoan Processor II
Loan processor job in Woodbridge, NJ
How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience.
POSITION OVERVIEW:
Under direct supervision, this position performs all daily functions associated with processing a consumer/residential loan application. Should be able to perform many of the duties listed below since it is at the intermediate level of loan coordinator.
KEY RESPONSIBILITIES:
Performs automated processing functions and obtains credit information for new loan applications including the preparation of all necessary disclosures in compliance with regulatory guidelines and timeframes.
Review loan applications for accuracy, completeness and conformity to loan programs
Make corrections if necessary
Verify rate/add points, fees, etc.
Review credit report/complete red flag checklist
Manage E-Consent, Loan Prospector (LPA),
Disclose Loan Estimate and Intent to Proceed
Order Appraisal/AVM
Process Credit Card
Send out requests for VOEs, Tax Transcripts
Order Fraud reports
Electronically manage all incoming loan documentation, telephone inquiries, problem solving
Interact as needed with branch/bank staff questions and perform various tasks/projects as requested by management.
Prepare/send out document check list (“needs” letter) to borrowers
Calculate income and complete income worksheets
Review assets needed for down payment and closing costs
Review/analyze income and assets
Request/review contract for sale of subject property (purchases only)
Update information in LOS based on documentation provided by the borrowers
Assign loan to underwriter for final review/decision
Consumer Loans: read and analyze AVMs
Assists in daily department routine including telephone inquiry and problem solving with customers, relationship managers and branches with questions or concerns. Performs various tasks, projects as requested.
Performs automated processing functions and obtains credit information for loan pre-qualifications and applications including the preparation of all necessary disclosures in compliance with regulatory guidelines and timeframes
Orders credit reports, Verifications of Employment (VOEs), tax transcripts and appraisals
Processes credit application fee payments.
Tracks and organizes all loan documentation in a timely manner. Inputs application data into system and establishes files. Prepares correspondence relative to completion of file including requests for further documentation and communicates this information with the borrower(s) and mortgage representatives.
Performs other duties as needed.
MINIMUM QUALIFICATIONS:
High school diploma or GED
2-5 years of related experience
General knowledge of regulatory requirements for residential/consumer loan originations
Computer Literacy: Windows/Excel/Loan Origination Systems
Knowledge of residential loan processes and qualifications for credit worthiness.
Ability to organize work and complete tasks on time.
Ability to deal with customers and mortgage representatives in a courteous and efficient manner.
Good interpersonal, oral and written communication skills.
Must be sensitive to regulatory timeframes
Computer literacy: Ability to use PC; Windows, Excel, Loan Prospector and loan origination system (such as Encompass) software programs on a daily basis.
Licensing Requirement (SAFE Act)
This position requires registration with the Nationwide Multistate Licensing System and Registry (NMLS) in compliance with the SAFE Act. Candidates must be eligible to register and maintain active status upon hire.
WORKING CONDITIONS
Work is mainly performed in a normal office environment. Noise levels usually are moderate.
Prolonged sitting
Lifting from 5 to 10 lbs. (printer paper, storage boxes)
Occasional bending or overhead lifting (storing files or boxes)
The hazards are mainly those present in a normal office setting.
This may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management.
Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.
Pay Details:
$19.38 - $24.26 hourly
Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs.
This role is incentive eligible based upon company, business, and/or individual goal achievement and performance.
Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.
Loan Processor II
Loan processor job in Woodbridge, NJ
How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience.
POSITION OVERVIEW:
Under direct supervision, this position performs all daily functions associated with processing a consumer/residential loan application. Should be able to perform many of the duties listed below since it is at the intermediate level of loan coordinator.
KEY RESPONSIBILITIES:
* Performs automated processing functions and obtains credit information for new loan applications including the preparation of all necessary disclosures in compliance with regulatory guidelines and timeframes.
* Review loan applications for accuracy, completeness and conformity to loan programs
* Make corrections if necessary
* Verify rate/add points, fees, etc.
* Review credit report/complete red flag checklist
* Manage E-Consent, Loan Prospector (LPA),
* Disclose Loan Estimate and Intent to Proceed
* Order Appraisal/AVM
* Process Credit Card
* Send out requests for VOEs, Tax Transcripts
* Order Fraud reports
* Electronically manage all incoming loan documentation, telephone inquiries, problem solving
* Interact as needed with branch/bank staff questions and perform various tasks/projects as requested by management.
* Prepare/send out document check list ("needs" letter) to borrowers
* Calculate income and complete income worksheets
* Review assets needed for down payment and closing costs
* Review/analyze income and assets
* Request/review contract for sale of subject property (purchases only)
* Update information in LOS based on documentation provided by the borrowers
* Assign loan to underwriter for final review/decision
* Consumer Loans: read and analyze AVMs
* Assists in daily department routine including telephone inquiry and problem solving with customers, relationship managers and branches with questions or concerns. Performs various tasks, projects as requested.
* Performs automated processing functions and obtains credit information for loan pre-qualifications and applications including the preparation of all necessary disclosures in compliance with regulatory guidelines and timeframes
* Orders credit reports, Verifications of Employment (VOEs), tax transcripts and appraisals
* Processes credit application fee payments.
* Tracks and organizes all loan documentation in a timely manner. Inputs application data into system and establishes files. Prepares correspondence relative to completion of file including requests for further documentation and communicates this information with the borrower(s) and mortgage representatives.
* Performs other duties as needed.
MINIMUM QUALIFICATIONS:
* High school diploma or GED
* 2-5 years of related experience
* General knowledge of regulatory requirements for residential/consumer loan originations
* Computer Literacy: Windows/Excel/Loan Origination Systems
* Knowledge of residential loan processes and qualifications for credit worthiness.
* Ability to organize work and complete tasks on time.
* Ability to deal with customers and mortgage representatives in a courteous and efficient manner.
* Good interpersonal, oral and written communication skills.
* Must be sensitive to regulatory timeframes
* Computer literacy: Ability to use PC; Windows, Excel, Loan Prospector and loan origination system (such as Encompass) software programs on a daily basis.
Licensing Requirement (SAFE Act)
* This position requires registration with the Nationwide Multistate Licensing System and Registry (NMLS) in compliance with the SAFE Act. Candidates must be eligible to register and maintain active status upon hire.
WORKING CONDITIONS
Work is mainly performed in a normal office environment. Noise levels usually are moderate.
* Prolonged sitting
* Lifting from 5 to 10 lbs. (printer paper, storage boxes)
* Occasional bending or overhead lifting (storing files or boxes)
* The hazards are mainly those present in a normal office setting.
This may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management.
Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.
Pay Details:
$19.38 - $24.26 hourly
Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs.
This role is incentive eligible based upon company, business, and/or individual goal achievement and performance.
Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.
Loan Processor
Loan processor job in New York, NY
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
* Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
* Assemble the complete loan package in proper order for underwriting.
* Verify all required documentation (pre-underwrite) in the file.
* Complete the required loan checklist.
* Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
* Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
* Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
* Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
* Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
* Manage pipeline by completing and submitting reports within allotted turn-around times.
* Assist set-up of loans.
* Document all communication related to the loan application in the conversation log.
* Train and assist supervision of new Loan Processors and other processing personnel.
* Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
* Available to work varying hours and overtime if needed.
Qualifications and Skills:
* High School Diploma or equivalent.
* Minimum of 5 years' residential mortgage processing experience.
* Experience with Encompass.
* Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
* Knowledge of DU, LP, Microsoft Office, and Windows.
* Excellent math and analytical skills.
* Excellent communication skills.
* Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
* Hourly Rate: 26.44 - 28.84
* Bonus Eligible if applicable
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Mortgage Loan Processor
Loan processor job in New York, NY
At R&J Capital we believe in serving customers with honesty, integrity and competence. We are a highly revered mortgage brokerage firm providing services in New York, New Jersey, Florida, Connecticut, Pennsylvania, North Carolina, Texas, Maryland, California, Colorado & Indiana and continuing to expand. Join us and work for a company that is focused on success, growth and out of the box solutions.
Skills & Experience
Skills
Three year's relevant mortgage processing or underwriting experience
Experience with mortgage loan software programs
Verbal and written communication skills
Good interpersonal and customer service skills
Time-management and organization skills
Ability to meet strict deadlines
Ability to explain technical concepts in simple terms
Ability to work in a fast-paced environment
Willingness to learn new concepts to grow and advance
Experience
Responsibilities
Monitor and manage large pipeline to ensure timely funding of loans
Evaluate and assess residential mortgage loan applications as assigned
Perform a preliminary review of each application for compliance and completeness
Run DU or LP underwriting engine as appropriate. Compare findings with loan file documentation and collect additional documentation as needed
Maintain contact and support between the Loan Originator and all other departments of the company throughout the process of the loan, which may include Sales, Underwriting, Compliance, and Funding
Identify any change of circumstance and prepare and deliver any required disclosures
Evaluate risk of residential mortgage loan applications based on company guidelines
Image and accurately organize all file documentation to comply with company and industry standards
Prepare and submit completed loan files to lender's underwriting for decision based on mandated quality control guidelines and regulatory compliance
Resubmit loan files to obtain clear to close status and collect prior to closing documents
Be able to self-prioritize and manage large pipeline and exhibit high organization skills
Provide a high level of customer service to internal and external customers
Update loan milestones within one business day of the event
Other duties as assigned
This is a fulltime position
Hiring Insights job activity
Posted 30+ days ago
R & J Capital Group
Mortgage Closer
Loan processor job in New York, NY
Established in 1991, Collabera has been a leader in IT staffing for over 22 years and is one of the largest diversity IT staffing firms in the industry. As a half a billion dollar IT company, with more than 9,000 professionals across 30+ offices, Collabera offers comprehensive, cost-effective IT staffing & IT Services. We provide services to Fortune 500 and mid-size companies to meet their talent needs with high quality IT resources through Staff Augmentation, Global Talent Management, Value Added Services through CLASS (Competency Leveraged Advanced Staffing & Solutions) Permanent Placement Services and Vendor Management Programs.
Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance.
Job Description
Contract Duration: 18 months
Pay rate: 20/hr
The Custom Residential Real Estate Fulfillment center provides support in the following key areas: 1st Mortgages, Modifications/Renewals, Adjustable Rate Mortgage Servicing, Construction Loan Servicing and Post Close Reviews.
The Closing specialist coordinates preparation of loan closing packages, including issuance of funds, closing instructions, and insures the timely and accurate closing of 1st mortgage residential loan transactions, for our UHNW Clients. Closing Specialist is to prepare and review documentation in accordance with Bank policies and procedures, to facilitate closings with our Wealth Management Clients and to ensure lien perfection. Works on routine to highly complex documentation. Interfaces with company vendors, legal counsel, line partners and clients, to ensure world-class documentation and accuracy. Maintains primary responsibility for accuracy of documentation, timely delivery of documents and necessary research requirements to ensure documentation reflects the appropriate transactional information and elimination of controllable re-work.
Qualifications
Experience with Mortgage closing
handled real estate loan documents
Additional Information
If you are interested, please feel free to contact me at:
Laidiza Gumera
************
Loan Originator
Loan processor job in New York, NY
Wealthfront is seeking a licensed mortgage loan originator to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to work with existing Wealthfront clients providing excellent service and guiding them through the process with the support of our innovative technology and tools. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment. Responsibilties
Build rapport with clients to ensure we are identifying the solution that meets their needs.
Build rapport with buyer and seller agents to increase company market presence and ensure we are meeting local market demands and nuances
Use technology to guide clients in obtaining mortgages by answering their questions, collecting necessary documents and verifying information.
Provide exceptional client service while advising on the purchase or refinance process.
Respond to potential inquiries from company-generated prospects.
Achieve or exceed sales goals and objectives.
Work closely with operations, compliance and technology teams to optimize the loan application and workflow.
Ensure that all loans originate in full compliance with federal and state regulations.
Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions.
Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun
Expertise
Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work.
Strong working knowledge of state-specific licensing and registration requirements and use of the NMLS. Strong working knowledge of Federal and state regulations including TRID and HMDA.
Deep understanding of mortgage loan products and underwriting guidelines.
Self-driven with the ability to work independently and collaboratively.
Excellent organizational skills, able to set and meet deadlines in a high paced environment.
Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization.
Intellectually curious and interested in applying technology to enhance business processes.
Prior experience in wholesale and/or correspondent channels
Excellent communication skills focusing on both internal and external communications
Openness to adapting to industry changes
Requirements
2+ years of mortgage origination experience
Mortgage Loan Originator License
Strong knowledge of Conventional Conforming and Jumbo guidelines
Solid understanding of state and federal lending regulations
Extensive knowledge and understanding of customer service and intrapersonal best practices
Estimated annual salary range: $81,000 - $90,000 plus Equity and a discretionary bonus.
Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more!
About Wealthfront
Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money.
We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including:
• A Cash Account that, through our partner banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features.
• A zero-commission Stock Investing Account with 50+ handpicked collections that help DIY investors discover new companies and make smarter investing decisions.
• Multiple automated investing portfolios designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexing-which we offer at industry-leading low costs and accessible minimums.
Our award-winning products have attracted over 1 million clients who trust us with more than $90 billion of their hard earned savings-and we're far from done. If you're inspired to help us reshape the financial industry as we create our next chapter, let's talk!
For more information please visit ********************** are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Please review our candidate privacy notice.
Disclosures: All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesn't provide tax advice. The Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the variable interest rate, and provide access to FDIC pass-through insurance. Investment management and advisory services-which are not FDIC insured-are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser. The checking features offered in the Wealthfront Cash Account are provided by Green Dot Bank, Member FDIC. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details.
By “award-winning products”, please refer to *************************** for more information. Wealthfront Corporation oversees Total Client Assets and Trusted Clients through Wealthfront Advisers and Wealthfront Brokerage. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.
Auto-ApplyResidential Mortgage Processor
Loan processor job in Clinton, NJ
Responsible for efficient processing of residential mortgage loan applications.
Essential Functions
Disclose new mortgage applications in a timely, accurate and compliant manner
Manage a pipeline of conventional, government and/or portfolio loans. The Bank's general expectation is to keep individual pipelines to a maximum of 45 per processor.
Evaluate all new loan documentation to ensure a timely and efficient submission into underwriting
Maintain high level of customer service with proactive communication between borrowers, Sales and Operations management
Collect and review all loan conditions prior to re-submission to underwriting for final approval
Ensure accurate, complete and timely loan data being entered into loan processing system
Assist, on a "as needed" basis, in the follow-up for post-closing documentation
Assist in implementation of new products and programs when necessary
Assist in specials projects when necessary
Support branch network regarding mortgage loans status, policy, procedures and products
Liaison between realtors, title companies, attorneys and investors
Maintain current knowledge of all industry and bank policies and procedures
Education and Experience
High school graduate or equivalent
College Degree preferred
5 years residential mortgage processing experience required
Strong analytical and problem-solving skills
Sound judgment and strong decision-making ability
Self-motivated with ability to work independently
Must possess excellent interpersonal and written communication skills
Ability to multi-task and to prioritize responsibilities
Ability to work under pressure and tight deadlines
Highly reliable and detail oriented
Excellent computer skills in a Microsoft Windows environment including proficiency in Word, Excel and Outlook are required. Familiarity with systems such as Encompass and Desktop Underwriter is a plus
Skills/Knowledge/Abilities Required
Knowledgeable of all TRID guidelines
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference and volume. Ability to apply concepts of basic algebra
Ability to read, analyze, and interpret legal documents, governmental regulations, and professional publications; ability to effectively present information and respond to inquiries from senior management, attorneys, vendors, government agents, and the general public; ability to write reports and business correspondence
Ability to apply common sense understanding to carry out written and oral instructions. Ability to deal with problems involving several concrete variables in standardized situations
Ability to work independently with little supervision
Ability to provide indirect supervision to subordinate staff members
This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment.
This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods or otherwise balance the workload.
Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States.
Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans
provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department
Loan Closer Supervisor
Loan processor job in New York, NY
Who We Are Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, Citi Ventures, NFX and Progressive Insurance, Tomo is poised to become one of the most valuable fintech startups of our generation.
Location: New York, NY
Reports To: Loan Closing and Post Closing Manager
Type: Full-Time; Hybrid NYC (in office Mon-Wed, remote Thurs-Friday)
About the role:
At Tomo, we're building a better mortgage experience - faster, more transparent, and focused on helping homebuyers thrive. As a Closing Team Lead, you'll play a critical role in ensuring our customers reach the finish line with confidence and clarity.
You'll lead a team of closers, overseeing day-to-day operations while managing your own pipeline. This is a highly collaborative role requiring expert knowledge of the mortgage closing process, an eye for detail, and a deep commitment to delivering a smooth and efficient experience for our customers.
What You'll Do:
* Lead the Closing Team: Supervise a team of mortgage closers, providing coaching, mentorship, and performance feedback to drive quality and efficiency.
* Pipeline Management: Monitor individual and team pipelines to ensure files move swiftly through the closing process while meeting compliance and regulatory requirements.
* Quality Control: Review team files to ensure documentation accuracy, fee compliance, and proper coordination with title companies and warehouse banks.
* File Ownership: Manage an individual pipeline of complex purchase loans, ensuring initial closing disclosures are sent timely, closing packages are accurate, the signed closing package meets all requirements, prior to fund conditions are met, and funding authorization is given.
* Compliance Oversight: Review files for adherence to TILA, RESPA, HMDA, Reg B, and other federal/state guidelines. Remediate Compliance Ease alerts and ensure documentation is audit-ready.
* Team Collaboration: Work closely with processors, underwriters, loan officers, and settlement agents to identify and resolve closing issues.
* Continuous Improvement: Identify process gaps and partner with leadership to streamline workflows and elevate the customer experience.
* Post-Closing Support: Assist with post-closing issue resolution to ensure funding and investor delivery go smoothly.
What Makes You a Great Fit:
* Strong understanding of the mortgage closing and funding process
* Proven leadership capabilities with experience managing closing or operations teams
* High attention to detail and organizational skills, especially when working with large volumes and tight timelines
* A "phone-first" communicator who values collaboration, transparency, and efficiency
* Ability to stay calm under pressure and maintain a customer-first mindset, especially during escalations
Preferred Qualifications:
* Minimum of 5 years of experience in the loan/financial industry
* Experience with Byte Pro or other LOS platforms (e.g., Encompass)
* Familiarity with a variety of loan types: Conventional, FHA, VA, and Jumbo
* Strong knowledge of mortgage applications, credit reports, and financial verifications
* Experience working in a fast-paced, purchase-driven environment
What's in It for You?
* Career Growth: Explore multiple career paths across Tomo, including elite operational roles
* Competitive Pay & Benefits: Designed to support your whole self, in and out of work
* Equity Ownership: All teammates receive stock options-we win together
* Coaching & Mentorship: Learn from experienced leaders who are invested in your growth
Inclusive Culture: We celebrate diverse backgrounds, experiences, and perspectives. Whether your path into mortgage has been traditional or unique, you'll find a place to thrive here.
Compensation for this role is $90,000 -$105,0000 per year in On-Target Earnings (OTE), which includes base salary and variable compensation. The commission structure is uncapped, allowing for additional earning potential based on performance.
Benefits
We strive to anticipate your needs in order for you to be a healthy, motivated, and happy team member. We provide a variety of competitive benefits including (but not limited to):
* Equity Ownership: All teammates receive stock options-we win together
* Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered
* Work-life balance and a generous paid time off policy
* In order to support teammates who become parents, Tomo Mortgage provides paid parental leave
* 401(k) retirement plan
Auto-ApplyResidential and Consumer Loan Underwriter
Loan processor job in Fairfield, NJ
The Consumer and Residential Loan Underwriter is responsible for gathering and analyzing credit information on current and potential borrowers, determines the advisability of granting credit for diversified types of loans and assists loan officers in writing loan requests.
Key Responsibilities
Evaluates mortgage and consumer loan packages and provides loan approval with conditions to close or underwrite.
Conducts comprehensive risk assessments, analyzing debt-to-income and loan-to-value ratios, credit scores, and property valuations.
Performs in-depth analysis of credit reports, appraisals, and supporting documentation to qualify and classify loans according to company and regulatory guidelines.
Identifies potential risk issues and fraudulent activity throughout the application process.
Ensures all conditions are met and completed before final sign-off on mortgage documents.
Maintains knowledge of lending requirements, internal policies and procedures, and compliance and regulatory requirements.
Analyze collateral as a secondary repayment source to assess the secured position of the Bank.
Education and Experience
College degree preferred; related work experience required
Basic computer skills and knowledge
Excellent interpersonal skills: including use of professional and clear verbal communication and writing skills.
Advanced planning, organizing, coordinating, and implementation skills.
Physical Requirements & Working Conditions
Professional work environment with moderate noise.
Ability to sit and stand to extended lengths of time
EOE m/f/d/v
Student Loan Coordinator
Loan processor job in New York, NY
Apply/Register Job no: 498435 Work type: Staff Full-time Department: Office of Student Finance The Student Loan Coordinator assists the Director of Student Aid Operations and other Office of Student Aid senior leadership in all aspects of student loan processing, especially private education loans. This role ensures compliance with institutional policies and external regulations, provides guidance to students and families, and collaborates with lenders and internal departments to facilitate timely and accurate loan disbursements.
This position will work primarily at the Wilf and Beren campuses, and other campuses as needed. It has the potential for remote work, particularly during periods when students are not on campus.
Position Responsibilities:
* Serve as a point of contact for private loan inquiries and processing.
* Counsel students and families on private loan options, eligibility, application procedures, and repayment strategies.
* Coordinate with private lenders to certify loans, resolve issues, and ensure the timely disbursement of funds.
* Maintain accurate and up-to-date records in the student information system and loan processing platforms.
* Monitor compliance with federal, state, and institutional regulations related to private loans.
* Conduct financial literacy workshops and one-on-one sessions to educate students on responsible borrowing where required.
* Collaborate with the billing office, registrar, and other departments to resolve loan-related issues.
* Analyze loan data and prepare reports for internal and external stakeholders.
* Stay current with changes in private loan products, lender policies, and industry best practices.
Experience & Educational Background:
* Bachelor's degree in Finance, Business Administration, Higher Education, or related field (or equivalent experience).
* 2+ years of experience in student financial services, with a strong emphasis on private loan processing.
Skills & Competencies:
* Familiarity with federal and private loan certification platforms is a plus (e.g., ELMOne, ScholarNet) and student information systems (e.g., Banner, PeopleSoft).
* Strong understanding of federal and private loan regulations, lender requirements, and financial aid practices.
* Excellent communication, organizational, and problem-solving skills.
* Ability to work independently and collaboratively in a fast-paced environment.
Salary Range:
$65,000 - $70,000
About Us:
Yeshiva University is dedicated to academic excellence, intellectual exploration, and the advancement of timeless values that shape and impact lives. With a rich tradition rooted in Jewish thought and heritage, YU fosters a dynamic learning environment across its undergraduate, graduate, and professional schools. Our mission is to cultivate the next generation of leaders who will contribute meaningfully to society, guided by a commitment to ethics, innovation, and service. Our community extends far beyond the classroom, encompassing thousands of students, faculty, staff, and more than 70,000 alumni and supporters worldwide, all working together to build a brighter future.
As a Yeshiva University employee, you will be part of a welcoming, diverse, and intellectually engaging community that values collaboration, excellence, and professional growth. We offer a supportive and stimulating workplace with tangible employee benefits, opportunities for advancement, and a strong sense of purpose. Beyond professional development, YU is committed to ensuring a high quality of life for its employees, offering a work environment that prioritizes well-being, work-life balance, and a culture of mutual respect. Every role at YU contributes to our broader mission of education, research, and societal impact, ensuring that all members of our community-students, faculty, staff, alumni, and friends-are inspired to make a difference. We invite you to bring your talent and passion to YU and join us in shaping the future.
Equal Employment Opportunity:
Yeshiva University is an equal opportunity employer committed to providing employment opportunities to all employees and candidates without regard to race, color, age, sex, national origin, disability status, or any other characteristic protected by federal, state, or local laws.
Small Business Loan Officer
Loan processor job in New York, NY
Small Business Loan Officer - Harlem Entrepreneurial Fund (HEF)
BACKGROUND
Harlem Commonwealth Council, Inc. (HCC) is a nonprofit community economic development corporation founded in 1967. HCC's original goal to form a strong economic base for the community has remained firm throughout its existence. HCC has engaged in a myriad of economic development projects from providing support for small businesses to developing a major real estate portfolio. Through the economic ups and downs, HCC has remained committed to being responsive and adaptive in order to focus on building a strong Harlem community.
OUR VISION
To be a catalyst in the community that helps to provide opportunities for economic prosperity in Harlem, Upper Manhattan, and the Bronx.
About Harlem Entrepreneurial Fund
Harlem Entrepreneurial Fund (HEF); a division of Harlem Commonwealth Council (HCC) is a mission-driven certified Community Development Financial Institution (CDFI) specializing in micro-financing for Small and Medium Enterprises (SMEs) and Minority/Women-owned Business Enterprises (M/WBEs) while facilitating job creation in New York City. Created in 2008, HEF has been actively lending to small businesses for 10 years and is poised for growth to expand lending and technical assistance to small businesses. The organization is seeking a Small Business Loan Officer (SBLO) to help with the administration of the loan program.
POSITION SUMMARY
Reporting to the Managing Director of Lending, the SBLO will contribute to HEF's mission and vision by creating a strong portfolio of small business borrowers in Harlem, Upper Manhattan, and the Bronx. The SBLO will be responsible for marketing HEF's products and services to potential borrowers, assisting them with the application process, underwriting and closing loans, and providing one-on-one technical assistance as required.
DUTIES AND RESPONSIBILITIES
Business Development
Identify new potential borrowers through prospecting, cold calling, networking, generating leads and referrals with a goal of increasing loan production to meet or exceed established production targets.
Loan Origination
Determine initial eligibility of applicants, including evaluation of creditworthiness, fit with mission, geographic service area, use of funds and business viability, collateral availability and provide assistance on applications. Conduct loan intakes and site visits.
Assist potential borrowers with loan packaging.
Underwriting
Perform due diligence and loan underwriting, prepare credit memos for committee review
Analyze and monitor performance of loan portfolio to ensure regulatory compliance
Technical Assistance
Perform one-on-one technical assistance with borrowers pre-and post-loan closing
Provide post borrowing support including regular meetings with borrowers, review of quarterly financial statements and annual tax returns and other assistance as appropriate to help ensure the success of the business and repayment of loans.
Administration
Maintain CRM system to manage application intake and for loan origination and pipeline management
Perform portfolio management and loan administration tasks as needed
Qualifications, Education & Skills:
BA or BS in business administration, finance, community development, marketing or similar
Experience working in business development, lending, banking, economic development or related field, or in a small business environment.
Strong interpersonal, written and oral communication skills
Efficient time management and administrative skills; ability to work independently.
Demonstrated success working effectively in a multi-cultural environment.
Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint)
The position requires work outside of regular office hours and in off-site locations.
The Salary Range for the position is: $85 - $105K
Equal Employment Opportunity Policy:
It is the policy of the Harlem Commonwealth Council to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
Location: 361 W. 125
th
Street, New York, NY 10027
To Apply: Send resume to: ********************************
Auto-ApplyMortgage Loan Processor
Loan processor job in Fairfield, NJ
We are seeking a detail-oriented and organized Mortgage Loan Processor to join our dynamic team. This role is essential in ensuring the smooth and efficient processing of mortgage loan applications, helping clients achieve their homeownership goals while maintaining compliance with industry standards.
Key Responsibilities:
- Review and verify loan application documents for accuracy and completeness
- Collect and analyze financial information from applicants, including credit reports, income statements, and asset documentation
- Coordinate with underwriters, lenders, and other stakeholders to facilitate loan approval
- Prepare and submit loan packages for approval in a timely manner
- Communicate effectively with clients to gather additional information and provide updates on application status
- Ensure all loan processing activities comply with federal, state, and company regulations
Skills and Qualifications:
- Proven experience in mortgage loan processing or related financial services
- Strong attention to detail and organizational skills
- Excellent communication and interpersonal abilities
- Knowledge of mortgage lending guidelines and regulations
- Ability to work efficiently under pressure and meet deadlines
- Proficiency in loan processing software and Microsoft Office Suite
- High school diploma or equivalent; additional certification in mortgage processing is a plus
Join our team and be part of a company that values growth, professionalism, and a commitment to providing exceptional service. We offer a supportive work environment and opportunities for career advancement in the mortgage industry.
NB1345 - SBA Loan Specialist
Loan processor job in Rahway, NJ
Job DescriptionNorthfield Bank is a full service bank with 38 branch locations throughout New Jersey; and Staten Island and Brooklyn, New York. With a history dating back to 1887, our growth continues through expansion of our presence in local communities and in our Product and Service offerings. Over 300 employees with diverse backgrounds and cultures have come together to make Northfield Bank what it is today. The Bank believes in providing all employees with the opportunity to reach their career potential and encourages advancement within the organization. For more information, please visit *******************
Job Title:
SBA Loan Specialist
Job Location: Rahway, NJ
Job Status:
Full-Time
Job Summary
Primarily will be responsible for supporting and coordinating all aspects of commercial and real estate loan closings and loan portfolio management. Daily responsibilities will include but not limited to supporting Relationship Managers, Portfolio Managers and Team Leaders for loans within the portfolio and new loan originations through loan inputs, payment processing, reviewing, scanning, and uploading flies at closing, maintaining loan pipeline and files, etc.
Responsibilities Include:
Process all new loan request (i.e. credit reports, flood searches, OFAC, Lexis-Nexis, tax searches, Relationship work ups, 4506T, UCC searches, municipal searches, collateral searches, other property searches and any additional reports related to loan requests)
Enter loans into origination system
Organizes, scans, and maintains all Loan files for Dept. throughout life of loan
Contacts applicants to request any required outstanding documentation
Orders all appraisals, environmental and engineer reports and monitors progress until completion
Tracks all fees and good faith deposits collected
Prepares documentation required to obtain commitment letters from Closing Dept., reviews commitments for accuracy, and monitors all stages until loan closes
Coordinates closings with the attorneys and prepares final Bank paperwork for loan origination
Verify that loan is input into Bank core processing system correctly
Maintains all construction files and monitors builders risk insurance, permits and title continuations
Orders all site inspections
Prepare and submit invoices for processing
Prepares all documentation for construction advances and line of credit advances and paydowns
Assists Portfolio Manager with all Department Internal Reports including but not limited to past due reports, monthly loan trial balance, new loans closed, pay offs and deposit reports
Follow-up with borrowers on post-closing loan undertakings and escrows
Handles and services customers with any telephone inquiries regarding new and existing accounts (ACH payments, wire transfers, deposit and loan balances, releases, payoff letters, tax issues, insurance, etc.)
Adheres to Bank policies and procedures
Perform other duties as assigned
Senior:
An individual may be hired as or promoted to a Senior level based on their level of experience and expertise in the job responsibilities at the discretion of the hiring manager, executive sponsor and/or HR.
(Senior) SBA Loan Specialist
Job Summary:
Primarily will be responsible for supporting and coordinating all aspects of SBA loan servicing. Daily responsibilities will include but not limited to the oversight and review of SBA loans, input or callback of loan servicing activities such as payment processing, reviewing, scanning, and uploading flies at closing, maintaining loan pipeline, reviewing and obtaining expired insurance, preparing files that have been paid in full, etc.
Responsibilities Include:
Process Loan payoffs and complete tasks on related checklists including but not limited to collateral release, member communication, and servicing
Review various loan reports and related documentation on a daily, weekly, and monthly basis to ensure accuracy of information recorded in the core lending system.
Responsible for accurate report retention
Prepare loan documentation for audits, regulatory and other loan reviews
Review, scan, and upload files at closing
Maintain E-Tran procedures, perform service requests, and obtain authorizations
Prepare files that have been paid in full
Adheres to Bank policies and procedures
Perform other duties as assigned
Senior:
An individual may be hired as or promoted to a Senior level based on their level of experience and expertise in the job responsibilities at the discretion of the hiring manager, executive sponsor and/or HR.
Core Competencies:
Productivity - Generates high levels of output. Consistently meets workload demands. Consistently meets deadlines. Efficient at multi-tasking and demonstrates organization skills. Strives for results and efficiency.
Analytical Skills - Ability to take large volumes of data and then analyze trends and produce a result. Ability to breakdown complex problems into simpler, more manageable components. Ability to gather all information necessary to solve a problem, recognize underlying issues based on data and trends, and organize all relevant information to provide insight and ideas on how to draw appropriate conclusions that will help the solve problem.
Accuracy - Ensures that work is complete and without error. Verifies information.
Interpersonal Skills - Demonstrates behavior in alignment with our Code of Conduct. Possesses a positive attitude and enthusiasm towards customer interactions, job duties and work performance. Is approachable, warm, friendly and open-minded. Is capable of adjusting communication style to effectively interact with both internal and external client.
Preferred:
Professionalism - Sets a good example in every aspect of work performance including behavior, appearance and communications. Interacts with colleagues and customers in a courteous and respectful manner. Possesses high ethical standards and maintains confidentiality when needed. Exhibits a positive professional impression through appropriate business attire in compliance with the company dress code. Demonstrates ability to withstand pressure and to remain calm in crisis situations.
Job Requirements:
3-5 years experience in SBA lending or related fields
Excellent written and oral communications skills
Ability to manage priorities and workflow
Versatility, flexibility, and a willingness to work within constantly changing priorities
Proficiency in Microsoft Office Suite
Strong interpersonal skills
Good judgement with the ability to make timely and sound decisions
Ability to effectively present information and respond to questions
**Northfield Bank is an Equal Employment Opportunity Employer M/F/Disability/Protected Veteran**
In-Office Bilingual Mortgage Processor
Loan processor job in Piscataway, NJ
About the Company:
Our client, a well-established mortgage company in Piscataway, NJ, is seeking an experienced Mortgage Loan Processor to join their team. They specialize in providing a wide range of loan products, including Conventional, FHA, and VA loans, and are dedicated to delivering a seamless loan experience for their customers.
Job Overview:
The Mortgage Loan Processor will be responsible for reviewing and processing mortgage loan applications, ensuring all documentation is complete and compliant with lending guidelines. This individual will work closely with loan officers, underwriters, and borrowers to facilitate timely and efficient loan closings.
Key Responsibilities:
Review and process loan applications for Conventional, FHA, and VA loans while ensuring compliance with lending guidelines and regulations.
Gather, verify, and organize all required borrower documentation, including income, assets, credit, and title documents.
Order and review third-party reports such as appraisals, credit reports, and title work.
Communicate with loan officers, underwriters, and closing departments to resolve any conditions or outstanding issues.
Maintain accurate and up-to-date loan files, ensuring all information is properly documented in the loan origination system.
Monitor loan pipelines and ensure all files are progressing within established timelines.
Stay current with industry regulations, lender guidelines, and compliance requirements.
Provide excellent customer service by keeping borrowers and referral partners informed throughout the loan process.
Qualifications & Requirements:
2+ years of experience in mortgage processing, preferably with Conventional, FHA, and VA loans.
Strong knowledge of mortgage guidelines, underwriting requirements, and loan documentation.
Experience working with loan origination systems (LOS) and mortgage software.
Detail-oriented with excellent organizational and time-management skills.
Strong communication skills and the ability to work in a fast-paced, deadline-driven environment.
Ability to multi-task and manage multiple loan files simultaneously.
Understanding of TRID, RESPA, and other mortgage compliance regulations.
Salary: 50-60k DOE
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
Loan Officer/Originator
Loan processor job in Fairfield, NJ
Job Responsibilities Loan Officer/Originator with a primary focus of originating residential mortgages for both homebuyer and refinance clients. This includes prospecting new clientele, gathering accurate and useful information to establish complete applications, and analyzing income/assets/credit/etc. to accurately propose a mortgage solution that meets their needs. Forward Mortgage, LLC is a New Jersey based mortgage broker that is revolutionizing the mortgage experience for our clients. Decades of high-level mortgage experience, combined with cutting-edge technology and a laser-focus on digital and traditional marketing, has birthed a loan process that promotes, not only establishing highly satisfied clients and repeat-business but high levels of success for our employees. Our primary focus is investing in our employees and helping develop their existing mortgage experience to allow them to fit seamlessly into our process and ideology. We understand that we are only as strong as our team. For our employees, this means hands-on training with our veteran staff, concise and common-sense support from our experienced processing department, as well as a competitive marketing budget that allows our loan officers to have constant contact with new potential clients.
Skills Required
Active & Approved NMLS License, valid in State of New Jersey Self-driven individuals with a sense of urgency and a desire to succeed Strong communication skills; whether phone, e-mail, personal, etc. The ability to sell is crucial. Excellent attention to detail with a focus on urgency while still prioritizing the client's best interest and overall satisfaction Represent Forward Mortgage with integrity and respect, perpetuating the established high-quality brand and mortgage experience offered to all clients and business partners Highly Desired: Relevant experience in the mortgage industry Proven history of success in sales-related positions Proficient in Mortgage Loan Origination Software, i.e. Calyx Point
Edison Regional Loan Officer
Loan processor job in Edison, NJ
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!
Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.