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Mortgage service specialist vs transaction coordinator

The differences between mortgage service specialists and transaction coordinators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a mortgage service specialist and a transaction coordinator. Additionally, a transaction coordinator has an average salary of $41,792, which is higher than the $34,920 average annual salary of a mortgage service specialist.

The top three skills for a mortgage service specialist include mortgage loans, customer service and escrow analysis. The most important skills for a transaction coordinator are customer service, MLS, and escrow companies.

Mortgage service specialist vs transaction coordinator overview

Mortgage Service SpecialistTransaction Coordinator
Yearly salary$34,920$41,792
Hourly rate$16.79$20.09
Growth rate-3%-3%
Number of jobs22,47816,804
Job satisfaction--
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 54%
Average age4242
Years of experience44

What does a mortgage service specialist do?

A Mortgage Service Specialist is an expert in mortgage administrative aspects. They review and verify loan application information, file borrower information, and process paperwork with the lending bank. They also authorize and recommend personal and commercial loans for approval. Math skills are necessary for this job for accuracy in calculating both the principal and interest amounts. They should also develop skills in handling transactions, foreclosing loans, communication, attention to detail, and customer service.

What does a transaction coordinator do?

A transaction coordinator is responsible for performing administrative and clerical duties for the clients regarding their real estate contracts and transactions. Transaction coordinators sometimes do fieldwork to inspect the property area, write findings reports, perform cost and expenses analysis, and inform the clients of required documentation. They also identify resources and other alternatives that would most likely fit the client's budget limitations and interests. A transaction coordinator must have excellent organizational and communication skills, especially in coordinating with other organizations to process the client's requirements for property acquisition.

Mortgage service specialist vs transaction coordinator salary

Mortgage service specialists and transaction coordinators have different pay scales, as shown below.

Mortgage Service SpecialistTransaction Coordinator
Average salary$34,920$41,792
Salary rangeBetween $27,000 And $43,000Between $30,000 And $57,000
Highest paying CitySimi Valley, CAWhite Plains, NY
Highest paying stateCaliforniaNew York
Best paying companyCitiJPMorgan Chase & Co.
Best paying industryFinanceFinance

Differences between mortgage service specialist and transaction coordinator education

There are a few differences between a mortgage service specialist and a transaction coordinator in terms of educational background:

Mortgage Service SpecialistTransaction Coordinator
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 54%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage service specialist vs transaction coordinator demographics

Here are the differences between mortgage service specialists' and transaction coordinators' demographics:

Mortgage Service SpecialistTransaction Coordinator
Average age4242
Gender ratioMale, 35.1% Female, 64.9%Male, 19.0% Female, 81.0%
Race ratioBlack or African American, 13.0% Unknown, 4.2% Hispanic or Latino, 17.8% Asian, 6.5% White, 58.1% American Indian and Alaska Native, 0.4%Black or African American, 9.7% Unknown, 4.3% Hispanic or Latino, 19.3% Asian, 6.8% White, 59.6% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between mortgage service specialist and transaction coordinator duties and responsibilities

Mortgage service specialist example responsibilities.

  • Manage portfolio of GSE assets that are actively pursuing liquidation or retention options to cure default.
  • Manage internal team SharePoint and document repository.
  • Prepare and submit monthly loan status reports to loan investors (VA and HUD )
  • Perform equity analysis via a case-by-case basis to determine cost effectiveness of litigation to both its investors and the company.
  • Negotiate modifications, hardships, short sales and deed in lieu.
  • Submit foreclosure postponement request when applicable through LPS and obtain FNMA approval.
  • Show more

Transaction coordinator example responsibilities.

  • Manage scheduling loans for closing, handle insurance review, verify wire transfer, register and transfer loans with MERS.
  • Manage and coordinate the workload of the release team members and are responsible for organizing and hosting all production release windows.
  • Ensure all documents are completed and in accordance with DRE standards.
  • Review and explain HUD with borrowers and loan officers prior to closing.
  • Verify that DRE disclosures requirements on all documents have been send on time.
  • Coordinate closing - arrange closing date/time, order escrow check if need, review HUD.
  • Show more

Mortgage service specialist vs transaction coordinator skills

Common mortgage service specialist skills
  • Mortgage Loans, 12%
  • Customer Service, 9%
  • Escrow Analysis, 8%
  • Inbound Calls, 7%
  • Foreclosure Process, 4%
  • Real Estate, 4%
Common transaction coordinator skills
  • Customer Service, 23%
  • MLS, 14%
  • Escrow Companies, 7%
  • PowerPoint, 6%
  • Real Estate Transactions, 6%
  • Data Entry, 5%

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