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Post closer vs loan servicing specialist

The differences between post closers and loan servicing specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a post closer and a loan servicing specialist. Additionally, a loan servicing specialist has an average salary of $65,799, which is higher than the $38,045 average annual salary of a post closer.

The top three skills for a post closer include loan packages, post-closer and FHA. The most important skills for a loan servicing specialist are loan modifications, customer service, and foreclosure process.

Post closer vs loan servicing specialist overview

Post CloserLoan Servicing Specialist
Yearly salary$38,045$65,799
Hourly rate$18.29$31.63
Growth rate-3%-3%
Number of jobs10,40731,753
Job satisfaction--
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 55%
Average age4242
Years of experience44

What does a post closer do?

Post closers require an associate degree or certification in addition to 1-3 years of related experience. Skills in customer support, document review, loan processing, quality assurance processing, and loan software are also necessary for this career. Port closers assist with the mortgage loan closing process by reviewing loan documents for compliance, completeness, and accuracy. They also find missing information, prepare files and provide internal and external customer support.

What does a loan servicing specialist do?

A loan servicing specialist is an individual who reviews, authorizes, and recommends commercial and personal loans for approval. It is the loan officer who meets with their applicants to identify their creditworthiness. Typically, they work at credit unions, commercial banks, mortgage companies, and financial institutions. They ensure operational risk controls, regulatory policies and standards, and compliance. Among the skills necessary for the job include customer service and relations, leadership, analytical skills, and communication skills.

Post closer vs loan servicing specialist salary

Post closers and loan servicing specialists have different pay scales, as shown below.

Post CloserLoan Servicing Specialist
Average salary$38,045$65,799
Salary rangeBetween $29,000 And $48,000Between $28,000 And $153,000
Highest paying CitySan Ramon, CACharleston, SC
Highest paying stateCaliforniaMaryland
Best paying companyAmplify Credit UnionGlacier Ban
Best paying industryInsuranceFinance

Differences between post closer and loan servicing specialist education

There are a few differences between a post closer and a loan servicing specialist in terms of educational background:

Post CloserLoan Servicing Specialist
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 55%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Post closer vs loan servicing specialist demographics

Here are the differences between post closers' and loan servicing specialists' demographics:

Post CloserLoan Servicing Specialist
Average age4242
Gender ratioMale, 21.6% Female, 78.4%Male, 32.2% Female, 67.8%
Race ratioBlack or African American, 13.4% Unknown, 4.2% Hispanic or Latino, 16.7% Asian, 6.6% White, 58.6% American Indian and Alaska Native, 0.4%Black or African American, 11.8% Unknown, 4.4% Hispanic or Latino, 14.4% Asian, 8.2% White, 60.7% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between post closer and loan servicing specialist duties and responsibilities

Post closer example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Review all types of loans (i.e., conventional, FHA, VA) for program accuracy and compliance.
  • Prepare HUD-1 settlement statements, review balance sheet, doc prep closing package, disburse checks and balance ledgers.
  • Partner with secondary investors to resolve loan irregularities to ensure files meet HUD, HMDA, and RESPA guidelines.
  • Review Hud-1 or settlement statements for accuracy.
  • Prepare conveyance package for clients.
  • Show more

Loan servicing specialist example responsibilities.

  • Manage the non-judicial and judicial FNMA foreclosure portfolio.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Coordinate and schedule settlements upon final loan approval and review HUD-1 for reconciliation of itemize financial data.
  • Train new hires in the MSP system to ensure they understand how to gather data and for escrow analysis.
  • Prepare internally generate commercial loan documentation for all states the organization does business in.
  • Work with LIS, LPS, and ESO program.
  • Show more

Post closer vs loan servicing specialist skills

Common post closer skills
  • Loan Packages, 17%
  • Post-Closer, 16%
  • FHA, 8%
  • Va, 8%
  • Escrow, 6%
  • Mers, 5%
Common loan servicing specialist skills
  • Loan Modifications, 17%
  • Customer Service, 12%
  • Foreclosure Process, 5%
  • Real Estate, 4%
  • Loss Mitigation, 4%
  • Escrow Accounts, 4%

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