Underwriter jobs in Ada, MI

Job Title: Underwriter I What you'll do: As a Mortgage Underwriter I you'll perform a limited review of Conventional (Conforming, Conforming-High Balance and Non-Conforming Jumbo), Non-Agency and Government (FHA, VA, and USDA) loans for specific issues such as appraisal, property flip, insurability, DTI, etc. Additionally, you'll be accountable for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays. * Manage individual pipeline on a daily basis by completing sufficient underwriting reviews, appraisal reviews, flip reviews, and conditions. * Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from clients as needed. Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process. * Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans. What you'll need: * 3+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field. * High school diploma required. * Intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations and/or other residential mortgage products and services. * Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. * Entry level to intermediate knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines. * Entry level to intermediate knowledge of MS Office products. * Entry level to intermediate knowledge of Encompass. * Intermediate speaking and writing communication skills. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. Western Alliance Bancorporation

Looking for a mortgage underwriter with experience with FHA loans. This will be a remote underwriting position.

WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

GOVERNMENT UNDERWRITER - JOB DESCRIPTION Title Grade: I (Junior) or II (Senior) Reports to: Underwriting Manager Department: Underwriting Status: Full-Time FLSA Status: Non-exempt Location: Ann Arbor, MI 48105 Schedule: Monday-Friday Pay Grade: Salary + Bonus SUMMARY & PURPOSE OF POSITION Our Credit Team is the primary player in making sure that our loans meet company, investor, industry, and regulatory standards. Underwriters are a wealth of knowledge on loan transactions, and the reason that Gold Star has become an industry leader in service and quality. Mortgage Underwriters pride themselves not only on paying close attention to detail, but also in serving as a resource for questions, scenarios, and to help ensure that our clients receive the “white glove treatment” of the industry. We seek individuals who have a strong desire to challenge themselves in a fast-paced, high energy atmosphere, and who have the resourcefulness to stand out among the best. PRIMARY POSITION-SPECIFIC RESPONSIBILITIES  Review and validate loan application data and documents received for decision;  Run and review all pertinent risk and collateral evaluation tools prior to loan decision;  Decision loan file based on GS credit risk definitions and guidelines;  Communicate loan decision to Originator;  Be available to Closing, Funding and/or Post-Closing if any issues arise on loan files;  Stay abreast of changing company policy, mortgage regulations, laws, and generally accepted industry best practices, and be willing to take initiative to train and stay informed;  Field calls related to loan level questions, scenarios, and conditions, as well as provide thorough, detail oriented responses in a timely manner;  Complete other duties as assigned. ESSENTIAL SKILLS AND EXPERIENCE  3+ years of Government Underwriting experience  Have a strong knowledge of all fair lending laws, net tangible benefit requirements, and laws for decisioning loan applications such as Truth in Lending, Equal Credit Opportunity, and their associated regulations;  Solid understanding of lender/borrower paid compensation, TILA, RESPA guidelines and TRID;  Direct Endorsement Certification  Knowledge in FHA, VA, FNMA and FHLMC Required;  VA SAR;  Strong understanding of investor and agency underwriting guidelines;  Must have exceptional attention to detail and strong organizational skills;  Must be dependable with meeting deadlines and managing time;  Have an ability to work independently on multiple files simultaneously;  Knowledge of Encompass LOS a plus;  Excellent communication skills. (Verbal and Written). PREFERRED EDUCATION/EXPERIENCE  Two year degree or vocational certification, preferably in finance, mathematics, or accounting, required; Bachelor's degree strongly preferred.  At least five (5) years of prior experience in underwriting or risk assessment preferred;  Knowledge of Encompass 360, LexisNexis, CoreLogic, Mavent, and other fraud detection/prevention systems preferred. PHYSICAL DEMANDS/ENVIRONMENT The environment is characteristic of an office setting. Must be able to execute complex tasks on time sensitive transactions, and be able to work flexible hours including some evenings (after 6:00pm) and weekends.

Protect What Matters: Elite Field Underwriters Needed Life-Changing Mission Medical bills destroy 500,000+ American dreams annually. As our Field Underwriter, you'll be the shield between families and financial devastation. When clients reach out desperately seeking protection for their new homes, businesses, and loans, you'll step in with solutions that truly transform lives. Unlimited Earning Potential Our top performers experience: Immediate rewards: Commission deposits hitting your account multiple times weekly Growing wealth: Residual income that compounds year after year Complete freedom: Design your schedule around your life, not the other way around "I doubled my corporate salary in 9 months and now help my clients sleep soundly knowing their investments are protected." - Cliff Dullock, Dallas TX What Sets Our Winners Apart The difference between those who merely survive and those who thrive with us isn't experience-it's mindset. Our most successful team members: Have unshakable self-belief Embrace coaching as a pathway to excellence Hunger for personal and professional growth The Opportunity Independent contractor position with premium flexibility Performance-based compensation (unlimited ceiling) Qualified leads provided-never waste time cold calling Comprehensive training program at zero cost Choose your commitment: full-time career or part-time income boost This isn't just another job. This is your opportunity to build financial security while providing peace of mind to families facing life's biggest challenges. Apply now to secure your interview slot. Positions filling quickly.

INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.

About the role Start your mortgage career from the ground up with a clear path to becoming a licensed Loan Officer in just 60 days. Dynagen Lending is a fast-growing mortgage broker with a proven track record of developing talent. We're currently seeking motivated, coachable individuals to join our team as a Loan Officer Associate -an entry-level role designed to build your foundation in mortgage sales while preparing you to become a licensed Loan Officer. What you'll do Make outbound calls to leads using pre-qualified lists. Spark interest in our mortgage solutions and qualify prospects for licensed Loan Officers. Learn the basics of the mortgage industry, sales strategy, and customer communication. Attend daily dedicated training sessions focused on preparing you to pass the NMLS exam and become licensed within 60 days. Work closely with experienced Loan Officers and team leaders to develop your skills and grow your confidence. Qualifications Strong phone presence and communication skills High energy, resilience, and a positive attitude Eagerness to learn, grow, and take feedback Interest in sales, finance, or real estate No prior mortgage experience required-just the drive to succeed What We Offer Competitive pay based on experience. Health, dental, and vision insurance after 90 days. 401(k) with company match. Opportunities for career growth in a rapidly expanding company. Supportive and collaborative work environment.

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

The Doctors Company has an opportunity for an Underwriter to be part of our Region II team. This is a hybrid opportunity at our office in East Lansing, MI, or Mechanicsburg, PA. The Underwriter manages an assigned book of business including risk analysis of new and renewal business, policy changes and general servicing of accounts. Qualifications Bachelor's degree (4 years of college) preferred INS, RPLU or CPCU designation, or progress in obtaining such designation, is preferred. Four or more years underwriting experience. Medical malpractice underwriting or other healthcare background preferred. Ability to analyze and interpret complex documents. Strong oral and written communication skills including the ability to lead discussions Responsibilities Revenue Growth and Profitability Management Maintains an assigned book of business. Collaborates with manager and colleagues in other departments to achieve growth goals and retention targets. Collaborates with Business Development to build, strengthen and manage relationships with agents/brokers. Participates in virtual or in-person agent/broker meetings related to specific accounts or overall underwriting discussions. Manages assigned book in accordance with the company's profitability goals. Underwriting Discipline Adheres to established underwriting guidelines, authority and filed rules and rates as approved by the various state insurance departments. Evaluates new business submissions, renewals, and policy change requests for their book of business resulting in underwriting decisions within their authority or recommendations for decisions exceeding their authority. Maintains policy documentation in appropriate systems in accordance with storage guidelines. Understands and complies with state statutory requirements including policy language changes, notice requirements, Patient Compensation Fund (PCF) rules and unique requirements. Customer Satisfaction Develops and maintains positive working relationships with agents/brokers, coworkers, and members. Responds to agents/brokers and members within company service standards. Prioritizes tasks to meet renewal deadlines, customer service standards and miscellaneous project due dates. Personal Development Works with manager to identify, and achieve, annual and personal development goals. Completes training and maintains proficiency in key underwriting skills. Maintains proficiency in underwriting systems. Develops knowledge of new and emerging underwriting skills and theories through continuing education and training. Builds knowledge of competitors and stays current with changes or advancements in healthcare delivery. Other Duties to be Assigned Works on various projects and assignments made by the Underwriting Manager. Participates actively and provides updates to management on assigned projects within given deadlines. Salary Range: $56,000 - $88,435 Compensation varies based on skills, knowledge, and education. We consider factors such as specialized skills, depth of knowledge in the field, and educational background to ensure fair and competitive pay. Benefits We offer competitive compensation, incentive bonus plans, outstanding career opportunities, an exceptional work environment, and an impressive benefits package, which starts with medical, family and bereavement leave; same-sex domestic partner benefits; short- and long-term disability programs; and an employee assistance program. There's more: Health, dental, and vision insurance Health care tax-free spending accounts with a company match 401(k) and Roth IRA with company match, as well as catch-up plans for both Vacation days, sick days, and paid personal days each calendar year (with vacation increases based on length of service) Paid holidays each calendar year Life and travel insurance Tax-free commuter benefits In-person and online learning opportunities Cross-function career opportunities Business casual work environment Time off to volunteer Matching donations to qualifying nonprofit organizations Company-sponsored participation at non-profit events About The Doctors Company The Doctors Company is the nation's largest physician-owned medical malpractice insurer. Founded and led by physicians, we are committed to advancing, protecting, and rewarding the practice of good medicine. The Doctors Company is proud to be Certified™ by Great Place to Work .

Job Description United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry. We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions) Paid time off (PTO) Medical, dental and vision insurance Disability and life insurance 401(k) with employer match Paid training and career development Paid holidays Referral bonuses Flexible start time Maternity and paternity leave Responsibilities Collect, review and examine an applicant's financial history and records Perform risk assessment reports Analyze client's financial statements and identify effective alternatives to application Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation Keep up with changes and adaptations as they occur Provide elite service to internal and external clients Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners Manage multiple priorities while building rapport with clients Qualifications Completed 2 or 4-year college degree Complex rationale and problem-solving skills Computer literacy in Microsoft Word, Excel, Outlook and other internet resources Excellent written and verbal communication skills Willingness to learn and be coached Adaptable to a flexible, fast-changing industry Self-motivated with a strong work ethic Ability to take accountability for actions Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable)

Employer: DP World Contract Logistics US Inc. Sr. Business Process Improvement (BPI) Engineer (Job Code: USA_BPI3003_1011) Responsible for developing plant and process layouts as well as improving existing layouts to maximize efficient use of space, equipment, and labor; assist the Plant Manager and Engineering Manager to make informed decisions relating to the purchase of equipment, including forklifts, tooling, lift assists, generators, compressed air systems, racking, sweepers/scrubbers, compactors, and miscellaneous items pertaining to specific projects; provide on-site engineering support for cost reduction and design improvement analysis to accommodate volume fluctuations, platform changes, process alignment, labor evaluation, spatial analysis and other strategic initiatives as a part of the continuous improvement program; utilize Six Sigma methodologies, Statistical Process Control, Minitab, Excel, process design & optimization, Kaizen, Lean Manufacturing, material flow engineering, line balancing, and motion studies to perform duties; obtain quotes and perform cost analysis; responsible for contractors working on various installations and facility construction for new and existing operations; develop systems to maintain equipment and facilities; institutionalize TPM methodology in accordance with corporate standards, assist with tracking the project capital budget, and report ongoing status to the Project Manager and VP of Engineering; assist plant engineers hired to support the operational organization during plant launches; complete engineering analysis on RFP projects involving all aspects of warehousing such as warehouse facility design, definition of functional requirements, material handling equipment application, work measurement, PFEP data analysis, storage concepting and slotting, and process planning for both new and existing operations; use pre-determined motion time systems tools such as MOST or MTM to perform a complete study of an operation consisting of multiple steps to develop labor standards as a means of measuring work and time; assist with the ongoing development and enhancement of standardized engineering tools and methods; determine headcounts, material and equipment requirements, location, layout, and workflows, and prepare the same for presentation to client specialists and executives; facilitate and support the application of Lean principles and apply Lean tools including standardized work, 5S, visual factory, total productive maintenance, time studies, value stream mapping, pull systems and related methodologies; and recommend and implement new and/or improve existing error proofing methods and technology. Location: Auburn Hills, MI and various unanticipated locations throughout the US; Salary: $107,661 per year; Minimum Qualifications: Education: Master's Degree in Industrial Engineering, Mechanical Engineering, Systems Engineering, or in a related field of study (will accept equivalent foreign degree); Experience: None; Other Requirements: Must have completed one (1) academic semester of coursework and/or academic research work which included use of all the following: Six Sigma methodologies, Statistical Process Control, Minitab, Excel, process design & optimization, Kaizen, Lean Manufacturing, material flow engineering, line balancing, and motion studies. Will also accept any suitable combination of education, training, and/or experience. Employer Contact: Tanner Pike Senior Manager, HR Business Partner - Americas DP World Contract Logistics US Inc. 2851 High Meadow Circle, Suite 250 Auburn Hills, MI 48326 Submit resumes to DP World's website at: dpworld.com/careers and reference above Job Code. About the Role How you will contribute * Plan, coordinate and execute Engineering function(s) for assigned projects, including processes, equipment, work standards, and facilities. * Support the application of lean principles and apply lean tools, including standardized work, 5S visual factory, total productive maintenance, time studies, and pull systems. * Develop plant and process layouts, and improve existing layouts to maximize efficient use of space, equipment, and labor. * Assist the Plant Manager and Engineering Manager to make informed decisions relating to the purchase of equipment, including forklifts, tooling, lift assists, generators, compressed air systems, racking, sweepers/scrubbers, compactors, and miscellaneous items pertaining to specific projects. * Utilize 5S, Kaizan, JIT Delivery, Labor Balancing, Capacity studies, Time & Motion studies, Six Sigma methodologies, AutoCAD, MS Excel, project management, facility and process design, lean manufacturing concepts and material flow engineering. * Obtain quotes, perform cost analysis, and manage contractors working on various installations and facility construction. * Develop systems for maintenance of equipment and facilities. * Institutionalize TPM methodology in accordance with corporate standards; assist with tracking the project capital budget and report ongoing status to the Project Manager and VP Engineering. * Assist with training plant engineers hired to support the operational organization during plant launches. * Other duties as assigned Your Key Qualifications * Master's Degree in Industrial Engineering, Mechanical Engineering or related field. * Experience utilizing all of the following: 5S, Kaizen, JIT Delivery, Labor Balancing, Capacity studies, Time & Motion studies, Six Sigma methodologies, AutoCAD and MS Excel. * Proficient in MS Office and Project Management software. * Ability to travel to assist in launching new facilities. Compensation DP World offers exciting and challenging roles within a growing international organization. We strive to hire and develop the right people, locally and globally, stimulating personal growth and self-development within an informal atmosphere. We offer a market competitive compensation package. About DP World Trade is the lifeblood of the global economy, creating opportunities and improving the quality of life for people around the world. DP World exists to make the world's trade flow better, changing what's possible for the customers and communities we serve globally. With a dedicated, diverse and professional team of more than 111,000 employees from 159 nationalities, spanning 77 countries on six continents, DP World is pushing trade further and faster towards a seamless supply chain that's fit for the future. We're rapidly transforming and integrating our businesses -- Ports and Terminals, Marine Services, Logistics and Technology - and uniting our global infrastructure with local expertise to create stronger, more efficient end-to-end supply chain solutions that can change the way the world trades. What's more, we're reshaping the future by investing in innovation. From intelligent delivery systems to automated warehouse stacking, we're at the cutting edge of disruptive technology, pushing the sector towards better ways to trade, minimising disruptions from the factory floor to the customer's door. DP World is on a mission to transcend boundaries and bridge the gap between all nations and cultures - not just in what we do but also in how we behave. We are dedicated to creating a culture where everyone feels respected, supported, and empowered to reach their full potential. We believe that embracing inclusion and diversity, drives innovation and growth and helps us connect people, businesses, and societies. Free minds and different perspectives are changing our world, and together we can change what's possible. The DP World family comprises of syncreon, Imperial and P&O. WE MAKE TRADE FLOW TO CHANGE WHAT'S POSSIBLE FOR EVERYONE. Nearest Major Market: Detroit Job Segment: Logistics, Business Process, Facilities, Lean Six Sigma, Six Sigma, Operations, Management

Spieldenner Financial Group is a part of the fastest-growing insurance organization in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success. Job Duties: Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage. Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability. Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage. Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting Qualifications: We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position. What We Do: We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation. We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income. We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community! What Sets us Apart: We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work If you feel this might be the home you have been looking for. Click APPLY! Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results. ***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************

Responsibilities: Review and analyze mortgage loan applications to determine creditworthiness and adherence to lending guidelines Conduct quantitative analysis and underwriting of loan files to assess risk and make informed decisions Perform quantitative research and equity research to evaluate market trends and property values Assess risk analysis and fraud prevention detection measures to ensure compliance with regulatory requirements Collaborate with loan officers, borrowers, and other stakeholders to gather necessary information for underwriting decisions Evaluate mortgage servicing activities to ensure accuracy and compliance with industry standards Collect and analyze financial data to assess borrower's ability to repay the loan Prepare comprehensive financial reports summarizing findings and recommendations Requirements: Bachelors Degree or Associates Degree with 12 + months of experience in client service or mortgagees Strong knowledge of quantitative analysis, underwriting principles, and financial concepts Familiarity with risk analysis, fraud prevention detection, and mortgage servicing practices Excellent attention to detail and ability to work in a fast-paced environment Strong analytical skills with the ability to interpret complex financial information Proficient in data collection, organization, and analysis Exceptional written and verbal communication skills for effective report writing and communication with stakeholders Ability to work independently and make sound underwriting decisions within established guidelines Note: This job description is not intended to be all-inclusive. The employee may perform other related duties as negotiated to meet the ongoing needs of the organization. Benefits: 401(k) 401(k) matching Dental insurance Health insurance Paid time off Parental leave Professional development assistance Referral program Vision insurance

If you are an internal associate, please login to Workday and apply through My Career. Job Purpose The Underwriter determines appropriate risk classification for policies based on collection of data, detailed research, and sound judgment using company underwriting criteria and philosophy. The Underwriter reviews cases and determines necessary medical, non-medical, and compliance requirements. This individual provides information about the underwriting process to producers and customers and assists in the review of contestable claims, foreign death claims, and non-natural deaths for Accidental Death Benefit Claims. Essential Responsibilities Reviews insurance reinstatement/reissue applications and documentation to evaluate the eligibility of each applicant in accordance with company guidelines and standards. Determines necessary medical, non-medical, and some regulatory and compliance requirements. Escalates applications to Compliance when further review or referral is necessary. Determines appropriate risk classification based on detailed research, collection of data, and sound judgment using underwriting criteria and philosophy. Makes sound risk selections to protect the company and satisfy customer expectations. Assesses the need for additional information or for referral to a Sr Underwriter for opinion or recommendation. Advises the producer, agent, or customers about the rationale for underwriting decisions, including adverse ones. Assists the producer or agent when there is a request or need for information relating to any aspect of the underwriting process. Assists customers, producers, and internal associates with complex underwriting service issues. Has approval authority for $250,000 Standard through $2.5 million all rates. Participates in review of contestable claims to identify underwriting process improvements and consult on the overall outcome of the claim. Participates in the investigation of complex life and annuity claims and compiles records to make sound settlement decisions. Reviews foreign death claims to determine good order and the business's ability to settle the claim. Reviews life claims where the manner of death is anything other than natural for determination of Accidental Death Benefit proceeds payable. Reviews and decides qualification for payment under Claims Living Benefits. Performs basic clerical duties required to support the underwriting process. Other Duties Performs project and committee work as assigned. Interprets normal electrocardiograms (ECG/EKG). Identifies and orchestrates updates to the Life Underwriting Guide. Performs other duties and/or projects as assigned. Knowledge, Skills and Abilities Strong verbal and written communication skills. Intermediate knowledge of underwriting risk assessment, research, medical terminology, and treatments. Demonstrated ability to exercise good judgment in the application of underwriting techniques. Ability to communicate underwriting decisions clearly and concisely. Strong product knowledge. Solid analytical and problem-solving skills. Solid organization and prioritization skills. Ability to work well under pressure. Strong customer service skills. Proficient in Microsoft Office applications and other relevant department software. Ability to work independently and as part of a team. Qualifications Bachelor's Degree required. 3+ years of life underwriting experience required. Jackson is proud to be an equal opportunity workplace. The Company subscribes to and endorses federal and state laws and regulations relating to equal employment opportunity for all persons without regard to race, color, religion, gender, age, national origin, legally-recognized disability, marital status, legally-protected medical condition, citizenship, ancestry, height, weight, sexual orientation, veteran status, or any other factor not related to the needs of the job. The Company is committed to a policy of equal opportunity. Company facilities and campuses are tobacco-free environments.

The Surety Senior Account Underwriter is responsible for marketing, underwriting, processing and servicing surety business as assigned or within a defined territory. They develop and underwrite profitable surety business by visiting assigned agencies or services offices and serve as subject matter expert, working with other bond personnel on selected contract accounts, including various financial and workload analysis. The role serves as underwriting contact for agency personnel by responding to agent inquiries, assisting in the development and delivery of agency training, monitoring compliance objectives, and supporting decision making on acceptance or decline of bonds within established authority. Job Responsibilities Handles the responsibility for marketing, underwriting, processing, and servicing surety business within a defined territory. Provides guidance on the underwriting process while collecting all necessary information for new and existing bond contracts, contacting the client or broker if necessary and drawing up a legal and financial analysis of the file to deciding on this proposition or submitting it to the competent decision level. Makes timely and competent decisions on acceptance or declination of bonds within established authority. Submits/makes recommendations for approval of assigned risks more than authority. Visits agencies or service offices to develop and underwrite profitable business or assist in resolving problems. Communicates effectively and builds relationships with agents, agency clients, other Service Office and Home Office personnel on all business-related situations. Provides technical assistance to leader on selected accounts, including financial analysis, conducting inquiries and verifications, transmittal of information, and requests for approval. Assists in training activities related to underwriting, marketing, and processing surety business for less experienced bond personnel. Meets or exceeds goals and standards by ensuring accuracy, completeness, and procedural consistency of assigned files and the operation of reporting, processing and filing systems for all bonds produced by assigned agents or service offices. Works closely with Surety Lead Account Managers and continue skill development, implements best practices, and makes decisions regarding underwriting, processing and service. Develops knowledge of local markets and creates and increases business contacts/ network in assigned market area. Travels as often as needed including regular utilization of assigned fleet vehicle in order to cover assigned territory. This may involve traveling on short notice or other daily driving duties as assigned. Job Qualifications 3+ years of surety experience. Bachelor's degree in related field and/or commensurate work experience. Valid driver's license and a driving record that conforms to company standards. Location Hybrid defined as three (3) or more days per week in the office. Behavioral Competencies State Surety License Collaborates Customer focus Communicates effectively Decision quality Nimble learning Technical Skills Account Management Knowledge of State Specific Underwriting Statues Property and Casualty Underwriting Insurance Industry Knowledge Insurance Policies Agency Management Data Analysis and Reporting Risk Management Customer Service Management Surety Underwriting Business Planning This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.

The Surety Senior Account Underwriter is responsible for marketing, underwriting, processing and servicing surety business as assigned or within a defined territory. They develop and underwrite profitable surety business by visiting assigned agencies or services offices and serve as subject matter expert, working with other bond personnel on selected contract accounts, including various financial and workload analysis. The role serves as underwriting contact for agency personnel by responding to agent inquiries, assisting in the development and delivery of agency training, monitoring compliance objectives, and supporting decision making on acceptance or decline of bonds within established authority. Job Responsibilities * Handles the responsibility for marketing, underwriting, processing, and servicing surety business within a defined territory. * Provides guidance on the underwriting process while collecting all necessary information for new and existing bond contracts, contacting the client or broker if necessary and drawing up a legal and financial analysis of the file to deciding on this proposition or submitting it to the competent decision level. * Makes timely and competent decisions on acceptance or declination of bonds within established authority. * Submits/makes recommendations for approval of assigned risks more than authority. * Visits agencies or service offices to develop and underwrite profitable business or assist in resolving problems. * Communicates effectively and builds relationships with agents, agency clients, other Service Office and Home Office personnel on all business-related situations. * Provides technical assistance to leader on selected accounts, including financial analysis, conducting inquiries and verifications, transmittal of information, and requests for approval. * Assists in training activities related to underwriting, marketing, and processing surety business for less experienced bond personnel. * Meets or exceeds goals and standards by ensuring accuracy, completeness, and procedural consistency of assigned files and the operation of reporting, processing and filing systems for all bonds produced by assigned agents or service offices. * Works closely with Surety Lead Account Managers and continue skill development, implements best practices, and makes decisions regarding underwriting, processing and service. * Develops knowledge of local markets and creates and increases business contacts/ network in assigned market area. * Travels as often as needed including regular utilization of assigned fleet vehicle in order to cover assigned territory. * This may involve traveling on short notice or other daily driving duties as assigned. Job Qualifications * 3+ years of surety experience. * Bachelor's degree in related field and/or commensurate work experience. * Valid driver's license and a driving record that conforms to company standards. Location Hybrid defined as three (3) or more days per week in the office. Behavioral Competencies * State Surety License * Collaborates * Customer focus * Communicates effectively * Decision quality * Nimble learning Technical Skills * Account Management * Knowledge of State Specific Underwriting Statues * Property and Casualty Underwriting * Insurance Industry Knowledge * Insurance Policies * Agency Management * Data Analysis and Reporting * Risk Management * Customer Service Management * Surety Underwriting * Business Planning This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.

The Surety Senior Account Underwriter is responsible for marketing, underwriting, processing and servicing surety business as assigned or within a defined territory. They develop and underwrite profitable surety business by visiting assigned agencies or services offices and serve as subject matter expert, working with other bond personnel on selected contract accounts, including various financial and workload analysis. The role serves as underwriting contact for agency personnel by responding to agent inquiries, assisting in the development and delivery of agency training, monitoring compliance objectives, and supporting decision making on acceptance or decline of bonds within established authority. Job Responsibilities Handles the responsibility for marketing, underwriting, processing, and servicing surety business within a defined territory. Provides guidance on the underwriting process while collecting all necessary information for new and existing bond contracts, contacting the client or broker if necessary and drawing up a legal and financial analysis of the file to deciding on this proposition or submitting it to the competent decision level. Makes timely and competent decisions on acceptance or declination of bonds within established authority. Submits/makes recommendations for approval of assigned risks more than authority. Visits agencies or service offices to develop and underwrite profitable business or assist in resolving problems. Communicates effectively and builds relationships with agents, agency clients, other Service Office and Home Office personnel on all business-related situations. Provides technical assistance to leader on selected accounts, including financial analysis, conducting inquiries and verifications, transmittal of information, and requests for approval. Assists in training activities related to underwriting, marketing, and processing surety business for less experienced bond personnel. Meets or exceeds goals and standards by ensuring accuracy, completeness, and procedural consistency of assigned files and the operation of reporting, processing and filing systems for all bonds produced by assigned agents or service offices. Works closely with Surety Lead Account Managers and continue skill development, implements best practices, and makes decisions regarding underwriting, processing and service. Develops knowledge of local markets and creates and increases business contacts/ network in assigned market area. Travels as often as needed including regular utilization of assigned fleet vehicle in order to cover assigned territory. This may involve traveling on short notice or other daily driving duties as assigned. Job Qualifications 3+ years of surety experience. Bachelor's degree in related field and/or commensurate work experience. Valid driver's license and a driving record that conforms to company standards. Location Hybrid defined as three (3) or more days per week in the office. Behavioral Competencies State Surety License Collaborates Customer focus Communicates effectively Decision quality Nimble learning Technical Skills Account Management Knowledge of State Specific Underwriting Statues Property and Casualty Underwriting Insurance Industry Knowledge Insurance Policies Agency Management Data Analysis and Reporting Risk Management Customer Service Management Surety Underwriting Business Planning This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities Salary Range The salary range for this position is $60,000 - $165,100 per year plus bonus. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled. We are growing and have opportunities for Commercial Underwriters/Credit Analysts/Portfolio Managers for C&I. This role has the primary responsibility of underwriting lending opportunities, balancing risk and growth ensuring loan structures are appropriate and consistent with bank lending standards. You will assign an appropriate asset quality rating, in a fast-paced, high volume environment completing a detailed financial analysis to obtain a deeper understanding of an application's credit risk. You will collaborate with Relationship Managers, and internal support staff to provide credit expertise to underwrite and monitor the portfolio. We are an in-office working enviornment with the following locations for you to work with team members; Evansville IN, 8750 W. Bryn Mawr Chicago (near Rosemont and the Cumberland Blue line station), 180 N. LaSalle Chicago, Hickory Hills IL, McHenry IL, Gurnee IL, Sycamore IL, Milwaukee on Capital Drive and 76th, Madison Capital Square, Troy MI, Nashville Gulch TN, and Indianapolis 900 E. 96th at Parkwood. Key Accountabilities Underwrite Loans Underwrite credit requests focusing on appropriate due diligence, risk assessment and asset quality ratings (AQR) Meet quality standards as outlined in ONB underwriting guidelines and policy; evaluation by Loan Review, OCC, and/or others may identify unacceptable underwriting or inaccurate asset quality ratings (AQR) Meet or exceed productivity expectations for annual credit approval memorandum (CAM) volume Produce a high quality and accurate analysis while also not sacrificing efficiency in a fast-paced, high volume environment juggling multiple requests while adhering to client driven response timelines, etc. Partner with respective Relationship Managers as well as Treasury Management Partners Provide credit expertise using a consultative approach; assist in structuring loans applying proficient knowledge, understanding, and application of ONB guidelines/standards/policies, risk assessment and analysis; effectively communicate risks, questions, and options to RM seeking win-win solutions. Deliver exceptional internal customer service and adopt new processes and new tools, as available. Develop and enhance knowledge of assigned segmentation and portfolio by leveraging internal and external resources and expertise Partner well with associates on revenue generating sales team, support teams and others in Credit to ensure a collaborative, team, and empowered environment Monitor Portfolio Accurately assign asset quality ratings (AQR) Work with assigned Relationship Managers to monitor the credit portfolio to maintain strong asset quality; review trend analysis reports, address default situations, delinquencies, review maturing notes, receipt of financial information, review covenant default and Borrowing Base Certificate (BBC) reports and other reports as appropriate. Prepare credit data in Special Assets Assessment and Action Summary (SAAAS) and Upgrade Hurdles, as necessary, working with assigned Relationship Managers Commercial Underwriters may monitor overlines and Treasury Management/ACH risk reports or other trends, as appropriate Key Competencies for Position Cultural Leadership: Communication - effectively shares information and ideas with individuals and groups; displays self-awareness and self-management, tailors the delivery to the audience, and selects suitable delivery methods. Collaboration - actively seeks, develops and maintains trusted relationships with others to achieve business goals and objectives. Execution Leadership: Drive and Execution - committed to achieving established goals, overcoming obstacles, and continuously learning; focuses on ways to succeed by changing strategies, increasing effort, using varying approaches; seeks and leverages opportunities to collaborate with others to achieve results; consistently achieves performance targets. Problem Solving/Decision Making - with minimal oversight, seeks to identify what caused an issue; incorporates input from multiple sources (e.g., lines of business, subject matter experts, data, policies, procedures, etc.) to ensure effective action and shared ownership; decisions are sound based on what was known at the time and are based on a blend of analysis, wisdom, experience, and judgement. Adaptability - flexible and agile (can be a utility player); modifies behavior and approach in order to deal effectively with changing business needs, conditions, work responsibilities and requirements, and client needs; maintains effectiveness when experiencing change; accepts new challenges/shifts/change in a "can-do" way; focuses on the beneficial aspects of change Technical Knowledge - possesses the required technical knowledge to perform the role effectively; continuous learning to adopt new trends or expertise; applies credit and banking expertise, industry knowledge, skills and abilities to demonstrate and sustain a depth and breadth of applicable technical underwriting knowledge Client Leadership: Client Leadership - Puts the (internal and/or external) client in the forefront; strives to delight clients/partners by becoming a trusted advisor, establishes long-term productive relationships by viewing and understanding outcomes and operations through the eyes of the client, identifying and acting upon needs, and delivering increased value Qualifications and Education Requirements Demonstrate at least 3-7 years progressive experience within Commercial Credit for C&I is required with each incremental level of responsibility. Demonstrated ability to independently (with limited oversight), understand, analyze and interpret financial statements Understands and takes appropriate action related to risks associated with lending to various types of industries. Basic knowledge of loan structuring, borrowing causes and lending regulations; ability to comply and conform to ONB lending policies, guidelines and standards Must be able to make sound independent decisions and communicate those decisions clearly and effectively to the internal/external client quickly given the high volume, fast-paced environment Must be able to actively listen, quickly identify issues as well as opportunities when they arise, and problem solve in real-time to move the work accordingly Must feel comfortable working in a collaborative team environment along with being an independent thinker. Bachelor's degree in finance, accounting or equivalent experience Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team We can recommend jobs specifically for you! Click here to get started. If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)