Underwriter jobs in Ashburn, VA - 66 jobs

DescriptionAbout Us Capital Bank N.A. is headquartered in Maryland, and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey. Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker. Capital Bank Home Loans, a division of Capital Bank N.A., is a premier nationwide mortgage lender. We deliver over $1BLN in new mortgage originations annually with a 50 state platform, in house underwriting and closing, and excellent pricing and products. We invested in digitizing our online mortgage application process to help expedite home buying or refinancing for our customers. Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker. Many top ranked mortgage lenders have joined Capital Bank Home Loans and we are looking to grow the business further by bringing in branches or independent originators. Position Purpose The Mortgage Loan Underwriter is responsible for evaluating and analyzing mortgage loan applications to determine the creditworthiness of borrowers and ensure compliance with federal, state, and company regulations. This role involves assessing financial documents, credit reports, property appraisals, and income information to make informed decisions on loan approvals, conditions, or denials. The underwriter ensures that each loan meets the bank's risk standards while supporting a smooth and efficient loan origination process. Position Responsibilities Underwrite a minimum of three new loan files per day Review, analyze, and clear updated and conditioned loan files within required turn times Maintain CBHL-mandated turn times for new submissions, resubmissions, and condition reviews Monitor and respond to CSM scenarios within required timeframes Provide underwriting and eligibility support to other Capital Bank departments as needed Underwrite FHA, VA, USDA, Conventional, Non-Agency, and Jumbo loan products in accordance with company policy and investor overlays Perform new and established condominium project reviews, including warranty and eligibility determinations, in accordance with agency and investor guidelines Analyze loan documentation and data for accuracy, completeness, and overall soundness Identify and assess credit, income, asset, and collateral risk factors Review appraisals and collateral documentation, including condominium and PUD projects Support Loan Officers during the borrower qualification and structuring process Remain current on investor, agency, and regulatory guideline updates impacting underwriting and condominium project eligibility decisions Minimum Education and Experience Minimum Education and Experience High School Diploma or equivalent required Minimum of five years of experience underwriting agency mortgage loans Minimum of five years of experience underwriting secondary market guidelines Minimum of two years of experience with Jumbo and Non-Agency products FHA Direct Endorsement (CHUMS) designation required VA SAR/LAPP designation required USDA underwriting experience preferred Housing Finance Agency experience required (DC, DE, FL, VA, MD preferred) Bachelor's degree preferred Knowledge, Skills, and Abilities Strong teamwork and customer service orientation Excellent organizational skills and ability to manage multiple priorities High sense of urgency and accountability for deadlines and assignments Ability to work effectively in a fast-paced environment Proficiency with Fannie Mae Desktop Underwriter and Freddie Mac Loan Product Advisor Encompass LOS experience preferred Advanced income analysis, including complex self-employed and variable income scenarios Credit risk analysis and interpretation Appraisal and collateral review, including condominium and PUD projects Ability to accurately interpret and apply agency, investor, and condominium project guidelines Strong problem-solving, critical thinking, and decision-making skills Clear and professional written and verbal communication Constant and consistent attention to detail Compensation Base Salary Range: $80,000 - $105,000 annually (Rockville, MD salary range). Final determination of where you are at in the salary range is based on numerous factors such as geographic location, relevant experience, skill set, education, and ability to meet qualifications within the job description. We are hiring in: MD, DC, VA, PA, DE, NC, SC, FL, IN, IL. Candidates in other locations will receive the pay range tied to their specific area. Additional Compensation: This role will include a yearly annual target bonus based on individual performance. Additional Details This position will be a remote role. Supporting Businesses. Helping People. Strengthening Communities. Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

*Job Title: Mortgage Underwriter (GPO/WCC/HQ)**Job Description*Evaluate and underwrite all mortgage loan types according to specific state and federal requirements to limit risk exposure. *Responsibilities* * Manage a pipeline of appraisals, keeping track of pending due dates, and ensuring member service expectations are met. * Communicate changes, revisions, or corrections to production staff, appraisers, and appraisal vendors after initial delivery. * Respond to inquiries from production staff and other business units about appraisals in review and advanced underwriting issues. * Review and make decisions on appraisal reports, including adding conditions, issuing counter offers, and denials. * Consider effects of property-related contracts such as age restrictions, HOAs, and private water/septic/roads. * Conduct thorough examinations of appraisal reports to ensure deficiencies, repairs, or special requirements are noted. * Determine the acceptability and marketability of properties to ensure sufficient collateral for securing loans. * Utilize information from various resources to ensure an exceptional member experience without compromising risk. * Make decisions on investment risk acceptability using established guidelines and recommend denial or exception for properties that do not meet them. * Communicate professionally and proactively with appraisers, vendors, and business partners. * Provide timely, accurate, and clear information based on research or existing knowledge. *Essential Skills* * Strong mortgage and appraisal knowledge. * Experience in managing a pipeline. * Understanding of equity and debt-to-income ratios. * Ability to communicate effectively with various stakeholders. * Proficiency in evaluating property contracts and conditions. *Additional Skills & Qualifications* * Familiarity with International Building Code and local building and zoning regulations. * Experience in using online real estate databases and tax records. *Why Work Here?*Join the largest credit union in the world, serving the financial needs of military personnel and their families globally, with over 343 branches worldwide. *Work Environment*Hybrid work model with on-campus presence 2 times per week, transitioning to onsite 3 times per week in April 2026. Work hours are from 8 AM to 4:30 PM local time. *Job Type & Location*This is a Contract to Hire position based out of Winchester, VA. *Pay and Benefits*The pay range for this position is $19.29 - $36.29/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: * Medical, dental & vision * Critical Illness, Accident, and Hospital * 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available * Life Insurance (Voluntary Life & AD&D for the employee and dependents) * Short and long-term disability * Health Spending Account (HSA) * Transportation benefits * Employee Assistance Program * Time Off/Leave (PTO, Vacation or Sick Leave) *Workplace Type*This is a hybrid position in Winchester,VA. *Application Deadline*This position is anticipated to close on Jan 30, 2026. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

FM is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property insurance solutions. FM helps clients maintain continuity in their business operations by drawing upon state-of-the-art loss-prevention engineering and research; risk management skills and support services; tailored risk transfer capabilities; and superior financial strength. To do so, we rely on a dynamic, culturally diverse group of employees, working in more than 100 countries, in a variety of challenging roles. In this role you will be responsible for developing skills in all three of the Company's key competencies while supporting the account managers, primarily on underwriting issues. Based on experience candidates will be considered for Underwriter I or Senior Underwriter. The position is located in Reston, VA but will consider Malvern, PA as well. Providing technical assistance to account managers in handling underwriting details such as values analysis, linesetting, reinsurance needs and placement. As well as, rating and pricing, analysis of coverage, terms and conditions, and cross liability analysis. Being a resource to the Client Service department by gaining and maintaining up-to-date knowledge of underwriting standards, policy forms and loss prevention practices. Aiding the Client Service team in the development and implementation of the global insurance programs that satisfy customer needs. This is while adhering to company policies, procedures and guidelines. Assisting account managers in the preparation and delivery of internal and external meetings, presentations, proposals and account servicing activities. Keeping up to date on market trends, coverage, programs, reinsurance, and the new developments in the insurance market. Managing client and broker relationships. The expectation is that you will complete all necessary training in underwriting and other areas to attain underwriting binding authority and will develop the skills, experience, and knowledge required to ultimately advance to account manager. Bachelor's degree or equivalent qualification Experience working in the insurance industry with at least 2 years loss prevention engineering experience preferred! Flexibility in prioritizing and handling diverse activities and workload. Excellent communication skills-written, presentational and verbal. Strong analytical and problem-solving skills with considerable attention to detail. Excellent computer skills. The position is eligible to participate in FM's comprehensive Total Rewards program that includes an incentive plan, generous health and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, time off allowances and much more. FM is an Equal Opportunity Employer and is committed to attracting, developing and retaining a diverse workforce.

Our client, one of the top affordable housing lenders and investors nationwide, has a unique opportunity for a FHA MAP Underwriter with a strong focus on affordable transactions and 3-5 years' experience to join their growing FHA platform. Job Description The MAP Underwriter will be primarily responsible for underwriting and submitting assigned financing applications to the Department of Housing and Urban Development (HUD) in accordance with its MAP Guide, related HUD guidelines, Bank procedures and regulatory guidelines. They will also be responsible for assisting with the preliminary screening of new deals coming into the bank. Qualifications Deal Structuring: The Underwriter should understand the use of FHA with LIHTC equity, tax-exempt bond financing, and subordinate financing. Economic Feasibility Analysis: This includes all components of net operating income (NOI), proposed cost estimates and anticipated lease-up, as applicable. Candidate should have a working knowledge of affordable housing programs including LIHTC, HOME, RAD, HAP contracts and vouchers, ability to research and understand other federal and state programs and apply appropriately to FHA MAP lending guidelines. In addition, the underwriter should be able to understand and apply guidelines related to tax abatement programs and ground leases typical in the affordable housing arena. Appraisal Analysis and Review: The Underwriter will participate in the process of selecting and working with approved third-party appraisers. They will be responsible for review of the appraisal and related forms and for working with the appraiser to develop an accurate final appraisal. PCNA/AEC Review/Environmental: The Underwriter will participate in the selection process and work with the third-party toward a final product that meets all HUD guidelines and accurately reflects the transaction. Mortgage Credit Analysis: Utilizing HUD application documents and other Bank information, Underwriter must be able to analyze credit documentation, including REO schedules, to determine ownership structure and Active Principals, credit worthiness as well as capacity issues and other risks/mitigates to HUD and BANA. The Underwriter should understand the analysis required of LIHTC investors in affordable transactions as well as how to analyze non-profit financial statements and review non-profits. Underwriter's Narrative, Site Visit, Concept Meeting and HUD Forms: Underwriter is responsible, in conjunction with other team members, for completing the Underwriter's Narrative and required HUD forms pursuant to HUD guidelines. Underwriter is also responsible for conducting the site inspection and if applicable, preparing a concept meeting package and attending concept meeting with Borrower. Primary contact for HUD on a transaction basis: The Underwriter will serve as the primary HUD contact maintaining a positive relationship throughout. Facilitate Closing, as needed: Work closely with third-party closer/servicer, attorneys and HUD to facilitate closing. Travel required for site inspections, conferences, and meetings (20%) EDUCATION/ EXPERIENCE MAP Certified (LEAN not required) 3 -5 years of FHA lending experience or equivalent including affordable housing lending B.S./Master's degree in Accounting, Finance, Economics, Real Estate or other related field Additional Information All your information will be kept confidential according to EEO guidelines.

Job Description We are looking for a Project Finance Underwriter to join our team. Responsibilities Evaluate the risks and long-term cash flows of large-scale projects, with repayment analysis focused on the project's success and its own generated revenues, not just a single asset or the borrower's broader balance sheet. Conduct and evaluate comprehensive Credit Assessments for project finance opportunities, including infrastructure, energy, public-private partnerships (P3), and other complex, multi-party projects. Analyze and underwrite new and existing project finance transactions, applying strong financial modeling skills for cash flow projections, scenario analysis, and risk identification across the full project lifecycle. Support the project finance team with expertise in structuring, analysis, and credit documentation for project-based lending, including creation and review of term sheets, covenants, and risk mitigants tailored to project finance structures. Qualifications Bachelor's Degree in Business, Finance, Economics, or a related field. 5-10+ years of experience in Commercial Lending and Credit Analysis Strong analytical and communication skills. Experience in risk assessment and credit analysis for large-scale industrial loans. Proficiency in financial statement spreading, preparation of projections, and trailing twelve-month analysis. Completion of a credit training program. Ability to obtain and maintain necessary security clearances. Proficiency in Microsoft Office Suite (2016 or later). Ability to travel to Crystal City, Virginia, and other U.S. locations as needed. Additional Requirements Must sign a Non-Disclosure Agreement within five business days of award or onboarding. Ability to work in a high-paced team environment, multitasking effectively. Strong financial modeling skills, ability to structure, perform due diligence, document, and close complex transactions. EEO Compliance: Ryde is an Equal Employment Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other characteristic protected by law. Ryde will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable law.

Job Responsibilities include, but are not limited to: Underwrites FHA/VA and Conventional loan applications ensuring adherence to Company and investor credit quality standards Maintain ACM mandated turn times for new reviews and conditions Analyzes mortgage loan files, which includes customer's application, income documentation, appraisal and title reports, to ensure compliance with the company's policies, as well as, state and federal regulations Analyzes loan attributes and documentation for soundness and accuracy Analyzes loan applications to identify any risk issues Evaluates overall income, credit and equity of each loan application Ensures all required documentation have been received and completed for the loan process approval Determines the amount of loan to be approved when all criteria for underwriting have been met. Makes recommendation for loan approval Supports Loan Officers during the qualification process and for turndown decisions. Provides support to Loan Officers and Processors regarding questions and/or clarification of inquiries, loan files, and underwriting guidelines Ensures timely review and follow-up steps in order to meet and exceed customer's expectations Keeps up-to-date on investor and regulatory policies, procedures and changes that affect mortgage underwriting Communicates with team members and management on outstanding requirements and conditions, as well as, the status of each loan application Analyzes appraisals (including FHA, under DE program, SAR under VA program and Portfolio Jumbo). Reviews the fee appraiser's reports for completeness and conformity with industry-accepted appraisal practices and techniques as well as all other Federal Housing Administration (FHA) and Veterans Administration (VA) requirements. Determines the reasonable value of the property and any conditions which must be met prior to VA guaranty of the loan Knowledge of FHA Streamline and VA IRRLS Job Requirements: The candidate should be oriented toward a deal driven environment and capable of managing multiple transactions simultaneously under tight time pressure. Has thorough knowledge of all GSE underwriting requirements Possesses strong understanding of the operational responsibilities involved in the purchase and transfer of whole loan assets as it pertains to credit quality Skilled in negotiating issues and resolving problems Skilled in effective verbal and written communications, including active listening, and presenting findings and recommendations Ability to establish and maintain working relationships with co-workers, staff and external contacts, and to work effectively in a professional team environment Qualifications: FHA DE Designation (CHUMS#) VA SAR/LAP USDA/VHDA experience a plus A minimum of 3 years FHA/VA Underwriting experience Experience working with Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector Thorough knowledge and understanding of all federal and state guidelines Ability to read, analyze and interpret technical procedures and government regulations Superior internal and external customer service skills Exceptional written and verbal communication skills Exceptional organizational skills Ability to work independently and be a team player Exceptional attention to details Must be proactive and reliable Proficient computer skills including Microsoft Office Proficiency in paperless loan underwriting Strong sense of urgency to meet deadlines

We seek an Underwriter with a demonstrated track record of reviewing, analyzing, and decisioning BPL mortgage loan files to join our existing underwriting team. In this role, the Underwriter joins a team front line for our deal assessment and risk analysis-including but not limited to: credit assessment, borrower entity compliance, guarantor experience verification, data validation, and collateral analysis. TVC offers specialized programs for real estate investor clients requires an understanding of multiple program guidelines. The Underwriter must be able to keenly understand and reference guideline differences and apply appropriate guidelines to individual clients and loans. If you possess exceptional attention to detail, the ability to make sound and independent decisions, and the ability to self-manage a personal pipeline, we want you on our team. You should a have specific knowledge of the principal approaches to underwriting; Ideal candidates will have direct experience in the business purpose loan sector. You will work as part of a highly curated team responsible for development and maintenance of TVC's underwriting infrastructure and collaborating with Temple View Capital's Credit Risk, Valuations, Rehab/Construction, Legal, Sales/Processing, and Closing Departments. This opportunity offers a competitive compensation and benefits package. If you are a skilled residential property appraiser or valuations specialist looking to join a successful and expanding mortgage originator, we welcome hearing from you. Responsibilities / Essential Job Duties Evaluate/underwrite individual BPL mortgage loan files for qualification against various product guidelines Support a quality borrower/client experience using business history, appraisals, credit reports, asset statements, entity documentation and title documents, to accurately and quickly decision files Work closely with our processing team to review and clear all underwriting conditions to obtain a clear to close Push a daily pipeline of working files though origination milestones to completion Act as a resource of underwriting expertise to support our other TVC departments, particularly Sales, Processing, and Valuations teams Develop a strong working knowledge of all TVC loan programs and guidelines Assess LTV's and other relevant ratios as they relate to deal analysis Perform common sense research related to collateral value, client performance history, or other atypical scenarios as they arise Collaborate with all of TVC's team members as needed to make sound business decisions for every client Perform other duties as assigned to contribute to a best in class client experience Competencies/Skills Ability to meet established productivity standards while maintaining high quality file reviews Multi-tasking proficiency to manage immediate tasks along with a pipeline of various file types Excellent organization and computer skills, strong working knowledge of MS office (particularly Excel) Excellent written and oral communication skills and ability to work efficiently and collaboratively with other departments Motivated and organized self-starter with strong attention to detail Ability to exercise sound, independent judgement, reliable, and strong team player Comfortable working under pressure to balance production timelines with individual client needs Education and Experience Bachelor's degree preferred; Will also consider candidates with exceptional BPL mortgage experience Two to five years' experience as a residential mortgage underwriter preferred, but not required; may be offset by education and applicable training and experience Knowledge of mortgage underwriting concepts, best practices, and procedures About the Company Company website: ****************************** Benefits Salary: $80,000 - $90,000 pending experience, qualifications, and location Supplemental Pay: Discretionary annual bonus Benefits (waiting period may apply): 401(k) with matching Health insurance Dental insurance Vision insurance Life insurance Disability insurance Flexible schedule Paid time off Schedule: Full time Monday to Friday 9AM - 6PM Work Location: Bethesda, MD or hybird (2-3 days a week in the office) EEO Statement We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.

About Us Capital Bank N.A. is headquartered in Maryland, and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey. Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker. Capital Bank Home Loans, a division of Capital Bank N.A., is a premier nationwide mortgage lender. We deliver over $1BLN in new mortgage originations annually with a 50 state platform, in house underwriting and closing, and excellent pricing and products. We invested in digitizing our online mortgage application process to help expedite home buying or refinancing for our customers. Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker. Many top ranked mortgage lenders have joined Capital Bank Home Loans and we are looking to grow the business further by bringing in branches or independent originators. Position Purpose The Mortgage Loan Underwriter is responsible for evaluating and analyzing mortgage loan applications to determine the creditworthiness of borrowers and ensure compliance with federal, state, and company regulations. This role involves assessing financial documents, credit reports, property appraisals, and income information to make informed decisions on loan approvals, conditions, or denials. The underwriter ensures that each loan meets the bank's risk standards while supporting a smooth and efficient loan origination process. Position Responsibilities Underwrite a minimum of three new loan files per day Review, analyze, and clear updated and conditioned loan files within required turn times Maintain CBHL-mandated turn times for new submissions, resubmissions, and condition reviews Monitor and respond to CSM scenarios within required timeframes Provide underwriting and eligibility support to other Capital Bank departments as needed Underwrite FHA, VA, USDA, Conventional, Non-Agency, and Jumbo loan products in accordance with company policy and investor overlays Perform new and established condominium project reviews, including warranty and eligibility determinations, in accordance with agency and investor guidelines Analyze loan documentation and data for accuracy, completeness, and overall soundness Identify and assess credit, income, asset, and collateral risk factors Review appraisals and collateral documentation, including condominium and PUD projects Support Loan Officers during the borrower qualification and structuring process Remain current on investor, agency, and regulatory guideline updates impacting underwriting and condominium project eligibility decisions Minimum Education and Experience Minimum Education and Experience High School Diploma or equivalent required Minimum of five years of experience underwriting agency mortgage loans Minimum of five years of experience underwriting secondary market guidelines Minimum of two years of experience with Jumbo and Non-Agency products FHA Direct Endorsement (CHUMS) designation required VA SAR/LAPP designation required USDA underwriting experience preferred Housing Finance Agency experience required (DC, DE, FL, VA, MD preferred) Bachelor's degree preferred Knowledge, Skills, and Abilities Strong teamwork and customer service orientation Excellent organizational skills and ability to manage multiple priorities High sense of urgency and accountability for deadlines and assignments Ability to work effectively in a fast-paced environment Proficiency with Fannie Mae Desktop Underwriter and Freddie Mac Loan Product Advisor Encompass LOS experience preferred Advanced income analysis, including complex self-employed and variable income scenarios Credit risk analysis and interpretation Appraisal and collateral review, including condominium and PUD projects Ability to accurately interpret and apply agency, investor, and condominium project guidelines Strong problem-solving, critical thinking, and decision-making skills Clear and professional written and verbal communication Constant and consistent attention to detail Compensation Base Salary Range: $80,000 - $105,000 annually (Rockville, MD salary range). Final determination of where you are at in the salary range is based on numerous factors such as geographic location, relevant experience, skill set, education, and ability to meet qualifications within the job description. We are hiring in: MD, DC, VA, PA, DE, NC, SC, FL, IN, IL. Candidates in other locations will receive the pay range tied to their specific area. Additional Compensation: This role will include a yearly annual target bonus based on individual performance. Additional Details This position will be a remote role. Supporting Businesses. Helping People. Strengthening Communities. Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer.

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The National Accounts Strategic Underwriter is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities. How You Will Make an Impact Primary duties may include, but are not limited to: * Create competitive, financially sound proposals for business growth and renewals. * Collaborate on RFPs. * Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation. * Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements. Minimum Requirements: Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance. Preferred Skills, Capabilities, and Experiences: * ASA/FSA, CFA, or CEBS credentials preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864. Locations: California, Colorado, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Job Level: Non-Management Exempt Workshift: Job Family: UND > Analysis Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Requirements A day in the life of a Consumer Loan Servicer will include: Performing a variety of loan servicing duties such as collateral loan title tracking, maintaining insurance tracking for collateral loans, filing Uniform Commercial Code (UCC), and generating lien releases. Providing legendary service to members and third parties by resolving their inquiries such loan payment history, payment correction, generating payoff statements, processing payoff transactions, due date changes, interest rate discounts, loan amortization, and loan verification. Generating and reviewing Consumer loan reports, including but not limited to Funding reports, Paid in Full reports, Low Balance reports, UCC reports. Maintain tracking log for Auto, Boat and RV title, Insurance, and UCC. Performing quality control on all consumer loans and ensures data within the core system is aligned with the loan agreement. Reviewing third-party vendors' reports/invoices and auditing for accuracy to LFCU's data and for keeping update with the all-consumer loan servicing policies and procedures. Being responsible for collecting the required documents necessary for subordination request on loans held in Lafayette Federal portfolio and assisting the Investor Relations team for loans held by various Investors. Upon approval prepare the subordination agreement and update the tracker. Experience: Three to five years of similar or related experience Education: A high school education or GED. Top benefits or perks: Joining Lafayette Federal comes with perks to support you in your personal and professional journey. We provide employees with a generous benefits package including: Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan) Fully funded deductible (HMO Plan) 401k employer matching contribution Income protection with life insurance, short and long-term disability Paid time off, holiday leave & birthday leave Educational assistance Commuter benefits program and more! The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job. Pay: $54,000 - $57,500 annually depending on experience and qualifications. *Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer *EOE/AA/DISABILITY/VETERAN

The Senior Commercial Underwriter shall perform financial analysis and risk assessment on Commercial & Industrial and Commercial Real Estate transactions. This independent analysis function is designed to provide an in-depth evaluation of the strengths and weaknesses in commercial loan requests that will assist management in determining if the overall risk in a credit request is acceptable to the Bank. In addition, this position may be asked to apply their financial analysis skills to assist other areas of credit risk management. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Prepare timely, high quality credit analysis and recommendations that accurately describe the transaction along with risk and mitigating factors associated with the loan request. Prepare detailed analysis of historical property operations to make informed decisions about future performance. Utilize financial spreading software as well as other financial analysis tools to evaluate borrower's cash flow and determine adequacy of the borrower's primary and secondary repayment sources. For real estate transactions, in-depth understanding of property operating statements, leases, rent rolls, real estate schedules and the ability to perform detailed cash flow analysis using CRE templates. Ability to perform stress testing scenarios on construction projects and stabilized income producing real estate properties. For C&I transactions, ability to understand cash flow cycles, conduct sensitivity analysis, evaluate Borrower's cash flow and its ability to provide adequate debt coverage for the proposed transactions as well as determine cushions of protections. Research and investigate applicable market data using industry related tools such as Co Star and Vertical IQ. Analyze third-party reports and appraisals. Determine and obtain missing files and/or missing documentation as needed to complete the assignment. Experience in analyzing and interpreting all levels of financial statement quality. Ability to analyze complex personal financial statements and personal tax returns of sponsors/guarantors as well as contingent debt. Assign risk rating based on risk rating metrics and Bank loan policy. Monitor and measure financial covenants as well as Borrower operating performance. Assist with preparation of loan presentations for Executive and Board Loan Committees. Perform routine annual reviews of relationships within loan portfolio. Assist with training & mentoring of commercial underwriting team members. Attend client meetings, as appropriate, to support underwriting request. Other Duties Complies with all policies and procedures as applied to the Bank's BSA/AML policy. Perform other duties as assigned. Skills/Abilities High level of commercial loan underwriting expertise. Extensive knowledge of spreading and analyzing financial statements. Thorough understanding of financial accounting. Knowledge of applicable local market. Ability to work well under pressure and meet designated deadlines. Full understanding of loan documentation and applicable regulatory requirements. Excellent verbal and written communication skills. Computer literate with proficiency in Microsoft Office applications. Excellent organizational skills. Strong analytical skills and attention to detail. Ability to work independently while meeting processing standards for quality and quantity. Experience with Financial Spreading software. Experience with industry related tools (Vertical IQ & Co-Star preferred). Supervisory Responsibility This position has no supervisory responsibilities. Work Environment This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary. Travel Travel may be required for this position. Education and Experience Bachelor's degree (preferred Finance, Accounting, or equivalent industry experience). Formal Credit training or equivalent industry experience preferred. Minimum five years of experience in commercial underwriting/analysis role required. This position is classified as exempt, and as such it is paid on a salary basis. The pay range for this position is $80,000 to $130,000. This position is classified as full-time and the benefits package includes health insurance, dental insurance, vision insurance. Employees may select from coverage options which range from employee only to family coverage. Full-time employees receive either Paid Time Off (PTO) or separate paid vacation and paid illness leave accrual. This is in addition to a paid holiday schedule, paid bereavement, and paid parental leave. Benefits also include company paid life insurance and paid long-term disability coverage. Our bank also offers a 401(k) with a company match. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Employment Opportunity Employer/M/F/disability/protected veteran status. Equal Employment Opportunity Employer/M/F/disability/protected veteran status

Major Accounts Property is responsible for managing monoline property accounts with a minimum Total Insured Value (TIV) of $300 million, with the average in‑force account exceeding $1 billion. This role oversees an assigned portfolio of the largest and most complex single‑carrier commercial property accounts. The underwriter analyzes customers' property exposures, hazards, financial information, requested coverages, loss history, pricing targets, and desired program structures to select appropriate business and determine terms and conditions. They work closely with Risk Engineering to produce and manage a profitable book of business while maintaining strong producer and customer relationships. The position requires maintaining the highest level of expertise in the large property space, with average account annual premiums of more than $1.2 million, and involves sharing underwriting knowledge with colleagues and stakeholders across all levels. Responsibilities Manages portfolio of brokers/agents and clients. Leverages market presence and knowledge to develop and underwrite profitable business, acting as a representative for Liberty. Maintains a strong market presence, including established relationships with agents and brokers. Looks to strengthen these relationships and develop new ones. Contributes ideas for product development and participates in development and execution. Contributes to team projects (e.g., process / tool improvement). Understands the work implications of relevant legislation and regulation. Collaborates effectively across teams, stakeholders, and partners (e.g., UW Support, Claims, Actuarial, Directors of Underwriting in GRS North America). Mentors junior underwriters and new hires (not as a line manager). May analyze department's portfolio and make suggestions for development. May recognize and communicate emerging trends of exposures within line of business expertise. Qualifications Degree in Business or equivalent typically required A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience CPCU or professional insurance designation preferred Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues Proven track record of developing and underwriting profitable business About Us Pay Philosophy The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well‑being. To learn more about our benefit offerings please visit *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco #J-18808-Ljbffr

*Job Description* The Mortgage Underwriter - Appraisal Specialist is responsible for evaluating and underwriting all mortgage loan types offered by the client. This role ensures that all appraisals and loan decisions comply with state and federal requirements and that the client's mortgage portfolio maintains an acceptable level of risk. *Primary Responsibilities* * Manage a pipeline of appraisals, monitor due dates, and act promptly on appraisal updates and new assignments to ensure service expectations are met. * Communicate changes, revisions, or corrections to production staff, appraisers, and appraisal vendors after initial appraisal delivery. * Respond to inquiries from production staff and business units regarding appraisals in review and advanced underwriting issues; document issues in internal systems. * Review and issue decisions on appraisal reports, including adding conditions, issuing counteroffers, or issuing denials when necessary. * Review propertyrelated contracts and conditions, such as HOA requirements, age restrictions, private utilities, and similar factors. * Conduct thorough examinations of appraisal components, including supplemental appraisal forms, and document any deficiencies, repairs, or special requirements. * Determine the acceptability and marketability of properties to ensure sufficient collateral for the loan. * Use information from multiple resources-including building codes, zoning contacts, tax records, online real estate databases, member documentation, and title work-to support accurate underwriting decisions. * Make informed decisions on investment risk using established guidelines, and recommend denial or exception for properties that do not meet criteria. * Communicate professionally and proactively with appraisers, vendors, and internal partners. * Provide timely, accurate, and clear information based on research and underwriting knowledge. *Qualifications & Skills* * Strong knowledge of appraisal review and mortgage underwriting guidelines. * Ability to manage multiple appraisals and meet strict deadlines. * Excellent written and verbal communication skills. * High attention to detail and strong analytical skills. * Ability to apply investor, regulatory, and organizational guidelines to decisionmaking. *Job Type & Location* This is a Contract to Hire position based out of Winchester, VA. *Pay and Benefits*The pay range for this position is $19.29 - $36.29/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: * Medical, dental & vision * Critical Illness, Accident, and Hospital * 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available * Life Insurance (Voluntary Life & AD&D for the employee and dependents) * Short and long-term disability * Health Spending Account (HSA) * Transportation benefits * Employee Assistance Program * Time Off/Leave (PTO, Vacation or Sick Leave) *Workplace Type*This is a hybrid position in Winchester,VA. *Application Deadline*This position is anticipated to close on Jan 30, 2026. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

FM is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property insurance solutions. FM helps clients maintain continuity in their business operations by drawing upon state-of-the-art loss-prevention engineering and research; risk management skills and support services; tailored risk transfer capabilities; and superior financial strength. To do so, we rely on a dynamic, culturally diverse group of employees, working in more than 100 countries, in a variety of challenging roles. In this role you will be responsible for developing skills in all three of the Company's key competencies while supporting the account managers, primarily on underwriting issues. Based on experience candidates will be considered for Underwriter I or Senior Underwriter. The position is located in Reston, VA but will consider Malvern, PA as well. + Providing technical assistance to account managers in handling underwriting details such as values analysis, linesetting, reinsurance needs and placement. As well as, rating and pricing, analysis of coverage, terms and conditions, and cross liability analysis. + Being a resource to the Client Service department by gaining and maintaining up-to-date knowledge of underwriting standards, policy forms and loss prevention practices. + Aiding the Client Service team in the development and implementation of the global insurance programs that satisfy customer needs. This is while adhering to company policies, procedures and guidelines. + Assisting account managers in the preparation and delivery of internal and external meetings, presentations, proposals and account servicing activities. + Keeping up to date on market trends, coverage, programs, reinsurance, and the new developments in the insurance market. + Managing client and broker relationships. + The expectation is that you will complete all necessary training in underwriting and other areas to attain underwriting binding authority and will develop the skills, experience, and knowledge required to ultimately advance to account manager. + Bachelor's degree or equivalent qualification + Experience working in the insurance industry with at least 2 years loss prevention engineering experience preferred! + Flexibility in prioritizing and handling diverse activities and workload. + Excellent communication skills-written, presentational and verbal. Strong analytical and problem-solving skills with considerable attention to detail. + Excellent computer skills. The position is eligible to participate in FM's comprehensive Total Rewards program that includes an incentive plan, generous health and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, time off allowances and much more. FM is an Equal Opportunity Employer and is committed to attracting, developing and retaining a diverse workforce.

Our client, one of the top affordable housing lenders and investors nationwide, has a unique opportunity for a FHA MAP Underwriter with a strong focus on affordable transactions and 3-5 years' experience to join their growing FHA platform. Job Description The MAP Underwriter will be primarily responsible for underwriting and submitting assigned financing applications to the Department of Housing and Urban Development (HUD) in accordance with its MAP Guide, related HUD guidelines, Bank procedures and regulatory guidelines. They will also be responsible for assisting with the preliminary screening of new deals coming into the bank. Qualifications Deal Structuring: The Underwriter should understand the use of FHA with LIHTC equity, tax-exempt bond financing, and subordinate financing. Economic Feasibility Analysis: This includes all components of net operating income (NOI), proposed cost estimates and anticipated lease-up, as applicable. Candidate should have a working knowledge of affordable housing programs including LIHTC, HOME, RAD, HAP contracts and vouchers, ability to research and understand other federal and state programs and apply appropriately to FHA MAP lending guidelines. In addition, the underwriter should be able to understand and apply guidelines related to tax abatement programs and ground leases typical in the affordable housing arena. Appraisal Analysis and Review: The Underwriter will participate in the process of selecting and working with approved third-party appraisers. They will be responsible for review of the appraisal and related forms and for working with the appraiser to develop an accurate final appraisal. PCNA/AEC Review/Environmental: The Underwriter will participate in the selection process and work with the third-party toward a final product that meets all HUD guidelines and accurately reflects the transaction. Mortgage Credit Analysis: Utilizing HUD application documents and other Bank information, Underwriter must be able to analyze credit documentation, including REO schedules, to determine ownership structure and Active Principals, credit worthiness as well as capacity issues and other risks/mitigates to HUD and BANA. The Underwriter should understand the analysis required of LIHTC investors in affordable transactions as well as how to analyze non-profit financial statements and review non-profits. Underwriter's Narrative, Site Visit, Concept Meeting and HUD Forms: Underwriter is responsible, in conjunction with other team members, for completing the Underwriter's Narrative and required HUD forms pursuant to HUD guidelines. Underwriter is also responsible for conducting the site inspection and if applicable, preparing a concept meeting package and attending concept meeting with Borrower. Primary contact for HUD on a transaction basis: The Underwriter will serve as the primary HUD contact maintaining a positive relationship throughout. Facilitate Closing, as needed: Work closely with third-party closer/servicer, attorneys and HUD to facilitate closing. Travel required for site inspections, conferences, and meetings (20%) EDUCATION/ EXPERIENCE MAP Certified (LEAN not required) 3 -5 years of FHA lending experience or equivalent including affordable housing lending B.S./Master's degree in Accounting, Finance, Economics, Real Estate or other related field Additional Information All your information will be kept confidential according to EEO guidelines.

We are looking for a Project Finance Underwriter to join our team. Responsibilities Evaluate the risks and long-term cash flows of large-scale projects, with repayment analysis focused on the project's success and its own generated revenues, not just a single asset or the borrower's broader balance sheet. Conduct and evaluate comprehensive Credit Assessments for project finance opportunities, including infrastructure, energy, public-private partnerships (P3), and other complex, multi-party projects. Analyze and underwrite new and existing project finance transactions, applying strong financial modeling skills for cash flow projections, scenario analysis, and risk identification across the full project lifecycle. Support the project finance team with expertise in structuring, analysis, and credit documentation for project-based lending, including creation and review of term sheets, covenants, and risk mitigants tailored to project finance structures. Qualifications Bachelor's Degree in Business, Finance, Economics, or a related field. 5-10+ years of experience in Commercial Lending and Credit Analysis Strong analytical and communication skills. Experience in risk assessment and credit analysis for large-scale industrial loans. Proficiency in financial statement spreading, preparation of projections, and trailing twelve-month analysis. Completion of a credit training program. Ability to obtain and maintain necessary security clearances. Proficiency in Microsoft Office Suite (2016 or later). Ability to travel to Crystal City, Virginia, and other U.S. locations as needed. Additional Requirements Must sign a Non-Disclosure Agreement within five business days of award or onboarding. Ability to work in a high-paced team environment, multitasking effectively. Strong financial modeling skills, ability to structure, perform due diligence, document, and close complex transactions. EEO Compliance: Ryde is an Equal Employment Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other characteristic protected by law. Ryde will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable law.

**Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The **National Accounts Strategic Underwriter** is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities. **How You Will Make an Impact** Primary duties may include, but are not limited to: + Create competitive, financially sound proposals for business growth and renewals. + Collaborate on RFPs. + Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation. + Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements. **Minimum Requirements:** Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance. **Preferred Skills, Capabilities, and Experiences:** + ASA/FSA, CFA, or CEBS credentials preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864. Locations: California, Colorado, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Atlantic Coast Mortgage, LLC (“ACM”) is looking for a Mortgage Lock Desk Analyst to join our Secondary and Capital Markets Team. This position will be responsible for day-to-day management and completion of lock desk operations, inquires, and work requests. The ideal candidate will be a self-motivated, strong communicator with exceptional attention to detail and organizational skills. Essential Functions: · Take, enter and manage daily lock volume · Upload/process existing locked loans · Review daily pipeline reports and manage lock expirations/extensions/relocks to ensure appropriate coverage through loan closing and purchase · Maintain lock documentation, ensuring its delivery and communication to appropriate parties · Provide exceptional customer service to all internal employees and external partners Required Skills, Knowledge, Education and Experience: · 1+ year of experience working with Encompass and PollyEx preferred · 2+ years of experience working in the mortgage industry preferred · 2+ years of experience working with Microsoft Office/Excel · Ability to build strong working relationships and deliver exceptional service · Knowledge of mortgage banking operations, pricing, programs, products and procedures · Attention to detail and ability to complete tasks on schedule · Strong multitasking, written, and verbal communication skills