Lighthouse Risk is currently seeking a Commercial Property Underwriter to join our team in Dallas, TX.
The Commercial Property Underwriter will be responsible for underwriting new and renewal business within the MGA's appetite, managing broker relationships, and contributing to the profitable growth of the portfolio. This role is ideal for an underwriter ready to take the next step in responsibility and impact within a fast-growing entrepreneurial environment.
Risk Evaluation & Underwriting
Assess, price, and underwrite commercial property submissions (E&S focus) within authority levels.
Review exposures, loss history, and risk quality to recommend appropriate terms and conditions.
Ensure adherence to underwriting guidelines and profitability objectives.
Broker Engagement
Build and maintain strong working relationships with brokers (retail and wholesale).
Provide responsive, clear communication on submissions and appetite.
Support business development through proactive broker outreach.
Portfolio Contribution
Contribute to the achievement of team production and profitability goals.
Identify opportunities for cross-sell and portfolio optimization.
Monitor renewal retention and performance of assigned accounts.
Collaboration & Growth
Partner with senior underwriters on larger or more complex risks.
Share insights on market trends, pricing shifts, and competitor activity.
Contribute to underwriting process improvements and adoption of tech tools.
Requirements:
2+ years of commercial property underwriting experience, preferably in the E&S market.
Working knowledge of habitational, hospitality, or retail property risks.
Strong analytical skills with the ability to assess and price risk accurately.
Solid communication and relationship-building abilities.
Entrepreneurial mindset with ability to thrive in a fast-paced, growth-oriented MGA.
Proficiency with underwriting systems, rating tools, and MS Office suite.
Bachelor's degree in Business, Finance, or related field preferred
Professional certification in relevant field
Learn more about Lighthouse Risk at **************
Must be able to successfully pass pre-employment (post-offer) drug screen and background check.
Lighthouse HR Services is committed to equal employment opportunity for all persons regardless of race, color, religion, sex, age, national origin, citizenship status (as defined under the Immigration Reform and Control Act), disability, or marital status, sexual orientation or veteran's status. Lighthouse HR Services is also committed to providing all of its internship programs and activities on a nondiscriminatory basis.
Equal employment opportunity extends to all aspects of the employment and/or internship relationship including hiring, recruiting, interviewing, selection, transfer, promotion, training, working conditions, compensation, benefits, and other terms and conditions of employment.
$47k-83k yearly est. 5d ago
Looking for a job?
Let Zippia find it for you.
Underwriter - Texas
Better 4.5
Underwriter job in Irving, TX
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
A Better Opportunity
Better is seeking a Mortgage Underwriter to join our growing team! In this role, you'll use established underwriting guidelines to assess borrower financials and credit information alongside property valuations to guide lending decisions. As an Underwriter, your responsibility will be to make informed, yet bold risk decisions based on your expertise and experience. You'll collaborate closely with the production team throughout the loan process to ensure seamless and timely closings. This position offers a unique opportunity to take on various roles, from reimagining the complex mortgage process, analyzing data for maximum impact, to working with skilled engineers and industry experts to tackle technical and operational challenges.Responsibilities
Underwrite and decision agency conforming and jumbo residential mortgage loans
Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents
Review appraisal reports to identify and resolve any discrepancies discovered within
Conduct thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations to confirm loan eligibility
Calculate qualifying ratios, assess creditworthiness, and provide risk assessments
Work closely and effectively with cross-functional teams and departments on a daily basis
Qualifications
Must be located in Irving, Texas area
3+ years of recent experience underwriting FNMA and FHLMC mortgages
Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
Ability to work well in a high pressure, fast paced environment
Must be able to carry a pipeline of 200+ loans
Ability to carry out requisite loan calculations (DTI, LTV, etc.)
Proven ability to thrive in a remote setting
Manage multiple loan files simultaneously in a high-volume setting
Strong written and verbal communication
The drive to build something new
HELOC & Non-Conforming experience a plus
Excellent attention to detail, the ability to work efficiently under pressure, and a deep understanding of loan processes are essential in this role
Company Benefits
We are thrilled to offer all our full-time employees the following benefit offerings:
- Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance!
The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
$82k-116k yearly est. Auto-Apply 60d+ ago
Private Banking Credit Underwriter
Sunflower Financial Inc.
Underwriter job in Dallas, TX
Apply Description
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the full-time position of Private Banking Credit Underwriter.
2+ years experience in Private Wealth Lending is a MUST.
The salary range for this position is $70,000 to $130,000 depending on knowledge, skills, abilities, experience, and location.
Description:
The Private Banking Credit Underwriter position is responsible for gathering, analyzing and interpreting financial and credit information in order to assess the creditworthiness of the company's commercial customers, focusing on the company's moderately complex credit relationships. The position assists Business/Commercial Bankers in supporting new and existing assigned loan relationships with an emphasis on maximizing credit quality and minimizing risk.
Responsibilities:
Review and analyze financial and credit information, such as financial statements, tax returns and credit reports to determine creditworthiness for borrowers and guarantors. Determine the need for a more thorough investigation or additional information and contact appropriate sources for such information.
Prepare detailed financial and analytical reports for each entity analyzed, including historical financial data and trends, detailed cash flow analysis, global cash flow analysis, and simple projections.
Research pertinent industry and market information relevant to customers' lines of business.
Prepare a written summary of analysis for new and existing loan relationships, especially in regards to the sufficiency of cash flow, collateral and other repayment sources. Assess overall strengths and weaknesses of credit relationship.
Communicate key analytical finding and opinions to Business/Commercial Bankers, management or credit officers.
Assist in monitoring assigned moderately complex credit files for periodic financial statements, borrowing base certificates, accounts receivable aging, and other items as required by the loan documents. Ensure that covenant compliance and financial reporting requirements are addressed.
Exercise independent judgement on client relationship credit analysis and take appropriate resulting action.
Participate in departmental or company-wide projects. Seek and propose process improvements.
Provide technical advice and assistance to Business/Commercial Bankers and customers.
Attend joint calls with the Commercial Banker to gather more information about the business.
Assist in the training and development of the Underwriter I.
Remain educated and informed about industry trends, community developments, market conditions and regulatory requirements and understand their effect on the company's lending criteria.
Understand and adhere to all applicable federal and state laws and regulations, including, but not limited to, the Bank Secrecy Act (BSA) and related anti-money laundering laws and Office of Foreign Asset Controls (OFAC).
Education / Experience Preferred:
Bachelor's Degree in Accounting, Business, Economics, Finance, or similar field, in lieu of a degree, applicant must have a high school diploma or equivalent and have completed a formal credit training program or certification.
2+ years of experience in credit analysis/portfolio management in a commercial lending environment required with experience in private wealth lending.
Must possess specific area of underwriting expertise in at least one area of lending, such as commercial real estate, commercial and industrial lending or SBA lending.
Must possess proven ability to successfully understand and analyze financial statements, including balance sheets, income statements, cash flow, and tax returns.
Must be proficient in Microsoft Office Suite.
Must possess strong business math skills.
Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing.
Must possess ability to multi-task, prioritize and meet deadlines.
Must have ability to work collaboratively by finding common ground to solve problems with the ability to represent his/her own opinion.
Must remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally.
Must possess excellent verbal, written, interpersonal and customer service skills to tactfully and professionally assist with customers, employees, senior management, auditors and regulators.
Must have the ability to travel to branch offices as needed.
Must be able to work flexible hours.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
Associates enjoy outstanding benefits, including:
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
If you qualify, apply online at ******************************
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
$70k-130k yearly 6d ago
Underwriter
Berkley 4.3
Underwriter job in Irving, TX
Company Details
At Berkley Entertainment, we have over 25 years of underwriting risks in Entertainment & Sports. Our one focus is entertainment insurance. We bring our decades of entertainment experience together to go beyond the basics, providing crafted coverage solutions to protect our clients.
Our team's industry experience and collaborative approach leads to great client solutions - and this is by design. We are here to assist with customizing products and services that are tailored to respond to each client's unique exposures.
Responsibilities
Berkley Entertainment is seeking an Entertainment Underwriter to join its team in Irving, Texas.
The Entertainment Underwriter has responsibility for new and renewal business for his/her own book of business. The position will be responsible for driving profitable growth with specific Entertainment brokers in multiple regions of the country. Lines of business include entertainment packages, property, inland marine, general liability, automobile, umbrella, and workers' compensation. We are looking for a candidate who is highly motivated, results oriented with solid business and underwriting acumen.
Underwriting duties will include developing and negotiating price, coverage, terms and conditions for all new business and renewals.
Essential skills include collaborating/innovating with underwriters, operations, claims, loss control, marketing, regulatory and senior management.
Must implement and manage effective pricing and rate strategies that will produce profitability, book growth, and successful producer relations
Develop and maintain strong relationships with key producers, clients and relevant stakeholders.
Qualifications
Bachelor's degree or equivalent experience
Minimum of 2 years of underwriting experience, preferably in entertainment multi-line packages including Flim and Television.
Strong sales and marketing capabilities with a track record of closing deals.
Demonstrate success in marketing, producer management, new business development, and the ability to successfully negotiate on all levels with both internal and external partners.
Solid background in risk analysis and experience with complex accounts.
Possess a high degree of proficiency with the underwriting process and partner effectively with an Underwriting Assistant.
Strong communication skills with the ability to effectively interact with all levels of customers and coworkers.
Knowledge and proficiency with technical issues, compliance, coverage, products and pricing strategies expected.
Adaptability and creativity in a dynamic business environment.
Additional Company Details The Company is an equal employment opportunity employer.
We do not accept any unsolicited resumes from external recruiting agencies or firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.
$84k-112k yearly est. Auto-Apply 36d ago
Agency Underwriter - Affordable/Conventional
Northmarq Capital 4.4
Underwriter job in Dallas, TX
At Northmarq, you can be part of something special. Northmarq is a unique capital markets resource for commercial real estate investors, providing our clients access to experts in debt, equity, investment sales, loan servicing, and fund management. We offer you a career path with best-in-class training, and we foster inclusive teams committed to collaboration, mentoring, and growth. At Northmarq, we will help you unlock your potential - whether you are an industry veteran or you're just getting started. Your new career is waiting. Start something special today. Northmarq was voted by Real Estate Forum as one of The Best Places to Work in Commercial Real Estate!
Northmarq is seeking an experienced Underwriter with affordable experience to join our Agency team. This individual will play a key role in managing various aspects of the loan process, from application to closing. Responsibilities include providing analysis related to underwriting, due diligence, evaluating property and market data, and preparing comprehensive transaction narratives. The candidate will work closely with a diverse group including Production, Borrowers, Freddie Mac/Fannie Mae personnel, legal counsel, vendors, and asset management. This position requires a strong analytical mindset, exceptional attention to detail, excellent written and verbal communication skills, and a commitment to delivering top-tier customer service while upholding quality control standards.
* This position is an in-office position, with an immediate start date.
Position Responsibilities:
* Review prescreen packages for Affordable deals before they are submitted to the Freddie Mac TAH and Fannie Mae MAH team for a quote
* Prepare or review underwriting template and narratives summarizing the loan structure, transaction strengths and identified risks, and present the final package for internal and Agency approval. Ensure the underwriting package meets Agency requirements
* Analyze operating history, budget, property rent roll, and other financial information to verify the proforma and loan request aligns with Agency's quote and guidelines
* Review Borrower structure to identify all appropriate parties to complete mortgage credit due diligence, and complete an org chart to meet Agency requirements
* Review and analyze the Key Borrower Principal's real estate schedule, financial statements, and other due diligence documents to ensure compliance with Agency requirements
* Review third-party reports to ensure compliance with Agency guidelines (appraisal, environmental, engineering, zoning, etc.)
* Monitor transaction status to manage Production and Borrower expectations and anticipate, avoid, or solve any potential transaction-related problems
* Coordinate with the internal insurance team and Agency to obtain insurance approval, including waiver approval, if necessary
* Coordinate the closing of the transaction between Production, attorneys, and the title company on Freddie Mac transactions
* Participate in calls with Production and Borrower and/or legal to discuss transaction details, issues, and borrower structure.
* Conduct site visits with the Borrower, Production, and consultants, as needed.
* Draft Application and Commitment Letters, Rate Lock Agreements/Trade Authorizations
* Assist in final loan package delivery or pre-purchase matters.
* Keep apprised of shifts in the commercial real estate world, including Agency credit parameters and requirements.
What We're Looking For:
* 3-5 years of Agency Underwriting experience, including Fannie MAH and Freddie TAH transactions
* Knowledge of Agency program requirements
* Bachelor's degree in Real Estate Finance, Accounting, Business Administration, or a related field
* Strong organizational skills with the ability to handle multiple assignments while meeting deadlines
* Client service-oriented mindset with excellent problem-solving abilities. Ability to manage/underwrite multiple transactions at once
* Demonstrated work ethic and willingness to work extended hours when necessary
* Excellent written and verbal communication skills
* High level of integrity, confidentiality, and professionalism
* Strong computer knowledge with Microsoft Office applications, in particular Word, Excel, and Adobe. Salesforce proficiency is a plus
* Ability to travel for site inspections, as required
Northmarq offers a highly competitive benefits package including: medical, dental, vision, paid time off, 401K match and an annual discretionary contribution based on business performance, paid parental leave and adoption assistance, education assistance, volunteer paid time off, charitable contribution match and so much more!
#LI-Onsite #LI-SY1
Hilltop Securities is currently looking to hire an Underwriter, Sr. in Dallas, Texas. The Underwriter, Sr. manages and expands the Hilltop Securities brokered CD business. They lead new issue CD underwriting, maintain relationships with depository customers, and collaborate with various teams to ensure competitive pricing and balance sheet solutions. They also develop and execute funding strategies for bank clients through different market conditions.
Bachelor's degree in finance, economics, business, or a related field preferred.
Advanced degrees or certifications (e.g., CFA) could be advantageous.
Minimum 5 years' experience in underwriting CDs and building relationships with bank clients.
Active Series 7 and 63 licenses.
Proven history of managing a book of existing depository bank business.
Strong analytical and decision-making skills.
Excellent communication and interpersonal skills.
Ability to work independently and as part of a team.
Ability to travel as required.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required and may be changed at the discretion of the Company.
Underwrite brokered Certificates of Deposit (CDs) by assessing risk and viability of CD issuers, reviewing financial statements, conducting due diligence, and ensuring compliance with regulatory standards.
Develop and execute funding strategies that attract & maintain bank clients.
Negotiate terms, resolve issues and ensure customer satisfaction.
Collaborate with the trading desk to ensure that the pricing of brokered CDs is competitive and aligns with Hilltop's balance sheet strategies. Analyzing market trends, pricing models, and financial data.
Work closely with the Financial Strategies Team to develop and enhance relationships with internal issuers.
Approve or deny business based on underwriting assessments, which involves making informed decisions on whether to accept new issuers or continue relationships with existing ones.
Travel required to visit existing clients and potential clients to understand their needs, present solutions, and build relationships. This includes attending industry conferences, conducting site visits, and holding meetings.
$38k-67k yearly est. Auto-Apply 19d ago
Mortgage Loan Underwriter; BR 10; 10.7.25
Texana Bank, Inc.
Underwriter job in Keller, TX
Requirements
QUALIFICATIONS:
Minimum of 5 years Residential Mortgage Underwriting.
College degree preferred but not required.
Excellent understanding of secondary market guidelines (FNMA/FHLMC/GNMA).
Effective analytical and mathematical skills.
Strong understanding of mortgage process flow of 1-4 family, condo and co-op from processing to closing.
Must have a strong understanding of multiple investor guidelines and regulatory compliance.
Knowledge of mortgage insurance.
Self-starter, self-reliant dependable ability to work within and meet specific time constraints..
Excellent organizational and communication skills.
Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.
Texana Bank Mortgage
1680 Keller Pkwy
Keller, TX 76248
$47k-81k yearly est. 60d+ ago
Non-QM Underwriter
Polly 4.7
Underwriter job in Dallas, TX
Job DescriptionWho you are: We are seeking a highly experienced Non-QM and Non-Conforming underwriting expert who is ready to transition into a mortgage technology and pricing engine environment. This role centers on converting complex underwriting guidelines into structured logic and validating pricing/eligibility outputs. The ideal candidate has deep underwriting and credit knowledge, strong communication skills, and an aptitude for learning technology.
Does this sound like you? If so, keep reading and apply today!What you'll do:
Serve as the subject-matter expert for investor guidelines (Non-QM, Conforming, Jumbo) and program eligibility.
Analyze, interpret, and translate complex investor guidelines including those for bank statements, DSCR, P&L, 1099s, and asset depletion into clear, structured logic for the pricing and eligibility engine.
Update, maintain, and validate rules within the pricing engine to ensure all pricing (LLPAs, Spec Payups) and eligibility outputs are accurate and consistent with investor requirements.
Proactively recommend improvements to guideline logic and system behavior to enhance efficiency and accuracy.
Monitor, review, and interpret all investor communications (e.g., daily emails, notifications) for guideline, rate sheet (LLPA), and product changes.
Determine the pricing and eligibility impact of changes and promptly implement them within the system (Polly), including adding new products and adjusting payups, often under same-day deadlines.
Conduct systematic validation and testing of pricing and eligibility engine outputs.
Troubleshoot and resolve escalated customer support tickets, which may involve full audits of existing investor configurations for content accuracy in eligibility and pricing.
What you have:
7+ years of recent mortgage industry experience, with the last 5+ years focused on Non-QM, Non-Conforming, and Jumbo underwriting.
Deep, practical expertise in investor guidelines for FNMA, FHLMC, and Non-QM programs, with the ability to accurately interpret and apply them.
Specialized experience underwriting complex income, including bank statements, DSCR, 1099s, tax returns, and asset depletion.
Technically adept and eager to transition into tech, with a desire to master rule engines, pricing models, workflow systems, and new platforms quickly. Savvy with tools like Excel.
Analytical problem-solver with the ability to anticipate edge cases, think like both an underwriter and a systems analyst, and maintain a high level of detail and accuracy.
Exceptional customer-centric communication skills, combining strong writing and verbal ability with empathy, diplomacy, and poise under pressure to resolve issues and explain technical concepts clearly.
Why join Polly?
We are attacking a trillion-dollar market with gross inefficiencies and seeking to transform the way an entire industry operates
We have an experienced leadership team that previously built large and impactful platforms
Outstanding opportunity for professional growth and upward mobility
Direct engagement with the decision makers and senior business leaders
Competitive salaries
100% paid medical/vision/dental/disability/life insurance for full time employees
Flexible vacation
Let's get to know each other.
Polly has pioneered the next generation of mortgage capital markets technology with its cutting-edge, data-driven platform. Its enterprise-grade solutions, including the industry's only cloud-native, commercially scalable product, pricing, and eligibility (PPE) engine and first-of-its-kind Polly/™ AI platform, empower the nation's top banks, credit unions, and mortgage lenders to increase profitability, automate workflows, and revolutionize the loan officer and broker experiences. As a mortgage technology trailblazer, Polly is committed to driving meaningful value and ROI through best-in-class innovation that enables unlimited configurability, flexibility, granularity, and scalability. Polly was founded by a seasoned team of mortgage capital markets and technology experts and is headquartered in San Francisco, California. Recognized as a pioneer in mortgage capital markets, as well as in culture and career development, Polly was named to Forbes' America's Best Startup Employers in 2025. This evaluation was based on three key criteria: Employer Reputation, Employee Satisfaction, and Company Growth.
To learn more, follow Polly on LinkedIn or visit ************* Polly is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, age, color, national origin, religion, sex, gender identity, sexual orientation, marital status, pregnancy status, disability status, veteran status, or any other legally protected status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruitment scams impersonating the Polly brand or our employees. Our team communicates only through official Polly channels, and we will never ask for sensitive information over text or conduct text-only interviews. If you are ever suspicious or in doubt, reach out to us directly at *******************. We care deeply about this network and your experience.
$23k-43k yearly est. 9d ago
Dealer Commercial Services Underwriter
Banco Santander 4.4
Underwriter job in Dallas, TX
Dealer Commercial Services UnderwriterCountry: United States of America
It Starts Here:
Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.
If you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
The Associate, Underwriter (IC5) is responsible for managing credit risk by reviewing and properly weighing all aspects of more complex/large relationships. The associate is a key resource for underwriters and loan originators for the Dealer Commercial Services line of business.
Independently underwrites and prepares accurate and concise proposals or modifications for credit committee approval.
Analyzes financial statements, balance sheet, income statements, and cash flow of automotive dealerships, including business history, structure and loan collateral.
Monitors portfolio and obtains and reviews up to date financials.
Interfaces with customers and internal line of business partners to obtain data to complete analysis.
Manages each annual renewal and/or new business loan requests with the highest sense of urgency, while multi-tasking on multiple proposals.
Manages the complete end-to-end underwriting process to ensure timely and efficient processing of all annual renewals, modifications, and new business opportunities.
Reviews loan inquiries and responds to client requests.
Reviews and manages past due and coming due loan reports.
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field. - Required.
5+ Years Financial analysis, structuring, underwriting, and portfolio management. - Required.
Commitment to excellent customer service - responds promptly to customer needs, professional interacts with customer.
Extensive decision-making and analytical skills to evaluate information, determine risks, and consider the benefits.
Communication skills, responds well to questions and demonstrates comfort with group presentations.
Detail Oriented.
Categorical understanding of the lending process.
Capable of preparing findings reports.
Ability to handle multiple files simultaneously.
Ability to provide leadership in the market by being a positive contributor to the team including being a mentor to less experienced team members and embracing change.
Takes initiative on projects and assignments, seeks alternate solutions when necessary.
Self-starter with ability to work in a face paced team-oriented environment.
Certifications:
No Certifications listed for this job.
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range:
Minimum:
$65,625.00 USD
Maximum:
$107,500.00 USD
We Value Your Impact:
Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.
$65.6k-107.5k yearly Auto-Apply 9d ago
Senior Commercial Underwriter
Origin Bancorp 4.0
Underwriter job in Dallas, TX
Summary Analyzes credit data to estimate degree of risk involved in extending credit or lending money to commercial businesses or individuals; Leads their respective teams; assumes the responsibilities of a manager by performing the following duties.
Duties and Responsibilities include the following.
Conduct thorough analysis of financial statements and assessment of credit requests on complex commercial
credit relationships of $2,500,000 and greater.
Keep up to date with the company's lending protocols.
Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision and a working knowledge of accounting principles and financial techniques
Research skills
Strong problem-solving, mathematical and analytical skills
Excellent written and verbal communication skills
Ability to maintain confidentiality
Proficiency with computers and computer software, like programs that aid in statistical and financial calculations
Proficiency with financial reports and statements
Strong attention to detail and ability to notice discrepancies in data
Impeccable understanding of financial statements, ratios, and concepts
The ideal candidate should be self-motivated, be a team player and have a strong work ethic.
Performs loan reviews/annual reviews on selected borrowers and guarantors for commercial credit relationships of $2,500,000 and greater.
Performs cash flows, financial credit analysis, collateral valuations, global cash flows, etc. for commercial borrowers and guarantors on credit relationships of $2,500,000 and greater.
Accompanies relationship managers on customer calls and site visits of potential and existing customers as requested / needed.
Performs ongoing file maintenance to ensure credit information is uploaded to the credit file in a timely basis as needed.
Identifies policy, collateral, and missing document exceptions.
Identifies strengths and weaknesses of the relationship.
Assists relationship managers in structuring credits, assessing covenants and monitoring procedures.
Responsible for training and development of new relationship managers on the credit analysis process.
Responsible for training, development, and mentoring of new credit analysts and the CDP analyst on the credit analysis underwriting and processes.
Manages and develops Credit Analyst II / III in the department along with the CDP Analyst (Credit Analyst I).
Distributes and assigns work flow based on knowledge and complexity in credit manager's absence.
Assists Loan Committee, as needed, with reports, agenda, meeting book, minutes of meetings, and any other duties in Credit Analysis Manager's absence.
Supervisory Responsibilities
Supervises employees of the Credit Analysis Department in manager's absence. May supervise and manage the Credit Analyst II / III. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include training employees; planning, assigning, and directing work; appraising performance in conjunction with management; rewarding and disciplining employees; addressing complaints and resolving problems.
Competencies - To perform the job successfully, an individual should demonstrate the following competencies:
Analytical - Synthesizes complex or diverse information; Collects and researches data; Demonstrates attention to detail.
Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully.
Interpersonal Skills/Customer Service - Maintains confidentiality; Manages difficult or emotional customer situations; Responds promptly to customer needs; Meets commitments.
Oral and Written Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions; Writes clearly and informatively; Presents numerical data effectively.
Teamwork - Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interests; Able to build morale and group commitments to goals and objectives; Supports everyone's efforts to succeed.
Change Management and Delegation - Communicates changes effectively; Delegates work assignments.
Leadership and Managing People - Exhibits confidence in self and others; Inspires and motivates others to perform well; Gives appropriate recognition to others; Makes self available to staff; Develops subordinates' skills and encourages growth; Continually works to improve supervisory skills.
Organizational Support - Follows policies and procedures; Supports organization's goals and values.
Judgment and Motivation - Displays willingness to make decisions; Exhibits sound and accurate judgment; Includes appropriate people in decision-making process; Makes timely decisions; Demonstrates persistence and overcomes obstacles.
Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently.
Professionalism - Reacts well under pressure; Treats others with respect and consideration regardless of their status or position.
Quality and Quantity - Demonstrates accuracy and thoroughness; Completes work in timely manner.
Adaptability, Initiative and Innovation - Adapts to changes in the work environment; Manages competing demands; Able to deal with frequent change, delays, or unexpected events; Asks for and offers help when needed; Generates suggestions for improving work.
Attendance/Punctuality and Dependability - Is consistently at work and on time; Follows instructions, responds to management direction; Commits to long hours of work when necessary to reach goals.
Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience
Bachelor's degree (B. A.) from four-year college or university, Accounting or Finance degree preferred; seven or more years credit analysis experience required; or equivalent combination of experience in Credit / Banking.
Computer Skills
To perform this job successfully, an individual should have knowledge of basic knowledge of computer applications such as Moody's, the Internet, Outlook, Microsoft Word and Excel. Ability to use bank-specific software such as MPC, IBS, ADP, etc. Ability to use basic office machines.
Bank Culture/Customer Service Skills
Promotes the Bank's culture, including the support of our Brand promise and Core Values.
Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank.
Physical Demands While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee is frequently required to walk and use hands to finger, handle, or feel. The employee is occasionally required to stand; reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus.
Work Environment The noise level in the work environment is usually moderate.
This reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion.
Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights
Remote positions are intended to be filled in states within our footprint, which includes: Alabama, Florida, Louisiana, Mississippi, and Texas. Any exception to this policy requires further regulatory review and approval by management.
$42k-54k yearly est. Auto-Apply 60d+ ago
Personal Lines Underwriter
Kaufman Financial Group
Underwriter job in Arlington, TX
Responsibilities Summary: When someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Burns & Wilcox offers unparalleled resources and exposure for those looking to excel in the specialty insurance industry. We are looking for candidates with an entrepreneurial spirit and drive for career advancement to join our team as a Personal Lines Underwriter. This is an outstanding opportunity to grow a book of business by selecting and writing new business through the cultivation of client relationships.
* Build, maintain, and grow a book of business
* Manage agency relationships and serve as lead client contact
* Create and execute marketing plan to increase new and renewal business
* Rate, quote and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals as well as new business
* Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management
* Monitor key metrics to formulate corrective action impacting new business hit, renewal retention, premium growth, and loss ratio
* Lead, train, and develop Associate Underwriters
Qualifications
* Bachelor's degree or equivalent combination of education and experience
* 3+ years of commercial lines underwriting experience required, excess & surplus experience preferred
* Demonstrated proficiency in sales and marketing
* Insurance license, CPCU, CIC or comparable designations preferred
* Interest in continued education and professional development
* Travel if necessary in order to foster strong client relationships
Benefits:
* Overall compensation plan consists of a base salary & sales bonus plan.
* Employer paid continuing education courses and designations via access to Kaufman Institute
* Health and welfare benefits including medical, vision and dental
* 401K with employer match
* Paid vacation, sick time, and holidays
* Access to Kaufman Wellness Program
* Flexible and hybrid work options
About Our Company
Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector.
Equal Opportunity Employer
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
In addition, Kaufman will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.
$50k-90k yearly est. Auto-Apply 60d+ ago
Automotive Commercial Underwriter
Stellantis Financial Services
Underwriter job in Dallas, TX
Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citro n, Dodge, DS Automobiles, Fiat, Jeep , Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.
Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.
Position Summary:
The Automotive Commercial Underwriter is responsible for completing financial analysis for floorplan acquisitions and other associated commercial lending, including real estate. Responsible for facts of commercial credit packages, including clear communication of risks and any recommended mitigation strategies, consulting with SFS Legal to protect SFS interests, maintenance of UCC filings, and review of loan documentation prior to funding.
Essential Duties and Responsibilities:
Underwriting commercial loan requests by analyzing the financial condition of the dealerships via financial statements, tax returns, CPA statements, general ledgers, trial balances, account schedules, bank statements, or any other necessary documentation.
Ensure appropriate security (guarantees, collateralization) are recommended per both the risk profile and ownership structure of the dealership.
Direct package decisioning to the appropriate authority level per SFS policy.
Present, communicate package details as required by that authority level, including recommendation.
Own UCC filing process, ensuring legal security matches that defined in the credit package.
Timely and clear communication with key stakeholders through the underwriting process.
Obtain answers to any questions re: the financials, line amounts, loan structure, or any other relevant facets of the loan.
Maintain customer focus throughout the underwriting process; no shortcuts and beware of timing and relevance of requests of dealers to the final product.
Final review of loan documentation and take-over audit prior to loan funding.
Conduct periodic account reviews and maintenance.
Perform other ad hoc duties as assigned.
Qualifications and Competencies Required To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Required Experience:
Minimum 5 years experience in automotive financial services.
Minimum 2 years automotive commercial underwriting experience.
Education:
Bachelor's degree in Business Administration, Finance, or a related.
Skills Required:
Excellent understanding of dealership entity legal ownership structure and clear, concise explanation of those structures.
Strong knowledge of cash flow analysis and pro forma forecasting and scaling.
Strong written and oral communication, problem-solving, critical thinking, teamwork, and time management abilities.
Good interpersonal and customer service skills.
Proficient Microsoft Office skills in Excel, Word, and PowerPoint.
Overtime required N/A
Travel 0-10% - as required on an as needed basis.
Must have reliable transportation and live within a commutable distance to one of the following cities: Dallas, TX
Qualifications Preferred:
Experience - Commercial risk management and/or commercial lending. Extensive experience interacting with dealers.
Skills - Knowledge of web-based tools such as DataScan, Docusign, Salesforce, credit reporting, OFAC, and customer due diligence products.
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.
Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
Work Schedule This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8AM-6PM Monday through Friday and on weekends as needed. Travel is required 10% of the time.
Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.
#li-hybrid
$46k-72k yearly est. 2d ago
Personal Auto Underwriter
Lonestar 4.6
Underwriter job in Richardson, TX
Job Description
Lonestar Managing General Agency, our employees are our biggest asset! It is our mission to attract and retain intelligent, motivated, ethical employees who strive for excellence and growth, and to keep those employees happy and engaged. We provide the tools and the support our employees need to grow both professionally and personally. We encourage self-improvement and celebrate success by rewarding ideas and results. We realize the strength of teamwork and its ability to join individuals together and push and pull each other, with a synergy that can only be found in groups of good people sharing ideas. Join in on the excitement and become part of our thriving organization!
We are seeking a Personal Auto Underwriter to join our team!
The Personal Auto Underwriter will be responsible for assisting the Underwriting Department in overall productivity. Scope of the position includes ensuring compliance with state mandated handling guidelines and delivering customer service to agencies / policyholders. Interaction with agents and policyholders will be necessary to perform the job duties.
DUTIES & RESPONSIBILITIES:
Provide a high level of customer service by delivering timely responses to agents / policyholders on quotes, endorsements and renewals.
Develop a basic understanding of coverage's, exposures, rating plans and state requirements.
Enter new business policies, endorsements and renewals.
Order reports and assimilate information as required to support the underwriting process.
Assist the Underwriting Unit as required for new business, endorsement and renewal processes.
Work on special projects as directed.
Prepare system output for mailing.
Complete Financial Responsibility Filings.
Assist in training of new underwriting staff in system and daily underwriting processes
Required QUALIFICATIONS:
Prior personal auto insurance experience.
Excellent communication, interpersonal and organizational skills.
Ability to pass written examinations where required by state statutes to become a licensed Property and Casualty Agent.
Good typing/data entry skills (min. 30 wpm).
Preferred:
College degree or related industry experience.
Property and Casualty license.
Ability to use on-line underwriting system.
Lonestar MGA provides a competitive benefits package to all full- time employees. Following are some of the perks Lonestar employees receive:
Competitive Salaries
Flexible Work Schedules
Commitment to your Training & Development
Medical and Dental and Vision Reimbursement
Telemedicine Benefit
401k with a generous company match
Paid Time Off and Paid Holidays
Tuition Reimbursement
Wellness Program
Fun company sponsored events
And so much more!
Job Posted by ApplicantPro
$60k-82k yearly est. 10d ago
Commercial Credit Underwriter I
Sunflower Bank, N.A 4.3
Underwriter job in Dallas, TX
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for energetic, highly motivated individual to fill the position of Commercial Credit Underwriter I at our Dallas, TX location.
Description:
The Credit Underwriter I position is responsible for gathering, analyzing and interpreting financial and credit information in order to assess the creditworthiness of the company's commercial customers, focusing on the company's credit relationships. The position assists Commercial Bankers in supporting new and existing assigned loan relationships with an emphasis on maximizing credit quality and minimizing risk.
Responsibilities:
Spread, review and analyze financial and credit information, such as financial statements, tax returns and credit reports to determine creditworthiness for borrowers and guarantors. Determine the need for a more thorough investigation or additional information and contact appropriate sources for such information.
Prepare detailed financial and analytical reports for each entity analyzed, including historical financial data and trends, detailed cash flow analysis, global cash flow analysis, and simple projections.
Research pertinent industry and market information relevant to customers' lines of business.
Prepare a written summary of analysis for new and existing loan relationships, especially in regards to the sufficiency of cash flow, collateral and other repayment sources. Assess overall strengths and weaknesses of credit relationship.
Communicate key analytical finding and opinions to Business/Commercial Bankers, management or credit officers.
Assist in monitoring assigned credit files for periodic financial statements, borrowing base certificates, accounts receivable aging, and other items as required by the loan documents. Ensure that covenant compliance and financial reporting requirements are addressed.
Participate in departmental or company-wide projects.
Attend joint calls with the Commercial Banker to gather more information about the business.
Remain educated and informed about industry trends, community developments, market conditions and regulatory requirements and understand their effect on the company's lending criteria.
Understand and adhere to all applicable federal and state laws and regulations, including, but not limited to, the Bank Secrecy Act (BSA) and related anti-money laundering laws and Office of Foreign Asset Controls (OFAC).
Education / Experience Preferred:
Bachelor's Degree in Accounting, Business, Economics, Finance, or similar field, in lieu of a degree, applicant must have a high school diploma or equivalent and have completed a formal credit training program or certification.
2+ years of experience in credit analysis/portfolio management in a commercial lending environment required.
Must possess specific area of underwriting expertise in at least one area of lending, such as commercial real estate, commercial and industrial lending or SBA lending.
Must possess proven ability to successfully understand and analyze financial statements, including balance sheets, income statements, cash flow, and tax returns.
· Must be proficient in Microsoft Office Suite.
Must possess strong business math skills.
Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing.
Must possess ability to multi-task, prioritize and meet deadlines.
Must have ability to work collaboratively by finding common ground to solve problems with the ability to represent his/her own opinion.
Must remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally.
Must possess excellent verbal, written, interpersonal and customer service skills to tactfully and professionally assist with customers, employees, senior management, auditors and regulators.
Must have the ability to travel to branch offices as needed.
Must be able to work flexible hours.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
Associates enjoy outstanding benefits, including:
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
If you qualify, apply online at ******************************
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location-specific notices is available on our
.
$41k-51k yearly est. 7d ago
Underwriter - III
Amerihome Mortgage Company 4.0
Underwriter job in Dallas, TX
Job Title: Underwriter - III What you'll do: As a Mortgage Underwriter III you'll responsible for underwriting Government and Conventional loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards. You'll be responsible for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.
* Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable.
* Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. Contact customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process.
* Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.
* Other duties as assigned.
What you'll need:
* 7+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field.
* High school diploma required.
* Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending;, including sales, operations, capital markets and/or other residential mortgage products and services.
* Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
* Advanced knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines.
* Intermediate knowledge of MS Office products.
* Intermediate knowledge of Encompass.
* Advanced speaking and writing communication skills.
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
$34k-58k yearly est. Auto-Apply 51d ago
SBA Underwriter
Primelending 4.4
Underwriter job in Dallas, TX
The SBA Underwriter at PlainsCapital Bank is responsible for underwriting SBA 7a and 504 originations, modifications and servicing actions. The SBA Underwriter also performs portfolio monitoring activities needed and is responsible for administering the Bank's small business lending platform, working closely with the SBA Credit Officer and SBA Director.
Bachelor's degree in business related field required. Strong preference for Finance or Accounting major or concentration.
5 or more years' experience underwriting SBA 7a and 504 loans with proven ability to comprehend, analyze, and interpret information regarding financial statements, tax returns, and other information for the more complicated commercial loan transactions
Completion of a formal Credit Training program at a large bank is a plus
Deep understanding of Small Business Administration's Standard Operating Procedures and the ability to stay up to date of current and changing regulations related to the banking industry, SBA 7a, and 504 loan programs.
Excellent verbal, written and interpersonal communication skills with the ability to interact with all levels of customers, clients, vendors, and internal partners.
Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
Excellent analytical, time management, organizational and problem-solving skills with the ability to manage multiple projects and work in a deadline-driven, dynamic environment.
Must be self-motivated with strong initiative, accountability, and attention to detail with the ability to work both independently and as a member of a team.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required and may be changed at the discretion of the Company.
Underwrite SBA 7a and 504 loan requests to ensure they adhere to the Bank's and SBA's credit policies and procedures.
Prepare cash flow, spreads, sensitivity testing, financial and industry analysis as appropriate to verify business's ability to service debt.
Evaluate the creditworthiness of prospective Borrower(s) and Guarantor(s).
Analyze proposed collateral for sufficiency and compliance with Bank's and SBA's lending standards.
Analyze third-party reports and other due diligence documentation to ensure support of credit recommendations.
Determines whether the proposed loan, as structured, conforms to the Bank's and SBA's current lending parameters and eligibility requirements
Communicate with Lenders concerning applicant's creditworthiness and/or additional needs items to finalize analysis.
Prepare a detailed loan write-up including cash flow analysis, business and guarantor analysis, collateral analysis, and detail all conditions that underwriting is imposing on the closing or funding of the loan.
Responsible for reviewing and/or drafting term letters; ensuring that the terms and conditions of the loan approval are accurately reflected
Review SBA loan documents for accuracy and conformance with SBA authorization and loan approval
Provide support to SBA Loan Closers and Loan Servicing to ensure loan all pre and post-closing conditions are met and the loan is closed and boarded smoothly and accurately
Underwrite and recommend approval/denial of loan modifications and servicing requests
Promote and provide excellent customer service by effectively communicating and cooperating with all internal and external customers
Provide support in the acquisition of new clientele and the maintenance of existing relationships; promote close working relationships with clients
Maintain a thorough understanding of the Bank's lending objectives, credit policies and procedures, underwriting guidelines, and various lending products. Understands and complies with requirements of all laws and regulations applicable to the position.
Complete tasks created by workflow items from Small Business Lending Platform
Administration of Small Business Lending platform (work with vendor on any platform/application issues, review/respond to workflow errors, work/delegate workflow items that need to be addressed outside of the system)
Other duties as required.
$38k-67k yearly est. Auto-Apply 60d+ ago
Sr. Mortgage Loan Underwriter; BR 10; 10.14.25
Texana Bank, Inc.
Underwriter job in Keller, TX
Requirements
QUALIFICATIONS:
5+ years of Residential Mortgage Underwriting.
Conventional Agency experience required. Non-Conforming, Jumbo, FHA, VA, Bond Program experience preferred.
Experience with customer service, decision making, and analyzing information.
Excellent organizational, written and telephone communication skills.
Deep understanding of pipeline management and system supported workflows is required.
Must have a strong understanding of multiple investor guidelines and regulatory compliance
Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.
Texana Bank Mortgage
1680 Keller Pkwy
Keller, TX 76248
$47k-81k yearly est. 60d+ ago
Non-QM Underwriter
Polly's Pies 4.7
Underwriter job in Dallas, TX
Who you are: We are seeking a highly experienced Non-QM and Non-Conforming underwriting expert who is ready to transition into a mortgage technology and pricing engine environment. This role centers on converting complex underwriting guidelines into structured logic and validating pricing/eligibility outputs. The ideal candidate has deep underwriting and credit knowledge, strong communication skills, and an aptitude for learning technology.
Does this sound like you? If so, keep reading and apply today!What you'll do:
Serve as the subject-matter expert for investor guidelines (Non-QM, Conforming, Jumbo) and program eligibility.
Analyze, interpret, and translate complex investor guidelines including those for bank statements, DSCR, P&L, 1099s, and asset depletion into clear, structured logic for the pricing and eligibility engine.
Update, maintain, and validate rules within the pricing engine to ensure all pricing (LLPAs, Spec Payups) and eligibility outputs are accurate and consistent with investor requirements.
Proactively recommend improvements to guideline logic and system behavior to enhance efficiency and accuracy.
Monitor, review, and interpret all investor communications (e.g., daily emails, notifications) for guideline, rate sheet (LLPA), and product changes.
Determine the pricing and eligibility impact of changes and promptly implement them within the system (Polly), including adding new products and adjusting payups, often under same-day deadlines.
Conduct systematic validation and testing of pricing and eligibility engine outputs.
Troubleshoot and resolve escalated customer support tickets, which may involve full audits of existing investor configurations for content accuracy in eligibility and pricing.
What you have:
7+ years of recent mortgage industry experience, with the last 5+ years focused on Non-QM, Non-Conforming, and Jumbo underwriting.
Deep, practical expertise in investor guidelines for FNMA, FHLMC, and Non-QM programs, with the ability to accurately interpret and apply them.
Specialized experience underwriting complex income, including bank statements, DSCR, 1099s, tax returns, and asset depletion.
Technically adept and eager to transition into tech, with a desire to master rule engines, pricing models, workflow systems, and new platforms quickly. Savvy with tools like Excel.
Analytical problem-solver with the ability to anticipate edge cases, think like both an underwriter and a systems analyst, and maintain a high level of detail and accuracy.
Exceptional customer-centric communication skills, combining strong writing and verbal ability with empathy, diplomacy, and poise under pressure to resolve issues and explain technical concepts clearly.
Why join Polly?
We are attacking a trillion-dollar market with gross inefficiencies and seeking to transform the way an entire industry operates
We have an experienced leadership team that previously built large and impactful platforms
Outstanding opportunity for professional growth and upward mobility
Direct engagement with the decision makers and senior business leaders
Competitive salaries
100% paid medical/vision/dental/disability/life insurance for full time employees
Flexible vacation
Let's get to know each other.
Polly has pioneered the next generation of mortgage capital markets technology with its cutting-edge, data-driven platform. Its enterprise-grade solutions, including the industry's only cloud-native, commercially scalable product, pricing, and eligibility (PPE) engine and first-of-its-kind Polly/™ AI platform, empower the nation's top banks, credit unions, and mortgage lenders to increase profitability, automate workflows, and revolutionize the loan officer and broker experiences. As a mortgage technology trailblazer, Polly is committed to driving meaningful value and ROI through best-in-class innovation that enables unlimited configurability, flexibility, granularity, and scalability. Polly was founded by a seasoned team of mortgage capital markets and technology experts and is headquartered in San Francisco, California. Recognized as a pioneer in mortgage capital markets, as well as in culture and career development, Polly was named to Forbes' America's Best Startup Employers in 2025. This evaluation was based on three key criteria: Employer Reputation, Employee Satisfaction, and Company Growth.
To learn more, follow Polly on LinkedIn or visit ************* Polly is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, age, color, national origin, religion, sex, gender identity, sexual orientation, marital status, pregnancy status, disability status, veteran status, or any other legally protected status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruitment scams impersonating the Polly brand or our employees. Our team communicates only through official Polly channels, and we will never ask for sensitive information over text or conduct text-only interviews. If you are ever suspicious or in doubt, reach out to us directly at *******************. We care deeply about this network and your experience.
$23k-43k yearly est. Auto-Apply 38d ago
Personal Auto Underwriter
Lonestar 4.6
Underwriter job in Richardson, TX
Lonestar Managing General Agency, our employees are our biggest asset! It is our mission to attract and retain intelligent, motivated, ethical employees who strive for excellence and growth, and to keep those employees happy and engaged. We provide the tools and the support our employees need to grow both professionally and personally. We encourage self-improvement and celebrate success by rewarding ideas and results. We realize the strength of teamwork and its ability to join individuals together and push and pull each other, with a synergy that can only be found in groups of good people sharing ideas. Join in on the excitement and become part of our thriving organization!
We are seeking a Personal Auto Underwriter to join our team!
The Personal Auto Underwriter will be responsible for assisting the Underwriting Department in overall productivity. Scope of the position includes ensuring compliance with state mandated handling guidelines and delivering customer service to agencies / policyholders. Interaction with agents and policyholders will be necessary to perform the job duties.
DUTIES & RESPONSIBILITIES:
Provide a high level of customer service by delivering timely responses to agents / policyholders on quotes, endorsements and renewals.
Develop a basic understanding of coverage's, exposures, rating plans and state requirements.
Enter new business policies, endorsements and renewals.
Order reports and assimilate information as required to support the underwriting process.
Assist the Underwriting Unit as required for new business, endorsement and renewal processes.
Work on special projects as directed.
Prepare system output for mailing.
Complete Financial Responsibility Filings.
Assist in training of new underwriting staff in system and daily underwriting processes
Required QUALIFICATIONS:
Prior personal auto insurance experience.
Excellent communication, interpersonal and organizational skills.
Ability to pass written examinations where required by state statutes to become a licensed Property and Casualty Agent.
Good typing/data entry skills (min. 30 wpm).
Preferred:
College degree or related industry experience.
Property and Casualty license.
Ability to use on-line underwriting system.
Lonestar MGA provides a competitive benefits package to all full- time employees. Following are some of the perks Lonestar employees receive:
Competitive Salaries
Flexible Work Schedules
Commitment to your Training & Development
Medical and Dental and Vision Reimbursement
Telemedicine Benefit
401k with a generous company match
Paid Time Off and Paid Holidays
Tuition Reimbursement
Wellness Program
Fun company sponsored events
And so much more!
How much does an underwriter earn in Burleson, TX?
The average underwriter in Burleson, TX earns between $37,000 and $104,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.