Lighthouse Risk is currently seeking a Commercial Property Underwriter to join our team in Dallas, TX.
The Commercial Property Underwriter will be responsible for underwriting new and renewal business within the MGA's appetite, managing broker relationships, and contributing to the profitable growth of the portfolio. This role is ideal for an underwriter ready to take the next step in responsibility and impact within a fast-growing entrepreneurial environment.
Risk Evaluation & Underwriting
Assess, price, and underwrite commercial property submissions (E&S focus) within authority levels.
Review exposures, loss history, and risk quality to recommend appropriate terms and conditions.
Ensure adherence to underwriting guidelines and profitability objectives.
Broker Engagement
Build and maintain strong working relationships with brokers (retail and wholesale).
Provide responsive, clear communication on submissions and appetite.
Support business development through proactive broker outreach.
Portfolio Contribution
Contribute to the achievement of team production and profitability goals.
Identify opportunities for cross-sell and portfolio optimization.
Monitor renewal retention and performance of assigned accounts.
Collaboration & Growth
Partner with senior underwriters on larger or more complex risks.
Share insights on market trends, pricing shifts, and competitor activity.
Contribute to underwriting process improvements and adoption of tech tools.
Requirements:
2+ years of commercial property underwriting experience, preferably in the E&S market.
Working knowledge of habitational, hospitality, or retail property risks.
Strong analytical skills with the ability to assess and price risk accurately.
Solid communication and relationship-building abilities.
Entrepreneurial mindset with ability to thrive in a fast-paced, growth-oriented MGA.
Proficiency with underwriting systems, rating tools, and MS Office suite.
Bachelor's degree in Business, Finance, or related field preferred
Professional certification in relevant field
Learn more about Lighthouse Risk at **************
Must be able to successfully pass pre-employment (post-offer) drug screen and background check.
Lighthouse HR Services is committed to equal employment opportunity for all persons regardless of race, color, religion, sex, age, national origin, citizenship status (as defined under the Immigration Reform and Control Act), disability, or marital status, sexual orientation or veteran's status. Lighthouse HR Services is also committed to providing all of its internship programs and activities on a nondiscriminatory basis.
Equal employment opportunity extends to all aspects of the employment and/or internship relationship including hiring, recruiting, interviewing, selection, transfer, promotion, training, working conditions, compensation, benefits, and other terms and conditions of employment.
$47k-83k yearly est. 2d ago
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Underwriter - Texas
Better 4.5
Underwriter job in Irving, TX
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
A Better Opportunity
Better is seeking a Mortgage Underwriter to join our growing team! In this role, you'll use established underwriting guidelines to assess borrower financials and credit information alongside property valuations to guide lending decisions. As an Underwriter, your responsibility will be to make informed, yet bold risk decisions based on your expertise and experience. You'll collaborate closely with the production team throughout the loan process to ensure seamless and timely closings. This position offers a unique opportunity to take on various roles, from reimagining the complex mortgage process, analyzing data for maximum impact, to working with skilled engineers and industry experts to tackle technical and operational challenges.Responsibilities
Underwrite and decision agency conforming and jumbo residential mortgage loans
Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents
Review appraisal reports to identify and resolve any discrepancies discovered within
Conduct thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations to confirm loan eligibility
Calculate qualifying ratios, assess creditworthiness, and provide risk assessments
Work closely and effectively with cross-functional teams and departments on a daily basis
Qualifications
Must be located in Irving, Texas area
3+ years of recent experience underwriting FNMA and FHLMC mortgages
Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
Ability to work well in a high pressure, fast paced environment
Must be able to carry a pipeline of 200+ loans
Ability to carry out requisite loan calculations (DTI, LTV, etc.)
Proven ability to thrive in a remote setting
Manage multiple loan files simultaneously in a high-volume setting
Strong written and verbal communication
The drive to build something new
HELOC & Non-Conforming experience a plus
Excellent attention to detail, the ability to work efficiently under pressure, and a deep understanding of loan processes are essential in this role
Company Benefits
We are thrilled to offer all our full-time employees the following benefit offerings:
- Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance!
The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
$82k-116k yearly est. Auto-Apply 60d+ ago
Private Banking Credit Underwriter
Sunflower Financial Inc.
Underwriter job in Dallas, TX
Apply Description
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the full-time position of Private Banking Credit Underwriter.
2+ years experience in Private Wealth Lending is a MUST.
The salary range for this position is $70,000 to $130,000 depending on knowledge, skills, abilities, experience, and location.
Description:
The Private Banking Credit Underwriter position is responsible for gathering, analyzing and interpreting financial and credit information in order to assess the creditworthiness of the company's commercial customers, focusing on the company's moderately complex credit relationships. The position assists Business/Commercial Bankers in supporting new and existing assigned loan relationships with an emphasis on maximizing credit quality and minimizing risk.
Responsibilities:
Review and analyze financial and credit information, such as financial statements, tax returns and credit reports to determine creditworthiness for borrowers and guarantors. Determine the need for a more thorough investigation or additional information and contact appropriate sources for such information.
Prepare detailed financial and analytical reports for each entity analyzed, including historical financial data and trends, detailed cash flow analysis, global cash flow analysis, and simple projections.
Research pertinent industry and market information relevant to customers' lines of business.
Prepare a written summary of analysis for new and existing loan relationships, especially in regards to the sufficiency of cash flow, collateral and other repayment sources. Assess overall strengths and weaknesses of credit relationship.
Communicate key analytical finding and opinions to Business/Commercial Bankers, management or credit officers.
Assist in monitoring assigned moderately complex credit files for periodic financial statements, borrowing base certificates, accounts receivable aging, and other items as required by the loan documents. Ensure that covenant compliance and financial reporting requirements are addressed.
Exercise independent judgement on client relationship credit analysis and take appropriate resulting action.
Participate in departmental or company-wide projects. Seek and propose process improvements.
Provide technical advice and assistance to Business/Commercial Bankers and customers.
Attend joint calls with the Commercial Banker to gather more information about the business.
Assist in the training and development of the Underwriter I.
Remain educated and informed about industry trends, community developments, market conditions and regulatory requirements and understand their effect on the company's lending criteria.
Understand and adhere to all applicable federal and state laws and regulations, including, but not limited to, the Bank Secrecy Act (BSA) and related anti-money laundering laws and Office of Foreign Asset Controls (OFAC).
Education / Experience Preferred:
Bachelor's Degree in Accounting, Business, Economics, Finance, or similar field, in lieu of a degree, applicant must have a high school diploma or equivalent and have completed a formal credit training program or certification.
2+ years of experience in credit analysis/portfolio management in a commercial lending environment required with experience in private wealth lending.
Must possess specific area of underwriting expertise in at least one area of lending, such as commercial real estate, commercial and industrial lending or SBA lending.
Must possess proven ability to successfully understand and analyze financial statements, including balance sheets, income statements, cash flow, and tax returns.
Must be proficient in Microsoft Office Suite.
Must possess strong business math skills.
Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing.
Must possess ability to multi-task, prioritize and meet deadlines.
Must have ability to work collaboratively by finding common ground to solve problems with the ability to represent his/her own opinion.
Must remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally.
Must possess excellent verbal, written, interpersonal and customer service skills to tactfully and professionally assist with customers, employees, senior management, auditors and regulators.
Must have the ability to travel to branch offices as needed.
Must be able to work flexible hours.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
Associates enjoy outstanding benefits, including:
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
If you qualify, apply online at ******************************
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
$70k-130k yearly 8d ago
Underwriter
Berkley 4.3
Underwriter job in Irving, TX
Company Details
At Berkley Entertainment, we have over 25 years of underwriting risks in Entertainment & Sports. Our one focus is entertainment insurance. We bring our decades of entertainment experience together to go beyond the basics, providing crafted coverage solutions to protect our clients.
Our team's industry experience and collaborative approach leads to great client solutions - and this is by design. We are here to assist with customizing products and services that are tailored to respond to each client's unique exposures.
Responsibilities
Berkley Entertainment is seeking an Entertainment Underwriter to join its team in Irving, Texas.
The Entertainment Underwriter has responsibility for new and renewal business for his/her own book of business. The position will be responsible for driving profitable growth with specific Entertainment brokers in multiple regions of the country. Lines of business include entertainment packages, property, inland marine, general liability, automobile, umbrella, and workers' compensation. We are looking for a candidate who is highly motivated, results oriented with solid business and underwriting acumen.
Underwriting duties will include developing and negotiating price, coverage, terms and conditions for all new business and renewals.
Essential skills include collaborating/innovating with underwriters, operations, claims, loss control, marketing, regulatory and senior management.
Must implement and manage effective pricing and rate strategies that will produce profitability, book growth, and successful producer relations
Develop and maintain strong relationships with key producers, clients and relevant stakeholders.
Qualifications
Bachelor's degree or equivalent experience
Minimum of 2 years of underwriting experience, preferably in entertainment multi-line packages including Flim and Television.
Strong sales and marketing capabilities with a track record of closing deals.
Demonstrate success in marketing, producer management, new business development, and the ability to successfully negotiate on all levels with both internal and external partners.
Solid background in risk analysis and experience with complex accounts.
Possess a high degree of proficiency with the underwriting process and partner effectively with an Underwriting Assistant.
Strong communication skills with the ability to effectively interact with all levels of customers and coworkers.
Knowledge and proficiency with technical issues, compliance, coverage, products and pricing strategies expected.
Adaptability and creativity in a dynamic business environment.
Additional Company Details The Company is an equal employment opportunity employer.
We do not accept any unsolicited resumes from external recruiting agencies or firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.
$84k-112k yearly est. Auto-Apply 37d ago
Underwriter IV
SWBC Lending Solutions 3.0
Underwriter job in Fate, TX
SWBC is seeking a talented individual to underwrite mortgage applications to include composing and creating credit decisions, interpret investor guidelines and policies, and review all loan submissions to ensure investor guidelines are met. This individual weighs credit risks to ensure loans originated by the company will be saleable in the secondary market, trains other underwriters, monitors the Mortgage Underwriting Scenarios Mailbox, acts as a liaison to the IT Department for systems issues, and performs underwriting for more complex loan products.
Essential duties include the following:
Provides technical assistance to other underwriters, loan originators, and processors and closers in order to enhance volume, accuracy, and efficiency through personal interaction and monitoring of Scenarios Mailbox.
Develops training materials for new underwriters and for continued staff development; performs actual training of new underwriters; and assists in their development as needed.
Acts as contact point and represents Underwriting Department for systems improvements including LOS systems.
Determines and advises if a file can be counter-offered to a different product and/or program when appropriate.
Underwrites all loan types including the more complex products.
Performs second-level reviews of other underwriter files as needed.
Interprets investor guidelines and policies to ensure that loans are salable in the secondary market.
Underwrites Conventional, FHA, VA, and USDA loans ensuring compliance with appropriate company and secondary market investor standards.
Makes decisions related to credit and collateral; analyzes complex loan documentation (i.e., appraisal reports, compliance inspections, credit reports, job verifications, financial statements and tax returns) to evaluate subject property and credit worthiness of borrowers; and determines if loans meet approval criteria and informs production staff within corporate time frame.
Responds to investor, agencies, and internal qualify control audits as needed.
Serious candidates will possess the minimum qualifications:
Minimum of five (5) years mortgage lending experience, which includes at least three (3) years mortgage underwriting experience.
Thorough understanding of FHA, VA, FNMA, FHLMC, and conventional guidelines, policies and procedures.
Thorough knowledge of all underwriting procedures and real estate appraisals.
Thorough knowledge of creditor financial analysis techniques and mortgage credit evaluations.
Excellent analytical and decision making skills.
Strong verbal and written communication skills.
Strong negotiation skills.
Thorough knowledge of MI policies.
Thorough knowledge of complex personal and business financial analysis and an expertise in tax return and balance sheet analysis, including both cash flow and AGI methods.
Working knowledge of personal computers to include MS Word and Excel.
Possess a HUD Direct Endorsement Underwriter and a FHA DE designation.
VA LAPP designation strongly preferred.
Able to sit for long periods of time analyzing loan applications, credit reports, and other related documents.
Able to lift/push/pull/stoop/kneel 10 - 20 lbs. of files or other documents.
SWBC offers*:
Competitive overall compensation package
Work/Life balance
Employee engagement activities and recognition awards
Years of Service awards
Career enhancement and growth opportunities
Leadership Academy and Mentor Program
Continuing education and career certifications
Variety of healthcare coverage options
Traditional and Roth 401(k) retirement plans
Lucrative Wellness Program
*Based upon employee eligibility
Additional Information:
SWBC is a Substance-Free Workplace and requires pre-employment drug testing.
Please note, SWBC does not hire tobacco users as allowed by law.
To learn more about SWBC, visit our website at ************* If interested, please click the appropriate apply button.
$71k-115k yearly est. Auto-Apply 34d ago
Central Underwriter
Regional Finance 4.1
Underwriter job in Plano, TX
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Job Purpose
The Centralized Underwriter is responsible for researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential or current customers.
Duties and Responsibilities
* Analyze credit data to determine the risk in extending credit.
* Make decisions to approve or deny the extension of credit within a set authority established by senior management and state and federal laws.
* Develop and maintain positive relationships with branch personnel by providing exceptional customer service on all credit and policy questions to maximize efficiency with the company.
* Maintain an environment that facilitates compliance.
* Ensure all credit decisions are communicated within the timeline provided by management.
* Other duties as assigned by management.
Minimum Qualifications
* Minimum 1 year of Underwriting experience.
* Requires PC proficiency in Microsoft Office - Outlook, Word, and Excel.
* High School diploma
* Must pass pre-employment screenings
Preferred Qualifications
* Bachelor's degree in a related field such as Business, Finance or Mathematics or equivalent experience
* Proven record and extensive background in consumer finance industry.
Critical Competencies
Detailed oriented and driven to produce results.
Excellent communication skills
Ability to thrive in a fast pace environment
Excellent analytical, problem-solving, organizational, and time management skills.
Working Conditions
* This position primarily works in an office environment, sitting at a desk, working on a computer.
* Must be willing to work Monday-Friday until 8:00PM and occasional Saturdays until 3pm
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
$72k-115k yearly est. 7d ago
SBA Underwriter
Primelending 4.4
Underwriter job in Dallas, TX
The SBA Underwriter at PlainsCapital Bank is responsible for underwriting SBA 7a and 504 originations, modifications and servicing actions. The SBA Underwriter also performs portfolio monitoring activities needed and is responsible for administering the Bank's small business lending platform, working closely with the SBA Credit Officer and SBA Director.
Bachelor's degree in business related field required. Strong preference for Finance or Accounting major or concentration.
5 or more years' experience underwriting SBA 7a and 504 loans with proven ability to comprehend, analyze, and interpret information regarding financial statements, tax returns, and other information for the more complicated commercial loan transactions
Completion of a formal Credit Training program at a large bank is a plus
Deep understanding of Small Business Administration's Standard Operating Procedures and the ability to stay up to date of current and changing regulations related to the banking industry, SBA 7a, and 504 loan programs.
Excellent verbal, written and interpersonal communication skills with the ability to interact with all levels of customers, clients, vendors, and internal partners.
Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
Excellent analytical, time management, organizational and problem-solving skills with the ability to manage multiple projects and work in a deadline-driven, dynamic environment.
Must be self-motivated with strong initiative, accountability, and attention to detail with the ability to work both independently and as a member of a team.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required and may be changed at the discretion of the Company.
Underwrite SBA 7a and 504 loan requests to ensure they adhere to the Bank's and SBA's credit policies and procedures.
Prepare cash flow, spreads, sensitivity testing, financial and industry analysis as appropriate to verify business's ability to service debt.
Evaluate the creditworthiness of prospective Borrower(s) and Guarantor(s).
Analyze proposed collateral for sufficiency and compliance with Bank's and SBA's lending standards.
Analyze third-party reports and other due diligence documentation to ensure support of credit recommendations.
Determines whether the proposed loan, as structured, conforms to the Bank's and SBA's current lending parameters and eligibility requirements
Communicate with Lenders concerning applicant's creditworthiness and/or additional needs items to finalize analysis.
Prepare a detailed loan write-up including cash flow analysis, business and guarantor analysis, collateral analysis, and detail all conditions that underwriting is imposing on the closing or funding of the loan.
Responsible for reviewing and/or drafting term letters; ensuring that the terms and conditions of the loan approval are accurately reflected
Review SBA loan documents for accuracy and conformance with SBA authorization and loan approval
Provide support to SBA Loan Closers and Loan Servicing to ensure loan all pre and post-closing conditions are met and the loan is closed and boarded smoothly and accurately
Underwrite and recommend approval/denial of loan modifications and servicing requests
Promote and provide excellent customer service by effectively communicating and cooperating with all internal and external customers
Provide support in the acquisition of new clientele and the maintenance of existing relationships; promote close working relationships with clients
Maintain a thorough understanding of the Bank's lending objectives, credit policies and procedures, underwriting guidelines, and various lending products. Understands and complies with requirements of all laws and regulations applicable to the position.
Complete tasks created by workflow items from Small Business Lending Platform
Administration of Small Business Lending platform (work with vendor on any platform/application issues, review/respond to workflow errors, work/delegate workflow items that need to be addressed outside of the system)
Other duties as required.
$38k-67k yearly est. Auto-Apply 60d+ ago
Underwriter
Liberty Mutual 4.5
Underwriter job in Plano, TX
Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts-at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As an Inland Marine Underwriter, you'll grow and maintain diversified books of business while working with agents to assess risks, determine premiums, set conditions and negotiate in order to ensure profitability and meet business goals.
Preferred candidates with Inland Marine Underwriting experience or knowledge.
This is a range posting from Underwriting III up to Specialist based upon related experience.
We encourage you to apply and bring your expertise if you're a:
* Strategic Account Manager: As part of your portfolio strategy, you'll ensure a profitable book of Property and Casualty insurance by writing new accounts, growing successful agent and broker relationships and pursuing renewals
* Problem solver: You'll crunch the numbers and review the data to determine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversification
* Clear communicator: You'll maintain and nurture successful relationships with agents, while presenting proposals, negotiating deals and obtaining approvals
* Collaborative teammate: Contributing to overall team success, you'll mentor underwriters in both technical and professional skills, as well as share best practices and identify opportunities for continuous improvement
* Conscientious professional: Understanding that the deal isn't done until the paperwork is complete, you'll document account reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelines
Qualifications
What you've got:
Experience
* 2-5 years of commercial underwriting experience
* Experience with Commercial Inland Marine insurance products or Commercial multi-line underwriting with knowledge of Inland Marine.
Skills
* Analytical, problem-solving capabilities
* Strong territory management skills
* Excellent communication skills
* An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants and junior underwriters
Knowledge
* Command of insurance finance and actuarial concepts
* Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories
* Understanding of contract language, including regulatory and policy differences among applicable states
* Familiarity with continuous improvement processes and tool
Education
* A bachelor's degree in a related field
* Professional insurance designations (currently or in process)
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in
every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive
benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: ***********************
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
* California
* Los Angeles Incorporated
* Los Angeles Unincorporated
* Philadelphia
* San Francisco
Requirements
QUALIFICATIONS:
Minimum of 5 years Residential Mortgage Underwriting.
College degree preferred but not required.
Excellent understanding of secondary market guidelines (FNMA/FHLMC/GNMA).
Effective analytical and mathematical skills.
Strong understanding of mortgage process flow of 1-4 family, condo and co-op from processing to closing.
Must have a strong understanding of multiple investor guidelines and regulatory compliance.
Knowledge of mortgage insurance.
Self-starter, self-reliant dependable ability to work within and meet specific time constraints..
Excellent organizational and communication skills.
Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.
Texana Bank Mortgage
1680 Keller Pkwy
Keller, TX 76248
$47k-81k yearly est. 60d+ ago
Mortgage Loan Underwriter; BR 10; 10.7.25
Texana Bank National Association
Underwriter job in Keller, TX
JOB SUMMARY: This position requires a thorough working knowledge of and ability to analyze credit reports, income documentation, assets, liabilities, property appraisals, and title reports, to insure loans meet company standards for sale into the secondary market. This person will identify, analyze, and balance transactional, borrower and property related risks and offsets to arrive at a loan decision of approval, suspense, counter offer or denial.
ESSENTIAL FUNCTIONS:
Review loan application package using verified data in the loan submission package.
Evaluate borrower's income relative to financial obligations.
Review adequacy of credit quality and borrower qualifications.
Access sources of funds and the security property.
Analyze loan terms, LTV and ratios making sure they meet the program guidelines.
Notify processor and loan officer of decision made. Approve loan in accordance with appropriate terms and conditions, counter-offers if the term does not meet company ending standards and guidelines, or deny the loan.
Review and clears all conditions.
Maintain current knowledge of all loan products and origination requirements.
Ensure accuracy of loan disclosures and documentation.
Ensure the quality of loans conforms to government regulation, company standards, and standards for sale to the secondary market.
Requirements
QUALIFICATIONS:
Minimum of 5 years Residential Mortgage Underwriting.
College degree preferred but not required.
Excellent understanding of secondary market guidelines (FNMA/FHLMC/GNMA).
Effective analytical and mathematical skills.
Strong understanding of mortgage process flow of 1-4 family, condo and co-op from processing to closing.
Must have a strong understanding of multiple investor guidelines and regulatory compliance.
Knowledge of mortgage insurance.
Self-starter, self-reliant dependable ability to work within and meet specific time constraints..
Excellent organizational and communication skills.
Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.
Texana Bank Mortgage
1680 Keller Pkwy
Keller, TX 76248
$47k-81k yearly est. 60d+ ago
Underwriter (Entry Level)
Rezzy
Underwriter job in Plano, TX
Entry\-Level Mortgage Underwriter (No Experience Needed)
Job Type: Full\-Time
About the job
Join a Team That Feels Like Family
Weâre not your average mortgage company â weâre a close\-knit, growing team that believes in hard work, positivity, and helping each other succeed. Weâre building something special here, and weâre looking for someone ready to grow with us.
If youâve got the right attitude, strong work ethic, and a hunger to learn, this could be the start of a lasting career in the mortgage industry. No prior mortgage experience needed â weâll train you from the ground up.
About the Role
As an Entry\-Level Mortgage Underwriter, youâll learn how to analyze loan files, calculate income, review documents, and make sound lending decisions â all while helping people achieve the dream of homeownership. Youâll receive full training, hands\-on mentorship, and ongoing support as you build your skills and confidence.
Weâre looking for someone whoâs motivated, adaptable, and eager to take on new challenges in a fast\-paced, team\-oriented environment.
What Youâll Do
Learn and apply mortgage underwriting principles through structured training.
Review loan documentation for accuracy and completeness.
Communicate with partners, account executives, and other team members to keep loans moving efficiently.
Work both independently and as part of a supportive, high\-energy team.
Take ownership of your learning, growth, and professional development.
Contribute positively to our warm, people\-first culture.
What You Bring
Great attitude and a willingness to learn.
Excellent written and verbal communication skills.
Strong attention to detail and accuracy.
Fast learner with a proactive, self\-starting mindset.
Ability to manage multiple priorities in a fast\-paced environment.
Team player who also thrives working independently.
Dependable, flexible, and motivated to grow.
No mortgage experience required â training provided!
Why Youâll Love Working Here
Career Growth: Clear paths for advancement â we promote from within.
Supportive Culture: We truly work as a family â culture is a verb, not a noun
Comprehensive Training: Learn directly from experienced mortgage professionals.
Stability & Opportunity: Be part of a growing company with a big future.
Positive Environment: We believe in teamwork, balance, and celebrating wins together.
Ready to grow your career with a team that believes in you?
Apply today and start your journey toward becoming a professional mortgage underwriter.
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$47k-81k yearly est. 60d+ ago
Card Lending Credit Ops Underwriter I
JPMC
Underwriter job in Plano, TX
Join our team as a Credit Operations Underwriter I, where you will have the opportunity to make a significant impact on our business results and customer satisfaction. As a Credit Operations Underwriter I in the Consumer Lending department, you will focus on business results by decisioning new and existing application requests. The Call Center Credit Ops Underwriter I work is creative, exciting, and different every day.
Job responsibilities:
Work in a call center environment that requires 100% phone-based customer interaction
Demonstrate excellent communication, negotiation, and decision-making skills, while staying engaged with our customers
Communicate with customers in a metrics-driven environment
Navigate multiple technologies while demonstrating resiliency and extreme adaptability in a fast-paced environment
Take ownership of each customer and document their interaction while treating them with respect and responding with empathy
Work both independently and in a team environment
Abide by all applicable regulatory and departmental practices and procedures
Required qualifications, capabilities, and skills:
Minimum of 1 year of customer interaction or customer support experience required, either by phone or face-to-face
Minimum of 1 year computer experience required, utilizing multiple computer applications in a Windows-based environment
High school diploma or GED required
Complete and successfully pass the Panel Evaluation upon completion of training in order to obtain Lending Authority
Preferred qualifications, capabilities, and skills:
Ability to multitask using a computer and simultaneously provide customer support
Comfortable in a fast-paced, consistently changing environment
Previous experience working in a Fraud, Underwriting, Mortgage and Call Center
Have a passion for helping people by solving problems, presenting, and explaining solutions
Work Schedule: Candidates must be willing and able to work schedules during our operating hours, which may include evenings and weekends. Specific schedule information will be provided by the Recruiter.
Panel Process: All New Hires are required to complete and successfully pass the Panel Evaluation during training in order to obtain Lending Authority. The Panel Evaluation Process is a component of training that evaluates your ability to apply the learned JPMC Lending Philosophy. In addition to fulfilling all other expectations of the position, your continued employment with Chase will be contingent on successfully passing the panel evaluation.
$47k-81k yearly est. Auto-Apply 33d ago
Underwriter
National Insurance Consultants 4.2
Underwriter job in Irving, TX
About the Role:
As a Underwriter specializing in Tech E&O risks, you will be responsible for evaluating, pricing, and managing a diverse book of business across multiple sectors. You'll play a key role in driving strategic growth, ensuring underwriting discipline, and maintaining profitability. This position is ideal for a results-driven individual with a deep understanding of cyber exposures and a passion for building broker partnerships.
Key Responsibilities:
Assess and underwrite primary and excess cyber liability and technology E&O submissions.
Analyze risk profiles across industries to determine coverage terms, pricing, and conditions in alignment with underwriting guidelines.
Collaborate with leadership to monitor portfolio performance and contribute to strategic planning.
Develop and maintain strong relationships with wholesale brokers to generate new business opportunities.
Participate in client meetings, industry conferences, and networking events to enhance market presence.
Prepare and deliver competitive proposals while ensuring compliance with internal standards.
Stay informed on emerging cyber threats, regulatory changes, and claims trends to support sound underwriting decisions.
Qualifications:
Bachelor's degree in Business, Finance, Risk Management, or a related discipline.
Proven experience in underwriting technology E&O and cyber liability insurance.
Background in specialty or wholesale insurance markets is essential.
Demonstrated success in achieving underwriting profitability.
Strong analytical skills and ability to interpret complex data sets.
Willingness to travel for business development and industry engagement.
$36k-55k yearly est. Auto-Apply 60d+ ago
Underwriter
Life Insurance 4.4
Underwriter job in Addison, TX
Come join one of America's fastest-growing insurance companies. Since 1848, National Life Group has aimed to keep our promises, providing families with stability in good times and in bad. Throughout that history, we have provided peace of mind to those families as they plan their futures.
Our mission extends beyond the insurance and annuities policies that we offer. We strive to make the world a better place through our grants from our charitable foundation, paid volunteer time for our employees, environmentally sustainable and healthy workplaces, and events that promote the work of nonprofits in our own backyard.
We foster a collaborative environment with opportunities for growth and encourage our associates to live our values: Do good. Be good. Make good.
Please note that we do not offer visa sponsorship for this position.
Role Summary
Join our quickly growing, fast-paced Underwriting team! We are hiring several full-time experienced Underwriters.
The primary purpose of all levels of Underwriting is to provide accurate and timely risk assessment and evaluation of life applications utilizing National Life underwriting policies, guidelines and insurance laws and regulations.
Essential Duties and Responsibilities
Review Cases and Underwrites: Conducts risk assessments, following NLG Underwriting guidelines and philosophies, by analyzing data, using tools (e.g. medical history, prescription databases, borrowing history, credit rating etc.), and third-party information. Reviews files to assess risk and regulatory compliance (e.g. IGO, NIGO, etc.) on potential clients by analyzing health-related data, assessing financial status of clients, and makes final risk decisions on policies to protect NLG bottom line and maintain profitability by avoiding fines and putting good risk on the books.
Grows and Maintains Underwriting knowledge base: Proactively seeks information (e.g. processes, philosophies, etc.) as well as formal and informal educational opportunities (e.g. medical and mentoring discussions, etc.) to build the foundations of a solid Underwriting career and continuously expand knowledge, skills, and abilities. Participation in industry education, taking exams (e.g. ALU, LOMA, etc.) and earning designations to help build business acumen.
Collaborates: Communicates (verbal and written) with internal and external constituents to gather information around new cases, gain insights, and explain decisioning while building relationships with customers / agents and demonstrating seamless service excellence. Effectively communicates in a way that helps customers understand NLG policies and processes for decision making that instills confidence in our practices. Builds relationships with others in the organization (e.g. Agency leaders, agents, distribution leaders, client partners, key accounts, etc.).
Provides Technical Expertise: Guides and educates team members on to improving quality, capabilities, efficiencies, and output. Identifies and facilitates implementation of cross-functional process improvement opportunities. Participates in interdepartmental presentations, helps with new hire training in various subjects.
Resolves Escalations: Identifies, communicates, and resolves escalations while keeping key stakeholders informed; seeks assistance from manager/mentor for resolution. Reviews escalation requests with urgency and may consult on these with a mentor or leader.
Minimum Qualifications
Bachelor's degree preferred, and minimum 2 years Life Underwriting experience in production-oriented environment required
Must be able to pass a background check
Benefits
Your benefits start day one and are flexible and customizable to your and your family's specific needs. Check out the BENEFITS of a Career at National Life!
Base Pay Range. The base pay range for this position is the range National Life reasonably and in good faith expects to pay for the position taking into account the wide variety of factors, including: prior experience and job-related knowledge; education, training and certificates; current business needs; and market factors. The final salary or hourly wages offered may be outside of this range based on other reasons and individual circumstances.
Additional Compensation and Benefits. The total compensation package for this position may also include a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. The successful candidate may also be eligible to participate in National Life's discretionary annual incentive programs, subject to the rules governing such programs. If hired, the employee will be in an "at-will position" and National Life reserves the right to modify base salary (as well as any other discretionary payment or compensation or benefit program) at any time, including for reasons related to individual performance, company or individual department/team performance, and market factors.
National Life is accepting applications for this role on an ongoing basis and the role remains open until filled.
Salary Pay Range
$67,500 - $99,000 USD
National Life Group is a trade name of National Life Insurance Company, Montpelier, VT - founded in 1848, Life Insurance Company of the Southwest, Addison, TX - chartered in 1955, and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York. Equity Services, Inc., Member FINRA/SIPC, is a Broker/Dealer and Registered Investment Adviser affiliate of National Life Insurance Company. All other entities are independent of the companies of National Life Group.
Fortune 1000 status is based on the consolidated financial results of all National Life Group companies.
Social Media Policy
Site Disclosure and Privacy Policy
National Life Group
1 National Life Dr
Montpelier, VT 05604
$67.5k-99k yearly Auto-Apply 55d ago
Private Banking Credit Underwriter
Sunflower Bank, N.A 4.3
Underwriter job in Dallas, TX
Job DescriptionDescription:
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the full-time position of Private Banking Credit Underwriter.
2+ years experience in Private Wealth Lending is a MUST.
The salary range for this position is $70,000 to $130,000 depending on knowledge, skills, abilities, experience, and location.
Description:
The Private Banking Credit Underwriter position is responsible for gathering, analyzing and interpreting financial and credit information in order to assess the creditworthiness of the company's commercial customers, focusing on the company's moderately complex credit relationships. The position assists Business/Commercial Bankers in supporting new and existing assigned loan relationships with an emphasis on maximizing credit quality and minimizing risk.
Responsibilities:
Review and analyze financial and credit information, such as financial statements, tax returns and credit reports to determine creditworthiness for borrowers and guarantors. Determine the need for a more thorough investigation or additional information and contact appropriate sources for such information.
Prepare detailed financial and analytical reports for each entity analyzed, including historical financial data and trends, detailed cash flow analysis, global cash flow analysis, and simple projections.
Research pertinent industry and market information relevant to customers' lines of business.
Prepare a written summary of analysis for new and existing loan relationships, especially in regards to the sufficiency of cash flow, collateral and other repayment sources. Assess overall strengths and weaknesses of credit relationship.
Communicate key analytical finding and opinions to Business/Commercial Bankers, management or credit officers.
Assist in monitoring assigned moderately complex credit files for periodic financial statements, borrowing base certificates, accounts receivable aging, and other items as required by the loan documents. Ensure that covenant compliance and financial reporting requirements are addressed.
Exercise independent judgement on client relationship credit analysis and take appropriate resulting action.
Participate in departmental or company-wide projects. Seek and propose process improvements.
Provide technical advice and assistance to Business/Commercial Bankers and customers.
Attend joint calls with the Commercial Banker to gather more information about the business.
Assist in the training and development of the Underwriter I.
Remain educated and informed about industry trends, community developments, market conditions and regulatory requirements and understand their effect on the company's lending criteria.
Understand and adhere to all applicable federal and state laws and regulations, including, but not limited to, the Bank Secrecy Act (BSA) and related anti-money laundering laws and Office of Foreign Asset Controls (OFAC).
Education / Experience Preferred:
Bachelor's Degree in Accounting, Business, Economics, Finance, or similar field, in lieu of a degree, applicant must have a high school diploma or equivalent and have completed a formal credit training program or certification.
2+ years of experience in credit analysis/portfolio management in a commercial lending environment required with experience in private wealth lending.
Must possess specific area of underwriting expertise in at least one area of lending, such as commercial real estate, commercial and industrial lending or SBA lending.
Must possess proven ability to successfully understand and analyze financial statements, including balance sheets, income statements, cash flow, and tax returns.
Must be proficient in Microsoft Office Suite.
Must possess strong business math skills.
Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing.
Must possess ability to multi-task, prioritize and meet deadlines.
Must have ability to work collaboratively by finding common ground to solve problems with the ability to represent his/her own opinion.
Must remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally.
Must possess excellent verbal, written, interpersonal and customer service skills to tactfully and professionally assist with customers, employees, senior management, auditors and regulators.
Must have the ability to travel to branch offices as needed.
Must be able to work flexible hours.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
Associates enjoy outstanding benefits, including:
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
If you qualify, apply online at ******************************
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
Requirements:
$37k-50k yearly est. 6d ago
Non-QM Underwriter
Polly's Pies 4.7
Underwriter job in Dallas, TX
Who you are: We are seeking a highly experienced Non-QM and Non-Conforming underwriting expert who is ready to transition into a mortgage technology and pricing engine environment. This role centers on converting complex underwriting guidelines into structured logic and validating pricing/eligibility outputs. The ideal candidate has deep underwriting and credit knowledge, strong communication skills, and an aptitude for learning technology.
Does this sound like you? If so, keep reading and apply today!What you'll do:
Serve as the subject-matter expert for investor guidelines (Non-QM, Conforming, Jumbo) and program eligibility.
Analyze, interpret, and translate complex investor guidelines including those for bank statements, DSCR, P&L, 1099s, and asset depletion into clear, structured logic for the pricing and eligibility engine.
Update, maintain, and validate rules within the pricing engine to ensure all pricing (LLPAs, Spec Payups) and eligibility outputs are accurate and consistent with investor requirements.
Proactively recommend improvements to guideline logic and system behavior to enhance efficiency and accuracy.
Monitor, review, and interpret all investor communications (e.g., daily emails, notifications) for guideline, rate sheet (LLPA), and product changes.
Determine the pricing and eligibility impact of changes and promptly implement them within the system (Polly), including adding new products and adjusting payups, often under same-day deadlines.
Conduct systematic validation and testing of pricing and eligibility engine outputs.
Troubleshoot and resolve escalated customer support tickets, which may involve full audits of existing investor configurations for content accuracy in eligibility and pricing.
What you have:
7+ years of recent mortgage industry experience, with the last 5+ years focused on Non-QM, Non-Conforming, and Jumbo underwriting.
Deep, practical expertise in investor guidelines for FNMA, FHLMC, and Non-QM programs, with the ability to accurately interpret and apply them.
Specialized experience underwriting complex income, including bank statements, DSCR, 1099s, tax returns, and asset depletion.
Technically adept and eager to transition into tech, with a desire to master rule engines, pricing models, workflow systems, and new platforms quickly. Savvy with tools like Excel.
Analytical problem-solver with the ability to anticipate edge cases, think like both an underwriter and a systems analyst, and maintain a high level of detail and accuracy.
Exceptional customer-centric communication skills, combining strong writing and verbal ability with empathy, diplomacy, and poise under pressure to resolve issues and explain technical concepts clearly.
Why join Polly?
We are attacking a trillion-dollar market with gross inefficiencies and seeking to transform the way an entire industry operates
We have an experienced leadership team that previously built large and impactful platforms
Outstanding opportunity for professional growth and upward mobility
Direct engagement with the decision makers and senior business leaders
Competitive salaries
100% paid medical/vision/dental/disability/life insurance for full time employees
Flexible vacation
Let's get to know each other.
Polly has pioneered the next generation of mortgage capital markets technology with its cutting-edge, data-driven platform. Its enterprise-grade solutions, including the industry's only cloud-native, commercially scalable product, pricing, and eligibility (PPE) engine and first-of-its-kind Polly/™ AI platform, empower the nation's top banks, credit unions, and mortgage lenders to increase profitability, automate workflows, and revolutionize the loan officer and broker experiences. As a mortgage technology trailblazer, Polly is committed to driving meaningful value and ROI through best-in-class innovation that enables unlimited configurability, flexibility, granularity, and scalability. Polly was founded by a seasoned team of mortgage capital markets and technology experts and is headquartered in San Francisco, California. Recognized as a pioneer in mortgage capital markets, as well as in culture and career development, Polly was named to Forbes' America's Best Startup Employers in 2025. This evaluation was based on three key criteria: Employer Reputation, Employee Satisfaction, and Company Growth.
To learn more, follow Polly on LinkedIn or visit ************* Polly is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, age, color, national origin, religion, sex, gender identity, sexual orientation, marital status, pregnancy status, disability status, veteran status, or any other legally protected status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruitment scams impersonating the Polly brand or our employees. Our team communicates only through official Polly channels, and we will never ask for sensitive information over text or conduct text-only interviews. If you are ever suspicious or in doubt, reach out to us directly at *******************. We care deeply about this network and your experience.
$23k-43k yearly est. Auto-Apply 40d ago
E&S Regional Underwriter
Berkley 4.3
Underwriter job in Dallas, TX
Company Details
Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients.
From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers.
Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states.
Benefit Highlights
• Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro.
• Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding.
• We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire!
• Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together.
• We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun.
*********************
Responsibilities
The Central Region E&S Regional Underwriter supports new business production within an assigned regional underwriting territory.
Ideally this role will be located in Dallas, TX though could also be performed from AR, LA, MO, NM, KS, NE, OK or other surrounding states.
The Regional Underwriter plays a key role in driving profitable growth by underwriting new business, identifying new opportunities, and managing agency relationships.
The Regional Underwriter plays a key role in driving profitable growth by underwriting new business submissions alongside the Business Development Underwriter and Small Business Underwriter.
Responsibilities:
Agency Engagement: Maintain strong agency relationships through regular outreach, education, and strategic collaboration.
Underwriting Excellence: Evaluate and underwrite new business within authority, maintaining a 30%+ quote-to-bind ratio and 50% or better loss ratio.
Performance Goals: Meet or exceed targets for new business production.
Service Standards:Deliver timely, accurate quotes ensuring expeditious response times and consistent service excellence.
Risk Management: Use underwriting tools to assess risk, pricing, and coverage; review inspections and endorsements to ensure premium adequacy.
Tools & Skills:
Experience: 10+ years in E&S underwriting; strong background in commercial P&C insurance and customer service.
Agency Relations: Skilled in working with independent agents and managing agency partnerships.
Technical Proficiency: Comfortable with Windows-based tools (Word, Excel, Outlook) and online underwriting platforms.
Communication: Strong written and verbal communication skills with a customer-first mindset.
Mindset: Entrepreneurial, adaptable, and collaborative with the ability to work independently or as part of a team.
Travel: Occasional travel may be required.
May perform other functions as assigned.
Qualifications
Bachelor's degree preferred.
10 plus years related insurance experience, or equivalent combination of education and experience.
Minimum ten years of experience in E&S underwriting.
Must have a strong customer service background in a professional environment.
Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done.
Fosters teamwork. Provides welcoming, open, honest, respectful, and constructive feedback.
Ability to work independently and in a team environment.
Ability to communicate effectively.
Demonstrate strong written and verbal communication skills.
Berkley Core Competencies
Accountability
Communication
Customer Focus and Teamwork
Flexibility
Innovation and Initiative
Additional Requirements • Travel may be required on occasion.
• While performing the duties of this job, the employee is typically required to sit and talk or listen. The employee is infrequently required to stand; walk; reach with hands and arms and stoop, kneel, crouch, or crawl.
• The employee must occasionally lift and/or move up to 10 pounds.
• Specific vision abilities required by this job typically include close vision, occasional use of depth perception, infrequent need for distance vision, color vision, and ability to adjust focus.
• The noise level in the work environment is usually moderate.
• Most functions of this position are completed while sitting at one's desk and working on a computer. Sponsorship Details Sponsorship not Offered for this Role
$84k-112k yearly est. Auto-Apply 60d+ ago
Central Underwriter
Regional Finance 4.1
Underwriter job in Plano, TX
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Job Purpose
The Centralized Underwriter is responsible for researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential or current customers.
Duties and Responsibilities
Analyze credit data to determine the risk in extending credit.
Make decisions to approve or deny the extension of credit within a set authority established by senior management and state and federal laws.
Develop and maintain positive relationships with branch personnel by providing exceptional customer service on all credit and policy questions to maximize efficiency with the company.
Maintain an environment that facilitates compliance.
Ensure all credit decisions are communicated within the timeline provided by management.
Other duties as assigned by management.
Minimum Qualifications
Minimum 1 year of Underwriting experience.
Requires PC proficiency in Microsoft Office - Outlook, Word, and Excel.
High School diploma
Must pass pre-employment screenings
Preferred Qualifications
Bachelor's degree in a related field such as Business, Finance or Mathematics or equivalent experience
Proven record and extensive background in consumer finance industry.
Critical Competencies
Detailed oriented and driven to produce results.
Excellent communication skills
Ability to thrive in a fast pace environment
Excellent analytical, problem-solving, organizational, and time management skills.
Working Conditions
This position primarily works in an office environment, sitting at a desk, working on a computer.
Must be willing to work Monday-Friday until 8:00PM and occasional Saturdays until 3pm
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
$72k-115k yearly est. Auto-Apply 6d ago
CD Underwriter
Primelending 4.4
Underwriter job in Dallas, TX
Hilltop Securities is currently looking to hire an Underwriter, Sr. in Dallas, Texas. The Underwriter, Sr. manages and expands the Hilltop Securities brokered CD business. They lead new issue CD underwriting, maintain relationships with depository customers, and collaborate with various teams to ensure competitive pricing and balance sheet solutions. They also develop and execute funding strategies for bank clients through different market conditions.
Bachelor's degree in finance, economics, business, or a related field preferred.
Advanced degrees or certifications (e.g., CFA) could be advantageous.
Minimum 5 years' experience in underwriting CDs and building relationships with bank clients.
Active Series 7 and 63 licenses.
Proven history of managing a book of existing depository bank business.
Strong analytical and decision-making skills.
Excellent communication and interpersonal skills.
Ability to work independently and as part of a team.
Ability to travel as required.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required and may be changed at the discretion of the Company.
Underwrite brokered Certificates of Deposit (CDs) by assessing risk and viability of CD issuers, reviewing financial statements, conducting due diligence, and ensuring compliance with regulatory standards.
Develop and execute funding strategies that attract & maintain bank clients.
Negotiate terms, resolve issues and ensure customer satisfaction.
Collaborate with the trading desk to ensure that the pricing of brokered CDs is competitive and aligns with Hilltop's balance sheet strategies. Analyzing market trends, pricing models, and financial data.
Work closely with the Financial Strategies Team to develop and enhance relationships with internal issuers.
Approve or deny business based on underwriting assessments, which involves making informed decisions on whether to accept new issuers or continue relationships with existing ones.
Travel required to visit existing clients and potential clients to understand their needs, present solutions, and build relationships. This includes attending industry conferences, conducting site visits, and holding meetings.
How much does an underwriter earn in Cedar Hill, TX?
The average underwriter in Cedar Hill, TX earns between $37,000 and $104,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.