Underwriter - Crime and Fidelity
Underwriter job in Chicago, IL
General Job Title: Underwriter - US Executive Risk Division: Specialty Risk Key Relationships: Brokers, underwriters, claims, wordings, insureds, external clients and suppliers Job Summary: To underwrite a US Executive Risk account within Specialty Risks and provide counsel and advice on underwriting related issues.
Provide technical expertise in this business area and maintain and improve market reputation of the Beazley brand.
FLSA: Exempt Key Responsibilities: Underwriting Develop and underwrite a profitable portfolio of US Executive Risk business as part of Specialty Risks.
Structure tailor-made solutions by considering the team underwriting parameters and underwriting policy and using underwriting knowledge and experience to win new business and retain existing.
Manage innovation and development of non-insurance service offerings to insureds and others.
Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level.
Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability, using rating models as applicable.
Monitor peer underwriters in their daily work to ensure profitability as well as efficient and cost effective administration of the US Executive Risk Monitor and supervise assistants in their daily work to ensure compliance with underwriting philosophy and policy and consistency within the team and Specialty Risks.
Comply with Beazley's underwriting control standards for business written through Lloyd's, Beazley's subsidiaries or internal MGAs.
Develop a good working relationship with the claims managers on this class of business.
Client Management Advise, assist and service clients on insurance and risk matters to ensure clients' satisfaction.
Foster positive relationships with clients to get a mutual understanding of both their and Beazley's needs.
Maintenance of good business relationships with brokers.
Maintain awareness of overall Beazley product range and take advantages of opportunities to introduce other Beazley products to clients.
General Leverage networking opportunities within the business to develop standardised underwriting policy and best practice within Beazley.
Develop best practice and disseminate business and class knowledge within US Executive Risk and Specialty Risks.
Work with peers within the US Executive Risk and Specialty Risks to maximise business opportunities and profitability within the department.
This will include but not be limited to sharing market information, marketing sources and cross selling opportunities.
Share and gather knowledge within the Beazley Group to ensure dissemination of best practice and maximise business opportunities and profitability across the Group.
Production of presentations and marketing literature as required.
Production of business plans/research documents for the US Executive Risk account as required.
It is important that within all your interactions both internally and externally you adhere to Beazley's core values - Being Bold, Striving for Better, and Doing the Right Thing - as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers.
We also expect Beazley employees to: Comply with Beazley procedures, policies and regulations including the code of conduct, which incorporates the PRA and FCA Conduct.
Undertake training on Beazley policies and procedures as delivered by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system.
Display business ethics that uphold the interests of all our customers.
Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs.
Comply with any specific responsibilities necessary for your role as outlined by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas.
This may include, amongst others, Beazley's underwriting control standards, Beazley's claims control standards, other Beazley standards and customer relationship management.
Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system.
These may include membership of any Beazley committees or working groups.
Personal Specification: Skills & Abilities Proficient underwriting skills Accurate and numerate Strong analytical skills with attention to detail Able to communicate effectively with others, both verbally and in writing Ability to manage time, meet deadlines and prioritise Motivational skills Knowledge & Experience General commercial and financial knowledge Experience in insurance industry Experience of US Executive Risk underwriting or broking Thorough knowledge of underwriting policy, philosophy and practice Advanced knowledge of underwriting processes and systems Client service experience Aptitude & Disposition Result focused, self-motivated, flexible and enthusiastic Professional approach to interact successfully with managers/colleagues/external suppliers Team worker as well as able to work on own initiative Customer focused, with a strong ethic of service and fairness to the customer Competencies Achievement drive Analytical thinking Strategic thinking Service focus Team working Conceptual thinking Forward thinking Essential Criteria 3-5 years of direct underwriting experience in Crime or Crime & Fidelity products, with this line representing a significant portion of the candidate's portfolio.
Proven experience in underwriting US Executive Risk accounts, including risk assessment, pricing, and portfolio management within a regulated insurance environment.
Strong analytical and financial skills, advanced knowledge of underwriting policy and practice, and proficiency in Microsoft Excel (pivot tables, VLOOKUP, complex formulas) with excellent communication skills for broker and client negotiations.
Who We Are: Beazley is a specialist insurance company with over 30 years' experience helping people, communities and businesses to manage risk all around the world.
Our mission is to inspire our clients and people with the confidence and freedom to explore, create and build - to enable businesses to thrive.
Our clients want to live and work freely and fully, knowing they are benefitting from the most advanced thinking in the insurance market.
Our goal is to become the highest performing sustainable specialist insurer.
Our products are wide ranging, from cyber & tech insurance to marine, healthcare, financial institutions and contingency; covering risks such as the weather, film production or protection from deadly weapons.
Our Culture We have a wonderful mix of cultures, experiences, and backgrounds at Beazley with over 2,000 of us working around the world.
Employee's diversity, experience and passion allow us to keep innovating and moving forward, delivering the best.
We are proud of our family-feel culture at Beazley that empowers our staff to work from when and where they want, in an adult environment that is big on collaboration, diversity of thought and personal accountability.
Our three core values inspire the way we work and how we treat our people and customers.
Be bold Strive for better Do the right thing Upholding these values every day has enabled us to become an innovative and responsive organization in touch with the changing world around us - our ambitious inclusion & diversity and sustainability targets are testament to this.
We are a flexible and innovative employer offering a friendly, collaborative, and inclusive working environment.
We actively encourage and expect applications from all backgrounds.
Our commitment to fostering a supportive and dynamic workplace ensures that every employee can thrive and contribute to our collective success.
Explore a variety of networks to assist with professional and/or personal development.
Our Employee Networks include: Beazley RACE - Including, understanding and celebrating People of Colour Beazley SHE - Successful, High potential, Empowered women in insurance Beazley Proud - Our global LGBTQ+ community Beazley Wellbeing - Supporting employees with their mental wellbeing Beazley Families - Supporting families and parents-to-be We encourage internal career progression at Beazley, giving you all the tools you need to drive your own career here, such as: Internal Pathways (helping you grow into an underwriting role) iLearn (our own learning & development platform) LinkedIn Learning Mentorship program External qualification sponsorship Continuing education and tuition reimbursement Secondment assignments The Rewards The opportunity to connect and build long-lasting professional relationships while advancing your career with a growing, dynamic organization Attractive base compensation and discretionary performance related bonus Competitively priced medical, dental and vision insurance Company paid life, and short- and long-term disability insurance 401(k) plan with 5% company match and immediate vesting 22 days PTO (prorated for 1st calendar year of employment), 11 paid holidays per year, with the ability to flex the religious bank holidays to suit your religious beliefs Up to $700 reimbursement for home office setup Free in-office lunch, travel reimbursement for travel to office, and monthly lifestyle allowance Up to 26 weeks of fully paid parental leave Up to 2.
5 days paid annually for volunteering at a charity of your choice Flexible working policy, trusting our employees to do what works best for them and their teams Salary for this role will be tailored to the successful individual's location and experience.
The expected compensation range for this position is $120,000 - 140,000 per year plus discretionary annual bonus.
Don't meet all the requirements? At Beazley we're committed to building a diverse, inclusive, and authentic workplace.
If you're excited about this role but your experience doesn't perfectly align with every requirement and qualification in the job specification, we encourage you to apply anyway.
You might just be the right candidate for this, or one of our other roles.
Energy Construction and Renewables Underwriter
Underwriter job in Chicago, IL
HDI Global SE is a leading international industrial insurer and part of the Talanx Group. We provide tailored insurance solutions to commercial and industrial clients with a focus on technical underwriting, international capabilities, and long-term partnerships. At HDI, our Renewable Energy team supports the global energy transition by managing risks in emerging and established clean energy technologies.
Position Summary:
We are seeking a motivated and technically skilled Underwriter to support the underwriting and portfolio management of renewable energy risks and broader energy construction projects. This position offers the opportunity to work on complex, evolving risks in solar, wind, battery energy storage systems (BESS), traditional power and energy, and petrochemical projects. The ideal candidate will combine strong analytical ability with an interest in sustainable energy and commercial insurance.
Key Responsibilities:
* Underwrite new and renewal business for renewable energy clients and energy power projects across key P&C lines, including Property and Construction.
* Evaluate risks during both construction and operational phases using engineering reports, broker submissions, and internal tools.
* Work within established underwriting authority to assess exposures, set pricing, determine coverage terms, and ensure policy compliance.
* Support senior underwriters and leadership in developing and maintaining a profitable portfolio.
* Build and maintain relationships with brokers, clients, and internal teams including risk engineering, claims, and actuarial.
* Assist in data analysis, account file documentation, and coordination of multinational insurance programs where applicable.
* Stay informed on industry developments, regulatory changes, and emerging risks relevant to energy and industrial insurance.
Qualifications:
* Bachelor's degree in Risk Management, Environmental Science, Engineering, Business, or a related field.
* 3+ years of commercial underwriting experience; exposure to renewable energy or energy/power risks is preferred.
* Familiarity with P&C lines such as Property and Construction; experience with renewable energy technologies is a strong advantage.
* Strong analytical and organizational skills, with attention to detail in evaluating complex risks.
* Excellent communication and interpersonal skills with the ability to work collaboratively with internal and external stakeholders.
* Proficient in Microsoft Office; experience with underwriting systems, rating tools, and CAT modeling platforms is a plus.
* Willingness to travel as needed for client and broker meetings.
* Eligibility to work in the United States
* Experience working within a global insurance framework is a plus.
Compensation
The base salary range for this position is $110,000-$140,000 plus eligibility for a performance-based annual bonus. Actual compensation will be based on a variety of factors including experience, education, and location.
Benefits - HDI Global Insurance Company offers a competitive benefits package, including:
401(k) with company match, Paid Time Off, Sick Leave, Medical, Health Reimbursement Arrangement (HRA), Telemedicine, Wellness Program, Employee Assistance Program (EAP), Dental, Vision, Accident & Critical Illness Insurance, Flexible Spending Account (FSA), Dependent Care FSA, Group and Voluntary Life Insurance, Short- and Long-Term Disability, Pet Insurance, Transit and Parking benefits.
Additional Information
Applicants must be legally authorized to work in the United States. Please note that HDI Global Insurance Company does not currently sponsor, nor assume sponsorship of, employment visas.
Underwriter
Underwriter job in Chicago, IL
Employer: Republic Business Credit, a subsidiary of Renasant Bank This position serves Republic Business Credit which is a subsidiary of Renasant Bank. The Underwriter will conduct activities to assess and bring new clients to funding in compliance with the Credit Policy. This position will primarily support the sales, client service and underwriting teams across its suite of products, including factoring, traditional factoring, and asset-based lending. This position will analyze leads, review client financials, and provide meaningful contributions to the credit functions of Republic Business Credit.
This individual will be expected to proactively learn, engage and develop meaningful awareness of the commercial finance industry.
The Underwriter will represent the Republic both internally and to the external marketplace with professionalism and excellent communication skills throughout the client lifecycle. This position is expected to:
* Work closely with the underwriting, client service and new business teams in making informed credit decisions
* Work closely with the Underwriting Manager and client services team to review and assess existing clients for compliance with policies and procedures
* Actively participate in prospect calls with Business Development Officers and in preparation of transaction prescreen documents
* Ensure compliance with credit standards for new clients being introduced
* Maintain an up-to-date understanding of the company, its products, its client base, and the market to implement effective and competitive credit controls
* Be current with the businesses operating procedures as set out in the Credit Policy, How to Guide, and other business resources
REPUBLIC BUSINESS CREDIT AND RENASANT BANK ARE EQUAL OPPORTUNITY EMPLOYERS
Responsibilities
* Perform credit analysis by reviewing items including, but not limited to credit reports, personal and business financial statements, tax returns, appraisals, and field examinations to complete loan presentations for approval consideration by the appropriate approval authority.
* Prepares and analyzes spreads of a company's financial statements to determine overall strengths and weaknesses of potential and current clients. Analysis includes but is not limited to debt service ratios, leverage ratios, cash flow analysis, fixed charge coverage, and tangible net worth.
* Performs and completes a collateral analysis of all collateral assets including but not limited to accounts receivables, inventory, equipment, and real estate. Analysis should include a credit classification of the company's customer base, a detailed credit profile of the company's largest customers and delinquent accounts, aging analysis, delinquencies, collections, and charge offs. Inventory analysis should include inventory in days and an examination of stale inventory, spoilage, depletion, and inventory valuations. Equipment analysis should include a comparison of market value to book value and an assessment of forced liquidation values.
* Contacts the customer or customer's representative to obtain additional information or explanation detail throughout the underwriting process while coordinating with the Underwriting Manager.
* Identifies and assesses various business, industry and market risks to determine and categorize business trends, growth, cyclical nature, seasonality, business cycle and stages to apply findings to credit analysis.
* Writing of the Client Credit Approval, Letter's of Intent, Client Reviews, Borrowing Bases, memo's and all other work products as required in support of funding new clients or current clients at the discretion of the Underwriting Manager.
* Aid the legal manager in the preparation and distribution of legal documents.
* Assist Underwriters in underwriting requests for new and existing clients with a focus on more complex and higher dollar exposure transactions.
* Review the work of other underwriters and present deals for approval to the Credit Committee.
* Lead or support collateral field examinations of prospective and current clients as workloads dictate in coordination with the Underwriting Manager, Risk, Compliance or other members of the credit committee should the need arise.
* From time to time, it might be necessary to provide underwriting, analysis, or collateral examinations to the Client Service team whether it is a risk or non-risk related client request by the Underwriting Manager or member of the credit committee.
* Orders underwriting items including, but not limited to, field examinations, appraisals, and UCC searches.
* Owns primary responsibility for underwriting quality and works closely with the Underwriting Manager, Business Development Officers, Portfolio Managers, and outside vendors.
Qualifications
* Bachelor Degree required
* 10 to 15 years of related experience preferred
* Strong problem solving skills
* Ability to critically think and evaluate solutions to complex problems
* Strong communication skills
* Ability to seek and gather information from a variety of sources
* Accurate and thorough in all work duties
* Ability to work independently while collaborating in a team environment
* Ability to meet deadlines and manage expectations
* Competency in Microsoft Office (particularly Word and Excel) and Google (Google Mail, Google Docs/Sheets and Google Drive)
* Ability to travel, including overnight
Benefits
Renasant offers the following benefits for this position: Medical, Dental, Vision, Flexible Spending Account, Dependent Care Flexible Spending Account, Health Savings Account, Group Life Insurance/AD&D/LTD, Voluntary Life Insurance (Term and Whole), Supplemental Disability Plans, 401(K) Plan, Employee Assistance Program, Tobacco Cessation Program, Family Medical Leave, Paid Leave Accruals, Holiday Pay, Employee Savings Plan, and Employee Checking.
The base annual salary for this position ranges from $90,000-$140,000. Pay is based on several factors including but not limited to, market location and may vary depending on job related knowledge, skills, education/training, and a candidate's work experience.
Physical Demands
The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.
Work Environment
The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".
This is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.
This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.
Auto-ApplyConstruction Underwriter
Underwriter job in Chicago, IL
MSIG USA continues to grow!
MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks.
This underwriter role is focused on the construction business. Responsible for underwriting, and servicing profitable builders risk business through relationships with construction brokers.
Essential Functions:
Underwrites, and services both project and master builders risks within delegated underwriting authority. Will also underwrite related Inland Marine classes, including contractors equipment, riggers liability, installation projects, and transportation.
Profitability & Underwriting Quality: (50%)
Apply appropriate account selection, coverage, risk management, aggregate management, reinsurance and pricing techniques according to department guidelines to achieve target profitability for all new, renewal and endorsement activity within the assigned book of business.
Maintain underwriting files and systems in accordance with department guidelines.
Ensure aggregate management and risk management activities are appropriate to the risk, in line with department guidelines, and that systems reflect current and accurate data for assigned accounts per department guidelines.
Monitor underwriting results, loss trends and market developments for assigned business and producers within assigned territory.
Implement best practices in account management throughout the underwriting cycle, including coordination with other internal business units as appropriate.
Volume & Marketing: (40%)
Maintain existing accounts and develop new sources of business in line with department risk appetite and guidelines to achieve targeted volume.
Establish and maintain effective producer and client relationships within assigned territory.
Coordinate activities with other internal business units as appropriate.
Provide timely and best in class professional service to our customers.
Promote a positive impression of MSIG to producers, insureds and within the marketplace in general.
Training & Development: (10%)
Enhance technical expertise through continuing education opportunities as appropriate and available.
Assist in training, mentoring and development of other department staff.
Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Experience Required:
High School degree is required. Bachelor's degree or equivalent business experience preferable. CPCU/ insurance designations encouraged.
3+ years of relevant underwriting experience with demonstrated productivity, profitability and business acumen.
Strong knowledge and technical expertise of relevant risks including exposures, forms, coverages, pricing methods, aggregate management, reinsurance and account management.
Demonstrated market presence with the ability to form lasting producer relationships and in depth knowledge of production sources and market capabilities within the assigned territory and product lines.
Strong portfolio management, organization, negotiation and time management skills with an understanding of the company's business objectives.
Demonstrated ability to work effectively within teams across multiple disciplines and support activities.
It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!
It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.
General Liability Underwriter
Underwriter job in Chicago, IL
Would you like to be a part of a team that delivers industry experience and creative solutions?
Avondale seeks goal-driven professionals ready to take their career to the next level.
Job Summary: We are looking for a detail-oriented and experienced General Liability Underwriter to join our dynamic underwriting team. In this role, you will be responsible for evaluating, assessing, and underwriting general liability insurance policies for commercial clients. Your expertise in risk analysis, pricing, and policy structuring will ensure that our company maintains profitability while managing risk effectively. You will also play a key role in building strong relationships with brokers and ensuring the proper application of underwriting guidelines and regulatory standards.
Key Responsibilities:
Underwrite and evaluate general liability insurance applications for a wide range of industries and businesses, ensuring risk is appropriately assessed and policies are priced correctly.
Analyze and assess risk factors, such as company operations, industry type, claims history, safety protocols, and financial stability, to determine coverage, terms, and premium rates.
Collaborate with brokers to gather detailed information for underwriting purposes, ensuring all relevant data is collected to make informed decisions.
Apply underwriting guidelines and company policies while adhering to regulatory standards, making adjustments to policies as needed.
Assess the adequacy of current policies and recommend modifications for renewals based on claims experience, risk exposure, and market conditions.
Review complex insurance applications and provide clear communication to brokers about underwriting decisions, coverage options, exclusions, and pricing.
Monitor industry trends, emerging risks, and competitor products to assist in pricing and underwriting strategies.
Work closely with risk management teams to identify risk mitigation strategies and ensure the proper coverage is in place for clients.
Maintain accurate underwriting records, decisions, and documentation for both new business and renewals.
Provide mentorship and guidance to junior underwriters and assist in the development of team underwriting practices.
Support claims departments with any relevant underwriting information and assist with the resolution of any claims issues related to general liability.
Assist in handling some of the renewal book up to $10,000,000 annually
Targeted new business production goal of $5,000,000 annually
Qualifications:
3-5 years of experience in general liability underwriting or related insurance field.
Strong understanding of general liability insurance products, underwriting guidelines, and industry regulations.
Excellent risk assessment, analytical, and decision-making skills.
Proficient in underwriting software and tools, as well as Microsoft Office Suite (Excel, Word, PowerPoint).
Solid written and verbal communication skills, with the ability to interact with clients, brokers, and internal teams effectively.
Strong negotiation skills and the ability to explain complex concepts clearly.
Ability to work independently and manage multiple tasks in a fast-paced environment.
Strong attention to detail, with an emphasis on accuracy and compliance.
Preferred Skills:
Bachelor's degree in Business, Finance, Insurance, Risk Management, or related field (or equivalent work experience) is a plus.
Industry certifications such as CPCU, AINS, or ARM are a plus.
Experience with niche general liability policies or specialized industries (e.g., construction, manufacturing, Real Estate).
Pre-existing relationships with wholesale insurance brokers
Knowledge of risk management strategies and loss control measures.
Familiarity with claims handling processes and insurance policy language.
Working Conditions:
Full-time position, available in-office or hybrid (depending on location).
Occasional travel may be required for client meetings or industry events.
Compensation: Competitive salary based on experience, along with a performance-based bonus structure. Comprehensive benefits package, including health, dental, vision, and retirement plans.
Who is Avondale?
Established in 2006, Avondale Insurance Associates is an Excess and Surplus Lines Underwriting Management Company focused on small to mid-sized accounts across all property and general liability classes.
What you'll get...
At Avondale, you will have the opportunity to build a long-term career with unlimited growth potential. Aim high, work hard and we'll help you achieve your goals.
At Avondale, you will experience our caring work environment. We care about our employees, we care about our customers, and we care about the world around us.
At Avondale, you will achieve a work-life balance. We care about your physical and emotional well-being, so work-life balance is encouraged and practiced. We understand you have a life outside of work, and we want you to live it.
At Avondale, you will have access to a world-class Total Rewards package. We truly value our people, which shows in our compensation, benefits, and perks.
In addition to competitive pay, we have designed a performance-based annual incentive program. All employees are eligible to earn a bonus by meeting performance objectives.
Comprehensive medical, dental and vision plans and numerous supplemental benefit offerings.
Flexible Paid time off annually
Assistance with parking expenses, discount programs for area services/experiences, and financial support for professional development and licensure/designations
Access to specialized leadership development programming designed to take your career to the next level.
And so much more!
Avondale, a Unison Risk Advisors company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic.
Auto-ApplyUnderwriter - Media
Underwriter job in Chicago, IL
Hiscox USA is currently searching for a dynamic, engaging and solutions-oriented underwriter to drive our media product. Here at Hiscox, we know how to underwrite Media. From Creatives to YouTube/TikTok channels to VFTs, we know the emerging risks. Media Liability insurance provides coverage for the needs of media clients creating or disseminating content. This includes broad protection for broadcasters and publishers who are at risk while constantly updating their methods of content distribution globally. Advertising agencies need coverage as they boldly create, plan, and handle innovative and dynamic marketing campaigns in an increasingly fluid market. Video and film producers need the confidence necessary to move forward with small productions or Hollywood blockbusters-without worrying about substantial liability claims that can arise even when all necessary clearances have been obtained.
What You'll Be Doing:
This position provides a unique opportunity to join a fast-paced, dynamic team. As a Media Underwriter, you will be supporting and actively contributing to the team's strategic growth and execution of goals. You will be responsible for underwriting a book of new and renewal business and managing a few programs. You will also work closely with other underwriters, product leaders and team leaders to be a solution provide in this evolving sector. The role also carries the responsibility for developing new broker relationships and increasing the depth of existing broker relationships throughout the region. At times, regional travel may be required including industry events and broker visits.
Job Requirements:
You are a driven and motivated self-starter with a strong work ethic looking for meaningful work. You enjoy working with brokers to build a book of business and you our passionate about the power of superior customer service and offerings. You also have some knowledge of entertainment and/or professional underwriting experience while having the desire to develop your technical underwriting and business development skills.
What We Offer:
401(k) with competitive company matching
Comprehensive health insurance, vision, dental and FSA plans (medical, limited purpose, and dependent care)
Company paid group term life, short- term disability and long-term disability coverage
24 Paid time off days plus 2 Hiscox days,10 paid holidays plus 1 paid floating holiday, and ability to purchase up to 5 PTO days
Paid parental leave
4-week paid sabbatical after every 5 years of service
Financial Adoption Assistance and Medical Travel Reimbursement Programs
Annual reimbursement of up to $600 for health club membership or fees associated with any fitness program
Company paid subscription to Headspace to support employees' mental health and wellbeing
2023 Gold level recipient of Cigna's Healthy Workforce Designation for having a best-in-class health and wellness program
Dynamic, creative and values-driven culture
Modern and open office spaces, complimentary drinks
Spirit of volunteerism, social responsibility and community involvement, including matching charitable donations for qualifying non-profits via our sister non-profit company, the Hiscox USA Foundation
Salary Range - $80,000 - $110,000
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.
**Please note this position is hybrid and requires two (2) days in office weekly**
#LI-RM1
Work with amazing people and be part of a unique culture
Auto-ApplyUnderwriter, Executive Assurance
Underwriter job in Chicago, IL
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.
Position Summary:
The Underwriter / Senior Underwriter, Growth & Middle Market is responsible for the submission generation, underwriting and policy issuance of Directors and Officers Liability, Employment Practices Liability, Fiduciary Liability, Fidelity insurance, Kidnap & Ransom and Cyber Liability for entities that meet the GMM account definition within the Central Region.
The Growth & Middle Market department works with privately held companies with annual revenues of less than $1 Billion and publicly traded companies with annual revenues of less than $500 Million. This will be a hybrid (2 days onsite) position in Chicago, IL.
Position offered will be dependent upon the individual candidate's qualifications.
Responsibilities and Accountabilities:
* Underwrite and price products, to include financial and exposure analysis
* Monitor new business flow, quote ratio and hit ratio from each target agency to monitor variances to plan. Develop strategies to correct variances with each agency.
* Represent Arch and Executive Assurance professionally whether internally or externally at agent offices or industry events.
* Attendance at meetings with outside company management
* Policy contract review and rating
* Claims review
* Binding of new and renewal accounts according to our underwriting philosophy and strategy
* Provide monthly forecasts for new and renewal business and regular reconciliations to such forecasts. Be able to provide detail as to variances from forecast, include new business results, lost business and pricing changes.
* Service brokers and customers, to drive new business opportunities via existing relationships as well as where there is no existing relationship; continually prospects for new opportunities.
* Coaching and developing the more junior underwriters in the region
Required Skills and Abilities:
* 1 to 5 years of private company D&O, EPL or Fiduciary underwriting experience
* Exemplary oral and written communication skills
* Analytical, with a keen ability to think through issues
* Solid understanding of financial statements
* Strong customer-service focus
* Ability to develop strong relationships with brokers in order to successfully manage our business which will require travel to producer location or insured location.
* Able to organize and prioritize to meet multiple demands and commitments
* Ability to work independently as a member of a team working to build a profitable book of business
* Effective negotiation skills
* Proficient in MS Word, Excel and Outlook
Education and Experience:
* Bachelor's Degree, ideally in Economics, Business, Finance or Accounting
* RPLU or CPCU designation preferred
#LI-AM3
#LI-Hybrid
For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible.
$70,000 - $80,000/year
* Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.
* Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits.
Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team.
14400 Arch Insurance Group Inc.
Auto-ApplyUnderwriter, US Environmental
Underwriter job in Chicago, IL
We are seeking an experienced Underwriter to join our Environmental team to be based in either our Berkeley Heights, NJ, Alpharetta, GA or Chicago, IL offices. As a member of the Environmental underwriting team, you will be responsible for generating new business, growing and maintaining key broker and client relationships and overseeing a profitable portfolio of business.
This position will be part of a vibrant, collaborative team of technical production underwriters.
The role will report to Senior Vice President of Environmental.
Underwriter, Portfolio Solutions
Underwriter job in Chicago, IL
The Role Joining a new and fast-growing division of Canopius, helping build a market-leading Portfolio Solutions offering globally. This role will be the first such role in the US and will spearhead our offering with our US trading partners and be an ambassador for Canopius Portfolio Solutions internally and externally. The role will require a portfolio mindset - you may come from an actuarial or reinsurance background or a highly quantitative underwriter - looking to get into the underwriting of portfolio trackers. It will include highly technical portfolio analysis and plenty underwriter and client engagement. You will help us build out our brand in local markets as we develop innovative portfolio products within profitable guidelines and regulations. Key to the role will be to drive the data strategy and intelligence gathering from CPS and disseminate this into the wider Group.
Responsibilities
Monitors loss ratios and profitability of portfolios, regularly monitors actual and expected pricing experience, works with stakeholders to build and deliver key performance indicator reports.
Day-day-contract management with broker partners
Drive insights into CPS business and develops high-quality, regular reporting and monitoring of all contracts
Assessment of underwriting guidelines, monthly monitoring of contracts and dissemination of information and intelligence to the wider open market underwriting teams.
Acts as a technical expert internally, representing the division in all internal matters.
Help develop Portfolio Analytics across the division
Seeks new opportunities and explores collaboration internally with innovative insights.
Ensures all work conducted in line with company policies and with high-quality documentation.
Plans and organizes own work, maintaining a high-level of communication within the team.
Fosters a positive culture in a dynamic and fast-paced environment.
Qualifications
Communication
Data Analysis
Actuarial Analysis
Portfolio Underwriting mindset
Portfolio Analytics
External Environment Knowledge
Risk Management
Stakeholder Engagement
Salary: $150,000 - $225,000
Auto-ApplyUnderwriter, Executive Assurance
Underwriter job in Chicago, IL
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.
Position Summary:
The Underwriter / Senior Underwriter, Growth & Middle Market is responsible for the submission generation, underwriting and policy issuance of Directors and Officers Liability, Employment Practices Liability, Fiduciary Liability, Fidelity insurance, Kidnap & Ransom and Cyber Liability for entities that meet the GMM account definition within the Central Region.
The Growth & Middle Market department works with privately held companies with annual revenues of less than $1 Billion and publicly traded companies with annual revenues of less than $500 Million. This will be a hybrid (2 days onsite) position in Chicago, IL.
Position offered will be dependent upon the individual candidate's qualifications.
Responsibilities and Accountabilities:
Underwrite and price products, to include financial and exposure analysis
Monitor new business flow, quote ratio and hit ratio from each target agency to monitor variances to plan. Develop strategies to correct variances with each agency.
Represent Arch and Executive Assurance professionally whether internally or externally at agent offices or industry events.
Attendance at meetings with outside company management
Policy contract review and rating
Claims review
Binding of new and renewal accounts according to our underwriting philosophy and strategy
Provide monthly forecasts for new and renewal business and regular reconciliations to such forecasts. Be able to provide detail as to variances from forecast, include new business results, lost business and pricing changes.
Service brokers and customers, to drive new business opportunities via existing relationships as well as where there is no existing relationship; continually prospects for new opportunities.
Coaching and developing the more junior underwriters in the region
Required Skills and Abilities:
1 to 5 years of private company D&O, EPL or Fiduciary underwriting experience
Exemplary oral and written communication skills
Analytical, with a keen ability to think through issues
Solid understanding of financial statements
Strong customer-service focus
Ability to develop strong relationships with brokers in order to successfully manage our business which will require travel to producer location or insured location.
Able to organize and prioritize to meet multiple demands and commitments
Ability to work independently as a member of a team working to build a profitable book of business
Effective negotiation skills
Proficient in MS Word, Excel and Outlook
Education and Experience:
Bachelor's Degree, ideally in Economics, Business, Finance or Accounting
RPLU or CPCU designation preferred
#LI-AM3
#LI-Hybrid
For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible.
$70,000 - $80,000/year
Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.
Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits.
Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team.
14400 Arch Insurance Group Inc.
Auto-ApplyUnderwriter - Private/Non-Profit Management Liability Center
Underwriter job in Chicago, IL
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
Under broad supervision, responsible for underwriting risks in a renewal book of business for Private/Non-Profit Management Liability. Works within limited authority on assignments of moderate technical complexity. Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations.
JOB DESCRIPTION:
Essential Duties & Responsibilities
Performs a combination of duties in accordance with departmental guidelines:
Reviews applications and financial requirements for risks requiring moderate technical underwriting skills. Determines acceptability of risk in accordance with company guidelines and standards.
Recommends appropriate pricing and coverage modifications or enhancements for risks after complete analysis and consideration of applicant documentation, business factors and competitive situations.
Prepares quotes and answers questions from agencies, internal and external contacts and escalates issues as necessary.
Prepares written communication on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations. Verbally notifies agents of decisions where appropriate in order to ensure clear understanding of the decision.
Analyzes quality, quantity, and profitability of risks underwritten and prepares reports for management review.
May assist in marketing products and services through agencies or through the brokerage community and makes field visits.
Develops and maintains positive agency and/or broker relationships to ensure positive outcomes.
Keeps current on state/territory issues, regulations and trends.
Works with more senior underwriters or management on risks exceeding authority level or requiring special handling.
Develop proficiency in all relevant CNA systems. Also, may update the underwriting systems.
Skills, Knowledge & Abilities
1. Knowledge of underwriting and insurance industry theories and practices.
2. Developing technical expertise and negotiation skills and product specific knowledge of Private/Non-Profit Management Liability.
3. Strong interpersonal and communication skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
4. Ability to work independently.
5. Strong ability to identify, analyze and solve problems as well as the ability to learn rapidly, adapt quickly to change, and to manage and prioritize multiple concurrent projects.
6. Ability to exercise independent judgment and make sound business decisions effectively.
7. Knowledge of Microsoft Office Suite as well as other business-related software.
8. Demonstrated leadership skills
Education & Experience
1. Bachelor's degree or equivalent experience.
2. Completion of a formal underwriting training program or minimum one year underwriting experience.
#LI-KE1
#LI-Hybrid
In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut,
Illinois
,
Maryland,
Massachusetts
,
New York and Washington,
t
he national base pay range for this job level is $47,000 to $78,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visit cnabenefits.com.
CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.
Auto-ApplyUnderwriter, Middle Market Multi-Industry
Underwriter job in Naperville, IL
The Senior Underwriter for Middle Market Multi-Industry underwrites policies within underwriting authority, with limited guidance from leadership as needed. Makes decisions on whether to underwrite business by making analytical, data-driven decisions based on data and information provided, including pricing the risk.
Responsibilities
Manages portfolio of brokers/agents and clients. Leverages market presence and knowledge to develop and underwrite profitable business, acting as a representative for Liberty.
Maintains a strong market presence, including established relationships with agents and brokers. Looks to strengthen these relationships and develop new ones.
Contributes ideas for product development and participates in development and execution. Contributes to team projects (e.g., process / tool improvement).
Understands the work implications of relevant legislation and regulation. Collaborates effectively across teams, stakeholders, and partners (e.g., UW Support, Claims, Actuarial, Directors of Underwriting in GRS North America).
Mentors junior underwriters and new hires (not as a line manager).
May analyze department`s portfolio and make suggestions for development. May recognize and communicate emerging trends of exposures within line of business expertise.
Qualifications
Degree in Business or equivalent typically required
A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience
CPCU or professional insurance designation preferred
Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques
Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues
Proven track record of developing and underwriting profitable business
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: ***********************
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
California
Los Angeles Incorporated
Los Angeles Unincorporated
Philadelphia
San Francisco
We can recommend jobs specifically for you! Click here to get started.
Auto-ApplyCRE Underwriter II - Business Banking
Underwriter job in Willowbrook, IL
Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Competitive pay and annual discretionary bonus eligible
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
Promote from within culture
The Commercial Real Estate Banking segment of the Business Banking Division provides customized and comprehensive solutions to create value and help meet the strategic priorities and evolving needs of our real estate clients and prospects. Our Business Banking Division is seeking a CRE Underwriter II - Business Banking who will learn the business trade and our relationships. The ideal candidate is self-motivated and can multi-task across job functions, various client needs and competing bank priorities. This person will report to the Senior Credit Officer. Responsibilities:
Underwrite existing portfolio credit approvals for renewals and other Credit requests pertaining to existing clients
Underwrite opportunity memos and full credit approvals for new business clients
Independently analyze credit and financial information of property and individuals to determine the degree of risk associated with the extension of credit
Proactively manage covenant compliance testing for existing clients and new clients on an ongoing basis.
Develop a working knowledge of credit/loan policy for credit requests and exceptions
Perform collateral analysis of current and prospective customers
Maintenance of Annual Review form for multi-year CRE borrowing facilities for existing clients
Effective communication with Credit and Commercial Real Estate Banking Officers
Qualifications:
3+ years' commercial real estate/credit experience, with a working knowledge of banking environment, products and all supporting processes and technology
Formal Bank credit training is preferred, with a strong understanding of general credit and risk principles, and banking policies/procedures
Bachelor's degree (Business, Finance, Accounting or Economics preferred)
Proficiency in MS Office: Excel, Word, PowerPoint, and financial forecast models
Strong analytical and organizational skills with the ability to proactively manage and prioritize workflow
Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment
BenefitsMedical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet InsuranceCompensationThe estimated salary range for this role is $85,000 - $110,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
Auto-ApplyUnderwriter (Commercial)
Underwriter job in Schaumburg, IL
Full-time Description
Demonstrates ability to independently review and approve applications submitted and renewals in accordance with carrier guidelines, procedures and delegated authority.
Responds to referrals or traditional submissions from broker partners through point-of-sale system within standard timeframes.
Determines appropriate pricing by either applying predictive model results or recommended deviation in conjunction with Underwriting leadership.
Established proficiency with loss rating, composite rating and other non-traditional rating methods.
Prepares quotes, issues policies and follows up for completion of quote subjectivities.
Prescreening of renewal business and makes recommendations for non-renewal.
Ability to work autonomously and think creatively.
Accountability for results of assigned Territory and/or Brokers. Must be able to understand cause and effect of any adverse result and make recommendations to management for an effective solution.
Keep current with changing trends, economic indicators, competitors and state regulations.
Maintains professional and technical knowledge by attending educational workshops, reviewing professional publications, establishing personal networks, participating in professional societies.
Contribute to team effort by accomplishing established department goals.
Other duties as assigned.
Requirements
Bachelor's Degree or equivalent work experience
Minimum of 1-year Commercial Auto Underwriting experience.
Demonstrated knowledge of Underwriting principles and ISO rules.
Ability to manage, prioritize and perform multiple tasks and projects while maintaining workload.
Effective interpersonal, communication and time management skills.
Ability to work collaboratively with our internal and external customers.
Knowledge of Microsoft Office products including Word and Excel.
Ability to travel overnight 10% of the time.
Anchor Group Management Inc. Benefits
Medical, Dental, Vision, FSA and HSA Plans. Employer annual contribution to HSA plan
Employer sponsored basic life and basic life AD&D insurance, short term disability
Voluntary life insurance
Voluntary long term disability
Voluntary Ancillary benefits: Accident-Hospital-Critical Illness
401K with Fidelity
401K employer match
Transportation Stipend
Salary Description range $50,000 to $73,000
Mortgage Protection Sales
Underwriter job in Chicago, IL
Spieldenner Financial Group is a part of the fastest-growing insurance organization in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success.
Job Duties:
Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage.
Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability.
Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage.
Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting
Qualifications:
We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position.
What We Do:
We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation.
We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income.
We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community!
What Sets us Apart:
We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work
If you feel this might be the home you have been looking for. Click APPLY!
Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results.
***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.
Auto-ApplyUnderwriter, Surety
Underwriter job in Chicago, IL
What part will you play? If you're looking for a place where you can make a meaningful difference, you've found it.
The work we do at Markel gives people the confidence to move forward and seize opportunities, and you'll find your fit amongst our global community of optimists and problem-solvers. We're always pushing each other to go further because we believe that when we realize our potential, we can help others reach theirs. Join us and play your part in something special! Primary responsibilities, with assistance where needed from Branch Manager, include: 1) underwrite contract bonds adhering to Markel Surety's underwriting philosophy, appropriately assessing the risk presented and properly managing that risk and 2) conduct all forms of marketing to strategically build a profitable book in a designated territory. The underwriter is to have the knowledge and apply the skills required of this position, including knowledge of required and normal ratios, risks associated with various types of construction activities, competition's underwriting attitudes and industry norms for all issues. The underwriter is the source for knowledge and information concerning bonding.
Produce and underwrite business from assigned agents/brokers
Continuously manage book of business (maintains quality business)
Direct responsibility for agency development and management, including agency visits
Accountable for accurate underwriting documentation/information in account management systems and adherence to documentation standards
Knowledgeable in contract review including bond forms, riders, and indemnity agreements
Understands and executes strategies to produce quality results
Open to travel 20%
3-4 years experience in Contract Surety Underwriting
#LI-Hybrid
US Work Authorization
US Work Authorization required. Markel does not provide visa sponsorship for this position, now or in the future.
Pay information:
The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. The salary for the position is $74,320 - $102,190 with a 20% bonus potential.
Who we are:
Markel Group (NYSE - MKL) a fortune 500 company with over 60 offices in 20+ countries, is a holding company for insurance, reinsurance, specialist advisory and investment operations around the world.
We're all about people | We win together | We strive for better
We enjoy the everyday | We think further
What's in it for you:
In keeping with the values of the Markel Style, we strive to support our employees in living their lives to the fullest at home and at work.
We offer competitive benefit programs that help meet our diverse and changing environment as well as support our employees' needs at all stages of life.
All full-time employees have the option to select from multiple health, dental and vision insurance plan options and optional life, disability, and AD&D insurance.
We also offer a 401(k) with employer match contributions, an Employee Stock Purchase Plan, PTO, corporate holidays and floating holidays, parental leave.
Are you ready to play your part?
Choose ‘Apply Now' to fill out our short application, so that we can find out more about you.
Caution: Employment scams
Markel is aware of employment-related scams where scammers will impersonate recruiters by sending fake job offers to those actively seeking employment in order to steal personal information. Frequently, the scammer will reach out to individuals who have posted their resume online. These "job offers" include convincing offer letters and frequently ask for confidential personal information. Therefore, for your safety, please note that:
All legitimate job postings with Markel will be posted on Markel Careers. No other URL should be trusted for job postings.
All legitimate communications with Markel recruiters will come from Markel.com email addresses.
We would also ask that you please report any job employment scams related to Markel to ***********************.
Markel is an equal opportunity employer. We do not discriminate or allow discrimination on the basis of any protected characteristic. This includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law.
Should you require any accommodation through the application process, please send an e-mail to the ***********************.
No agencies please.
Auto-ApplyAssociate Insurance Underwriter - Commercial Lines
Underwriter job in Chicago, IL
At Amwins, we succeed together - and have a good time doing it. We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs. First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders. Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service. Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply. Learn more about us at amwins.com. We see you in Amwins blue!
Join our Amwins Access team in Chicago as an Associate Underwriter!
This is a full time, in office position in our Chicago office. Snapshot of what Amwins provides to our team members:
Compensation includes a salary commensurate with experience
Annual bonus potential
Broad benefits package available
Most benefits available first day of employment
Medical, Dental, Vision, Life, etc
Paternal Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc
Generous Paid Time Off and Company Holiday Schedule
Collaborative, continuing education focused work environment
Career advancement opportunities
Each Associate Underwriter provides vital team functions:
Review submission information required to issue new or renewal quotes
Rating and preparation of new or renewal quotes as directed by Underwriter
Review and handling of inspection recommendations and discrepancies
Monitor various reports for consistency
Potential for policy issuance and endorsement processing, including audits
Assist in accounting procedures such as invoicing
Data entry into multiple internet based systems
We are looking for people with:
At least 1 year of prior insurance experience or a related Bachelor's degree from an accredited four-year university
Commercial Lines experience is a plus!
Exceptional communication skills, organization, professionalism and customer-service mentality
Excellent computer skills including Microsoft 365 proficiency with an emphasis in Excel spreadsheets
Pursuant to Illinois regulation, the compensation range for this position is $58,700 to $65,000 and includes eligibility for performance-based bonuses.
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Mortgage Warehouse Underwriter II
Underwriter job in La Porte, IN
Recognizing and valuing diversity strengthens our ability to attract, retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences, life experiences, knowledge and talent that our associates invest in their work represents a significant part of not only our culture, but our reputation and company's achievement as well.
A Centier Associate is someone who embodies a servant heart, is unaccepting of anything less than remarkable service, and is self-motivated and driven to deliver exceptional results.
What are our values? Our Corporate values are Caring, Loyalty, Integrity, Friendship, Fun....who wouldn't want to work for an AWARD-WINNING company that's built on these pillars?
What about the perks? Access to our Marathon Health Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion Council, Career Growth, Work/Life Balance, AND MORE.
Supervisory Responsibilities: No supervisory responsibilities
Job Summary: A Mortgage Warehouse Underwriter II will prepare written loan analyses for new and existing lines for Mortgage Warehouse relationships ranging from $3,000,000 up to the bank's Mortgage Warehouse Lending Guidelines. He or she will also monitor existing lines through annual reviews. A Mortgage Warehouse Underwriter II will be expected to have knowledge and experience with moderately complex Warehouse relationships.. A Mortgage Warehouse Underwriter II should be proficient in warehouse lending and Bank policy and procedures. Position will also be responsible for reviewing a sampling of files post-closing to verify proper adherence with lending guidelines, policy and procedures. Promote good relations with all associates and departments within the Bank to maintain organization and efficiency.
Essential Duties and Responsibilities:
Collect and analyze detailed financial information about sellers, borrowers and associated guarantors to determine the level of credit that is appropriate for complex warehouse line relationships. Prepare 10-50 page written presentations for new warehouse lines, line modifications, and annual reviews. Presentations include identification of strengths, risks with applicable mitigating factors, an appropriate risk grade and recommendation regarding the warehouse facility decision. Approval will come from Loan Committees depending on the size of relationship. Will need to interact with warehouse management, senior management, warehouse clients and customers to evaluate credit worthiness of new relationships and potential deterioration of existing warehouse clients or borrowers. Think independently to present data, conclusions and recommendations when there may not be a predefined policy or procedure.
Financial monitoring and review of approved end investor financials annually. Review monthly sampling for internal review of appraisals and HUD settlement statements.
Review outstanding loans for any missing documents.
Knowledge, Skills, and Abilities:
Adept at time management to meet strict deadlines and respond to high urgency requests from Management and/or Loan Officers. Ability to think critically and express conclusions in writing and verbally. Aptitude for quantitative analysis working with numerous variables, spreadsheets with large amounts of data, identifying/summarizing patterns and trends. Must be a quick study for new tasks, procedures, software/technology as well as conceptual philosophy behind a diverse set of tasks related to risk management of warehouse lines. Strong organizational skill sets. Strong attention to detail. Working knowledge of Microsoft Office, Warehouse Loan Funding System, and Credit Quest. Demonstrated success in a fast-paced service environment. Strong communication skills; both interpersonal and written are necessary. Ability to successfully perform work independently and in a team environment. Familiarity with loan documents is a plus.
Job Qualifications:
Must possess working knowledge of underwriting principles for moderately complex Warehouse Lines. Bachelor's Degree with significant accomplishment in finance and accounting or commensurate experience and training in credit analysis for business relationships. Minimum of 5 years of commercial underwriting experience with an emphasis on credit and risk management for mortgage warehouse clients.
What do I do now?
Apply with us!
Refer this opening to others!
Disability Accommodation Statement
Centier Bank is an Equal Employment Opportunity/Affirmative Action employer and is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. If you need an accommodation due to a disability to use our online system to apply for a position at Centier Bank, please call us at ************ or send us an email at *********************.
Equal Opportunity Employer: Disability/Veteran
Centier Bank is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Member FDIC
Auto-ApplyPersonal Lines Auto Insurance Underwriter
Underwriter job in Chicago, IL
Job Description
We are adding to our Underwriting Team and seeking Personal Auto Underwriters and Underwriting Assistants!
Join the thrill of the insurance world at First Chicago Insurance Company! As a Personal Lines Auto Underwriter or Underwriting Assistant, you'll dive into the dynamic realm of risk assessment and customer service, where every decision you make impacts our customers' lives. Work closely with a vibrant team that thrives on innovation and excellence, all while enjoying our fun, high-performance culture.
What is a day in the life being a Personal Lines Auto Insurance Underwriter or Underwriting Assistant?
Working within the underwriting department, you can expect an engaging and fast-paced day-to-day routine. You'll start by reviewing applications and assessing risk profiles, ensuring each policy aligns with our customer-centric values. Collaboration is key, so be prepared to work closely with the underwriting team members, sharing insights and strategies to enhance our processes. You will also engage regularly with our policy holders, providing exceptional customer service by answering questions and clarifying policy details.
You'll also help maintain accurate documentation and ensure compliance with regulatory standards. Embrace the excitement of problem-solving as you navigate unique situations and contribute your ideas to improve our operations!
DUTIES & RESPONSIBILITIES:
Provide a high level of customer service by delivering timely responses to agents / policyholders on quotes, endorsements and renewals
Develop a basic understanding of coverage's, exposures, rating plans and state requirements
Enter new business policies, endorsements and renewals
Order reports and assimilate information as required to support the underwriting process
Assist the Underwriting Unit as required for new business, endorsement and renewal processes
Work on special projects as directed
Prepare system output for mailing
Complete Financial Responsibility Filings
Underwriters will assist in training of new underwriting staff in system and daily underwriting processes
QUALIFICATIONS REQUIRED:
Underwriter candidates should have prior Auto Underwriting experience and Underwriting Assistant candidates should have prior customer service experience.
Excellent communication, interpersonal and organizational skills.
Ability to pass written examinations where required by state statutes to become a licensed Property and Casualty Agent.
Good typing/data entry skills (min. 30 wpm).
Preferred:
College degree or related industry experience
Property and Casualty Agency license
Ability to use on-line underwriting system
First Chicago Insurance Company provides a competitive benefits package to all full- time employees. Following are some of the perks First Chicago employees receive:
Competitive Salaries
Commitment to your Training & Development
Medical, Dental and Vision Reimbursement
Short Term Disability/Long Term Disability
Life Insurance
Flexible Spending Account
Telemedicine Benefit
401(k) with a generous company match
Paid Time Off and Paid Holidays
Tuition Reimbursement
Wellness Program
Fun company sponsored events
And so much more!
Estimated Compensation Range: $16/hr-$30/hr*
*Published ranges are estimates. Offered compensation will be based on experience, skills, education, certifications, and geographic location.
Job Posted by ApplicantPro
Personal Lines Auto Insurance Underwriter
Underwriter job in Chicago, IL
Job Description
We are adding to our Underwriting Team and seeking Personal Auto Underwriters and Underwriting Assistants!
Join the thrill of the insurance world at First Chicago Insurance Company! As a Personal Lines Auto Underwriter or Underwriting Assistant, you'll dive into the dynamic realm of risk assessment and customer service, where every decision you make impacts our customers' lives. Work closely with a vibrant team that thrives on innovation and excellence, all while enjoying our fun, high-performance culture.
What is a day in the life being a Personal Lines Auto Insurance Underwriter or Underwriting Assistant?
Working within the underwriting department, you can expect an engaging and fast-paced day-to-day routine. You'll start by reviewing applications and assessing risk profiles, ensuring each policy aligns with our customer-centric values. Collaboration is key, so be prepared to work closely with the underwriting team members, sharing insights and strategies to enhance our processes. You will also engage regularly with our policy holders, providing exceptional customer service by answering questions and clarifying policy details.
You'll also help maintain accurate documentation and ensure compliance with regulatory standards. Embrace the excitement of problem-solving as you navigate unique situations and contribute your ideas to improve our operations!
DUTIES & RESPONSIBILITIES:
Provide a high level of customer service by delivering timely responses to agents / policyholders on quotes, endorsements and renewals
Develop a basic understanding of coverage's, exposures, rating plans and state requirements
Enter new business policies, endorsements and renewals
Order reports and assimilate information as required to support the underwriting process
Assist the Underwriting Unit as required for new business, endorsement and renewal processes
Work on special projects as directed
Prepare system output for mailing
Complete Financial Responsibility Filings
Underwriters will assist in training of new underwriting staff in system and daily underwriting processes
QUALIFICATIONS REQUIRED:
Underwriter candidates should have prior Auto Underwriting experience and Underwriting Assistant candidates should have prior customer service experience.
Excellent communication, interpersonal and organizational skills.
Ability to pass written examinations where required by state statutes to become a licensed Property and Casualty Agent.
Good typing/data entry skills (min. 30 wpm).
Preferred:
College degree or related industry experience
Property and Casualty Agency license
Ability to use on-line underwriting system
Warrior Insurance Network (WIN) provides a competitive benefits package to all full- time employees. Following are some of the perks Warrior Insurance Network (WIN) employees receive:
Competitive Salaries
Commitment to your Training & Development
Medical and Dental and Vision Reimbursement
Short Term Disability/Long Term Disability
Life Insurance
Flexible Spending Account
Telemedicine Benefit
401k with a generous company match
Paid Time Off and Paid Holidays
Tuition Reimbursement
Wellness Program
Fun company sponsored events
And so much more!
Estimated Compensation Range: $16/hr-$30/hr*
*Published ranges are estimates. Offered compensation will be based on experience, skills, education, certifications, and geographic location.
Job Posted by ApplicantPro