Underwriter jobs in Keller, TX

SWBC is seeking a talented individual to underwrite mortgage applications to include composing and creating credit decisions, interpret investor guidelines and policies, and review all loan submissions to ensure investor guidelines are met. This individual weighs credit risks to ensure loans originated by the company will be saleable in the secondary market, trains other underwriters, monitors the Mortgage Underwriting Scenarios Mailbox, acts as a liaison to the IT Department for systems issues, and performs underwriting for more complex loan products. Essential duties include the following: Provides technical assistance to other underwriters, loan originators, and processors and closers in order to enhance volume, accuracy, and efficiency through personal interaction and monitoring of Scenarios Mailbox. Develops training materials for new underwriters and for continued staff development; performs actual training of new underwriters; and assists in their development as needed. Acts as contact point and represents Underwriting Department for systems improvements including LOS systems. Determines and advises if a file can be counter-offered to a different product and/or program when appropriate. Underwrites all loan types including the more complex products. Performs second-level reviews of other underwriter files as needed. Interprets investor guidelines and policies to ensure that loans are salable in the secondary market. Underwrites Conventional, FHA, VA, and USDA loans ensuring compliance with appropriate company and secondary market investor standards. Makes decisions related to credit and collateral; analyzes complex loan documentation (i.e., appraisal reports, compliance inspections, credit reports, job verifications, financial statements and tax returns) to evaluate subject property and credit worthiness of borrowers; and determines if loans meet approval criteria and informs production staff within corporate time frame. Responds to investor, agencies, and internal qualify control audits as needed. Serious candidates will possess the minimum qualifications: Minimum of five (5) years mortgage lending experience, which includes at least three (3) years mortgage underwriting experience. Thorough understanding of FHA, VA, FNMA, FHLMC, and conventional guidelines, policies and procedures. Thorough knowledge of all underwriting procedures and real estate appraisals. Thorough knowledge of creditor financial analysis techniques and mortgage credit evaluations. Excellent analytical and decision making skills. Strong verbal and written communication skills. Strong negotiation skills. Thorough knowledge of MI policies. Thorough knowledge of complex personal and business financial analysis and an expertise in tax return and balance sheet analysis, including both cash flow and AGI methods. Working knowledge of personal computers to include MS Word and Excel. Possess a HUD Direct Endorsement Underwriter and a FHA DE designation. VA LAPP designation strongly preferred. Able to sit for long periods of time analyzing loan applications, credit reports, and other related documents. Able to lift/push/pull/stoop/kneel 10 - 20 lbs. of files or other documents. SWBC offers*: Competitive overall compensation package Work/Life balance Employee engagement activities and recognition awards Years of Service awards Career enhancement and growth opportunities Leadership Academy and Mentor Program Continuing education and career certifications Variety of healthcare coverage options Traditional and Roth 401(k) retirement plans Lucrative Wellness Program *Based upon employee eligibility Additional Information: SWBC is a Substance-Free Workplace and requires pre-employment drug testing. Please note, SWBC does not hire tobacco users as allowed by law. To learn more about SWBC, visit our website at ************* If interested, please click the appropriate apply button.

Requirements QUALIFICATIONS: Minimum of 5 years Residential Mortgage Underwriting. College degree preferred but not required. Excellent understanding of secondary market guidelines (FNMA/FHLMC/GNMA). Effective analytical and mathematical skills. Strong understanding of mortgage process flow of 1-4 family, condo and co-op from processing to closing. Must have a strong understanding of multiple investor guidelines and regulatory compliance. Knowledge of mortgage insurance. Self-starter, self-reliant dependable ability to work within and meet specific time constraints.. Excellent organizational and communication skills. Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law. Texana Bank Mortgage 1680 Keller Pkwy Keller, TX 76248

JOB SUMMARY: A Senior Mortgage Underwriter is responsible for evaluating the eligibility of an applicant for loan application processing. Senior Underwriters verify the applicant's information, including their credit score and other valid documents, ensuring that the applicant fulfills the loan application's parameters. A Mortgage Underwriter will be responsible for examining loan documentations for accuracy and completeness while working with loan originator or production staff to secure all required documents. You may be required to work with other senior mortgage underwriters on loan exceptions having the authority to withdraw and decline loans. Mortgage Underwriters may be involved in one or several types of mortgage lending. You may also be required to respond directly to individual and investor audits. ESSENTIAL FUNCTIONS: Adherence to mortgage product guidelines Underwriting & training the underwriting & production staff on special products Achieve and maintain highest level of regulatory compliance in conjunction with minimal loan defect rates while meeting and exceeding production metrics Develop, implement, and drive quality standards consistent with company policies and investor guidelines Manage pipeline and report project timelines and results Responsible for the review of quality control reports and implement any action plans required Foster positive attitudes and professionalism by focusing on resolution-based approach to problem solving and identifying best practices, process improvements and mortgage loan system efficiencies Review, analyze, and determine mortgage loan compliance with Fannie Mae, Freddie Mac, FHA, VA, and Rural Development guidelines Ensure accuracy of all loan documentation Clearly communicate decisions and the justification behind those decisions to the appropriate parties Requirements QUALIFICATIONS: 5+ years of Residential Mortgage Underwriting. Conventional Agency experience required. Non-Conforming, Jumbo, FHA, VA, Bond Program experience preferred. Experience with customer service, decision making, and analyzing information. Excellent organizational, written and telephone communication skills. Deep understanding of pipeline management and system supported workflows is required. Must have a strong understanding of multiple investor guidelines and regulatory compliance Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law. Texana Bank Mortgage 1698 Keller Rd Suite 100 Dallas, TX 76248

- The Underwriter will analyze Excess Casualty submissions from broker partners to determine eligibility of risk within Core Specialty Excess Casualty appetite and subsequently to determine appropriate limits, attachment point, pricing & terms that will provide Core Specialty with adequate underwriting profit on each risk. Execution of (LOB) business plans and objectives. Key Accountabilities/Deliverables: Enhance Core Specialty's reputation in the market Provide prompt and accurate customer service on policy transactions Ensure all risks considered and bound are within delegated authority, underwriting standards, risk selection, peer review and pricing methodologies Provide documented evidence of underwriting activities and decisions in files as required Support Company and Department goals and objectives In addition to the above key responsibilities, you may be required to undertake other duties from time to time as the Company may reasonably require. Carry out duties within our internal policies and procedures in accordance with applicable law, rules, regulation, good governance, and Core Specialty's shared values, including putting clients at the heart of our business. Technical Knowledge and Understanding: Knowledge of Excess Casualty underwriting industry & current market environment Knowledge of Excess Casualty underwriting practices, coverage & pricing/rating methodologies Knowledge of producer & competitor marketplace Knowledge of targeted industries Knowledge of insurance company operations Familiarity with company systems, procedures & processes Solid understanding of policy wordings and clauses Understanding of all pricing/underwriting tools available Experience: Bachelor's degree (preferably with a Risk Management & Insurance Major) Achieved or working towards an industry designation such as CPCU, CRM, ARM, CIC Ability to travel monthly within the region to meet assigned brokers in the region 3+ years in the Casualty Underwriting or Broking field Experience working with support services, including IT, claims, actuarial and operations Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa for this position. #LI-Hybrid #LI-Remote - At Core Specialty, you will receive a competitive salary and opportunities for professional development and advancement. We offer medical, dental, vision, and life insurances; short and long-term disability; a Company-match of 100% of a 6% contribution 401(k) plan; an Employee Assistance Plan; Health Savings Account, Flexible Spending Account, Health Reimbursement Account, and a wellness program

* This position is open to multiple U.S. locations. Preferably near a U.S. HW Kaufman office location.* About Us: Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous lines of business including professional liability, general liability, and commercial multi-peril risks. This structure provides maximum flexibility in responding to business opportunities as they arise. We pride ourselves on delivering exceptional service and innovative products to our clients. As part of our commitment to excellence, we are seeking a dynamic and experienced individual to join our team as an E&S Underwriter. Role Overview: As a Contract Bind Underwriter, you will play a critical role in driving the growth and profitability of our Contract Binding Division. You will be responsible for marketing our Property, Casualty and Inland Marine products to an exclusive wholesale broker, building and maintaining strong relationships, and underwriting risks in accordance with company guidelines and standards. Responsibilities * Develop and execute marketing strategies to promote our products to an exclusive wholesale broker. * Build and nurture relationships with key stakeholders, including brokers, agents, and internal teams, to drive business growth and retention. * Evaluate and underwrite P&C risks, ensuring adherence to underwriting guidelines, policies, and procedures. * Analyze and interpret data to determine risks and potential exposures. * Analyze market trends, competitive landscape, and emerging risks to identify opportunities for product enhancement and innovation. * Collaborate with the underwriting team to assess and price risks effectively while maintaining profitability targets. * Provide exceptional customer service by responding to inquiries, resolving issues, and delivering timely underwriting decisions. Qualifications * Bachelor's degree in Business, Finance, Insurance, or related field. * 2-8 years of experience in the Excess & Surplus Lines Insurance Industry * Strong knowledge of insurance principles, underwriting practices, and industry regulations. * Proven track record of building and managing relationships with brokers and agents. * Excellent analytical, negotiation, and decision-making skills. * Ability to travel: 10 - 15% * Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment. * Effective communication and presentation skills, with the ability to influence and persuade stakeholders. About Our Company A premier national provider of property and casualty insurance, Atain is an A.M. Best "A" rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team! Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.

Job Title: Underwriter - III What you'll do: As a Mortgage Underwriter III you'll responsible for underwriting Government and Conventional loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards. You'll be responsible for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays. * Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable. * Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. Contact customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process. * Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans. * Other duties as assigned. What you'll need: * 7+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field. * High school diploma required. * Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending;, including sales, operations, capital markets and/or other residential mortgage products and services. * Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. * Advanced knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines. * Intermediate knowledge of MS Office products. * Intermediate knowledge of Encompass. * Advanced speaking and writing communication skills. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. Western Alliance Bancorporation

Underwriter II - Remote, TX Agility 360 is searching for remote Underwriters within the State of Texas for a contract position. The ideal candidates will have experience underwriting Agency Conventional loans with a high-level attention to detail. You will be responsible for reviewing the credit, capacity and collateral characteristics of loan files to ensure they meet company and investor quality standards. Candidates must be currently living in Texas for consideration. Responsibilities: Manage individual pipeline on a daily basis by completing Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times Identify any document deficiencies, request additional information and/or documentation from Clients as needed Expert ability to navigate and interpret all agency and company guidelines Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan. Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans Other duties as assigned Qualifications: 5+ years of mortgage industry experience 3+ years recent underwriting or loan review experience Bachelors Degree preferred, High School or GED equivalent required Experience in Retail or Non-Delegated Underwriting Ability to communicate effectively and professionally Basic proficiency in Microsoft Office products (Excel, Word, etc.) Loan quality and risk management Knowledge of FNMA and FHLMC guidelines Knowledge of FHA, VA and USDA guidelines a plus, but not required DE or LAPP/SAR a plus, but not required Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector Excellent Customer and Client service skills Ability to work in a fast-paced production environment Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints Excellent written and verbal communication skills Prioritization and Time Management skills Ability to learn and adapt to guideline change Details: 3-6 Month Contract (contract extension possible based on performance / company needs) Schedule: Monday - Friday, 8am - 5pm CST (40 hours/week) MUST have access to high-speed internet Pay rate range between $32-$37 Employment consideration is contingent on passing a background, credit, and drug test

Hilltop Securities is currently looking to hire an Underwriter, Sr. in Dallas, Texas. The Underwriter, Sr. manages and expands the Hilltop Securities brokered CD business. They lead new issue CD underwriting, maintain relationships with depository customers, and collaborate with various teams to ensure competitive pricing and balance sheet solutions. They also develop and execute funding strategies for bank clients through different market conditions. Responsibilities Underwrite brokered Certificates of Deposit (CDs) by assessing risk and viability of CD issuers, reviewing financial statements, conducting due diligence, and ensuring compliance with regulatory standards. Develop and execute funding strategies that attract & maintain bank clients. Negotiate terms, resolve issues and ensure customer satisfaction. Collaborate with the trading desk to ensure that the pricing of brokered CDs is competitive and aligns with Hilltop's balance sheet strategies. Analyzing market trends, pricing models, and financial data. Work closely with the Financial Strategies Team to develop and enhance relationships with internal issuers. Approve or deny business based on underwriting assessments, which involves making informed decisions on whether to accept new issuers or continue relationships with existing ones. Travel required to visit existing clients and potential clients to understand their needs, present solutions, and build relationships. This includes attending industry conferences, conducting site visits, and holding meetings. Qualifications Bachelor's degree in finance, economics, business, or a related field preferred. Advanced degrees or certifications (e.g., CFA) could be advantageous. Minimum 5 years' experience in underwriting CDs and building relationships with bank clients. Active Series 7 and 63 licenses. Proven history of managing a book of existing depository bank business. Strong analytical and decision-making skills. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Ability to travel as required. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required and may be changed at the discretion of the Company.

About the Role: As a Underwriter specializing in Tech E&O risks, you will be responsible for evaluating, pricing, and managing a diverse book of business across multiple sectors. You'll play a key role in driving strategic growth, ensuring underwriting discipline, and maintaining profitability. This position is ideal for a results-driven individual with a deep understanding of cyber exposures and a passion for building broker partnerships. Key Responsibilities: Assess and underwrite primary and excess cyber liability and technology E&O submissions. Analyze risk profiles across industries to determine coverage terms, pricing, and conditions in alignment with underwriting guidelines. Collaborate with leadership to monitor portfolio performance and contribute to strategic planning. Develop and maintain strong relationships with wholesale brokers to generate new business opportunities. Participate in client meetings, industry conferences, and networking events to enhance market presence. Prepare and deliver competitive proposals while ensuring compliance with internal standards. Stay informed on emerging cyber threats, regulatory changes, and claims trends to support sound underwriting decisions. Qualifications: Bachelor's degree in Business, Finance, Risk Management, or a related discipline. Proven experience in underwriting technology E&O and cyber liability insurance. Background in specialty or wholesale insurance markets is essential. Demonstrated success in achieving underwriting profitability. Strong analytical skills and ability to interpret complex data sets. Willingness to travel for business development and industry engagement.

The Mortgage Underwriter evaluates loan applications by industry and business unit standards to support the extension of credit for residential and residential construction loans based on agency and investor guidelines. The individual also gathers information to make sound credit decisions through automated scoring systems or traditional underwriting using independent judgement and knowledge to ensure that the portfolio meets risk, regulatory, and quality standards. Maintains primary responsibility for the accuracy and complete analysis of financial and credit information to support the extension of credit for residential and residential construction loans Applies and maintains expert knowledge of product, regulatory and risk mitigation criteria Justifies, documents, and communicates loan decisions and risk levels Completes reports pertaining to Mortgage Loans including but not limited to credit bureau reporting and secondary market investors through direction of the Mortgage Operations Manager Resolves title issues and survey irregularities as the arise Assists customers in person, by telephone, by mail, and on the web Conducts audit and quality processes and reports to management on timely responses to loan processing requests and related matters Position subject to SAFE Act registration requirements Position will office in either Plano or Terrell, TX Qualifications: Bachelor's Degree - preferred 5 years of residential Mortgage underwriting experience demonstrated qualifying experience in a mortgage or financial institution; working knowledge of laws, regulations, policies and procedures governing Banking and pertaining to residential Real Estate, including RESPA, TILA, ECOA and HMDA requirements Position requires registrations with the National Mortgage Licensing and Registry (NMLS) Preferred FHA underwriting experience Skills: Working knowledge in the use of MS Excel and Word; basic keyboarding and calculator skills; must be able to perform simple math and carry out written instructions Work occasionally requires more than 40 hours per week to perform the essential functions of the job Lifting in an office setting up to 30lbs. ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.

Insight Global is looking to hire a Mortgage Underwriter to work for a client in Plano, TX. Duties include -, Perform complex data and document validation - Troubleshoot third party orders (title, appraisal, hazard, flood cert, credit, etc.) - Handle more complex calls, emails or chat sessions - Complete appraisal eligibility tasks - Evaluate loan applications for compliance with product guidelines - Perform other related duties as required and assigned - Demonstrate behaviors which are aligned with the organization's desired culture and values We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to ********************.To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: **************************************************** Skills and Requirements Associate's degree or equivalent work experience 3+ years of relevant work experience Proficiency in Microsoft Office Financial Services and, if possible, mortgage industry experience preferred General understanding of applicable Federal, State and Local regulations

Description Position Overview:The Wholesale Jumbo Underwriter reviews and underwrites Jumbo and Non-QM mortgage loan applications and property appraisals and evaluates the loans to minimize risk or loss within regulatory guidelines. Ideal candidates for this position will be experienced underwriting Jumbo and Non-QM loans, highly detail-oriented, and familiar with loan program guidelines. Essential Functions of the Role: Analyze and underwrite Jumbo and Non-QM mortgage loans within compliance guidelines and approved seller variances. Manage loan conditions and provide recommendations for underwriting waiver and eligibility exceptions. Communicate with loan originators and processors regarding loan status, approvals, suspensions, denials, and conditions. Maintain a pipeline of loans adhering to posted service level agreements. Remain current on loan program requirements and review documents for compliance. Other duties as assigned. Classification: Full Time, Non-Exempt Essential Knowledge/Skills/Abilities: Knowledge of regulatory requirements (RESPA, TILA, etc.) Strong communication skills Excellent organizational skills Highly detail-oriented Ability to work across organizational boundaries Strong decision making skills Advanced problem solving capabilities Strong critical thinking skills Proven ability to prioritize and multi-task Understanding of Government Loan Programs Experience Requirements: Minimum of five (5) years of mortgage underwriting experience required. Minimum of three (3) years of underwriting Jumbo and Non-QM loans with complex income analysis required. National bond program experience preferred. Education / Licensing Requirements: High school diploma or equivalent required. Some college preferred. Working Conditions: Fast-paced environment. Requires normal vision (corrected) both close and distant. Requires normal hearing levels (corrected). Requires working at a desk to use a phone and computer for extended periods of time. Requires sitting, bending. Works effectively with frequent interruptions. Lifting requirements of 10 lbs. occasionally. Minimal travel

Who you are: We are seeking a highly experienced Non-QM and Non-Conforming underwriting expert who is ready to transition into a mortgage technology and pricing engine environment. This role centers on converting complex underwriting guidelines into structured logic and validating pricing/eligibility outputs. The ideal candidate has deep underwriting and credit knowledge, strong communication skills, and an aptitude for learning technology. Does this sound like you? If so, keep reading and apply today!What you'll do: Serve as the subject-matter expert for investor guidelines (Non-QM, Conforming, Jumbo) and program eligibility. Analyze, interpret, and translate complex investor guidelines including those for bank statements, DSCR, P&L, 1099s, and asset depletion into clear, structured logic for the pricing and eligibility engine. Update, maintain, and validate rules within the pricing engine to ensure all pricing (LLPAs, Spec Payups) and eligibility outputs are accurate and consistent with investor requirements. Proactively recommend improvements to guideline logic and system behavior to enhance efficiency and accuracy. Monitor, review, and interpret all investor communications (e.g., daily emails, notifications) for guideline, rate sheet (LLPA), and product changes. Determine the pricing and eligibility impact of changes and promptly implement them within the system (Polly), including adding new products and adjusting payups, often under same-day deadlines. Conduct systematic validation and testing of pricing and eligibility engine outputs. Troubleshoot and resolve escalated customer support tickets, which may involve full audits of existing investor configurations for content accuracy in eligibility and pricing. What you have: 7+ years of recent mortgage industry experience, with the last 5+ years focused on Non-QM, Non-Conforming, and Jumbo underwriting. Deep, practical expertise in investor guidelines for FNMA, FHLMC, and Non-QM programs, with the ability to accurately interpret and apply them. Specialized experience underwriting complex income, including bank statements, DSCR, 1099s, tax returns, and asset depletion. Technically adept and eager to transition into tech, with a desire to master rule engines, pricing models, workflow systems, and new platforms quickly. Savvy with tools like Excel. Analytical problem-solver with the ability to anticipate edge cases, think like both an underwriter and a systems analyst, and maintain a high level of detail and accuracy. Exceptional customer-centric communication skills, combining strong writing and verbal ability with empathy, diplomacy, and poise under pressure to resolve issues and explain technical concepts clearly. Why join Polly? We are attacking a trillion-dollar market with gross inefficiencies and seeking to transform the way an entire industry operates We have an experienced leadership team that previously built large and impactful platforms Outstanding opportunity for professional growth and upward mobility Direct engagement with the decision makers and senior business leaders Competitive salaries 100% paid medical/vision/dental/disability/life insurance for full time employees Flexible vacation Let's get to know each other. Polly has pioneered the next generation of mortgage capital markets technology with its cutting-edge, data-driven platform. Its enterprise-grade solutions, including the industry's only cloud-native, commercially scalable product, pricing, and eligibility (PPE) engine and first-of-its-kind Polly/™ AI platform, empower the nation's top banks, credit unions, and mortgage lenders to increase profitability, automate workflows, and revolutionize the loan officer and broker experiences. As a mortgage technology trailblazer, Polly is committed to driving meaningful value and ROI through best-in-class innovation that enables unlimited configurability, flexibility, granularity, and scalability. Polly was founded by a seasoned team of mortgage capital markets and technology experts and is headquartered in San Francisco, California. Recognized as a pioneer in mortgage capital markets, as well as in culture and career development, Polly was named to Forbes' America's Best Startup Employers in 2025. This evaluation was based on three key criteria: Employer Reputation, Employee Satisfaction, and Company Growth. To learn more, follow Polly on LinkedIn or visit ************* Polly is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, age, color, national origin, religion, sex, gender identity, sexual orientation, marital status, pregnancy status, disability status, veteran status, or any other legally protected status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Beware of recruitment scams impersonating the Polly brand or our employees. Our team communicates only through official Polly channels, and we will never ask for sensitive information over text or conduct text-only interviews. If you are ever suspicious or in doubt, reach out to us directly at *******************. We care deeply about this network and your experience.

Summary Analyzes credit data to estimate degree of risk involved in extending credit or lending money to commercial businesses or individuals; Leads their respective teams; assumes the responsibilities of a manager by performing the following duties. Duties and Responsibilities include the following. Conduct thorough analysis of financial statements and assessment of credit requests on complex commercial credit relationships of $2,500,000 and greater. Keep up to date with the company's lending protocols. Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision and a working knowledge of accounting principles and financial techniques Research skills Strong problem-solving, mathematical and analytical skills Excellent written and verbal communication skills Ability to maintain confidentiality Proficiency with computers and computer software, like programs that aid in statistical and financial calculations Proficiency with financial reports and statements Strong attention to detail and ability to notice discrepancies in data Impeccable understanding of financial statements, ratios, and concepts The ideal candidate should be self-motivated, be a team player and have a strong work ethic. Performs loan reviews/annual reviews on selected borrowers and guarantors for commercial credit relationships of $2,500,000 and greater. Performs cash flows, financial credit analysis, collateral valuations, global cash flows, etc. for commercial borrowers and guarantors on credit relationships of $2,500,000 and greater. Accompanies relationship managers on customer calls and site visits of potential and existing customers as requested / needed. Performs ongoing file maintenance to ensure credit information is uploaded to the credit file in a timely basis as needed. Identifies policy, collateral, and missing document exceptions. Identifies strengths and weaknesses of the relationship. Assists relationship managers in structuring credits, assessing covenants and monitoring procedures. Responsible for training and development of new relationship managers on the credit analysis process. Responsible for training, development, and mentoring of new credit analysts and the CDP analyst on the credit analysis underwriting and processes. Manages and develops Credit Analyst II / III in the department along with the CDP Analyst (Credit Analyst I). Distributes and assigns work flow based on knowledge and complexity in credit manager's absence. Assists Loan Committee, as needed, with reports, agenda, meeting book, minutes of meetings, and any other duties in Credit Analysis Manager's absence. Supervisory Responsibilities Supervises employees of the Credit Analysis Department in manager's absence. May supervise and manage the Credit Analyst II / III. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include training employees; planning, assigning, and directing work; appraising performance in conjunction with management; rewarding and disciplining employees; addressing complaints and resolving problems. Competencies - To perform the job successfully, an individual should demonstrate the following competencies: Analytical - Synthesizes complex or diverse information; Collects and researches data; Demonstrates attention to detail. Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully. Interpersonal Skills/Customer Service - Maintains confidentiality; Manages difficult or emotional customer situations; Responds promptly to customer needs; Meets commitments. Oral and Written Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions; Writes clearly and informatively; Presents numerical data effectively. Teamwork - Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interests; Able to build morale and group commitments to goals and objectives; Supports everyone's efforts to succeed. Change Management and Delegation - Communicates changes effectively; Delegates work assignments. Leadership and Managing People - Exhibits confidence in self and others; Inspires and motivates others to perform well; Gives appropriate recognition to others; Makes self available to staff; Develops subordinates' skills and encourages growth; Continually works to improve supervisory skills. Organizational Support - Follows policies and procedures; Supports organization's goals and values. Judgment and Motivation - Displays willingness to make decisions; Exhibits sound and accurate judgment; Includes appropriate people in decision-making process; Makes timely decisions; Demonstrates persistence and overcomes obstacles. Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently. Professionalism - Reacts well under pressure; Treats others with respect and consideration regardless of their status or position. Quality and Quantity - Demonstrates accuracy and thoroughness; Completes work in timely manner. Adaptability, Initiative and Innovation - Adapts to changes in the work environment; Manages competing demands; Able to deal with frequent change, delays, or unexpected events; Asks for and offers help when needed; Generates suggestions for improving work. Attendance/Punctuality and Dependability - Is consistently at work and on time; Follows instructions, responds to management direction; Commits to long hours of work when necessary to reach goals. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience Bachelor's degree (B. A.) from four-year college or university, Accounting or Finance degree preferred; seven or more years credit analysis experience required; or equivalent combination of experience in Credit / Banking. Computer Skills To perform this job successfully, an individual should have knowledge of basic knowledge of computer applications such as Moody's, the Internet, Outlook, Microsoft Word and Excel. Ability to use bank-specific software such as MPC, IBS, ADP, etc. Ability to use basic office machines. Bank Culture/Customer Service Skills Promotes the Bank's culture, including the support of our Brand promise and Core Values. Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank. Physical Demands While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee is frequently required to walk and use hands to finger, handle, or feel. The employee is occasionally required to stand; reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus. Work Environment The noise level in the work environment is usually moderate. This reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion. Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights Remote positions are intended to be filled in states within our footprint, which includes: Alabama, Florida, Louisiana, Mississippi, and Texas. Any exception to this policy requires further regulatory review and approval by management.

Job Description Lonestar Managing General Agency, our employees are our biggest asset! It is our mission to attract and retain intelligent, motivated, ethical employees who strive for excellence and growth, and to keep those employees happy and engaged. We provide the tools and the support our employees need to grow both professionally and personally. We encourage self-improvement and celebrate success by rewarding ideas and results. We realize the strength of teamwork and its ability to join individuals together and push and pull each other, with a synergy that can only be found in groups of good people sharing ideas. Join in on the excitement and become part of our thriving organization! We are seeking a Personal Auto Underwriter to join our team! The Personal Auto Underwriter will be responsible for assisting the Underwriting Department in overall productivity. Scope of the position includes ensuring compliance with state mandated handling guidelines and delivering customer service to agencies / policyholders. Interaction with agents and policyholders will be necessary to perform the job duties. DUTIES & RESPONSIBILITIES: Provide a high level of customer service by delivering timely responses to agents / policyholders on quotes, endorsements and renewals. Develop a basic understanding of coverage's, exposures, rating plans and state requirements. Enter new business policies, endorsements and renewals. Order reports and assimilate information as required to support the underwriting process. Assist the Underwriting Unit as required for new business, endorsement and renewal processes. Work on special projects as directed. Prepare system output for mailing. Complete Financial Responsibility Filings. Assist in training of new underwriting staff in system and daily underwriting processes Required QUALIFICATIONS: Prior personal auto insurance experience. Excellent communication, interpersonal and organizational skills. Ability to pass written examinations where required by state statutes to become a licensed Property and Casualty Agent. Good typing/data entry skills (min. 30 wpm). Preferred: College degree or related industry experience. Property and Casualty license. Ability to use on-line underwriting system. Lonestar MGA provides a competitive benefits package to all full- time employees. Following are some of the perks Lonestar employees receive: Competitive Salaries Flexible Work Schedules Commitment to your Training & Development Medical and Dental and Vision Reimbursement Telemedicine Benefit 401k with a generous company match Paid Time Off and Paid Holidays Tuition Reimbursement Wellness Program Fun company sponsored events And so much more! Job Posted by ApplicantPro

- The Underwriter will analyze Excess Casualty submissions from broker partners to determine eligibility of risk within Core Specialty Excess Casualty appetite and subsequently to determine appropriate limits, attachment point, pricing & terms that will provide Core Specialty with adequate underwriting profit on each risk. Execution of (LOB) business plans and objectives. Key Accountabilities/Deliverables: Enhance Core Specialty's reputation in the market Provide prompt and accurate customer service on policy transactions Ensure all risks considered and bound are within delegated authority, underwriting standards, risk selection, peer review and pricing methodologies Provide documented evidence of underwriting activities and decisions in files as required Support Company and Department goals and objectives In addition to the above key responsibilities, you may be required to undertake other duties from time to time as the Company may reasonably require. Carry out duties within our internal policies and procedures in accordance with applicable law, rules, regulation, good governance, and Core Specialty's shared values, including putting clients at the heart of our business. Technical Knowledge and Understanding: Knowledge of Excess Casualty underwriting industry & current market environment Knowledge of Excess Casualty underwriting practices, coverage & pricing/rating methodologies Knowledge of producer & competitor marketplace Knowledge of targeted industries Knowledge of insurance company operations Familiarity with company systems, procedures & processes Solid understanding of policy wordings and clauses Understanding of all pricing/underwriting tools available Experience: Bachelor's degree (preferably with a Risk Management & Insurance Major) Achieved or working towards an industry designation such as CPCU, CRM, ARM, CIC Ability to travel monthly within the region to meet assigned brokers in the region 3+ years in the Casualty Underwriting or Broking field Experience working with support services, including IT, claims, actuarial and operations Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa for this position. #LI-Hybrid #LI-Remote - At Core Specialty, you will receive a competitive salary and opportunities for professional development and advancement. We offer medical, dental, vision, and life insurances; short and long-term disability; a Company-match of 100% of a 6% contribution 401(k) plan; an Employee Assistance Plan; Health Savings Account, Flexible Spending Account, Health Reimbursement Account, and a wellness program

JOB SUMMARY: This position requires a thorough working knowledge of and ability to analyze credit reports, income documentation, assets, liabilities, property appraisals, and title reports, to insure loans meet company standards for sale into the secondary market. This person will identify, analyze, and balance transactional, borrower and property related risks and offsets to arrive at a loan decision of approval, suspense, counter offer or denial. ESSENTIAL FUNCTIONS: Review loan application package using verified data in the loan submission package. Evaluate borrower's income relative to financial obligations. Review adequacy of credit quality and borrower qualifications. Access sources of funds and the security property. Analyze loan terms, LTV and ratios making sure they meet the program guidelines. Notify processor and loan officer of decision made. Approve loan in accordance with appropriate terms and conditions, counter-offers if the term does not meet company ending standards and guidelines, or deny the loan. Review and clears all conditions. Maintain current knowledge of all loan products and origination requirements. Ensure accuracy of loan disclosures and documentation. Ensure the quality of loans conforms to government regulation, company standards, and standards for sale to the secondary market. Requirements QUALIFICATIONS: Minimum of 5 years Residential Mortgage Underwriting. College degree preferred but not required. Excellent understanding of secondary market guidelines (FNMA/FHLMC/GNMA). Effective analytical and mathematical skills. Strong understanding of mortgage process flow of 1-4 family, condo and co-op from processing to closing. Must have a strong understanding of multiple investor guidelines and regulatory compliance. Knowledge of mortgage insurance. Self-starter, self-reliant dependable ability to work within and meet specific time constraints.. Excellent organizational and communication skills. Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law. Texana Bank Mortgage 1698 Keller Rd Suite 100 Dallas, TX 76248

The SBA Underwriter at PlainsCapital Bank is responsible for underwriting SBA 7a and 504 originations, modifications and servicing actions. The SBA Underwriter also performs portfolio monitoring activities needed and is responsible for administering the Bank's small business lending platform, working closely with the SBA Credit Officer and SBA Director. Bachelor's degree in business related field required. Strong preference for Finance or Accounting major or concentration. 5 or more years' experience underwriting SBA 7a and 504 loans with proven ability to comprehend, analyze, and interpret information regarding financial statements, tax returns, and other information for the more complicated commercial loan transactions Completion of a formal Credit Training program at a large bank is a plus Deep understanding of Small Business Administration's Standard Operating Procedures and the ability to stay up to date of current and changing regulations related to the banking industry, SBA 7a, and 504 loan programs. Excellent verbal, written and interpersonal communication skills with the ability to interact with all levels of customers, clients, vendors, and internal partners. Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems. Excellent analytical, time management, organizational and problem-solving skills with the ability to manage multiple projects and work in a deadline-driven, dynamic environment. Must be self-motivated with strong initiative, accountability, and attention to detail with the ability to work both independently and as a member of a team. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required and may be changed at the discretion of the Company. Underwrite SBA 7a and 504 loan requests to ensure they adhere to the Bank's and SBA's credit policies and procedures. Prepare cash flow, spreads, sensitivity testing, financial and industry analysis as appropriate to verify business's ability to service debt. Evaluate the creditworthiness of prospective Borrower(s) and Guarantor(s). Analyze proposed collateral for sufficiency and compliance with Bank's and SBA's lending standards. Analyze third-party reports and other due diligence documentation to ensure support of credit recommendations. Determines whether the proposed loan, as structured, conforms to the Bank's and SBA's current lending parameters and eligibility requirements Communicate with Lenders concerning applicant's creditworthiness and/or additional needs items to finalize analysis. Prepare a detailed loan write-up including cash flow analysis, business and guarantor analysis, collateral analysis, and detail all conditions that underwriting is imposing on the closing or funding of the loan. Responsible for reviewing and/or drafting term letters; ensuring that the terms and conditions of the loan approval are accurately reflected Review SBA loan documents for accuracy and conformance with SBA authorization and loan approval Provide support to SBA Loan Closers and Loan Servicing to ensure loan all pre and post-closing conditions are met and the loan is closed and boarded smoothly and accurately Underwrite and recommend approval/denial of loan modifications and servicing requests Promote and provide excellent customer service by effectively communicating and cooperating with all internal and external customers Provide support in the acquisition of new clientele and the maintenance of existing relationships; promote close working relationships with clients Maintain a thorough understanding of the Bank's lending objectives, credit policies and procedures, underwriting guidelines, and various lending products. Understands and complies with requirements of all laws and regulations applicable to the position. Complete tasks created by workflow items from Small Business Lending Platform Administration of Small Business Lending platform (work with vendor on any platform/application issues, review/respond to workflow errors, work/delegate workflow items that need to be addressed outside of the system) Other duties as required.

* This position is open to multiple U.S. locations. Preferably near a U.S. HW Kaufman office location.* About Us: Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous lines of business including professional liability, general liability, and commercial multi-peril risks. This structure provides maximum flexibility in responding to business opportunities as they arise. We pride ourselves on delivering exceptional service and innovative products to our clients. As part of our commitment to excellence, we are seeking a dynamic and experienced individual to join our team as an E&S Underwriter. Role Overview: As a Contract Bind Underwriter, you will play a critical role in driving the growth and profitability of our Contract Binding Division. You will be responsible for marketing our Property, Casualty and Inland Marine products to an exclusive wholesale broker, building and maintaining strong relationships, and underwriting risks in accordance with company guidelines and standards. Responsibilities * Develop and execute marketing strategies to promote our products to an exclusive wholesale broker. * Build and nurture relationships with key stakeholders, including brokers, agents, and internal teams, to drive business growth and retention. * Evaluate and underwrite P&C risks, ensuring adherence to underwriting guidelines, policies, and procedures. * Analyze and interpret data to determine risks and potential exposures. * Analyze market trends, competitive landscape, and emerging risks to identify opportunities for product enhancement and innovation. * Collaborate with the underwriting team to assess and price risks effectively while maintaining profitability targets. * Provide exceptional customer service by responding to inquiries, resolving issues, and delivering timely underwriting decisions. Qualifications * Bachelor's degree in Business, Finance, Insurance, or related field. * 2-8 years of experience in the Excess & Surplus Lines Insurance Industry * Strong knowledge of insurance principles, underwriting practices, and industry regulations. * Proven track record of building and managing relationships with brokers and agents. * Excellent analytical, negotiation, and decision-making skills. * Ability to travel: 10 - 15% * Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment. * Effective communication and presentation skills, with the ability to influence and persuade stakeholders. About Our Company A premier national provider of property and casualty insurance, Atain is an A.M. Best "A" rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team! Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.