Underwriter jobs in Orangetown, NY

Underwriter (Workers' Compensation)- Full Time What you will be doing: Underwriting and servicing of both new business submissions and renewals with the emphasis on profitability Assisting and training of Underwriting Assistants Reviewing Due Diligence reports, Loss control surveys, loss runs, timeliness of premium payments and taking appropriate action when necessary Collaborating with specialists such as premium auditors, claims adjusters and loss control engineers for risk assessment Managing and delegating on a regular basis the activities of underwriting assistants Presenting accounts to management for underwriting approval accompanied by the appropriate underwriting data and recommendations Staying current with rules and regulations, market conditions and corporate underwriting disciplines utilizing NCCI and State Insurance Department websites Assisting the marketing department with presentations, proposals and visits with Brokers and Policyholders Experience you will need: Minimum of 5 years of commercial insurance experience with at least 2 years of Workers' Compensation underwriting individual accounts Knowledge of large account rating programs (i.e., Large Deductibles, Retrospective Rating, etc.) Effective written and verbal communication skills Effective organizational skills Proficiency in Internet software and Microsoft Products such as Word, Excel, Outlook, and internet software Top Reasons to Work with our client Great work-life balance! Market leader in commercial insurance and risk management! Offer a wide range of career paths and opportunities for growth! Competitive Compensation and Benefits: health insurance, retirement plans, and other benefits!

We are seeking a detail-oriented Real Estate Loan Underwriter to support our underwriting and loan processing functions. This role involves reviewing new loan files, issuing underwriting conditions, coordinating with third-party reviewers, and assisting in post-close conditions for loan sales. The ideal candidate will have strong analytical skills, a keen eye for risk assessment, and a continuous improvement mindset to enhance underwriting and loan processing efficiency. The anticipated annual base cash compensation for this role is $60,000 per year. This role also has a variable cash compensation component, making the total on-target cash compensation from $80,000 - $100,000 What you will do: Underwriting & Condition Review: Underwrite new loan files and issue underwriting conditions based on loan requirements. Review borrower and property-related documentation to ensure compliance with lending guidelines. Pre-Close & Post-Close Coordination: Clear pre-close conditions in collaboration with third-party reviewers. Assist in post-close requirements to satisfy note buyer conditions for loan sales. Maintain underwriting SLA within 1 business day. Process Improvement & Risk Assessment: Identify areas for improvement in underwriting and loan processing procedures. Work closely with internal teams to enhance efficiency and streamline workflows. Ensure LOS (loan operating system) accuracy with deal economics and figures. Collaboration & Communication: Coordinate with internal teams and third-party stakeholders to facilitate smooth loan transactions. Maintain clear documentation and communication regarding loan conditions and underwriting decisions. Create credit memos for the investment committee to review for more complex files that require escalated reviews. Full Ownership of the Underwriting Process Assemble, underwrite, and delivery full packages, coordinating with Brick City Capital sales, processing, capital markets, and closing teams. Exert creativeness to underwrite - full ownership of the underwriting process allows maximum flexibility to creatively underwrite in accordance to Brick City Capital's guidelines. What you will bring to the table: We encourage you to apply, even if you don't meet all of the listed criteria. Bachelor's degree in finance, real estate, business, or a related field (or equivalent experience). 2-4+ years of experience in real estate underwriting or private lending, experience in DSCR loans is a plus. Strong knowledge of investment property lending and loan structuring. Ability to analyze risk factors and apply lending guidelines effectively. Excellent attention to detail, organizational, and communication skills. Proficiency in loan origination systems and underwriting software. Experience working with private lenders or note buyers is a plus. Knowledge of real estate market trends and investment financing. What we bring to the table: A company culture that you can actually enjoy being immersed in. Direct access to executive leadership and strategic decision-making. Opportunity to grab destiny by its horns and to create your own path. Fast-paced, mission-driven environment with serious growth opportunity. A team that values integrity, entrepreneurialspirit, overall excellence, accountability, and ownership. What we look for in all our staff: A demonstrated track record of winning; we never stop at "just enough". An insatiable eagerness to continuously learn and to be coached; we are lifelong learners and always make ourselves available to others to teach us something new. A possession of strong entrepreneurial spirit; we have a burning passion for building something great out of nothing. A big vision for themselves and those around them; we always strive to be the best version of ourselves and help those around us do the same. An unwavering sense of integrity; an individual who roots oneself with a core belief that how one does anything is how one does everything. Additional Information Leverage Companies is an equal opportunity and an E-verify employer. We are committed to building a diverse, inclusive, and equitable workforce and do not discriminate based on characteristics of any kind. Leverage Companies is committed to providing reasonable accommodations for any candidates with disabilities who may need assistance during the talent acquisition process. To request a reasonable accommodation, pleaseemail ************************ Leverage Companies highly values having employees working in-office to foster a collaborative work environment and company culture. Under certain circumstances, a hybrid working arrangement with a minimum of 3 days in office in Newark, NJ may be arranged.

Park Avenue Group is pleased to partner with a global bank in New Jersey in their search for a Healthcare Underwriter. This is a critical role responsible for underwriting a wide range of healthcare loans, with a focus on transactions from $5 million to $30 million. The ideal candidate will have a strong background in credit analysis and a deep understanding of the unique financial dynamics of the healthcare industry. You'll be working on a variety of healthcare sub-sectors, including senior living, physician and dental practices, pharmaceutical companies, and behavioral health facilities. This position offers the opportunity to play a key role in the bank's growth within this specialized and vital sector.

A fast-growing MCA firm specializing in short-term funding solutions (120-180 day deals) is seeking an experienced Head Underwriter to lead its underwriting team. This is a high-impact leadership role for a sharp, decisive, and strategic professional who can drive results while maintaining quality and risk standards in a fast-paced environment. The ideal candidate brings deep underwriting expertise, prior team management experience, and a strong grasp of risk profiles specific to short-term MCA deal structures. Responsibilities Include: Leading a team of underwriters in reviewing merchant applications and financials Developing and enforcing underwriting guidelines and risk policies Approving high-ticket or complex deals and escalating as needed Collaborating with sales and collections to ensure efficient deal flow Monitoring deal performance and adjusting approval strategies accordingly Mentoring and training underwriters to meet performance and turnaround goals Ideal Qualifications: 3+ years of MCA underwriting experience, ideally with 120-180 day deals Prior experience managing or mentoring a team of underwriters Strong analytical and decision-making skills Deep understanding of merchant risk profiles and short-term funding models Ability to thrive in a fast-paced, volume-driven environment Additional Info: Full-time, in-office role based in Secaucus, NJ Hours: 9:45 AM - 6:00 PM Leadership role with high visibility and significant earning potential This is a great opportunity for a seasoned underwriting leader ready to take the reins in a dynamic and rapidly growing MCA firm. Compensation: Six-figure base salary Lucrative commission and syndication opportunities Top performers can earn $300K+ in year one Salary: Six Figures + Commission & Syndication opportunities (OTE $300k+) To apply, please send your resume to ******************

The first commercial provider-owned health plan in New York State, CareConnect was created by Northwell Health, formerly North Shore-LIJ Health System to make it easy for people to get and stay healthy. Its innovative model is designed to provide access to care that's both excellent and affordable. CareConnect was founded in 2013 and offers a variety of plans for individuals, families and businesses. CareConnect's network has grown to more than 20,000 providers at hospitals and physician practices throughout downstate New York. Job Description Monitors and analyzes underwriting performance based upon claims experience. Develops rates, projections and recommends benefit changes based upon plan underwriting principles. 1. Monitors and analyzes underwriting performance based upon claims experience. 2. Utilizes underwriting and financial principles to develop rates, projections and recommendations for benefit changes. 3. Assesses financial risk on a case-level basis for both new and renewal business. 4. Maintains underwriting standards through the use of models and manuals. 5. Collaborates with sales staff to generate creative solutions for customer needs. 6. Performs related duties, as required. *ADA Essential Functions Qualifications · Bachelor's Degree in Finance, Mathematics, Business Administration or related field, required. · Minimum of three (3) years in health product underwriting, preferably large group, required. · Strong communication, critical thinking, analytical and decision making skills, required. Proficient in Microsoft Excel Additional Information To apply for this position submit your resume through this link: *****************************************************************

Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description SENIOR UNDERWRITER (eRISK) - Preferred location is Jersey City NJ hybrid Summary: The Sr. Underwriter (eRisk) is responsible for the review of insurance applications; and, quoting and binding of insurance for cyber-risk and Technology Errors & Omissions insurance products following the underwriting guidelines, rates and rules promulgated by the eRisk team within the authority delegated to the underwriter. This includes working with brokers in the underwriter's assigned territory to solicit business and market the company's products. Responsibilities: Work with assigned brokers to market eRisk insurance products. Achieve underwriting production, profitability and other financial targets for assigned brokers. Assist the team leadership in the development and enhancement of new and existing products. Communicate to management concerns of key brokers, market opportunities Ensure policy transactions are rated, booked, invoiced and issued accurately and meet the corporate time service standards. Transactions include quotes, new business, renewals, endorsements and cancellations. Communicate, as needed, with Accounting, Marketing and other to answer policy questions and resolve issues. Generate insurance quote letters and binder letters for Cyber , Tech E&O and related products per underwriter instructions. Prepare and issue policies for the eRisk department. In-force account management and servicing. Proactively acquire knowledge and skills. Work with system support to test releases when the verification of successful programming involves a review of the production environment. Assist in quality verification of all policy transactions, processes and procedures. Electronically print documents into the imaging system, page mark and label the documents appropriately adhering to the corporate protocols. Communicate, as needed, with producers to obtain information needed to complete transactions, etc. Contribute to service excellence by answering producer questions in regards to policy status and insurance inquiries. Other duties as assigned. Requirements: Experience with cyber insurance and technology errors & omissions insurance products. Bachelor's degree and 6+ years of relevant experience. Strong analytical skills; exceptional attention to detail. Self directed, strong organizational skills. Solid computer skills including Word, Excel: E-mail & Internet Based Technology. Solid verbal and written communication, as well as, math skills. Ability to work in a fast paced environment. Will abide by departmental policies and procedures, including authority levels, to comply with C&F's risk management cont Location: Jersey City NJ preferred What C&F will bring to you At C&F you will BELONG We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $95,900 to a maximum of $150,600. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. Flexible work arrangements. Competitive compensation package. Generous 401K employer match. Employee Stock Purchase plan with employer matching. Generous Paid Time Off. Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you. A dynamic, ambitious, fun and exciting work environment. A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving. #LI-JA1 #LI-Remote

We are a technology-driven company. We built our business with the purpose of empowering people and improving their organizations, one payment at a time. We started our journey by providing smart and simple payment processing tools and products but haven't stopped there. We are backed by a team of world-class experts and the best technology talent, and we are committed to helping more new businesses get started, increase the revenues of our customers, and bridge the gap between online merchants and payment solutions. Our mission is to give companies the tools they need to change the future of their business. Requirements Underwriter is responsible to review merchant accounts, analyze merchant financial and activity risk, ensure compliance with law and association rules, and other operational duties in the normal course of merchant acquiring business . Individual is responsible for the daily decisioning of merchant applications, reviewing applications received from agents and internal sales reps for business to accept credit and debit cards as payment of goods and services. Applications are reviewed to verify completeness of required documentation. Analyst has authority to make approval decisions within designated authority level. Responsibilities & Duties Review accounts submitted in accordance with regulatory merchant standard policies and sponsor bank's policy Periodically review existing merchants to ensure compliance with Underwriting Guidelines and risk standards Present risk mitigation techniques to minimize financial loss exposure to the Bank when creating and/or approving proposed risk structures for a merchant account Work with underwriters at sponsor banks and risk managers to manage the risk structure imposed on accounts Independently make credit risk decisions for approval, credit holds or declines of merchant applications Communicate underwriting approval and declines decisions effectively in both verbal and written communication Analyze credit and financial statements Credit authority of $100,000 Perform quality controls on submitted merchant applications Track and manage workflow of all pending accounts weekly Perform other duties and projects as assigned Provide operational assistance as needed when a merchant needs to be added to the watchlist, limits change and account closure Provide various reporting to management Other duties as assigned Skills/Competencies Excellent analytical skills, strong attention to detail Ability to function in a fast-paced, changing environment with multiple priorities Detail oriented and must have the ability to prioritize all tasks appropriately Sense of ownership and pride in your performance and its impact on company's success Team player Highly proficient verbal and written communication skills Strong technical aptitude and willingness to learn Strong interpersonal skills for interacting effectively with key internal and external contacts Judgment and resourcefulness to solve problems independently Qualifications / Experience Required +6 months of relevant experience Experience underwriting merchant services accounts preferred Advanced computer skills and proficient in Microsoft Office Possess knowledge of the acquiring credit card business with respect to industry trends, business risk factors, merchant signing requirements and other operational procedures associated with booking merchants Education Requirements Bachelor's degree preferred PM22 Salary Description Starting at $70,000

**Come join our amazing team and work Remote !** We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan. **What you'll do:** + A thorough knowledge of **Non Agency or NON QM** mortgage loan underwriting. + Maintains highly confidential information concerning loan applicants. + Requires high level of organizational skills and ability to work on several tasks simultaneously + Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. + Applies and interprets company underwriting guidelines and makes sound credit decision. + Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. + Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. + Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. + Determines any conditions, stipulations or pre-funding requirements. + Reviews and clears underwriting conditions, stipulations or pre-funding requirements received. + Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise **What you'll need:** + 5+ years mortgage underwriting work experience. + Experience Underwriting Non Agency or Non QM Loans + Paperless Loan Origination System experience preferred. + DU and LP experience required. + Experience working in a paperless environment preferred. **Our Company:** Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** . **What is the value proposition to joining the team?** + Increased earning capacity due to access to our 48 state territory. + Ability to market faster and more efficiently inside the operation. + Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible. + Professional account manager's partner with you and your brokers to add value every step of the way. + Base pay plus an industry leading commission plan. + Take over existing accounts. **What We Offer:** + Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. + Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. + Customized training programs to help you advance your career. + Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. + Educational Reimbursement. + Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

Jeeves is a groundbreaking financial operating system built for global businesses that provides corporate cards, cross-border payments, and spend management software within one unified platform. The company operates across 20+ countries including Brazil, Canada, Colombia, Mexico, the United Kingdom, across Europe, and the United States, and serves over 5,000 clients ranging from venture-backed startups to SMBs around the world. With a mission to empower businesses with more efficient and cost-effective financial solutions worldwide, Jeeves combines cutting-edge financial technology with exceptional team expertise to transform the business financial landscape. Jeeves has been recognized as one of The Information's 50 Most Promising Startups in 2023, as well as a Y Combinator Top Company 2021-2023 and won "Fintech of the Year" at the European Fintech Awards. Since graduating from Y Combinator in 2020, Jeeves has successfully raised over $380 million and is backed by top world-class investors including Andreessen Horowitz, Y Combinator, CRV, Tencent, Stanford University, Clocktower Ventures, and founders of more than 15 unicorns including David Velez (Nubank), Carlos Garcia (Kavak) and Sebastián Mejía (Rappi). We are looking for a seasoned Credit Underwriter to join our team, focusing on supporting the expansion of Jeeves' global credit portfolio within the Colombian market. In this role, you will be responsible for commercial credit underwriting, leveraging cutting-edge models and alternative data to assess risk and structure deals for businesses of various scales. A key part of your contribution will involve continuously enhancing our underwriting policies and processes to ensure risk assessment quality while improving efficiency. You will combine local market expertise with advanced underwriting practices to ensure robust risk assessment and portfolio health. As a global organization, Jeeves is committed to building a team as diverse as the companies we serve. Jeeves is a global company and English is the language we use internally to communicate between regions therefore, fluency in English is required for this position. Location: This role is based out of Bogotá, Colombia, and is a full-time hybrid position where it is required to come into our office in the Parque de la 93 area (2-3 days/week). #LI-HYBRID Job Responsibilities: * Responsible for underwriting commercial loans for new and existing customers leveraging provided software cutting-edge models and alternative data to assess businesses of various scales. * Conduct in-depth analysis of financial statements (Balance Sheet, P&L, Cash Flow) to determine debt service capacity, leverage, and liquidity positions. * Prepare comprehensive credit memos and present recommendations to the Credit Committee, clearly articulating key risks, mitigants, and structuring rationales. * Structure complex credit facilities, including recommending appropriate covenants, collateral requirements, and terms that align with the borrower's risk profile Assists team members in evaluating new data sources in Colombia. * Provide input for improving efficiency for the underwriting team. * Establishes rapport; maintains and grows important relationship within the portfolio. Requirements: * 5+ years in credit underwriting, with experience in commercial credit risk in the Colombian market. * Solid understanding of the Colombian regulatory landscape (e.g., SARLAFT) and legal frameworks regarding commercial lending, guarantees, and collateral enforcement. * Expertise working with local credit bureaus (e.g., DataCrédito, TransUnion) and interpreting local tax/legal documents (Rut, Cámara de Comercio, Declaración de Renta). * Advanced proficiency in financial modeling and 'spreading' financial statements; ability to reconstruct cash flows from raw data. * Understanding of how risk models operate and how to explain components of underwriting assessment. * Must have the ability to conduct research into borrowers and industries to be abreast with factors that may affect profitability and the borrower's ability to repay loans. * Demonstrated ability to work well with internal sales teams and balance need for prudent underwriting and following guidelines with a mindset and bias to enable growth. * Experience with corporate credit cards, payments, lending, or related industries. * Intellectual curiosity. * Excellent written and verbal communication skills conducted in English. * Strong interpersonal skills to develop and maintain internal and external relationships within their portfolio. * Experience in high growth startups preferred. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Spieldenner Financial Group is a part of the fastest-growing insurance organization in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success. Job Duties: Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage. Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability. Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage. Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting Qualifications: We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position. What We Do: We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation. We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income. We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community! What Sets us Apart: We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work If you feel this might be the home you have been looking for. Click APPLY! Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results. ***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

Client is looking for a Junior Surety Underwriting professional with contract surety experience, as well as professional liability. Candidate will need at least 2 years of contract surety underwriting, as well as a BA/BS degree. Please call or respond for more information and a more detailed job description.

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Brown & Brown is seeking a SR Underwriter to join our growing team in New Hyde Park, NY! The Underwriter is responsible for evaluating and assessing insurance applications for personal lines coverage, including auto, home, and renters insurance. This role involves analyzing risk factors, determining appropriate coverage levels, and setting premium rates based on company guidelines and market trends. The underwriter will collaborate with agents and clients to gather necessary information, review policy documents, and ensure compliance with regulatory requirements. How You Will Contribute Determines acceptability of risk from the retail agents, evaluates and replies within required turnaround time set by management and approves selected risk as per carrier guidelines. Works assigned renewal book of business in a timely manner in order to increase retention and revenues. Contacts companies for specific risk exceptions/approvals, reviews submission for complete UW information. Communicates with retail agents when necessary, regarding particular submissions and/or risks. Builds and maintains working relationship with the retail agents in order to motivate the agent to provide continued submissions to increase production levels and revenues. Meet monthly production goals as agreed upon with Management. Provide to the retail agent on-line endorsement quotes as requested in a timely manner. Assist the retail agents with procedures, guidelines and our on-line quoting system. Skills & Experience to Be Successful: Associate's or Bachelor's degree in a business or financial related discipline preferred 2 years college with associate degree or 2 years insurance experience with P&C license. Intermediate to advanced computer skills. Ability to maintain a high level of confidentiality Ability to complete all UW training to the satisfaction of management. Pay Range $75k - $85k Annual The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role. Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

Liberty Mutual Surety™ is currently recruiting for a Senior Surety Underwriter to join our Northeast Large Contract team. As a Senior Surety Underwriter you will develop and underwrite profitable surety business, and service independent agents, brokers, and large contract accounts within an assigned territory. Using your excellent relationship skills, you will build and maintain positive partnerships our agents, brokers, and accounts as a trusted advisor and underwriting resource for our producers and customers. You will also use your business and financial acumen to perform primary credit underwriting and financial/risk analysis, provide recommendations, and make decisions on new and existing accounts. This is an excellent opportunity for an experienced and self-motivated surety professional looking to grow their career with a top surety company that focuses on its employees and customers first. Liberty Mutual Surety, a business unit of Liberty Mutual Insurance, is one of the world's largest global Surety, including in the United States. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service. Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 18 countries. Responsibilities: Underwrite and negotiate accounts to maximize profitability whilst minimizing risk, which may include the most complex accounts based on level of role. Makes thorough evaluations and assessments of a customer's financial, technical, organizational, and management capacities, including experience, desired objectives as well as a subjective judgment of character. Manage the profitability and retention of an assigned book of business while continue to develop the portfolio through strong relationships and active engagement with new and existing agents and brokers. May assist in developing the marketing plan. Performs analytical evaluations of financial statements on both a static and trend basis. Determines the present and historical financial position of accounts and monitors financial position of risk through analysis of quarterly statements and work in progress data as appropriate. Stay abreast of Liberty Mutual Surety and Global Risk Solutions product lines and identify/promote opportunities across with agents and brokers, leveraging domestic and global capabilities. Responsible for investigation, analyzing, and managing all necessary underwriting/accounting/workflow issues, within framework of Surety policies and procedures. May assess and identify changes in all aspects of the business including, but not limited to, work program to financial strength criteria, nature of work performed (inherent risk), accuracy and timeliness of data flow, and exposure analyses. Coordinate and surface issues to Home Office Underwriters and Field Management. Assists in the evaluation of business continuity arrangements and funding mechanisms (such as adequacy of life insurance) to preclude financial drain of customer in the event of the demise of (an) owner or other insurable loss. May mentor more junior staff based on level. Performs special projects and other duties as assigned. Qualifications Bachelor's degree in Finance, Accounting or equivalent and a minimum of 5 years experience expected, preferably 7 or more years surety underwriting experience and/or equivalent surety related business experience . Strong preference with the large contract Surety product line. Solid understanding of financial and accounting principles and the ability to demonstrate sound business judgment in the evaluation of the financial condition and credit history. Proven analytical ability to evaluate and judge surety underwriting risks within scope of responsibility. AFSB certification preferred. Demonstrates strong ability to communicate complex analyses and information in understandable written and/or oral directives for underwriting or training purposes. Demonstrates strong communication and interpersonal skills. Excellent organizational skills as well as attention to detail. Salary and level based on experience and location. About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. 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The Consumer and Residential Loan Underwriter is responsible for gathering and analyzing credit information on current and potential borrowers, determines the advisability of granting credit for diversified types of loans and assists loan officers in writing loan requests. Key Responsibilities Evaluates mortgage and consumer loan packages and provides loan approval with conditions to close or underwrite. Conducts comprehensive risk assessments, analyzing debt-to-income and loan-to-value ratios, credit scores, and property valuations. Performs in-depth analysis of credit reports, appraisals, and supporting documentation to qualify and classify loans according to company and regulatory guidelines. Identifies potential risk issues and fraudulent activity throughout the application process. Ensures all conditions are met and completed before final sign-off on mortgage documents. Maintains knowledge of lending requirements, internal policies and procedures, and compliance and regulatory requirements. Analyze collateral as a secondary repayment source to assess the secured position of the Bank. Education and Experience College degree preferred; related work experience required Basic computer skills and knowledge Excellent interpersonal skills: including use of professional and clear verbal communication and writing skills. Advanced planning, organizing, coordinating, and implementation skills. Physical Requirements & Working Conditions Professional work environment with moderate noise. Ability to sit and stand to extended lengths of time EOE m/f/d/v

If you're passionate about helping people protect what matters most while innovating and simplifying processes to deliver outstanding customer value, Virtue Risk Partners, LLC could be the place for you! As a Commercial Lines Assistant Underwriter, you will manage the end-to-end processing of insurance submissions, policies, and endorsements. The ideal candidate is a highly organized multitasker with strong communication skills who thrives in a fast-paced environment. If you excel at maintaining accurate records and enjoy collaborating with underwriters and brokers, we want to hear from you! Location: Pearl River, NY or Glen Allen, VA (in-person only) Hours: Full-time Training & Development Submission review process Policy construction and endorsement workflows Document Management System operations Risk Detail system navigation And more! Responsibilities Submission Processing Review, enter, and track submission data in the Agent Portal and Excel tracking sheets. Clear new submissions and set up files. Assign submissions to underwriters, manage effective dates, and coordinate backup during underwriter absences. Ensure submission data accuracy and compliance with requirements. Policy Management Track the full lifecycle of policies from binding to issuance. Review and follow up on missing or received subjectivities via the Document Management System. Collaborate with underwriters to gather needed information for policies. Generate policies, identifying correct forms and endorsements. Perform final reviews, ensuring policies are ready for issuance to brokers and carriers. Maintain detailed records and update tracking systems. Endorsement Processing Process endorsement requests based on UW direction. Enter data, ensure necessary documentation, and generate endorsements. Coordinate reviews with UWs and finalize endorsements after feedback. Invoice endorsements and update tracking systems. Distribute endorsements to brokers and carriers. Qualifications 3+ years of underwriting or support experience BA/BS or equivalent business experience Skills Proficient in Excel, Outlook, and Word Exceptional multitasking, organizational, and prioritization abilities. Time management skills with a focus on accuracy and meeting deadlines. Strong work ethic with keen attention to detail. Ability to establish, maintain, and update records systematically. Analytical skills to identify discrepancies and solve problems. Proactive follow-up on workflow and action items. Adaptability to established workflows and procedures. Initiative to take ownership of tasks and processes. Excellent communication skills for working with underwriters and brokers. Benefits Comprehensive health, dental, and vision coverage 401(k) retirement plan Short-term and long-term disability insurance Generous paid time off Performance-based bonus opportunities If you would like to learn more about this opportunity, please submit your resume and our Human Resources Coordinator will be in touch to set up an introductory phone call! Katrina Valenza Human Resources Coordinator *********************** Virtue Risk Partners, LLC is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, national origin, disability status, or any other characteristic protected by law. View all jobs at this company

Westchester, a Chubb company is looking to expand the Middle Market Casualty team. We are seeking a highly skilled and experienced Senior Underwriter to join our dynamic team in Jersey City, NJ. The ideal candidate will have a strong background in primary casualty insurance, with a focus on E&S underwriting. This role requires a deep understanding of the insurance market, excellent analytical skills, and the ability to build and maintain relationships with wholesale brokers. Key Responsibilities: Evaluate and underwrite primary casualty insurance submissions in the E&S space, focusing on Real Estate, Products, and Construction sectors. Help develop underwriting guidelines and appetite Collaborate with wholesale brokers to assess risks, determine coverage options, and negotiate terms and pricing. Analyze loss history, financial statements, and other relevant data to make informed underwriting decisions. Develop and maintain strong relationships with brokers and clients to facilitate business growth and retention. Stay current on industry trends, regulatory changes, and market conditions to inform underwriting strategies. Provide mentorship and guidance to junior underwriters and support team development. Prepare and present underwriting recommendations to management and stakeholders. Ensure compliance with company policies and procedures, as well as regulatory requirements. Bachelor's degree in Finance, Business, Risk Management, or a related field. Minimum of 4 years of experience in underwriting primary casualty insurance, preferably in the E&S market. Strong knowledge of underwriting principles, practices, and guidelines. Experience in Real Estate, Products, and Construction insurance is highly preferred. Excellent analytical and decision-making skills, with a keen attention to detail. Strong communication and interpersonal skills, with the ability to build relationships with brokers and clients. Proficient in underwriting software and Microsoft Office Suite. Professional designations (e.g., CPCU, AU) are a plus. The pay range for the role is $78,900 to $134,100. The specific offer will depend on an applicant's skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Chubb offers a comprehensive benefits package, more details on which can be found at ************************************************** The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.

Responsibilities include but are not limited to: Comprehensive review of collateral and all property elements. Ensure portfolio and investor compliance. Ensure credit policy and procedures are followed. Generate self employed income through tax return analysis. Clearly document underwriting decision. Prepare customer commitments to be issued detailing additional conditions.

Senior Underwriter (Workers' Compensation) - Full-time Required Qualifications: Minimum of 5 years of commercial insurance experience with at least 3 years of Workers' Compensation underwriting individual accounts. Demonstrates accuracy, attention to detail, and thoroughness. Ability to work effectively in a fast-paced environment and provide a high level of customer service. Ability to work independently on assigned tasks as well as accept direction on given assignments. Ability to assess business opportunities with brokers and clients by understanding their problems and needs. Efficient management of accounts. Effective written and verbal communication skills. Effective organizational skills. Proficiency in Internet software and Microsoft Products such as Word, Excel, and Outlook. Job Description Underwrite and grow a profitable book of business based on eligibility, loss analysis, exposure analysis, class code, and reinsurance acceptability. Review Due Diligence reports, Loss control surveys, loss runs, and timeliness of premium payments. Delegate activities of underwriting assistants and manage their response to compliance issues and requests from internal departments and external entities. Present accounts to management for underwriting approval, accompanied by the appropriate underwriting data and recommendations. Stay current with rules and regulations, market conditions, and corporate underwriting disciplines. Benefits: Great work-life balance! Offer a wide range of career paths and opportunities for growth! Competitive Compensation and Benefits: health insurance, retirement plans, and other benefits!

Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description Senior Underwriter - Seneca (New York, NY, Morristown NJ, or Jersey City Hybrid location) Summary: Performs risk selection and pricing on new business, renewals and endorsements, reviews quotes prior to issuance and makes marketing calls to agents. This position requires a great deal of underwriting acumen and relationship management skills. Manages agency relationships through continued customer service and marketing activities. Responsibilities: • Lines of business underwritten include: primary property, general liability, umbrella and other lines on occasion. • Meet profitability, retention and written premium goals determined by the branch. • Make independent decisions within underwriting letter of authority and maintain proper file documentation. • Manage assigned agents efficiently including: o Regular production visits o Quarterly review of assigned brokers' profitability o Identification to Profit Center Manager of potential broker conflicts & successes o Focus on service and being responsive o Work jointly with other profit centers within the organization as needed to promote cross selling and enterprise awareness. • Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the branch. • Has an in-depth knowledge of branch's products and services. • Can clearly articulate Seneca's value proposition and underwriting appetite. • Participate in training and initiatives to develop knowledge base. • May participate in projects. • Travel - up to 20%. • Other duties as assigned. Requirements: • Bachelor's degree and 6+ years of P&C underwriting experience. • Possesses strong communication and analytical skills to pursue new business, appoint new agents and manager overall relationships. • Proficient in software needed to succeed. • Excellent organizational and time management skills. • Possesses, or is pursuing, underwriting and industry designations applicable to area of specialization. • Will abide by branch policies and procedures, including authority levels, to comply with Seneca's risk control procedures. • In depth knowledge of commercial insurance products. • 3 days in either NYC, JC, or Uniondale office What C&F will bring to you At C&F you will BELONG We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $78,900 to a maximum of $123,900. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. Flexible work arrangements. Competitive compensation package. Generous 401K employer match. Employee Stock Purchase plan with employer matching. Generous Paid Time Off. Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you. A dynamic, ambitious, fun and exciting work environment. A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving. #LI-JA1 #LI-Hybrid