Argo Group International Holdings, Inc.and American National, US based specialty P&C companies, (together known as BP&C, Inc.) are wholly owned subsidiaries of Brookfield Wealth Solutions, Ltd. ("BWS"), a New York and Toronto-listed public company. BWS is a leading wealth solutions provider, focused on securing the financial futures of individuals and institutions through a range of wealth protection and retirement services, and tailored capital solutions.
Job Description
We're seeking a creative, detail-oriented Underwriter to join our growing Construction line of business, with a focus on Owners Interest products. This role offers the opportunity to work closely with contracts and policy language, apply sound underwriting judgment, and help shape coverage solutions within the middle-market Commercial General Liability space.
The Underwriter will work onsite (five days per week) at one of our office locations, with a preference for candidates based in Omaha, NE or Los Angeles, CA.
What you'll do:
Own and underwrite a portfolio of Commercial General Liability and Excess/Umbrella renewal business focused on Construction and Owners Interest accounts, applying sound judgment within granted authority.
Dig into contracts, policy language, and endorsements, identifying coverage gaps and crafting thoughtful terms and conditions that align with each risk.
Partner closely with agents to negotiate renewals and deliver solutions, rating, quoting, binding, and issuing policies with confidence and attention to detail.
Leverage underwriting tools, audits, inspections, and data to ensure accurate pricing, resolve premium audit issues, and support strong underwriting decisions.
Stay current on state regulations and compliance requirements, while maintaining complete, organized, and well-documented underwriting files.
Play an active role in the growth of the construction line, using creativity to help develop forms, refine coverage approaches, and strengthen agent relationships.
Qualifications:
Demonstrated experience underwriting Commercial General Liability, with exposure to Construction and/or Excess & Surplus Lines risks and coverage structures.
Strong attention to detail, including hands-on review of contracts, policy language, endorsements, and supporting documentation to ensure coverage accuracy.
Proven ability to analyze risk, apply sound judgment, and develop coverage terms and pricing aligned with underwriting guidelines and business goals.
Effective communication and negotiation skills, with the ability to collaborate with agents and clearly articulate underwriting decisions.
Ability to manage work independently in a fast-paced environment, with proficiency in Microsoft Word, Excel, and Outlook; professional designations (IIA, CPCU) a plus; willingness to travel as needed.
The base salary range provided below is for hires in those geographic areas only and will be commensurate with candidate experience. Pay ranges for candidates in other locations may differ based on the cost of labor in that location. In addition to base salary, all employees are eligible for an annual bonus based on company and individual performance as well as a generous benefits package.
Chicago pay range: $125,500-149,200
New York or Los Angeles pay range: $136,900-163,000
PLEASE NOTE:
Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas.
If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at .
Notice to Recruitment Agencies:
Resumes submitted for this or any other position without prior authorization from Human Resources will be considered unsolicited. BWS and / or its affiliates will not be responsible for any fees associated with unsolicited submissions.
We are an Equal Opportunity Employer. We do not discriminate on the basis of age, ancestry, color, gender, gender expression, gender identity, genetic information, marital status, national origin or citizenship (including language use restrictions), denial of family and medical care leave, disability (mental and physical) , including HIV and AIDS, medical condition (including cancer and genetic characteristics), race, religious creed (including religious dress and grooming practices), sex (including pregnancy, child birth, breastfeeding, and medical conditions related to pregnancy, child birth or breastfeeding), sexual orientation, military or veteran status, or other status protected by laws or regulations in the locations where we operate. We do not tolerate discrimination or harassment based on any of these characteristics.
The collection of your personal information is subject to our HR Privacy Notice
Benefits and Compensation
We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.
$136.9k-163k yearly 4d ago
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Commercial Underwriter II
United Business Bank 4.2
Underwriter job in Irvine, CA
Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you.
About United Business Bank
We are a publicly traded Regional Bank with over $2.5B in assets and 34 offices in 5 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy.
About the Position...
We have other levels within the Underwriter position currently open. All candidates are encouraged to apply and depending on prior experience the position could be an Underwriter I, II, or III.
The Underwriter II (U/W II) is a mid-level underwriter who, along with the other credit support staff, will work closely with the Credit Administrator and the Director of Credit Administration to evaluate loan applications, complete credit analysis, monitor loan disbursements and compliance with loan terms, set up systems, products and services associated with the lending functions of United Business Bank. In this position, you will complete financial analysis and develop credit presentations for new loans, renewals, annual reviews and covenant monitoring. This position will interact with clients to discuss credit requests and obtain and evaluate appropriate information relative to the request. This position may assist the Relationship Manager in determining loan structure, and may make credit presentations to the loan committee in the absence of the Relationship Manager. This position will also assist in documenting loans, monitoring disbursements and following up for required documentation. In addition, you will have other duties relating to credit administration as will be defined over time. They also assist the Credit Administrator with other duties as assigned.
Qualifications
About You...
You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following:
Education/Certification: Bachelors Degree in Math, Business or related field, required.
Required Knowledge: Knowledge of banking and lending operations and procedures, as well as, the various regulations and standard banking practices.
Experience Required: Minimum of 5 years experience in the lending area of a financial institution working in a Credit Analyst or Underwriter role.
Skills/Abilities:
Strong oral and written communication abilities.
Strong math skills. Strong interpersonal skills.
Strong interpersonal skills.
Strong business development techniques and cross-selling skills.
Ability to identify, analyze and handle credit requests.
Good organizational skills.
Good personal computer skills, ability to use Word and Excel.
Professional appearance, dress and attitude.
Location: Onsite
We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
$42k-52k yearly est. 3d ago
Loan Servicing Analyst
Teksystems 4.4
Underwriter job in Brea, CA
*Responsibilities * * Manage post-origination loan servicing activities, including processing payments, payoffs, and adjustments in compliance with regulatory and contractual requirements. * Review loan documentation for accuracy and completeness; maintain updated records in servicing systems.
* Respond to inquiries from borrowers, internal teams, and third parties regarding loan status and servicing issues.
* Reconcile account discrepancies, resolve servicing errors, and generate reports to support audits and compliance reviews.
* Assist with system upgrades, policy updates, and process improvements related to loan servicing operations.
*Qualifications*
* Proven experience in loan servicing, banking operations, or financial services. (5+ Years)
* Strong understanding of regulatory requirements related to loan servicing and consumer finance.
* Proficiency in Microsoft Office Suite, especially Excel for data analysis and reporting.
* Excellent analytical, organizational, and communication skills to manage complex servicing tasks.
* Ability to work accurately under deadlines and maintain compliance standards.
*Job Type & Location*
This is a Contract position based out of Brea, CA.
*Pay and Benefits*The pay range for this position is $25.00 - $34.00/hr.
Eligibility requirements apply to some benefits and may depend on your job
classification and length of employment. Benefits are subject to change and may be
subject to specific elections, plan, or program terms. If eligible, the benefits
available for this temporary role may include the following:
* Medical, dental & vision
* Critical Illness, Accident, and Hospital
* 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
* Life Insurance (Voluntary Life & AD&D for the employee and dependents)
* Short and long-term disability
* Health Spending Account (HSA)
* Transportation benefits
* Employee Assistance Program
* Time Off/Leave (PTO, Vacation or Sick Leave)
*Workplace Type*This is a fully onsite position in Brea,CA.
*Application Deadline*This position is anticipated to close on Jan 27, 2026.
h4>About TEKsystems:
We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.
The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
About TEKsystems and TEKsystems Global Services
We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
$25-34 hourly 1d ago
Non-QM Underwriter
JBA International 4.1
Underwriter job in Brea, CA
The Underwriter is responsible for performing a complete credit assessment review to ensure compliance with appropriate company, agency, and secondary market investor standards to issue a loan decision. The Underwriter must evaluate loans to minimize risk and loss, maximize organizational profit, and clearly communicate a sound credit decision.
Responsibilities
Review assigned loans and issue a credit decision based on program guidelines and risk evaluation.
Validate accuracy of information presented on consumer's loan application.
Evaluate documentation to verify authenticity and consistency based on information presented within the consumer's loan application.
Request supporting documentation as necessary to satisfy all necessary guidelines and requirements.
Investigate applicant credit and employment history, calculate income, evaluate assets, assess consumer's ability to repay, and ensure collateral is supported.
Perform due diligence using provided tools, searches, and other methods to identify any discrepancies and minimize risk of misrepresentation or fraud on any given loan.
Monitor pipeline of various loan types to ensure loans are reviewed within a timely manner.
Review resubmissions and conditions and provide appropriate loan status updates to team members.
Provide excellent customer service and communication with both internal and external customers.
Respond to status requests, clarifications, and other service-related questions.
Ensure use of company's credit and underwriting policies and follow all applicable regulations, policies, procedures, and protocol when making credit decisions.
Recognize and escalate issues for second level review to a manager as necessary.
Complete final credit approval and sign off, ensuring all documentation within the loan file is satisfactory and in a deliverable state.
Review aged or problem loans as needed to assist with difficult loans to ensure they are saleable.
Review and respond to post-closing inquiries or errors as needed to resolve issues.
Participate in various department meetings and trainings (procedure changes, new programs, etc.).
Carry out other tasks as assigned.
Knowledge and Skills Required
Working knowledge and understanding of agency/industry regulations.
Working knowledge of Mortgage Loan Origination and Underwriting processes.
Ability to learn and follow company policies, procedures, and Underwriting protocol.
Ability to embrace technology and utilize a task-based workflow.
Excellent customer service and written/oral communication skills.
Excellent work ethic.
Credentials and Experience Required
Prior Underwriting experience in a traditional retail lending environment, including but not limited to conventional and non-conforming (non-QM loans).
Minimum 3-5 years' experience underwriting Non-QM loans.
Supervisory Responsibilities, If Any
N/A
Physical Demands
While performing the duties of this job, employee is regularly required to:
Sit for extended periods of time
Reach with arms and grasp with hands
Perform tasks using a computer and peripherals (keyboard, mouse, monitor)
Hear, talk, read, and write
Vision requirements include:
Close vision (computer monitor, paperwork)
$77k-121k yearly est. 60d+ ago
Underwriter, Wholesale, Specialty Products
Carrington Mortgage 4.5
Underwriter job in Anaheim, CA
Come join our amazing team and work Remote !
We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED!
The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan.
What you'll do:
A thorough knowledge of Non Agency or NON QM mortgage loan underwriting.
Maintains highly confidential information concerning loan applicants.
Requires high level of organizational skills and ability to work on several tasks simultaneously
Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable.
Applies and interprets company underwriting guidelines and makes sound credit decision.
Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.
Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies.
Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs.
Determines any conditions, stipulations or pre-funding requirements.
Reviews and clears underwriting conditions, stipulations or pre-funding requirements received.
Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise
What you'll need:
5+ years mortgage underwriting work experience.
Experience Underwriting Non Agency or Non QM Loans
Paperless Loan Origination System experience preferred.
DU and LP experience required.
Experience working in a paperless environment preferred.
Our Company:
Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: ****************************
What is the value proposition to joining the team?
Increased earning capacity due to access to our 48 state territory.
Ability to market faster and more efficiently inside the operation.
Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible.
Professional account manager's partner with you and your brokers to add value every step of the way.
Base pay plus an industry leading commission plan.
Take over existing accounts.
What We Offer:
Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
Customized training programs to help you advance your career.
Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
Educational Reimbursement.
Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
$90k-120k yearly Auto-Apply 60d+ ago
Underwriter, Professional Risks
Hiscox
Underwriter job in Los Angeles, CA
Job Type:
Permanent
Build a brilliant future with Hiscox
Underwriter, Professional Risks - Allied Healthcare
Underwriter
Reporting to Regional Manager - AHC
The Role:
Hiscox USA is currently searching for a dynamic, engaging and solutions-oriented Underwriter to drive new business and underwrite complex renewal business within the Allied Healthcare sector. This position provides a unique opportunity for an Allied Healthcare specialist or a professional liability generalist to join a fast paced, dynamic team to write policies tailored to the specific requirements of the Allied Healthcare sector. We specialize in medical imaging centers, pharmacies, occupational/speech/physical therapists, home healthcare, counselors, medical consultants, medi spas, day spas, social services, dentists, veterinarians, staffing firms, and much more! Policies will be rooted in Allied Healthcare E&O, with cross sold SAM, Cyber, GL, and other PL coverages offered for qualifying risks. Risks vary greatly in size and complexity (from start-ups to large, multinational entities). We provide an entrepreneurial climate that values and rewards thoughtful risk taking, excellence in execution and ownership in body of work.
What You'll Be Doing:
Underwrite, price and negotiate accounts consistent with the quality of the risk and according to the company's strategy and guidelines for the product line: ***********************************************************************
Develop new broker relationships and increase depth of existing broker relationships throughout region to increase production
Engage with the national Allied Healthcare team to learn and teach collaboratively
Maintain excellent customer service standards
Play a key role in executing on regional plan i.e. serving as relationship manager for several key Allied Healthcare brokers and spearheading broker turnarounds.
Obtain & maintain underwriting authority in Allied Healthcare practice area.
Spearhead in office quoting days with top broker partners
Monitor product results and develop ideas to increase productivity and profitability
Consistently exceed minimum quote output numbers established by national Allied Heathcare manager
At times, regional travel required including industry events and broker visits
**Please provide a cover letter and resume which clearly communicates that you are the person to take on this challenge at Hiscox USA**
Here Are Some of The Requirements We Would Ideally Like to See:
2+ years of experience in Allied Healthcare coverage; experience preferred
Customer-centric mind-set and passionate about the power of superior customer service and offerings
Strong understanding of sales principles, presentation, negotiation skills and demonstrate a competitive drive
Team-oriented, ability to collaborate and desire to share information across divisions and teams to further the overall goals of the company
Proven track record of understanding and delivering meaningful underwriting profit
Outgoing, driven, high attention to detail and results focused mentality
The ability to identify business needs
Excellent written and verbal communication skills
Strong interpersonal skills and ability to work independently in a collaborative environment
Innate service focus which enables one to effectively interact with all levels of internal and external customers and partners
B.A./B.S degree is preferred
Willingness to develop business, with travel throughout the U.S. up to 25%, required
What We Offer:
401(k) with competitive company matching
Comprehensive health insurance, vision, dental and FSA plans (medical, limited purpose, and dependent care)
Company paid group term life, short- term disability and long-term disability coverage
24 Paid time off days plus 2 Hiscox days,10 paid holidays plus 1 paid floating holiday, and ability to purchase up to 5 PTO days
Paid parental leave
4-week paid sabbatical after every 5 years of service
Financial Adoption Assistance and Medical Travel Reimbursement Programs
Annual reimbursement up to $600 for health club membership or fees associated with any fitness program
Company paid subscription to Headspace to support employees' mental health and wellbeing
2023 Gold level recipient of Cigna's Healthy Workforce Designation for having a best-in-class health and wellness program
Dynamic, creative, and values-driven culture
Modern and open office spaces, complimentary drinks
Spirit of volunteerism, social responsibility, and community involvement, including matching charitable donations for qualifying non-profits via our sister non-profit company, the Hiscox USA Foundation
Salary Range: $100-$120k
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.
**Please note that this position is hybrid and requires two (2) days in our office weekly**
#LI-RM1
Work with amazing people and be part of a unique culture
$100k-120k yearly Auto-Apply 7d ago
Post-Close Underwriter
Cake Mortgage Corp
Underwriter job in Los Angeles, CA
CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments.
We are seeking a skilled and detail-oriented Post-Close Underwriter to join our mortgage operations team. This dual-role professional is responsible for reviewing closed loans for compliance, underwriting accuracy, and clearing conditions identified by third-party due diligence (TPR) firms or investors. The ideal candidate has a strong understanding of agency, Non-QM and government and investor guidelines, post-closing workflows, and audit remediation processes.
Key Responsibilities
Conduct post-close reviews of funded mortgage loan files to ensure loans were underwritten and closed in compliance with FNMA, FHLMC, FHA, VA, USDA, Cake Non-QM and investor guidelines.
Validate credit, income, asset, and collateral documentation against the original underwriting decision.
Confirm that all loan conditions were properly satisfied prior to funding.
Identify and document any deficiencies, inconsistencies, or compliance issues.
Review findings and conditions issued by third-party review (TPR) firms, aggregators, or investors during post-close quality control.
Research and respond to TPR conditions with supporting documentation, updated calculations, or narrative explanations.
Coordinate with internal teams (underwriting, closing, compliance) to gather necessary documents for clearance.
Track and report status of open TPR conditions to internal stakeholders.
Maintain detailed audit trails of all communications and clearance actions.
Assist in analyzing trends in TPR findings to identify process improvements or training needs.
Requirements
Minimum 3-5 years of mortgage underwriting experience.
Experience responding to TPR or investor loan reviews is strongly preferred.
Strong knowledge of agency and investor guidelines (FNMA, FHLMC, FHA, VA USDA and Non-QM).
Familiarity with LOS platforms such as Encompass, DU/LP, and investor delivery systems.
Excellent organizational skills, analytical thinking, and attention to detail.
Ability to communicate findings professionally and clearly in written responses.
Comfortable working in a fast-paced, deadline-driven environment.
Why Join CAKE Mortgage?
Be part of a fast-growing company changing the game in Non-QM.
Competitive compensation and performance-based bonuses.
Collaborative and entrepreneurial culture.
Opportunities for career advancement and innovation.
Cake Mortgage does not tolerate discrimination of any type. Cake Mortgage offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law. Cake Mortgage provides eligible and qualified employees with opportunities to advance. Cake Mortgage is an at-will employer. Cake Mortgage is committed to providing employees with a work environment free of discrimination and harassment.
Salary Description $80,000.00 to $100,000.00
$80k-100k yearly 60d+ ago
Underwriter - General/Professional Liability
Klassic Recruitng
Underwriter job in Los Angeles, CA
Klassic Recruiting is partnering with Hiscox in the search for an Underwriter - General/Professional Liability to join their team based in Los Angeles, CA. Hiscox USA Hiscox USA was established in 2006 to focus primarily on the needs of small and middle market commercial clients, via both the broker and direct distribution channels. It is headquartered in New York City and is today the fastest-growing business unit within the Hiscox Group.
Today, Hiscox USA has a talent force of about 350 employees mostly operating out of 5 major cities - New York, Atlanta, Chicago, Los Angeles and San Francisco. Hiscox USA offers a broad portfolio of commercial products, including technology, cyber & data risk, multiple professional liability lines, media, entertainment, management liability, crime, kidnap & ransom, commercial property and terrorism.
If you thrive in a challenging and collaborative environment where you are trusted to work instinctively and know the company will stretch you to your full potential look no further.
Job Description
Underwriter - General/Professional Liability Summary:
Hiscox USA is currently searching for an experienced, dynamic, engaging and sharp General Liability / Professional Liability Underwriter in Los Angeles to drive new business for the Southwest region. This position provides an opportunity to thrive in an entrepreneurial climate that values and rewards thoughtful risk-taking and excellence in execution.
Underwriter - General/Professional Liability Responsibilities include:
Underwrite, price and negotiate accounts consistent with the quality of the risk and according to the company's strategy and guidelines for the Professional Risks and General Liability product lines
Develop new relationships and maintain existing relationships with wholesale brokers throughout the Southwest Region (SoCal, AZ, NV, NM and HI)
Work with operations, claims, finance and marketing to build or enhance products and contribute to the financial performance of the business unit
Maintain excellent customer service standards
Monitor product results and develop ideas to increase productivity and profitability
Be part of a larger professional team in Los Angeles, collaborating to drive regional results and develop new opportunities
At times, 10-25% travel required
Qualifications
Qualifications
3-5 years of general liability / professional liability insurance underwriting experience with strong Southwest US broker relationships
B.A. / B.S degree from an accredited College or University required
Outgoing, driven, high attention to detail and results-focused mentality
Strong understanding of basic sales principles, negotiation skills and demonstrate a competitive drive
Strong interpersonal skills and ability to work independently in a collaborative environment
Innate service focus which enables one to effectively interact with all levels of internal and external customers and partners
What Hiscox USA Offers:
Competitive salary and bonus (based on personal & company performance)
Comprehensive health insurance, Vision, Dental and FSA
401(k) with competitive company matching
24 Paid time off days
10 Paid Holidays
Paid sabbaticals after 10 years of service
Dynamic, creative and values-driven culture
Modern and open office spaces, complimentary fruit and drinks
Spirit of volunteerism, social responsibility and community involvement, including matching charitable donations for qualifying non-profits via our sister non-profit company, the Hiscox USA Foundation
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.
Job Type:
Full-time
Required education:
Bachelor's
Required experience:
General Liability Underwriting: 3 years
Property/Casualty Insurance Underwriting: 3 years
Additional Information
All your information will be kept confidential according to EEO guidelines.
$56k-97k yearly est. 1d ago
STRONG CRE C&I underwriter
Scale Search Group
Underwriter job in Los Angeles, CA
Experienced Portfolio Officer/Manager CRE and/or C&I - (FT) positions open at our LA Headquarters Branch. Underwriting medium to large C&I or CRE loan portfolio. Participates in the development and recommendation of loan objectives. Only strong C&I and CRE experience welcomed.
Qualifications
Strong C&I and CRE experience
Additional Information
All your information will be kept confidential according to EEO guidelines.
$56k-97k yearly est. 1d ago
Conventional and Non-QM Underwriter
Summithr
Underwriter job in Los Angeles, CA
Key responsibilities include but are not limited to:
Underwrite mortgage loan files for agency compliance and investor guidelines
Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents.
Approve or approve with conditions loan submission after careful consideration and explore possible alternatives before resorting to a suspense or denial.
Assess the risk to the company and our investors to ensure salability of the loan after closing
Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan.
5 years of experience underwriting FNMA, FHLMC, and Non-Conforming mortgages is a plus
Re-reviewing files, signing off on conditions, and moving files to clear to close
Work closely with operations staff while identifying opportunities to mentor and coach them increasing their knowledge and efficiency
$56k-97k yearly est. 60d+ ago
Casualty Facultative Underwriter
South Bay Search 4.0
Underwriter job in Los Angeles, CA
Casualty Facultative Reinsurance Underwriter Los Angeles
2-15 years of production casualty, excess casualty, or package underwriting experience
Great training program to aid in the transition to facultative underwriting.
A++ carrier with a superior culture. Opportunity to market to clients/professional sporting games/30% travel.
$67k-102k yearly est. 60d+ ago
Group Underwriter II
Carebridge 3.8
Underwriter job in Costa Mesa, CA
Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered.
Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.
Hours: Must work Pacific Standard time or Mountain Standard time schedule.
The Group Underwriter II is responsible for determining acceptability of insurance risks and appropriate premium rates for renewal and prospect employer groups in accordance with corporate underwriting guidelines and authority limits.
How you will make an impact:
* Calculates renewal rates for group cases based on analysis of group's experience, industry and demographics.
* Prepares annual settlements, ERISA reports, rate projections and post sale review.
Minimum Requirements:
Requires a BA/BS in a related field; Minimum 3 years of experience in underwriting; or any combination of education and experience, which would provide an equivalent background.
Preferred Skills, Capabilities and Experiences:
CPCU, CLU, LOMA, HIAA or other insurance related courses preferred.
For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $61,404 to $87,720
Locations: California, Colorado, Nevada, Washington State
In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws.
* The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law.
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
$61.4k-87.7k yearly Auto-Apply 60d+ ago
Surety Underwriter II (Walnut Creek, Pasadena, Mission Viejo, and San Diego)
Philadelphia Insurance Companies 4.8
Underwriter job in Mission Viejo, CA
Marketing Statement: Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets and underwrites commercial property/casualty and professional liability insurance products for select industries. We have been in operation since 1962 and are nationally recognized as a member of Ward's Top 50 and rated A++ by A.M.Best.
We are looking for a Sr. Surety Underwriter to join our team in either our Walnut Creek, Pasadena, Mission Viejo or San Diego offices!
Summary:
Under limited direction and supervision, underwrites and markets assigned products by providing high levels of risk assessment and technical underwriting expertise to determine underwriting acceptability. May provide high level of financial analysis to determine credit quality.
A typical day will include the following:
* Participates in the producer management process which may include, but is not limited to, premium collections.
* Prepares underwriting submissions, making recommendations and/or decisions within established authority limits. Minimum authority is $1,000,000 (Surety).
* Prepares and participates in marketing activities within the region to promote the development of new business.
* Gathers and analyzing information, applies appropriate underwriting techniques necessary to make an accurate evaluation of acceptability of risk. May evaluate credit quality.
* Prepares and participates in proposals to producers and/or accounts negotiating terms and conditions.
* May ensure credit quality of accounts managed while maintaining and updating underwriting files.
Qualifications:
Bachelor's Degree
At least three years of contract surety underwriting experience preferably with a carrier.
AFSB designation preferred.
The ability to manage multiple priorities, generate new business and be detail oriented.
EEO Statement:
Tokio Marine Group of Companies (including, but not limited to the Philadelphia Insurance Companies, Tokio Marine America, Inc., TMNA Services, LLC, TM Claims Service, Inc. and First Insurance Company of Hawaii, Ltd.) is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, sexual orientation and/or any other status protected by law.
Benefits:
We offer a comprehensive benefit package, which includes tuition reimbursement and a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. If you enjoy working in a fast paced work environment with growth potential please apply online.
Additional information on Volunteer Benefits, Paid Vacation, Medical Benefits, Educational Incentives, Family Friendly Benefits and Investment Incentives can be found at *****************************************
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$69k-114k yearly est. 10d ago
DE Underwriter- in Office
National Mortgage Staffing 3.9
Underwriter job in Brea, CA
DE Underwriter - On-site/Hybrid (North Hollywood or Brea, CA)
Salary: $70,000-$100,000 (DOE) Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST Employment Type: Full-time (eligible for overtime) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year
Our client, a California-based mortgage lender, is seeking an experienced DE Underwriter to join their growing underwriting team. This role may be based on-site or hybrid from either the North Hollywood or Brea office.
Key Responsibilities
Review and underwrite residential mortgage applications including Agency, FHA, and Non-QM products.
Verify credit, income, and asset documentation with a focus on accuracy and compliance.
Analyze tax returns, self-employed income, P&L statements, and business cash flow.
Review WVOE, Bank Statement, DSCR, and Asset-based loans.
Ensure all files meet FHA DE requirements and investor guidelines.
Collaborate with Account Managers, Loan Officers, Processors, and Brokers to support timely loan decisions.
Maintain updated knowledge of underwriting standards and investor policies.
Qualifications
Active FHA DE (Direct Endorsement) designation required.
Minimum 5 years of residential mortgage underwriting experience.
3+ years of Non-QM underwriting experience required.
Proficient in Encompass LOS, CoreLogic FraudGuard, and running AUS (DU, LPA, Total Scorecard).
Experience analyzing self-employed income and complex loan structures.
In-depth knowledge of Agency (Fannie/Freddie) and FHA guidelines.
Have worked as a front line underwriter within the past 12 months.
Please note: National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are set forth by our client and must be followed exactly.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
$70k-100k yearly 4d ago
Private Banking Credit Underwriter
Sunflower Bank, N.A 4.3
Underwriter job in Ontario, CA
Job DescriptionDescription:
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the full-time position of Private Banking Credit Underwriter.
2+ years experience in Private Wealth Lending is a MUST.
Description:
The Private Banking Credit Underwriter position is responsible for gathering, analyzing and interpreting financial and credit information in order to assess the creditworthiness of the company's commercial customers, focusing on the company's moderately complex credit relationships. The position assists Business/Commercial Bankers in supporting new and existing assigned loan relationships with an emphasis on maximizing credit quality and minimizing risk.
Responsibilities:
Review and analyze financial and credit information, such as financial statements, tax returns and credit reports to determine creditworthiness for borrowers and guarantors. Determine the need for a more thorough investigation or additional information and contact appropriate sources for such information.
Prepare detailed financial and analytical reports for each entity analyzed, including historical financial data and trends, detailed cash flow analysis, global cash flow analysis, and simple projections.
Research pertinent industry and market information relevant to customers' lines of business.
Prepare a written summary of analysis for new and existing loan relationships, especially in regards to the sufficiency of cash flow, collateral and other repayment sources. Assess overall strengths and weaknesses of credit relationship.
Communicate key analytical finding and opinions to Business/Commercial Bankers, management or credit officers.
Assist in monitoring assigned moderately complex credit files for periodic financial statements, borrowing base certificates, accounts receivable aging, and other items as required by the loan documents. Ensure that covenant compliance and financial reporting requirements are addressed.
Exercise independent judgement on client relationship credit analysis and take appropriate resulting action.
Participate in departmental or company-wide projects. Seek and propose process improvements.
Provide technical advice and assistance to Business/Commercial Bankers and customers.
Attend joint calls with the Commercial Banker to gather more information about the business.
Assist in the training and development of the Underwriter I.
Remain educated and informed about industry trends, community developments, market conditions and regulatory requirements and understand their effect on the company's lending criteria.
Understand and adhere to all applicable federal and state laws and regulations, including, but not limited to, the Bank Secrecy Act (BSA) and related anti-money laundering laws and Office of Foreign Asset Controls (OFAC).
Education / Experience Preferred:
Bachelor's Degree in Accounting, Business, Economics, Finance, or similar field, in lieu of a degree, applicant must have a high school diploma or equivalent and have completed a formal credit training program or certification.
2+ years of experience in credit analysis/portfolio management in a commercial lending environment required with experience in private wealth lending.
Must possess specific area of underwriting expertise in at least one area of lending, such as commercial real estate, commercial and industrial lending or SBA lending.
Must possess proven ability to successfully understand and analyze financial statements, including balance sheets, income statements, cash flow, and tax returns.
Must be proficient in Microsoft Office Suite.
Must possess strong business math skills.
Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing.
Must possess ability to multi-task, prioritize and meet deadlines.
Must have ability to work collaboratively by finding common ground to solve problems with the ability to represent his/her own opinion.
Must remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally.
Must possess excellent verbal, written, interpersonal and customer service skills to tactfully and professionally assist with customers, employees, senior management, auditors and regulators.
Must have the ability to travel to branch offices as needed.
Must be able to work flexible hours.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
Associates enjoy outstanding benefits, including:
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
If you qualify, apply online at ******************************
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
Requirements:
$39k-51k yearly est. 12d ago
Junior Underwriter
United Auto Credit Corporation 3.4
Underwriter job in Newport Beach, CA
Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our automated decisioning process and will provide solutions with the goal of capturing the contract while assessing the overall risk of the application. Using UACC's common-sense lending approach, you will build strong dealer relationships over the phone, deliver outstanding service, and help drive business growth while representing a trusted brand in the auto finance industry.
Essential Duties and Responsibilities
As a Junior Underwriter, you'll be the bridge between approvals and signed contracts, turning opportunities into results while building lasting dealer relationships. You will:
Close the loop - Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application.
Match the right fit - Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly
Be a trusted partner - Work hand-in-hand with dealerships, Area Managers, and our Sales/Marketing team to strengthen relationships and drive success.
Add value to every deal - Review deals with dealers and help structure or restructure them for the best possible outcome.
Bring solutions to the table - Gather key information to recommend alternative products or programs when appropriate.
Educate and empower - Clearly explain the “why” behind credit decisions, helping dealers understand our approach and build confidence in our partnership.
Aim high - Consistently hit or exceed monthly goals for production, quality, and customer satisfaction.
Collaborate for success - Work closely with internal teams like Funding and Sales to keep deals moving smoothly.
Stay adaptable - Jump in where needed to support the team and company goals.
Qualifications
We're looking for a motivated professional who thrives in a fast-paced, relationship-driven environment.
Skills & Abilities
Excellent communication and interpersonal skills
Strong organizational and time management abilities
Proven ability to build relationships with dealers, sales/marketing teams, and peers
Skilled negotiator with a drive to win in a competitive market and ability to think outside the box
Compensation Range:
$17.00 - $21.00 an hour, based on Location and Experience
Uncapped Bonuses, Averaging $1,100 - $1,500 monthly
Expected Total Compensation including Average Bonuses = $50K - $60k
Education/Experience
Bachelor's degree preferred (or equivalent combination of education and experience)
Auto finance or financial services experience preferred but not required
No certifications or licenses required
Technical Skills
Proficient in Microsoft Office, Google G Suite, and Teams
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this Job, the employee is regularly required to sit. The employee is occasionally required to walk.
Job Type: Full-time
Commitment to Diversity and Equal Employment Opportunity
United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully.
UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring.
UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices.
UACC complies with all applicable federal, state, and/or local laws relating to equal employment.
Other Things to Note
This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice.
Please review our privacy and CCPA policies.
$50k-60k yearly Auto-Apply 24d ago
Insurance and tax prep
Fiesta Insurance and Tax Service
Underwriter job in South Gate, CA
Must have reliable transportation Bi-lingual (English and Spanish) is a must Management opportunities
Insurance and Tax Prep Specialist - Fiesta Insurance and Tax Service
Are you highly skilled in insurance and tax preparation? Do you enjoy providing excellent customer service? If you answered yes, then we have the perfect opportunity for you!
Fiesta Auto Insurance and Tax provides top notch, affordable insurance and tax products with a level of customer service that is second to none! Join our dynamic team and become part of a company that values its employees and offers a fun and loving work environment. We offer top pay and have room for quick advancement. At Fiesta we have a strong team environment and make it fun for the staff and customers.
Job Overview:
Prepare and file tax returns for individuals and small businesses
Assist clients in selecting the right insurance products for their needs
Provide exceptional customer service and build long-term relationships with clients
What's in it for you:
Competitive pay with commission and bonus opportunities
401K, Health, dental, and vision insurance
Opportunity to learn and grow in the insurance and tax industry
Requirements:
No education required
Experience in insurance and tax preparation is preferred
Location: Locations thru out Los Angeles
If you are a motivated and talented individual with a passion for insurance and tax preparation, apply now and join our team at Fiesta Insurance and Tax Service!
Work schedule
8 hour shift
Supplemental pay
Commission pay
Bonus pay
Benefits
Health insurance
Dental insurance
Vision insurance
$39k-83k yearly est. 60d+ ago
Non-QM Underwriter II
JBA International 4.1
Underwriter job in Corona, CA
Essential Job Functions:
Communication: Liaises among borrowers, investors and escrow companies to communicate decisions on loans.
Equipment: Uses such office equipment as computer terminals, copiers and FAX machines.
Physical: Sits for extended time periods. Hearing and vision within normal ranges.
Responsibilities
Completes a thorough analysis of loan files to determine compliance with company and investor guidelines.
Evaluates the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product.
Checks accuracy of all calculations and data integrity.
Completion of all required underwriting worksheets found in FastTrac 360 Resource Center.
Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation.
Maintains company standard for productivity level and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions.
Strives to meet 2 decisions/day within allotted time.
Communicates decision on loans to appropriate parties both verbally and in writing.
Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager.
Frontline underwriting of non-QM loan products.
Perform a thorough analysis of the applicant's income and expense data, asset documentation, credit reports, and property valuations.
Performing manual underwriting, requiring a detailed familiarity with various loan programs.
Executing an appraisal analysis to determine that acceptable collateral standards are met.
Additional related duties may be assigned, as required.
Available to processors for general guideline interpretations and questions on specific loan files.
Responds to post closing reviews and audits in a timely fashion.
Performs related duties, as directed by Underwriting or Operations Manager.
Qualifications
Minimum five years of recent NON-QM mortgage underwriting experience, with solid working knowledge of underwriting guidelines to include FNMA, FHLMC, and NON-QM Investors.
Ability to review & calculate complex personal and/or business financials and tax profiles.
Excellent written and verbal communication.
Experience working in a fast-paced team environment.
Encompass loan origination system experience required 5+ years
Skills:
Strong interpersonal-communication and business-relationship skills
Detail oriented
Excellent written and verbal communication skills
Technologically proficient in MS Windows software
Education:
High school diploma
Travel:
None
$76k-121k yearly est. 60d+ ago
Surety Underwriter II (Walnut Creek, Pasadena, Mission Viejo, and San Diego)
Philadelphia Insurance Companies 4.8
Underwriter job in Pasadena, CA
Marketing Statement:
Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets and underwrites commercial property/casualty and professional liability insurance products for select industries. We have been in operation since 1962 and are nationally recognized as a member of Ward's Top 50 and rated A++ by A.M.Best.
We are looking for a Sr. Surety Underwriter to join our team in either our Walnut Creek, Pasadena, Mission Viejo or San Diego offices!
Summary:
Under limited direction and supervision, underwrites and markets assigned products by providing high levels of risk assessment and technical underwriting expertise to determine underwriting acceptability. May provide high level of financial analysis to determine credit quality.
A typical day will include the following:
Participates in the producer management process which may include, but is not limited to, premium collections.
Prepares underwriting submissions, making recommendations and/or decisions within established authority limits. Minimum authority is $1,000,000 (Surety).
Prepares and participates in marketing activities within the region to promote the development of new business.
Gathers and analyzing information, applies appropriate underwriting techniques necessary to make an accurate evaluation of acceptability of risk. May evaluate credit quality.
Prepares and participates in proposals to producers and/or accounts negotiating terms and conditions.
May ensure credit quality of accounts managed while maintaining and updating underwriting files.
Qualifications:
Bachelor's Degree
At least three years of contract surety underwriting experience preferably with a carrier.
AFSB designation preferred.
The ability to manage multiple priorities, generate new business and be detail oriented.
EEO Statement:
Tokio Marine Group of Companies (including, but not limited to the Philadelphia Insurance Companies, Tokio Marine America, Inc., TMNA Services, LLC, TM Claims Service, Inc. and First Insurance Company of Hawaii, Ltd.) is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, sexual orientation and/or any other status protected by law.
Benefits:
We offer a comprehensive benefit package, which includes tuition reimbursement and a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. If you enjoy working in a fast paced work environment with growth potential please apply online.
Additional information on Volunteer Benefits, Paid Vacation, Medical Benefits, Educational Incentives, Family Friendly Benefits and Investment Incentives can be found at *****************************************
$69k-114k yearly est. Auto-Apply 11d ago
In Office Non-QM Underwriter
National Mortgage Staffing 3.9
Underwriter job in Brea, CA
Non-QM Underwriter (DSCR / Bank Statement / Alt-Doc) - On-Site only- NOT REMOTE OR HYBRID
Our client, a growing California-based mortgage lender, is seeking an experienced Non-QM Underwriter with expertise in DSCR, Bank Statement, and alternative documentation loan products.
Key Responsibilities
Review and underwrite Non-QM, DSCR, Bank Statement, VOE, P&L, and Asset-based mortgage loans.
Analyze self-employed and alternative documentation income calculations.
Ensure all files meet company, investor, and regulatory guidelines.
Run AUS findings and evaluate risk using DU, LPA, and Total Scorecard.
Communicate effectively with processors, account managers, and loan officers to resolve file conditions.
Manage a consistent underwriting pipeline, maintaining strong accuracy and turnaround times.
Stay current on investor guidelines and evolving Non-QM products.
Qualifications
Minimum 5 years of residential mortgage underwriting experience.
3+ years of Non-QM underwriting experience (required).
Advanced understanding of DSCR, Bank Statement, VOE, P&L, and Asset-based loans.
Strong experience underwriting self-employed borrowers and complex income structures.
Proficiency with Encompass LOS, CoreLogic FraudGuard, and AUS systems (DU, LPA, Total Scorecard).
Must have underwritten front line loans within the past 12 months.
Compensation & Benefits
Base salary: $70,000-$100,000 (DOE)
Bonus: Monthly eligibility after 2 years based on funding quota
Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year
National Mortgage Staffing does not determine the requirements or compensation for this role. All criteria are set forth by our client and must be followed exactly.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
How much does an underwriter earn in Pico Rivera, CA?
The average underwriter in Pico Rivera, CA earns between $44,000 and $123,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.
Average underwriter salary in Pico Rivera, CA
$73,000
What are the biggest employers of Underwriters in Pico Rivera, CA?
The biggest employers of Underwriters in Pico Rivera, CA are: