Underwriting clerk vs insurance clerk

The differences between underwriting clerks and insurance clerks can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 1-2 years to become an underwriting clerk, becoming an insurance clerk takes usually requires 2-4 years. Additionally, an insurance clerk has an average salary of $33,089, which is higher than the $32,630 average annual salary of an underwriting clerk.

The top three skills for an underwriting clerk include insurance policies, data entry and insurance coverage. The most important skills for an insurance clerk are patients, insurance verification, and data entry.

Underwriting clerk vs insurance clerk overview

	Underwriting Clerk	Insurance Clerk
Yearly salary	$32,630	$33,089
Hourly rate	$15.69	$15.91
Growth rate	-3%	-3%
Number of jobs	68,040	147,755
Job satisfaction	-	2
Most common degree	Bachelor's Degree, 37%	High School Diploma, 29%
Average age	44	44
Years of experience	2	4

Underwriting clerk vs insurance clerk salary

Underwriting clerks and insurance clerks have different pay scales, as shown below.

	Underwriting Clerk	Insurance Clerk
Average salary	$32,630	$33,089
Salary range	Between $27,000 And $38,000	Between $27,000 And $39,000
Highest paying City	-	Henderson, NV
Highest paying state	-	New Hampshire
Best paying company	-	Lenoir Memorial Hospital
Best paying industry	-	Finance

Differences between underwriting clerk and insurance clerk education

There are a few differences between an underwriting clerk and an insurance clerk in terms of educational background:

	Underwriting Clerk	Insurance Clerk
Most common degree	Bachelor's Degree, 37%	High School Diploma, 29%
Most common major	Business	Business
Most common college	Stanford University	-

Underwriting clerk vs insurance clerk demographics

Here are the differences between underwriting clerks' and insurance clerks' demographics:

	Underwriting Clerk	Insurance Clerk
Average age	44	44
Gender ratio	Male, 17.1% Female, 82.9%	Male, 8.3% Female, 91.7%
Race ratio	Black or African American, 13.8% Unknown, 4.3% Hispanic or Latino, 14.4% Asian, 3.9% White, 63.2% American Indian and Alaska Native, 0.5%	Black or African American, 13.8% Unknown, 4.3% Hispanic or Latino, 14.4% Asian, 3.9% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage	11%	11%

Differences between underwriting clerk and insurance clerk duties and responsibilities

Underwriting clerk example responsibilities.

Process documentation within manage database systems and ImageRight system for the legal binding of commercial insurance risk.
Audit claims for correct ICD-9, CPT and diagnosis codes ..
Order MVRs from the DMV and match it with each application for underwriter review.
Interface with DMV to obtain legal records and research property records.
Perform basic business office duties and handle highly confidential documents regarding doctor s prognosis and medical history of patients.
Programme database for providing dial tone and features to Missouri residential and business customers.Troubleshoot and resolve problems with phone lines.

Insurance clerk example responsibilities.

Manage front office check-in, insurance verification and certifications from doctors.
Establish and implement procedures for completion of patient super bills with proper diagnostic coding utilizing ICD-9 and CPT code manuals.
Maintain patient medical records insuring diagnosis codes (ICD-9) are itemized correctly and name and address of insurance carriers record.
Schedule and obtain authorization for outpatient procedures for patients via private insurance, worker's compensation, and Medicare/ Medicaid.
Complete several ICD-10 training courses.
Perform medical coding with most accurate and descriptive HCPCS code.

Underwriting clerk vs insurance clerk skills

Common underwriting clerk skills

Insurance Policies, 33%
Data Entry, 26%
Insurance Coverage, 11%
Motor Vehicle, 6%
DMV, 4%
Insurance Applications, 4%

Common insurance clerk skills

Patients, 25%
Insurance Verification, 7%
Data Entry, 7%
Customer Service, 6%
Insurance Coverage, 5%
Computer System, 3%