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Even though all the key details remained fuzzy, in 2012, Girouard struck out on his own.
* In an internal study, Upstart replicated three bank models using their respective underwriting policies and evaluated their hypothetical loss rates and approval rates using Upstart’s applicant base in late 2017.
* According to an Upstart retrospective study completed in December 2019.
Approval numbers compare the 2020 loan approval rate by the Upstart model and a hypothetical traditional credit decision model.
Such result represents the average rate of improvement exhibited by Upstart’s platform against each of the three respective bank models.** As of 9/30/2021.
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Zippia gives an in-depth look into the details of Upstart Network, including salaries, political affiliations, employee data, and more, in order to inform job seekers about Upstart Network. The employee data is based on information from people who have self-reported their past or current employments at Upstart Network. The data on this page is also based on data sources collected from public and open data sources on the Internet and other locations, as well as proprietary data we licensed from other companies. Sources of data may include, but are not limited to, the BLS, company filings, estimates based on those filings, H1B filings, and other public and private datasets. While we have made attempts to ensure that the information displayed are correct, Zippia is not responsible for any errors or omissions or for the results obtained from the use of this information. None of the information on this page has been provided or approved by Upstart Network. The data presented on this page does not represent the view of Upstart Network and its employees or that of Zippia.
Upstart Network may also be known as or be related to Upstart Network, Upstart Network, Inc. and Upstart Network Inc.