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Bank analyst vs treasury analyst

The differences between bank analysts and treasury analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a bank analyst and a treasury analyst. Additionally, a bank analyst has an average salary of $85,532, which is higher than the $72,667 average annual salary of a treasury analyst.

The top three skills for a bank analyst include powerpoint, financial services and cash management. The most important skills for a treasury analyst are treasury, cash management, and ACH.

Bank analyst vs treasury analyst overview

Bank AnalystTreasury Analyst
Yearly salary$85,532$72,667
Hourly rate$41.12$34.94
Growth rate9%9%
Number of jobs62,98350,817
Job satisfaction--
Most common degreeBachelor's Degree, 74%Bachelor's Degree, 76%
Average age4040
Years of experience44

What does a bank analyst do?

Banking analysts are employees with a strong background in finance or economics. They are usually employed by companies that invest in other businesses, stocks, public offerings, or those looking to merge with other companies. They analyze the company's move and recommend the proper courses of action to ensure its success. They are expected to be updated with the current economic trends and industry changes. This will help them create sound recommendations for the company. Banking analysts should know how to mitigate risks and carve the best possible path for their company.

What does a treasury analyst do?

A treasury analyst is an individual who manages and analyses the financial activities of an organization that can include cash flows, liability obligations, and assets. Treasury analysts are required to execute the daily cash management of the organization such as cash forecasting, investing of excess cash, and running a hedging program in interest rates. They must present monthly reports and daily briefings on cash flows to senior management and provide advice on the financial operations of the movement of cash. Treasury analysts also update treasury policies and procedures for the organization to comply.

Bank analyst vs treasury analyst salary

Bank analysts and treasury analysts have different pay scales, as shown below.

Bank AnalystTreasury Analyst
Average salary$85,532$72,667
Salary rangeBetween $64,000 And $114,000Between $52,000 And $100,000
Highest paying CityPhiladelphia, PASan Francisco, CA
Highest paying statePennsylvaniaCalifornia
Best paying companyBGC PartnersGoogle
Best paying industryFinanceAutomotive

Differences between bank analyst and treasury analyst education

There are a few differences between a bank analyst and a treasury analyst in terms of educational background:

Bank AnalystTreasury Analyst
Most common degreeBachelor's Degree, 74%Bachelor's Degree, 76%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Bank analyst vs treasury analyst demographics

Here are the differences between bank analysts' and treasury analysts' demographics:

Bank AnalystTreasury Analyst
Average age4040
Gender ratioMale, 58.8% Female, 41.2%Male, 51.1% Female, 48.9%
Race ratioBlack or African American, 5.6% Unknown, 4.5% Hispanic or Latino, 7.7% Asian, 14.1% White, 68.0% American Indian and Alaska Native, 0.1%Black or African American, 5.6% Unknown, 4.5% Hispanic or Latino, 7.7% Asian, 14.1% White, 68.0% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between bank analyst and treasury analyst duties and responsibilities

Bank analyst example responsibilities.

  • Manage and maintain information in worldwide-military database which include exemptions, transfers, retirements, and payroll records.
  • Redesign PowerPoint reports to show more with less effort.
  • Complete formal credit training and rotations in high yield securities, private placements of debt, and middle market lending.
  • Structure and analyze cash flows for mortgage-backed securities in housing finance transactions.
  • Partner with business units to establish a collaborative relationship and cultivate an ERM culture.
  • Conduct KYC CIP reviews for domestic and foreign individual and business accounts and compare expected activity to actual activity.
  • Show more

Treasury analyst example responsibilities.

  • Develop, maintain financial models/applications (VBA Excel/Access) to automate and streamline business processes and perform financial analysis.
  • Administrate treasury /liquidity analysis, foreign currency transactions, EFT and ACH activity.
  • Serve as key decision-maker in management of corporate treasury functions for this brokerage service provider.
  • Perform month-end processes- including SOX quarterly compliance testing, internal controls testing for external auditors.
  • Perform cash forecasting activities to model future financial liquidity perform financial analysis to determine cash position, and daily bank reconciliations.
  • Compile foreign exchange rates for Hyperion team.
  • Show more

Bank analyst vs treasury analyst skills

Common bank analyst skills
  • PowerPoint, 6%
  • Financial Services, 6%
  • Cash Management, 6%
  • Corporate Banking, 5%
  • Risk Management, 5%
  • Capital Markets, 4%
Common treasury analyst skills
  • Treasury, 17%
  • Cash Management, 16%
  • ACH, 5%
  • Treasury Operations, 4%
  • Reconciliations, 4%
  • Cash Flow, 3%

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