Senior Data Scientist jobs at Beyond Finance

Axtria is a leading global provider of cloud software and data analytics tailored for the Life Sciences industry. Since our inception in 2010, we have pioneered technology-driven solutions to revolutionize the commercialization journey, driving sales growth, and enhancing patient healthcare outcomes. Committed to impacting millions of lives positively, our innovative platforms deploy cutting-edge Artificial Intelligence and Machine Learning technologies. With a presence in over 30 countries, Axtria is a key player in delivering commercial solutions to the Life Sciences sector, consistently recognized for our growth and technological advancements. Job Description: We are looking for a Project Lead for our Decision Science practice. Success in this position requires managing consulting projects/engagements delivering Brand Analytics, Real World Data (RWD) Analytics, Commercial Analytics, Marketing Analytics, and Market Access Analytics solutions. Candidates will be expected to have familiarity with: Patient analytics using Real World Data (RWD) sources such as Claims data, EHR/EMR data, lab/diagnostic testing data, etc. Predictive modeling using Real World Data Patient and HCP segmentation Campaign effectiveness, promotion response modeling, marketing mix optimization Marketing analytics incl. digital marketing Required skills and experience: Overall, 4-8 years of relevant work experience and 2+ years of US local experience in pharma analytics Knowledge of the Biopharmaceutical domain. Prior experience in analytics in therapeutic areas of Oncology, Inflammation, Cardio and Bone will be preferred Exposure to syndicated data sets including Claims, EMR/EHR data and exposure to/experience working with large data sets. Strong quantitative and analytical skills, including sound knowledge of statistical concepts and predictive modeling/machine learning. Demonstrated ability to frame and scope business problems, design solutions, and deliver results. Excellent spoken and written communication skills, including superior visualization, storyboarding, and presentation skills. Ability to communicate actionable analytical findings to a technical or non-technical audience in clear and concise language. Relevant expertise in using analytical tools such as R/Python, Alteryx, Dataiku etc. and ability to quickly master new analytics tools/software as needed. Ability to lead project teams and own project delivery. Logistics and Location: U.S. Citizens and those authorized to work in the U.S. are encouraged to apply. The position is based out of Thousand Oaks and the candidate needs to be at the client site 3-5 days per week Axtria is an EEO/AA employer M/F/D/V. We offer attractive performance-based compensation packages including salary and bonus. Comprehensive benefits are available including health insurance, flexible spending accounts, and 401k with company match. Immigration sponsorship will be considered. Pay Transparency Laws Salary range or hourly pay range for the position The salary range for this position is $83,200 to $129,738 annually. The actual salary will vary based on applicant's education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant's geographic location. The salary range reflected is based on a primary work location of Thousand Oaks, CA. The actual salary may vary for applicants in a different geographic location.

We're hiring a Senior/Lead Data Engineer to join a fast-growing AI startup. The team comes from a billion dollar AI company, and has raised a $40M+ seed round. You'll need to be comfortable transforming and moving data in a new 'group level' data warehouse, from legacy sources. You'll have a strong data modeling background. Proven proficiency in modern data transformation tools, specifically dbt and/or SQLMesh. Exceptional ability to apply systems thinking and complex problem-solving to ambiguous challenges. Experience within a high-growth startup environment is highly valued. Deep, practical knowledge of the entire data lifecycle, from generation and governance through to advanced downstream applications (e.g., fueling AI/ML models, LLM consumption, and core product features). Outstanding ability to communicate technical complexity clearly, synthesizing information into actionable frameworks for executive and cross-functional teams.

We're hiring a Senior/Lead Data Engineer to join a fast-growing AI startup. The team comes from a billion dollar AI company, and has raised a $40M+ seed round. You'll need to be comfortable transforming and moving data in a new 'group level' data warehouse, from legacy sources. You'll have a strong data modeling background. Proven proficiency in modern data transformation tools, specifically dbt and/or SQLMesh. Exceptional ability to apply systems thinking and complex problem-solving to ambiguous challenges. Experience within a high-growth startup environment is highly valued. Deep, practical knowledge of the entire data lifecycle, from generation and governance through to advanced downstream applications (e.g., fueling AI/ML models, LLM consumption, and core product features). Outstanding ability to communicate technical complexity clearly, synthesizing information into actionable frameworks for executive and cross-functional teams.

We're hiring a Senior/Lead Data Engineer to join a fast-growing AI startup. The team comes from a billion dollar AI company, and has raised a $40M+ seed round. You'll need to be comfortable transforming and moving data in a new 'group level' data warehouse, from legacy sources. You'll have a strong data modeling background. Proven proficiency in modern data transformation tools, specifically dbt and/or SQLMesh. Exceptional ability to apply systems thinking and complex problem-solving to ambiguous challenges. Experience within a high-growth startup environment is highly valued. Deep, practical knowledge of the entire data lifecycle, from generation and governance through to advanced downstream applications (e.g., fueling AI/ML models, LLM consumption, and core product features). Outstanding ability to communicate technical complexity clearly, synthesizing information into actionable frameworks for executive and cross-functional teams.

We're hiring a Senior/Lead Data Engineer to join a fast-growing AI startup. The team comes from a billion dollar AI company, and has raised a $40M+ seed round. You'll need to be comfortable transforming and moving data in a new 'group level' data warehouse, from legacy sources. You'll have a strong data modeling background. Proven proficiency in modern data transformation tools, specifically dbt and/or SQLMesh. Exceptional ability to apply systems thinking and complex problem-solving to ambiguous challenges. Experience within a high-growth startup environment is highly valued. Deep, practical knowledge of the entire data lifecycle, from generation and governance through to advanced downstream applications (e.g., fueling AI/ML models, LLM consumption, and core product features). Outstanding ability to communicate technical complexity clearly, synthesizing information into actionable frameworks for executive and cross-functional teams.

Job Title: Senior Software Engineer / Quant Developer (JG4 Level) Duration: Long-term contract with possibility of extension The Senior Data Engineer will design and build robust data foundations and end-to-end data solutions to enable the business to maximize value from data. This role plays a critical part in fostering a data-driven culture across both IT and business stakeholder communities. The Senior Data Engineer will act as a subject matter expert (SME), lead solution design and delivery, mentor junior engineers, and translate Data Strategy and Vision into scalable, high-quality IT solutions. Key Responsibilities Design, build, and maintain enterprise-grade data foundations and end-to-end data solutions. Serve as a subject matter expert in data engineering, data modeling, and solution architecture. Translate business data strategy and vision into scalable technical solutions. Mentor and guide junior data engineers and contribute to continuous capability building. Drive the rollout and adoption of Data Foundation initiatives across the business. Coordinate change management, incident management, and problem management processes. Present insights, reports, and technical findings to key stakeholders. Drive implementation efficiency across pilots and future projects to reduce cost, accelerate delivery, and maximize business value. Actively contribute to community initiatives such as Centers of Excellence (CoE) and Communities of Practice (CoP). Collaborate effectively with both technical teams and business leaders. Key Characteristics Highly curious technology expert with a continuous learning mindset. Strong data-domain expertise with deep technical focus. Excellent communicator who can engage both technical and non-technical stakeholders. Trusted advisor to leadership and cross-functional teams. Strong driver of execution, quality, and delivery excellence. Mandatory Skills Cloud Platforms: AWS, Azure, SAP - Expert Level ELT: Expert Level Data Modeling: Expert Level Data Integration & Ingestion Data Manipulation & Processing DevOps & Version Control: GitHub, GitHub Actions, Azure DevOps Data & Analytics Tools: Data Factory, Databricks, SQL DB, Synapse, Stream Analytics, Glue, Airflow, Kinesis, Redshift, SonarQube, PyTest Optional / Nice-to-Have Skills Experience leading projects or running a Scrum team. Experience with BPC and Planning. Exposure to external technical ecosystems. Documentation using MkDocs.

About Us Longbridge Securities, founded in March 2019 and headquartered in Singapore, is a next-generation online brokerage platform. Established by a team of seasoned finance professionals and technical experts from leading global firms, we are committed to advancing financial technology innovation. Our mission is to empower every investor by offering enhanced financial opportunities. What You'll Do As part of our global expansion, we're seeking a Data Engineer to design and build batch/real-time data warehouses and maintain data platforms that power trading and research for the US market. You'll work on data pipelines, APIs, storage systems, and quality monitoring to ensure reliable, scalable, and efficient data services. Responsibilities: Design and build batch/real-time data warehouses to support the US market growth Develop efficient ETL pipelines to optimize data processing performance and ensure data quality/stability Build a unified data middleware layer to reduce business data development costs and improve service reusability Collaborate with business teams to identify core metrics and data requirements, delivering actionable data solutions Discover data insights through collaboration with the business owner Maintain and develop enterprise data platforms for the US market Qualifications 7+ years of data engineering experience with a proven track record in data platform/data warehouse projects Proficient in Hadoop ecosystem (Hive, Kafka, Spark, Flink), Trino, SQL, and at least one programming language (Python/Java/Scala) Solid understanding of data warehouse modeling (dimensional modeling, star/snowflake schemas) and ETL performance optimization Familiarity with AWS/cloud platforms and experience with Docker, Kubernetes Experience with open-source data platform development, familiar with at least one relational database (MySQL/PostgreSQL) Strong cross-department collaboration skills to translate business requirements into technical solutions Bachelor's degree or higher in Computer Science, Data Science, Statistics, or related fields Comfortable working in a fast-moving fintech/tech startup environment Qualifications 7+ years of data engineering experience with a proven track record in data platform/data warehouse projects Proficient in Hadoop ecosystem (Hive, Kafka, Spark, Flink), Trino, SQL, and at least one programming language (Python/Java/Scala) Solid understanding of data warehouse modeling (dimensional modeling, star/snowflake schemas) and ETL performance optimization Familiarity with AWS/cloud platforms and experience with Docker, Kubernetes Experience with open-source data platform development, familiar with at least one relational database (MySQL/PostgreSQL) Strong cross-department collaboration skills to translate business requirements into technical solutions Bachelor's degree or higher in Computer Science, Data Science, Statistics, or related fields Comfortable working in a fast-moving fintech/tech startup environment Proficiency in Mandarin and English at the business communication level for international team collaboration Bonus Point: Experience with DolphinScheduler and SeaTunnel is a plus

Happy Money is a consumer finance company that empowers people to achieve their goals through simple, transparent loans funded by trusted financial institutions. Through its proprietary lending platform, Hive, Happy Money delivers a fully digital experience that simplifies borrowing for consumers and helps credit unions, banks and asset managers diversify balance sheets and scale with confidence. Happy Money's end-to-end loan origination and participation programs provide partners with turnkey access to high-performing assets, underpinned by disciplined credit expertise and robust risk management. Together with its lending partners, Happy Money has originated more than $6.5 billion in loans to help nearly 350,000 people take greater control of their financial futures. Learn more at happymoney.com. View our Employee Privacy Policy here. ABOUT THE ROLE We are looking for an innovative and driven Principal Data Scientist to join our team at Happy Money. In this role, you'll serve as a technical leader building production-grade machine learning solutions across the Happy Money ecosystem. Your work will span underwriting, marketing funnel optimization, and servicing-leveraging financial and behavioral data to drive business impact. You'll lead innovation, elevate our data science capabilities, and expand DS impact to new areas of the company. Join us at an exciting inflection point where your technical depth and leadership will shape how Happy Money scales responsibly while reducing financial stress for our members. RESPONSIBILITIES Design, build, and deploy production machine learning models and pipelines end-to-end, partnering closely with Product and Engineering teams to ensure robust, scalable implementations Lead technical innovation across the data science organization by improving existing DS processes, championing best practices, and bringing data science solutions to new business areas Develop financial models using alternative data sources to identify creditworthiness and expand access to financial support for underserved populations Build behavioral models to uncover patterns that drive positive financial outcomes, increase member engagement, and enhance product utility Perform rigorous model calibration, validation, and monitoring to ensure models drive reliable business decisions at scale Create clear visualizations and dashboards to communicate complex quantitative analyses to business stakeholders and drive strategic decisions Serve as a technical mentor, sharing knowledge across the team and elevating data science capabilities organization-wide ABOUT YOU 10+ years of business experience building and deploying machine learning models that solve marketing, risk, or product problems, with demonstrated success driving business impact Advanced formal training in a quantitative field: MS or PhD in Statistics, Computer Science, Mathematics, Physics, Engineering, or related discipline with rigorous quantitative foundations 5+ years of experience designing and analyzing A/B tests and experiments with statistical rigor Expert knowledge of Python or R and SQL for data manipulation, statistical analysis, and machine learning at scale 7+ years building and deploying supervised and unsupervised machine learning models in production environments Experience with AWS technical stack and deploying models via API (Lambda, SageMaker) or containerized solutions (Docker, Kubernetes) Experience with distributed computing frameworks (Spark, Hive, Hadoop, EMR, or similar) Strong knowledge of statistics, machine learning (logistic regression, ensemble methods, deep learning, optimization), and model calibration techniques Proven ability to drive projects from ideation through production deployment with minimal guidance Ability to communicate complex quantitative analyses in a clear, precise, and actionable manner to both technical and non-technical stakeholders BENEFITS & PERKS Generous medical, dental, and vision insurance options Eligible for Annual Bonus 401k Plan with a matching contribution Generous PTO including sick leave, vacation, volunteer, and more 12 Weeks Paid Parental Leave Company-paid short & long term disability and life insurance Monthly tech stipend to help cover expenses for remote work Happy Money is a 100% fully distributed workforce Base Salary Range$190,000-$210,000 USD

Job DescriptionVaro is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us. About The RoleVaro represents a new generation of fintech built on technology and innovation to empower consumers. We serve millions of Americans with our mobile app to make digital banking easy, convenient, and personalized. As a Senior Data Scientist (Machine Learning), you'll get the chance to develop innovative models that affect millions of users in the fintech space. You'll work with experienced Machine Learning Scientists as well as collaborate with your peers on exciting science problems in the fraud detection, risk modeling, personalization, operations, and causal inference spaces. About the Data Science TeamVaro's Data Science Team develops Machine Learning models that make it easier for the right people to get access to funds, help protect customers from fraudsters, and transform the in-app experience with real-time recommendations. Unlike some organizations where data takes a support role, here at Varo data science is front and center. Since we are in hyper-growth mode, you will get to work on the most impactful data science problems from day one. We rely on advanced techniques in machine learning, cloud platforms, and data technology. We're a team of PhDs and ex-academics with a collegial work atmosphere. If you are interested in working with an impressive team of Data pros who collaborate and challenge each other and want to solve interesting problems to propel the company's growth, apply now!What you'll be doing Develop production-grade ML algorithms, such as fraud detection algorithms, recommender systems, dynamic credit risk models, and large-scale causal inference models, as well as processes for monitoring and analyzing their performance Leverage large data sets from different sources, and use modern modeling techniques such as tree-based methods, neural networks, and reinforcement learning to increase and optimize customer experiences, customer acquisition, underwriting, and other business outcomes Work with stakeholders throughout the organization to identify opportunities for driving business decisions or improving our product suite with ML Collaborate cross-functionally with the engineering team to deploy models and monitor outcomes You'll bring the following required skills and experiences An advanced degree in a quantitative field - computer science, engineering, statistics, operations research, economics, etc. 4+ years of experience as a Data Scientist, Machine Learning Scientist, or Research Scientist as an individual contributor, including but not limited to relevant experience from your PhD research Experience applying a wide range of statistical techniques to large data sets, and understanding their real-world advantages/drawbacks Experienced in using Python for analysis, modeling, and visualization (numpy, pandas, scikit, nltk, matplotlib, etc.) Ability to thrive in a fast-paced environment Strong bias for action and team player Preferred: Familiarity with Sagemaker, Spark, TensorFlow, Keras, and PyTorch For cash compensation, we set standard ranges for all US-based roles based on function, level, and geographic location, benchmarked against similar-stage growth companies. Per applicable law, the salary range for this role is $150,000 - $200,000. Final offer amounts are determined by multiple factors as well as candidate experience and expertise and may vary from the identified range.#MidSenior We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you're excited about the opportunity and willing to learn, we'd love to hear from you! About VaroVaro launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We're a new kind of bank - all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system. We are growing quickly in our hub locations of San Francisco, Salt Lake City, and Charlotte along with colleagues located across the country. We have been recognized among Fast Company's Most Innovative Companies, Forbes' Fintech 50, and earned the No. 7 spot on Inc. 5000's list of fastest-growing companies across the country. Varo. A bank for all of us. Our Core Values- Customers First- Take Ownership- Respect- Stay Curious- Make it Better Learn more about Varo by following us:Facebook - ********************************** Instagram - ************************** LinkedIn - ***************************************** Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Beware of fraudulent job postings!Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo. If you suspect you have received a phony offer, please e-mail ********************* with the pertinent information and contact information. CCPA Notice at Collection for California Employees and Applicants: **************************************** We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us. About The RoleVaro represents a new generation of fintech built on technology and innovation to empower consumers. We serve millions of Americans with our mobile app to make digital banking easy, convenient, and personalized. As a Senior Data Scientist (Machine Learning), you'll get the chance to develop innovative models that affect millions of users in the fintech space. You'll work with experienced Machine Learning Scientists as well as collaborate with your peers on exciting science problems in the fraud detection, risk modeling, personalization, operations, and causal inference spaces. About the Data Science TeamVaro's Data Science Team develops Machine Learning models that make it easier for the right people to get access to funds, help protect customers from fraudsters, and transform the in-app experience with real-time recommendations. Unlike some organizations where data takes a support role, here at Varo data science is front and center. Since we are in hyper-growth mode, you will get to work on the most impactful data science problems from day one. We rely on advanced techniques in machine learning, cloud platforms, and data technology. We're a team of PhDs and ex-academics with a collegial work atmosphere. If you are interested in working with an impressive team of Data pros who collaborate and challenge each other and want to solve interesting problems to propel the company's growth, apply now!What you'll be doing Develop production-grade ML algorithms, such as fraud detection algorithms, recommender systems, dynamic credit risk models, and large-scale causal inference models, as well as processes for monitoring and analyzing their performance Leverage large data sets from different sources, and use modern modeling techniques such as tree-based methods, neural networks, and reinforcement learning to increase and optimize customer experiences, customer acquisition, underwriting, and other business outcomes Work with stakeholders throughout the organization to identify opportunities for driving business decisions or improving our product suite with ML Collaborate cross-functionally with the engineering team to deploy models and monitor outcomes You'll bring the following required skills and experiences An advanced degree in a quantitative field - computer science, engineering, statistics, operations research, economics, etc. 4+ years of experience as a Data Scientist, Machine Learning Scientist, or Research Scientist as an individual contributor, including but not limited to relevant experience from your PhD research Experience applying a wide range of statistical techniques to large data sets, and understanding their real-world advantages/drawbacks Experienced in using Python for analysis, modeling, and visualization (numpy, pandas, scikit, nltk, matplotlib, etc.) Ability to thrive in a fast-paced environment Strong bias for action and team player Preferred: Familiarity with Sagemaker, Spark, TensorFlow, Keras, and PyTorch #MidSenior We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you're excited about the opportunity and willing to learn, we'd love to hear from you! About VaroVaro launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We're a new kind of bank - all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system. We are growing quickly in our hub locations of San Francisco, Salt Lake City, and Charlotte along with colleagues located across the country. We have been recognized among Fast Company's Most Innovative Companies, Forbes' Fintech 50, and earned the No. 7 spot on Inc. 5000's list of fastest-growing companies across the country. Varo. A bank for all of us. Our Core Values- Customers First- Take Ownership- Respect- Stay Curious- Make it Better Learn more about Varo by following us:Facebook - ********************************** Instagram - ************************** LinkedIn - ***************************************** Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Beware of fraudulent job postings!Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo. If you suspect you have received a phony offer, please e-mail ********************* with the pertinent information and contact information. CCPA Notice at Collection for California Employees and Applicants: ****************************************

Job DescriptionVaro is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us. We are looking for an inspiring and technically deep Head of Data Science to lead our team in leveraging advanced analytics, machine learning, and causal inference to catalyze decision-making and propel Varo's growth. You will lead the Data Science function within Varo's comprehensive Data organization (which includes Data Analytics, Data Product Management, Data Engineering, and ML Engineering). Your team will be the strategic partner and technical engine for solving our most complex business challenges across key verticals like customer acquisition, engagement, fraud prevention, and responsible lending.What you'll be doing Strategic Ownership: Define, own, and drive the comprehensive Data Science roadmap (including AI/ML and causal inference) that directly translates into commercial outcomes across Varo's core business verticals. Model Innovation & Delivery: Lead the development, validation, and production deployment of custom machine learning and statistical models that are critical for decision-making. Business Partnership: Serve as a strategic data consultant to executive leaders and business stakeholders, translating ambiguous commercial problems into rigorous analytical frameworks and actionable solutions. Data Integrity & Risk: Work closely with Data Engineering and Product teams to ensure the quality, accessibility, and lineage of new data sources. Ensure all models and analyses adhere to Varo's risk framework and regulatory requirements for fairness and transparency. Operational Excellence: Establish and own the ML Model Performance Monitoring processes, ensuring deployed models maintain accuracy and business impact over time and are governed appropriately. Team Leadership & Mentorship: Attract, hire, mentor, and coach a high-performing team of Data Scientists, setting a high bar for technical rigor, business acumen, and cross-functional collaboration. You'll bring the following required skills and experiences 8+ years of experience in Data Science, Applied Science, or a related quantitative field. Deep Domain Expertise: Proven track record of delivering measurable business impact in at least one key financial services domain (e.g., credit/lending, fraud/risk modeling, or customer growth/engagement). Technical Fluency: Expert-level proficiency in Python and its scientific computing stack (Pandas, Scikit-learn, PyTorch/TensorFlow). Proven ability to apply a wide range of statistical methods, machine learning algorithms, and causal inference techniques to large, real-world datasets. Data Ecosystem Experience: Hands-on experience working with distributed data and computing tools (e.g., Spark, Hive) and cloud web services (e.g., AWS, GCP, or Azure). Leadership Acumen: Demonstrated ability to thrive in a fast-paced environment, attract high-quality talent, and drive a data-informed culture. For cash compensation, we set standard ranges for all US-based roles based on function, level, and geographic location, benchmarked against similar-stage growth companies. Per applicable law, the salary range for this role is $250,000 - $300,000. Final offer amounts are determined by multiple factors as well as candidate experience and expertise and may vary from the identified range. This role is also eligible for a bonus, equity, and competitive benefits. We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you're excited about the opportunity and willing to learn, we'd love to hear from you! About VaroVaro launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We're a new kind of bank - all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system. Learn more about Varo by following us:Facebook - ********************************** Instagram - ************************** LinkedIn - ***************************************** Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Beware of fraudulent job postings!Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo. If you suspect you have received a phony offer, please e-mail ********************* with the pertinent information and contact information. CCPA Notice at Collection for California Employees and Applicants: **************************************** We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us. We are looking for an inspiring and technically deep Head of Data Science to lead our team in leveraging advanced analytics, machine learning, and causal inference to catalyze decision-making and propel Varo's growth. You will lead the Data Science function within Varo's comprehensive Data organization (which includes Data Analytics, Data Product Management, Data Engineering, and ML Engineering). Your team will be the strategic partner and technical engine for solving our most complex business challenges across key verticals like customer acquisition, engagement, fraud prevention, and responsible lending. What you'll be doing * Strategic Ownership: Define, own, and drive the comprehensive Data Science roadmap (including AI/ML and causal inference) that directly translates into commercial outcomes across Varo's core business verticals. * Model Innovation & Delivery: Lead the development, validation, and production deployment of custom machine learning and statistical models that are critical for decision-making. * Business Partnership: Serve as a strategic data consultant to executive leaders and business stakeholders, translating ambiguous commercial problems into rigorous analytical frameworks and actionable solutions. * Data Integrity & Risk: Work closely with Data Engineering and Product teams to ensure the quality, accessibility, and lineage of new data sources. Ensure all models and analyses adhere to Varo's risk framework and regulatory requirements for fairness and transparency. * Operational Excellence: Establish and own the ML Model Performance Monitoring processes, ensuring deployed models maintain accuracy and business impact over time and are governed appropriately. * Team Leadership & Mentorship: Attract, hire, mentor, and coach a high-performing team of Data Scientists, setting a high bar for technical rigor, business acumen, and cross-functional collaboration. You'll bring the following required skills and experiences * 8+ years of experience in Data Science, Applied Science, or a related quantitative field. * Deep Domain Expertise: Proven track record of delivering measurable business impact in at least one key financial services domain (e.g., credit/lending, fraud/risk modeling, or customer growth/engagement). * Technical Fluency: Expert-level proficiency in Python and its scientific computing stack (Pandas, Scikit-learn, PyTorch/TensorFlow). Proven ability to apply a wide range of statistical methods, machine learning algorithms, and causal inference techniques to large, real-world datasets. * Data Ecosystem Experience: Hands-on experience working with distributed data and computing tools (e.g., Spark, Hive) and cloud web services (e.g., AWS, GCP, or Azure). * Leadership Acumen: Demonstrated ability to thrive in a fast-paced environment, attract high-quality talent, and drive a data-informed culture. $250,000 - $300,000 a year For cash compensation, we set standard ranges for all US-based roles based on function, level, and geographic location, benchmarked against similar-stage growth companies. Per applicable law, the salary range for this role is $250,000 - $300,000. Final offer amounts are determined by multiple factors as well as candidate experience and expertise and may vary from the identified range. This role is also eligible for a bonus, equity, and competitive benefits. We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you're excited about the opportunity and willing to learn, we'd love to hear from you! About Varo Varo launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We're a new kind of bank - all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system. Learn more about Varo by following us: Facebook - ********************************** Instagram - ************************** LinkedIn - ***************************************** Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Beware of fraudulent job postings! Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo. If you suspect you have received a phony offer, please e-mail [email protected] with the pertinent information and contact information. CCPA Notice at Collection for California Employees and Applicants: **************************************** We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us. We are looking for an inspiring and technically deep Head of Data Science to lead our team in leveraging advanced analytics, machine learning, and causal inference to catalyze decision-making and propel Varo's growth. You will lead the Data Science function within Varo's comprehensive Data organization (which includes Data Analytics, Data Product Management, Data Engineering, and ML Engineering). Your team will be the strategic partner and technical engine for solving our most complex business challenges across key verticals like customer acquisition, engagement, fraud prevention, and responsible lending.What you'll be doing Strategic Ownership: Define, own, and drive the comprehensive Data Science roadmap (including AI/ML and causal inference) that directly translates into commercial outcomes across Varo's core business verticals. Model Innovation & Delivery: Lead the development, validation, and production deployment of custom machine learning and statistical models that are critical for decision-making. Business Partnership: Serve as a strategic data consultant to executive leaders and business stakeholders, translating ambiguous commercial problems into rigorous analytical frameworks and actionable solutions. Data Integrity & Risk: Work closely with Data Engineering and Product teams to ensure the quality, accessibility, and lineage of new data sources. Ensure all models and analyses adhere to Varo's risk framework and regulatory requirements for fairness and transparency. Operational Excellence: Establish and own the ML Model Performance Monitoring processes, ensuring deployed models maintain accuracy and business impact over time and are governed appropriately. Team Leadership & Mentorship: Attract, hire, mentor, and coach a high-performing team of Data Scientists, setting a high bar for technical rigor, business acumen, and cross-functional collaboration. You'll bring the following required skills and experiences 8+ years of experience in Data Science, Applied Science, or a related quantitative field. Deep Domain Expertise: Proven track record of delivering measurable business impact in at least one key financial services domain (e.g., credit/lending, fraud/risk modeling, or customer growth/engagement). Technical Fluency: Expert-level proficiency in Python and its scientific computing stack (Pandas, Scikit-learn, PyTorch/TensorFlow). Proven ability to apply a wide range of statistical methods, machine learning algorithms, and causal inference techniques to large, real-world datasets. Data Ecosystem Experience: Hands-on experience working with distributed data and computing tools (e.g., Spark, Hive) and cloud web services (e.g., AWS, GCP, or Azure). Leadership Acumen: Demonstrated ability to thrive in a fast-paced environment, attract high-quality talent, and drive a data-informed culture. We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you're excited about the opportunity and willing to learn, we'd love to hear from you! About VaroVaro launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We're a new kind of bank - all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system. Learn more about Varo by following us:Facebook - ********************************** Instagram - ************************** LinkedIn - ***************************************** Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Beware of fraudulent job postings!Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo. If you suspect you have received a phony offer, please e-mail ********************* with the pertinent information and contact information. CCPA Notice at Collection for California Employees and Applicants: ****************************************

JOB TITLE: Data Scientist The Company: Sunbit builds financial technology for real life. Our technology eases the stress of paying for life's expenses by giving people more options on how and when they pay. Founded in 2016, Sunbit offers a next-generation, no-fee credit card that can be managed through a powerful mobile app, as well as a point-of-sale payment option available at more than 25,000 service locations, including 1 in 2 auto dealerships, optical practices, dentist offices, veterinary clinics, and specialty healthcare services. By introducing a flexible way to pay over time, we are proud of our ability to lift up service providers and retailers while helping consumers when necessary expenses arise... regardless of whether they were expected or unexpected. Sunbit was included on the 2022 Inc. 5000 list. The financial technology company has also been named as a Most Loved Workplace , Best Point of Sale Company, and as a Top Fintech Startup by CB Insights. We use cutting-edge innovations in financial technology to bring leading data and features that allow individuals to be qualified instantly, making purchases at the point-of-sale fast, fair and easy for consumers from all walks of life. We create value focused on our core values; we work tirelessly to ensure that Sunbit becomes available to everyone, everywhere. Sunbit is proud to be recognized on the CB Insights List of Unicorn Companies, with a valuation of $1.1B. (****************************************************** The Role This role would be part of the data team at Sunbit that supports our core Merchant Operations. As part of the team, you will collaborate closely with business function owners, including business strategy leadership, marketing, operations, product, and other R&D teams, to create data-driven solutions that drive business success. Your goal will be to ensure that business strategy is guided by data, proactively analyze data, deliver actionable insights, and monitor portfolio KPIs etc. What You'll own: Be a catalyst to help the Merchant and Loan business functions operate strategically using data Own and manage BI reports becoming a focal point for business' data and analytics needs Support operational deployment and monitoring by building appropriate data pipelines and monitoring reports Drive evaluation of competing priorities across business functions and appropriately disposition solutions that are right-sized and scalable Drive business growth by identifying new opportunities and hypothesis development using data Support business function leaders in planning, strategy development and operational management through data Measure and evaluate customer and associate engagement funnel performance and identify improvement levers Develop A/B test designs to implement a robust test and learn strategy Perform ad-hoc analysis ranging from open exploratory data analysis to specific root cause analysis Liaison with data engineering and product to build sustainable and scalable data solutions to address business' current and future needs What you'll Bring: 4+ years of relevant analytical experience with a bachelor's degree or 2+ years of relevant analytical experience with a master's degree in quantitative fields like (Analytics, Mathematics, Statistics, Economics, Engineering etc.) 4+ years of working with and proficient in SQL and is excited about acquiring new technical skills 2+ years working with and proficient in any of the major BI platforms like Tableau or Sigma 1+ years of hands-on experience in using Python or R to solve analytical problems Great verbal, written communication, and presentation skills Passionate about solving real-world problems with data Has a growth mindset and takes pro-active ownership Lives the 80/20 principle and gets things done How We Pay: We believe in paying fairly and equitably based on a number of factors including but not limited to previous experience, relevant work history, interview performance, geographical location, internal equity, and expected level of ownership. We are targeting a base salary of $120,000-$140,000 per year for this role This role will also be granted company equity via stock options Why Choose Sunbit? Sunbit is recognized as one of the fastest-growing and most admired fintech companies, earning honors from Inc. 5000 (four consecutive years), Forbes Fintech 50, Deloitte Technology Fast 500, Financial Times, and FinTech Breakthrough for its innovation and impact. The company has also been featured among Newsweek's Most Loved Workplaces and CB Insights' Unicorn Companies, reflecting a valuation of $1.1B. People choose Sunbit for its people-first culture rooted in service, inclusion, and real-world impact. Powered by AI that helps people in life's critical moments-offering high approvals, speed, and zero fees-Sunbit has achieved proven scale across tens of thousands of merchants and millions of transactions. Its fast, fair, and simple financial products empower consumers and partners alike through clarity and trust. The Perks: Mission driven, empowered, and collaborative culture Competitive pay and stock options Unlimited PTO Comprehensive health benefits (Medical, Dental, Vision, Life, EAP, Parental Leave, HSA, & more) Newly added HSA and Pet Insurance 401(k) with company match Cell Phone Stipend Team-based strategic planning and ownership of deliverables Sunbit is an Equal Opportunity Employer. We strive to provide a professional & welcoming workplace for all employees. Recruitment Fraud Disclaimer We've been made aware of fraudsters impersonating Sunbit employees during the hiring process. Please note that all official communication will come from an @sunbit.com email address or directly via LinkedIn. We will never ask for your age, Social Security number, bank account details, payment of any kind, or other unrelated personal information during the application process. Our hiring process always includes interviews, either by phone, zoom, or in person, before any offer is made. If something feels suspicious, please contact us at ************* to confirm.

About Us Veros Credit is committed to making vehicle ownership possible for everyone. Through our vast network of independent and franchise dealers, we have helped countless customers with their financing needs, allowing them to drive off in the vehicle they deserve. We realize that our greatest assets are our employees, which is why we strive to make work welcoming and fun but offer limitless opportunities for growth and advancement. At Veros Credit, you can look forward to company events, free meals quarterly, holiday activities, and more. You will be greeted by friendly, positive, and ambitious team members, and work alongside leaders who encourage and value your new ideas. We are proud to say that it is this sense of community that makes us excited to walk through the door every day. Some of our benefit offerings include: Medical, Dental, and Vision Insurance Life Insurance Flexible Spending Accounts (FSA) Accident, Hospital, Indemnity Insurance Short Term Disability (STD) and Long-Term Disability (LTD) Insurance Employee Assistance Program (EAP) 401(k) Plan Employee Stock Ownership Plan (ESOP) Tuition Reimbursement Paid Holidays Paid Time Off (PTO) Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle) Referral Bonus Quarterly lunches Daily fresh fruit Office Starbucks Coffee/Latte/Espresso Machine And a lot more! About The Position The Data Scientist will be part of a team responsible for creating ML solutions and analysis to help mitigate portfolio risk. You will perform and implement the results of analysis into our decisioning API. The ideal candidate will have 1 to 3 years of experience in the financial services sector, with hands on demonstrable experience in machine learning and working in cloud environments. Essential Responsibilities: Perform advanced data and statistical analysis in support of the creation and maintenance of performance scorecards. Support the Credit Risk Management team in data analysis and model construction. 1+ years of experience with designing, building, and deploying scalable, highly available, and fault tolerant systems in a cloud environment. Manage, maintain, and improve our decisioning application on AWS Develop and integrate model strategy to support business initiatives and risk-based pricing. Perform data manipulation and analysis using SQL, R or Python and Microsoft Excel. Develop Machine Learning models in areas such as segmentation analysis, logistic regression, decision trees and other advanced algorithms. Incorporate observations and data into existing models to improve predictive results. Identify deviations from forecast/expectations and explain variances. Contribute to loss forecasts, demographic and credit limit utilization analysis. Prepare exhibits and supporting materials. Develop recommendations for credit policy. Track portfolio performance and risk strategy results. Identify opportunities to leverage statistical solutions to solve business problems. Other duties as assigned. Essential Requirements: Familiarity with Python machine learning frameworks and tools. Experience in Consumer Lending a plus (Auto Finance, Mortgage, Credit Cards, Personal Lending, etc.) Strong SQL skills for data extraction and analysis Proficiency with Microsoft Excel Exposure to software development methodologies like using GIT and understanding of how APIs work. Ability to utilize analytics in a collaborative manner across business functions and product lines to derive optimum solutions. Strong communication and problem-solving skills with the ability to interact with others in a professional, tactful, and sensitive manner. Demonstrated ability to communicate technical concepts to a non-technical audience. Demonstrated ability to manipulate and analyze data across large databases. Detail oriented and organized with a strong work ethic and team focus. Ability to work in a fast-paced environment, both independently and as part of a team with the ability to work under tight deadlines and manage more than one assignment at a time. Advanced Degree in Mathematics, Statistics, Computer Science, Quantitative Analysis or equivalent work experience. Knowledge of A/B testing and other experimental design methodologies. Salary: $95,000.00 - $115,000.00 annually + Bonus **In-office position based at our Corporate Office in Santa Ana, CA. Candidates must reside within 20 miles of this location.** We do not offer employment sponsorship. Veros Credit, LLC is an equal opportunity employer. **This Organization Participates in E-Verify

Job DescriptionVaro is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us. We are looking for an inspiring and technically deep Head of Data Science to lead our team in leveraging advanced analytics, machine learning, and causal inference to catalyze decision-making and propel Varo's growth. You will lead the Data Science function within Varo's comprehensive Data organization (which includes Data Analytics, Data Product Management, Data Engineering, and ML Engineering). Your team will be the strategic partner and technical engine for solving our most complex business challenges across key verticals like customer acquisition, engagement, fraud prevention, and responsible lending.What you'll be doing Strategic Ownership: Define, own, and drive the comprehensive Data Science roadmap (including AI/ML and causal inference) that directly translates into commercial outcomes across Varo's core business verticals. Model Innovation & Delivery: Lead the development, validation, and production deployment of custom machine learning and statistical models that are critical for decision-making. Business Partnership: Serve as a strategic data consultant to executive leaders and business stakeholders, translating ambiguous commercial problems into rigorous analytical frameworks and actionable solutions. Data Integrity & Risk: Work closely with Data Engineering and Product teams to ensure the quality, accessibility, and lineage of new data sources. Ensure all models and analyses adhere to Varo's risk framework and regulatory requirements for fairness and transparency. Operational Excellence: Establish and own the ML Model Performance Monitoring processes, ensuring deployed models maintain accuracy and business impact over time and are governed appropriately. Team Leadership & Mentorship: Attract, hire, mentor, and coach a high-performing team of Data Scientists, setting a high bar for technical rigor, business acumen, and cross-functional collaboration. You'll bring the following required skills and experiences 8+ years of experience in Data Science, Applied Science, or a related quantitative field. Deep Domain Expertise: Proven track record of delivering measurable business impact in at least one key financial services domain (e.g., credit/lending, fraud/risk modeling, or customer growth/engagement). Technical Fluency: Expert-level proficiency in Python and its scientific computing stack (Pandas, Scikit-learn, PyTorch/TensorFlow). Proven ability to apply a wide range of statistical methods, machine learning algorithms, and causal inference techniques to large, real-world datasets. Data Ecosystem Experience: Hands-on experience working with distributed data and computing tools (e.g., Spark, Hive) and cloud web services (e.g., AWS, GCP, or Azure). Leadership Acumen: Demonstrated ability to thrive in a fast-paced environment, attract high-quality talent, and drive a data-informed culture. For cash compensation, we set standard ranges for all US-based roles based on function, level, and geographic location, benchmarked against similar-stage growth companies. Per applicable law, the salary range for this role is $250,000 - $300,000. Final offer amounts are determined by multiple factors as well as candidate experience and expertise and may vary from the identified range. This role is also eligible for a bonus, equity, and competitive benefits. We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you're excited about the opportunity and willing to learn, we'd love to hear from you! About VaroVaro launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We're a new kind of bank - all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system. Learn more about Varo by following us:Facebook - ********************************** Instagram - ************************** LinkedIn - ***************************************** Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Beware of fraudulent job postings!Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo. If you suspect you have received a phony offer, please e-mail ********************* with the pertinent information and contact information. CCPA Notice at Collection for California Employees and Applicants: **************************************** We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Job DescriptionVaro is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us. We are looking for an inspiring and technically deep Head of Data Science to lead our team in leveraging advanced analytics, machine learning, and causal inference to catalyze decision-making and propel Varo's growth. You will lead the Data Science function within Varo's comprehensive Data organization (which includes Data Analytics, Data Product Management, Data Engineering, and ML Engineering). Your team will be the strategic partner and technical engine for solving our most complex business challenges across key verticals like customer acquisition, engagement, fraud prevention, and responsible lending.What you'll be doing Strategic Ownership: Define, own, and drive the comprehensive Data Science roadmap (including AI/ML and causal inference) that directly translates into commercial outcomes across Varo's core business verticals. Model Innovation & Delivery: Lead the development, validation, and production deployment of custom machine learning and statistical models that are critical for decision-making. Business Partnership: Serve as a strategic data consultant to executive leaders and business stakeholders, translating ambiguous commercial problems into rigorous analytical frameworks and actionable solutions. Data Integrity & Risk: Work closely with Data Engineering and Product teams to ensure the quality, accessibility, and lineage of new data sources. Ensure all models and analyses adhere to Varo's risk framework and regulatory requirements for fairness and transparency. Operational Excellence: Establish and own the ML Model Performance Monitoring processes, ensuring deployed models maintain accuracy and business impact over time and are governed appropriately. Team Leadership & Mentorship: Attract, hire, mentor, and coach a high-performing team of Data Scientists, setting a high bar for technical rigor, business acumen, and cross-functional collaboration. You'll bring the following required skills and experiences 8+ years of experience in Data Science, Applied Science, or a related quantitative field. Deep Domain Expertise: Proven track record of delivering measurable business impact in at least one key financial services domain (e.g., credit/lending, fraud/risk modeling, or customer growth/engagement). Technical Fluency: Expert-level proficiency in Python and its scientific computing stack (Pandas, Scikit-learn, PyTorch/TensorFlow). Proven ability to apply a wide range of statistical methods, machine learning algorithms, and causal inference techniques to large, real-world datasets. Data Ecosystem Experience: Hands-on experience working with distributed data and computing tools (e.g., Spark, Hive) and cloud web services (e.g., AWS, GCP, or Azure). Leadership Acumen: Demonstrated ability to thrive in a fast-paced environment, attract high-quality talent, and drive a data-informed culture. For cash compensation, we set standard ranges for all US-based roles based on function, level, and geographic location, benchmarked against similar-stage growth companies. Per applicable law, the salary range for this role is $250,000 - $300,000. Final offer amounts are determined by multiple factors as well as candidate experience and expertise and may vary from the identified range. This role is also eligible for a bonus, equity, and competitive benefits. We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you're excited about the opportunity and willing to learn, we'd love to hear from you! About VaroVaro launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We're a new kind of bank - all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system. Learn more about Varo by following us:Facebook - ********************************** Instagram - ************************** LinkedIn - ***************************************** Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Beware of fraudulent job postings!Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo. If you suspect you have received a phony offer, please e-mail ********************* with the pertinent information and contact information. CCPA Notice at Collection for California Employees and Applicants: **************************************** We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us. We are looking for an inspiring and technically deep Head of Data Science to lead our team in leveraging advanced analytics, machine learning, and causal inference to catalyze decision-making and propel Varo's growth. You will lead the Data Science function within Varo's comprehensive Data organization (which includes Data Analytics, Data Product Management, Data Engineering, and ML Engineering). Your team will be the strategic partner and technical engine for solving our most complex business challenges across key verticals like customer acquisition, engagement, fraud prevention, and responsible lending.What you'll be doing Strategic Ownership: Define, own, and drive the comprehensive Data Science roadmap (including AI/ML and causal inference) that directly translates into commercial outcomes across Varo's core business verticals. Model Innovation & Delivery: Lead the development, validation, and production deployment of custom machine learning and statistical models that are critical for decision-making. Business Partnership: Serve as a strategic data consultant to executive leaders and business stakeholders, translating ambiguous commercial problems into rigorous analytical frameworks and actionable solutions. Data Integrity & Risk: Work closely with Data Engineering and Product teams to ensure the quality, accessibility, and lineage of new data sources. Ensure all models and analyses adhere to Varo's risk framework and regulatory requirements for fairness and transparency. Operational Excellence: Establish and own the ML Model Performance Monitoring processes, ensuring deployed models maintain accuracy and business impact over time and are governed appropriately. Team Leadership & Mentorship: Attract, hire, mentor, and coach a high-performing team of Data Scientists, setting a high bar for technical rigor, business acumen, and cross-functional collaboration. You'll bring the following required skills and experiences 8+ years of experience in Data Science, Applied Science, or a related quantitative field. Deep Domain Expertise: Proven track record of delivering measurable business impact in at least one key financial services domain (e.g., credit/lending, fraud/risk modeling, or customer growth/engagement). Technical Fluency: Expert-level proficiency in Python and its scientific computing stack (Pandas, Scikit-learn, PyTorch/TensorFlow). Proven ability to apply a wide range of statistical methods, machine learning algorithms, and causal inference techniques to large, real-world datasets. Data Ecosystem Experience: Hands-on experience working with distributed data and computing tools (e.g., Spark, Hive) and cloud web services (e.g., AWS, GCP, or Azure). Leadership Acumen: Demonstrated ability to thrive in a fast-paced environment, attract high-quality talent, and drive a data-informed culture. We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you're excited about the opportunity and willing to learn, we'd love to hear from you! About VaroVaro launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We're a new kind of bank - all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system. Learn more about Varo by following us:Facebook - ********************************** Instagram - ************************** LinkedIn - ***************************************** Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Beware of fraudulent job postings!Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo. If you suspect you have received a phony offer, please e-mail ********************* with the pertinent information and contact information. CCPA Notice at Collection for California Employees and Applicants: ****************************************

Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us. We are looking for an inspiring and technically deep Head of Data Science to lead our team in leveraging advanced analytics, machine learning, and causal inference to catalyze decision-making and propel Varo's growth. You will lead the Data Science function within Varo's comprehensive Data organization (which includes Data Analytics, Data Product Management, Data Engineering, and ML Engineering). Your team will be the strategic partner and technical engine for solving our most complex business challenges across key verticals like customer acquisition, engagement, fraud prevention, and responsible lending. What you'll be doing * Strategic Ownership: Define, own, and drive the comprehensive Data Science roadmap (including AI/ML and causal inference) that directly translates into commercial outcomes across Varo's core business verticals. * Model Innovation & Delivery: Lead the development, validation, and production deployment of custom machine learning and statistical models that are critical for decision-making. * Business Partnership: Serve as a strategic data consultant to executive leaders and business stakeholders, translating ambiguous commercial problems into rigorous analytical frameworks and actionable solutions. * Data Integrity & Risk: Work closely with Data Engineering and Product teams to ensure the quality, accessibility, and lineage of new data sources. Ensure all models and analyses adhere to Varo's risk framework and regulatory requirements for fairness and transparency. * Operational Excellence: Establish and own the ML Model Performance Monitoring processes, ensuring deployed models maintain accuracy and business impact over time and are governed appropriately. * Team Leadership & Mentorship: Attract, hire, mentor, and coach a high-performing team of Data Scientists, setting a high bar for technical rigor, business acumen, and cross-functional collaboration. You'll bring the following required skills and experiences * 8+ years of experience in Data Science, Applied Science, or a related quantitative field. * Deep Domain Expertise: Proven track record of delivering measurable business impact in at least one key financial services domain (e.g., credit/lending, fraud/risk modeling, or customer growth/engagement). * Technical Fluency: Expert-level proficiency in Python and its scientific computing stack (Pandas, Scikit-learn, PyTorch/TensorFlow). Proven ability to apply a wide range of statistical methods, machine learning algorithms, and causal inference techniques to large, real-world datasets. * Data Ecosystem Experience: Hands-on experience working with distributed data and computing tools (e.g., Spark, Hive) and cloud web services (e.g., AWS, GCP, or Azure). * Leadership Acumen: Demonstrated ability to thrive in a fast-paced environment, attract high-quality talent, and drive a data-informed culture. $250,000 - $300,000 a year For cash compensation, we set standard ranges for all US-based roles based on function, level, and geographic location, benchmarked against similar-stage growth companies. Per applicable law, the salary range for this role is $250,000 - $300,000. Final offer amounts are determined by multiple factors as well as candidate experience and expertise and may vary from the identified range. This role is also eligible for a bonus, equity, and competitive benefits. We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you're excited about the opportunity and willing to learn, we'd love to hear from you! About Varo Varo launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We're a new kind of bank - all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system. Learn more about Varo by following us: Facebook - ********************************** Instagram - ************************** LinkedIn - ***************************************** Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Beware of fraudulent job postings! Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo. If you suspect you have received a phony offer, please e-mail [email protected] with the pertinent information and contact information. CCPA Notice at Collection for California Employees and Applicants: **************************************** We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.