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Credit Analyst jobs at Builders FirstSource - 474 jobs
Senior Credit Risk Manager - Payments
Plaid Inc.
San Francisco, CA jobs
We believe that the way people interact with their finances will drastically improve in the next few years. We're dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid's network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam. Plaid Transfer makes moving money fast, simple, and secure, helping businesses deliver seamless payment experiences their customers love. Plaid Transfer simplifies money movement with a single API for all bank rails, robust operational tools and liquidity management features, and embedded risk checks to help prevent payment returns and fraud. On the Transfer Operations team, we ensure that money movement at Plaid is not only fast and reliable, but also financially safe and scalable. We are responsible for managing the operational and financial risks inherent in bank-based payments, particularly ACH debits where Plaid may be exposed to customer returns. We build and operate the frameworks that allow Plaid Transfer to grow responsibly. This includes defining and enforcing credit risk policies, monitoring customer activity and portfolio exposure, responding to risk events, and partnering closely with Product, Engineering, Compliance, and Finance to translate risk decisions into production systems. Our mission is to enable Transfer's growth while protecting Plaid's balance sheet. We work at the intersection of payments, risk, and operations, balancing speed and customer experience with prudent risk management, so Plaid can confidently support new products, customers, and business models at scale. As a Senior Credit Risk Manager on the Transfer Operations team, you will own the portfolio-level credit risk management of Plaid Transfer, helping ensure that money movement remains fast, reliable, and financially safe as the business scales. You will design and operate Plaid's Transfer credit risk underwriting program. You'll build and evolve underwriting policies, scorecards, and playbooks for customer onboarding, periodic reviews, and exception handling, especially for complex use cases such as platforms, lenders, crypto, and customers requesting faster settlement or liquidity fronting. You will make high-impact risk decisions every day. You'll evaluate customer solvency, liquidity, and business-model risk, determine appropriate holds, limits, reserves, and prefunding requirements, and partner closely with Operations to manage escalations and incidents when risk signals emerge. You will bring structure and visibility to portfolio risk. You'll monitor aggregate exposure across the Transfer customer base, identify concentration and emerging risks, and produce clear executive reporting on exposure, reserves, and loss forecasts in partnership with Finance. You will enable teams to execute risk consistently at scale. You'll train and support customer oversight teams, create self-serve documentation and guidance, and work with Product and Engineering to translate risk policy into tooling and automated controls. You will be a trusted partner across the organization. You'll collaborate with Product, Engineering, Finance, AML, Compliance, and senior leadership to balance growth, customer experience, and risk, helping Plaid confidently support new products and customers while protecting the company's balance sheet. Responsibilities Own Transfer's credit risk underwriting program, including policies, scorecards, and playbooks for customer onboarding, periodic reviews, and exception handling enabling consistent, high quality risk decisions as the portfolio scales. Manage portfolio-level financial exposure across ACH, RTP, and FedNow by monitoring customer activity, return behavior, liquidity risk, and solvency signals, reducing the likelihood of unexpected losses and balance-sheet shocks. Evaluate complex and higher-risk use cases, such as crypto, lenders, platforms, and liquidity-fronted customers allowing Plaid to support new business models safely. Partner with Transfer Operations on day-to-day risk decisions and escalations, including setting and adjusting holds, reserves, limits, and pre-funding requirements ensuring fast, coordinated responses to emerging risk events. Develop and maintain executive-level risk reporting, including exposure tracking, reserve adequacy, and loss forecasting, improving leadership visibility and decision-making. Enable operational scale through training and documentation, creating self-serve guides and decision frameworks for customer oversight teams driving consistency and reducing operational risk as volume grows. Collaborate cross-functionally with Product, Engineering, AML/Compliance, and Finance to translate risk policy into tooling, workflows, and automated controls embedding risk management directly into the Transfer platform. Continuously improve risk frameworks and tooling by incorporating data insights, post-mortems, and industry best practices, keeping Plaid's risk posture aligned with evolving threats and growth objectives. Qualifications 8+ years of experience in credit risk underwriting, financial risk, or exposure management within a payments processor, fintech, or lending institution. Hands-on experience owning or designing credit underwriting frameworks, including policies, scorecards, onboarding standards, periodic reviews, and exception handling. Deep understanding of ACH payments and return risk, including settlement timing, unauthorized returns, and liquidity exposure; experience with multiple payment rails is a plus. Proven ability to assess customer solvency and business-model risk, particularly for startups, fintechs, platforms, lenders, or crypto businesses. Strong analytical skills, with the ability to evaluate portfolio-level exposure, concentration risk, and loss scenarios Experience building and maintaining executive-level risk reporting, dashboards, and KPIs (e.g., exposure, reserves, loss forecasting). Demonstrated judgment and decision-making ability in high-stakes, ambiguous risk scenarios involving customer exceptions or tradeoffs between growth and risk. Excellent cross-functional collaboration skills, with experience partnering with Operations, Product, Compliance/AML, Finance, and Engineering. Clear written and verbal communication skills, including the ability to translate complex risk concepts into actionable guidance and policies for non-risk stakeholders. Nice-to-have: Prior experience in credit risk or underwriting at a large-scale payments processor, particularly with portfolio-level exposure management. Domain expertise in higher-risk or complex use cases, such as crypto, gaming, lenders, platforms, or marketplace business models. Experience working with or building risk mitigation mechanisms such as reserves, pre-funding, hold-time optimization, and transaction limits. Familiarity with AML/KYC frameworks and how credit risk underwriting complements compliance and fraud controls. Experience partnering closely with Product and Engineering teams to operationalize risk policies through tooling, workflows, or automated controls. Background in financial modeling, loss forecasting, or stress testing for payments or credit portfolios. Experience scaling or formalizing a new risk function or program, including documentation, training, and process design. Comfort operating in early-stage or rapidly evolving environments where policies and tooling are still being built. Prior mentorship or informal leadership experience, including coaching analysts or influencing without direct authority. $115,824 - $228,000 a year The target base salary for this position ranges from $115,824/year to $228,000/year [in Zone 1, in Zone 4 or encompassing all Zones]. The target base salary will vary based on the job's location. Our geographic zones are as follows: Zone 1 - New York City and San Francisco Bay Area Zone 2 - Los Angeles, Seattle, Washington D.C. Zone 3 - Austin, Boston, Denver, Houston, Portland, Sacramento, San Diego Zone 4 - Raleigh-Durham and all other US cities Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans. Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid! Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com. Please review our Candidate Privacy Notice here. #J-18808-Ljbffr$115.8k-228k yearly 5d agoCredit Officer San Francisco
PGM Tek
San Francisco, CA jobs
San Francisco, United States | Posted on 09/30/2025 Welcome to PGMTEK, Inc where we help candidates find the opportunities that best match with their career goals. for a credit professional responsible for preparing credit assessments and managing administrative matters related to credit. Responsibilities Review credit applications and supporting documentation, including appraisal and environmental reports, rent rolls, lease agreements, preliminary title reports, financial statements, tax returns, corporate documents, and compliance requirements. Complete appraisal reviews for new loan applications. Prepare credit assessments for new proposals and renewals. Communicate with frontline teams to collect required documents and revise proposals as needed. Recommend commercial loan and trade service transactions in the GCMS loan system (collateral, customer rating, facility rating, credit limit, loan agreement, and loan advances). Update Bankpoint for pipeline reporting and tracking of new loans. Conduct post-loan booking call-backs, including completion of closing checklists. Participate in property inspections. Review loan documentation to ensure accuracy and compliance with legal and bank policies. Perform additional duties and assignments as required. Adhere strictly to the Department/Bank's code of ethics. Required Education and Experience Bachelor's degree (B.A. or B.S.) from a four-year college or university. Two to five years of related experience and/or training. Equivalent combination of education and experience considered. Additional Qualifications Advanced English language skills. Qualifications Language Skills: Read and interpret policies, procedures, and manuals; write reports and correspondence; communicate effectively with staff. Mathematical Skills: Calculate interest, percentages, ratios, and financial figures. Computer Skills: Proficient in database, word processing, internet, and spreadsheet software. Strong organizational and proofreading skills. Independent judgment and ability to perform high-level tasks. Analytical: Research and synthesize complex information. Problem-Solving: Identify issues and develop solutions. Interpersonal: Maintain confidentiality. Oral and Written Communication: Clear, persuasive, and professional. Teamwork: Open to feedback and collaboration. Supervisory Responsibility None. Physical Demands Primarily a sedentary role requiring use of computers, phones, and other office equipment. Some walking and interaction with staff required. Travel Requirements Occasional travel for property inspections. Other Duties This job description is not exhaustive. Duties, responsibilities, and activities may change at any time with or without notice. Employees may be assigned additional responsibilities as directed by supervisors or managers. Employees are accountable for identifying, measuring, monitoring, and reporting risks proactively to senior management, as well as ensuring ongoing risk management and compliance. #J-18808-Ljbffr$107k-169k yearly est. 3d agoCommercial Credit Analyst - Lending & Compliance
PGM Tek
San Francisco, CA jobs
A financial services company in San Francisco is seeking a credit professional to assess credit applications and manage administrative aspects related to credit. The ideal candidate should possess a Bachelor's degree and have 2-5 years of experience. Candidates must demonstrate strong analytical and problem-solving skills, alongside proficiency in English. This is primarily a sedentary role with occasional travel for property inspections, and an emphasis on ethical standards in bank policies. #J-18808-Ljbffr$67k-100k yearly est. 3d agoP2P (Purchase-to-Pay) Analyst
Leprino
Denver, CO jobs
Within our Corporate Supply Chain and Procurement team located in Denver - Leprino is seeking a P2P (Purchase-to-Pay) Analyst to help centralize and strengthen how indirect procurement purchase orders are created and managed across the business. This role starts hands-on, supporting day-to-day PO execution, and grows into shaping a clearer, more consistent purchasing approach for our plants. You'll partner closely with Procurement, IT, and plant teams to bring structure where today there is variation, while helping the organization move forward with confidence. At Leprino, starting compensation for this role typically ranges between $73,000 and $81,000. This position has an annual target bonus of 5%. What You'll Do: Create and manage purchase orders and change orders for indirect spend using SAP S/4HANA. Serve as the primary point of coordination for indirect PO intake, clarifying requests and routing work efficiently. Build a centralized approach to indirect PO creation that reduces duplication and confusion. Partner with IT to define purchasing workflows that are practical, scalable, and easy to adopt. Document purchasing processes and prepare clear guidance for plant teams. Roll out standardized PO practices to plants, supporting training and early adoption. Monitor purchasing activity to ensure alignment with approved processes and documentation standards. Support resolution of PO, invoice, and payment issues in partnership with Accounts Payable. Maintain accurate purchasing data, including pricing, vendors, and contracts within SAP. Provide visibility into purchasing activity to procurement leaders as processes mature. Track indirect PO activity and cycle times to identify gaps, delays, and rework in the process. Support audits and internal reviews by maintaining clear documentation for purchasing transactions and approvals. You Have At Least (Required Qualifications): Bachelor's degree in Business, Finance, Supply Chain, Operations, Engineering, or a closely related field. 3 or more years of experience in procurement operations, purchasing, or purchase-to-pay execution. Hands-on experience using SAP S/4HANA tools that support indirect purchasing and purchase-to-pay execution (e.g., PO creation, change orders, pricing updates, invoice issue resolution). Direct experience performing transactional purchasing work, not system configuration or technical SAP development. We Hope You Also Have (Preferred Qualifications): Master's degree in Business, Supply Chain, Operations, or a related discipline. Experience helping design or roll out standardized purchasing processes across multiple sites or teams. Experience partnering with IT on process definition, testing, or system-enabled improvements. Exposure to centralized purchasing models or indirect spend management in a manufacturing environment. At Leprino, we believe in equal employment opportunity and make employment decisions based on each individual's unique talents, experience, skills, and knowledge; we do not discriminate on the basis of any personal characteristics. We know we are better together and are committed to creating an inclusive and supportive culture in which all employees can thrive. Offering You In Return: A chance to be part of a global team of individuals passionate about producing and delivering high-quality products that help feed and nourish families around the world. Leprino could not be where it is today without our incredible employees. That is why we share in our success together by rewarding you for your hard work. Hiring great people who are in it for the long run is our goal. Through competitive salaries and bonuses, life, medical/dental/vision coverage, voluntary benefits, employee assistance programs, wellness incentives, tuition assistance, vacation, ten paid holidays, sick time, paid parental leave, annual merit increases, as well as the LFC Profit-Sharing & 401(k) plan. Your impact will be noticed and rewarded, as you seek to further our company, our customers, and one another. Our Story: Leprino's history dates back to the 1950s, when Jim Leprino first started making small batches of mozzarella for local markets and eateries in the Little Italy neighborhood of Denver. We've grown a bit since then. Today, Leprino is the world's largest manufacturer of mozzarella and lactose, and a leading producer of whey protein. Still owned by the Leprino family, our sights are set to be the “World's Best Dairy Food and Ingredient Company.” From a small corner grocery store we have grown to over 5,500 employees throughout the globe. Will you join us on our journey? While we review LinkedIn Easy Apply submissions and may reach out for an initial conversation, they are considered an inquiry rather than an official application. To be formally considered for this position, please apply directly at careers.leprino.com$73k-81k yearly 4d agoElectronics Analyst
The Okonite Company
Orangeburg, SC jobs
RESPONSIBILITIES: Good computer skills related to machinery control. Working knowledge of word processor programs and spreadsheets (Microsoft Office) Working Knowledge of related test equipment (oscilloscope, multimeter, recorders, megohmeter, digital low resistance OHM meters, etc.). Program, maintain, troubleshoot, and repair Programmable Logic Controllers utilizing PC and manufacturer's programming software. Recognize and correct potential problems in programs on new equipment installs as well as streamline programs for maximum efficiency and safety. Install, calibrate, troubleshoot, and repair process instrumentation and control equipment such as PID loop controllers, I/P and E/P converters, pressure transducers, and pneumatic actuators. Maintain, calibrate, troubleshoot and repair electronic scales and other ingredient weighing devices to include documentation to ensure ISO 9000 requirements are met. Setup, program, troubleshoot, and repair variable speed AC and DC drive systems and related instrumentation and control equipment such as tach generators, pulse encoders, strain gauges, and dancer control systems. Install, maintain, troubleshoot, and repair process laser micrometer measuring equipment and associated instrumentation and control equipment. Assist Facilities Engineering in specifying, installing, and commissioning of new equipment. Assist Process Engineering and Production personnel on implementation of processes and design changes. Communicate with vendors for repair/purchase of equipment. Ability to work independently or in a team environment as needed to achieve objectives. GENERAL OBJECTIVE The Electronics Analyst is responsible for solving problems not resolved by plant electricians. This includes working closely with electricians to resolve problems and requires mechanical knowledge of the equipment.$55k-71k yearly est. 2d agoAdjustment Analyst I
Weyco Group, Inc.
Milwaukee, WI jobs
Weyco Group, Inc. (NASDAQ: WEYS) designs and markets quality and innovative footwear for men, women, and children under a portfolio of well-recognized brand names, including Florsheim, Nunn Bush, Stacy Adams, BOGS, and Forsake. The company's products are available in leading footwear, department, and specialty stores worldwide. Under direction of the Director of Credit and Credit Managers, has responsibility for all research, investigation and resolution for returns, charge backs & deduction issues for an assigned group of customers. Essential Duties and Responsibilities: · Issue and distribute Return Authorizations (RA) following company policy · Investigate and resolve all chargebacks and deductions. Work with customer, sales team or other Weyco Group personnel as needed. · In response to returns, chargebacks or deductions, issue appropriate credit memos · Research and resolve all customer refusals · Investigate and resolve all price discrepancies · Investigate all shortages for validity. Trace shipments and provide POD's as needed · Help resolve customer (inside and outside) concerns/inquiries by performing investigation and communicating those findings. These could involve problems with items such as invoices, shipping issues or product problems/resolutions · Research all freight claims for shipping issues · Print invoice copies as needed · Match appropriate paperwork to prepare for documentation input and filing · Work with reports as needed · Perform other duties as assigned Education and/or Experience: · Experience in deduction management required. Credit or customer service preferred, but not required Other Skills and Abilities: · Customer focused · Patience when dealing with internal and external customers · Ability to remain flexible to changing work priorities and work load · Able to take direction · Detail oriented · Multi-tasker with strong organizational skills · Strong communication skills in multiple mediums · Able to work in a fast paced, team-oriented environment Weyco Group provides a family-friendly atmosphere with a great corporate culture and a comprehensive benefit package which includes: medical, vision, and dental insurance, LTD, HSA, vacation, and 401(k). Candidates should send resume and salary requirements to: Weyco Group, Inc. 333 W. Estabrook Blvd Glendale, WI 53212 Attn: Human Resources E-mail: *****************$67k-83k yearly est. 4d agoCredit Analyst
California Dairies Inc.
Visalia, CA jobs
The Credit Analyst, reporting to the Credit Account Manager, manages customer accounts and leads effective collections across the accounts receivable portfolio to improve cash flow and reduce bad-debt risk. Key duties include evaluating new customer account requests, reviewing contracts, and coordinating billing with the AR team. The analyst also resolves cash application issues to ensure accurate and timely payment posting. Essential Functions Facilitate all processes associated with the credit and collections functions of the Accounts Receivable team, Ensure timely completion of daily customer account collections and resolution of account issues. Ensure accuracy of customer master data and perform regular updates as needed. Process daily sales order credit holds and releases. Support the cash application process and reconcile payment discrepancies. Responsible for the A/R Sub ledgers for collectability and to escalate concerns on aging accounts as they arise. Assist in the collection of past-due amounts through direct communication with internal sales and customer service teams. Support the A/R team by covering responsibilities during team member absences. Follow all company safety and working rules. Maintain positive, professional relationships with coworkers, management, customers, vendors, and other employees, promoting a cooperative and productive work environment. Exercise initiative and sound judgment in decision-making aligned with California Dairies Inc.'s best interests. Facilitate weekly or biweekly meetings with relevant departments to review aging reports. Perform other duties as assigned. Supervisory Responsibilities: N/A Qualifications (Knowledge, Skills, and Abilities) To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Strong proficiency in personal computer use and business solutions software. Excellent interpersonal skills for effective interaction with accountants, customers, and senior management. Exceptional verbal and written communication skills for working collaboratively with support personnel and leadership. Strong analytical and critical-thinking abilities with a high attention to detail. Effective presentation skills to educate internal teams on credit and collections policies, procedures, and best practices. Ability to maintain confidentiality and ensure the security of all financial records and documentation. Demonstrated sound judgment when performing assigned duties and making decisions. Education and/or Experience Associate's or Bachelor's degree in business administration, Accounting, Finance, or related field preferred. Minimum of 2 years of accounting experience, including Accounts Receivable, with exposure to credit and collections. Experience collaborating with an international customer base. Experience working with generally accepted accounting principles and accounting software. Large ERP Accounts Receivable system experience highly desirable; Dynamics 365 is a plus. Experience in dairy industry is a plus. Language Skills English is required as the written and spoken language. A well-modulated tonal volume is required with excellent diction skills needed. This job requires frequent communication with personnel in other CDI locations, CDI customers and regulatory representatives. Equipment Personal protective equipment including, but not limited to hearing protection, bump caps, hair and beard nets, gloves, and safety glasses must be used in the performance of duties. Proper lifting techniques must be employed at all times. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Employees will be subject to temperatures associated with an air-cooled room. Proper lifting techniques must be employed at all times. This job description will be updated if duties and responsibilities change significantly. Job functions are subject to modification based on business necessity. ADA/FEHA The Company will make reasonable accommodations in compliance with the Americans with Disabilities Act of 1990 and California's Fair Employment and Housing Act. EEO The Company is an equal employment opportunity employer. Physical Demands The physical requirements outlined here represent those necessary for successful performance of this position's core responsibilities. Upon request, the company will provide reasonable accommodations for qualified individuals with disabilities to perform these fundamental job duties, provided such accommodations do not create an undue burden on the organization. Sitting/Standing/Walking: Sits frequently to answer calls, complete schedules/reports, fill out paperwork, answer emails, etc. Lifting/Carrying: May lift boxes weighing 20 pounds on an occasional basis. Pushing/Pulling: Some pushing or pulling is required on an occasional basis. Bending/Stooping: Bends and stoops on an occasional basis. Squatting/Kneeling/Crawling: May squat or kneel on an occasional basis. Twisting/Turning: Assumes any combination of these positions on an occasional basis. Climbing/Balancing: May go up and down stairs and/or ladder on an occasional basis. Reaching: Reaches at or above shoulder level on an occasional basis. Grasping/Manipulating: Grasping and manipulating of papers, objects, and equipment will be required. Ability to use calculator and keyboard for data input will be required on an ongoing basis.$53k-73k yearly est. 16d agoCredit Analyst
California Dairies
Visalia, CA jobs
The Credit Analyst, reporting to the Credit Account Manager, manages customer accounts and leads effective collections across the accounts receivable portfolio to improve cash flow and reduce bad-debt risk. Key duties include evaluating new customer account requests, reviewing contracts, and coordinating billing with the AR team. The analyst also resolves cash application issues to ensure accurate and timely payment posting. Essential Functions Facilitate all processes associated with the credit and collections functions of the Accounts Receivable team, Ensure timely completion of daily customer account collections and resolution of account issues. Ensure accuracy of customer master data and perform regular updates as needed. Process daily sales order credit holds and releases. Support the cash application process and reconcile payment discrepancies. Responsible for the A/R Sub ledgers for collectability and to escalate concerns on aging accounts as they arise. Assist in the collection of past-due amounts through direct communication with internal sales and customer service teams. Support the A/R team by covering responsibilities during team member absences. Follow all company safety and working rules. Maintain positive, professional relationships with coworkers, management, customers, vendors, and other employees, promoting a cooperative and productive work environment. Exercise initiative and sound judgment in decision-making aligned with California Dairies Inc.'s best interests. Facilitate weekly or biweekly meetings with relevant departments to review aging reports. Perform other duties as assigned. Supervisory Responsibilities: N/A Qualifications (Knowledge, Skills, and Abilities) To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Strong proficiency in personal computer use and business solutions software. Excellent interpersonal skills for effective interaction with accountants, customers, and senior management. Exceptional verbal and written communication skills for working collaboratively with support personnel and leadership. Strong analytical and critical-thinking abilities with a high attention to detail. Effective presentation skills to educate internal teams on credit and collections policies, procedures, and best practices. Ability to maintain confidentiality and ensure the security of all financial records and documentation. Demonstrated sound judgment when performing assigned duties and making decisions. Education and/or Experience Associate's or Bachelor's degree in business administration, Accounting, Finance, or related field preferred. Minimum of 2 years of accounting experience, including Accounts Receivable, with exposure to credit and collections. Experience collaborating with an international customer base. Experience working with generally accepted accounting principles and accounting software. Large ERP Accounts Receivable system experience highly desirable; Dynamics 365 is a plus. Experience in dairy industry is a plus. Language Skills English is required as the written and spoken language. A well-modulated tonal volume is required with excellent diction skills needed. This job requires frequent communication with personnel in other CDI locations, CDI customers and regulatory representatives. Equipment Personal protective equipment including, but not limited to hearing protection, bump caps, hair and beard nets, gloves, and safety glasses must be used in the performance of duties. Proper lifting techniques must be employed at all times. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Employees will be subject to temperatures associated with an air-cooled room. Proper lifting techniques must be employed at all times. This job description will be updated if duties and responsibilities change significantly. Job functions are subject to modification based on business necessity. ADA/FEHA The Company will make reasonable accommodations in compliance with the Americans with Disabilities Act of 1990 and California's Fair Employment and Housing Act. EEO The Company is an equal employment opportunity employer. Physical Demands The physical requirements outlined here represent those necessary for successful performance of this position's core responsibilities. Upon request, the company will provide reasonable accommodations for qualified individuals with disabilities to perform these fundamental job duties, provided such accommodations do not create an undue burden on the organization. Sitting/Standing/Walking: Sits frequently to answer calls, complete schedules/reports, fill out paperwork, answer emails, etc. Lifting/Carrying: May lift boxes weighing 20 pounds on an occasional basis. Pushing/Pulling: Some pushing or pulling is required on an occasional basis. Bending/Stooping: Bends and stoops on an occasional basis. Squatting/Kneeling/Crawling: May squat or kneel on an occasional basis. Twisting/Turning: Assumes any combination of these positions on an occasional basis. Climbing/Balancing: May go up and down stairs and/or ladder on an occasional basis. Reaching: Reaches at or above shoulder level on an occasional basis. Grasping/Manipulating: Grasping and manipulating of papers, objects, and equipment will be required. Ability to use calculator and keyboard for data input will be required on an ongoing basis.$53k-73k yearly est. 28d agoCredit Analyst
Helena Agri-Enterprises
West Des Moines, IA jobs
WHO WE ARE Helena Agri-Enterprises, LLC is a leading full-service agronomic solutions provider that's been in business since 1957. Our first location was in West Helena, Arkansas hence the name "Helena". We now have close to 450+ locations nationwide and over 6,000 employees. Our corporate office is located in Collierville, Tennessee, a suburb outside of Memphis. Year after year we rank at the top nationally for volume and sales in our industry. There are many facets to our company including product development, sales, operations, precision technology and manufacturing, just to name a few. ABOUT THE JOB The Credit Analyst works with the division credit team to assemble and review customer financial information and evaluate their financial position as it relates to accounts with credit limits in excess of $25,000. This position also runs various reports and reviews them with locations as directed by the Credit Manager. WHAT YOUR DAY WILL LOOK LIKE Works with the credit team to analyze all credit information to determine accuracy for customer credit approvals. Reviews various requests such as rebates and refund requests and approves these requests within the level of authority set by company policy ($1 - $25,000) and gathers supplemental information as needed. Complies, reviews and submits third party financing applications as needed within limits of authority. Supports credit operations in the annual renewal of all vendor prepay line approvals for prepay limits of $250,000 and above. Assists with the testing, implementation and training of various Oracle and other system projects. Collaborates with other work teams on enhancements, quality control and testing and implements best practices consistent with Helena's credit policy. Ensures that credit file requirements are current and in proper order to pass the file review conducted by the asset securitization auditors. Provides support and direction to division credit teams and other Helena departments regarding credit related matters consistent with Helena's credit policy. Acts as a liaison between IT, accounting, treasury, legal and the credit teams. Carries out authority consistent with the company's approval levels on all refund requests, rebates requests and prepay requests. Provides excellent customer service to all internal and external customers. Other work-related duties as assigned by your leader. Regular and reliable attendance is required. Follows all company policies and procedures. EDUCATION & EXPERIENCE Bachelor's degree in finance, accounting or related field is required. One year of work-related experience or five years of non-clerical work related experience is required. SKILLS & QUALIFICATIONS NACM, CBA or CBF certifications are preferred. Working knowledge of Pivot Tables. Decision making skills. Analytical skills. Ability to read, write and speak in English is required. Communicating in Spanish is a valuable skill at Helena. Computer skills including working knowledge of Microsoft Office are required. Successful completion of a drug test and background check is required for all positions at Helena. WORK ENVIRONMENT & PHYSICAL ASPECTS OF THE JOB The work environment for this position is that of a typical office environment where the noise level is mostly quiet. This position requires you to use your hands for many different tasks and to talk, hear, walk, stand and sit. You may be occasionally required to lift or move up to 10 pounds. BENEFITS AT HELENA Health, Dental & Vision Insurance STARTS THE SAME DAY YOU DO! Earn up to $3,000 in Reward Dollars from Helena for your Health Savings Account (HSA). Helena's robust 401(k) Savings Plan offers you a 100% company-match up to 5% starting on your first day. As your years of service with Helena increase, so does our company-match - up to 10% based on your contribution amount. Three-year vesting on company-match with 1,000 hours of service. Access your earned pay between paydays through Earned Wage Access (EWA) with DailyPay. Up to 15 days paid time-off plus 9 paid holidays. Free Term Life Insurance at 1x your annual base pay - paid for by Helena at no cost to you. Free Short & Long-Term Disability. Up to four weeks of paid Parental Leave. Education Assistance. And much more! For more detailed information about our benefits, visit helenacareers.com/benefits. STAY CONNECTED TO THE HELENA POWERHOUSE! Follow us on social @HelenaCareers or visit us at helenacareers.com. Helena supports individuals with disabilities, and reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions. Helena is an equal opportunity employer.$47k-68k yearly est. 9h agoAssociate Credit Analyst
LG Electronics
New Jersey jobs
Step into the innovative world of LG Electronics. As a global leader in technology, LG Electronics is dedicated to creating innovative solutions for a better life. Our brand promise, 'Life's Good', embodies our commitment to ensuring a happier life for all. We have a rich history spanning over six decades and a global presence in over 290 locations. Our diverse portfolio includes Home Appliance Solutions, Media Entertainment Solutions, Vehicle Solutions, and Eco Solutions. Our management philosophy, "Jeong-do Management," embodies our commitment to high ethical standards and transparent operations. Grounded in the principles of 'Customer-Value Creation' and 'People-Oriented Management', these values shape our corporate culture, fostering creativity, diversity, and integrity. At LG, we believe in the power of collective wisdom through an inclusive work environment. Join us and become a part of a company that is shaping the future of technology. At LG, we strive to make Life Good for Everyone. What we can offer: A crafted employee experience designed to foster professional growth, a focus on health & well-being and an internal community that will set you up for success We offer an environment that enables colleagues to demonstrate their capabilities, focus on their work and create value. At LG, you're encouraged to take a creative and individual approach to challenges with strong emphasis placed on performance and skill-and equal, merit-based opportunities across the board. We want our colleagues to grow with our global business. That's why we deliver sure rewards for exceptional performance and offer industry-leading benefits. Come join the team! The Opportunity: Associate Credit Analyst is responsible for reviewing and updating new and existing customer credit files, requiring analytical, quantitative and technical skills. Will consult with the Manager and/or Senior Manager as needed to review the progress of various projects and the overall status of the department. He/she will: 1.) release orders based on credit availability, 2.) analyze financial statements in conjunction with credit risk analysis, 3.) determine overall credit worthiness, and 4.) implement credit-related policies as appropriate. Handle portfolio of assigned accounts. Gather and analyze credit and/or other data to determine impact on business operations, as appropriate. Make recommendations for credit limits based on availability of credit insurance, LG payment history, trade references, third party sources, and other credit tools, as applicable. Evaluate and implement internal and external credit scoring models using both traditional and other predictive technologies. Participate in and contribute to projects to develop recommendations for credit policy, credit/data support systems and provide revenue, cost, delinquency, and loss forecasts. Interface with customers and other departments to develop strategies to prevent problems and develop solutions to correct existing problems. Represent the department at sales meetings to educate sales people and/or customers about LG credit policy. Visit customers as required to evaluate operations, maintain a relationship, and/or obtain financial statement data. Pursuit of the Certified Credit Executive designation through NACM. Complete other related duties as assigned. Qualifications Bachelor's degree in Finance, Accounting, or a related field. No formal experience is required, but must have basic knowledge and understanding of financial statements. Motivated for working as a credit analyst, building knowledge and understanding of financial statement analysis and credit work responsibilities. Strong organizational, analytical, problem-solving, verbal and written communication skills. Proficiency with MS Office (Word, Excel and PowerPoint) is a must. #LI-DR1 Recruiting Range $60,000 - $70,000 USD Benefits Offered Full-Time Employees: No-cost employee premiums for you and your eligible dependents for competitive medical, dental, vision and prescription benefits. Auto enrollment with immediate vesting of competitive company matching contributions in a 401(k) Retirement Savings Plan with several investment options. Generous Paid Time Off program that includes company holidays and a combined bank of paid sick and vacation time. Performance based Short-Term Incentives (varies by role). Access to confidential mental health resources to help you and your loved ones improve your quality of life. Personal fitness goal incentives. Family orientated benefits such as paid parental leave and support for families raising children with learning, social, behavioral challenges, or developmental disabilities. Group Rate Life and Disability Insurance. Benefits Offered Temporary/Contractors: Eligible for the relevant benefit programs offered through our partner agencies. Privacy Notice to California Applicants At LG, we aspire to empower people and celebrate differences because we believe diversity will create the unexpected. We provide equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law. Consistent with our commitment to providing equal opportunity and embracing diversity, LG has implemented affirmative action to ensure applicants are employed and employees are treated without regard to these characteristics. In addition to the above, LG believes that pay transparency is a key part of diversity, equity, and inclusion. Our salary ranges take into account many factors in making compensation decisions including but not limited to skillset, experience, licensure, certifications, internal equity, and other business needs. While we consider geographic pay differentials in final offers, because we operate in many geographies where applicable, the salary range listed may not reflect all geographic differentials applied .$60k-70k yearly Auto-Apply 60d+ agoCredit Specialist
RSR Group
Winter Park, FL jobs
Job Description This position focuses on maximizing accounts receivable turns and collecting payments. The candidate will utilize provided research tools, exercise judgment, and review aged receivables reports to independently manage an extensive portfolio of receivables. The Credit Specialist is expected to collect payment on delinquent accounts, resolve payment discrepancies, review credit override requests, and communicate effectively with internal and external customers regarding account balances. REGULAR DUTIES AND RESPONSIBILITIES: Contacts customers via phone and email, to collect payment for past due amounts. Reviews daily aging report for assigned accounts receivable portfolio and identifies/prioritizes customers requiring follow-up, then performs proper follow-up collection efforts to reduce Days Sales Outstanding and minimize the percentage of receivables that are past due. Handles customer inquiries and provides customer service, including initiating customer payments via ACH or credit card, and providing account reconciliations and account statements when requested. Researches and addresses inquiries about payment discrepancies on customer accounts and resolves cash application issues. Updates regularly scheduled department delinquency reports. Keeps management informed of key developments on accounts. Reviews credit override requests throughout the day and approves orders, as warranted. Develops relationships with internal and external customers and works closely with cross-functional counterparts in the Sales and Accounts Receivable Departments to address cash application, credit limit, and collections issues on customer accounts. Analyzes credit limits on customer accounts as needed and forwards recommendations to the Credit Manager for review. Documents all customer correspondence in the system. EMPLOYEES SUPERVISED: None QUALIFICATIONS: The Credit Specialist must have one year of prior experience in collections or accounts receivable, including a solid understanding of customer terms and aging buckets, and preferably with business-to-business (B2B) collections. The Credit Specialist must possess effective verbal and written communication skills, as well as the ability to multitask, solve problems, and manage time efficiently. The Credit Specialist must be team-oriented, self-motivated, and able to work independently. This individual must be organized with a strong attention to detail and an ability to prioritize tasks. This position requires proficiency with Outlook and knowledge of Excel and Word. PHYSICAL DEMANDS: While performing the duties of the Credit Specialist, the employee is regularly required to talk and hear. The employee is frequently required to walk, sit, use hands to finger, handle, or feel and reach with hands and arms. Specific vision ability required includes close vision, distance vision, peripheral vision and ability to adjust focus. The physical demands of this job are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. DUTIES AND RESPONSIBILITIES MAY BE ADDED, DELETED, OR CHANGED AT ANY TIME AT THE DISCRETION OF MANAGEMENT, FORMALLY OR INFORMALLY, EITHER VERBALLY OR IN WRITING. PageBreak RSR Group provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, genetic information, disability, or veteran status. In addition to federal law requirements, RSR Group complies with applicable state and local laws governing nondiscrimination in employment.$43k-60k yearly est. 16d agoCredit Specialist
RSR Group
Winter Park, FL jobs
This position focuses on maximizing accounts receivable turns and collecting payments. The candidate will utilize provided research tools, exercise judgment, and review aged receivables reports to independently manage an extensive portfolio of receivables. The Credit Specialist is expected to collect payment on delinquent accounts, resolve payment discrepancies, review credit override requests, and communicate effectively with internal and external customers regarding account balances. REGULAR DUTIES AND RESPONSIBILITIES: Contacts customers via phone and email, to collect payment for past due amounts. Reviews daily aging report for assigned accounts receivable portfolio and identifies/prioritizes customers requiring follow-up, then performs proper follow-up collection efforts to reduce Days Sales Outstanding and minimize the percentage of receivables that are past due. Handles customer inquiries and provides customer service, including initiating customer payments via ACH or credit card, and providing account reconciliations and account statements when requested. Researches and addresses inquiries about payment discrepancies on customer accounts and resolves cash application issues. Updates regularly scheduled department delinquency reports. Keeps management informed of key developments on accounts. Reviews credit override requests throughout the day and approves orders, as warranted. Develops relationships with internal and external customers and works closely with cross-functional counterparts in the Sales and Accounts Receivable Departments to address cash application, credit limit, and collections issues on customer accounts. Analyzes credit limits on customer accounts as needed and forwards recommendations to the Credit Manager for review. Documents all customer correspondence in the system. EMPLOYEES SUPERVISED: None QUALIFICATIONS: The Credit Specialist must have one year of prior experience in collections or accounts receivable, including a solid understanding of customer terms and aging buckets, and preferably with business-to-business (B2B) collections. The Credit Specialist must possess effective verbal and written communication skills, as well as the ability to multitask, solve problems, and manage time efficiently. The Credit Specialist must be team-oriented, self-motivated, and able to work independently. This individual must be organized with a strong attention to detail and an ability to prioritize tasks. This position requires proficiency with Outlook and knowledge of Excel and Word. PHYSICAL DEMANDS: While performing the duties of the Credit Specialist, the employee is regularly required to talk and hear. The employee is frequently required to walk, sit, use hands to finger, handle, or feel and reach with hands and arms. Specific vision ability required includes close vision, distance vision, peripheral vision and ability to adjust focus. The physical demands of this job are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. DUTIES AND RESPONSIBILITIES MAY BE ADDED, DELETED, OR CHANGED AT ANY TIME AT THE DISCRETION OF MANAGEMENT, FORMALLY OR INFORMALLY, EITHER VERBALLY OR IN WRITING. PageBreak RSR Group provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, genetic information, disability, or veteran status. In addition to federal law requirements, RSR Group complies with applicable state and local laws governing nondiscrimination in employment.$43k-60k yearly est. Auto-Apply 13d agoCredit Specialist - Winter Park, FL
RSR Group, Inc.
Winter Park, FL jobs
focuses on maximizing accounts receivable turns and collecting payments. The candidate will utilize provided research tools, exercise judgment, and review aged receivables reports to independently manage an extensive portfolio of receivables. The Credit Specialist is expected to collect payment on delinquent accounts, resolve payment discrepancies, review credit override requests, and communicate effectively with internal and external customers regarding account balances.$43k-60k yearly est. 14d agoCredit Analyst ONS- Birmingham, AL or Mobile, AL
O'Neal Steel
Mobile, AL jobs
O'Neal Steel has an open position for Credit Analyst at our Corporate office in Birmingham, AL or Mobile, AL facility Responsible for credit decisions on assigned customers within approval authority limitations. For accounts outside credit limit scope, gather supporting credit information, analyze, and recommend credit exposure. Perform periodic credit reviews on assigned customers based on customer's risk profile. Handle complex customer issues which may involve payment analysis, deductions, etc. Assist in achieving or improving Team's stated collection and bad debt exposure objectives. Responsibilities Include But Are Not Limited To: * Establish and maintain credit exposure for assigned customers or region up to approval limits - by determining, approving, and reviewing credit exposure to ensure that O'Neal is within acceptable business risk parameters. * Ensure that credit analysis/decisions or customer requests are being handled in an expeditious manner. * Act within the bounds of the credit policy. * Analyze customer financial information whether from the customer or from third-party sources to determine a customer's financial strength and ability to pay. * Refer accounts which may need additional security (such as letter of credit, personal guaranty, lien rights, etc.) to the Credit Manager and assist in obtaining such security items. * Ensure that customer files are complete, up-to-date based on a customer's risk profile, and maintained in an electronic format. * Ensure customers are set-up/updated on ERP system in an accurate, compete, and timely manner. * Ensure that all additional security documents such as letters of credit, personal guarantees, lien documents, etc. are adequately safeguarded. * Initiate the review of a current customer's credit needs by monitoring sales growth, payment terms, pending orders, etc. so that credit holds are in sync with reducing unfavorable business risk and not hampering the processing of orders for customers which are creditworthy. * Develop close contact with customers and O'Neal Sales personnel to maintain good working relations, promote sales growth, and minimize business risk which will require direct contact with customers and Sales personnel and may require periodic customer visits as directed by the Credit Manager * Initiate the collection of past due accounts for assigned customers (generally more complex in nature) and guide Collection Specialist in the collection of more routine accounts. * Ensure that the collection efforts (which include bad debt recoveries) are being carried out in a timely manner by effectively using customer calls, correspondence, automated processes, third-party collectors/attorneys, etc. * Research and resolve customer deductions and/or disputes. * Assist the Credit Manager with the hand-off of delinquent customer accounts to third-party collectors or attorneys and monitor such collection efforts. * Assist Team in meeting or beating established key performance indicators (KPI's) and other benchmarks or objectives; and when necessary, assist Credit Manager in initiating steps to improve such performance. * Assist Credit Manager in credit/collection reporting. * Assist other team members or credit teams as requested by the Credit Manager. * Attend and participate in O'Neal Credit meetings and credit association meetings, as directed by the Credit Manager. * Embrace LEAN initiatives to seek continuous improvement which will add value for our customers, will lower costs, and will improve efficiencies. * Release credit holds upon satisfaction of a customer's creditworthiness, payment plan, etc. * Recommend the write-off of customer accounts which have exhausted reasonable collection efforts in accordance with the Credit Policy. Knowledge, skills, and abilities (required for consideration): * Above average verbal and written communication, analysis and interpretation, interpersonal, motivation, negotiating, organization, problem solving, judgment and decision making. * Well versed with personal computer applications (Excel, Word etc.) * Conversational English * Concentration and productivity in high pressure situations * Sedentary work, fingering, grasping, talking, hearing, and repetitive motions. Not substantially exposed to adverse environmental conditions Credentials and experience: * Bachelor's degree or Associate's degree in Accounting, Finance, or Business Administration or equivalent experience * Minimum 3 years of Credit or equivalent business experience with increasing levels of responsibility commensurate with responsibilities described above. * Understanding of credit risk, financial statements, and collection practices. Desirable qualifications (may be learned or earned on the job): * JD Edwards/One World * Microsoft Office/Microsoft Dynamics * Cforia Special requirements: * Some overnight travel may be required Upon offer of employment, candidates must pass a criminal background check and drug test. Benefits: O'Neal Steel offers a competitive salary and a comprehensive benefits package including, but not limited to: * Health, Vision and Dental Insurance * Work Site Wellness Programs * Health and Dependent Care Flexible Spending Accounts * Short-Term and Long-Term Disability Coverage * Tuition and Health Club Reimbursement * Accidental Death and Dismemberment and Life Insurance * Adoption Assistance * Training and Development Opportunities * 401k About Us: With more than 100 years in business, O'Neal Steel, an O'Neal Industries affiliate, supplies a wide range of carbon and alloy steel, stainless steel, and aluminum products for companies nationwide. Founded in 1921 and headquartered in Birmingham, Alabama, O'Neal Steel has 19 strategically located distribution centers throughout the country that offer inventory and value-added processing capabilities tailored to market needs, all while providing high levels of customer service. O'Neal Steel's industry-leading online platform, PRONTO, provides continuous access to inventory, pricing, ordering, and account management.$49k-76k yearly est. 4d agoCredit Specialist
Steel Technologies LLC
Louisville, KY jobs
Job Description Under the direction of the Director of Credit and Collections, the Credit Specialist is responsible for assisting with all assigned customer needs related to credit. The position monitors customer accounts to ensure they are within credit lines and terms, researches and reconciles accounts to resolve issues and contacts customers regarding past due invoices. Responsible for making credit recommendations. Duties and Responsibilities: Monitor accounts receivable and payment patterns, proactively work with sales and management to ensure customers adhere to their credit line and terms Reconcile accounts. Research issues by contacting sales person, plant, and customer to resolve issues, compile information to present to customer in a clear and concise manner Based on research results, perform reconciling tasks such as issuing corrective invoices, entering accounting system adjustments, processing debit and credit memos etc. Daily phone communication with plants, sales and customers to discuss claims, match customer debits to return authorizations, inform customer why claims may not be accepted, research short pays in order to verify/deny issue, write up claims for processing Contact customers to collect past due invoices, resolve invoice issues, and provide proof of delivery Participate in regular credit meetings with senior management Travel to various plant locations or customer locations as circumstances dictate Complete various clerical duties and special projects as needed Obtain Dun & Bradstreet reports and supplier references on new customers and make recommendations on credit limit and terms as needed. Other duties as required. Knowledge, Skills and Abilities: Strong analytical problem-solving ability, including research to determine root causes Excellent time management skills, including organization Excellent communication skills, both internally and externally and ability to participate actively in meetings with Sr. Management Self-starter with ability to work independently Ability to recognize accounts starting to exhibit negative trends Ability to meet deadlines and handle high volume Must be a team player with excellent inter-personal skills Proficient in Microsoft Office (particularly Excel) and Outlook Reasonable accommodations may be made to those who are able to perform the essential duties of the job. Education and Experience: An Associate's degree or higher in Accounting, Finance, Economics or a related field is preferred. Formal education may be substituted with experience and training when competency in the position is demonstrated. Working Conditions: This work is performed in an office setting with minimal to moderate noise due to computers, printers, and people. Steel Technologies is a safety-sensitive workplace. All employment offers are contingent upon results of a 10-panel drug screening, including marijuana. What we can offer: Insurance: Affordable plans for medical, dental, vision, and wellbeing on the first day of the month following your start date Employer-Paid dental with available Buy-up options Free MDLive Telehealth Services through our Medical Plan Competitive Wellness Program, providing up to 100% discount on medical premiums Employer-Paid Short-Term and Long-Term Disability with Buy-up options Supplemental Accident Insurance through Allstate for additional coverage on accidents, cancer, and long-term care Employer-Paid Life Insurance Teammate Assistance Program (TAP) which offers professional assistance for Counseling, Financial, Legal and Family services Work-Life Balance: Paid Time Off 9 Paid Holidays starting day one! Bonus Paid Floating Holiday in recognition of the diversity of our team Financial: 401(k) after 60 days of employment + competitive match up to 4.5% after one year Pretax Health Savings Account Pretax Flexible Spending Account Paid bi-weekly Quarterly bonus based on company performance Career Growth: Tuition reimbursement is available for job related courses to further your education, with up 100% paid tuition for maintenance-related coursework and certifications Skill Development Programs Learning Management System Promotional Opportunities Local Perks & Discounts: Dress for your day! Teammate referral bonus Boot and Glasses Allowance after 60 days of employment Teammates appreciation activities Steel Technologies is an equal opportunity employer and considers all qualified applicants without regard to any classification protected by federal, state and/or local law.$42k-59k yearly est. 2d agoCredit Analyst ONS- Birmingham, AL or Mobile, AL
O'Neal Steel
Birmingham, AL jobs
O'Neal Steel has an open position for Credit Analyst at our Corporate office in Birmingham, AL or Mobile, AL facility Responsible for credit decisions on assigned customers within approval authority limitations. For accounts outside credit limit scope, gather supporting credit information, analyze, and recommend credit exposure. Perform periodic credit reviews on assigned customers based on customer's risk profile. Handle complex customer issues which may involve payment analysis, deductions, etc. Assist in achieving or improving Team's stated collection and bad debt exposure objectives. Responsibilities Include But Are Not Limited To: * Establish and maintain credit exposure for assigned customers or region up to approval limits - by determining, approving, and reviewing credit exposure to ensure that O'Neal is within acceptable business risk parameters. * Ensure that credit analysis/decisions or customer requests are being handled in an expeditious manner. * Act within the bounds of the credit policy. * Analyze customer financial information whether from the customer or from third-party sources to determine a customer's financial strength and ability to pay. * Refer accounts which may need additional security (such as letter of credit, personal guaranty, lien rights, etc.) to the Credit Manager and assist in obtaining such security items. * Ensure that customer files are complete, up-to-date based on a customer's risk profile, and maintained in an electronic format. * Ensure customers are set-up/updated on ERP system in an accurate, compete, and timely manner. * Ensure that all additional security documents such as letters of credit, personal guarantees, lien documents, etc. are adequately safeguarded. * Initiate the review of a current customer's credit needs by monitoring sales growth, payment terms, pending orders, etc. so that credit holds are in sync with reducing unfavorable business risk and not hampering the processing of orders for customers which are creditworthy. * Develop close contact with customers and O'Neal Sales personnel to maintain good working relations, promote sales growth, and minimize business risk which will require direct contact with customers and Sales personnel and may require periodic customer visits as directed by the Credit Manager * Initiate the collection of past due accounts for assigned customers (generally more complex in nature) and guide Collection Specialist in the collection of more routine accounts. * Ensure that the collection efforts (which include bad debt recoveries) are being carried out in a timely manner by effectively using customer calls, correspondence, automated processes, third-party collectors/attorneys, etc. * Research and resolve customer deductions and/or disputes. * Assist the Credit Manager with the hand-off of delinquent customer accounts to third-party collectors or attorneys and monitor such collection efforts. * Assist Team in meeting or beating established key performance indicators (KPI's) and other benchmarks or objectives; and when necessary, assist Credit Manager in initiating steps to improve such performance. * Assist Credit Manager in credit/collection reporting. * Assist other team members or credit teams as requested by the Credit Manager. * Attend and participate in O'Neal Credit meetings and credit association meetings, as directed by the Credit Manager. * Embrace LEAN initiatives to seek continuous improvement which will add value for our customers, will lower costs, and will improve efficiencies. * Release credit holds upon satisfaction of a customer's creditworthiness, payment plan, etc. * Recommend the write-off of customer accounts which have exhausted reasonable collection efforts in accordance with the Credit Policy. Knowledge, skills, and abilities (required for consideration): * Above average verbal and written communication, analysis and interpretation, interpersonal, motivation, negotiating, organization, problem solving, judgment and decision making. * Well versed with personal computer applications (Excel, Word etc.) * Conversational English * Concentration and productivity in high pressure situations * Sedentary work, fingering, grasping, talking, hearing, and repetitive motions. Not substantially exposed to adverse environmental conditions Credentials and experience: * Bachelor's degree or Associate's degree in Accounting, Finance, or Business Administration or equivalent experience * Minimum 3 years of Credit or equivalent business experience with increasing levels of responsibility commensurate with responsibilities described above. * Understanding of credit risk, financial statements, and collection practices. Desirable qualifications (may be learned or earned on the job): * JD Edwards/One World * Microsoft Office/Microsoft Dynamics * Cforia Special requirements: * Some overnight travel may be required Upon offer of employment, candidates must pass a criminal background check and drug test. Benefits: O'Neal Steel offers a competitive salary and a comprehensive benefits package including, but not limited to: * Health, Vision and Dental Insurance * Work Site Wellness Programs * Health and Dependent Care Flexible Spending Accounts * Short-Term and Long-Term Disability Coverage * Tuition and Health Club Reimbursement * Accidental Death and Dismemberment and Life Insurance * Adoption Assistance * Training and Development Opportunities * 401k About Us: With more than 100 years in business, O'Neal Steel, an O'Neal Industries affiliate, supplies a wide range of carbon and alloy steel, stainless steel, and aluminum products for companies nationwide. Founded in 1921 and headquartered in Birmingham, Alabama, O'Neal Steel has 19 strategically located distribution centers throughout the country that offer inventory and value-added processing capabilities tailored to market needs, all while providing high levels of customer service. O'Neal Steel's industry-leading online platform, PRONTO, provides continuous access to inventory, pricing, ordering, and account management.$49k-75k yearly est. 4d agoRetail Credit Specialist
Del Sol Furniture & Mattress
Phoenix, AZ jobs
Job DescriptionBenefits: Competitive salary Dental insurance Health insurance Opportunity for advancement Paid time off Training & development Vision insurance Del Sol Furniture is looking for experienced collectors to join our team! At Del Sol Furniture, were proud to be a local, family-owned furniture business serving the Phoenix area since 1997. We currently have 4 beautiful showrooms, and were big enough to compete against the big box stores yet small enough to provide that white glove service that customers demand and expect in Phoenix! We are one of the few furniture stores that provide credit directly to our customers to help them furnish their homes. We are seeking a Bilingual Credit Specialist to support our Credit Department by assisting with underwriting customer applications, collecting and verifying required documentation, and preparing complete credit packets for approval. This role also works directly with third-party finance companies to help customers receive the maximum possible approval. Responsibilities Assist with underwriting and reviewing credit applications Collect, verify, and organize customer documentation Prepare and submit complete credit packets for approval Communicate with customers in English and Spanish Work with third-party finance companies to manage approvals Maintain accurate records and protect confidential information Requirements Bilingual (English/Spanish) required Experience in credit, underwriting, loan processing, or finance preferred Strong attention to detail and organizational skills Ability to work in a fast-paced, in-person environment Our Core Values Integrity Perseverance Kaizen (Continuous Improvement) Teaming Awesomeness Excellence This is an in office position in Central Phoenix. Full Time $20 to $24 Hourly Retail Schedule 8 Hour or 9 hour shifts Saturdays and Sundays required Position Qualifications: Must be Bilingual - English / Spanish Must be 18 years old Must be able to work Saturdays Strong communication skills over the phone required Benefits and Perks: Health Insurance, Dental / Vision Life Insurance Paid Vacation and Holidays Paid Personal / Sick Days Paid Training Generous Employee Discounts Del Sol is committed to developing long term relationships by exceeding expectations in service, product quality and credit opportunities. Through honesty, credibility, and the integrity of family ownership, we will provide genuine value and incomparable service that far surpasses our competition. Our entire team, both sales and support, will provide an exceptional experience and the highest level of professionalism through hard work, training and a sincere concern for the needs of our clients.$20-24 hourly 12d agoRetail Credit Specialist
Del Sol Furniture & Mattress
Phoenix, AZ jobs
Replies within 24 hours Benefits: Competitive salary Dental insurance Health insurance Opportunity for advancement Paid time off Training & development Vision insurance Del Sol Furniture is looking for experienced collectors to join our team! At Del Sol Furniture, we're proud to be a local, family-owned furniture business serving the Phoenix area since 1997. We currently have 4 beautiful showrooms, and we're big enough to compete against the “big box stores” yet small enough to provide that white glove service that customers demand and expect in Phoenix! We are one of the few furniture stores that provide credit directly to our customers to help them furnish their homes. We are seeking a Bilingual Credit Specialist to support our Credit Department by assisting with underwriting customer applications, collecting and verifying required documentation, and preparing complete credit packets for approval. This role also works directly with third-party finance companies to help customers receive the maximum possible approval. Responsibilities Assist with underwriting and reviewing credit applications Collect, verify, and organize customer documentation Prepare and submit complete credit packets for approval Communicate with customers in English and Spanish Work with third-party finance companies to manage approvals Maintain accurate records and protect confidential information Requirements Bilingual (English/Spanish) - required Experience in credit, underwriting, loan processing, or finance preferred Strong attention to detail and organizational skills Ability to work in a fast-paced, in-person environment Our Core Values Integrity • Perseverance • Kaizen (Continuous Improvement) • Teaming • Awesomeness • Excellence This is an in office position in Central Phoenix. Full Time $20 to $24 Hourly Retail Schedule 8 Hour or 9 hour shifts Saturdays and Sundays required Position Qualifications: Must be Bilingual - English / Spanish Must be 18 years old Must be able to work Saturdays Strong communication skills over the phone required Benefits and Perks: Health Insurance, Dental / Vision Life Insurance Paid Vacation and Holidays Paid Personal / Sick Days Paid Training Generous Employee Discounts Del Sol is committed to developing long term relationships by exceeding expectations in service, product quality and credit opportunities. Through honesty, credibility, and the integrity of family ownership, we will provide genuine value and incomparable service that far surpasses our competition. Our entire team, both sales and support, will provide an exceptional experience and the highest level of professionalism through hard work, training and a sincere concern for the needs of our clients. Compensation: $20.00 - $24.00 per hour At Del Sol Furniture, we're proud to be a local, family-owned furniture business serving the Phoenix area since 1997. We currently have 4 beautiful showrooms, and we're big enough to compete against the “big box stores” yet small enough to provide that white glove service that customers demand and expect in Phoenix! You'll be working with a merry group of people with friendly leadership and fun personalities. If you're interested in job growth, we have it! Independent Retail offers a myriad of opportunities for people of all backgrounds. When you think of jobs in retail, sales associates and store managers are probably the positions which come to mind. But what if we told you that 44% of people who work in retail don't work in sales? Retail offers flexible, collaborative careers in logistics, marketing, project management, finance, merchandising, purchasing, technical trades, and customer service - to name just a few. Retail companies are also some of the most exciting brands in the country - and they're driving the industry's innovations in customer experience. Retail is the #1 private-sector employer in the country If you're seeking to make an impact from the start of your career, spark impressive change, learn new or innovative skills and most importantly, gain success in a field that rewards ambitious hard workers, retail is for you! This employment opportunity is available at the organization listed at the top of this page. Your application will go directly to them and all hiring decisions will be made by their management. All inquiries should be made directly with the organization that posted this employment opportunity.$20-24 hourly Auto-Apply 40d agoAssociate Credit Analyst
LG Electronics
Englewood Cliffs, NJ jobs
HIGHLIGHTS On-Site Full-Time Credit Step into the innovative world of LG Electronics. As a global leader in technology, LG Electronics is dedicated to creating innovative solutions for a better life. Our brand promise, 'Life's Good', embodies our commitment to ensuring a happier life for all. We have a rich history spanning over six decades and a global presence in over 290 locations. Our diverse portfolio includes Home Appliance Solutions, Media Entertainment Solutions, Vehicle Solutions, and Eco Solutions. Our management philosophy, "Jeong-do Management," embodies our commitment to high ethical standards and transparent operations. Grounded in the principles of 'Customer-Value Creation' and 'People-Oriented Management', these values shape our corporate culture, fostering creativity, diversity, and integrity. At LG, we believe in the power of collective wisdom through an inclusive work environment. Join us and become a part of a company that is shaping the future of technology. At LG, we strive to make Life Good for Everyone. Summary Associate Credit Analyst is responsible for reviewing and updating new and existing customer credit files, requiring analytical, quantitative and technical skills. Will consult with the Manager and/or Senior Manager as needed to review the progress of various projects and the overall status of the department. He/she will: 1.) release orders based on credit availability, 2.) analyze financial statements in conjunction with credit risk analysis, 3.) determine overall credit worthiness, and 4.) implement credit-related policies as appropriate. Responsibilities * Handle portfolio of assigned accounts. * Gather and analyze credit and/or other data to determine impact on business operations, as appropriate. * Make recommendations for credit limits based on availability of credit insurance, LG payment history, trade references, third party sources, and other credit tools, as applicable. * Evaluate and implement internal and external credit scoring models using both traditional and other predictive technologies. * Participate in and contribute to projects to develop recommendations for credit policy, credit/data support systems and provide revenue, cost, delinquency, and loss forecasts. * Interface with customers and other departments to develop strategies to prevent problems and develop solutions to correct existing problems. * Represent the department at sales meetings to educate sales people and/or customers about LG credit policy. * Visit customers as required to evaluate operations, maintain a relationship, and/or obtain financial statement data. * Pursuit of the Certified Credit Executive designation through NACM. * Complete other related duties as assigned. Qualifications * Bachelor's degree in Finance, Accounting, or a related field * No formal experience is required, but must have basic knowledge and understanding of financial statements * Motivated for working as a credit analyst, building knowledge and understanding of financial statement analysis and credit work responsibilities * Strong organizational, analytical, problem-solving, verbal and written communication skills * Proficiency with MS Office (Word, Excel and PowerPoint) is a must Recruiting Range $60,000-$70,000 USD Benefits Offered Full-Time Employees: * No-cost employee premiums for you and your eligible dependents for competitive medical, dental, vision and prescription benefits. * Auto enrollment with immediate vesting of competitive company matching contributions in a 401(k) Retirement Savings Plan with several investment options. * Generous Paid Time Off program that includes company holidays and a combined bank of paid sick and vacation time. * Performance based Short-Term Incentives (varies by role). * Access to confidential mental health resources to help you and your loved ones improve your quality of life. Personal fitness goal incentives. * Family orientated benefits such as paid parental leave and support for families raising children with learning, social, behavioral challenges, or developmental disabilities. * Group Rate Life and Disability Insurance. Benefits Offered Temporary/Contractors: * Eligible for the relevant benefit programs offered through our partner agencies. Privacy Notice to California Applicants At LG, we aspire to empower people and celebrate differences because we believe diversity will create the unexpected. We provide equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law. Consistent with our commitment to providing equal opportunity and embracing diversity, LG has implemented affirmative action to ensure applicants are employed and employees are treated without regard to these characteristics. In addition to the above, LG believes that pay transparency is a key part of diversity, equity, and inclusion. Our salary ranges take into account many factors in making compensation decisions including but not limited to skillset, experience, licensure, certifications, internal equity, and other business needs. While we consider geographic pay differentials in final offers, because we operate in many geographies where applicable, the salary range listed may not reflect all geographic differentials applied.$60k-70k yearly 13d agoSenior Analyst - Credit & Collection Management - OTC BU India
Anheuser-Busch Inbev
Mississippi jobs
Dreaming big is in our DNA. It's who we are as a company. It's our culture. It's our heritage. And more than ever, it's our future. A future where we're always looking forward. Always serving up new ways to meet life's moments. A future where we keep dreaming bigger. We look for people with passion, talent, and curiosity, and provide them with the teammates, resources and opportunities to unleash their full potential. The power we create together - when we combine your strengths with ours - is unstoppable. Are you ready to join a team that dreams as big as you do? Dreaming big is in our DNA. It's who we are as a company. It's our culture. It's our heritage. And more than ever, it's our future. A future where we're always looking forward. Always serving up new ways to meet life's moments. A future where we keep dreaming bigger. We look for people with passion, talent, and curiosity, and provide them with teammates, resources, and opportunities to unleash their full potential. The power we create together - when we combine your strengths with ours - is unstoppable. Are you ready to join a team that dreams as big as you do? AB InBev GCC was incorporated in 2014 as a strategic partner for Anheuser-Busch InBev. The center leverages the power of data and analytics to drive growth for critical business functions such as operations, finance, people, and technology. The teams are transforming Operations through Tech and Analytics. Do You Dream Big? We Need You. Job Title: Senior Analyst, Credits & Collections - OTC Location: Bangalore Reporting to: Associate Manager - OTC Purpose of the Role: The Credit and Collections Specialist is responsible for managing the company's credit policies and ensuring the timely collection of outstanding invoices. This role aims to minimize financial risk by evaluating customer creditworthiness, monitoring receivables, and effectively resolving overdue accounts, thereby maintaining healthy cash flow and supporting the organization's financial stability. Is also accountable for the overall performance of the teams, achievement of business KPIs, as well as the results of contractual service level agreements with clients, for internal and external clients' satisfaction, and represents the point for escalation. To ensure internal and external client satisfaction by effectively communicating and helping to meet their respective needs, including working on client requests being solved in a timely fashion. To be the escalation point for internal clients. Coordinate with the Finance Macro Process Leader and other Finance Process Leaders to set and deliver our Sales-Finance strategy and transformation projects. Key tasks & accountabilities: * Assess and analyze customer credit applications and credit limits to ensure prudent risk management. * Monitor accounts receivable aging reports to identify overdue accounts and initiate timely collection efforts. * Communicate with customers via phone, email, and written correspondence to resolve payment issues and negotiate repayment plans. * Collaborate with sales and finance teams to resolve disputes and ensure accurate billing. * Maintain detailed records of collection activities and customer interactions in the CRM or ERP system. * Prepare regular reports on credit and collection performance metrics for management review. * Implement and enforce company credit policies and procedures in compliance with relevant laws and regulations. * Identify trends and potential risks in the credit portfolio and recommend corrective actions. * Support month-end closing processes by ensuring all receivables are appropriately accounted for. Audit Support: * Coordinate internal and external audit requests related to collections, AR, and reconciliations. * Provide supporting documents, reconciliations, samples, and balance proofs. * Ensure complete, accurate, and timely audit submissions. * Support process standardization to strengthen audit readiness. Cross-Functional Collaboration: * Work closely with Sales, IT, Government Affairs & Sales Finance to resolve billing, pricing, credit note, and deduction issues. * Participate in weekly huddles across functions to track dispute resolution and drive cash collection. * Share customer insights, payment behaviour, and risk signals proactively. Process Improvement & Compliance: * Identify gaps and propose enhancements in the collections and reconciliation processes. * Ensure adherence to company credit policies, Sox controls, and compliance guidelines. Support automation initiatives, workflow improvements, and standard templates Qualifications, Experience, Skills: * Bachelor's degree in finance, Accounting, or Commerce (master's degree or professional certification, such as CA/ICWA preferred). * Overall, 5 to 7 years of experience in managing accounts receivable * Experience in stakeholder management with the commercial function and customers * Experience in working in an ERP environment * FMCG or Shared Services experience is a plus. * Experience with the SAP financial module * Computer skills (Excel, PowerPoint, MS Project etc.) And above all of this, an undying love for beer! We dream big to create future with more cheers$46k-63k yearly est. Auto-Apply 5d ago
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