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Business banking officer vs foreclosure specialist

The differences between business banking officers and foreclosure specialists can be seen in a few details. Each job has different responsibilities and duties. Additionally, a business banking officer has an average salary of $77,195, which is higher than the $41,088 average annual salary of a foreclosure specialist.

The top three skills for a business banking officer include business development, customer relationships and customer service. The most important skills for a foreclosure specialist are foreclosure process, insurer, and loss mitigation.

Business banking officer vs foreclosure specialist overview

Business Banking OfficerForeclosure Specialist
Yearly salary$77,195$41,088
Hourly rate$37.11$19.75
Growth rate4%-3%
Number of jobs110,6168,166
Job satisfaction4-
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 50%
Average age4543
Years of experience6-

What does a business banking officer do?

A business banking officer is primarily in charge of liaising with clients, ensuring they get to receive prompt and efficient service. Among their responsibilities include identifying the clients' needs, answering inquiries, recommending other services, and addressing issues and concerns, resolving them in a timely manner. Moreover, a business banking officer may also devise networking strategies to identify new business or client opportunities. Above all, it is essential to build positive relationships with clients and adhere to the company's policies and regulations.

What does a foreclosure specialist do?

A foreclosure specialist is a real estate professional that manages foreclosure processes. Serving in this role means that you will have responsibilities such as ensuring that aspects related to foreclosure meet all government regulations from the federal level to the state level and that deadlines are met and duly communicated to all parties involved. You may have to work with mortgage holders that run the risk of default, in which case you will be tasked with renegotiating loan agreement changes.

Business banking officer vs foreclosure specialist salary

Business banking officers and foreclosure specialists have different pay scales, as shown below.

Business Banking OfficerForeclosure Specialist
Average salary$77,195$41,088
Salary rangeBetween $51,000 And $115,000Between $28,000 And $58,000
Highest paying CityNew York, NY-
Highest paying stateNew York-
Best paying companyTakeda Pharmaceuticals U.S.A., Inc.-
Best paying industryFinance-

Differences between business banking officer and foreclosure specialist education

There are a few differences between a business banking officer and a foreclosure specialist in terms of educational background:

Business Banking OfficerForeclosure Specialist
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Business banking officer vs foreclosure specialist demographics

Here are the differences between business banking officers' and foreclosure specialists' demographics:

Business Banking OfficerForeclosure Specialist
Average age4543
Gender ratioMale, 57.8% Female, 42.2%Male, 32.2% Female, 67.8%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%Black or African American, 8.6% Unknown, 3.9% Hispanic or Latino, 9.6% Asian, 10.0% White, 67.6% American Indian and Alaska Native, 0.3%
LGBT Percentage8%4%

Differences between business banking officer and foreclosure specialist duties and responsibilities

Business banking officer example responsibilities.

  • Manage a combination of commercial and personal banking relationships, and promote cross-selling across multiple product lines.
  • Manage a portfolio in various stages of workout including liquidation, refinancing, restructure, rehabilitation, bankruptcy and litigation.
  • Create new lending opportunities, deposit account acquisition, treasury management options and financial counseling.
  • Develop client relationship through financial transaction such as commercial real-estate financing, working capital, construction financing and SBA lending.
  • Compile data and prepare reports including loan covenant violation, collateral tracking, risk rating exception, and SBA liquidation reports.
  • Provide implementation and training on merchant services and treasury products
  • Show more

Foreclosure specialist example responsibilities.

  • Manage a SharePoint site to store all materials.
  • Manage property inspection process through network of accredit REO inspectors.
  • Manage both conforming and non-conforming loans according to FNMA guidelines to maximize recovery.
  • Work closely with assign eviction and foreclosure attorneys towards a successful lockout.
  • Communicate with attorneys in reference to their claims submit to FHLMC.
  • Update files in AS400 as well as LPS to reflect sales, mediation depositions and hearings.
  • Show more

Business banking officer vs foreclosure specialist skills

Common business banking officer skills
  • Business Development, 11%
  • Customer Relationships, 10%
  • Customer Service, 8%
  • Relationship Management, 6%
  • Financial Statements, 4%
  • Cash Management, 4%
Common foreclosure specialist skills
  • Foreclosure Process, 9%
  • Insurer, 6%
  • Loss Mitigation, 5%
  • Litigation, 5%
  • Real Estate, 5%
  • MSP, 5%

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