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Business banking officer vs loan administrator

The differences between business banking officers and loan administrators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a business banking officer and a loan administrator. Additionally, a business banking officer has an average salary of $77,195, which is higher than the $42,859 average annual salary of a loan administrator.

The top three skills for a business banking officer include business development, customer relationships and customer service. The most important skills for a loan administrator are customer service, data entry, and loan administration.

Business banking officer vs loan administrator overview

Business Banking OfficerLoan Administrator
Yearly salary$77,195$42,859
Hourly rate$37.11$20.61
Growth rate4%4%
Number of jobs110,61663,708
Job satisfaction4-
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 58%
Average age4545
Years of experience66

What does a business banking officer do?

A business banking officer is primarily in charge of liaising with clients, ensuring they get to receive prompt and efficient service. Among their responsibilities include identifying the clients' needs, answering inquiries, recommending other services, and addressing issues and concerns, resolving them in a timely manner. Moreover, a business banking officer may also devise networking strategies to identify new business or client opportunities. Above all, it is essential to build positive relationships with clients and adhere to the company's policies and regulations.

What does a loan administrator do?

A Loan Administrator is a person that takes care of all the documentation part of the loan process. Loans require a lot of documents and requirements, and a loan administrator is a person that helps the client accomplish all these requirements. It is also their job to help clients resolve issues and problems during the loan process. A Loan Administrator is a crucial and hectic job. The one qualified for this position must be good at handling pressure, be good at resolving issues, handle complaints, and communicate with people.

Business banking officer vs loan administrator salary

Business banking officers and loan administrators have different pay scales, as shown below.

Business Banking OfficerLoan Administrator
Average salary$77,195$42,859
Salary rangeBetween $51,000 And $115,000Between $31,000 And $59,000
Highest paying CityNew York, NYSeattle, WA
Highest paying stateNew YorkHawaii
Best paying companyTakeda Pharmaceuticals U.S.A., Inc.BNY Mellon
Best paying industryFinanceFinance

Differences between business banking officer and loan administrator education

There are a few differences between a business banking officer and a loan administrator in terms of educational background:

Business Banking OfficerLoan Administrator
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Business banking officer vs loan administrator demographics

Here are the differences between business banking officers' and loan administrators' demographics:

Business Banking OfficerLoan Administrator
Average age4545
Gender ratioMale, 57.8% Female, 42.2%Male, 23.2% Female, 76.8%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 63.0% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between business banking officer and loan administrator duties and responsibilities

Business banking officer example responsibilities.

  • Manage a combination of commercial and personal banking relationships, and promote cross-selling across multiple product lines.
  • Manage a portfolio in various stages of workout including liquidation, refinancing, restructure, rehabilitation, bankruptcy and litigation.
  • Create new lending opportunities, deposit account acquisition, treasury management options and financial counseling.
  • Develop client relationship through financial transaction such as commercial real-estate financing, working capital, construction financing and SBA lending.
  • Compile data and prepare reports including loan covenant violation, collateral tracking, risk rating exception, and SBA liquidation reports.
  • Provide implementation and training on merchant services and treasury products
  • Show more

Loan administrator example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Pull OFAC on all borrowers.
  • Order third party reports such as appraisals, titles, and OFAC information.
  • Order on FHA loans in a timely and efficient manner to meet month end deadlines.
  • Present and sell financial benefits of a variety of FHA, VA, and conventional loans.
  • Coordinate and maintain loans for adherence to credit policy as well as guidelines in keeping compliant with SBA regulations.
  • Show more

Business banking officer vs loan administrator skills

Common business banking officer skills
  • Business Development, 11%
  • Customer Relationships, 10%
  • Customer Service, 8%
  • Relationship Management, 6%
  • Financial Statements, 4%
  • Cash Management, 4%
Common loan administrator skills
  • Customer Service, 14%
  • Data Entry, 5%
  • Loan Administration, 5%
  • Loan Processing, 5%
  • Financial Statements, 4%
  • Due Diligence, 4%

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