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How to hire a claims service specialist

Claims service specialist hiring summary. Here are some key points about hiring claims service specialists in the United States:

  • There are a total of 4,806 claims service specialists in the US, and there are currently 93,831 job openings in this field.
  • The median cost to hire a claims service specialist is $1,633.
  • Small businesses spend $1,105 per claims service specialist on training each year, while large companies spend $658.
  • It takes between 36 and 42 days to fill the average role in the US.
  • It takes approximately 12 weeks for a new employee to reach full productivity levels.
  • HR departments typically allocate 15% of their budget towards recruitment efforts.
  • Poway, CA, has the highest demand for claims service specialists, with 2 job openings.

How to hire a claims service specialist, step by step

To hire a claims service specialist, you should create an ideal candidate profile, determine a budget, and post and promote your job. Here's a step-by-step guide on how to hire a claims service specialist:

Here's a step-by-step claims service specialist hiring guide:

  • Step 1: Identify your hiring needs
  • Step 2: Create an ideal candidate profile
  • Step 3: Make a budget
  • Step 4: Write a claims service specialist job description
  • Step 5: Post your job
  • Step 6: Interview candidates
  • Step 7: Send a job offer and onboard your new claims service specialist
  • Step 8: Go through the hiring process checklist

What does a claims service specialist do?

A claims service specialist works at insurance companies where they are in charge of reviewing and processing insurance claims according to protocols and policies. Among their usual responsibilities include conducting investigations, gathering and verifying documentation, traveling to different areas to examine property damages or personal injuries, conducting interviews, negotiating with external parties, and developing plans to optimize operations. Moreover, a claims service specialist must keep abreast with the latest changes in laws regarding insurance claims and policies.

Learn more about the specifics of what a claims service specialist does
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  1. Identify your hiring needs

    The claims service specialist hiring process starts by determining what type of worker you actually need. Certain roles might require a full-time employee, whereas part-time workers or contractors can do others.

    Determine employee vs contractor status
    Is the person you're thinking of hiring a US citizen or green card holder?

    A claims service specialist's background is also an important factor in determining whether they'll be a good fit for the position. For example, claims service specialists from different industries or fields will have radically different experiences and will bring different viewpoints to the role. You also need to consider the candidate's previous level of experience to make sure they'll be comfortable with the job's level of seniority.

    This list presents claims service specialist salaries for various positions.

    Type of Claims Service SpecialistDescriptionHourly rate
    Claims Service SpecialistCustomer service representatives interact with customers to handle complaints, process orders, and provide information about an organization’s products and services.$15-23
    Service AgentA service agent is a professional whose primary function is to provide a friendly service to internal and external customers about the organization's products and services. An agent should be people-oriented, highly motivated with a positive and friendly attitude... Show more$10-18
    Claims Service RepresentativeClaims service representatives evaluate customer insurance claims. Their tasks in this career include interviewing witnesses or customers and visiting accident sites to assess the scope of the claim... Show more$14-20
  2. Create an ideal candidate profile

    Common skills:
    • Customer Service
    • Process Claims
    • Data Entry
    • Auto Claims
    • Telephone Calls
    • Strong Analytical
    • Insurance Claims
    • Inbound Calls
    • Loss Claims
    • Word Processing
    • Support Functions
    • Customer Inquiries
    • Claims Handling
    • Outbound Calls
    Check all skills
    Responsibilities:
    • Manage expedition of appeals via problem solving and collaboration with other departments.
    • Perform data entry and assessment evaluations regarding admitting patients in facilities.
    • Verify demographics, review EOB's, bill charges and modifiers.
    • Answer all correspondence pertaining patient, provider or policy per HIPAA guidelines.
    • Review payment invoices to verify correct CPT codes are used before making payments.
    • Respond to adverse benefit determination decisions on the appropriate DOL and HIPAA compliant format.
    More claims service specialist duties
  3. Make a budget

    Including a salary range in your claims service specialist job description is a great way to entice the best and brightest candidates. A claims service specialist salary can vary based on several factors:
    • Location. For example, claims service specialists' average salary in mississippi is 44% less than in alaska.
    • Seniority. Entry-level claims service specialists earn 33% less than senior-level claims service specialists.
    • Certifications. A claims service specialist with a few certifications under their belt will likely demand a higher salary.
    • Company. Working for a prestigious company or an exciting start-up can make a huge difference in a claims service specialist's salary.

    Average claims service specialist salary

    $39,962yearly

    $19.21 hourly rate

    Entry-level claims service specialist salary
    $32,000 yearly salary
    Updated January 23, 2026

    Average claims service specialist salary by state

    RankStateAvg. salaryHourly rate
    1Washington$50,953$25
    2California$50,031$24
    3Illinois$49,257$24
    4Florida$46,877$23
    5Georgia$44,301$21
    6Missouri$43,392$21
    7New York$43,072$21
    8Texas$40,243$19
    9Kansas$39,003$19
    10Arizona$38,269$18
    11Massachusetts$38,098$18
    12New Jersey$37,676$18
    13Alabama$37,154$18
    14Virginia$36,495$18
    15West Virginia$34,234$16

    Average claims service specialist salary by company

    RankCompanyAverage salaryHourly rateJob openings
    1W. R. Berkley$45,831$22.0334
    2BERKLEY TECHNOLOGY SERVICES$44,113$21.2139
    3HUB International$41,298$19.8514
    4CNA Insurance$40,787$19.6165
    5Chubb$40,365$19.41128
    6GEICO$40,294$19.3760
    7Nationwide$40,287$19.3755
    8Allstate$39,919$19.1925
    9Adecco$37,111$17.8413
    10Landstar System$36,277$17.441
    11Centers Plan For Healthy Living$35,562$17.10
    12West Virginia University$35,070$16.86
  4. Writing a claims service specialist job description

    A claims service specialist job description should include a summary of the role, required skills, and a list of responsibilities. It's also good to include a salary range and the first name of the hiring manager. Below, you can find an example of a claims service specialist job description:

    Claims service specialist job description example

    Salary: $20.50 per hour / $41,307.50 annually

    Salary with a 4-year degree: $21.89 per hour / $44,307.50 annually

    Claim your career growth as a Claims Service Specialist at GEICO's Lenexa, KS office and be a part of one of the fastest-growing auto insurers in the United States! If you are motivated, all about solutions, and empathetic to the needs of customers, come grow a fulfilling career with us!

    Through our paid, industry-leading training, you will learn the ins and outs of the claims process and be ready to assist our policyholders when they need us the most - during an accident. As a Claims Service Specialist, you will collect facts about the accident, investigate claim details, and collect statements from involved parties. Our policyholders will count on your patience, support, and attention to detail to get them back on the road as quickly as possible. GEICO will also give you the space and grace to explore your abilities and learn new ones. So if you are ready to start growing your career, let's talk!

    Benefits:

    At GEICO, we make sure you have the support and resources to leverage and develop your skills, secure your financial future, and take care of your health and well-being. GEICO continually seeks to provide a workplace where everyone can be their authentic self. To help achieve this goal, we support associate-led Employee Resource Groups that foster a true sense of community. Through GEICO's competitive benefits offerings and various training and development opportunities, we have you covered with our Total Rewards Program* that includes:

    • Premier Medical, Dental, and Vision Insurance with no waiting period**
    • Paid Vacation, Sick and Parental Leave
    • 401(k) Plan
    • Tuition Assistance including Direct Billing and Reimbursement payment plan options
    • Paid Training, Licensures, and Certificates

    Salary:

    Salary: $20.34 per hour / $41,000 annually

    Salary with a 4-year degree: $21.83 per hour / $44,000 annually

    Many associates see a base salary increase of 10% within their first year as a Claims Specialist. Top associates can see increases up to 15%!

    Qualifications & Skills:

    • Experience providing outstanding customer service by showcasing expertise, fostering trust and growing customer satisfaction
    • Solid computer multitasking skills
    • Ability to effectively communicate, verbally and in writing, and willingness to expand on these abilities
    • Ability to work comfortably and grow in a fast-paced, high-volume call center environment
    • Minimum of high school diploma or equivalent, college degree or currently pursuing preferred
    • Eagerness to explore new skills and openness to different career paths

    To ensure our associates receive the training and support needed to excel and thrive, associates hired for this position are generally required to work at the GEICO building during their orientation period. The safety of our associates, both current and future, is GEICO's highest priority, and we have implemented rigorous safety measures and policies to ensure our associates are protected. These safety protocols include:

    • Temperature screening when entering the building

    • Daily health survey

    • Social distancing measures

    • Required mask wearing in common areas

    • CDC approved disinfectant usage and increased cleaning measures

    GEICO will continue to monitor the COVID-19 situation closely, and will adjust policies as needed to ensure the continued safety of our associates.

    *Benefits may be different by location. Benefit eligibility requirements vary and may include length of service.

    **Coverage begins on the date of hire. Must enroll in New Hire Benefits within 30 days of the date of hire for coverage to take effect.

    GEICO is proud to be an equal opportunity employer. We are committed to cultivating an environment where equal employment opportunities are available to all associates and job applicants regardless of race, color, religious creed, national origin, ancestry, age, gender, pregnancy, sexual orientation, gender identity, marital status, familial status, disability or genetic information, in compliance with applicable federal, state and local law. GEICO celebrates diversity and believes it is critical to our success. As such, we are committed to recruit, develop and retain the most talented individuals to join our team.

  5. Post your job

    To find claims service specialists for your business, try out a few different recruiting strategies:

    • Consider internal talent. One of the most important talent pools for any company is its current employees.
    • Ask for referrals. Reach out to friends, family members, and your current work to ask if they know any claims service specialists they would recommend.
    • Recruit at local colleges. Attend job fairs at local colleges to recruit entry-level claims service specialists with the right educational background.
    • Social media platforms. LinkedIn, Facebook, and Twitter have more than 3.5 billion users, and they're a great place for company branding and reaching potential job candidates.
    Post your job online:
    • Post your claims service specialist job on Zippia to find and recruit claims service specialist candidates who meet your exact specifications.
    • Use field-specific websites.
    • Post a job on free websites.
  6. Interview candidates

    During your first interview to recruit claims service specialists, engage with candidates to learn about their interest in the role and experience in the field. During the following interview, you'll be able to go into more detail about the company, the position, and the responsibilities.

    It's also good to ask about candidates' unique skills and talents. You can move on to the technical interview if a candidate is good enough for the next step.

    The right interview questions can help you assess a candidate's hard skills, behavioral intelligence, and soft skills.

  7. Send a job offer and onboard your new claims service specialist

    Once you've found the claims service specialist candidate you'd like to hire, it's time to write an offer letter. This should include an explicit job offer that includes the salary and the details of any other perks. Qualified candidates might be looking at multiple positions, so your offer must be competitive if you like the candidate. Also, be prepared for a negotiation stage, as candidates may way want to tweak the details of your initial offer. Once you've settled on these details, you can draft a contract to formalize your agreement.

    It's also good etiquette to follow up with applicants who don't get the job by sending them an email letting them know that the position has been filled.

    After that, you can create an onboarding schedule for a new claims service specialist. Human Resources and the hiring manager should complete Employee Action Forms. Human Resources should also ensure that onboarding paperwork is completed, including I-9s, benefits enrollment, federal and state tax forms, etc., and that new employee files are created.

  8. Go through the hiring process checklist

    • Determine employee type (full-time, part-time, contractor, etc.)
    • Submit a job requisition form to the HR department
    • Define job responsibilities and requirements
    • Establish budget and timeline
    • Determine hiring decision makers for the role
    • Write job description
    • Post job on job boards, company website, etc.
    • Promote the job internally
    • Process applications through applicant tracking system
    • Review resumes and cover letters
    • Shortlist candidates for screening
    • Hold phone/virtual interview screening with first round of candidates
    • Conduct in-person interviews with top candidates from first round
    • Score candidates based on weighted criteria (e.g., experience, education, background, cultural fit, skill set, etc.)
    • Conduct background checks on top candidates
    • Check references of top candidates
    • Consult with HR and hiring decision makers on job offer specifics
    • Extend offer to top candidate(s)
    • Receive formal job offer acceptance and signed employment contract
    • Inform other candidates that the position has been filled
    • Set and communicate onboarding schedule to new hire(s)
    • Complete new hire paperwork (i9, benefits enrollment, tax forms, etc.)
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How much does it cost to hire a claims service specialist?

Hiring a claims service specialist comes with both the one-time cost per hire and ongoing costs. The cost of recruiting claims service specialists involves promoting the job and spending time conducting interviews. Ongoing costs include employee salary, training, benefits, insurance, and equipment. It is essential to consider the cost of claims service specialist recruiting as well the ongoing costs of maintaining the new employee.

The median annual salary for claims service specialists is $39,962 in the US. However, the cost of claims service specialist hiring can vary a lot depending on location. Additionally, hiring a claims service specialist for contract work or on a per-project basis typically costs between $15 and $23 an hour.

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