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Credit assessment analyst vs commercial analyst

The differences between credit assessment analysts and commercial analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 1-2 years to become both a credit assessment analyst and a commercial analyst. Additionally, a credit assessment analyst has an average salary of $93,073, which is higher than the $83,036 average annual salary of a commercial analyst.

The top three skills for a credit assessment analyst include financial statements, and . The most important skills for a commercial analyst are portfolio, data analysis, and financial statements.

Credit assessment analyst vs commercial analyst overview

Credit Assessment AnalystCommercial Analyst
Yearly salary$93,073$83,036
Hourly rate$44.75$39.92
Growth rate-9%
Number of jobs6,65054,953
Job satisfaction--
Most common degreeBachelor's Degree, 76%Bachelor's Degree, 72%
Average age3939
Years of experience22

Credit assessment analyst vs commercial analyst salary

Credit assessment analysts and commercial analysts have different pay scales, as shown below.

Credit Assessment AnalystCommercial Analyst
Average salary$93,073$83,036
Salary rangeBetween $51,000 And $168,000Between $60,000 And $114,000
Highest paying City-New York, NY
Highest paying state-New York
Best paying company-Meta
Best paying industry-Energy

Differences between credit assessment analyst and commercial analyst education

There are a few differences between a credit assessment analyst and a commercial analyst in terms of educational background:

Credit Assessment AnalystCommercial Analyst
Most common degreeBachelor's Degree, 76%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeSan Diego State UniversityUniversity of Pennsylvania

Credit assessment analyst vs commercial analyst demographics

Here are the differences between credit assessment analysts' and commercial analysts' demographics:

Credit Assessment AnalystCommercial Analyst
Average age3939
Gender ratioMale, 63.2% Female, 36.8%Male, 53.2% Female, 46.8%
Race ratioBlack or African American, 4.8% Unknown, 2.4% Hispanic or Latino, 7.4% Asian, 8.2% White, 76.9% American Indian and Alaska Native, 0.3%Black or African American, 8.1% Unknown, 2.7% Hispanic or Latino, 9.7% Asian, 10.7% White, 68.5% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between credit assessment analyst and commercial analyst duties and responsibilities

Credit assessment analyst example responsibilities.

  • Utilize data manipulation and quantitative analysis using VBA macros, SQL and advance excel knowledge to manage credit risk exposure.
  • Reduce risk associate with mortgage-backed securities by providing quality assurance on the servicing and cash-flow reporting of all parties involve.
  • Reduce risk associate with mortgage-backed securities by providing quality assurance on the servicing and cash-flow reporting of all parties involve.

Commercial analyst example responsibilities.

  • Manage datasets in SAS, which are used by various groups.
  • Develop, maintain financial models/applications (VBA Excel/Access) to automate and streamline business processes and perform financial analysis.
  • Perform SQL tuning to improve the performance of the queries.
  • Participate in initial reports build and optimization of existing reports and ETL during post-implementation cycle of EMR build.
  • Implement commercial strategy and tactics in the areas of upstream supply chain management, scheduling, sales origination and purchase origination.
  • Identify and develop specific KPIs and quality improvement goals.
  • Show more

Credit assessment analyst vs commercial analyst skills

Common credit assessment analyst skills
  • Financial Statements, 100%
Common commercial analyst skills
  • Portfolio, 12%
  • Data Analysis, 8%
  • Financial Statements, 7%
  • Business Development, 6%
  • SQL, 6%
  • Real Estate, 5%

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