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Credit negotiator vs commercial analyst

The differences between credit negotiators and commercial analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 1-2 years to become both a credit negotiator and a commercial analyst. Additionally, a credit negotiator has an average salary of $207,848, which is higher than the $83,036 average annual salary of a commercial analyst.

The top three skills for a credit negotiator include outbound calls, consumer debt and collection agencies. The most important skills for a commercial analyst are portfolio, data analysis, and financial statements.

Credit negotiator vs commercial analyst overview

Credit NegotiatorCommercial Analyst
Yearly salary$207,848$83,036
Hourly rate$99.93$39.92
Growth rate-9%
Number of jobs5,45854,953
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 72%
Average age3939
Years of experience22

Credit negotiator vs commercial analyst salary

Credit negotiators and commercial analysts have different pay scales, as shown below.

Credit NegotiatorCommercial Analyst
Average salary$207,848$83,036
Salary rangeBetween $100,000 And $431,000Between $60,000 And $114,000
Highest paying City-New York, NY
Highest paying state-New York
Best paying company-Meta
Best paying industry-Energy

Differences between credit negotiator and commercial analyst education

There are a few differences between a credit negotiator and a commercial analyst in terms of educational background:

Credit NegotiatorCommercial Analyst
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Credit negotiator vs commercial analyst demographics

Here are the differences between credit negotiators' and commercial analysts' demographics:

Credit NegotiatorCommercial Analyst
Average age3939
Gender ratioMale, 40.5% Female, 59.5%Male, 53.2% Female, 46.8%
Race ratioBlack or African American, 8.4% Unknown, 2.7% Hispanic or Latino, 10.0% Asian, 8.6% White, 70.1% American Indian and Alaska Native, 0.3%Black or African American, 8.1% Unknown, 2.7% Hispanic or Latino, 9.7% Asian, 10.7% White, 68.5% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between credit negotiator and commercial analyst duties and responsibilities

Credit negotiator example responsibilities.

  • Manage accounting operations, accounting close, account reporting and reconciliations.
  • Represent company in arbitration settlement negotiations that result in an agreement to obtain governmental approval for the sale of the business.
  • Participate in structuring terms and reviewing legal documents for derivative transactions, letters of credit, and liquidity facilities.

Commercial analyst example responsibilities.

  • Manage datasets in SAS, which are used by various groups.
  • Develop, maintain financial models/applications (VBA Excel/Access) to automate and streamline business processes and perform financial analysis.
  • Perform SQL tuning to improve the performance of the queries.
  • Participate in initial reports build and optimization of existing reports and ETL during post-implementation cycle of EMR build.
  • Implement commercial strategy and tactics in the areas of upstream supply chain management, scheduling, sales origination and purchase origination.
  • Identify and develop specific KPIs and quality improvement goals.
  • Show more

Credit negotiator vs commercial analyst skills

Common credit negotiator skills
  • Outbound Calls, 29%
  • Consumer Debt, 19%
  • Collection Agencies, 11%
  • Computer System, 11%
  • POA, 10%
  • Inbound Calls, 6%
Common commercial analyst skills
  • Portfolio, 12%
  • Data Analysis, 8%
  • Financial Statements, 7%
  • Business Development, 6%
  • SQL, 6%
  • Real Estate, 5%

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