Credit negotiator vs credit analyst

The differences between credit negotiators and credit analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 1-2 years to become both a credit negotiator and a credit analyst. Additionally, a credit negotiator has an average salary of $207,848, which is higher than the $61,422 average annual salary of a credit analyst.

The top three skills for a credit negotiator include outbound calls, consumer debt and collection agencies. The most important skills for a credit analyst are customer service, credit analysis, and customer accounts.

Credit negotiator vs credit analyst overview

	Credit Negotiator	Credit Analyst
Yearly salary	$207,848	$61,422
Hourly rate	$99.93	$29.53
Growth rate	-	-5%
Number of jobs	5,458	16,406
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 51%	Bachelor's Degree, 65%
Average age	39	39
Years of experience	2	2

Credit negotiator vs credit analyst salary

Credit negotiators and credit analysts have different pay scales, as shown below.

	Credit Negotiator	Credit Analyst
Average salary	$207,848	$61,422
Salary range	Between $100,000 And $431,000	Between $40,000 And $93,000
Highest paying City	-	New York, NY
Highest paying state	-	New York
Best paying company	-	Apollo Global Management
Best paying industry	-	Finance

Differences between credit negotiator and credit analyst education

There are a few differences between a credit negotiator and a credit analyst in terms of educational background:

	Credit Negotiator	Credit Analyst
Most common degree	Bachelor's Degree, 51%	Bachelor's Degree, 65%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Credit negotiator vs credit analyst demographics

Here are the differences between credit negotiators' and credit analysts' demographics:

	Credit Negotiator	Credit Analyst
Average age	39	39
Gender ratio	Male, 40.5% Female, 59.5%	Male, 44.2% Female, 55.8%
Race ratio	Black or African American, 8.4% Unknown, 2.7% Hispanic or Latino, 10.0% Asian, 8.6% White, 70.1% American Indian and Alaska Native, 0.3%	Black or African American, 7.7% Unknown, 2.6% Hispanic or Latino, 9.5% Asian, 10.5% White, 69.4% American Indian and Alaska Native, 0.3%
LGBT Percentage	11%	11%

Differences between credit negotiator and credit analyst duties and responsibilities

Credit negotiator example responsibilities.

Manage accounting operations, accounting close, account reporting and reconciliations.
Represent company in arbitration settlement negotiations that result in an agreement to obtain governmental approval for the sale of the business.
Participate in structuring terms and reviewing legal documents for derivative transactions, letters of credit, and liquidity facilities.

Credit analyst example responsibilities.

Provide treasury with funding requirements to maximize LIBOR rate advantage.
Manage a team to help facilitate efficient loan origination, underwriting and closing.
Lead a presentation to the FHA quantitative team by using multiple data visualization techniques.
Manage A/R transactions, prepare weekly account reconciliation's, perform research/ adjustments on A/P and A/R discrepancy accounts.
Utilize data manipulation and quantitative analysis using VBA macros, SQL and advance excel knowledge to manage credit risk exposure.
Manage accounting operations, accounting close, account reporting and reconciliations.

Credit negotiator vs credit analyst skills

Common credit negotiator skills

Outbound Calls, 29%
Consumer Debt, 19%
Collection Agencies, 11%
Computer System, 11%
POA, 10%
Inbound Calls, 6%

Common credit analyst skills

Customer Service, 12%
Credit Analysis, 7%
Customer Accounts, 4%
Real Estate, 4%
Credit Risk, 4%
Strong Analytical, 4%