Credit negotiator vs mortgage analyst

The differences between credit negotiators and mortgage analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 1-2 years to become both a credit negotiator and a mortgage analyst. Additionally, a credit negotiator has an average salary of $207,848, which is higher than the $32,763 average annual salary of a mortgage analyst.

The top three skills for a credit negotiator include outbound calls, consumer debt and collection agencies. The most important skills for a mortgage analyst are origination, financial statements, and excellent organizational.

Credit negotiator vs mortgage analyst overview

	Credit Negotiator	Mortgage Analyst
Yearly salary	$207,848	$32,763
Hourly rate	$99.93	$15.75
Growth rate	-	4%
Number of jobs	5,458	22,208
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 51%	Bachelor's Degree, 71%
Average age	39	39
Years of experience	2	2

Credit negotiator vs mortgage analyst salary

Credit negotiators and mortgage analysts have different pay scales, as shown below.

	Credit Negotiator	Mortgage Analyst
Average salary	$207,848	$32,763
Salary range	Between $100,000 And $431,000	Between $13,000 And $77,000
Highest paying City	-	New York, NY
Highest paying state	-	New York
Best paying company	-	Citi
Best paying industry	-	-

Differences between credit negotiator and mortgage analyst education

There are a few differences between a credit negotiator and a mortgage analyst in terms of educational background:

	Credit Negotiator	Mortgage Analyst
Most common degree	Bachelor's Degree, 51%	Bachelor's Degree, 71%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Credit negotiator vs mortgage analyst demographics

Here are the differences between credit negotiators' and mortgage analysts' demographics:

	Credit Negotiator	Mortgage Analyst
Average age	39	39
Gender ratio	Male, 40.5% Female, 59.5%	Male, 54.1% Female, 45.9%
Race ratio	Black or African American, 8.4% Unknown, 2.7% Hispanic or Latino, 10.0% Asian, 8.6% White, 70.1% American Indian and Alaska Native, 0.3%	Black or African American, 8.2% Unknown, 2.7% Hispanic or Latino, 9.8% Asian, 9.6% White, 69.3% American Indian and Alaska Native, 0.3%
LGBT Percentage	11%	11%

Differences between credit negotiator and mortgage analyst duties and responsibilities

Credit negotiator example responsibilities.

Manage accounting operations, accounting close, account reporting and reconciliations.
Represent company in arbitration settlement negotiations that result in an agreement to obtain governmental approval for the sale of the business.
Participate in structuring terms and reviewing legal documents for derivative transactions, letters of credit, and liquidity facilities.

Mortgage analyst example responsibilities.

Manage a pipeline of fund TRID loans for completeness so they can be deliver and purchase by the required investor.
Examine bankruptcy documentation for possible misrepresentation of employment and income at the time of origination.
Review loan documents relating to origination, collateral valuations and perform accounting audits & research.
Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
Cite for excellence in interpersonal communications, teamwork, QC review, flexibility and reliability.

Credit negotiator vs mortgage analyst skills

Common credit negotiator skills

Outbound Calls, 29%
Consumer Debt, 19%
Collection Agencies, 11%
Computer System, 11%
POA, 10%
Inbound Calls, 6%

Common mortgage analyst skills

Origination, 10%
Financial Statements, 8%
Excellent Organizational, 6%
Strong Analytical, 5%
Real Estate, 5%
Investor Guidelines, 4%