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Loan assistant vs mortgage loan processor

The differences between loan assistants and mortgage loan processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a loan assistant and a mortgage loan processor. Additionally, a mortgage loan processor has an average salary of $43,594, which is higher than the $36,962 average annual salary of a loan assistant.

The top three skills for a loan assistant include customer service, loan applications and mortgage loans. The most important skills for a mortgage loan processor are customer service, FHA, and va.

Loan assistant vs mortgage loan processor overview

Loan AssistantMortgage Loan Processor
Yearly salary$36,962$43,594
Hourly rate$17.77$20.96
Growth rate-3%-3%
Number of jobs8,92316,276
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 50%
Average age4242
Years of experience44

What does a loan assistant do?

Loan assistants act as support primarily to loan officers in preparing, reviewing, and verifying account documentation pertinent to loans. Also, ensuring the completeness of the loan files and that all collateral has been properly secured. In addition, loan assistants update collateral values on commercial and residential real estate loans as assigned by senior management. They stay within the guidelines established by bank policy and maintain the highest level of confidentiality with all information obtained.

What does a mortgage loan processor do?

A mortgage loan processor is a person who is responsible for the preparation of mortgage applications and any other paperwork. Mortgage loan processors interview the loan applicants, assist them in selecting the right mortgage, and approve or reject their applications. They are expected to have excellent communication, extraordinary interpersonal abilities, and strong attention to detail. Their job involves working with the loan officer and the underwriter. Also, they must be equipped with management skills and aptitude in math.

Loan assistant vs mortgage loan processor salary

Loan assistants and mortgage loan processors have different pay scales, as shown below.

Loan AssistantMortgage Loan Processor
Average salary$36,962$43,594
Salary rangeBetween $28,000 And $47,000Between $33,000 And $57,000
Highest paying CityOlympia, WASan Francisco, CA
Highest paying stateWashingtonMassachusetts
Best paying companyUniversity of California, BerkeleyAmplify Credit Union
Best paying industryFinanceProfessional

Differences between loan assistant and mortgage loan processor education

There are a few differences between a loan assistant and a mortgage loan processor in terms of educational background:

Loan AssistantMortgage Loan Processor
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan assistant vs mortgage loan processor demographics

Here are the differences between loan assistants' and mortgage loan processors' demographics:

Loan AssistantMortgage Loan Processor
Average age4242
Gender ratioMale, 18.2% Female, 81.8%Male, 21.7% Female, 78.3%
Race ratioBlack or African American, 12.2% Unknown, 4.3% Hispanic or Latino, 15.4% Asian, 7.4% White, 60.2% American Indian and Alaska Native, 0.4%Black or African American, 13.3% Unknown, 4.3% Hispanic or Latino, 14.2% Asian, 6.8% White, 61.1% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between loan assistant and mortgage loan processor duties and responsibilities

Loan assistant example responsibilities.

  • Keep the ATM balance and fill.
  • General teller duties, responsible for balancing cash drawer, ATM, vault.
  • Background in commercial real estate lending, A/R lending, SBA, construction loans, and consumer lending.
  • Iprocess all NSF returns including and not limit to checks, ACH, chargebacks and all cash items.
  • Request and work with all SBA offices for loan documents as needed for disputes or proof of debt request.
  • Support streamlined document management for residential mortgage origination company.
  • Show more

Mortgage loan processor example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Process all types of loan products including FHA, VA, conventional, no income verification, and the self-employed borrower.
  • Assist with executing all loan sales in the secondary market to FNMA, FHLMC and private investors.
  • Verify and validate loan applications for conforming, FHA, VA applications via DU/LP and complex lender software programs.
  • Process USDA and conventional loans.
  • Show more

Loan assistant vs mortgage loan processor skills

Common loan assistant skills
  • Customer Service, 19%
  • Loan Applications, 9%
  • Mortgage Loans, 7%
  • Financial Statements, 5%
  • Order Appraisals, 5%
  • Data Entry, 4%
Common mortgage loan processor skills
  • Customer Service, 22%
  • FHA, 6%
  • Va, 6%
  • Property Appraisals, 5%
  • Excellent Organizational, 5%
  • Investor Guidelines, 5%

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