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Loan closer vs document processor

The differences between loan closers and document processors can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a loan closer, becoming a document processor takes usually requires 6-12 months. Additionally, a loan closer has an average salary of $39,093, which is higher than the $32,730 average annual salary of a document processor.

The top three skills for a loan closer include customer service, excellent organizational and TRID. The most important skills for a document processor are data entry, quality standards, and real estate.

Loan closer vs document processor overview

Loan CloserDocument Processor
Yearly salary$39,093$32,730
Hourly rate$18.79$15.74
Growth rate-3%-
Number of jobs11,4318,761
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 35%
Average age4250
Years of experience412

What does a loan closer do?

A loan closer is primarily in charge of handling and closing loan documentation, ensuring accuracy and smooth transactions. A loan closer's responsibilities revolve around liaising with clients to guarantee that they adhere to every term in the contract, preparing necessary reports and documents, monitoring payment progress, and ensuring that they have a deep understanding of the obligations under the contract. Furthermore, it is essential to maintain records of all transactions and assist clients, all while implementing the company's policies and regulations.

What does a document processor do?

Document processors are professionals who are responsible for managing the documenting processes and systems of an organization. These processors are required to organize documents after they have received and processed incoming documents such as texts and audio-visual formats. They must follow the data program techniques and procedures so that they can maintain data entry requirements and ensure quality assurance with all work completed. Document processors must also adhere to companies when handling materials, especially those with confidential information.

Loan closer vs document processor salary

Loan closers and document processors have different pay scales, as shown below.

Loan CloserDocument Processor
Average salary$39,093$32,730
Salary rangeBetween $30,000 And $50,000Between $26,000 And $40,000
Highest paying CityBellevue, WABoston, MA
Highest paying stateWashingtonMassachusetts
Best paying companyTata GroupPfizer
Best paying industryFinanceInsurance

Differences between loan closer and document processor education

There are a few differences between a loan closer and a document processor in terms of educational background:

Loan CloserDocument Processor
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 35%
Most common majorBusinessBusiness
Most common collegeUniversity of Pennsylvania-

Loan closer vs document processor demographics

Here are the differences between loan closers' and document processors' demographics:

Loan CloserDocument Processor
Average age4250
Gender ratioMale, 22.6% Female, 77.4%Male, 28.9% Female, 71.1%
Race ratioBlack or African American, 12.9% Unknown, 4.3% Hispanic or Latino, 14.8% Asian, 7.0% White, 60.6% American Indian and Alaska Native, 0.4%Black or African American, 6.7% Unknown, 4.5% Hispanic or Latino, 10.7% Asian, 4.7% White, 72.3% American Indian and Alaska Native, 1.1%
LGBT Percentage7%7%

Differences between loan closer and document processor duties and responsibilities

Loan closer example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Update files by obtaining annual and interim financial statements, renew insurance policies and UCC amendments, continuations and terminations.
  • Maintain a working knowledge of government underwriting policies pertaining to multiple programs such as VA, USDA, and FHA financing.
  • Gain knowledge of requirements establish by the FHA/VA, FNMA, FHLMC and private investors.
  • Prepare the delivery of mortgage loan documents to facilitate the processing of mortgage loan closings including TRID.
  • Prepare loan documents for retail mortgages (conventional, VA, FHA), all states in a paperless environment.
  • Show more

Document processor example responsibilities.

  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Summer internship, FHA loan processing
  • Used WordPerfect in windows environment.
  • Scan responses using an OPEX scanner.
  • Enter vehicle data into the AS400 system.
  • Prep, scan and index documents using OnBase.
  • Show more

Loan closer vs document processor skills

Common loan closer skills
  • Customer Service, 24%
  • Excellent Organizational, 5%
  • TRID, 4%
  • FHA, 4%
  • Va, 4%
  • RESPA, 4%
Common document processor skills
  • Data Entry, 51%
  • Quality Standards, 7%
  • Real Estate, 5%
  • Computer System, 4%
  • Office Equipment, 4%
  • Clerical Tasks, 2%

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