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Loan closer vs loan administrator

The differences between loan closers and loan administrators can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a loan closer, becoming a loan administrator takes usually requires 4-6 years. Additionally, a loan administrator has an average salary of $42,859, which is higher than the $39,093 average annual salary of a loan closer.

The top three skills for a loan closer include customer service, excellent organizational and TRID. The most important skills for a loan administrator are customer service, data entry, and loan administration.

Loan closer vs loan administrator overview

Loan CloserLoan Administrator
Yearly salary$39,093$42,859
Hourly rate$18.79$20.61
Growth rate-3%4%
Number of jobs11,43163,708
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 58%
Average age4245
Years of experience46

What does a loan closer do?

A loan closer is primarily in charge of handling and closing loan documentation, ensuring accuracy and smooth transactions. A loan closer's responsibilities revolve around liaising with clients to guarantee that they adhere to every term in the contract, preparing necessary reports and documents, monitoring payment progress, and ensuring that they have a deep understanding of the obligations under the contract. Furthermore, it is essential to maintain records of all transactions and assist clients, all while implementing the company's policies and regulations.

What does a loan administrator do?

A Loan Administrator is a person that takes care of all the documentation part of the loan process. Loans require a lot of documents and requirements, and a loan administrator is a person that helps the client accomplish all these requirements. It is also their job to help clients resolve issues and problems during the loan process. A Loan Administrator is a crucial and hectic job. The one qualified for this position must be good at handling pressure, be good at resolving issues, handle complaints, and communicate with people.

Loan closer vs loan administrator salary

Loan closers and loan administrators have different pay scales, as shown below.

Loan CloserLoan Administrator
Average salary$39,093$42,859
Salary rangeBetween $30,000 And $50,000Between $31,000 And $59,000
Highest paying CityBellevue, WASeattle, WA
Highest paying stateWashingtonHawaii
Best paying companyTata GroupBNY Mellon
Best paying industryFinanceFinance

Differences between loan closer and loan administrator education

There are a few differences between a loan closer and a loan administrator in terms of educational background:

Loan CloserLoan Administrator
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan closer vs loan administrator demographics

Here are the differences between loan closers' and loan administrators' demographics:

Loan CloserLoan Administrator
Average age4245
Gender ratioMale, 22.6% Female, 77.4%Male, 23.2% Female, 76.8%
Race ratioBlack or African American, 12.9% Unknown, 4.3% Hispanic or Latino, 14.8% Asian, 7.0% White, 60.6% American Indian and Alaska Native, 0.4%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 63.0% American Indian and Alaska Native, 0.5%
LGBT Percentage7%8%

Differences between loan closer and loan administrator duties and responsibilities

Loan closer example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Update files by obtaining annual and interim financial statements, renew insurance policies and UCC amendments, continuations and terminations.
  • Maintain a working knowledge of government underwriting policies pertaining to multiple programs such as VA, USDA, and FHA financing.
  • Gain knowledge of requirements establish by the FHA/VA, FNMA, FHLMC and private investors.
  • Prepare the delivery of mortgage loan documents to facilitate the processing of mortgage loan closings including TRID.
  • Prepare loan documents for retail mortgages (conventional, VA, FHA), all states in a paperless environment.
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Loan administrator example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Pull OFAC on all borrowers.
  • Order third party reports such as appraisals, titles, and OFAC information.
  • Order on FHA loans in a timely and efficient manner to meet month end deadlines.
  • Present and sell financial benefits of a variety of FHA, VA, and conventional loans.
  • Coordinate and maintain loans for adherence to credit policy as well as guidelines in keeping compliant with SBA regulations.
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Loan closer vs loan administrator skills

Common loan closer skills
  • Customer Service, 24%
  • Excellent Organizational, 5%
  • TRID, 4%
  • FHA, 4%
  • Va, 4%
  • RESPA, 4%
Common loan administrator skills
  • Customer Service, 14%
  • Data Entry, 5%
  • Loan Administration, 5%
  • Loan Processing, 5%
  • Financial Statements, 4%
  • Due Diligence, 4%

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