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Loan closer vs loan coordinator

The differences between loan closers and loan coordinators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a loan closer and a loan coordinator. Additionally, a loan coordinator has an average salary of $39,836, which is higher than the $39,093 average annual salary of a loan closer.

The top three skills for a loan closer include customer service, excellent organizational and TRID. The most important skills for a loan coordinator are customer service, work ethic, and FHA.

Loan closer vs loan coordinator overview

Loan CloserLoan Coordinator
Yearly salary$39,093$39,836
Hourly rate$18.79$19.15
Growth rate-3%-3%
Number of jobs11,43124,765
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 56%
Average age4242
Years of experience44

What does a loan closer do?

A loan closer is primarily in charge of handling and closing loan documentation, ensuring accuracy and smooth transactions. A loan closer's responsibilities revolve around liaising with clients to guarantee that they adhere to every term in the contract, preparing necessary reports and documents, monitoring payment progress, and ensuring that they have a deep understanding of the obligations under the contract. Furthermore, it is essential to maintain records of all transactions and assist clients, all while implementing the company's policies and regulations.

What does a loan coordinator do?

A Loan Coordinator is responsible for processing loan applications and determining the eligibility of applicants for loan options. Loan Coordinators perform administrative and clerical duties under the supervision of a loan supervisor. They file reports, monitor transactions, and review the applicants' credit scores. A loan coordinator must have excellent communication and organizational skills, especially responding to the applicants' inquiries and concerns, resolving complaints, and directing them to the loan personnel for any updates on their applications.

Loan closer vs loan coordinator salary

Loan closers and loan coordinators have different pay scales, as shown below.

Loan CloserLoan Coordinator
Average salary$39,093$39,836
Salary rangeBetween $30,000 And $50,000Between $30,000 And $51,000
Highest paying CityBellevue, WARaleigh, NC
Highest paying stateWashingtonWest Virginia
Best paying companyTata GroupJPMorgan Chase & Co.
Best paying industryFinanceProfessional

Differences between loan closer and loan coordinator education

There are a few differences between a loan closer and a loan coordinator in terms of educational background:

Loan CloserLoan Coordinator
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 56%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan closer vs loan coordinator demographics

Here are the differences between loan closers' and loan coordinators' demographics:

Loan CloserLoan Coordinator
Average age4242
Gender ratioMale, 22.6% Female, 77.4%Male, 25.3% Female, 74.7%
Race ratioBlack or African American, 12.9% Unknown, 4.3% Hispanic or Latino, 14.8% Asian, 7.0% White, 60.6% American Indian and Alaska Native, 0.4%Black or African American, 11.9% Unknown, 4.3% Hispanic or Latino, 17.7% Asian, 7.5% White, 58.2% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between loan closer and loan coordinator duties and responsibilities

Loan closer example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Update files by obtaining annual and interim financial statements, renew insurance policies and UCC amendments, continuations and terminations.
  • Maintain a working knowledge of government underwriting policies pertaining to multiple programs such as VA, USDA, and FHA financing.
  • Gain knowledge of requirements establish by the FHA/VA, FNMA, FHLMC and private investors.
  • Prepare the delivery of mortgage loan documents to facilitate the processing of mortgage loan closings including TRID.
  • Prepare loan documents for retail mortgages (conventional, VA, FHA), all states in a paperless environment.
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Loan coordinator example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Assist in preparation of all disclosures following RESPA requirements of the time on multiple files.
  • Fund loans after closing and perform quality assurance measures in order to be in compliance with RESPA guidelines.
  • Review, analyze, and process complex individual consumer requests using conventional and FHA lending requirements.
  • Demonstrate technical expertise and project management skills necessary for preparing complex residential loan applications for conventional or FHA underwriter approval.
  • Process routine to moderately complex conventional or VA mortgage loans according to product guidelines through validation of credit and collateral documentation.
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Loan closer vs loan coordinator skills

Common loan closer skills
  • Customer Service, 24%
  • Excellent Organizational, 5%
  • TRID, 4%
  • FHA, 4%
  • Va, 4%
  • RESPA, 4%
Common loan coordinator skills
  • Customer Service, 26%
  • Work Ethic, 12%
  • FHA, 10%
  • Coordinators, 6%
  • Origination, 6%
  • Financial Statements, 4%

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