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Loan doc specialist vs loan assistant

The differences between loan doc specialists and loan assistants can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a loan doc specialist and a loan assistant. Additionally, a loan doc specialist has an average salary of $38,480, which is higher than the $36,962 average annual salary of a loan assistant.

The top three skills for a loan doc specialist include customer service, organization and origination. The most important skills for a loan assistant are customer service, loan applications, and mortgage loans.

Loan doc specialist vs loan assistant overview

Loan DOC SpecialistLoan Assistant
Yearly salary$38,480$36,962
Hourly rate$18.50$17.77
Growth rate-3%-3%
Number of jobs31,2438,923
Job satisfaction--
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 51%
Average age4242
Years of experience44

What does a loan doc specialist do?

A loan document specialist is a person who gathers loan documents from the client to help them with the approval of their mortgage, credit, and lease application for a business, home, and school needs. They are responsible for combining the data that is needed and then reviewing and compiling it according to loan requirements and guidelines. A loan document specialist also communicates with the client if there are any problems and additional documents that are needed. Furthermore, the specialist is a person who knows how to manage loans and has organizational and management skills.

What does a loan assistant do?

Loan assistants act as support primarily to loan officers in preparing, reviewing, and verifying account documentation pertinent to loans. Also, ensuring the completeness of the loan files and that all collateral has been properly secured. In addition, loan assistants update collateral values on commercial and residential real estate loans as assigned by senior management. They stay within the guidelines established by bank policy and maintain the highest level of confidentiality with all information obtained.

Loan doc specialist vs loan assistant salary

Loan doc specialists and loan assistants have different pay scales, as shown below.

Loan DOC SpecialistLoan Assistant
Average salary$38,480$36,962
Salary rangeBetween $25,000 And $58,000Between $28,000 And $47,000
Highest paying CityJersey City, NJOlympia, WA
Highest paying stateWest VirginiaWashington
Best paying companyValley Children'sUniversity of California, Berkeley
Best paying industryFinanceFinance

Differences between loan doc specialist and loan assistant education

There are a few differences between a loan doc specialist and a loan assistant in terms of educational background:

Loan DOC SpecialistLoan Assistant
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 51%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan doc specialist vs loan assistant demographics

Here are the differences between loan doc specialists' and loan assistants' demographics:

Loan DOC SpecialistLoan Assistant
Average age4242
Gender ratioMale, 29.0% Female, 71.0%Male, 18.2% Female, 81.8%
Race ratioBlack or African American, 11.2% Unknown, 4.5% Hispanic or Latino, 14.5% Asian, 8.6% White, 60.8% American Indian and Alaska Native, 0.4%Black or African American, 12.2% Unknown, 4.3% Hispanic or Latino, 15.4% Asian, 7.4% White, 60.2% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between loan doc specialist and loan assistant duties and responsibilities

Loan doc specialist example responsibilities.

  • Manage a pipeline of FHA and conforming conventional mortgage loans for refinance and purchase through closing.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Pull LDP/GSA list, FHA CAIVR numbers, VA certificate of eligibility, VA case numbers and VA appraisals.
  • Schedule loan closing and review final HUD-1 to verify fees are appropriate and within guidelines.
  • Review final HUD-1, payment plan, calculations and closing documents for accuracy, prepare package for funding to review.
  • Make sound business decisions base on credit risk policy and procedures in accordance with TILA, ECOA, and RESPA guidelines.
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Loan assistant example responsibilities.

  • Keep the ATM balance and fill.
  • General teller duties, responsible for balancing cash drawer, ATM, vault.
  • Background in commercial real estate lending, A/R lending, SBA, construction loans, and consumer lending.
  • Iprocess all NSF returns including and not limit to checks, ACH, chargebacks and all cash items.
  • Request and work with all SBA offices for loan documents as needed for disputes or proof of debt request.
  • Support streamlined document management for residential mortgage origination company.
  • Show more

Loan doc specialist vs loan assistant skills

Common loan doc specialist skills
  • Customer Service, 10%
  • Organization, 7%
  • Origination, 6%
  • Loan Types, 5%
  • Title Commitments, 5%
  • FHA, 5%
Common loan assistant skills
  • Customer Service, 19%
  • Loan Applications, 9%
  • Mortgage Loans, 7%
  • Financial Statements, 5%
  • Order Appraisals, 5%
  • Data Entry, 4%

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