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Loan doc specialist vs service specialist

The differences between loan doc specialists and service specialists can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a loan doc specialist, becoming a service specialist takes usually requires 6-12 months. Additionally, a service specialist has an average salary of $44,150, which is higher than the $38,480 average annual salary of a loan doc specialist.

The top three skills for a loan doc specialist include customer service, organization and origination. The most important skills for a service specialist are patients, social work, and criminal justice.

Loan doc specialist vs service specialist overview

Loan DOC SpecialistService Specialist
Yearly salary$38,480$44,150
Hourly rate$18.50$21.23
Growth rate-3%-4%
Number of jobs31,243207,020
Job satisfaction--
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 53%
Average age4240
Years of experience412

What does a loan doc specialist do?

A loan document specialist is a person who gathers loan documents from the client to help them with the approval of their mortgage, credit, and lease application for a business, home, and school needs. They are responsible for combining the data that is needed and then reviewing and compiling it according to loan requirements and guidelines. A loan document specialist also communicates with the client if there are any problems and additional documents that are needed. Furthermore, the specialist is a person who knows how to manage loans and has organizational and management skills.

What does a service specialist do?

A service specialist is responsible for assisting customers with their inquiries and concerns about the services offered by the organization. Service specialists' duties include responding to customers' requests, updating customers of promotional offers and new services, escalating high-level concerns to the appropriate department, and keeping accurate records of clients' issues and resolutions. Service specialists are also in charge of preparing customer surveys to rate their satisfaction and identifying opportunities for service improvement. A service specialist must display excellent customer service and communication skills to address clients' concerns efficiently and accurately.

Loan doc specialist vs service specialist salary

Loan doc specialists and service specialists have different pay scales, as shown below.

Loan DOC SpecialistService Specialist
Average salary$38,480$44,150
Salary rangeBetween $25,000 And $58,000Between $27,000 And $71,000
Highest paying CityJersey City, NJBoston, MA
Highest paying stateWest VirginiaMassachusetts
Best paying companyValley Children'sRopes & Gray
Best paying industryFinanceTechnology

Differences between loan doc specialist and service specialist education

There are a few differences between a loan doc specialist and a service specialist in terms of educational background:

Loan DOC SpecialistService Specialist
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 53%
Most common majorBusinessBusiness
Most common collegeUniversity of Pennsylvania-

Loan doc specialist vs service specialist demographics

Here are the differences between loan doc specialists' and service specialists' demographics:

Loan DOC SpecialistService Specialist
Average age4240
Gender ratioMale, 29.0% Female, 71.0%Male, 40.1% Female, 59.9%
Race ratioBlack or African American, 11.2% Unknown, 4.5% Hispanic or Latino, 14.5% Asian, 8.6% White, 60.8% American Indian and Alaska Native, 0.4%Black or African American, 11.2% Unknown, 5.4% Hispanic or Latino, 20.9% Asian, 7.5% White, 54.2% American Indian and Alaska Native, 0.7%
LGBT Percentage7%7%

Differences between loan doc specialist and service specialist duties and responsibilities

Loan doc specialist example responsibilities.

  • Manage a pipeline of FHA and conforming conventional mortgage loans for refinance and purchase through closing.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Pull LDP/GSA list, FHA CAIVR numbers, VA certificate of eligibility, VA case numbers and VA appraisals.
  • Schedule loan closing and review final HUD-1 to verify fees are appropriate and within guidelines.
  • Review final HUD-1, payment plan, calculations and closing documents for accuracy, prepare package for funding to review.
  • Make sound business decisions base on credit risk policy and procedures in accordance with TILA, ECOA, and RESPA guidelines.
  • Show more

Service specialist example responsibilities.

  • Achieve personal sales and referral goals by identifying, marketing and cross-selling banking products and services beneficial to customer needs.
  • Educate veterans and the college community on veteran's benefits and academic requirements need to accomplish academic goals.
  • Provide notary service as requested.
  • Respond to medical emergencies, including first aid and CPR.
  • Organize the transition of file transfers of major TRS/NAS clients from FTP to MessageWay.
  • Follow all rules set by FDCPA and state agencies - pass all annual tests.
  • Show more

Loan doc specialist vs service specialist skills

Common loan doc specialist skills
  • Customer Service, 10%
  • Organization, 7%
  • Origination, 6%
  • Loan Types, 5%
  • Title Commitments, 5%
  • FHA, 5%
Common service specialist skills
  • Patients, 12%
  • Social Work, 10%
  • Criminal Justice, 4%
  • Rehabilitation, 4%
  • Excellent Interpersonal, 4%
  • Product Knowledge, 3%

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