The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve.
We are looking for mortgage professionals currently working in the field.
Key Accountabilities, Responsibilities, and Expectations:
Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations.
Meet with customers and prospective customers at various locations.
Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines.
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations.
Screen loan requests based on bank policies and on types of loans offered by the institution.
Propose and review various loan options with prospective clients.
Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.
Answer incoming phone calls and schedule appointments.
Communicate complex approvals or denials to the borrower, real estate agent or builder.
Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management.
Promotes and participates in the bank's special credit programs and other CRA programs.
Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects.
All other duties as assigned and any activities that support the key accountabilities.
Requirements:
Qualifications, Knowledge and Skills:
Five + years Mortgage Lending experience in a financial institution or loanoffice setting.
Bachelor's Degree in Business or Finance or three years equivalent work experience.
Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area.
Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations.
Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position.
A high level of initiative, thoroughness, accuracy and organizational skills required.
Detail oriented with strong analytical skills.
High level of confidentiality required.
Solid oral and written communication skills.
Ability to manage multiple priorities/projects with varied deadlines.
Physical Requirements:
This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales.
Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth.
Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.
Work involves lifting and moving loan files of up to 15 lbs.
Work involves some travel to attend meetings, trainings, real estate office visits, and so forth.
EOE - Race/Sex/Disability/Veteran
This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
PI349ba8974ca8-8706
$30k-37k yearly est. 2d ago
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Loan Officer
Expree Credit Union 3.7
Loan officer job in Frankfort, KY
Job DescriptionSalary:
At Expree Credit Union, we know that our employees are our most valuable asset and that, together, we have the ability to make a difference in the lives of our members and our organization. Expree Credit Union is committed to providing hand-crafted solutions with high-quality financial products and services.
In the role of a full-time LoanOfficer, you will be responsible for assisting members in reaching their financial goals.
Responsibilities:
Gather personal and financial data from applicants as it pertains to each loan application.
Calculate debt-to-income ratios, percentage of unsecured debt and collateral value as it pertains to each application.
Verify accuracy of loan application data, including verification of income, length of employment, references, and value of collateral.
Communicating with members regarding loan products, policies, and requirements.
Other duties as required.
Qualifications:
High school diploma or GED required
A minimum of six months loan processing experience required
Excellent interpersonal and member service skills
Previous bank or credit union experience required
Underwriting experience preferred
Strong multi-tasking and problem-solving capabilities
Strong attention to detail and accuracy
Proficient in Microsoft Word and Excel
Strong written and verbal communication skills
Benefits:
Expree offers a competitive benefits package including: Medical, Dental, and Vision Insurance; Life Insurance; Paid time off, and Holidays; 401K with matching funds.
Work Environment
This joboperatesinan office environmentin which pace and noise level varies depending onmembertraffic.
Physical Demands
Remainingin a stationary position, oftenstandingor sitting for prolonged periods of time.
Moving aboutto accomplishtasks or moving from one worksite to another.
Repeating motions that may include the wrists,handsand/or fingers.
Ability to communicate with others to exchange information.
Ability to assess theaccuracy, neatness, and thoroughness of work assigned.
Expree Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, pregnancy or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
$38k-54k yearly est. 33d ago
Loan Originator I/SMM - Central Kentucky Ag Credit
Farm Credit Services of America 4.7
Loan officer job in Lexington, KY
Do you want to be involved in your local community and rural America? Do you love to help people at work or in your community? Would your friends and peers describe you as friendly and caring?
You really need to take a look at this…
Central Kentucky Ag Credit might be the place for you. We are looking for amazing people with a passion for assisting others as candidates for a Secondary Market Mortgage Originator in central Kentucky. This role markets and originates residential loans for sale in the secondary market.
This is a regular, full-time non-exempt position that is eligible for overtime pay on hours worked over 40 during a work week based on the business needs and your availability.
Daily participation at our on-location sites is an important part of our culture. Please be mindful of commute distance when considering applying.
You don't have a banking background? That's okay!
Yes, we are in financial services, but not in the way you might be thinking. If you come to us knowing the industry - great, but if you need support learning - that works, too. We will provide you with the education and training you need through paid training courses as well as individual on-the-job one-on-one support to set you up for success. If you can bring us your dedication for helping others - we'll teach you the financial expertise. At Central Kentucky Ag Credit, the customer experience is our top priority, and we're looking for individuals that:
Have relationship building skills and are committed to providing excellent customer service.
Have experience in people facing industries including banking, retail, or healthcare.
If you want to further your education - we support that, too. To assist you with your higher education goals, Central Kentucky Ag Credit offers education reimbursement programs that can help you further your education.
The Purpose of Your Role
The Secondary Market Mortgage Originator role is an integral part of our lending team who assists in promoting the Association's marketing objectives and makes agricultural loan referrals. This role develops business strategies that target potential customers, as well as referrals from builders, realtors, and other sources for Secondary Market Loans. Our Secondary Market Mortgage Originators function independently under general direction.
We are looking for candidates who wish to grow professionally. Our successful Secondary Market Mortgage Originators work with our borrowers to meet their needs. The goal remains consistent for all interactions: help borrowers feel more confident, make clearer decisions, and achieve their own dreams.
Our Investments in You
Our benefit programs are crafted to help you and your loved ones strike the perfect balance. Here are a few featured benefits (not all benefits are listed) Tuition Reimbursement, 401(K) (up to a 9% company contribution), Health Insurance, Dental Insurance, Vision Insurance, Long Term Disability Insurance, separate Vacation and Sick Time banks (who wants to use their vacation time when going to the doctor?), Dependent Care Flexible Accounts, and 12 paid holidays each year.
Sound too good to be true? See for yourself and learn more about our culture and employees:
Click here to learn more about us: agcreditonline.com
Click here to listen to our podcast and get a good idea of what we do for and within our local communities: Beyond Agriculture
Want to see what we are up to? Click here for our social media feeds: Facebook - Twitter - Instagram
Training for Your Role
We offer a paid, development program that will fully prepare you to engage with customers while acquiring all the financial skills that you need to be successful in your career.
We Value our Employees
What we value and expect from everyone on our team, no matter what they do here:
Self-Starters We want employees who look for ways to improve what we do.
Respect We value fairness, diversity, cooperation, and general respect for our employees, our community, and our customers.
Self-Management We don't micro-manage. Our employees have the opportunity to establish their priorities, develop their plans and goals, and effectively manage their time.
Voice We want our employees to share their thoughts and ideas, keep their coworkers informed, and listen and seek to understand.
Dependability Our employees are dependable, responsible, and act with integrity.
Life-Long Learning All our staff members share a willingness to grow their knowledge of their role, the company, and others skills. If you are willing to learn, we are willing to support you in any way that we can.
Company Overview
Central Kentucky Ag Credit is part of the Farm Credit System, which is a nationwide network of cooperative lending institutions that provide credit and financially related services to farmers, ranchers and their cooperatives. With more than 100 years of agricultural lending experience, the System is the largest single producer of agricultural credit in the United States.
The cooperative structure of Central Kentucky Ag Credit allows farmer-borrowers to own and control the Association and keeps the Association committed to serving rural credit needs. This is an important feature that sets the Association apart from most other commercial lenders.
Join Us
At Central Kentucky Ag Credit, you'll have the opportunity to build a meaningful career that positively impacts peoples' lives, including yours. You can take advantage of flexible benefits that support you through every stage of your career, empowering you to thrive at work and at home. You don't need a finance or agricultural background to succeed at Central Kentucky Ag Credit-we offer a range of opportunities for learning so you can build the career you've always imagined.
$36k-49k yearly est. Auto-Apply 60d+ ago
Loan Originator NE - Indianapolis, IN
Primelending 4.4
Loan officer job in Indianapolis, IN
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loanofficer(s), loanofficer assistant(s), or loan processor(s).
Other duties as assigned.
$25k-40k yearly est. Auto-Apply 60d+ ago
Consumer Loan Originator
Park Community Credit Union 4.0
Loan officer job in Louisville, KY
Role: By emphasizing ONE Park, ONE Mission, One Team, the Consumer Loan Originator assists members with their consumer lending needs, ensuring a seamless and efficient loan process. This role involves processing complete loan applications, including consumer loans, second mortgages, and HELOCs, while ensuring accuracy and timeliness. The Consumer Loan Originator provides information about credit union loan products, identifies cross-selling opportunities, and guides members in selecting options that best meet their financial needs. Additionally, the role includes maintaining accurate records, preparing reports, and resolving member inquiries or referring them to the appropriate resource when necessary.
Essential Functions & Responsibilities:
Process complete loan applications, including consumer loans, second mortgages, and HELOCs, ensuring all necessary information is collected, accurately completed, and entered in a timely manner. Address member inquiries about products and services, resolving issues within the scope of authority. Escalate more complex problems to a supervisor with recommendations for resolution. Serve as a liaison between members and various departments or organizations to facilitate a seamless lending experience.
Promote credit union loan products that best meet the needs of applicants, maximizing opportunities to provide value while achieving established sales targets.
Identify cross-sell opportunities and cross-sell services to members.
Conduct regular follow-ups on applications in progress, ensuring they are addressed within assigned timeframes.
Maintain appropriate records per credit union policy/procedures and prepare required reports as requested.
Perform other duties as assigned.
Performance Measurements:
1. To be an ambassador of Park's culture supporting the credit union's mission to build thriving communities together ensuring words and actions align with the Park VIBE that defines our Core Values:
• Vibrant Connections
• Inclusive Excellence
• Bold Compassion
• Endless Empowerment
2. To provide friendly, professional and accurate service and support to all members and coworkers.
3. To process member transactions with a minimal number of errors.
4. To develop and improve knowledge and skills in their area of lending.
5. To sell the established number of new products per month focused on fitting a member's financial needs.
6. To follow the credit union's Bank Secrecy Act and anti-money laundering policies and procedures, including running OFAC searches, completing investigative reports of suspicious activity and currency transaction reports timely and without error.
7. To maintain a professional work environment, promote teamwork, build respect among coworkers and present a businesslike appearance.
8. To follow all security policies and procedures and report discrepancies or suspicious activity to manager immediately. Knowledge and Skills:
Experience One year to three years of similar or related experience.
Education A high school education or GED.
Interpersonal Skills Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
Other Skills Able to operator computer programs efficiently including Microsoft Word, Excel, etc. Attention to detail. Physical Requirements
WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this position. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions. While performing the essential duties of this position, the employee is regularly exposed to a general office environment and interaction with customers.
PHYSICAL DEMANDS
The physical demands described here are representative of those required to successfully perform the essential functions of this position, but do not necessarily constitute an exhaustive list of all essential functions. To the extent required by any applicable law, reasonable accommodations will be made to enable qualified individuals with disabilities to perform essential functions where this can be done without posing a direct threat to self or
others. While performing the essential duties of this position, the employee frequently must sit, stand, and walk short distances. The employee frequently uses hands and fingers to count currency and handle, manipulate, and feel objects, documents, and office tools and equipment. Reads, writes, listens, speaks, and uses personal computers, copiers, telephones, and other office equipment and software throughout the work day. The employee is occasionally required to stoop, bend, squat, and reach overhead with hands and arms. Occasionally pushing and pulling of office furniture and other objects. The employee may occasionally lift and/or move up to 15 pounds and on occasion lift and/or move up to 25
pounds.
Park Community Credit Union is an Equal Opportunity Employer/Veterans/Disabled
$33k-44k yearly est. 60d+ ago
Consumer Loan Officer
Liberty Federal Credit Union
Loan officer job in Evansville, IN
Liberty FCU, a full-service credit union, is currently seeking a Consumer LoanOfficer with excellent communication and member service skills to join our growing team. In this position, you will help our members realize their financial goals by listening to their needs and providing them with lending solutions that meet those needs. Previous sales experience is a plus. If interested, please proceed by clicking Apply.
This opportunity is for you if you:
Are motivated, goal-oriented, and enthusiastic
Are outgoing and a problem solver
Have a record of exceeding sales goals
Have sales competencies that will help you exceed goals and advance your career
Desire incentive-based pay allowing you to accelerate your earnings potential
Enjoy working in a team environment with highly motivated people
Are personable and a great communicator
Enjoy providing exceptional customer service (member experience)
Hold yourself to a high standard of integrity
Duties and responsibilities include but are not limited to the following:
Meet our members' lending needs by providing them with a lending experience that meets their financial needs in a professional, positive, and personal way.
Develop new relationships and maintain existing relationships in order to become our members' personal lender.
Participate in outbound calling campaigns to cultivate strong relationships with our members.
Ensure we are meeting all our members' financial needs by searching for additional loan or deposit opportunities with every encounter.
Deliver results that exceed member expectations, individual goals, and department goals.
Provide our members with peace of mind by presenting them with optional protection products during the loan process.
Process consumer loan requests from application to closing.
Understand and follow the credit union's lending policies.
Be willing to work a modified work schedule if necessary, including some evenings and Saturdays.
Location setting:
Lending Contact Center (no face-to-face member interactions)
Requirements:
High School Diploma/GED
Previous experience at a financial institution or 3 years sales experience
Benefits and Compensation:
Incentive opportunities
Paid Holidays
Paid Time Off (Vacation, Sick and Personal Days)
Medical, Dental and Vision Insurance
401(k) retirement program with matching funds
Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
Tuition Reimbursement Program
Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.
$51k-69k yearly est. Auto-Apply 17d ago
Loan Originator - Outside Sales
Gold Star Mortgage Financial Group, Corporation
Loan officer job in Indianapolis, IN
MORTGAGE LOAN ORIGINATOR - OUTSIDE SALES Loan Originator (Outside Sales) Title Grade: Junior or (Senior Reports to: Sales Manager or Branch Manager Department: Sales Status: Regular, Full-Time or Part Time FLSA Status: Exempt Pay Grade: Commission and/or Recoverable Draw Against Commission (DOE) Ready to Advance Your Career in Mortgage Lending? At Responsive Mortgage, we're committed to helping families achieve the dream of homeownership, one loan at a time. As part of our mission to provide top-tier lending services, we're looking for experienced Mortgage LoanOfficers to join our growing team. As a Mortgage LoanOfficer with Responsive Mortgage, you'll guide clients through one of their most important financial decisions. We equip our loanofficers with the tools, technology, and support they need to excel in their careers. Weekly Collaboration Meetings: Connect with peers, exchange insights, and stay updated on market trends. Complete Technology Suite: Start strong with a laptop and access to industry-leading mortgage tools. Advanced Training Programs: Stay ahead of industry changes with ongoing, in-depth training. Personalized Coaching: Regular one-on-one mentoring sessions to help you grow. Team Support: Be part of a collaborative and welcoming culture. What We're Looking For:
At least 3 years of experience in mortgage lending or related financial services
An active NMLS license
Proven ability to build and maintain strong client relationships
Expertise in loan products and underwriting guidelines
A passion for helping clients achieve their homeownership goals
Excellent time management and organizational skills
We know you have options. Here's why top professionals join our team:
Strong Market Presence: Leverage our established brand and reputation.
Marketing Support: Access to tailored marketing tools and lead generation resources.
Flexibility: Enjoy scheduling options that respect your personal time.
Clear Growth Opportunities: A defined path to career advancement and increased earnings.
Our commitment to your success begins on day one. With a structured onboarding process, you'll quickly integrate into our team while maintaining the independence to grow your business your way. Requirements:
Proven track record of successful lending experience
Current NMLS license
Demonstrated success in loan origination
Strong client communication and relationship-building skills
Solid understanding of mortgage products and guidelines
Ready to Move Forward? Join a team where your experience is appreciated, your success is celebrated, and your growth is supported. At Responsive Mortgage, we're not just offering a job - we're offering a partnership for success. Job Type: Full-time Benefits: Flexible schedule Schedule: Monday to Friday Self-determined schedule Weekend availability Supplemental pay types: Bonus pay Commission pay
$28k-40k yearly est. 60d+ ago
Senior Mortgage Originator
Pinnacle Mortgage Corp 4.4
Loan officer job in Indianapolis, IN
ABOUT US:
Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality.
POSITION PROILE:
We are looking to add a Senior LoanOfficers to our Indianapolis, IN Market. As a LoanOfficer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area.
RESPONSIBILITIES:
Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail.
Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options.
Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests.
Collaborate with internal teams, to expedite loan processing and ensure timely closings.
Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements.
Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle.
Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients.
Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects.
WHAT YOU NEED TO BE SUCCESSFUL:
Bachelor's degree in finance, Business Administration, or related field preferred.
Proven experience as a Loan Originator or Mortgage LoanOfficer, with a track record of successfully closing loans.
Strong understanding of mortgage lending practices, regulations, and compliance requirements.
Excellent communication and interpersonal skills, with a client-centric approach to service delivery.
Detail-oriented with strong analytical and problem-solving abilities.
Ability to work independently and collaboratively in a fast-paced environment.
Familiarity with mortgage origination software and tools preferred.
NMLS licensing as required.
WHY PINNICAL MORTGAGE CORP:
Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life.
Pinnacle Mortgage
provides equal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a person's race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexual orientation, or any characteristic protected under applicable law.
$31k-47k yearly est. 60d+ ago
Mortgage Loan Originator
Blue Grass Federal Savings & Loans
Loan officer job in Paris, KY
Full-time Description
The Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers.
Duties and Responsibilities:
1. Originates one-to-four family residential loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer's home or place of business and away from the bank's place of business or any office maintained for loan production business purposes.
2. Responds to customer/contact inquiries regarding the association's loan products and customer's applications.
3. Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry.
4. Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods.
5. Projects a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions.
6. Cross-sells and keeps up-to-date on the association's entire product line including both lending and savings products.
7. Knows, understands and complies with current fair lending laws and bank policies and procedures; addresses same at all times.
8. Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable.
9. Other duties as required.
Requirements
Technical Expertise
1. Experience in mortgage lending is required.
2. Experience with lending laws, regulations, and guidelines are required.
3. Experience in customer service is required.
4. Experience in commissioned sales is required.
5. Experience in financial services or banking is preferred.
6. Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM software is preferred.
Education and Experience
1. Education: High School Diploma or equivalent is required; Bachelor's degree is preferred.
2. Certification: NMLS is required.
3. Years of experience: 3 to 5 years is required.
Physical Environment
· While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
· The employee must occasionally lift and/or move up to 25 pounds.
· The noise level in the work environment is usually quiet to moderate.
· This position is customarily and regularly performed outside of an office setting and hours of work are not structured.
We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
$32k-52k yearly est. 60d+ ago
Mortgage Loan Specialist
Burke & Herbert Bank 4.4
Loan officer job in Winchester, KY
Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc.
* Meet with potential borrowers regarding their mortgage needs.
* Present bank's mortgage products and services that meet borrower's financial goals.
* Complete the borrower's application and analyze the borrowers financial and credit data.
* Lock rate per company and regulatory guidelines.
* Prepare or request all applicable loan documentation from the appropriate party or department.
* Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently.
* Maintain communication with the borrower regarding the loan status.
* Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
* Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.)
* Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service.
* Assist clients with monthly billing and collections cycle.
* Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections.
* Work directly with other departments to resolve any issues or concerns with any customer in your portfolio.
Other Duties
* Look for referral opportunities within the company (insurance, deposits, etc.).
* Other duties as assigned.
Skills/Abilities
* Requires strong networking and interpersonal skills.
* Financial/quantitative skills.
* Attention to detail.
* Strong computer skills including Excel.
Supervisory Responsibility
This position does not have supervisory responsibilities.
Work Environment
This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary.
Travel
Local travel is required for this position.
Education and Experience
* Must be registered with NMLS Federal Registry.
* Minimum of two years residential mortgage lending experience.
* A four-year college degree is preferred.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
$39k-48k yearly est. 60d+ ago
Community Lending Mortgage Banker
City National Bank 4.9
Loan officer job in Frankfort, KY
WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community LoanOfficer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act.
WHAT WILL YOU DO?
* Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy
* Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans
* Provide sound and ethical loan counseling to all potential applicants.
* Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service
* Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices.
* Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements
* Develop and/or implement sourcing strategies as required by written goals.
* Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand
* Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends.
* Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations
* Attend regularly scheduled sales meetings, training sessions and Bank functions.
* Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division
* Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes.
* Commitment to work of nonprofit organizations and making a positive impact in the community
* Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* H.S. Diploma
* Minimum 5 years of retail residential mortgage sales experience
* Minimum 3 years of mortgage or financial experience as part of a community lending team
* Minimum of 5 years of experience with diverse and underserved clients
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act.
*Additional Qualifications*
* Highly prefer network of professional and nonprofit referral sources
* Highly prefer a BA/BS degree with preference for business, finance, or economics degree
* Demonstrated superior sales and marketing ability
* Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank
* Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite
* Knowledge of mortgage credit policies and current industry compliance standards
* Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
* Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities
*WHAT'S IN IT FOR YOU?*
*Compensation*This is a commission-based role and does not have a set salary range.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our *********************************
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at **********************************
*INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
$22k-52k yearly est. 60d+ ago
New Home Consultant
Lennar 4.5
Loan officer job in Crown Point, IN
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
A Career that Empowers You to Build Your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a “tickled, delighted and happy” customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Role on the Team
Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
Participate in sales meetings, neighborhood promotions, and marketing programs.
Ensure the maintenance of Welcome Home Center models and inventory homes.
Complete required training and participate in community events and phone banks.
Your Toolbox
High school diploma or equivalent; college degree and real estate license preferred.
1-2 years of experience in homebuilding or real estate sales preferred.
Valid driver's license and reliable transportation.
Strong communication, organizational, and customer service skills.
Proficiency in Microsoft Office and ability to use sales tracking tools.
Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
#LI-LS3
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
$27k-35k yearly est. Auto-Apply 41d ago
Home Loan Specialist I
Solomonedwards 4.5
Loan officer job in Frankfort, KY
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
MORTGAGE LOAN PROCESSOR
Fischer Homes 4.6
Loan officer job in Erlanger, KY
We are seeking a Mortgage Loan Processor who will ensure the accuracy and compliance of loan applications and closing documents. To provide exceptional customer service by conducting business with integrity and in a highly ethical manner.
These skills will be used to:
Perform timely reviews of conditions submitted, as well as loan resubmissions.
Provide exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
Verify and examine information and accuracy of loan application and closing documents.
Answer questions and advise customers regarding loans and transactions.
Review all pre-closing requirements such as contracts, hazard insurance, flood certifications, and Mortgage insurance certifications.
Review pre-audit and closing conditions, clear all closing conditions, and then authorize the funding of the loan.
Upon approval of the loan, notify the borrowers and appropriate personnel.
Prepares Commitment letters, denial letters and cancel files when necessary.
In preparation for closing, prepares closing instructions, follow-up contingencies and verifies lock information, if applicable.
Qualifications
:
A minimum of 2-3 years of mortgage loan processing experience.
Experience with Fannie Mae & Freddie Mac processing.
Experience Processing FHA, USDA and VA Loans.
Knowledge of Automated Underwriting systems (LP & DU).
Applicant must be detail-minded, have good organizational and time management skills, and the ability to work in a fast-paced, deadline-driven environment.
Good computer skills including basic knowledge of Microsoft Word and Excel.
Excellent written and verbal communication.
Bachelor's degree in Finance, Business Administration, or related field is preferred.
Physical demands and work environment:
Must be able to use sensory skills (i.e. verbal communication) to effectively communicate and interact with other Associates and customers.
Must be able to perform repetitive motions and use fine motor skills (i.e. typing, writing) to operate office supplies (i.e. computer, calculator, copier).
Must be able to lift and carry approximately 20-25lbs unassisted.
The Value of a Career with Victory Mortgage
Take your career to the next level with Victory Mortgage. With a proven track record of growth and since our founding in 1991, Victory Mortgage specializes in new home construction mortgages. Victory has emerged as a mortgage lending leader in each of our expanding regions with attention to detail and serving the needs of our customers. We are associated with a Top 32 builder and have relationships with key Realtors in our markets and an expanding customer base built upon our over 30 years in business.
Victory Mortgage selects highly skilled and talented individuals who have the desire to grow and advance their careers. At Victory Mortgage, we enjoy the opportunity to celebrate our wins; more specifically, the many talented Associates that collectively make up our Victory Family. The rewards for their efforts are:
Professional Development Training programs
Tuition Reimbursement
Competitive Compensation
401(k) with Company matching contributions and profit-sharing
Employee Life Insurance
Personal time off
Inclusive Leave
$34k-46k yearly est. Auto-Apply 56d ago
Mortgage Originator
First Financial Corporation Indiana 4.1
Loan officer job in Evansville, IN
Status: Full-Time, Hourly Non-Exempt Why Join First Financial Bank? If you are a motivated sales professional with a passion for helping individuals achieve their homeownership goals, our Mortgage Originator role could be a great fit! This position allows you to generate mortgage loans, build relationships with real estate professionals, and promote First Financial loan products within the community. Apply today and take the next step in your mortgage lending career!
What We're Looking For
* Minimum of 2 years of mortgage lending or banking experience.
* Familiarity with mortgage loan documents and loan processing.
* Bachelor's degree in business administration, finance, economics, accounting, or liberal arts is preferred.
* Strong customer service, sales, and relationship-building skills.
* Excellent written and verbal communication skills.
* Ability to work in a fast-paced environment and manage multiple tasks.
* Strong attention to detail and knowledge of lending policies.
* Ability to remain in a stationary position for up to 75% of an eight (8) hour workday.
* Ability to commute to the primary work location and occasionally to other work locations within driving distance.
What We Offer
* Competitive Pay & Benefits: Medical, dental, vision, and employer-paid life and disability insurance.
* Financial Perks: 401(k) match, Employee Stock Ownership Program (ESOP), and banking benefits.
* Work-Life Balance: Paid time off, including 11 Federal Reserve bank holidays.
* Growth Opportunities: Tuition assistance and professional development programs.
* A Supportive Culture: Integrity, collaboration, innovation, and respect are at the heart of what we do.
Who We Are
First Financial Bank is a dynamic financial institution with over $5.5 billion in assets and a proud history dating back to 1834. With more than 75 banking centers across five states, we are committed to empowering our clients, fostering personal growth, and building community.
Joining First Financial Bank means becoming part of a legacy where your work directly contributes to the stability and growth of the communities we serve. Here, you are more than an employee; you are an essential member of a team dedicated to living out the values of "One First" every day. Be part of a bank that values your contributions and invests in your future!
Ready to Join Us?
Apply now and take the next step in your banking career! We review all applications and will respond promptly.
First Financial Bank is an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, disability, military and/or veteran status, cross-bases issues, or any other Federal or State legally protected classes.
$18k-29k yearly est. 60d+ ago
Residential Construction Loan Specialist
Abound Credit Union
Loan officer job in Radcliff, KY
Are you ready to join a team that is committed to hardworking Kentuckians?
If so, Abound Credit Union might be the place for you!
We are driven by our
selfless
dedication to members and community. We create a
connected
,
learning-driven
, and
fun
environment that fuels our
passion
to inspire financial wellness. We do that by sharing our knowledge, strength, and accessibility to provide market-leading value that makes more possible for our members.
Here at Abound Credit Union, culture is a big deal. We roll up our sleeves each day to make this an awesome place to work. We want to bring great things to our communities, be awesome to each other, ready for whatever comes our way, and are hungry to learn and grow as people and professionals. Our best is built from the inside out.
As Residential Construction Loan Specialist at Abound Credit Union, you will be engaged in a rewarding and challenging environment to manage multiple aspects of the credit union s construction lending program.
What You ll Do:
Loan Pipeline Maintenance - Maintain an updated pipeline report of Construction loans, review daily to ensure loans are moving forward in a timely manner and provide updates to loanofficers and escalates to management as needed.
Reporting - Provide monthly reporting to management on in progress construction loans, total outstanding balances and undisbursed loan commitments to ensure complete visibility around projects staying on track and on budget.
Builder Management Coordinate the initial builder approval, if needed, and submit approval requests to the Manager Mortgage Processing and Closing. This includes working with Abound loanofficers, managers and builders to collect all required due diligence information, managing builder communications prior to and during the loan closing and construction phase.
Draw Request and Maintenance - Provide administrative support for members and their builders during the construction phase of the loan. This includes handling draw requests, coordinating inspections and title updates as needed, disbursing and distributing funds as outlined in the builder contract and monitoring project progress to ensure completion of the build and the project is on budget.
Conversion to Permanent Financing - As homes are completed, the Construction Specialist will be responsible for ensuring members have a certificate of occupancy and collecting final builder affidavits ensuring clear title. As homes are completed, coordinate with members to execute final documentation, collect any funds due, ensure notary as needed to convert loan to permanent financing. Update FICS Mortgage Servicing system to ensure the permanent loan documentation and servicing system parameters are in sync. Transition loan to Mortgage Post Closing for final review.
Compliance Support - Performs manual HMDA review daily for denied, withdrawn and incomplete mortgage applications, to ensure accurate reporting and works directly with compliance area (weekly reports) to address LAR gaps.
Clerical Support - Mail Adverse Action notices to members for mortgage applications each day. Order supplies and process incoming mail for mortgage department and other back-office lending areas.
**Full job description will be provided if you are selected for an interview.
What We Need:
High School diploma or GED minimum 2+ years financial industry experience.
Ability to analyze member account information and identify Credit Union products and services of potential benefit to the member.
Knowledge of loan procedures and products.
Familiarity with Mortgage Loan Origination and ability to learn systems, platforms, and processes used in mortgage origination and processing.
Ability to deal with members with tact and courtesy and maintain professional demeanor in all situations.
Ability to operate a personal computer with a high level of proficiency in such software applications as word processing, spreadsheets, internet and email. Ability to operate a fax, calculator and copier.
Self-motivated, enthusiastic, and aggressive with a willingness to support others within the Credit Union.
Our Benefits:
Great Salary
Pension
Health, Dental, Vision and Other Insurance Coverage
Paid Personal Time Off
Paid Holidays
Life Insurance
Short and Long-Term Disability
401(k) with matching funds
Tuition Reimbursement
HSA, FSA, and Dependent Care Spending Accounts
Salary Info:
$17.60 / hour
$17.6 hourly 60d+ ago
MORTGAGE LOAN PROCESSOR
Victory Mortgage
Loan officer job in Erlanger, KY
We are seeking a Mortgage Loan Processor who will ensure the accuracy and compliance of loan applications and closing documents. To provide exceptional customer service by conducting business with integrity and in a highly ethical manner.
These skills will be used to:
Perform timely reviews of conditions submitted, as well as loan resubmissions.
Provide exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
Verify and examine information and accuracy of loan application and closing documents.
Answer questions and advise customers regarding loans and transactions.
Review all pre-closing requirements such as contracts, hazard insurance, flood certifications, and Mortgage insurance certifications.
Review pre-audit and closing conditions, clear all closing conditions, and then authorize the funding of the loan.
Upon approval of the loan, notify the borrowers and appropriate personnel.
Prepares Commitment letters, denial letters and cancel files when necessary.
In preparation for closing, prepares closing instructions, follow-up contingencies and verifies lock information, if applicable.
Qualifications
:
A minimum of 2-3 years of mortgage loan processing experience.
Experience with Fannie Mae & Freddie Mac processing.
Experience Processing FHA, USDA and VA Loans.
Knowledge of Automated Underwriting systems (LP & DU).
Applicant must be detail-minded, have good organizational and time management skills, and the ability to work in a fast-paced, deadline-driven environment.
Good computer skills including basic knowledge of Microsoft Word and Excel.
Excellent written and verbal communication.
Bachelor's degree in Finance, Business Administration, or related field is preferred.
Physical demands and work environment:
Must be able to use sensory skills (i.e. verbal communication) to effectively communicate and interact with other Associates and customers.
Must be able to perform repetitive motions and use fine motor skills (i.e. typing, writing) to operate office supplies (i.e. computer, calculator, copier).
Must be able to lift and carry approximately 20-25lbs unassisted.
The Value of a Career with Victory Mortgage
Take your career to the next level with Victory Mortgage. With a proven track record of growth and since our founding in 1991, Victory Mortgage specializes in new home construction mortgages. Victory has emerged as a mortgage lending leader in each of our expanding regions with attention to detail and serving the needs of our customers. We are associated with a Top 32 builder and have relationships with key Realtors in our markets and an expanding customer base built upon our over 30 years in business.
Victory Mortgage selects highly skilled and talented individuals who have the desire to grow and advance their careers. At Victory Mortgage, we enjoy the opportunity to celebrate our wins; more specifically, the many talented Associates that collectively make up our Victory Family. The rewards for their efforts are:
Professional Development Training programs
Tuition Reimbursement
Competitive Compensation
401(k) with Company matching contributions and profit-sharing
Employee Life Insurance
Personal time off
Inclusive Leave
$33k-46k yearly est. Auto-Apply 56d ago
Consumer Loan Specialist
Curo 4.7
Loan officer job in Michigan City, IN
If you're seeking more than just a job, join Heights Finance and kickstart your career!
Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs.
Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance. Each brand is constantly evolving to better serve our customers.
Be part of a dynamic team that is shaping the future of consumer finance. Apply today!
Stories of Success
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success.
If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together!
Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism.
Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell.
Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings.
Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution.
Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence.
Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets.
This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth.
Qualifications
We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment.
Customer Focus: A genuine desire to help others and provide top-tier service in every interaction.
Sales Mindset: Confidence in promoting products and services that meet customer needs.
Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly.
Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges.
Adaptability: Willingness to learn new systems and processes in a dynamic environment.
Team Player: A collaborative spirit with a desire to contribute to team success.
Educational Background: High School diploma or equivalent required; college coursework or degree is a plus.
Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate!
Work Location: 4339 S Franklin Street Michigan City IN 46360
Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons
Hourly: $15.50 - $22.00
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month.
Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program.
This employer participates in E-Verify for US-based hires.
#LI-Onsite
#HeightsFinance
#HFCLP
Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections
EEO Statement
Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.
Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
$15.5-22 hourly Auto-Apply 18d ago
Consumer Loan Specialist
Attain Finance
Loan officer job in Michigan City, IN
If you're seeking more than just a job, join Heights Finance and kickstart your career!
Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs.
Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance. Each brand is constantly evolving to better serve our customers.
Be part of a dynamic team that is shaping the future of consumer finance. Apply today!
Stories of Success
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success.
If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together!
Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism.
Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell.
Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings.
Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution.
Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence.
Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets.
This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth.
Qualifications
We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment.
Customer Focus: A genuine desire to help others and provide top-tier service in every interaction.
Sales Mindset: Confidence in promoting products and services that meet customer needs.
Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly.
Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges.
Adaptability: Willingness to learn new systems and processes in a dynamic environment.
Team Player: A collaborative spirit with a desire to contribute to team success.
Educational Background: High School diploma or equivalent required; college coursework or degree is a plus.
Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate!
Work Location: 4339 S Franklin Street Michigan City IN 46360
Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons
Hourly: $15.50 - $22.00
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month.
Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program.
This employer participates in E-Verify for US-based hires.
#LI-Onsite
#HeightsFinance
#HFCLP
Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections
EEO Statement
Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.
Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
$15.5-22 hourly Auto-Apply 18d ago
Commercial Loan Processor
Home Bank SB 4.3
Loan officer job in Martinsville, IN
The commercial loan processor position is part of the commercial lending department and reports to the commercial credit analyst. The primary responsibility of this position includes managing the workload of the commercial processing department. This includes but is not limited to processing and document preparation for new loans, balancing loan accounts and tracking exception items. This position will serve as a liaison between the lender and the customer when questions arise regarding the status of an impending loan. Other duties covered by this position include completing loan closing documents and assisting customer with loan questions, payments and payoff, making sure that tasks are completed in a timely manner, and making sure that the workload is spread evenly between all commercial loan processors.
ESSENTIAL FUNCTIONS
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Provide loan processing support for commercial loans. This will involve underwriting support, loan documentation preparation, loan booking, and loan maintenance.
Maintain knowledge of current loan documentation guidelines for commercial loans to perfect the banks lien on the collateral.
Assist with the processing of loan payments and advances for the loan operations department.
Responsible for maintaining loans in pending for progress, including ordering and tracking appraisals, title work, and other information necessary for loan closing.
Conduct the preliminary file review prior to loan closings to ensure all documentation is accurate.
Preparing and mailing denial letters, processing paid loans, as well as prepare loan advances.
Scan lending documents and processing rate changes.
Answer customer questions and make any necessary corrections to the customer's file.
Answer customer questions that arise during the loan process and on an on-going basis thereafter.
Handle SBA loan monitoring, payment processing and correspondence with our SBA servicing agent.
Handle participation loan monitoring, payment processing and correspondence with participant banks.
Maintain, review and process insurance certifications and tracking to ensure all collateral insurance is up to date.
As part of the overall loan operations team, this position may be requested to assist in the support of other bank activities including other lending areas and departments of the bank.
COMPETENCIES
Communicating
Communicates in a straightforward and assertive fashion
Updates relevant people with timely information
Listens carefully to what others are saying
Respects and considers all opinions, even counter-opinions
Demonstrating Integrity
Assumes responsibility for mistakes and failures
Demonstrates consistency between what is said and what is done
Behaves according to sound ethical and legal standards
Working with Others
Is respectful of others
Balances individual goals with team goals
Builds and maintains productive relationships with people throughout the organization
Adapting to Change
Maintains composure in frustrating situations
Demonstrates flexibility in working with others
Adapts to help others adapt to change
Lending with Prudence
Learns about each customer's unique financial situation
Learns about each customer's credit and ability to repay their loans
Follows the bank's lending policies and procedures
Ensures that the bank makes prudent lending decisions
Ensures compliance with all relevant laws and regulations
Representing the Bank
Answers customer questions and fully addresses their concerns
Manages difficult customer situations and treats others with respect
Maintains a neat and professional appearance
Maintains an overall knowledge of the bank's products and services
Cross-sells the bank's products and services to its customers and prospects
Professional Excellence
Prepares useful and timely reports for a variety of different purposes
Ensures the reliability of prepared documents
Demonstrates a consistently high level of professional judgement
Maintains independence and objectivity in carrying out job responsibilities
JOB KNOWLEDGE
Strong business and financial knowledge
Loan Processor job knowledge
Knowledge of department-related financial services regulations and compliance
Knowledge of lending and lending policies and procedures
Strong knowledge of the company's products and services
Knowledge of the company's operations and management
COMPLIANCE
All positions within Home Bank SB must comply with all state and federal laws and regulations as per the Bank's compliance policies and procedures.
SUPERVISORY RESPONSIBILITIES
This position does not require supervisory responsibilities.
WORK ENVIRONMENT
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, use hands to finger, handle or feel, and reach with hands and arms.
POSITION TYPE
This is a full-time position. Days and hours of work are Monday through Friday, 8:30am to 5pm. This position may require long hours and weekend work.
TRAVEL
Travel is not expected for this position.
REQUIRED EDUCATION AND EXPERIENCE
Must have a high school degree or equivalent.
One to three years' experience in a related position in a community bank preferred.
This job requires skills needed in a typical office environment. This includes computer skills, communications skills, as well as utilization of office equipment.
OTHER DUTIES
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
How much does a loan officer earn in Danville, KY?
The average loan officer in Danville, KY earns between $29,000 and $67,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.