We are looking for a mortgage originator to join our team! We are looking for hard working and self-motivated individuals to join our team! Top pay for seasoned LoanOfficers. What will you be doing: Building and maintaining long-term relationships and partnerships with your real estate agents
Calling and networking with real estate agents weekly
Taking full loan applications and developing a strategy to help a borrower get pre-approved for a mortgage
Following up with leads to be top of mind when they are ready to buy
Following up on loan documents and working with processors to guide the loan to the finish line
Acting as your clients' go-to resource for financial guidance and solutions
Building and managing a strong pipeline of loans to meet and exceed sales goals
Qualifications
What we need from you
One or more years of experience in mortgage originations
Licensed
Proven success as a loanofficer, originator, banker or wholesale account executive
Well-developed understanding of mortgage sales, processing, underwriting and closing procedures
Strong business-to-business relationship-building skills
Confident communication skills via phone and webcam
Passion and work ethic to keep getting better every day
Hard worker willing to take accountability for actions
Positive attitude and a passion for the mortgage industry
Knowledge of Conventional, FHA, VA, USDA, Jumbo and Non-Agency loan products
Previous experience working in a broker environment
Open to learning, willing to be coached and flexible in an ever-changing industry.
Additional Information
Please send resume and
State you are licensed in
Years of Experience
Annual Transactions
YTD Vol
$37k-61k yearly est. 1d ago
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Mortgage Loan Officer
Nexgoal
Loan officer job in Miami, FL
About NexGoal: NexGoal is a corporate recruiting firm that places high-quality, competitive, and driven former athletes in careers with our corporate clients. Our Client's Company Profile: Our client is a nationwide mortgage company covering 45 states. Their success is based on their core value--treat people the way you would want to be treated. They set themselves apart from their competitors by offering constant underwriting and sales support and truly listening to employee concerns.
Position Summary: The Mortgage LoanOfficer will use their skills to present and sell beneficial financial solutions to clients all over the nation.
Responsibilities:
Overcome client's objections and offer advice and solutions on how to handle their mortgages better
Collect financial data to ensure quality recommendations for loan products
Serve as the 'go-to' resource for borrowers in seeing out their financial goals
Self-source valuable leads for new clientele
Qualifications:
MLS license absolutely required (must be able to provide proof)
No experience required--a great opportunity for new MLOs!
Able to remain competitive and coachable in a fast-paced environment
Must be able to work in a team and independently
Excellent written and verbal communication skills
Note: By submitting your application, you agree to be automatically subscribed to NexGoal's e-newsletter, providing weekly Career Advice articles and Job Board updates. NexGoal will not share your email address with any third parties. You will be free to unsubscribe at any time.
$37k-61k yearly est. 60d+ ago
Loan Officer
Quintessential Mortgage Group LLC
Loan officer job in Miami, FL
Job DescriptionAre you are looking for the opportunity to make more money, join a high performing team with a family-like culture, and have all the resources you need, contact us! We are a mortgage broker in White Plains with branches in Miami and Brooklyn. We are rapidly expanding and looking for seasoned LO's who want to grow their business with us!
MORTGAGE LOANOFFICERS AND MANAGERS (Loan Originator)- Licensed and ExperiencedWhat we can offer you:· FinTech Platform· Quick turnaround time· Social Media Marketing and Support· Full Line of QM and Non-QM Products· Association Endorsements· Inhouse Marketing / Advertising Department· Professional Training· Outstanding team support and communication· Career Ladder with Real Growth Opportunity· A team you can grow with and trust Licensed professionals who are prepared to make a difference in the lives of customers looking to buy or refinance a home. The Loan Originator will be responsible for discussing client's needs, recommending the best loan product(s) for their unique situation, helping customers put together a complete loan package and working with the processor and the underwriting team throughout the loan process. Our ideal candidate has the following:· Branch Management opportunities for the right candidate· Interest in building a lucrative career in professional financial sales· Ability to develop and maintain client relationships· NMLS Licensed as a Mortgage Loan Originator· 2 to 5 years of experience· Self-starter with high ambition and entrepreneurial spirit· Excellent communication skills as well as an outgoing personality· Drive, enthusiasm and the desire to learn and earn· Salary for qualified candidates based upon experience and book of business Benefits:· 401(k)/Flexible schedule/Health insurance/company events Supplemental Pay:· Bonus pay/Commission pay Application Question(s):· Please provide your NMLS number and personal email address - Must Answer· Annual Loan Volume (in millions) past 12 Months - Must AnswerExperience:· Encompass: 2 years (Preferred)· Mortgage Origination: 2 years (Required)· FHA & Conventional Loan: 2 years (Preferred) License/Certification: NMLS License
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$37k-61k yearly est. 10d ago
Commerical/Business Purpose Loan Officer
Goorman Capital
Loan officer job in Miami, FL
Job Description
.
Exciting Opportunity at Goorman Capital Join a Leading Mortgage Brokerage and Boost Your Earnings! Are you looking to take your mortgage career to new heights? Join Goorman Capital, one of the nation's top mortgage brokers, and unlock your full earning potential!
At Goorman Capital, we believe in empowering our loanofficers by maximizing their commissions on every loan. Our unique commission structure ensures that you keep the lion's share of your earnings, with just a small flat rate of $695 retained by the company. With this model, our loanofficers can earn more while fostering the growth of their own businesses as integral members of the Goorman Capital team.
Why Choose Goorman Capital?
Lucrative Commission Structure
Competitive Wholesale Interest Rates: Access wholesale interest rates, enabling you to offer your clients the best possible options.
Diverse Lender Network: Gain access to a vast network of lenders, expanding your range of loan products to cater to various client needs.
Supportive Infrastructure: Benefit from our dedicated file set-up team, ensuring smooth operations and exceptional customer service.
Professional Marketing Support: Leverage the expertise of our complimentary marketing team to enhance your brand visibility and attract more clients.
Independence and Flexibility:
Entrepreneurial Growth: Join our team to grow your own business within the framework of Goorman Capital, benefiting from our established reputation and resources.
Please note that while we provide a robust support system, our loanofficers are responsible for generating their own leads.
Take the next step in your mortgage career and seize this opportunity to earn more while thriving in a supportive and dynamic environment. Join the Goorman Capital team today!
Requirements
Responsibilities:
Verifies, compiles, and inputs application information for mortgage loans into Arive LOS.
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
Performs other related duties as assigned.
The Ideal candidate will enhance their skills to become an expert in single-family and multifamily investment properties.
Developing and retaining the builder base by presenting new Ground-Up lending solutions and services
Meet with applicants to obtain information for loan applications and answer applicant's questions regarding the loan process
The role demands assertiveness, perseverance, energy, passion, and results-oriented behavior in order to be successful
Qualifications
This highly visible role involves leading and growing a team of skilled loan originators
A minimum of one (1) years' recent work experience as a full-time Mortgage LoanOfficer in the banking industry is perferred
Excellent customer service skills, both in written and oral communication, are imperative
Ability to demonstrate control, flexibility, and maintain high productivity when dealing with customers and changing work demand is a must
Must be able to self - source your own leads, build relationships with investors, realtors, developers.
BenefitsLoan Types:
Ground-Up Construction loans
Multi-family (up to 100 units)
Fix & Flip loans
DSCR long-term rental loans
Bank Statement
P&L Only
Foreign National
Bridge Loans
$37k-61k yearly est. 26d ago
CRA Loan Officer
BB Americas Bank
Loan officer job in Miami, FL
The CRA LoanOfficer is responsible for originating, promoting, and managing loan products that align with the Community Reinvestment Act (CRA). This role ensures that the bank meets the credit needs of low-to-moderate income (LMI) individuals and communities, while maintaining compliance with all applicable regulations. The CRA LoanOfficer serves as a key representative of the bank in fostering financial inclusion, supporting affordable housing, and driving economic growth in underserved areas.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Originate residential mortgage, small business, and consumer loans targeted to low- and moderate-income borrowers and communities.
Develop and maintain relationships with community groups, nonprofit organizations, housing agencies, and local government partners to promote CRA lending opportunities.
Educate clients and community stakeholders on the bank's CRA loan products, financial literacy resources, and affordable lending programs.
Collaborate with internal departments (mortgage, compliance, risk, credit) to ensure CRA lending goals are achieved.
Track, monitor, and report CRA loan activity to ensure alignment with CRA exam requirements and internal performance benchmarks.
ADDITIONAL DUTIES AND RESPONSIBILITIES
Participate in community outreach events, first-time homebuyer seminars, and other financial inclusion initiatives, and all other company-related activities. Stay current with CRA regulations, fair lending laws, and internal bank policies to ensure compliance.
Provide regular updates to management on CRA loan production, pipeline, and community impact.
Must demonstrate strong knowledge of financial literacy concepts and programs, and the ability to educate and support community members as part of CRA responsibilities.
Must be able to independently develop and execute projects with minimal supervision, demonstrating strong ownership, initiative, and sound decision-making.
EDUCATION AND/OR EXPERIENCE
Bachelor's degree in finance, Business Administration, Economics, or related field (or equivalent work experience). 2-4 years of experience providing lending services to low-income families and underserved communities is required.
OTHER SKILLS/QUALIFICATIONS
Regulatory Knowledge: Strong understanding of CRA, HMDA, and Fair Lending regulations.
Community Engagement: Builds sustainable partnerships in underserved communities.
Analytical Skills: Ability to evaluate loan applications and financial documents accurately.
Customer Focus: Provides guidance and support to borrowers with sensitivity to their financial circumstances.
Mission Driven: Demonstrates passion for equitable lending and community development. Job Description: CRA LoanOfficer.
Must be fluent in English with Excellent verbal communication, reading comprehension.
$37k-61k yearly est. 35d ago
Licensed Loan Officer
Dynagen Lending
Loan officer job in Hallandale Beach, FL
About the role
We're seeking experienced, licensed LoanOfficers to join our Hallandale Beach branch. This is an in-office role offering unlimited leads and the tools you need to close more loans, faster. Ideal candidates will have prior broker experience and a passion for helping clients while contributing to a culture of growth. For motivated professionals, this role offers a clear path to future leadership opportunities.
What you'll do
Work directly with a steady flow of leads that are provided to you on a daily basis.
Originate and manage residential mortgage loans from application through closing.
Advise clients on loan options, structures, and the mortgage process.
Partner closely with processors, underwriters, and support staff to deliver smooth, efficient closings.
Contribute to shaping and strengthening the culture of a growing branch.
Mentor and set an example for junior loanofficers, with potential to grow into a leadership role.
Qualifications
Active NMLS license required.
1-2+ years of origination experience, with broker background preferred.
Strong sales and customer service skills; proven ability to build trust with clients.
Driven, resilient, and excited by the opportunity to grow with a rapidly expanding company.
Leadership potential and desire to help shape a team culture.
What We Offer
Competitive pay based on experience.
Health, dental, and vision insurance after 90 days.
401(k) with company match.
Opportunities for career growth in a rapidly expanding company.
Supportive and collaborative work environment.
$37k-61k yearly est. 57d ago
Team Loan Officer
ABSM
Loan officer job in Miami Lakes, FL
Job Description
Our lending team is experiencing tremendous growth, and we are looking for a results-oriented junior loanofficer who can generate new business and referrals and assist our senior loanofficers in creating and closing loan packages. Lending or mortgage industry experience is not required, but is a tremendous asset. If you are tenacious, driven, and love a fast-paced career that allows your communication and interpersonal skills to truly shine, please start your application today!
Compensation:
$55,000 yearly
Responsibilities:
Create personal relationships with loan applicants - offer additional information and answer questions about home mortgage products
Monitor sales pipeline, meet sales expectations, get referrals, and generate new business opportunities
Interface between loan processor, senior loanofficer/ mortgage loan originator, underwriter, mortgage lender or mortgage banker, and realtors on behalf of the applicant as needed to ensure a successful loan transaction
Assemble financial information to assist with loan applications, prepare loan files, and assess applicants' financial situation and eligibility
Communicate with the senior mortgage loanofficer/ MLO to make a recommendation of which mortgage loan products are best suited depending on applicant's financial status
Qualifications:
Knowledge of guidelines for loan programs and various types of loans such as FHA, commercial loans, VA, etc is an asset, but not required
Exceptional communications, sales, relationship, and MS Office skills are necessary
Possess the intention to complete a training program to obtain NMLS/ MLO/ state license
Past experience with credit unions, lending institutions, real estate, financial services, or related fields is a bonus, but not required
Some college (Bachelor's) is preferred, but a high school diploma or equivalent is required
About Company
For more than 25 years, we have assisted our communities, empowered our partners, and expanded our company footprint across the nation. We are a full-service mortgage lender, created by industry experts who understand the ever-changing mortgage financing industry. Unlike a bank, we only focus on mortgage products. With years of combined experience, our loan specialists are wise, patient, and eager to assist clients. It is our unique company culture, expertly trained staff, and years of industry experience that set us apart from the rest. Having an intricate knowledge of our industry, we take pride in the ability to offer clients professional and ethical advice they seek, and most importantly, the dedication to helping them find the best financing options.
$55k yearly 24d ago
Loan Officer
Caliver Beach Mortgage
Loan officer job in Hialeah, FL
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
LoanOfficer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
$37k-61k yearly est. 60d+ ago
Community Mortgage Loan Officer
TD Bank 4.5
Loan officer job in Coral Gables, FL
West Palm Beach, Florida, United States of America **Hours:** 40 **Pay Details:** $28.85 - $33.65 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Personal & Commercial Banking
**Job Description:**
The Community Mortgage LoanOfficer identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies that serves as a recurring source of referrals of new mortgage lending opportunities with an emphasis on the Community Reinvestment Act (CRA), Low-and Moderate-Income (LMI), Multicultural and First Time Homebuyer customer segments. The individual would have an extensive understanding of the local Affordable Housing Market, Housing Assistance Programs, and experience providing thoughtful mortgage lending solutions and guidance to low-and moderate-income, Multicultural and First Time Homebuyers.
**Depth & Scope:**
+ Takes residential mortgage loan applications and communicates underwriting decisions, including offers and/or counter offers of residential mortgage products
+ Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers through effective selling of the Bank's products and programs; Researches organizations and agencies within assigned geographic area which are focused on providing services to low and moderate income persons and communities
+ Establishes through direct outreach efforts, relationships with nonprofit organizations, realtors, state and local housing offices, and community-based affordable housing organizations to generate and increase CRA mortgage opportunities
+ Represents the bank in community-based meetings and initiatives such as housing seminars, financial literacy programs, affordable housing conferences, etc., which have the primary focus of providing services to low-and moderate-income persons
+ Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs; Communicates terms and conditions of loans and finalizes sales
+ Sells other Company products and services as appropriate
+ Guides customers through the mortgage application process; Explains information required and delivers required disclosures and other information to customers; Ensures applications are completed accurately and contain required information and supporting documentation; Manages expectations regarding processing times and closing dates together with customers
+ Communicates regularly with customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned; Coordinates any additional information requests, clarifications and other problem solving as needed so that process remains on schedule; Attends closings as needed
+ Informs management of progress relative to goals on a regular basis and asks for assistance as needed to finalize sales, for training and for other issues as needed
+ Sells and originates residential mortgage loans according to established policies, procedures and applicable legal and regulatory guidelines
+ Communicates loan decisions directly to customers, explains any additional information needed and submits application materials and other required information to processing area to clear any conditions to finalize the loan commitment and prepare for closing
+ Maintains current information on the trends and developments in the local real estate market, as well as policies, procedures, rules and regulations related to retail mortgage products
+ Maintains growing network of outside referral sources in assigned territory, such as real estate brokers, builders, attorneys, accountants, financial planners and other business professionals; Continues researching market, identifying individuals and organizations likely to produce referrals and developing relationships to increase the referral flow; Ensures referral sources have current information on mortgage products and services
+ Enters information into mortgage loan system so that loans will appear accurately in the pipeline; Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes; Sends application and other required information to underwriting area
**Education & Experience:**
+ Bachelor's degree or progressive work experience in addition to experience below
+ 3+ years related experience required
+ Growing network of outside contacts to generate quality referral business
+ Self-directed, ability to plan own activities to achieve sales goals
+ Excellent time management skills
+ PC skills, including knowledge of mortgage origination and automated underwriting systems
+ Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
+ Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education
+ Demonstrated sales ability
+ In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
+ Growing network of outside contacts to generate referral flow
+ Minimum target annual loan originations of 48 LMI/multicultural units
**OCC Language:**
+ This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
+ Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36
+ Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
+ Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
$28.9-33.7 hourly 7d ago
Mortgage Oringinator- Miami FL
Pinnacle Mortgage Corp 4.4
Loan officer job in Miami, FL
ABOUT US:
Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality.
POSITION PROILE:
We are currently growing the Miami FL region and looking to add experienced LoanOfficer.
As a LoanOfficer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area.
RESPONSIBILITIES:
Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail.
Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options.
Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests.
Collaborate with internal teams, to expedite loan processing and ensure timely closings.
Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements.
Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle.
Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients.
Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects.
WHAT YOU NEED TO BE SUCCESSFUL:
NMLS License in state of FL
Bachelor's degree in finance, Business Administration, or related field preferred.
Proven experience as a Loan Originator or Mortgage LoanOfficer, with a track record of successfully closing loans.
Strong understanding of mortgage lending practices, regulations, and compliance requirements.
Excellent communication and interpersonal skills, with a client-centric approach to service delivery.
Detail-oriented with strong analytical and problem-solving abilities.
Ability to work independently and collaboratively in a fast-paced environment.
Familiarity with mortgage origination software and tools preferred
WHY PINNICAL MORTGAGE CORP:
Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life.
Pinnacle Mortgage
provides equal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a person's race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexual orientation, or any characteristic protected under applicable law.
$33k-63k yearly est. 60d+ ago
Mortgage Loan Processor-Closer
Tropical Financial Credit Union 4.4
Loan officer job in Miramar, FL
Summary: Individuals in the job are responsible for assisting Tropical Financial Credit Union in the achievement of its purpose of guiding members successfully through the financial marketplace. The Mortgage Loan Processor is responsible for processing and closing first mortgage and HE/HELOC Loan files. This includes gathering all of the information necessary to submit the file to underwriting, clearing conditions and performing closing and funding tasks. This individual must have a working knowledge of the requirements as directed by Tropical Financial, government agencies and private investors to process and close first mortgage and HE/HELOC loan files. Additionally, the responsibilities include the review of the credit file (credit reports, income, tax returns, financial statements, etc.), the review of the appraisal, title, and inspection reports.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
* Provide service that meets the Service Standards defined by Tropical Financial Credit Union; annual goals are established through the Performance Management Process.
* Works independently and manages Mortgage pipeline to ensure deadlines and production goals are met as defined in the individual's performance appraisal where applicable.
* Processes first mortgage applications from the opening of the file to submission for final underwriting, and through closing, ensuring that the file is complete and accurate and that the file complies with the secondary market, government and investor guidelines. Uses analytical ability and judgment to determine the acceptability of the information and documentation.
* Processes HE/HELOC loan applications from the opening of the file to Closing. Ensures that file meets all TFCU policies and regulatory requirements. Uses analytical ability and judgment to determine the acceptability of the information and documentation.
* Ensures all underwriting and closing conditions as outlined by the underwriter or documentation is obtained and in compliance to secondary market and TFCU requirements.
* Performs final verification processes regarding credit and employment on first mortgage loans. Compares the information received to the application as a final UW review.
* Clears the loan in the LOS system making sure that changes do not affect the salability of the file or the UW commitment. Follows secondary market requirements and take appropriate actions if changes impact original lending decision.
* Coordinates with the title company/Closing agent for the receipt of all closing fees and documents for the preparation of disclosures.
* Prepares the Closing Disclosure within the timeframes as outlined by the TRID regulation for first mortgage. Updates the fields in Encompass as required to produce a compliant document.
* Funds the loans by performing the applicable wire transfer transactions for first mortgage loans. For HELOC and home equity loans, books the loan in the core system and issues checks as required.
* Reviews appraisals, title searches, and insurance coverage to ensure compliance with Tropical Financial, agency and investor requirements
* Communicates with members and outside companies, as needed, to keep them abreast of the filing process and documentation requirements.
* After performing an analysis, considering alternatives and assessing the risk of action or nonaction, takes appropriate steps when problems are encountered.
* Inputs application data required for HMDA reporting submission ensuring that the data is within compliance standards.
* BSA Compliance: every employee is required to uphold the credit union's compliance with the Bank Secrecy Act and anti-money laundering policies and procedures. Specific functions within TFCU will take into consideration the awareness of unusual or suspicious activity that is relevant to the department.
* In addition to any other assigned training courses, online BSA and OFAC courses must be completed at least annually, as made available by the Training and Compliance Departments.
* This position may be subject to SAFE Act Registration Requirements. Under the SAFE Act requirements, all applicants for employment who will be engaged in and perform duties as a "residential loan mortgage originator "(as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Credit Union determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.
Qualifications: An individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Knowledge of Credit Union or banking related products and services preferred.
* Proven organizational, critical thinking and analytical skills, and display the ability to analyze financial data related to the members.
* Excellent interpersonal and communication skills and display a strong ability to multi-task and adapt in a face paced environment.
* Participate in teamwork, as well as, the willingness and ability to learn new tasks and duties within a changing and work in a high volume, fast-paced work environment.
* Must possess above average time management, problem-solving and prioritization skills
* Display a high degree of motivation, initiative, collaboration and actively interact and be an engaged team player
* Strong technical abilities to learn and effectively process on mortgage and member databases, interact and communicate with enterprise communication systems, e.g., phone calls, messaging, email, text, chat, etc.
* Attention to Detail to read and interpret documents such as policy, procedure manuals and job-aides and provide recommendations for improvement when necessary.
* Ability to apply math principles to transactions, and any other related activity.
* Ability to work independently, display initiative and flexibility, with work with minimal supervision and meet deadlines in an organized and timely fashion.
* Ability to ensure minimal to no errors are made while handling their job functions and mitigate fraud and adhere closely to security standards of operation.
* Exhibit high degree of professionalism and confidentiality in handling and accessing to sensitive information.
* May participate in a project for the sake of continuous improvement.
* Must have working knowledge of computers, strong administrative and operational skills and must have practical knowledge of MS Office, Outlook, Excel and Word.
Education and/or Experience
* Minimum three years or more of experience
* High school diploma or GED
* Prior first mortgage processing, closing or underwriting experience preferred
* Knowledge of title insurance, settlement, and appraisals preferred
* Working knowledge of agency, government and private investor guidelines and requirements.
* Working Knowledge of Encompass LOS System for mortgages.
* Must be able to work independently and take action as needed to complete the loan files
* Must be able to decide which program a member will qualify for
* Must review the acceptability of income and legal documents
* Must be able to effectively maintain a mortgage pipeline and meet turnaround time standards
* Must be able to adjust to sudden changes in production numbers as dictated by the market
* Must be able to adapt to market, regulatory, agency and investor requirement changes
Physical Demands: The physical demands described here are representative of those that must be met by an employee to be a success as they perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, sit and use hands to handle or touch. The employee is occasionally required to reach with hands and arms. The employee must occasionally lift and move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
$43k-52k yearly est. 60d+ ago
Loan Processor III
Guild Holdings Company
Loan officer job in Florida City, FL
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loanofficer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. "Go to" subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
* The processor is to become the contact for non-licensed activity once the loan is submitted to them.
* Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
* Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
* Identify potential issues and communicate to consumer and loanofficer.
* Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
* Stay current with federal, state regulations, policies and industry trends.
* Check ratios and verify accuracy of AUS findings and program applicability.
* Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
* Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
* Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
* Update and verify accuracy of data input into system.
* Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
* Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
* Order generation of loan documents.
* Coach and provide guidance to less experienced Processors as needed.
* Use and modify templates to compose professional correspondence and emails.
* Provide status updates to LoanOfficers and/or borrowers.
Qualifications
* High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
* Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
* Ability to build strong relationships with loanofficers, production, underwriting, closing and other internal and external partners.
* Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
* Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
* Expert knowledge in new construction documentation and condominium projects.
* Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
* Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
* Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
* Excellent customer service, interpersonal, verbal and written communication skills
* Intermediate math skills.
* Strong verbal and written communication skills.
* Strong detail orientation and highly organized.
* Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
* Depending on experience, supervision is intermittent to infrequent
* Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
* May provide guidance to less experienced team members to resolve/escalate issues of high complexity
* Exercise sound judgment in executing core job responsibilities
* Average monthly pipeline is 14 loans.
* Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Target salary: $68,000 per year
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
$68k yearly 60d+ ago
Loan Processor III
Guild Mortgage 4.3
Loan officer job in Florida City, FL
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loanofficer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
The processor is to become the contact for non-licensed activity once the loan is submitted to them.
Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
Identify potential issues and communicate to consumer and loanofficer.
Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
Stay current with federal, state regulations, policies and industry trends.
Check ratios and verify accuracy of AUS findings and program applicability.
Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
Update and verify accuracy of data input into system.
Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
Order generation of loan documents.
Coach and provide guidance to less experienced Processors as needed.
Use and modify templates to compose professional correspondence and emails.
Provide status updates to LoanOfficers and/or borrowers.
Qualifications
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
Ability to build strong relationships with loanofficers, production, underwriting, closing and other internal and external partners.
Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
Expert knowledge in new construction documentation and condominium projects.
Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
Excellent customer service, interpersonal, verbal and written communication skills
Intermediate math skills.
Strong verbal and written communication skills.
Strong detail orientation and highly organized.
Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
Depending on experience, supervision is intermittent to infrequent
Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
May provide guidance to less experienced team members to resolve/escalate issues of high complexity
Exercise sound judgment in executing core job responsibilities
Average monthly pipeline is 14 loans.
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Target salary: $68,000 per year
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
$68k yearly 60d+ ago
Mortgage Loan Officer
First Horizon Corp 3.9
Loan officer job in Coral Gables, FL
Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loanofficer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team.
There are very few career options that are as lucrative as a mortgage loanofficer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Responsible for soliciting and servicing a variety of residential mortgage loans.
Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs.
Assists buyers in the purchase process through closing.
Make external and internal sales calls.
Comply with regulatory, secondary market and bank policies and guidelines.
All other duties as assigned.
QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience.
Working knowledge of real estate loan documentation preferred.
Working knowledge of lending regulations preferred.
NMLS Language
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
* Medical with wellness incentives, dental, and vision
* HSA with company match
* Maternity and parental leave
* Tuition reimbursement
* Mentor program
* 401(k) with 6% match
* More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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At Space Coast Credit Union (SCCU), our members are at the heart of everything we do. Since 1951, we've been committed to delivering financial services founded on integrity and a people-first philosophy.
As a Loan Processor II in our Miramar Operations Center, You'll be the goâto expert for ensuring smooth, accurate loan processing. In this role, you'll handle all approved loans from our Express Services team, making sure every detail is transmitted correctly and closings happen on time. Your commitment to quality service will help us exceed member expectations and support the success of our Express Sales team.
Why Join SCCU?
• Member-Focused Mission: Be part of a not-for-profit organization that reinvests in its members.
• Hybrid and Flexible Schedule Options: Available for select positions. This position is Hybrid with 2 days per week required in office.
• Career Growth: We prioritize internal promotions and offer on-the-job training.
Loan Processor II Duties and Responsibilities
Prepares consumer loan applications for closing in branch and electronically, ensuring all closing documents are accurate and compliant with regulatory and credit union procedures.
Resolves member problems, obtains information, research records, follows up on details, assesses member needs timely and efficiently and reports the results to the inquiring party to develop and sustain profitable member relationship.
Provides timely response to branch questions concerning loan documents; ensures prompt response to member calls by being in the call queue; prepares corrections as necessary in order to provide branch and member support and ensure accurate loan documentation.
Supports the sales efforts of all Express sales team by providing members with appropriate product and service materials in order to enhance the overall SCCU cooperative/member relationship.
Consistently demonstrates a courteous, tactful and professional approach when dealing with members and internal customers in accordance with established customer service standards. Demonstrates concern and respect for others in all interactions and inspires their confidence and trust.
Demonstrates effective face-to-face communications, and telephone interactions, in accordance with established customer service standards. Articulates ideas, including written communications in a clear, concise manner.
Loan Processor II Minimum Qualifications
1-3 year's prior experience in a lending related field required, banking experience a plus.
High school diploma or equivalent experience required.
Bilingual English/Spanish required
Loan Processor II: Compensation
• Starting Compensation: $21.63 - $22.90 /hour
• Bonus Opportunity: Eligible for ONE SCCU Annual Bonus
SCCU Benefits
• Health & Wellness: Medical, dental, and vision insurance, plus an Employee Assistance Program.
• Financial Perks: 401(k) match (5%), HSA match, and SCCU-paid insurance (short/long-term disability, life insurance).
• Education Support: Tuition reimbursement after one year of service.
• Generous Time Off: 20+ days of PTO, birthday PTO, and 11 federal holidays.
• Exclusive Discounts: Lower rates on loans, credit cards, and no fee SCCU accounts!
Hours
Monday - Friday: 10:00 am - 7:00 pm
Rotating Saturdays: 9:00 a.m. - 3:00 p.m
About SCCU
Since 1951, Space Coast Credit Union (SCCU) has proudly served our community, growing to over 685,000 members and managing $9 billion in assets. With 67 branches spanning Florida's east coast, we are the third-largest credit union in the state. In 2025, we expanded into Orange County to better serve the growing East Orlando market.
As a not-for-profit financial institution, SCCU is dedicated to putting our members first. Unlike traditional banks, we return profits to our members through better rates, lower fees, and enhanced services. While we offer the same financial products-like checking, savings, and loans-our focus remains on empowering our members and supporting their financial well-being. With local decision-making and a commitment to exceptional service, we strive to make a meaningful difference in the lives of those we serve.
At SCCU, we also prioritize our team members by fostering a supportive and collaborative environment that encourages career growth and development. As we continue to grow, we are seeking talented, member-focused professionals to join our team and help deliver innovative financial solutions and outstanding service.
I UNDERSTAND this application a legal document for purposes of your employment. Upon acceptance of an offer with SCCU, I UNDERSTAND that I will be required to complete background, employment verifications, and drug screening. I UNDERSTAND further that any misstatements or omissions in this application and pre-employment process can be considered falsification and will result in a decision not to hire me, or to discharge me if discovered after I am hired. I UNDERSTAND that the information requested regarding date of birth, race and sex is for the sole purpose of gathering the above information accurately, and will not be used to discriminate against me in violation of any law. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hired.
SCCU is a drug-free workplace. I understand that as a condition of my employment, I will be required to submit to any testing for the presence of drugs, and to submit to any procedure to assess my qualifications for employment. If hired, I ALSO AGREE that if I am hired, my employment is for no definite time and may be terminated at any time without prior notice.
$21.6-22.9 hourly 59d ago
Senior Mortgage Loan Processor
Americasa By Nationwide Mortgage Bankers
Loan officer job in Miami, FL
Job DescriptionAre you a successful senior loan processor with excellent communication skills, a keen eye for detail, and a white-glove service approach to closing mortgages? Our mortgage team has a recipe for success that will help bring your skills and talents to the next level. If you are looking for an opportunity for growth with a tight-knit group of mortgage professionals, apply now.Compensation:
$90,000 - $120,000 yearly
Responsibilities:
Verify the accuracy of all obtained loan documentation, such as title insurance, loan applications, appraisals, credit reports, and income and asset declarations and provide them promptly to underwriters for loan approval
Submit loan file documentation accurately into necessary software programs
Source and order third party documentation needed for residential home loans, create and maintain the mortgage loan file, and assist underwriters by clearing conditions as requested
Serve as the main point of contact for title companies, real estate agents, mortgage loanofficer/ mortgage loan originator, borrowers, and mortgage underwriters to facilitate a timely loan closing
Ensure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
Qualifications:
Proficiency with MS Office, Loan Origination Software (LOS), and Automated Underwriting System (AUS) are desired
Several (2-3) years experience of loan processing experience with a mortgage banker or mortgage lending company, bank, or credit union is required
Bachelor's degree preferred; high school diploma required
Solid knowledge of various residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is vital -- Commercial loan and Refinance loan knowledge is helpful
Federal and state home loan regulatory requirements and overall mortgage industry knowledge is essential
Encompass Experience
Commute to Miami Dade or Broward County
About Company
Americasa, as part of Nationwide Mortgage Bankers, is immersed in every action of those of us who are part of Americasa. We are especially focused on helping the Hispanic community fulfill the dream of homeownership. We know how much this represents in the lives of clients, which is why we are committed to guiding them along this path by answering all their concerns. For us, the goal is not only the purchase of the house; for us, it is important that clients come out of this experience exceeding their own expectations and are satisfied with having obtained, with us, the best mortgage program available.
$38k-55k yearly est. 15d ago
Inside Sales - Junior Mortgage Banker
The Federal Savings Bank
Loan officer job in Miami, FL
Full-time Description
The Federal Savings Bank is hiring an entry level inside sales professional to develop as a Junior Mortgage Banker for our Miami, FL sales team. We seek enthusiastic individuals ready to elevate their sales career. This position is full-time and fully in-office. All applicants must be able to commute to our Miami office.
For more information please contact:
REILLY TILLMAN BRUCE,
Business Development Partner
Phone: **************
Email: **********************************
Key Responsibilities:
Utilizing a dialer to make outbound phone calls to warm leads
Support a top producing Senior Vice President with lead generation and follow up
Learn and apply critical sales techniques through hands-on sales coaching from the BEST training team in the mortgage industry!
Managing leads in our CRM
Provide fantastic customer service to bankers, clients, and referral sources
Consistently exceed borrower expectations. Always giving "Wow" service!
Follow the training plan and advance to a mortgage banker role
Requirements
High school degree or GED required, 2-4 year college degree preferred
1+ years of experience in sales, call-center environment, retail, hospitality, and food & beverage industries a plus
Must live in the Miami, FL area with the ability to commute to the office five days a week
Must be very comfortable working on a computer while being on the phone
Friendly, outgoing personality accompanied by a naturally high sales acumen
Excellent verbal and written communication skills
Great work ethic
Movers and shakers preferred. The more you hustle the more you make!
A positive attitude, desire to "win"
Must be dependable and require minimal supervision after training
Self-Motivated with a natural capacity for leadership roles
Strong organizational skills and multitasking ability
Comfortable working in a fast-paced, dynamic, and demanding environment
US veterans and recent college graduates strongly encouraged to apply
Employee Benefits:
Comprehensive Health, Dental, and Vision insurance plans available; includes company paid life insurance and competitive FSAs
Company sponsored Employee Assistance programs for financial planning, emotional support, legal guidance, and work-life solutions
401k with partial company match
Employee appreciation events and employee recognition
Fast-paced sales environment
Ongoing mentorship from senior team members and banker trainings
A true team culture working towards one common goal of helping homebuyers finance their dream homes!
The Federal Savings Bank is an
equal opportunity employer
. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.
Salary Description Commission
$17k-46k yearly est. Easy Apply 60d+ ago
Mortgage Closer/Funder
Edfed
Loan officer job in Miami, FL
The Mortgage Closer is responsible for closing and funding residential mortgage and home equity loans and lines of credit. Verifies all closing conditions have been cleared by the Underwriter and prepares closing package. Satisfies outstanding conditions and completes a file review to ensure compliance prior to closing and funding.
Duties & Responsibilities:
Reviews all closing conditions provided by the underwriter are cleared by obtaining necessary documentation and in compliance to secondary market and credit union policies.
Prepare and send out 3-day Closing Disclosure within timeframes for RESPA/TILA compliance. Explain and answer questions regarding the CD document to the member. Re-disclose when required.
Complete verbal verification of employment and any other verifications as required. Ensure all documents in file have not expired at time of closing.
Clears tasks in the LOS system or resubmit to Underwriting for approval as instructed.
Reviews Closer pipeline reports daily to manage flow of anticipated closings. Communicates with processors and underwriters regarding file status. Works on loans based on date of receipt and priority given.
Enter loans on appropriate spreadsheets with updated closing information for management and department tracking.
Communicate with member, title/closing agents, realtors, insurance agents, to coordinate and schedule closing and obtain any pending items and clear title required.
Complete checklists to ensure all documents and tasks have been completed throughout the process. Update LOS with expected closing date.
Meet with members and conduct closings on home equity loans and HELOCs in the Home Loan Department.
Review all closing documents to ensure signature and accuracy of documents upon receipt.
Funds the loans by performing applicable wire transfer transactions for first mortgage loans. Funds loans in Symitar system for home equity type loans and HELOCs. Mails out funding checks to third parties.
Must comply with all company policies and procedures, applicable laws and regulations including but not limited to RESPA/TRID, Regulation B, Regulation Z, Fair Lending, NMLS Safe Act.
Cross-sell credit life/disability insurance products on Home Equity loans and lines of credit.
Maintain personal information up-to-date in the NMLS registry within 30 days of a change
Process Loan Closings, Advances, Payments, and Maintenance Items - including Rollovers, Conversion, Margin Changes and Other Operational Transactions - , Loan Closings, Renewals and Loan Modification on an on-going basis
Compare documents and discuss discrepancies with underwriter and loanofficer for resolution
Coordinate with settlement agent for timely funding and disbursement.
Ensure completion of provided docs for necessary title reports, credit reports, appraisals, and inspections.
Maintain data integrity as loan progresses through closing.
Prepare funding figures and request wire for funding after balancing with settlement agent.
Review signed closing docs for accuracy and compliance.
Perform other duties as assigned by management.
$32k-43k yearly est. 60d+ ago
Mortgage Loan Officer
First Horizon Bank 3.9
Loan officer job in Coral Gables, FL
Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loanofficer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team.
There are very few career options that are as lucrative as a mortgage loanofficer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production.
**ESSENTIAL DUTIES AND RESPONSIBILITIES** :
Responsible for soliciting and servicing a variety of residential mortgage loans.
Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs.
Assists buyers in the purchase process through closing.
Make external and internal sales calls.
Comply with regulatory, secondary market and bank policies and guidelines.
All other duties as assigned.
**QUALIFICATIONS** :
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience.
Working knowledge of real estate loan documentation preferred.
Working knowledge of lending regulations preferred.
**NMLS Language**
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
**About Us**
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
**Benefit Highlights**
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
**Follow Us**
Facebook
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YouTube
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.
How much does a loan officer earn in Florida City, FL?
The average loan officer in Florida City, FL earns between $29,000 and $77,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.
Average loan officer salary in Florida City, FL
$47,000
What are the biggest employers of Loan Officers in Florida City, FL?
The biggest employers of Loan Officers in Florida City, FL are: