Kirtland Credit Union is seeking a talented executive to serve as Chief Lending Officer. In collaboration with the CEO, this leader will drive the continued expansion of the lending business, oversee a holistic sales and service approach, and manage the institution's diverse lending portfolio. The ideal candidate will bring deep expertise in financial services, with a strong foundation in consumer, commercial, and mortgage lending, complemented by excellent business development skills and proven strength in strategic planning. A bachelor's degree is required, along with seven to ten years of progressive leadership experience in lending or related financial services, including at least five years in a senior (preferably C-level) executive role within a financial institution or comparable organization.
Company Profile
Kirtland Credit Union, founded in 1958, is a member-focused financial cooperative with over 52,000 members and assets totaling more than $1.1 billion. With branches in Albuquerque, Los Lunas, Rio Rancho, and on Kirtland Air Force Base, KCU is dedicated to empowering members' financial independence by providing tools and solutions that simplify life, reduce financial stress, and support smarter saving and borrowing. The credit union offers a full range of services including checking, savings, wealth management/investing, loans, mortgages, and more. Guided by a culture of integrity, responsibility, and community, Kirtland builds meaningful connections with its members and employees, celebrating diversity and investing in innovative technologies and services to ensure long-term growth and success. Through sincere efforts and handcrafted solutions, Kirtland remains committed to delivering safe, secure financial options while giving back to the communities it serves, helping every member live confidently. To learn more, visit ***********************
Community Profile
Albuquerque, the heart of New Mexico, is a vibrant high-desert city where diverse cultures, authentic art, and centuries-old traditions thrive. With more than 310 days of sunshine each year, the city offers year-round opportunities for outdoor adventure, whether hiking and biking in the Sandia and Manzano Mountains, cycling the famous Paseo del Bosque Trail, skiing, golfing, or soaring in a hot air balloon over the stunning valley. Visitors can ride the Sandia Peak Aerial Tramway to breathtaking views, explore world-class museums and historical sites like Petroglyph National Monument, and savor authentic New Mexican cuisine. Albuquerque's unique blend of rich history, cutting-edge research institutions, and natural beauty makes it a dynamic destination where every season offers new ways to experience culture, adventure, and unforgettable landscapes.
Compensation
A comprehensive compensation package will be offered to the selected candidate.
Apply Now
To submit your confidential application and learn more about the positions represented by D. Hilton Associates, please visit us at *************** and click on Find a Career.
You may recommend others for candidacy by contacting Sarah Hilton, Senior Vice President at **************, extension 133,
or
*****************
$52k-74k yearly est. 4d ago
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Loan Officer (55840)
First State Community Bank 3.7
Loan officer job in Farmington, NM
LoanOfficer Make a Positive Impact First State Community Bank is seeking a motivated individual with a positive outlook and strong work ethic to fill the role of LoanOfficer. As an FSCB lender, you will be a connector. You'll connect people to the loan solutions that are specifically designed to fit their needs. You'll help start new businesses, help a family buy their very first home, or even help someone establish credit. You connect people to what's possible. For many, you'll be the go-to person for financial advice and expertise. Our best lenders are a mix of practicality and flexibility, who know how to use the right tools to create lasting relationships. The LoanOfficer position will be responsible for business development within the community and administration of good, quality loan portfolio consisting of consumer, real estate & commercial loans. Responsibilities in Accordance with Our Corporate Values Professionalism Establish, develop and maintain relationships with key partners in the community (e.g. Realtors, Tax Professionals, Developers, etc.) Provide prompt, courteous attention to all customers to meet their financial needs Accountability Coordinate interaction between borrower and all other parties involved, keeping customers updated throughout the process Ability to work independently, under pressure and against time deadlines Initiative Keen attention to detail as it relates to loan applications, loan processing, new regulations, bank policies and procedures Proactive communication with account holders with loans in arrears Understand all compliance aspects of lending HMDA, RESPA, Fair Lending, Reg B, Reg O, Flood Determination, Reg Z, CRA, etc. Adaptability Demonstrated abilities in the areas of problem-solving, analysis, and time management Keep up with all compliance aspects of banking BSA, Privacy, OFAC, Security, Reg CC, Reg DD, Reg E, Patriot Act, etc. What You Can Expect Competitive pay and benefits package - with variable compensation program based on team performance 401(k) with generous employer match benefit Helpful, qualified, and available leadership A caring, stable work environment Qualifications College Degree preferred Strong decision making skills required Attention to detail is a necessity Prior sales experience preferred Proficient & timely communicator; in-person, phone, electronic Must possess ability to maintain high productivity in unstructured work environment Exceptional customer service skills required
Additional Information
Being a First Stater...
Being a First Stater means that you roll up your sleeves and dig in. It means you work hard and do your best. It means that you enjoy learning new skills and are always eager to improve. It means you help the team by being a great teammate. It means you're passionate about making a difference in the lives of our customers and our communities. It means you consistently find new ways to improve our organization.
Do you have what it takes to be a First Stater?
Make a Difference - Apply Now!
First State Bancshares, Inc, is an Equal Opportunity Employer. All your information will be kept confidential according to EEO guidelines.
$43k-55k yearly est. 41d ago
Mortgage Loan Officer (English/Spanish Bilingual)
Homewise 4.1
Loan officer job in Santa Fe, NM
Requirements
Bilingual in English and Spanish: Due to the number of Spanish-speaking clients we serve, it is crucial that the Mortgage LoanOfficer is fluent in both English and Spanish, both verbally and in writing.
Customer Service: Extremely responsive to internal and external customer requests, exceeding customers' expectations. Abide by Homewise Inc. Customer Service Standards. Acts with empathy.
Listening Skills: Listen to understand others' viewpoints. Anticipate customer needs and offer innovative solutions.
Communication Skills: Clearly present issues, both orally and in writing.
Flexibility and Adaptability: Adjust quickly to changing priorities and conditions. Cope effectively with complexity and change.
Computer Skills: Competence in Microsoft Excel, Word, Outlook, Windows, and other software applications, including familiarity with Loan Origination Systems.
Work Independently: Ability to work independently with little or no supervision.
High Standards: Expect personal performance to be nothing short of the best.
Education and Experience
High school diploma or equivalent required
Minimum of two years' experience in mortgage lending or a related field is required
State of New Mexico Mortgage Loan Originator license
Ability to serve Spanish-speaking clients in Spanish required
Work Schedule
100% on site.
Must be able to work flexible hours, including evenings and/or weekends.
Physical Requirements
This is largely a sedentary role; however, some filing is required. This would require lifting files, opening filing cabinets, and bending or standing as necessary.
Must be able to occasionally lift up to 20 pounds
Must be able to maneuver around various client business offices and workspaces.
$52k-70k yearly est. 60d+ ago
Retail Mortgage Loan Officer
Guardian Mortgage Company 4.1
Loan officer job in Santa Fe, NM
Guardian M ortgage Company, Satisfying Customers Since 1965 Guardian Mortgage Company, Satisfying Customers Since 1965 Guardian Mortgage has been in the mortgage lending and servicing business in Southeastern Michigan and North Central Texas since the 1960s. It is an independently owned and managed company that specializes in originating single family, owner occupied, home mortgages (first mortgages).
Our mission statement is to personally serve every customer's short-term mortgage needs to ensure their long-term financial success, generation after generation.
In support of our growth projections, we are looking for strong candidates with a desire to help us grow, both within our current footprint and beyond. Successful candidates possess not only the requisite skills and abilities, but also the drive and desire to become an integral part of a fast growing organization with a strong history steeped in quality and customer focus.
Job Description
Are you ready to reach your full potential?!
If you are an assertive, independent and highly motivated sales professional who likes achieving goals with others, working in a face-paced environment where you can achieve you full potential through prioritizing productive activities while a support framework assists with the details, then we want to speak with you.
Guardian Mortgage, a fast-growing, Dallas headquartered mortgage banker with a mortgage legacy that spans over 50 years and 200,000+ transactions is expanding its market share by adding professional salespeople to originate residential mortgage loans in Texas, Michigan, Arizona and our newest offices in New Mexico!
You should apply for this position if:
You're concerned about your company's ability to close your loans on time.
You're sick and tired of spending your time on non-productive activities that don't generate new loan opportunities.
You are disappointed that your company is not providing adequate support for your origination activities or have a sneaking suspicion that your existing support may disappear.
You're unhappy that you have capped out your current earning potential because you lack the marketing, business development and social media resources necessary to grow your pipeline.
You fear your current employer is not interested in your professional development.
Apply only if:
You have proven your ability to produce consistently at a monthly volume of five or more closed loans from self-sourced referrals.
You are motivated to join a platform that can double your income over the next 18 months.
Place great value on customer service and even greater value on building relationships.
You invest your time and money into your personal development to improve your selling skills.
You define your success by the client's willingness to confidently refer you to others.
You will receive excellent training and transitional loan support.
Qualifications
Experience as a Retail LoanOfficer originating loans.
Currently possesses NMLS licensure.
Additional Information
To apply for this position, please submit a current resume to:
************************
$47k-69k yearly est. Easy Apply 16h ago
Santa Fe Regional Loan Officer
Caliver Beach Mortgage
Loan officer job in Santa Fe, NM
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!
Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
LoanOfficer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
$47k-71k yearly est. 60d+ ago
Loan Originator NE - Albuquerque
Primelending 4.4
Loan officer job in Albuquerque, NM
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loanofficer(s), loanofficer assistant(s), or loan processor(s).
Other duties as assigned.
$37k-57k yearly est. Auto-Apply 60d+ ago
Consumer Loan Officer 1
Sandia Laboratory Federal Credit Union 4.4
Loan officer job in Edgewood, NM
This role plays a pivotal part in advising, reviewing, and evaluating member's lending needs for personal loans and credit cards.
Schedule:
Monday-Friday 8:30AM-6:00PM (Day off during the week), Saturdays 8:30AM-2:30PM.
Essential Job Duties:
General loan responsibilities:
Evaluate loan applications and documentation by confirming creditworthiness.
Improve loan applications and documentation by informing the applicant of additional requirements.
Complete loan contracts by explaining provisions to the applicant; obtaining signatures and notarizations; collecting fees.
Help members by answering questions, responding to requests.
Maintain confidence by keeping loan information confidential.
Ensure compliance with all regulatory requirements and internal policies.
Manage the loan process from application to disbursement and beyond, including regular follow-up with members to assess their financial status.
Educate and advise members on such matters as appropriate financial planning, policies, and rates.
Provide comprehensive memo notes for the underwriter's review that contain relevant information to assist in loan decision-making.
Perform other duties as assigned by management.
Consumer loan responsibilities:
Input information into the consumer loan operating system.
Manage the loan process from application to disbursement and beyond, including regular follow-up with members to assess their financial status.
Evaluate credit worthiness and utilize credit reports to verify accuracy of the loan application.
Verify and inspect collateral offered.
Calculate loan payments, determine loan to value (LTV) and ascertain loan payoffs to other financial institutions.
Requirements
Required Skills/Abilities:
Excellent interpersonal and negotiation skills.
Excellent organizational skills and attention to detail.
Strong proficiency with Microsoft Office applications. Familiar and comfortable with information technology, particularly digital means of communication.
Strong organizational skills in managing multiple initiatives.
Strong analytical and problem-solving skills.
Proficiency in assessing creditworthiness and understanding credit scoring systems
Proven ability to meet and exceed sales targets
Bilingual abilities may be preferred, depending on the market served
Knowledge:
Basic knowledge of consumer loan products, regulations, and market trends
Basic knowledge of compliance with federal and state lending regulations (e.g., Equal Credit Opportunity Act, Fair Lending, Truth in Lending Act)
Education and Experience:
Minimum one year' experience in financial institutions or related experience
Minimum high school diploma/GED or more than one year of related experience
Physical Requirements:
Prolonged periods of sitting at a desk and working on a computer.
Must be able to lift 5 pounds at times.
$87k-106k yearly est. 19d ago
Mortgage Loan Originator
D.R. Horton, Inc. 4.6
Loan officer job in Albuquerque, NM
D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at **************** for more information.
D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients.
Essential Duties and Responsibilities
* Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant's goals in order to advise and review potential loan programs that would best suit their needs and stated goals
* Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates
* Maintain reports and notes within the origination software and customer relationship management systems
* Review new leads daily and contact them to earn their business
* Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved
* Make presentations on loan products in sales meetings and with Sales staff in builder communities
* Quickly respond to Operations in order to facilitate an efficient loan process
* Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations
* Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
* Able to work overtime
* Able to travel overnight
* Market the company's products and services accurately and effectively to potential business sources
* Develop sales leads for mortgages in builder communities and real estate offices
* Provide weekend coverage in builder communities and grand opening functions
* Review all documentation provided by borrower, check for accuracy, and address any discrepancies
* Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary
* Provide input to management, and attend production/staff meetings
* Infrequently, assist in resolving post-closing/funding problems
* Attend loan closings when possible
Education and/or Experience
* Bachelor's degree from four-year college or university
* One to two years of related experience and/or training
* Must have a vehicle and a valid driver's license
* Licensed Mortgage Loan Originator as required by state
* Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)
* Proficiency with MS Office and email
Preferred Qualifications
* Strong written and oral communication skills
* Ability to accurately and efficiently process and record a large volume of data
* Ability to act as a team player and be willing to accept constructive criticism
* Bilingual preferred
Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
* Medical, Dental and Vision
* 401(K)
* Employee Stock Purchase Plan
* Flex Spending Accounts
* Life & Disability Insurance
* Vacation, Sick, Personal Time and Company Holidays
* Multiple Voluntary and Company provided Benefits
Build YOUR future with D.R. Horton, America's Builder. #WeBuildPeopleToo
$49k-66k yearly est. 19d ago
Loan Administrator
First Savings_Beresford
Loan officer job in Truth or Consequences, NM
Job Description
Who we are
We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we build and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.
Our mission
Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.
Our values
Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.
Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.
Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
Community: We're proud to support each other and our local communities. We win when our customers win.
To learn more about us, visit **************************
About the role
The Loan Administrator provides administrative support to loanofficers. This role is responsible for performing general record keeping and clerical functions. This position is primarily responsible for handling loan documentation related to commercial, agricultural, and consumer loans.
Position is located in Truth or Consequences. It is not a remote position.
What you will do
Review and process loan applications, ensuring completeness and accuracy of all required documentation.
Prepare and maintain loan documentation, including promissory notes, security agreements, and collateral documents.
Verify insurance requirements are correct and up-to-date.
Ensure that all documents are properly executed and compliant with regulatory requirements.
Monitor and track loan files to ensure they are up to date with relevant information, commercial loan covenants, and compliance requirements.
Maintain the file monitoring system (Tickler Reports).
Assist in the preparation of loan disbursements and payments, maintaining accurate records throughout the loan cycle.
Maintain open and clear communication with customers, providing assistance and responding to inquiries.
Collaborate with lending officers, credit analysts, and other departments to facilitate the loan origination and servicing processes.
Other duties as assigned.
What you will need
Associates degree or greater in related field preferred
2+ years related experience Required.
Familiarity with Fiserv Premier Banking System, or other banking systems a plus.
Attention to detail necessary in role.
What we offer
Health Insurance
Dental Insurance
Vision Insurance
Paid Vacation, Sick, and Holiday time
A competitive 6% 401k match
And more!
Candidate must pass a pre-employment screening including credit history and criminal record check.
Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
$43k-59k yearly est. 29d ago
Loan Administrator
Performance Bankers
Loan officer job in Truth or Consequences, NM
Who we are
We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we build and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.
Our mission
Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.
Our values
Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.
Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.
Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
Community: We're proud to support each other and our local communities. We win when our customers win.
To learn more about us, visit **************************
About the role
The Loan Administrator provides administrative support to loanofficers. This role is responsible for performing general record keeping and clerical functions. This position is primarily responsible for handling loan documentation related to commercial, agricultural, and consumer loans.
Position is located in Truth or Consequences. It is not a remote position.
What you will do
Review and process loan applications, ensuring completeness and accuracy of all required documentation.
Prepare and maintain loan documentation, including promissory notes, security agreements, and collateral documents.
Verify insurance requirements are correct and up-to-date.
Ensure that all documents are properly executed and compliant with regulatory requirements.
Monitor and track loan files to ensure they are up to date with relevant information, commercial loan covenants, and compliance requirements.
Maintain the file monitoring system (Tickler Reports).
Assist in the preparation of loan disbursements and payments, maintaining accurate records throughout the loan cycle.
Maintain open and clear communication with customers, providing assistance and responding to inquiries.
Collaborate with lending officers, credit analysts, and other departments to facilitate the loan origination and servicing processes.
Other duties as assigned.
What you will need
Associates degree or greater in related field preferred
2+ years related experience Required.
Familiarity with Fiserv Premier Banking System, or other banking systems a plus.
Attention to detail necessary in role.
What we offer
Health Insurance
Dental Insurance
Vision Insurance
Paid Vacation, Sick, and Holiday time
A competitive 6% 401k match
And more!
Candidate must pass a pre-employment screening including credit history and criminal record check.
Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
$43k-59k yearly est. 58d ago
Mortgage Loan Originator
Sunflower Financial Inc.
Loan officer job in Albuquerque, NM
will office out of our Albuquerque, NM location
MUST HAVE prior loan origination experience
Excellent Benefits, Holiday Pay, Incentive Pay, and company perks!
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Originator at our Albuquerque, NM location.
This is a fully commissioned position with a draw. Draws are minimum wage rates based on work location. Details of the commission plan will be presented at time of offer.
Description:
Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management.
Responsibilities:
Develop, lead and originate mortgage loans through branches, realtors and builders.
Interview mortgage loan applicants.
Take loan applications from customers.
Send applicant's file to processors in the centralized loan support area.
Respond to referrals from branch personnel and others.
Assist in obtaining additional data or information when requested by processors.
Cross-sell all bank products and services.
Education / Experience Preferred:
Bachelor's Degree in a related field or equivalent experience, MBA or Master's Degree preferred.
2+ years of lending experience preferred.
Creativity, flexibility, integrity, and a commitment to customer support are essential.
Must be able to work autonomously exercising considerable independent judgment.
Must be able to maintain composure in stressful situations.
Must be able to work flexible hours.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
Associates enjoy outstanding benefits, including:
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
If you qualify, apply online at ******************************
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
$40k-63k yearly est. 4d ago
GO Network - Real Estate Brokerage Leadership Teams
ALBQ 2, LLC
Loan officer job in Santa Fe, NM
Job Description
The GO Network is a group of 13 real estate offices across New Mexico, North Texas, and Memphis. We are always looking to get into business with highly driven-talented people. We are always open to having conversations about opportunities we have in our organization and how you might fit in with our Vision, Mission, and Culture.
If you are interested in Growth/Recruitment, Operations, Office Administrative, or Technology roles please send us your resume and let us know what area you are interested in.
Click Here to learn more about the GO Network and apply for our many opportunities: My GO Network
$51k-87k yearly est. 3d ago
Community Lending Mortgage Banker
City National Bank 4.9
Loan officer job in Santa Fe, NM
WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community LoanOfficer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act.
WHAT WILL YOU DO?
* Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy
* Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans
* Provide sound and ethical loan counseling to all potential applicants.
* Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service
* Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices.
* Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements
* Develop and/or implement sourcing strategies as required by written goals.
* Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand
* Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends.
* Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations
* Attend regularly scheduled sales meetings, training sessions and Bank functions.
* Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division
* Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes.
* Commitment to work of nonprofit organizations and making a positive impact in the community
* Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* H.S. Diploma
* Minimum 5 years of retail residential mortgage sales experience
* Minimum 3 years of mortgage or financial experience as part of a community lending team
* Minimum of 5 years of experience with diverse and underserved clients
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act.
*Additional Qualifications*
* Highly prefer network of professional and nonprofit referral sources
* Highly prefer a BA/BS degree with preference for business, finance, or economics degree
* Demonstrated superior sales and marketing ability
* Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank
* Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite
* Knowledge of mortgage credit policies and current industry compliance standards
* Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
* Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities
*WHAT'S IN IT FOR YOU?*
*Compensation*
This is a commission-based role and does not have a set salary range.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our *********************************
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at **********************************
*INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
\#LI-RK
\#CA-RK
$28k-56k yearly est. 60d+ ago
Home Loan Specialist II
Solomonedwards 4.5
Loan officer job in Santa Fe, NM
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141859
### Place of Work
On-site
### Requisition ID
141859
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Clayton Homes Home Consultant - Las Vegas, NM
Clayton Homes 3.9
Loan officer job in Las Vegas, NM
Home Consultant Do you want to be a part of transforming the lives of others? Are you eager to grow in your career and work for a company where you can control your own salary? We are looking for game changers with an eagerness to connect and guide our customers to their future home. Let's talk! Apply today!
The main job purpose as a Retail Home Consultant with Clayton Homes will be to create a world class home buying experience by assisting customers to identify a floor plan, select options, and coordinate the construction process.
Clayton Homes, a Berkshire Hathaway company and one of the nation's leading housing provider, is a vertically integrated housing company that builds, sells, and insures affordable housing.
Our commitment to creating a World Class Customer Experience is unparalleled in the housing industry; we take pride in ensuring that all Clayton homeowners receive a high level of customer service from the time they visit one of our Home Centers all the way through to the time they take ownership of their new home.
Compensation
* As a Home Consultant with Clayton Homes, you will receive a $50k base salary plus a lucrative commission plan
* Unlimited career and earning potential
Ideal Team Member Profile
* Clayton Ambassador - protect the Clayton Homes branding and assets by maintaining a high level of integrity throughout the sales process
* Constant Learner - develop expertise in areas such as finance mortgage concepts, product, sales acumen, sales presentation skills and your local market
* Customer Follow-up - maintain customer files and provide timely follow-up with prospective buyers via the company's CRM system
* Merchandising - assist manager by helping select inventory, decorate models and maintain appearance of the homes
* Personal Prospecting - develop, refine and execute a strategic sales and marketing plan to increase home center traffic
* Product Demonstration - present potential buyers display homes, demonstrate features and benefits to create added value
* Set Appointments - set home center visits utilizing prospect database and by converting ad calls and web leads to appointments
* Training - participates in all sales meetings, training opportunities and other company sponsored functions
* Team Oriented - cooperative and collaborative, willing and eager to work in a team environment, assist with miscellaneous duties as required
Requirements
* At least 6 months of relationship driven business to consumer sales preferred
* General understanding of the retail environment
* Ability to obtain appropriate manufactured home sales licensing
* Learn and comply with legal requirements that apply to the sale of manufactured homes
* Strong verbal communication skills
* Ability to excel and contribute to a team environment
* Strong organizational and time management skills
* Ability to work required schedule, including Saturdays
* Professional demeanor and appearance
* Ability to walk the lot and show homes throughout all seasons
* Ability to move and lift furniture, promotional items, etc. (up to 75 lbs.)
* Subject to criminal background check and drug screening
Why Clayton?
* A Berkshire Hathaway Company - an integrity-based organization offering unlimited career growth.
* Full-time team members have the flexibility to create their own health, dental, and vision benefits package. Clayton provides competitive 401K programs including investment options and company matching for full and part time employees after one year to help our team members achieve their financial goals. Additional benefits include paid parental leave, Employee Assistance Programs, paid time off, paid holidays and more.
* As part of Clayton's commitment to Opening Doors to a Better Life, Clayton is now providing paid time for Team Members to volunteer to causes that are meaningful to them through the Clayton Impact program.
* At Clayton, we encourage holistic wellness with physical, nutritional, social, financial, spiritual and occupational programs.
* Home Centers are closed on Sundays - we believe in offering a balanced working environment.
Clayton is committed to a diverse and inclusive workplace. Clayton is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.
Business Unit - B00009
Clayton Retail
$50k yearly Auto-Apply 60d+ ago
Mortgage Loan Originator
Sunflower Bank, N.A 4.3
Loan officer job in Albuquerque, NM
Full-time Description
will office out of our Albuquerque, NM location
MUST HAVE prior loan origination experience
Excellent Benefits, Holiday Pay, Incentive Pay, and company perks!
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Originator at our Albuquerque, NM location.
This is a fully commissioned position with a draw. Draws are minimum wage rates based on work location. Details of the commission plan will be presented at time of offer.
Description:
Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management.
Responsibilities:
Develop, lead and originate mortgage loans through branches, realtors and builders.
Interview mortgage loan applicants.
Take loan applications from customers.
Send applicant's file to processors in the centralized loan support area.
Respond to referrals from branch personnel and others.
Assist in obtaining additional data or information when requested by processors.
Cross-sell all bank products and services.
Education / Experience Preferred:
Bachelor's Degree in a related field or equivalent experience, MBA or Master's Degree preferred.
2+ years of lending experience preferred.
Creativity, flexibility, integrity, and a commitment to customer support are essential.
Must be able to work autonomously exercising considerable independent judgment.
Must be able to maintain composure in stressful situations.
Must be able to work flexible hours.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
Associates enjoy outstanding benefits, including:
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
If you qualify, apply online at ******************************
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
$34k-44k yearly est. 1d ago
Loan Processor
State Employees Credit Union 3.3
Loan officer job in Santa Fe, NM
Job Description
Loan Processor I
REPORTS TO: Loan Processing Supervisor
SUPERVISES: N/A
JOB STATUS: Non-Exempt
JOB GRADE 7: $16.58 - $23.14 Targeted Hourly Rate
works on-site. Remote work is not available at this time.
*Looking to hire numerous Loan Processors for our growing Lending Team! Salary is depending on experience in the role, with ideal candidates having between 1 to 5 years of lending experience; financial institution experience a plus!
JOB SUMMARY:
Loan Processors are responsible for supporting the consumer and indirect lending activities of the credit union by processing loan applications efficiently and accurately. Ensures compliance with applicable regulations and internal policies while delivering excellent member service. Works closely with members, the Loan Processing Supervisor, and internal staff to gather required documentation, verify information, and prepare loan packages for underwriting and funding.
All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence and consistently exceed the expectations established by Credit Union Management.
Duties/Responsibilities:
Must be proficient in completing all loan documentation, recommendations and verifications needed for loans and follow up as needed or necessary (i.e. title work, payroll allocations, auto transfers, loan coupons).
Collect, verify, and organize required documentation such as income verification, credit reports, and insurance information.
Communicate with members to clarify loan requirements and provide updates on application status.
Complete and mail notice of adverse action forms for loans and memberships as required.
Assist members with the loan application process by telephone and/or in person.
Pull credit reports, verify debt, estimate monthly payments for any outstanding debt not listed, and add relevant and required items to application.
Ensure that each loan is processed accurately and timely as set forth by established credit union policies, procedures, and practices.
Prepare loan application and document package for the facilitation of loan closing.
Process member requests for skip payments, loan maintenance, loan extensions, due date adjustments, loan payment frequency, and other related modifications.
Cross sell credit union products and services that provide value to the member and that deepen credit union relationships.
Understand and comply with all policies, procedures, and regulatory requirements including but not limited to: BSA, USA Patriot Act, OFAC, CIP, Member Due Diligence, Reg P, Reg J, Truth in Lending Act, and Fair Credit Reporting Act.
Perform quality review of loans booked and funded for accuracy, completeness, proper signatures (authority), and collateral requirements.
Ensure all loan files comply with federal, state, and credit union regulations.
Maintain, track, and ensure loan exceptions are corrected and cleared in a timely manner.
Serve as back up to indirect processing and indirect funding as directed.
Perform other duties as assigned.
Required Skills/Abilities:
Strong math skills such as addition, subtraction, multiplication, division, and percentages.
Basic understanding of lending products, services, and processes.
Must have knowledge of office machines and equipment and be able to type.
Must be able to speak, write and understand English. Excellent verbal and written communication skills are necessary.
Strong attention to detail and organizational skills.
Ability to prioritize and manage multiple tasks in a fast-paced environment.
Demonstrates problem-solving skills and the ability to work collaboratively with team members.
Ability to maintain confidentiality and handle sensitive member information securely.
Patience, tact, enthusiasm and positive attitude toward the members and general public.
Job Related Travel - As required.
Education/Experience:
Education or experience equivalent to a High School diploma or G.E.D certificate, in addition to some experience working in an office or administrative environment.
Experience with lending or financial services a plus but not required.
General Requirements:
Must be capable to execute all terms and conditions set forth in the Employee Handbook, including but not limited to:
Work in a safety conscientious manner which ensures that safe work practices are used in order not to pose a risk to self or others in the workplace.
Adhere to policy on Drug Free Workplace.
Comply with company policies and procedures and local, state and federal regulations.
Physical Requirements:
Prolonged periods of sitting at a desk and working on a computer.
Some standing, walking, kneeling, stooping, bending and lifting.
Must be able to lift up to fifteen (15) pounds at times.
Must be able to access and navigate credit union facilities.
State Employees Credit Union offers a highly competitive benefits package
Applications must be received by Human Resources
State Employees Credit Union of New Mexico is an Equal Opportunity Employer
Equal Opportunity Employer, including disabled and veterans.
$16.6-23.1 hourly 28d ago
Loan Specialist
Regional Finance 4.1
Loan officer job in Santa Fe, NM
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
* Regional offers competitive pay! We do our best to show that we value our team members!
* You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
* You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
* All full-time team members have access to our medical, dental, vision and 401(k) benefits!
* Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments!
Duties and responsibilities
* Provide exceptional service to all customers.
* Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
* Maintain office cash with accuracy and proper security.
* Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
* Minimize delinquent debt through calling customers and collecting on past-due accounts.
* Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
* Transport money and deposits to and from bank.
* Other duties as assigned by leadership.
Minimum Qualifications
* High School Diploma or Equivalent.
* Prior customer service experience in either a sales/retail environment or cash management environment.
* Must pass drug screen, criminal and credit background checks.
* Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
* Demonstrated passion for customer service.
* Excellent written and verbal communication skills.
* Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
* Thrives in a pay for performance atmosphere.
* Proven ability to multi-task.
* High degree of integrity.
* Sales mentality.
* Adaptable to an ever-changing environment.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
$41k yearly 34d ago
Mortgage Loan Processor
Kirtland Federal Credit Union 4.1
Loan officer job in Albuquerque, NM
Working at Kirtland CU is more than a job-it's, a career, and one in the financial world! We pride ourselves on helping our employees learn, grow, and advance in any direction they choose. We offer a highly competitive salary, great benefits package and an energetic, vibrant work environment. Visit our careers page on our website to view our exciting opportunities and our fantastic benefits.
We are currently seeking a Mortgage Loan Processor to join Kirtland Credit Union! This position is full-time on-site at our Home Loan Center in Albuquerque, NM.
Join the rest of our teammates and become eligible for a generous benefits package that we offer:
• Medical, Dental and Vision Insurance
• 401(k) Retirement savings program that includes employer match.
• Paid time off with accrual starting from day one.
• 11 Paid Holidays through-out the year
• Tuition Reimbursement for College Degrees
• Employee Clothing Advance
• Fitness Reimbursement Program
• Employee Assistance Program
• Short- and Long-Term Disability
• Travel Assistance
This is what we would like you to do:
Acts as a liaison between the Mortgage LoanOfficers, Member Experience Specialists (MXSs) Underwriters, Members, Title Companies, Realtors, Builders, and Appraisers. Responsible for reviewing mortgage loan files and requesting required information from the members. Responsible for ordering out, preparing file for final underwriting, closing, and funding the loan. Processes and funds home equity loans and lines of credit. Works effectively with MXSs to coordinate the finalization of loan details and calculate closing figures in preparation for closing and funding. Works with settlement agents to schedule closings. Prepares loan documents for closing, audits executed loan packages, coordinates the funding of the loans, scans loan documents, real estate records, titles, mortgages, and other paperwork as needed. Ensures files are compliant with Fannie Mae (FNMA), Federal Housing Administration (FHA), Veterans Affairs (VA), federal and state legal and regulatory requirements, and Kirtland Credit Union policies and procedures. Effectively work with others to achieve individual goals and department goals. Creates exceptional experiences for internal and external members, employees, and third-party providers utilizing effective interpersonal skills. Supports and adheres to the credit union's mission, vision, strategic objectives, and service standards.
Primary Job Duties:
• Assumes responsibility for providing effective mortgage loan processing activities.
• Provide exceptional member service and experiences to internal and external members, employees, and third-party providers.
• Reviews new loan applications and initial disclosures for completion and works with MLO to clarify missing or questionable information.
• Act as member's main point of contact throughout the process, ensuring excellent levels of member service by providing guidance and advice on the mortgage process, in a detailed and comprehensive manner.
• Ensures interest rates are correct, locked, and proper documentation exists.
• Collects and analyzes third party documentation as necessary for all applications, including but not limited to title work, income verification, flood determination, insurance, and appraisal. Responsible for reviewing and addressing items involving credit, occupancy, title issues, and employment verifications.
• Assemble and submit completed file to underwriting; clear manual conditions, cure title issues, and resolve appraisal discrepancies as needed.
• Responsible to clear any prior-to-fund conditions that arise after final underwriting.
• Perform the role of liaison between KCU and all parties involved in the mortgage transaction, including realtors, appraisers, title Companies, etc. and effectively communicate to provide exceptional experiences.
• Review all application documentation to ensure compliance with regulatory requirements Fannie Mae Desktop Underwriting, FHA, VA, FNMA, and KCU lending policy and procedures.
• Assure Home Mortgage Disclosure Act (HMDA) information is accurate and complete according to the regulatory requirements.
• Assumes responsibility for providing effective mortgage closing and funding functions.
• Acts as a liaison between the member and third parties involved in the mortgage transaction, such as realtors and settlement agents (title companies), and the MLO, as necessary and effectively communicate to provide exceptional experiences.
• Review title and survey for exceptions, and audit loan document to ensure all underwriting conditions have been met.
• Calculate closing figures and coordinate closing of the loan with the member, settlement agency, and any other involved parties.
Education/Certification:
Associate's degree in business or related field preferred.
Experience Required:
• Three years of Mortgage Lending or real estate loan processing experience preferred.
• Two years of Financial Institution experience helpful, but not required.
• Experience with calculating loan to value and debt to income.
Required knowledge, skills and abilities:
• Understanding of mortgage loan processing functions, including FHA/VA and conventional lending.
• Knowledge of mortgage related requirements, procedures, and underwriting criteria.
• Knowledge of applicable regulations.
• Knowledge of real estate closing documents, loan products, and lending compliance and Regulations.
To apply for this exciting opportunity, visit our careers page at **************************
Kirtland Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.
$32k-40k yearly est. Auto-Apply 4d ago
Mortgage Sales - Mortgage Banker III
NBH Bank 3.9
Loan officer job in New Mexico
It starts with our culture ... Common sense has never been common. If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn't just see a number, they'd see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people's lives and offer simple solutions.
That's the basics of Relationships. Fairness. Simplicity. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.
Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work.
As a Mortgage Banker III, you will be responsible for the generation of mortgage loan production from banking center provided leads, referral sources, realtors, builders, and consumer networking groups. You will originate ≥ 60 units of first mortgage loan products annually and develop referral partner relationships with NBH Banking Center Associates. You will be responsible for a variety of tasks including aligning mortgage priorities with the "Client Experience", compliance, audit and operations. You will help the Sales Manager to monitor marketplace competition and trends in order to incorporate them as appropriate into the sales strategy. You will also identify referral sources and collaborate with all internal stakeholders to increase the Bank's presence and competitive status by expanding existing business relationships and servicing clients (increase wallet share). Additionally, you will develop a book of business through prospecting while also servicing assigned Banking Center's clientele. You are expected to build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position.
All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.
Minimum Requirements: To be considered for this position, you must possess the following qualifications.
Associates degree in Business, Finance or equivalent combination of education and related work experience.
7+ years of experience in mortgage banking.
Advanced knowledge of RESPA/government regulations for residential mortgages.
Knowledge and experience operating within Dodd-Frank regulations.
Proven track record of success in the mortgage lending industry.
Must be/become registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS) as required by the S.A.F.E. Act.
This position requires ongoing compliance with all mortgage regulatory requirements and related NBH's compliance policies including acceptable background check investigation results.
Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications:
Bachelor's degree in Business, Finance or equivalent combination of education and related work experience.
10+ years of experience in mortgage banking.
Skills and Abilities: Below is a general list of desired skills and abilities; this is not an exhaustive list.
Proficient in MS Office applications which include Outlook, Word, Excel, and PowerPoint.
Proficient in Encompass and Desktop Underwriter.
Ability to interact with others, both in person and through phone, e-mail, and written correspondence.
Ability to perform focused work with close attention to detail.
Willingly cooperates and works collaboratively toward solutions that generally benefit all involved parties; works cooperatively with others to accomplish company objectives.
Apply and improve extensive or in-depth specialized knowledge, skills, and judgment to accomplish a result or to accomplish one's job effectively
Apply original thinking in approach to job responsibilities and to improve processes, methods, systems, or services.
Demonstrate concern for achieving or surpassing results against an internal or external standard of excellence. Show a passion for improving the delivery of services with a commitment to continuous improvement.
Makes decisions authoritatively and wisely, after adequately contemplating various available courses of action.
Creates an atmosphere in which timely and high-quality information flows smoothly up and down, inside and outside of the NBH Bank footprint.
Effectively transfers thoughts and expresses ideas orally or verbally in individual or group situations.
Work Environment:
We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:
We are committed to our core value of meritocracy and supporting our associates in growing within their role.
When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead.
Ability to meet with associates, clients, and leadership on short notice in various geographical regions in order to deliver results.
Must be available to clients and teams by phone/email at all hours of the day.
Must be able to work at a rapid pace for long periods of time.
Must be able to work additional hours beyond traditional business hours to the extent necessary.
Must be able to travel as necessary.
Incentive and Benefits:
This role is eligible to participate in a commission plan, which can significantly increase your overall compensation.
In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.
If this is what you believe in, then you're definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.
How much does a loan officer earn in Las Vegas, NM?
The average loan officer in Las Vegas, NM earns between $39,000 and $86,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.