Loan officer jobs in North Bethesda, MD

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Job Tasks and Responsibilities: As a loan originator, Employee shall have responsibility for collecting and analyzing customers' income, assets, investments and debts; determining which financial products best meet customer needs and financial circumstances; advising customers regarding advantages and disadvantages of different financial products; and marketing and promoting qualifying residential mortgage loans in accordance with MMC's policies and procedures as in effect from time to time, and in accordance with Employee's terms of compensation set forth in Exhibit A as updated or revised at MMC's discretion from time to time. Employee shall achieve satisfactory production standards as updated or amended at MMC's sole discretion from time to time. Employee shall adhere to MMC's policies and procedures regarding fees chargeable on all loans originated. Employee shall perform all duties incidental to the successful operation of the Business and such other duties as specified by MMC from time to time. Employee shall obtain and process loan applications and oversee the completion of all documentation and fulfillment of all closing conditions for each loan Employee originates. Employee will be responsible for communicating initial loan commitment terms to potential customers. Employee represents possession of the necessary skills and proficiency to market, promote, and prepare applications for loans secured by real estate. Employee shall devote Employee's best efforts, attention, knowledge and talent to discharging those duties and responsibilities faithfully, conscientiously and diligently as may be assigned by MMC, together with such other duties as are generally commensurate with the role of a loan originator. Employee shall devote Employee's full time, ability, and attention to MMC's Business during the term of this Agreement. Employee will be responsible for developing and carrying out personal marketing strategies, developing a high level of customer satisfaction, and following all MMC policies and procedures, including but not limited to those set forth in any and all of MMC's policy and procedure manuals, guides, handbooks, bulletins and other circulated materials, in written or electronic form, and relating to the Business of MMC and employment of Employee(collectively, the "Policies"). Employee acknowledges receipt of the Policies in existence as of the date of this Agreement, and covenants to review such Policies and as supplemented or updated. Employee shall cooperate with and assist MMC in assembling all documents necessary for marketability of residential mortgage loans, including the sale or assignment of such loans. Knowledge of FNMA/FHLMC,FHA,VA and VHDA underwriting guidelines Required Knowledge, Skills and Abilities: Strong organizational and time management skills Ability to multitask in a fast-paced environment Excellent verbal and written communication skills Customer service oriented Understanding of Residential Lending regulatory requirements Experience with Encompass360 Educational and Experience Requirements: Bachelor's degree in Finance or Business is preferred Certification(s) from the Mortgage Bankers Association preferred but not required At least two- three years of Mortgage Lending experience

To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about Navy Federal's mortgage and equity loan products; clarify complexities of the mortgage/equity loan process; and evaluate, personalize, and recommend financing alternatives. To build and maintain referral relationships with realtors, builders, and other centers of influence. Ability to work effectively and efficiently with automated systems Experience in the mortgage lending industry Working knowledge of mortgage lending requirements, regulations and procedures for VA and conventional loan programs Working knowledge of mortgage/equity loan processing, closing and documentation requirements and regulations Incumbent will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks Advanced skill in comprehending, analyzing, applying and communicating complex written legal documents Advanced skill speaking and/or presenting in front of groups in a professional setting Advanced word processing and spreadsheet software skills Desired Qualification(s) Advanced knowledge of Navy Federal Mortgage Production and/or Servicing Systems Hours: Monday - Friday, 8:30AM - 5:00PM Location: 180 Admiral Cochrane Dr Suite 215 Annapolis MD 21401 Analyze referred loans for areas of concern and determine proper course of action (e.g. obtain explanations for derogatory credit) Determine and advise members on approved loan conditions and documentation requirements Ensure progress and inclusion of required mortgage processing information (e.g. verifications of employment, assets, income and liabilities; appraisal reports, Navy Federal and investor requirements, etc.) Maintain contact with the member, Realtor and/or seller during the entire loan process Monitor mortgage loan process and ensure compliance with Federal laws, as well as, Navy Federal, NCUA and secondary market practices, guidelines and regulations Remain available to members and/or their real estate agents during scheduled evening hours after assigned work days and during scheduled hours on assigned days off (e.g. weekends) Request and obtain documentation needed and forward to Mortgage Processor Respond to inquiries about mortgage applications, processing status, problems and concerns Seek and leverage opportunities to conduct outside marketing and promotional activities to members and potential members through financial presentations, local events and realtor/trade shows and events Take first mortgage loan applications via face-to-face interview, mail and telephone Resolve or arrange for resolution of operational/processing issues, inquiries and complaints Respond to inquiries and resolve any issues concerning the processing of applications Review application for completeness, data integrity and accuracy; determine if additional information and/or supporting documentation is required Perform other duties as assigned

Job Details Waldorf, MD Full Time High School $13500.00 - $65000.00 Commission Road Warrior SalesDescription AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the External Mortgage Loan Originator position include, but are not limited to, the following: Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales. Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals. Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities. Take information from the borrower and fill out the loan application. Develop relationships with referral partners such as realtors to generate new customers. Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford. Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product. Collect financial information (tax returns, bank statements) and other related documents that are part of the application process; Provide disclosures to the borrower, including truth in lending, good faith estimate, and others. Counsel and advise the borrower in understanding and clearing credit problems. Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed. Order legal documents. Review HUDS prior to closing. Qualifications Must have appropriate state license or certificate (varies by state). Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies. Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors. Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) Must have excellent communication skills and the ability to analyze financial information. Must be a sales-oriented self-starter. Work Environment/Physical Demands: Travel is required 80% of the time. AnnieMac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K. ***AnnieMac Home Mortgage is an Equal Opportunity Employer *** ***AnnieMac Home Mortgage participates in E-Verify.***

Come join our amazing team and work in our Owings Mills, MD Office! Our Consumer Direct Mortgage Loan Officer advises customers of all their mortgage options. Responsible for guiding our customers through the mortgage process whether purchasing a new home or refinancing their current home. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The base pay is $15.00/hr. plus monthly commission (no draw). What you'll do: Prospect, connect, and build rapport with customers by making outbound calls to company-sourced leads and taking inbound calls from customer inquiries, Customer Service agent transfers, and third party transfers. Guide customers to the best mortgage products available by listening to the customer needs, answering questions, and collecting all documents necessary to close a mortgage loan. Follow up with customers to ensure we are providing a high level of best-in-class service. Adhere to all phone, email and SMS disclosure requirements when interacting with customers. Partner with all respective business partners to ensure an expedient and seamless process of file flow. Maintain resilience, determination, and adaptability to the changes in the mortgage industry and our customers' needs. Maintain adherence to all applicable laws and regulations regarding mortgage lending. Perform other duties as assigned What you'll need: Knowledge of FHA, FNMA, FHLMC, VA, and USDA products. Knowledge of purchase and refinance transactions. Knowledge of Carrington's underwriting guidelines and investor requirements or ability to learn quickly. Knowledge of Carrington's loan origination system or ability to learn quickly. Industry specific software knowledge preferred, i.e. Lead management systems (Leads 360), DU, LP, Appraisal Management Software. Proficient at or capable of learning all mortgage origination software and technologies. Passionate about serving current Carrington Mortgage customers. Excellent communication, listening and interpersonal skills. Strong attention to detail. Our Company: Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** What is the value proposition to joining the team? Full array of mortgage programs. Paperless loan file flow and process. Aggressive Marketing support including brochures, social media, and CRM. Aggressive underwriting: we manual underwrite over 80% of our files Warm exclusive leads Ability to originate nationally Competitive compensation plan, including a base plus commission. What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!). Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. #LI-CF1

Job Description Home Loan Specialist - Warm Leads Provided - EmpowerHome Mortgage EmpowerHome Mortgage | Remote Flexibility Are you a licensed Mortgage Loan Officer ready to grow your production without chasing cold leads? EmpowerHome Mortgage is looking for motivated, relationship-focused Loan Officers who want consistent warm leads, industry-leading support, and the opportunity to build a high-volume business. As the exclusive mortgage partner of EmpowerHome Team-a nationally ranked real estate team-our Loan Officers receive a steady flow of warm, pre-qualified buyer leads every week. No cold calling. No lead buying. Just real homebuyers ready to move forward. If you're driven, client-focused, and ready for a scalable career path, this is the opportunity. What We Offer Warm, pre-qualified buyer leads provided directly from EmpowerHome's top real estate agents Remote flexibility with proven systems, CRM, and technology to streamline your pipeline Operations, processing, and marketing support, so you can focus on clients-not paperwork A collaborative, growth-oriented team culture Competitive commission plan with six-figure income potential A trusted brand with strong agent partnerships and repeat referral business Compensation: $100,000+ commission potential at plan, with upside earning potential. Compensation: $100,000+ at plan commission Responsibilities: Evaluate and pre-qualify loan applicants by reviewing financials, credit reports, and documentation Advise clients on mortgage products, loan programs, and financing options Guide borrowers through every step of the loan process, ensuring a smooth and transparent experience Maintain compliance with all mortgage lending regulations and internal policies Build relationships with real estate agents, builders, and referral partners to increase loan volume Qualifications: Active NMLS License (required) Proven success as a Loan Officer, Mortgage Loan Originator, or similar lending role Strong communication, customer service, and relationship-building skills Self-motivated and organized, with the ability to manage a high-quality pipeline Passion for helping families achieve homeownership and advancing your mortgage career About Company Why EmpowerHome Mortgage? Exclusive partnership with a top-ranked real estate team Ranked #8 Real Estate Team in the Nation by RealTrends (Sales Volume) #1 Female-Led Real Estate Team in the United States Mission-driven culture focused on client care, performance, and professional growth How to Apply Submit your resume today. Qualified candidates will be contacted for next steps.

Salary is depending on experience. If you have a passion for business, customer service and growth this is the perfect opportunity for you! Lots of growth opportunities within the company! Responsibilities- Maintain strong communication and customer service to homebuyers, branch personnel and divisions within the company- Manage multiple loan files- Collect and record customer information in a timely manner- Ensure accuracy and completeness of each loan file- Coordinate closing tasks- Follow-up on submitted and pending loans Requirements- Bachelors Degree- Excellent communication and customer service skills- Hard-working and detail-oriented$55,000 - $60,000 a year

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality. Job Responsibilities: Establish a presence for CCM, including but not limited to, converting incoming leads. Analyze current rates and programs to provide accurate and timely information to borrowers. Negotiate terms and conditions with borrowers. Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone. Manage personal pipeline to ensure service standards and financial goals are met. Learn various borrowing programs and processes and stay current with changes and new products. Learn and utilize various in-house technical systems and programs. Evaluate credit requests and determine trends in a given marketplace. Comply with all applicable federal and state compliance guidelines relative to the position. Available to work varying hours and overtime if needed. Qualifications and Skills: Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment. Experience collecting and analyzing borrower income and negotiating skills. Experience proactively soliciting new business. Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems. Experience converting leads and in-bound calls, preferred. NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”) *, a plus. State License under the terms of the SAFE Act*, a plus. Excellent analytical skills. Excellent communication and collaboration skills. Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook) This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: $15.00 This position is compensated through commission earnings. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

It is the responsibility of the Mortgage Loan Officer to be able to handle all functions of originating a loan. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Origination Requirements Develop application sources through internal and external centers of influence including but not limited to: Burke & Herbert Bank branches, realtors, builders, stockbrokers, financial planners, attorneys, accountants and past customers. Develop new business from personal and nontraditional resources. Work independently. Complete 1003 Residential Loan Application. Collect all data and documents necessary to process the application. Assign loan number. In-put or upload application information into Loan Origination System, Encompass. Submit to Desktop Underwriter™, Loan Prospector™ or other decision engine. Issue initial disclosures accurately and in a timely manner. Follow up on conditions necessary to close or decline loan as requested. Price and lock interest rate with investor, meeting Burke and Herbert Bank pricing expectations. Monitor lock expiration dates for closing and delivery. Other Banking Requirements Call on Burke & Herbert Bank branches in assigned territory. Make introduction of all market applicants to appropriate Burke & Herbert Bank personnel. Generate new leads for the Bank from outside sources. In consultation with Burke & Herbert Bank personnel, explore opportunities for cross-sell of other Burke & Herbert Bank products. Collect fees in accordance with Burke & Herbert Bank standards. Participate, as requested, in opportunities to promote the Burke & Herbert Bank. Maintains lending compliance including but not limited to: early disclosures, government monitoring, high priced mortgage loans documentation, and customer information procedures. Closed Loan Requirements Expected minimum closed loan volume of $1,000,000 per month after 60 days. Skills/Abilities A Mortgage Loan Officer must be able to communicate and work well with the public. Must have the ability to analyze credit information necessary to originate and assist in processing a residential loan application. Individual must have knowledge of lending compliance requirements and general knowledge of conventional and government loans available to the consumer. Must be resourceful and have the ability to work with secondary market investors insuring all loans meet established guidelines. Must be extremely detailed oriented to insure accuracy of data supporting loan files. Data integrity must never be compromised. Must have ability to work independently inside and outside the office, manage loan pipeline, follow-up with borrowers, Burke & Herbert Bank partners, and sources of business. Work to ensure timely loan closings. High Level of experience with FHA - VA - USDA and VHDA. Education and Experience College degree preferred. At least 1 year of mortgage loan sales and an active NMLS number Origination and sales experience. Encompass experience preferred. This position is classified as Exempt under the Fair Labor Standard Act. Mortgage Loan Officers must be customarily and regularly engaged in making sales away from the bank's places of business. Compensation for this position is 100% commission based. Supervisory Responsibility This position has no supervisory responsibilities. Work Environment This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary. Travel Travel may be required for this position. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Job DescriptionBenefits: Company paid Life, STD, and LTD 401(k) 401(k) matching Health insurance We are seeking a Commercial Loan Review Specialist to join our team! As a Commercial Loan Review Specialist on our team, your responsibilities will include evaluating creditworthiness, assessing risk, and supporting commercial lending decisions through in-depth financial analysis and reporting. This role works closely with the Vice President and other stakeholders to ensure sound credit practices and compliance with internal policies and external regulations. The ideal candidate will bring strong analytical expertise, attention to detail, and a proactive approach to relationship management and risk assessment. Responsibilities Oversee multiple client portfolios to determine creditworthiness and risks associated with them Evaluate the financial health and creditworthiness of individuals and businesses seeking commercial mortgages and other credit products Analyze tax returns, financial statements, cash flow projections, and personal financials to assess repayment ability. Develop and maintain detailed loan write-ups and credit memos for new applications, renewals, and annual reviews Meet with clients to build and strengthen relationships Qualifications 25 years of experience in commercial credit analysis, lending, or financial underwriting Strong understanding of financial statements, credit scoring models, and commercial loan structures Strong organizational skills and excellent attention to detail Excellent written and verbal communication skills, including the ability to prepare clear, concise credit summaries Comfortable working both independently and as part of a collaborative team Proficiency with Microsoft Excel and credit analysis or core banking systems Previous experience in a financial institution desired

Directly soliciting, originating and supervising to closing Mortgage Loans, on behalf of the Company's customers; Directly or indirectly negotiating or counseling applicants about Loan interest rates on a Loan application; Directly or indirectly representing to the public, through advertising or other means of communicating or providing information, including the use of business cards, stationery, brochures, signs, rate lists, or other promotional items, that such Employee can or will perform any of the activities of a MLO; Researching, developing and implementing marketing ideas taken from various marketing sources; Establishing and maintaining client referral relationships with previous clients, realtors, accountants, financial planners, builders, and developers to develop new business or retain existing business; Receiving, collecting and distributing information provided by the applicant to the Company's Processing and Underwriting Department; Originating Loans only in the state where the MLO and the Branch Office from where the MLO works from is licensed. Remaining familiar with and ensuring that all loans originated by and actions on behalf of the Employee are handled/taken in accordance with the Company's policies, guidelines, quality control, applicable federal, state, and local laws, and investor guidelines; Ensuring that all proper documentation is prepared, kept and maintained in accordance with all applicable laws, and is readily available for inspection at Company's discretion; Informing the Company immediately of any and all events, incidents, occurrences, complaints, lawsuits, investigations, findings, or good faith concerns of illegal, improper, or unethical or other material information or matters concerning the Company and/or the Employee; Ensuring that all closed loan documents are stored in Company's document storage system and accessible to Company upon demand; Ensuring that all advertising and marketing is done only with the pre-approval of Company and that all telemarketing is performed in accordance with Company guidelines for use of the Do Not Call list and is in compliance with Federal and State rules. Ensuring that all websites or other social media used by the Employee that relates in any way to financing residential real estate are approved by the Company prior to posting to/access by the general public. Ensuring that any and all email communications on behalf of Company shall be sent from and directed through corporate email. Private email is not to be used for any official Company business. Ensuring that all borrowers are advised of the most appropriate financing options, are not steered to products based on maximizing compensation, and are only advised to close loans if there is a good faith basis to believe that the borrower will be able to re-pay the loan. Devoting his/her productive time, ability, and attention to the business of the Company and giving his/her best efforts and skills exclusively to the business and interest of the Company during the term of his/her employment with the Company.

About Us: SkyPoint Federal Credit Union is a community-based financial institution, located in Montgomery County, Maryland, SkyPoint serves our members in the greater Washington D.C. metro region with a wide array of financial services, supported by technology, and offers great value, affordable fees, and rates through our member-owned structure. The only designated Community Development Financial Institution (CDFI) credit union in Montgomery County, SkyPoint helps our members and the community gain access to the financial services needed to prosper. Through our inclusive, expert, and compassionate team, we focus on removing banking complexities, and building empowering relationships with our members to help them achieve their financial goals with simple and accessible banking solutions. Role Overview: The Loan Processor gathers documentation, obtains credit reports, verifies income and employment, and ensures all requirements are met to complete loan applications. This role involves explaining loan options, processing applications, disbursing approved loans, and cross-selling credit union products and services. Key Responsibilities Interview loan applicants (in person, phone or email) and gather complete credit application information. Explain loan options, rates, terms, and collateral requirements; provide credit education. Process new loan applications, organize loan packages, and ensure all documentation is complete for decision-making. Order credit reports, verify information, and maintain accurate member files. Disburse approved loans and complete Home Equity settlements in compliance with policies. Respond to member inquiries and resolve lending issues professionally. Provide phone coverage for the department queue and process lien releases, payoffs, and other member requests. Qualifications High school diploma or equivalent required; college-level courses in accounting or credit analysis preferred. 2-4 years of experience in consumer lending, credit cards, or mortgage processing. Knowledge of lending policies, procedures, and regulations. Proficiency in Microsoft Office and internet applications. Strong communication, analytical, organizational, and problem-solving skills. Ability to manage multiple priorities and maintain attention to detail. Service-oriented mindset and ability to work in a branch and office environment. Physical Requirements Ability to lift up to 25 pounds occasionally. Standing, walking, bending, and stooping as needed. Prolonged periods of sitting and computer work. Hours: SkyPoint FCU is open M-F 9am-5pm Working Hours: Monday-Friday 8:45am-5:15pm Based upon business needs, this position may require working at or transferring permanently to neighboring branches within a reasonable commuting distance. Benefits: Holidays: Eleven (11) paid per year Leave: You will earn Paid Time Off and Personal, Sick and disability leave. Annual leave is accrued at 4.6 hours per pay period (15 days per year). Two personal days are earned per year. Sick leave is accrued at 4.62 hours per pay period with a maximum accrual per year of 120 hours. Insurances: Employees are offered medical, prescription, dental, vision and disability insurance. The credit union pays a portion of the monthly premium, and the employee pays a portion. Available providers and costs will be discussed during orientation. All insurance except disability is effective the first of the month following date of hire. Life Insurance: All full-time employees are required to have Group Term Life (GTL) insurance equal to 1x's their basic annual earnings, up to $200,000. Active employees over age 65, their coverage is reduced to 65% of the pre-65 face value. This policy is County paid 80%, and employee paid 20%. Additional coverage can be purchased. Information will be available during orientation. 401(a)/Deferred Compensation: You will be eligible to participate in the SkyPoint FCU Retirement 401A plan after 6 months of employment. Information about retirement options will be presented during orientation.

Requirements Closing Preparation Review approved loan files in LOS (Calyx Path/Encompass) to verify completeness and accuracy. Confirm all underwriting and compliance conditions are satisfied prior to document generation. Prepare and validate Closing Disclosures (CDs), loan documents, and settlement statements. Ensure loan data integrity across all systems in mortgage lending such as Calyx, Encompass, FICS, and Keystone Coordination with Settlement Agents Communicate with title companies, attorneys, and settlement agents to confirm closings details Balance CDs and verify closing fees and charges align with investor and regulatory standards. Confirm and validate wire instructions and manage delivery of closing packages securely. Funding Authorization & Quality Control Verify all closing conditions have been satisfied and supporting documentation is complete prior to funding. Accurately calculate funding amounts, authorize wire disbursements through Keystone, and confirm receipt of executed closing packages. Review signed closing packages for completeness and compliance prior to post-closing submission. Compliance & Training Maintain compliance with TRID, RESPA, TILA, Reg Z, Reg B, and investor guidelines. Ensure accurate disclosures, calculations, and documentation for FHA, VA, HELOC, and DPA loans. Support internal audit and quality control reviews by providing complete and accurate closing files. Identify opportunities for process improvements to enhance operational efficiency and member experience. Education: High school diploma required; Associate degree preferred. Experience: Minimum 2+ years of mortgage closing/funding experience, including FHA, VA, HELOC, and DPA programs. Technical Skills: Proficiency with Calyx Path, Encompass, Keystone, and FICS preferred. Knowledge: Strong understanding of TRID, RESPA, TILA, Reg Z, Reg B, and investor requirements. Attributes: Exceptional attention to detail, organization, and the ability to manage multiple closings under tight deadlines. Top benefits or perks: Joining Lafayette Federal comes with perks to support you in your personal and professional journey. We provide employees with a generous benefits package including: Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan) Fully funded deductible (HMO Plan) 401k employer matching contribution Income protection with life insurance, short and long-term disability Paid time off, holiday leave & birthday leave Educational assistance Commuter benefits program and more! The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job. Pay: $49, 700 - $62, 000 annually depending on experience and qualifications. *Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer *EOE/AA/DISABILITY/VETERAN

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************

Job DescriptionWe are seeking a hard-working, positive individual to join the continuously growing team. If you are seeking a company that cares about team members and clients, we want to talk to you!Responsibilities Complete and process all applications for business submitted by agents Ensure accuracy of information provided and all forms needed are included when forwarded to the insurance/security agencies. Submit all completed in good order applications and forms to the proper agencies. Follow-up on pending applications with various insurance/security agencies and transfer companies to keep the application process moving forward. Research and analyze application issues and provide problem resolution Answer agents requests and respond to their needs in a timely manner Additional duties and responsibilities as required by management Requirements Bachelor's degree required Excellent customer service skills Strong organization skills, attention to detail, and ability to multi-task Strong oral and written communication skills At least 2 years of customer experience, preferred Working knowledge of real estate documentation, underwriting policies, compliance, and procedures, preferred

To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about Navy Federal's mortgage and equity loan products; clarify complexities of the mortgage/equity loan process; and evaluate, personalize, and recommend financing alternatives. To build and maintain referral relationships with realtors, builders, and other centers of influence. * Analyze referred loans for areas of concern and determine proper course of action (e.g. obtain explanations for derogatory credit) * Determine and advise members on approved loan conditions and documentation requirements * Ensure progress and inclusion of required mortgage processing information (e.g. verifications of employment, assets, income and liabilities; appraisal reports, Navy Federal and investor requirements, etc.) * Maintain contact with the member, Realtor and/or seller during the entire loan process Monitor mortgage loan process and ensure compliance with Federal laws, as well as, Navy Federal, NCUA and secondary market practices, guidelines and regulations * Remain available to members and/or their real estate agents during scheduled evening hours after assigned work days and during scheduled hours on assigned days off (e.g. weekends) * Request and obtain documentation needed and forward to Mortgage Processor Respond to inquiries about mortgage applications, processing status, problems and concerns * Seek and leverage opportunities to conduct outside marketing and promotional activities to members and potential members through financial presentations, local events and realtor/trade shows and events * Take first mortgage loan applications via face-to-face interview, mail and telephone * Resolve or arrange for resolution of operational/processing issues, inquiries and complaints * Respond to inquiries and resolve any issues concerning the processing of applications * Review application for completeness, data integrity and accuracy; determine if additional information and/or supporting documentation is required * Perform other duties as assigned * Ability to work effectively and efficiently with automated systems * Experience in the mortgage lending industry * Working knowledge of mortgage lending requirements, regulations and procedures for VA and conventional loan programs * Working knowledge of mortgage/equity loan processing, closing and documentation requirements and regulations * Incumbent will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks * Advanced skill in comprehending, analyzing, applying and communicating complex written legal documents * Advanced skill speaking and/or presenting in front of groups in a professional setting * Advanced word processing and spreadsheet software skills Desired Qualification(s) * Advanced knowledge of Navy Federal Mortgage Production and/or Servicing Systems Hours: Monday - Friday, 8:30AM - 5:00PM Location: 180 Admiral Cochrane Dr Suite 215 Annapolis MD 21401

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality. Job Responsibilities: * Establish a presence for CCM, including but not limited to, converting incoming leads. * Analyze current rates and programs to provide accurate and timely information to borrowers. * Negotiate terms and conditions with borrowers. * Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone. * Manage personal pipeline to ensure service standards and financial goals are met. * Learn various borrowing programs and processes and stay current with changes and new products. * Learn and utilize various in-house technical systems and programs. * Evaluate credit requests and determine trends in a given marketplace. * Comply with all applicable federal and state compliance guidelines relative to the position. * Available to work varying hours and overtime if needed. Qualifications and Skills: * Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment. * Experience collecting and analyzing borrower income and negotiating skills. * Experience proactively soliciting new business. * Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems. * Experience converting leads and in-bound calls, preferred. * NMLS License under the terms of the S.A.F.E. Act of 2008 ("SAFE Act") *, a plus. * State License under the terms of the SAFE Act*, a plus. * Excellent analytical skills. * Excellent communication and collaboration skills. * Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook) This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: * Hourly Rate: $15.00 * This position is compensated through commission earnings. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Job Title: Entry-Level Loan ProcessorLocation: Walkersville MDEmployment Type: Full-Time Job Summary:We are seeking a motivated and detail-oriented Entry-Level Loan Processor to join our dynamic team. This position is ideal for individuals looking to start their career in the financial services industry and gain hands-on experience in loan processing. The successful candidate will assist in the preparation, documentation, and review of loan applications to ensure timely and accurate processing. Training will be provided. Key Responsibilities: Application Review: Assist in the initial review of loan applications to ensure completeness and accuracy of required information and documentation.Document Verification: Verify applicant information by contacting appropriate sources to validate employment, income, assets, and other pertinent details.Data Entry: Accurately input and update loan application data into the company's loan processing system.Customer Interaction: Communicate with applicants to request additional information or documentation as needed. Provide updates on application status.Compliance Adherence: Ensure all loan processing activities comply with regulatory requirements, company policies, and procedures.File Preparation: Prepare loan files for underwriting by compiling and organizing all required documents.Coordination: Coordinate with loan officers, underwriters, and other team members to facilitate efficient loan processing and approvals.Problem Resolution: Identify and resolve issues that may cause delays in the loan processing timeline.Quality Control: Conduct quality control checks to ensure the accuracy and completeness of loan files before submission.Reporting: Generate and review reports on loan application statuses and processing timelines.Qualifications:Education: High school diploma or equivalent required; Associate's or Bachelor's degree in finance, business, or a related field is preferred.Experience: Previous experience in a customer service or administrative role is beneficial but not required. Training will be provided.Skills:Excellent attention to detail and organizational skills.Strong communication and interpersonal skills.Proficiency in Microsoft Office Suite (Word, Excel, Outlook).Ability to multitask and prioritize work in a fast-paced environment.Basic knowledge of loan processing and financial services is a plus.Other Requirements:Ability to pass a background check.Willingness to learn and adapt to new tasks and responsibilities.Working Conditions:Environment: Office setting with standard working hours. Some overtime may be required based on workload.Physical Demands: Sitting for extended periods, occasional lifting of up to 20 pounds, and frequent use of computer and telephone.Benefits:Competitive salary with opportunities for performance-based bonuses.Comprehensive health, dental, and vision insurance plans.Retirement savings plan with company matching.Paid time off, including holidays and vacation.Training and professional development opportunities.$50,000 - $60,000 a year

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************