Loan officer jobs in South Bend, IN - 25 jobs

Assist customers in securing conventional, lot, construction and FHA/VA/USDA residential mortgage loans in accordance with company policies and established Standard Operating Procedures (SOPs). Ensure compliance with state and federal regulations while meeting sales goals. Responsible for all aspects of the Mortgage Loan Origination process including accurate, efficient and timely handling from receipt of the loan application to attending the closing. Must attain and maintain an active registration status with the NMLS (Nationwide Mortgage Licensing System and Registry). Work within a team to ensure loans progress through the pipeline efficiently and effectively and close within the rate-lock period. Principal Accountabilities Represent the Bank to both internal and external customers in a courteous, professional manner in face-to-face, written and telephone communications. Accountable for adherence to compliance standards including Bank Secrecy Act (BSA), quality of documentation, timeliness and volume of loans closed. Identify financial objectives and refer clients to other bank services. Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank's commitment to the communities in which we serve through active involvement in local organizations and events. Duties * Develop and execute effective marketing plans to meet or exceed mortgage loan production goals. * Market, service and promote the bank's mortgage products, including the solicitation of residential first mortgages through contacts with Realtors, builders, developers, closing agents, social media and other referral sources. * Independently monitor trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both conventional and government insured mortgages. * Interview potential borrowers applying for residential mortgage loans to understand their needs. * Analyze and screen preliminary loan requests on varied types of mortgage loans to determine which products best meet the customer's needs and financial circumstances. Provide advice regarding the advantages and disadvantages of different financial products and recommend the most appropriate mortgage loan program for the customer. * Outline loan terms and conditions, and inform prospective borrowers of loan commitment. * Enter loan application into LOS (Loan Operating System), order credit reports, and upload to AUS (Automated Underwriting System). Collect critical documents from borrower and submit loan applications for processing and underwriting approval. * Once loan is underwritten, receive stipulations and assist to clear them. * Monitor the loan pipeline, tracking loans in process to ensure required documents are secured to ensure timely completion of the loan. * Communicate regularly with customers regarding progress of loan and items needed for loan approval. Address customer questions and concerns through investigation and corrective action. * Periodically run AUS reports to ensure loans continue to have a favorable result once loan documents are submitted * Communicate with Processor to schedule closing appointments. Travel to conduct closings with buyers, sellers, real estate agents, attorneys and others. * Provide credit counseling to delinquent or non-qualifying customers. * Develop and maintain knowledge of other bank products and services in order to effectively identify referral opportunities. * Maintain file coverage for team members out of office and perform other duties as assigned. * Report suspicious transactions or unusual occurrences to supervisor. * Perform all work in compliance with established regulations, policies, Standard Operating Procedures (SOPs), and instructions. * Maintain customer confidence and protect bank operations by keeping information private and confidential. * Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks. Qualifications & Skills * High school diploma or equivalent with a minimum of 3 years residential mortgage loan experience or satisfactory completion of Horizon Bank's in-house Jr. MLO training (when available). College degree in business, finance or related field of study preferred. * Basic knowledge of agency guidelines and industry standards as they relate to retail mortgage lending, conventional, lot, construction and FHA/VA/USDA loan programs. * Exceptional organization, time management and follow-up skills. Excellent interpersonal skills and ability to communicate effectively with customers, bank employees and outside service providers. * Ability to follow detailed instructions and adhere to a wide range of procedures and regulations requiring sound judgement. * Ability to perform complex mathematical computations using various business machines and/or computers. * Must have proficient typing and computer skills. Core Competencies * Adaptability & Flexibility * Decision Making and Judgment * Relationship Building * Attention to Detail * Prospecting and Referring * Accountability Physical Requirements Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA). Physical Demands: Percentage of Time: Communicate with customers, advisors and managers regarding banking transactions and issues. Able to exchange accurate information with others. 90-100% Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers. Able to observe actions of others to ensure safety and security of the facility. 90-100% Able to grasp, move and sort forms and papers.. 90-100% Constantly operate a computer and other office machinery such as calculator, copy machine, fax machine, scanner, printer and telephone. 90-100% Able to remain stationary at a desk for long periods of time 75-100% Regularly move about the office to access file cabinets, storage drawers and various office equipment. 75-100% Occasionally position self to reach heights between floor and 6.' Travel to customer homes, businesses, community events and closing locations as required to meet or exceed referral, customer service and sales goals. 25-75% Horizon Bank is a proud Equal Opportunity Employer | Disability | Veteran Employer. #LI-DNI

Electronic Monitoring Field Officer JobID: 1238 Protective Services/Electronic Monitoring Field Officer Date Available: 12/15/2025 Additional Information: Show/Hide VACANCY NOTICE ELECTRONIC MONITORING FIELD OFFICER DEPARTMENT: Community Corrections HIRING RANGE: $26.87-$29.85/hour based on education and position related experience. Longevity pay after 3 years. BENEFITS OFFERED: * Health, Dental, Vision, Life and Disability Insurance * FREE Primary Care Health Clinic * Supplemental Insurance and Employee Assistance Program * Retirement PENSION and Deferred Compensation 457b * 14 Paid Holidays Annually * Generous Paid Vacation and Sick Time * Eligible Employer of the Public Service Loan Forgiveness Program POSITION TO BE FILLED: ASAP HOURS & DAYS OF WORK: 40 hours/week; day and evening shifts LOCATION OF POSITION: Elkhart County TRAVEL REQUIREMENTS: Within County (please complete driving page on application) JOB SUMMARY: Responsible for conducting home checks of electronic-monitored offenders to ensure compliance with program rules and documenting and submitting findings. JOB REQUIREMENTS: * Associates Degree in Social Science, Criminal Justice, Public Administration or related field * Valid Driver's License * Hepatitis B Vaccine Eligible * Pre-employment background check and drug screen required Elkhart County Human Resources 117 N. Second Street, Goshen, IN 46526 Telephone: ************** FAX: ************** APPLICATIONS ACCEPTED UNTIL POSITION IS FILLED Elkhart County is an Equal Opportunity Employer

Job DescriptionDescription: This position has responsibility for building long term relationships with commercial loan customers, business development, and other community activities. Responsible for commercial loan portfolio by meeting established lending requirements. All other duties and responsibilities as assigned. ESSENTIAL DUTIES, RESPONSIBILITIES, SKILLS: Make and service commercial loans Follows current loans and maintains customer relationships Presents loan requests to loan committee and Board Actively solicits new business prospects; make sales and/or new business calls Interview applicants to develop information regarding their business, lending needs, earnings and creditworthiness Approves/rejects loans within lending authority Operates with moderate lending authority and independence Maintains communication with the professional community to identify new business prospects Participates in professional and civic organization activities to promote a high profile for the bank in community and business prospects SUPERVISORY RESPONSIBILITIES: None QUALIFICATION REQUIREMENTS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily and maintain confidentiality and professionalism. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE: · Bachelor's degree (B.A.). · Five or more years of commercial loan and credit analyst experience. · Thorough knowledge of the banking industry. · Excellent verbal and written communication skills, including the ability to effectively compose original correspondence and verbally exchange information with customers and vendors. · Ability to interpret the needs of customers and effectively resolve any problems to ensure complete satisfaction. · Strong analytical and accounting skills. Ability to work with mathematical concepts such as probability and statistical inference and apply concepts such as fractions percentages, ratios, and proportions to practical situations. · Ability to apply common sense understanding to carry out verbal and written instructions and deal with standardized and unique situations. · Professional demeanor and interaction with all customers (internal and external) and a proactive team attitude. · Excellent customer service skills. · Proficient computer skills (i.e., Microsoft Word, Excel, Outlook, any other software, etc.). INTERPERSONAL SKILLS: This position is required to deal with internal as well as external customers, in a positive, “Quality Customer Service” manner. An open, willing to assist approach to work is expected along with the ability to work beyond their normal job duties as the situation requires. Interpersonal and problem-solving skills are required. This position will have access to highly confidential information that must be handled in a professional manner. PHYSICAL DEMANDS: While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; stop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 15 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance, color vision, depth perception and ability to adjust focus. REASONING ABILITY: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form. WORK ENVIRONMENT: The noise level in the work environment is usually moderate/conversational. Requirements:

Angott Search Group is pleased to partner with a nearly $9 billion Indiana bank in their search for an Ag Lender. This is an excellent opportunity to join a financially strong, community-focused institution with a long-standing commitment to serving the agricultural industry. The Ag Lender will be responsible for building and managing a portfolio of agricultural clients, providing tailored lending solutions, and fostering strong relationships within the farming community. Qualifications: 3+ years of experience in agricultural or commercial lending Strong understanding of ag operations, ag credit analysis, and financial structuring Proven ability to develop new business and maintain strong client relationships Bachelor's degree in Finance, Agribusiness, Business, or a related field preferred Excellent communication and interpersonal skills

This position has responsibility for building long term relationships with commercial loan customers, business development, and other community activities. Responsible for commercial loan portfolio by meeting established lending requirements. All other duties and responsibilities as assigned. ESSENTIAL DUTIES, RESPONSIBILITIES, SKILLS: * Make and service commercial loans * Follows current loans and maintains customer relationships * Presents loan requests to loan committee and Board * Actively solicits new business prospects; make sales and/or new business calls * Interview applicants to develop information regarding their business, lending needs, earnings and creditworthiness * Approves/rejects loans within lending authority * Operates with moderate lending authority and independence * Maintains communication with the professional community to identify new business prospects * Participates in professional and civic organization activities to promote a high profile for the bank in community and business prospects SUPERVISORY RESPONSIBILITIES: None QUALIFICATION REQUIREMENTS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily and maintain confidentiality and professionalism. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE: * Bachelor's degree (B.A.). * Five or more years of commercial loan and credit analyst experience. * Thorough knowledge of the banking industry. * Excellent verbal and written communication skills, including the ability to effectively compose original correspondence and verbally exchange information with customers and vendors. * Ability to interpret the needs of customers and effectively resolve any problems to ensure complete satisfaction. * Strong analytical and accounting skills. Ability to work with mathematical concepts such as probability and statistical inference and apply concepts such as fractions percentages, ratios, and proportions to practical situations. * Ability to apply common sense understanding to carry out verbal and written instructions and deal with standardized and unique situations. * Professional demeanor and interaction with all customers (internal and external) and a proactive team attitude. * Excellent customer service skills. * Proficient computer skills (i.e., Microsoft Word, Excel, Outlook, any other software, etc.). INTERPERSONAL SKILLS: This position is required to deal with internal as well as external customers, in a positive, "Quality Customer Service" manner. An open, willing to assist approach to work is expected along with the ability to work beyond their normal job duties as the situation requires. Interpersonal and problem-solving skills are required. This position will have access to highly confidential information that must be handled in a professional manner. PHYSICAL DEMANDS: While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; stop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 15 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance, color vision, depth perception and ability to adjust focus. REASONING ABILITY: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form. WORK ENVIRONMENT: The noise level in the work environment is usually moderate/conversational.

Protective Services/Electronic Monitoring Field Officer Date Available: 12/15/2025 Closing Date: Until Filled ELKHART COUNTY GOVERNMENTAL POSITION VACANCY NOTICE ELECTRONIC MONITORING FIELD OFFICER DEPARTMENT: Community Corrections HIRING RANGE: $26.87-$29.85/hour based on education and position related experience. Longevity pay after 3 years. BENEFITS OFFERED: Health, Dental, Vision, Life and Disability Insurance FREE Primary Care Health Clinic Supplemental Insurance and Employee Assistance Program Retirement PENSION and Deferred Compensation 457b 14 Paid Holidays Annually Generous Paid Vacation and Sick Time Eligible Employer of the Public Service Loan Forgiveness Program POSITION TO BE FILLED: ASAP HOURS & DAYS OF WORK: 40 hours/week; day and evening shifts LOCATION OF POSITION: Elkhart County TRAVEL REQUIREMENTS: Within County (please complete driving page on application) JOB SUMMARY: Responsible for conducting home checks of electronic-monitored offenders to ensure compliance with program rules and documenting and submitting findings. JOB REQUIREMENTS: Associates Degree in Social Science, Criminal Justice, Public Administration or related field Valid Driver's License Hepatitis B Vaccine Eligible Pre-employment background check and drug screen required Elkhart County Human Resources 117 N. Second Street, Goshen, IN 46526 Telephone: ************** FAX: ************** APPLICATIONS ACCEPTED UNTIL POSITION IS FILLED Elkhart County is an Equal Opportunity Employer

Starting Pay Rate is Based on Experience - Minimum Hourly Rate: $12.28 Recognizing and valuing diversity strengthens our ability to attract, retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences, life experiences, knowledge and talent that our associates invest in their work represents a significant part of not only our culture, but our reputation and company's achievement as well. A Centier Associate is someone who embodies a servant heart, is unaccepting of anything less than remarkable service, and is self-motivated and driven to deliver exceptional results. What are our values? Our Corporate values are Caring, Loyalty, Integrity, Friendship, Fun....who wouldn't want to work for an AWARD-WINNING company that's built on these pillars? What about the perks? Access to our Marathon Health Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion Council, Career Growth, Work/Life Balance, AND MORE. What your normal day-to-day would be: Responsible for making sales calls on realtors, builders, and other pertinent parties for the purpose of soliciting mortgage loans, developing banking relationships, and cross-selling services. (Outside Loan Originators only). Interview loan applicants to document income, debt, credit history, employment, and general information. Request and review documents such as income tax returns, W-2's, purchase agreements, legal descriptions, forms for verification, and all other documents necessary to properly process an application. Determine if applicants meet established standards or what additional information might be necessary for further consideration. Ability to analyze financial information, including but not limited to tax returns. Inform applicants of all costs and closing fees associated with the loan request. Submit completed loan applications and all supporting documents to loan processing to begin processing of the loan. Call applicants to resolve discrepancies such as derogatory credit, unlisted debt or any other issue. Inform loan applicants of loan approval or denial. Participate in all scheduled meetings deemed necessary by management. Communicate open and honestly with all bank associate's including management and with clients and potential clients. Meet production goals on a monthly basis. Attend loan closings. Understand and adhere to all bank and government regulations, rules, policies, and procedures including, but not limited to operations and compliance. Represent the bank in community activities including business, charitable, civic, and social to develop and maintain client contact and referral relationships. Engage in personal development activities such as BAI courses and internal/external training to assist in growing in career. What is needed to be successful in this position: Computer knowledge in a Windows environment and working with a mouse. Basic computer knowledge in Microsoft Word and Excel. Ability to review and understand a variety of resources and information including financial related information. Proofread and verify written materials. Read and process written and numerical information. Operate a computer keyboard and adding machine. Read alpha and numeric information on a computer monitor screen. Ability to work independently and in a team environment. What you need to bring to the table: Bachelor's degree in a business related field. 3 years commissioned lending experience. Department hours are Monday-Friday from 8:00-5:00, but having the flexibility to meet the schedule needs of your clients is crucial for this role. Bring it all together: Responsible for soliciting referral sources to get mortgage loans, providing information during inquiries, and ultimately, if appropriate, inviting the client to make a mortgage loan application. When making a mortgage loan application this position interviews mortgage loan applicants in a friendly and efficient manner by securing an application and all supporting documents for submission to loan processing. What do I do now? Apply with us! Refer this opening to others! Disability Accommodation Statement Centier Bank is an Equal Employment Opportunity/Affirmative Action employer and is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. If you need an accommodation due to a disability to use our online system to apply for a position at Centier Bank, please call us at ************ or send us an email at *********************. Equal Opportunity Employer: Disability/Veteran Centier Bank is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status. Member FDIC

Responsible for assisting the Manager and supporting the preparation of the documentation and closing of commercial real estate loans originated in specific divisions (i.e., Commercial Lending, Specialty Finance and Solar). ESSENTIAL REQUIREMENTS Works directly with relationship managers, borrowers, legal counsel, title officers and third-party vendors and consultants in all transaction phases. Coordinates the closing of commercial real estate loans in accordance with loan approval terms, legal requirements and Bank policy. Prepares commitment letters and loan term sheets. Orders support documents from third party vendors such as surveyor, title insurance company and environmental firm. Reviews third party reports which will include title reports, Phase I environmental reports, appraisals and surveys. Reviews and responds to title comments and objections as well as clear title matters. Reviews and understands ALTA surveys. Requests documents from internal loan documentation department and outside counsel as needed. Handles complex loan closings; including construction loans. Manages closing and construction workflow to ensure timely processes. Establishes commercial construction loan disbursement checklist for each applicable transaction. Services as back up for the Commercial Loan Risk Administrator. Elevates any credit risk to proper management prior to release of funds or further processing. Serves as back up in Manager absence. Regular and predictable attendance is an essential requirement of the position. Responsible for the completion of all compliance training related to the position. Must understand all applicable laws and regulations that apply to the position and complies with all applicable legal and regulatory requirements that pertain to lending functions. NON-ESSENTIAL FUNCTIONS Performs all other duties as assigned. EXPERIENCE Five (5) or more years of experience closing commercial real estate loans, including closing standards, title clearance and real estate regulations and guidelines and document preparation. Strong understanding of title insurance and ALTA forms of endorsement. SKILLS Good PC skills--proficiency in Microsoft Word and Excel essential. Analytical and problem solving skills with attention to detail. Ability to meet deadlines and work without supervision. Ability to be proactive, take initiative, and carefully monitor, follow through, and complete every project/responsibility timely. Ability to handle multiple tasks in a fast-paced environment. Strong communication skills (written and verbal) and resourcefulness. Intrinsically motivated and task oriented in a team environment. EDUCATION Bachelor's Degree preferred; major in accounting, finance or a closely related field preferred as well. TRAVEL REQUIREMENTS Minimal or occasional travel for meetings, projects or training as needed. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions. While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds. EQUIPMENT MS Office PC, fax, phone and standard office equipment.

If you're seeking more than just a job, join Heights Finance and kickstart your career! Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today! Stories of Success "I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided." ~ Ashley S., District Manager - Alabama "Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled." ~ Jessica W., Operations Trainer - United States Responsibilities As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success. If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together! Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism. Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell. Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings. Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution. Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence. Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets. This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth. Qualifications We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment. Customer Focus: A genuine desire to help others and provide top-tier service in every interaction. Sales Mindset: Confidence in promoting products and services that meet customer needs. Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly. Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges. Adaptability: Willingness to learn new systems and processes in a dynamic environment. Team Player: A collaborative spirit with a desire to contribute to team success. Educational Background: High School diploma or equivalent required; college coursework or degree is a plus. Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate! Work Location: 4339 S Franklin Street Michigan City IN 46360 Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons Hourly: $15.50 - $22.00 The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month. Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program. This employer participates in E-Verify for US-based hires. #LI-Onsite #HeightsFinance #HFCLP Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.

If you're seeking more than just a job, join Heights Finance and kickstart your career! Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today! Stories of Success "I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided." ~ Ashley S., District Manager - Alabama "Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled." ~ Jessica W., Operations Trainer - United States Responsibilities As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success. If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together! Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism. Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell. Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings. Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution. Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence. Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets. This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth. Qualifications We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment. Customer Focus: A genuine desire to help others and provide top-tier service in every interaction. Sales Mindset: Confidence in promoting products and services that meet customer needs. Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly. Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges. Adaptability: Willingness to learn new systems and processes in a dynamic environment. Team Player: A collaborative spirit with a desire to contribute to team success. Educational Background: High School diploma or equivalent required; college coursework or degree is a plus. Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate! Work Location: 4339 S Franklin Street Michigan City IN 46360 Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons Hourly: $15.50 - $22.00 The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month. Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program. This employer participates in E-Verify for US-based hires. #LI-Onsite #HeightsFinance #HFCLP Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.

As an Agribusiness Lender I, you will be responsible for developing and enhancing relationships with potential and existing members. Monitor an existing agribusiness loan portfolio to ensure proper risk ratings and early identification of potential problems as well as build own portfolio by developing agribusiness relationships with new members. Grow the average products per household, member agribusiness loans, and new share growth. Support the Credit Union's culture through ongoing member contact, quality member services, and superior product knowledge. Participate in prospecting activities and campaigns to grow loan balances and deposits while promoting treasury management services for member agribusinesses throughout the Credit Union. Direct Reports: None HOW YOU WILL MAKE AN IMPACT 50% Accountable for the oversight and growth of an agribusiness lending portfolio. Responsible for a specified amount of agribusiness loans and deposit production expectations that will be required to be met on an ongoing basis. Portfolio management expectations will have delinquency, covenant tracking, and credit risk ratings monitored to ensure that loans are being made and maintained within policy and procedural guidelines. Cultivate and meet with prospective and current members to collect information concerning their agribusiness needs, evaluation of income, collateral, and overall financial condition. Utilize delegated lending authority to approve and originate agribusiness loans within loan officer limits or submit loans to the Executive Loan Committee and Board Loan Committee when exceeding lender limits. Collaborate with Lender Support Specialists, Credit Analysts, and Commercial Operations staff in preparation of loan presentations, to include validation of loan underwriting, credit report reviews, and appraisals to assist with accuracy and identifying potential risks. 25% Responsible for new agribusiness development and secure relationships with centers of influence in the area of agribusiness lending through community involvement, networking events, and non-profit boards. Oversee the ongoing cultivation of new leads both organically and outside. Maintains and strengthens relationships with existing member base. 15% Follows up on referrals and identifies cross sell opportunities to educate members and non-members on credit union products and services. Initiate, create, and deliver agribusiness lending and deposit presentations for local businesses and internal credit union seminars. Responsible for following up with members after closing to assess any further needs or answer questions. Meets specified annual cross-sales expectations and requirements on an ongoing basis. 10% Completes required annual training courses provided by the training and compliance department. Continuous engagement with personal learning and development. Other duties as assigned. -- Must comply with all company policies and procedures, applicable laws, and regulations, including but not limited to, the Credit Union Secrecy Act, the USA PATRIOT Act, and the Office of Foreign Assets Control. WHAT YOU WILL NEED TO SUCCEED Experience 1+ years' agribusiness lending experience in the finance industry. Education / Certifications / Licenses This level of knowledge is acquired through completion of a required Bachelor's degree in Business Management, Business Administration, or related field. Must have and maintain a valid driver's license. PREFERRED SKILLS Ability to establish oneself as a people, sales, and service leader in the branch. Strong organizational skills and ability to multi-task. Proficiency in Microsoft Office (Outlook, Word, Excel, PowerPoint). Must be able to work in a team environment with the ability to interact in a positive manner with peers, management, and other departments. Professional level of verbal and written communication skills are essential to the position. Capable of analyzing credit and financial information. Ability to motivate or influence internal staff and external members is a critical part of the job, requiring a significant level of influence and trust. Ability to evaluate pros and cons, risks, and benefits of different solution options by asking the right questions and acquiring data from multiple and diverse sources when solving problems. Demonstrated ability to plan and prioritize work to meet commitments by breaking down objectives into appropriate actions and anticipate and adjust plans as needed. Ability to provide world class member service while executing Interra's vision, mission, and delivery of Core Values. INTERPERSONAL SKILLS A significant level of trust, credibility and diplomacy is required. Communications may involve motivating, influencing, educating and/or advising others on matters of significance. COMPETENCIES Adaptable - Maintains effectiveness in reaching goals by adapting to changing circumstances, tasks, responsibilities, and people. Adjusts effectively to new work structures, processes, or requirements. Drive Results - Consistently accomplishes goals even under adverse conditions. Has a strong bottom-line orientation. Pushes self and helps others achieve results. Effective Communication - Utilizes a variety of communication modalities effectively and appropriately across multiple channels. Is effective in a variety of communication settings: one-on-one, small, and large groups, or among diverse styles and position levels. Adjusts to fit the message to the audience. Provides timely and helpful information to others across the organization. Functional Expertise - Possesses a sufficient level of technical and professional skill or knowledge in position-related areas; keeps up with current developments and trends in areas of expertise; actively seeks ways to grow and be challenged using both formal and informal development activities. Member Focus - Builds and maintains collaborative relationships with internal and external members which result in member satisfaction with both the process and the outcome. Teamwork - Effective team player who adds complementary skills and contributes valuable ideas, opinions, and feedback; communicates in an open and candid manner and can be counted upon to fulfill any commitments made to others on the team. ADA REQUIREMENTS Physical Requirements Able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable, and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. Mental and/or Emotional Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of member service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters. ACKNOWLEDGEMENT Nothing in the position description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This Job description is not a contract and should not be constructed as a guarantee of employment for any period of time. Interra Credit Union is an Equal Opportunity Employer and does not discriminate against employees or applicants based on race color, religion, sex/gender, national origin, disability, age, or any other category protected by law.

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: + Develop referral contacts (realtors, builders, professional and personal contacts). + Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. + Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines. + Follow defined protocol for escalation exceptions. + Take applicant applications by completing Fannie Mae form 1003 on the laptop. + Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS. + Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management. + Manage pipeline for all originated loans through closing and complete required management reports. + Communicate with branches and/or applicants of providing timely updates and progress reports. + Maintain high levels of customer service while managing each applicant's and support staff's expectations. + Attend and participate in all Consumer Lending meetings as required by management. MINIMUM KNOWLEDGE AND SKILLS REQUIRED: + High school diploma or equivalent mandatory. Four-year college degree preferred. + Knowledge of conventional and/or government lending guidelines. + Knowledge of residential mortgage processing, underwriting, and closing procedures. + Knowledge of federal lending regulations governing real estate lending. + Demonstrated organizational skills. + Strong written and verbal communications skills. + Demonstrated teamwork and customer service skills. + Proven computer skills. + Basic sales technique skills. + Strong desire to excel in a competitive environment. + This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. Mortgage Loan Originator At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Michigan City, Indiana 46360 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

If you're seeking more than just a job, join Heights Finance and kickstart your career! Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money, LendDirect, Heights Finance. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today! Stories of Success "I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided." ~ Ashley S., District Manager - Alabama "Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled." ~ Jessica W., Operations Trainer - United States Responsibilities As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success. If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together! * Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism. * Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell. * Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings. * Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution. * Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence. * Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets. This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth. Qualifications We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment. * Customer Focus: A genuine desire to help others and provide top-tier service in every interaction. * Sales Mindset: Confidence in promoting products and services that meet customer needs. * Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly. * Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges. * Adaptability: Willingness to learn new systems and processes in a dynamic environment. * Team Player: A collaborative spirit with a desire to contribute to team success. * Educational Background: High School diploma or equivalent required; college coursework or degree is a plus. * Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate! Work Location: 4339 S Franklin Street Michigan City IN 46360 Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons Hourly: $15.50 - $22.00 The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month. Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program. This employer participates in E-Verify for US-based hires. #LI-Onsite #HeightsFinance #HFCLP Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money, LendDirect, and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.

Full-time Description This position has responsibility for building long term relationships with commercial loan customers, business development, and other community activities. Responsible for commercial loan portfolio by meeting established lending requirements. All other duties and responsibilities as assigned. ESSENTIAL DUTIES, RESPONSIBILITIES, SKILLS: Make and service commercial loans Follows current loans and maintains customer relationships Presents loan requests to loan committee and Board Actively solicits new business prospects; make sales and/or new business calls Interview applicants to develop information regarding their business, lending needs, earnings and creditworthiness Approves/rejects loans within lending authority Operates with moderate lending authority and independence Maintains communication with the professional community to identify new business prospects Participates in professional and civic organization activities to promote a high profile for the bank in community and business prospects SUPERVISORY RESPONSIBILITIES: None QUALIFICATION REQUIREMENTS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily and maintain confidentiality and professionalism. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE: · Bachelor's degree (B.A.). · Five or more years of commercial loan and credit analyst experience. · Thorough knowledge of the banking industry. · Excellent verbal and written communication skills, including the ability to effectively compose original correspondence and verbally exchange information with customers and vendors. · Ability to interpret the needs of customers and effectively resolve any problems to ensure complete satisfaction. · Strong analytical and accounting skills. Ability to work with mathematical concepts such as probability and statistical inference and apply concepts such as fractions percentages, ratios, and proportions to practical situations. · Ability to apply common sense understanding to carry out verbal and written instructions and deal with standardized and unique situations. · Professional demeanor and interaction with all customers (internal and external) and a proactive team attitude. · Excellent customer service skills. · Proficient computer skills (i.e., Microsoft Word, Excel, Outlook, any other software, etc.). INTERPERSONAL SKILLS: This position is required to deal with internal as well as external customers, in a positive, “Quality Customer Service” manner. An open, willing to assist approach to work is expected along with the ability to work beyond their normal job duties as the situation requires. Interpersonal and problem-solving skills are required. This position will have access to highly confidential information that must be handled in a professional manner. PHYSICAL DEMANDS: While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; stop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 15 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance, color vision, depth perception and ability to adjust focus. REASONING ABILITY: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form. WORK ENVIRONMENT: The noise level in the work environment is usually moderate/conversational.

Assist customers in securing conventional, lot, construction and FHA/VA/USDA residential mortgage loans in accordance with company policies and established Standard Operating Procedures (SOPs). Ensure compliance with state and federal regulations while meeting sales goals. Responsible for all aspects of the Mortgage Loan Origination process including accurate, efficient and timely handling from receipt of the loan application to attending the closing. Must attain and maintain an active registration status with the NMLS (Nationwide Mortgage Licensing System and Registry). Work within a team to ensure loans progress through the pipeline efficiently and effectively and close within the rate-lock period. Principal Accountabilities Represent the Bank to both internal and external customers in a courteous, professional manner in face-to-face, written and telephone communications. Accountable for adherence to compliance standards including Bank Secrecy Act (BSA), quality of documentation, timeliness and volume of loans closed. Identify financial objectives and refer clients to other bank services. Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank's commitment to the communities in which we serve through active involvement in local organizations and events. Duties * Develop and execute effective marketing plans to meet or exceed mortgage loan production goals. * Market, service and promote the bank's mortgage products, including the solicitation of residential first mortgages through contacts with Realtors, builders, developers, closing agents, social media and other referral sources. * Independently monitor trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both conventional and government insured mortgages. * Interview potential borrowers applying for residential mortgage loans to understand their needs. * Analyze and screen preliminary loan requests on varied types of mortgage loans to determine which products best meet the customer's needs and financial circumstances. Provide advice regarding the advantages and disadvantages of different financial products and recommend the most appropriate mortgage loan program for the customer. * Outline loan terms and conditions, and inform prospective borrowers of loan commitment. * Enter loan application into LOS (Loan Operating System), order credit reports, and upload to AUS (Automated Underwriting System). Collect critical documents from borrower and submit loan applications for processing and underwriting approval. * Once loan is underwritten, receive stipulations and assist to clear them. * Monitor the loan pipeline, tracking loans in process to ensure required documents are secured to ensure timely completion of the loan. * Communicate regularly with customers regarding progress of loan and items needed for loan approval. Address customer questions and concerns through investigation and corrective action. * Periodically run AUS reports to ensure loans continue to have a favorable result once loan documents are submitted * Communicate with Processor to schedule closing appointments. Travel to conduct closings with buyers, sellers, real estate agents, attorneys and others. * Provide credit counseling to delinquent or non-qualifying customers. * Develop and maintain knowledge of other bank products and services in order to effectively identify referral opportunities. * Maintain file coverage for team members out of office and perform other duties as assigned. * Report suspicious transactions or unusual occurrences to supervisor. * Perform all work in compliance with established regulations, policies, Standard Operating Procedures (SOPs), and instructions. * Maintain customer confidence and protect bank operations by keeping information private and confidential. * Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks. Qualifications & Skills * High school diploma or equivalent with a minimum of 3 years residential mortgage loan experience or satisfactory completion of Horizon Bank's in-house Jr. MLO training (when available). College degree in business, finance or related field of study preferred. * Basic knowledge of agency guidelines and industry standards as they relate to retail mortgage lending, conventional, lot, construction and FHA/VA/USDA loan programs. * Exceptional organization, time management and follow-up skills. Excellent interpersonal skills and ability to communicate effectively with customers, bank employees and outside service providers. * Ability to follow detailed instructions and adhere to a wide range of procedures and regulations requiring sound judgement. * Ability to perform complex mathematical computations using various business machines and/or computers. * Must have proficient typing and computer skills. Core Competencies * Adaptability & Flexibility * Decision Making and Judgment * Relationship Building * Attention to Detail * Prospecting and Referring * Accountability Physical Requirements Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA). Physical Demands: Percentage of Time: Communicate with customers, advisors and managers regarding banking transactions and issues. Able to exchange accurate information with others. 90-100% Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers. Able to observe actions of others to ensure safety and security of the facility. 90-100% Able to grasp, move and sort forms and papers.. 90-100% Constantly operate a computer and other office machinery such as calculator, copy machine, fax machine, scanner, printer and telephone. 90-100% Able to remain stationary at a desk for long periods of time 75-100% Regularly move about the office to access file cabinets, storage drawers and various office equipment. 75-100% Occasionally position self to reach heights between floor and 6.' Travel to customer homes, businesses, community events and closing locations as required to meet or exceed referral, customer service and sales goals. 25-75% Horizon Bank is a proud Equal Opportunity Employer | Disability | Veteran Employer. #LI-DNI

Oversees training for Mortgage Loan Originators (MLOs) and Mortgage Loan Assistants (MLAs) that includes web-based seminars, printed manuals, group sessions, training videos, and more. Responsible for gathering feedback, designing, updating, reviewing and developing MLO training programs. Stays current on regulatory and secondary market changes and trains the team as deemed appropriate. Prepares and organizes key monthly reports. Essential Requirements Determines the most appropriate method for training, utilizing classroom, online instructor led, e-learning, webinar, jobs aids, authentic practice, and other methods. and displays an understanding of instructional strategies. Designs, develops, evaluates and updates training programs and curriculums as needed. Presents in-person and online training sessions to MLOs. Coordinates training schedule for all new MLOs. Leads Loan Operations (LO) related training sessions and serves as a resource for new MLOs. Coordinates ongoing training and development for entire staff or remedial training when needed. Stays current on regulatory and secondary market items. Develops new training for new products / services / processes implemented by the bank. Serves as the primary contact for Mortgage related audits and remediation. Prepares monthly reports and distributes to the appropriate parties. Assists new MLOs with pipeline questions as they begin originating on their own. Works to ensure quality levels of new team members to ensure adherence to standards. Provides assistance with questions and/or inquiries regarding all mortgage loan programs, mortgage insurance and private investor programs, policies and procedures. Backs-up MLO with maintaining the progress of active applications by responding to customer calls/inquiries during originator vacations to facilitate application handling and meeting established timeframe standards. Industry Knowledge Requirements Remains current on secondary market standards, communicates changes to the Mortgage Division and incorporates them into the bank's policies and procedures as appropriate. Assists in movement of loans through pipeline serving as a resource for loan structuring, compliance issues, and system knowledge by having in-depth understanding and working knowledge of related company policies and procedures, investor guidelines, mortgage insurance guidelines, FCRA and all regulatory requirements as needed. Participates in identifying process improvement recommendations in collaboration with front line sales and back-office operations staff. Provides feedback for new and existing processes and for improvements that will support the efficient and effective achievement of loan origination goals and strategic objectives. Identifies and evaluates new programs/products and participate in the decision as to which of them will most effectively drive profit for the organization. Regulatory and Compliance Requirements Remains current on compliance and regulatory changes, communicates changes to the entire Mortgage Division and incorporates them into the bank's policies and procedures as appropriate Satisfactorily maintains high level mortgage lending knowledge, compliance, other bank programs, and NMLS registration on ongoing basis. Collaborates with other functional bank departments to interpret regulatory guidelines and/or to establish operational procedures or other steps required to achieve effective implementation strategies. Regular and predictable attendance is an essential requirement of the position. Completes all compliance training as required. Understands and adheres to all applicable laws and regulations and requirements that apply to the position. Non-Essential Functions Performs all other duties as assigned Experience/Skills Five (5) years of training and/or project management experience preferred. Knowledge of technology for providing various methods of training, making assignments and tracking course attendance. Good organizational skills. Ability to communicate effectively and clearly. Good PC skills--proficiency in Microsoft Word and Excel essential. Attention to detail. Ability to work independently. Ability to handle multiple tasks in a fast-paced, high-intensity environment. Ability to protect the confidentiality/privacy of others as appropriate, as well as of company documents and records. EDUCATION Bachelor's degree preferred. TRAVEL REQUIREMENTS Ability to travel as needed for training, meetings, projects, seminars, etc. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions. While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds. EQUIPMENT MS Office, Outlook, computer, fax, phone and standard office equipment.

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: Develop referral contacts (realtors, builders, professional and personal contacts). Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines. Follow defined protocol for escalation exceptions. Take applicant applications by completing Fannie Mae form 1003 on the laptop. Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS. Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management. Manage pipeline for all originated loans through closing and complete required management reports. Communicate with branches and/or applicants of providing timely updates and progress reports. Maintain high levels of customer service while managing each applicant's and support staff's expectations. Attend and participate in all Consumer Lending meetings as required by management. MINIMUM KNOWLEDGE AND SKILLS REQUIRED: High school diploma or equivalent mandatory. Four-year college degree preferred. Knowledge of conventional and/or government lending guidelines. Knowledge of residential mortgage processing, underwriting, and closing procedures. Knowledge of federal lending regulations governing real estate lending. Demonstrated organizational skills. Strong written and verbal communications skills. Demonstrated teamwork and customer service skills. Proven computer skills. Basic sales technique skills. Strong desire to excel in a competitive environment. This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. Mortgage Loan Originator At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Michigan City, Indiana 46360 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Oversees training for Mortgage Loan Originators (MLOs) and Mortgage Loan Assistants (MLAs) that includes web-based seminars, printed manuals, group sessions, training videos, and more. Responsible for gathering feedback, designing, updating, reviewing and developing MLO training programs. Stays current on regulatory and secondary market changes and trains the team as deemed appropriate. Prepares and organizes key monthly reports. Essential Requirements * Determines the most appropriate method for training, utilizing classroom, online instructor led, e-learning, webinar, jobs aids, authentic practice, and other methods. and displays an understanding of instructional strategies. * Designs, develops, evaluates and updates training programs and curriculums as needed. * Presents in-person and online training sessions to MLOs. * Coordinates training schedule for all new MLOs. * Leads Loan Operations (LO) related training sessions and serves as a resource for new MLOs. * Coordinates ongoing training and development for entire staff or remedial training when needed. Stays current on regulatory and secondary market items. * Develops new training for new products / services / processes implemented by the bank. * Serves as the primary contact for Mortgage related audits and remediation. * Prepares monthly reports and distributes to the appropriate parties. * Assists new MLOs with pipeline questions as they begin originating on their own. Works to ensure quality levels of new team members to ensure adherence to standards. * Provides assistance with questions and/or inquiries regarding all mortgage loan programs, mortgage insurance and private investor programs, policies and procedures. * Backs-up MLO with maintaining the progress of active applications by responding to customer calls/inquiries during originator vacations to facilitate application handling and meeting established timeframe standards. Industry Knowledge Requirements * Remains current on secondary market standards, communicates changes to the Mortgage Division and incorporates them into the bank's policies and procedures as appropriate. * Assists in movement of loans through pipeline serving as a resource for loan structuring, compliance issues, and system knowledge by having in-depth understanding and working knowledge of related company policies and procedures, investor guidelines, mortgage insurance guidelines, FCRA and all regulatory requirements as needed. * Participates in identifying process improvement recommendations in collaboration with front line sales and back-office operations staff. Provides feedback for new and existing processes and for improvements that will support the efficient and effective achievement of loan origination goals and strategic objectives. * Identifies and evaluates new programs/products and participate in the decision as to which of them will most effectively drive profit for the organization. Regulatory and Compliance Requirements * Remains current on compliance and regulatory changes, communicates changes to the entire Mortgage Division and incorporates them into the bank's policies and procedures as appropriate * Satisfactorily maintains high level mortgage lending knowledge, compliance, other bank programs, and NMLS registration on ongoing basis. * Collaborates with other functional bank departments to interpret regulatory guidelines and/or to establish operational procedures or other steps required to achieve effective implementation strategies. * Regular and predictable attendance is an essential requirement of the position. * Completes all compliance training as required. * Understands and adheres to all applicable laws and regulations and requirements that apply to the position. Non-Essential Functions Performs all other duties as assigned Experience/Skills * Five (5) years of training and/or project management experience preferred. * Knowledge of technology for providing various methods of training, making assignments and tracking course attendance. * Good organizational skills. * Ability to communicate effectively and clearly. * Good PC skills--proficiency in Microsoft Word and Excel essential. * Attention to detail. * Ability to work independently. * Ability to handle multiple tasks in a fast-paced, high-intensity environment. * Ability to protect the confidentiality/privacy of others as appropriate, as well as of company documents and records. EDUCATION Bachelor's degree preferred. TRAVEL REQUIREMENTS Ability to travel as needed for training, meetings, projects, seminars, etc. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions. While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds. EQUIPMENT MS Office, Outlook, computer, fax, phone and standard office equipment.

Assist customers in securing conventional, lot, construction and FHA/VA/USDA residential mortgage loans in accordance with company policies and established Standard Operating Procedures (SOPs). Ensure compliance with state and federal regulations while meeting sales goals. Responsible for all aspects of the Mortgage Loan Origination process including accurate, efficient and timely handling from receipt of the loan application to attending the closing. Must attain and maintain an active registration status with the NMLS (Nationwide Mortgage Licensing System and Registry). Work within a team to ensure loans progress through the pipeline efficiently and effectively and close within the rate-lock period. Principal Accountabilities Represent the Bank to both internal and external customers in a courteous, professional manner in face-to-face, written and telephone communications. Accountable for adherence to compliance standards including Bank Secrecy Act (BSA), quality of documentation, timeliness and volume of loans closed. Identify financial objectives and refer clients to other bank services. Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank's commitment to the communities in which we serve through active involvement in local organizations and events. Duties * Develop and execute effective marketing plans to meet or exceed mortgage loan production goals. * Market, service and promote the bank's mortgage products, including the solicitation of residential first mortgages through contacts with Realtors, builders, developers, closing agents, social media and other referral sources. * Independently monitor trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both conventional and government insured mortgages. * Interview potential borrowers applying for residential mortgage loans to understand their needs. * Analyze and screen preliminary loan requests on varied types of mortgage loans to determine which products best meet the customer's needs and financial circumstances. Provide advice regarding the advantages and disadvantages of different financial products and recommend the most appropriate mortgage loan program for the customer. * Outline loan terms and conditions, and inform prospective borrowers of loan commitment. * Enter loan application into LOS (Loan Operating System), order credit reports, and upload to AUS (Automated Underwriting System). Collect critical documents from borrower and submit loan applications for processing and underwriting approval. * Once loan is underwritten, receive stipulations and assist to clear them. * Monitor the loan pipeline, tracking loans in process to ensure required documents are secured to ensure timely completion of the loan. * Communicate regularly with customers regarding progress of loan and items needed for loan approval. Address customer questions and concerns through investigation and corrective action. * Periodically run AUS reports to ensure loans continue to have a favorable result once loan documents are submitted * Communicate with Processor to schedule closing appointments. Travel to conduct closings with buyers, sellers, real estate agents, attorneys and others. * Provide credit counseling to delinquent or non-qualifying customers. * Develop and maintain knowledge of other bank products and services in order to effectively identify referral opportunities. * Maintain file coverage for team members out of office and perform other duties as assigned. * Report suspicious transactions or unusual occurrences to supervisor. * Perform all work in compliance with established regulations, policies, Standard Operating Procedures (SOPs), and instructions. * Maintain customer confidence and protect bank operations by keeping information private and confidential. * Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks. Qualifications & Skills * High school diploma or equivalent with a minimum of 3 years residential mortgage loan experience or satisfactory completion of Horizon Bank's in-house Jr. MLO training (when available). College degree in business, finance or related field of study preferred. * Basic knowledge of agency guidelines and industry standards as they relate to retail mortgage lending, conventional, lot, construction and FHA/VA/USDA loan programs. * Exceptional organization, time management and follow-up skills. Excellent interpersonal skills and ability to communicate effectively with customers, bank employees and outside service providers. * Ability to follow detailed instructions and adhere to a wide range of procedures and regulations requiring sound judgement. * Ability to perform complex mathematical computations using various business machines and/or computers. * Must have proficient typing and computer skills. Core Competencies * Adaptability & Flexibility * Decision Making and Judgment * Relationship Building * Attention to Detail * Prospecting and Referring * Accountability Physical Requirements Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA). Physical Demands: Percentage of Time: Communicate with customers, advisors and managers regarding banking transactions and issues. Able to exchange accurate information with others. 90-100% Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers. Able to observe actions of others to ensure safety and security of the facility. 90-100% Able to grasp, move and sort forms and papers.. 90-100% Constantly operate a computer and other office machinery such as calculator, copy machine, fax machine, scanner, printer and telephone. 90-100% Able to remain stationary at a desk for long periods of time 75-100% Regularly move about the office to access file cabinets, storage drawers and various office equipment. 75-100% Occasionally position self to reach heights between floor and 6.' Travel to customer homes, businesses, community events and closing locations as required to meet or exceed referral, customer service and sales goals. 25-75% Horizon Bank is a proud Equal Opportunity Employer | Disability | Veteran Employer. #LI-DNI