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Loan processor jobs in Columbia, SC - 30 jobs

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  • Mortgage Loan Processor

    Founders Federal Credit Union 4.0company rating

    Loan processor job in Lancaster, SC

    Relax... Join our Team! Founders Federal Credit Union helps our members attain their financial goals. Our innovative services, convenient locations, and friendly employees are dedicated to our members and their financial future. Founders Federal Credit Union is strongly committed to providing the highest level of quality service to our members. We realize our outstanding, dedicated employees make it all happen. Are you a professional in the financial industry looking for a growing company to expand your career? If so, this position may be the right fit for you! We are in search of an individual with mortgage or finance experience who has a desire to grow in the mortgage industry. This individual will bring exceptional skills at multi-tasking, strong communication skills with both members and vendors, and the ability to grasp changing concepts quickly. This position will be located on-site at either our Corporate Headquarters in Lancaster, SC or our back office operations center in Rock Hill, SC. Remote work is not available at this time. Responsibilities and Duties: The primary function of the Mortgage Loan Processor is to serve as the single point of contact for our members throughout the mortgage process and ensure each file is processed in a timely manner with accuracy. They will be responsible for gathering all required documentation and prepare the loan for Underwriting. They must also provide exceptional member service by overseeing the loan process from initial disclosure to closing and provide an on-going communication to all members in process. They will be responsible for accurately managing residential real estate loan documentation through our established systems, and reviewing it to ensure it is completed in full and complies with current regulations and policies. Additional responsibilities include, but are not limited to: Guide all mortgage applicants through the mortgage process by following the set communication protocol guidelines and performing additional follow up with members when needed. Verify file information from Mortgage Application Processor and Mortgage Loan Officer. Review and confirm the submitted interest rates based on the interest rate sheet, determine when the interest rate can or cannot be locked, and lock application rates when needed. Work closely with Mortgage Loan Officer and mortgage staff to ensure mortgage loan applications are handled in a professional and timely manner. Must have excellent time management and organization skills, high level of accuracy, and the ability to multi-task in a fast pace environment with a high volume work queue. Must maintain integrity of all member sensitive data. Satisfy all loan conditions when received from Mortgage Underwriter, track outstanding documents and follow up with member to collect all required documentation for the mortgage loan. Ascertain loan file readiness for underwriting and submit files to the assigned Mortgage Underwriter. Validate that each loan file approval is within the established lending guidelines. Review credit reports for derogatory credit lines or disputes and other important factors. Proficiently utilize MortgageBot, Imageflow and DocMagic when preparing initial and final mortgage documents. Communicate with other industry professionals, including but not limited to, appraisers, settlement agents, county clerks and insurance companies. Request a real estate appraisal from a licensed real estate appraiser and follow-up until appraisal is received. Request preliminary real estate title opinion or title commitment and follow-up until legal work is received. Verify insurance by obtaining a copy of the policy and must be able to verify policyholders, property address, coverage amounts, policy dates and premiums. Ensure that loan files contain documents with proper signatures, dates, HMDA, escrow and other relevant data. Upload and accurately index all required mortgage documentation into ImageFlow. Set and confirm closing dates with the member and attorney along with adding or updating the information on the SharePoint Closing Calendar. Reflect efficiency and a positive member experience by creating a culture of accountability and high productivity. Must verify borrower's verification of employment and verification of mortgage/rent when needed. Achieve production goals as established by Founders Federal Credit Union. Comply with Founders' policies and procedures, as well applicable laws, regulations, and statutes issued by federal agencies such as NCUA and FFIEC, including, but not limited to, GLB and BSA. Employees have legal and regulatory obligations to respect and protect the privacy of information and its integrity and confidentiality. All other duties as assigned. Qualifications: The Mortgage Loan Processor must must have a two-year college degree, two years of prior loan processing experience, or two years of experience within a financial institution. They must possess excellent organizational skills, communication skills, and self motivation, as well as a positive attitude. The individual must have a desire to learn and the ability to accept coaching. Must work efficiently and independently in a fast-paced environment and have a strong attention to detail. Always “Think Member” and look for opportunities to serve our membership in the best interest of the member and the credit union. General knowledge of the real estate industry is desired. Candidate must be available Monday-Thursday 8am-5pm, Friday 8am-6pm Benefits: As the Mortgage Loan Processor, you will receive hourly pay, including possible overtime, as well as an annual bonus based on performance. Benefits provided include the following: Paid Holidays Paid PTO Family-oriented culture that values work/life balance Retirement Plan (401k with employer contributions + Pension Plan fully funded by FFCU) Comprehensive Health and Dental Insurance Life and Accidental Death & Dismemberment Insurance (at no cost to employee) Voluntary Supplemental Life Insurance coverage for employee, spouse, and children Health Care and Dependent Care Flexible spending accounts Long Term Care Plan Short-Term & Long-Term Disability Insurance Tuition reimbursement to assist with furthering education Certifications - Assistance with achieving and maintaining Fit Founders Wellness Program A pre-employment criminal background check, drug screen, consumer credit investigation, and previous employer reference check will be required. EOE #FoundersFCU
    $33k-40k yearly est. Auto-Apply 6d ago
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  • Loan Originator NE - Columbia, SC

    Primelending 4.4company rating

    Loan processor job in Columbia, SC

    Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.
    $27k-48k yearly est. Auto-Apply 60d+ ago
  • Loan Processor

    Crosscountry Mortgage 4.1company rating

    Loan processor job in Lexington, SC

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices are received and in the applicant's E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and assist supervision of new Loan Processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. Available to work varying hours and overtime if needed. Qualifications and Skills: High School Diploma or equivalent. Minimum of 5 years' residential mortgage processing experience. Experience with Encompass. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. Knowledge of DU, LP, Microsoft Office, and Windows. Excellent math and analytical skills. Excellent communication skills. Excellent prioritization and time management skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $34k-42k yearly est. Auto-Apply 47d ago
  • Mortgage Loan Officer

    Palmetto Citizens Federal Credit Union 3.9company rating

    Loan processor job in Columbia, SC

    The Mortgage Loan Officer is responsible for originating mortgage loans by engaging with potential borrowers and guiding them through the loan process. This includes preparing, analyzing, and verifying mortgage loan applications for the purchase, construction, or refinancing of residential real estate. The role requires strict adherence to the Credit Union's Loan Policy and Procedures while ensuring full compliance with all applicable federal, state, and local regulations, laws, and agency requirements. The Mortgage Loan Officer must also deliver exceptional service to borrowers, maintaining a high level of professionalism and accuracy throughout the loan lifecycle. Responsibilities Develops and Maintains Relationships: Establishes and nurtures partnerships with realtors, developers, builders, and other Credit Union branches to drive mortgage business growth and retention. Advises Applicants/Borrowers: Meets with potential borrowers to explain various mortgage options, including portfolio, government, and conventional loans. Guides applicants in selecting the best loan product to meet their financial goals, in compliance with Credit Union policies and procedures. Loan Application Processing: Collects and verifies all necessary borrower information and documentation to complete loan applications accurately while maintaining strict confidentiality. Regulatory Compliance: Ensures compliance with all residential mortgage lending rules, regulations, and guidelines. Provides required disclosures to borrowers within the regulatory timeframes. Ongoing Communication: Maintains consistent and transparent communication with borrowers throughout the loan process, ensuring timely approvals and smooth closings. Industry Knowledge and Training: Participates in ongoing training to stay informed about industry trends, regulatory changes, and to maintain required certifications. Upholds Professional Standards: Performs all duties with integrity, confidentiality, and respect for borrowers and colleagues, ensuring a superior member experience. Member Service Excellence: Delivers exceptional service by assisting borrowers and supporting Credit Union associates with high-quality product delivery. Community Engagement: Represents the Credit Union at community events and professional associations to promote products and services and strengthen community ties. Additional Responsibilities: Performs other tasks as needed to ensure outstanding member service and effective delivery of Credit Union products. Qualifications Minimum 2-years experience in mortgage lending. Must have excellent customer service skills and be able to work in a team environment. Must be proficient with computers, with Basic to Intermediate computer skills in Microsoft Office, including Word, Excel, and Outlook required. Must have excellent written and oral communication skills. Must be adaptable to the changes in the mortgage market. Must have an active or able to obtain a NMLS license. High School Diploma or equivalent required; Bachelor's degree preferred. Equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities.
    $34k-44k yearly est. Auto-Apply 9d ago
  • Loan Officer

    Farm Credit 4.5company rating

    Loan processor job in Columbia, SC

    Sr. Talent Development Partner - Columbia, SC (Hybrid) The Sr. Talent Development Partner leads the design, delivery, and evaluation of enterprise-wide learning and development strategies that drive organizational capability and leadership growth. This role serves as a strategic advisor to business leaders, ensuring programs align with organizational priorities and foster a culture of continuous learning. What You'll Do: - Develop and implement advanced learning strategies for leadership and enterprise programs. - Design and deliver high-impact training for diverse audiences in virtual and in-person formats. - Collaborate with subject matter experts to ensure content accuracy and relevance. - Integrate innovative instructional methods and technologies to enhance engagement. - Evaluate programs using performance metrics and business impact analysis. - Partner with senior leaders and HR to align development initiatives with business objectives. - Lead cross-functional projects and enterprise-wide learning initiatives. - Provide coaching to leaders and high-potential employees while driving digital learning adoption. - Leverage LMS and e-learning tools to deliver scalable solutions and foster continuous improvement. - Represent Learning & Development in strategic planning forums and other dut ies as assigned. What You'll Need: - Education: Bachelor's degree in HR, Business, Psychology, Education, or related field (Master's preferred). - Experience: Minimum 8 years in learning & development, including instructional design, facilitation, and leadership development. - Certifications: Advanced credentials such as CPLP, SHRM-SCP, or equivalent preferred. - Strategic Consulting: Ability to influence and advise senior leaders on talent development strategies. - Facilitation & Coaching: Expertise in delivering high-impact learning and executive coaching for high-potential talent. - Analytical & Tech Skills: Proficiency in program evaluation, LMS platforms, e-learning tools, and emerging technologies. - Collaboration & Change Leadership: Skilled in cross-functional partnerships and driving adoption of new learning initiatives.
    $38k-52k yearly est. 10d ago
  • Loan Originator

    Become a Part of Our Amazing Team

    Loan processor job in Columbia, SC

    Dunmor is seeking results-driven sales professionals to join our team as Loan Originators. This role is ideal for individuals with a strong background in exceeding sales targets, building strategic relationships, and driving revenue growth within the investment real estate sector. The ideal candidate will have a proven track record of funding $3 million or more in monthly origination volume in areas such as fix-and-flip, ground-up construction, single-family rental, and short-term bridge financing. This is a high-impact sales role for ambitious professionals who thrive in a fast-paced, performance-oriented environment. Essential Duties and Responsibilities As a Loan Originator, you will leverage your sales acumen to identify opportunities, develop client relationships, and drive new business. Key responsibilities include: 1. Sales and Revenue Generation Actively pursue and secure new business by cultivating relationships with property investors, brokers, and real estate agents. Consistently achieve or exceed monthly sales goals by identifying and capitalizing on lending opportunities. Negotiate and present compelling loan terms, creating customized solutions to meet client needs and drive deal closures. 2. Sales Strategy and Relationship Management Build and maintain a network of real estate investors and referral partners, including brokers and realtors, to create a steady flow of high-quality leads. Utilize data-driven insights and market trends to strategically target opportunities and maximize sales potential. Develop strong, long-term relationships with clients, ensuring repeat business and referrals. 3. Pipeline and Performance Management Maintain a dynamic pipeline of potential deals, ensuring timely follow-ups and efficient progression from lead generation to loan closing. Consistently update the CRM system to reflect the status of prospects, applications, and active clients. Monitor sales performance metrics and adjust strategies to optimize outcomes. 4. Collaboration and Operational Alignment Partner with internal teams such as Processing, Underwriting, and Valuations to ensure smooth and timely loan processing. Act as a liaison between clients and operations to overcome challenges and meet client expectations effectively. 5. Industry Networking and Brand Building Represent Dunmor at trade shows, industry conferences, and other events to establish the company as a trusted brand in real estate financing. Leverage strategic pre-planning and post-event outreach to convert leads into closed deals. Qualifications Sales Expertise: Proven ability to consistently achieve $3 million or more in monthly origination volume within fix-and-flip, ground-up construction, single-family rental, or short-term bridge financing. Customer-Focused Selling: Track record of delivering customized solutions and superior client experiences. Communication and Negotiation Skills: Strong interpersonal, negotiation, and presentation abilities. Analytical Skills: Proficient in analyzing financial information, structuring deals, and tailoring loan terms to client needs. Technical Proficiency: Skilled in Microsoft Word, Excel, Outlook, and PowerPoint, with familiarity in CRM systems. Entrepreneurial Spirit: Self-motivated, ambitious, and driven by achieving and surpassing sales targets. Experience in the Industry: Previous or current experience with a direct competitor of Dunmor is strongly preferred.
    $32k-48k yearly est. 3d ago
  • Home Loan Specialist II

    Solomonedwards 4.5company rating

    Loan processor job in Columbia, SC

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago
  • Mortgage Loan Officer

    First Community Bank 3.9company rating

    Loan processor job in Columbia, SC

    Responsible for soliciting, negotiating, and assist in coordinating the closing of routine mortgage loans. Examines, evaluates, and recommends approval of loan package. Also promotes business for Bank by developing new residential mortgage business growth and cross-selling opportunities. The majority of time worked is spent out of banking offices. Essential Duties and Responsibilities (Other duties may be assigned.) Demonstrate knowledge of Bank mortgage loan products and services. Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations. Includes coordinating with legal counsel and bank operating departments to ensure adherence to laws and regulations relating to new and/or revised bank products and services. Demonstrate familiarity with underwriting guidelines with all of the Bank's investors and programs. Support the Bank's CRA and Fair Lending initiatives. Interview loan applicants and request required information for determining a credit decision. Compile loan packages and facilitate negotiation of loan structures with applicants, including fees, loan repayment options, and other credit terms. Conduct credit analysis to support granting loan approval within guidelines from approving officer and/or outsourced investor guidelines. Identify and analyze potential loan markets to develop mortgage loan prospects. Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services using Bank-endorsed techniques and processes. Assume ownership of customer problems to achieve resolution. Serve as primary contact in responding to customer and non-customer inquiries relative to mortgage loan products, rates, procedures, etc. Engage in marketing efforts with realtors, builders and others to obtain new business. Efforts include but are not limited to realtor open house luncheons, meeting with customers after hours, and calling and/or meeting potential customers during evening hours and on weekends per realtor request. Qualifications Bachelor's degree preferred but not required. Minimum three years of residential mortgage lending is required. Effective oral and written communication skills. Effective interviewing skills. Ability to speak effectively before groups. Ability to compute basic to moderately complex math calculations. Basic problem-solving and analytical skills. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Proficiency in using personal computers and office products (e.g., Word, Excel). Excellent customer service and interpersonal skills. Ability to work independently. Self-starter who is goal- and results-oriented. Certificates, Licenses, Registrations Must be licensed with NMLS prior to hire or before any mortgage loan applications may be taken. FIRST COMMUNITY BANK (SC) is an EEO Employer - M/F/Disability/Protected Veteran Status View all jobs at this company
    $36k-53k yearly est. 60d+ ago
  • Mortgage Loan Officer

    Job Listingspalmetto Citizens Federal Credit Union

    Loan processor job in Columbia, SC

    The Mortgage Loan Officer is responsible for originating mortgage loans by engaging with potential borrowers and guiding them through the loan process. This includes preparing, analyzing, and verifying mortgage loan applications for the purchase, construction, or refinancing of residential real estate. The role requires strict adherence to the Credit Union's Loan Policy and Procedures while ensuring full compliance with all applicable federal, state, and local regulations, laws, and agency requirements. The Mortgage Loan Officer must also deliver exceptional service to borrowers, maintaining a high level of professionalism and accuracy throughout the loan lifecycle. Responsibilities Develops and Maintains Relationships: Establishes and nurtures partnerships with realtors, developers, builders, and other Credit Union branches to drive mortgage business growth and retention. Advises Applicants/Borrowers: Meets with potential borrowers to explain various mortgage options, including portfolio, government, and conventional loans. Guides applicants in selecting the best loan product to meet their financial goals, in compliance with Credit Union policies and procedures. Loan Application Processing: Collects and verifies all necessary borrower information and documentation to complete loan applications accurately while maintaining strict confidentiality. Regulatory Compliance: Ensures compliance with all residential mortgage lending rules, regulations, and guidelines. Provides required disclosures to borrowers within the regulatory timeframes. Ongoing Communication: Maintains consistent and transparent communication with borrowers throughout the loan process, ensuring timely approvals and smooth closings. Industry Knowledge and Training: Participates in ongoing training to stay informed about industry trends, regulatory changes, and to maintain required certifications. Upholds Professional Standards: Performs all duties with integrity, confidentiality, and respect for borrowers and colleagues, ensuring a superior member experience. Member Service Excellence: Delivers exceptional service by assisting borrowers and supporting Credit Union associates with high-quality product delivery. Community Engagement: Represents the Credit Union at community events and professional associations to promote products and services and strengthen community ties. Additional Responsibilities: Performs other tasks as needed to ensure outstanding member service and effective delivery of Credit Union products. Qualifications Minimum 2-years experience in mortgage lending. Must have excellent customer service skills and be able to work in a team environment. Must be proficient with computers, with Basic to Intermediate computer skills in Microsoft Office, including Word, Excel, and Outlook required. Must have excellent written and oral communication skills. Must be adaptable to the changes in the mortgage market. Must have an active or able to obtain a NMLS license. High School Diploma or equivalent required; Bachelor's degree preferred. Equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities.
    $32k-52k yearly est. Auto-Apply 12d ago
  • Loan Officer

    Caliver Beach Mortgage

    Loan processor job in Columbia, SC

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $32k-52k yearly est. 60d+ ago
  • Loan Documentation Specialist

    Loanbud

    Loan processor job in Orangeburg, SC

    Benefits: 401(k) matching Dental insurance Health insurance Paid time off Vision insurance LoanBud is continuing to grow, and we have an exciting opportunity for the right candidate to join a great team in Orangeburg, SC! Join us in the pursuit of our mission to help small businesses get the financing they need to succeed, and enjoy a career filled with professional growth opportunities, team-oriented colleagues, and the satisfaction of supporting small businesses. We appreciate our employees and in order to continue serving our customers at the highest level, we continue to strive to become "the place to work". We are looking for a Loan Documentation Specialist to assist LoanBud Business Lending Officers and borrowers process and close SBA and other commercial loans. Do you have banking, loan processing or loan review experience, do you enjoy helping people meet their financial goals, do you have attention to detail and excel in process workflow? This may be the perfect job for you, and we encourage you to apply! Compensation for this position is a salary plus commission. Wage placement based on qualifications and direct experience for this position. About LoanBud We Offer Great Benefits! We offer solid benefits, including medical, dental & vision and a generous 401(k) match. We take care of our employees! The wisest investment we make is in our employees. We support them with professional development resources and opportunities for advancement. At LoanBud, we believe in work-life balance. With an extensive holiday and PTO plan, there's always something to look forward to. We offer a supportive and flexible work environment. We treat our employees like humans, not robots. You deserve respect, empathy, and trust, and that's what you'll get as a member of our LoanBud team. Summary Of Job Duties Of This Position This position assists customers, lenders, and lending officers with the processing and closing of SBA and other commercial loans. Their responsibilities include interfacing with borrowers and referral partners from loan submission to funding, collecting and reviewing documentation per program requirements, coordinating and processing loans in accordance with lender guidelines, ordering and collecting 3rd party reports. Essential Duties And Responsibilities Collaborates with internal staff including Business Lending Officers to process and close loans in a timely manner. Reviews the loan file and prepares a list of items required to close and fund the loan. Communicates the requirements and loan status clearly and concisely. Prepares loans for submission in accordance with lender guidelines and requirements. Calculates business and/or global debt service coverage ratios. Opens Title and orders preliminary title reports as required; reviews title reports and make changes as necessary. Reviews and accepts entity documentation such as articles, by-laws as well as partnership and LLC documents. Ensures compliance and adherence to SBA Standard Operating Procedures (SOP) and lender credit policy. Determines insurance requirements and obtains hazard/flood/liability insurance as required. Reviews loan applications and determines initial eligibility. Prepares and completes loan document requests; ensure that loans are documented correctly to ensure conformance with lender approvals and conditions. Coordinates closings with borrowers, referral partners and business lending officers. Maintains accurate pipeline reports; meets monthly loan closing and loans in pipeline goals. Perform other duties as assigned. What We Look For In a Loan Documentation Specialist Deadline Oriented - the individual acts with a sense of urgency to prioritize and hit required deadlines. Analytical - the individual synthesizes complex or diverse information. Problem-solving - the individual identifies and resolves problems on time and gathers and analyzes information skillfully. Communication - the individual speaks and writes clearly and persuasively in positive and negative situations, demonstrates excellence in telephone etiquette, customer service, and business communication skills. Leadership - the individual inspires and motivates others to perform well, accepts feedback from others. Quality management - the individual looks for ways to improve and promote quality and demonstrates accuracy and thoroughness, including the ability to proofread documents for accuracy. Judgment - the individual displays willingness to make decisions, exhibits sound and accurate judgment, and makes timely decisions. Planning/organizing - the individual prioritizes and plans work activities, uses time efficiently, and develops realistic action plans. Safety and security - the individual observes safety and security procedures and uses data and materials properly. Preferred Requirements Associates degree or higher Four years' experience in loan processing or four years of combined professional experience and education in a related field Knowledge of SBA loans or prior lending experience Proficient use and understanding of MS Office products (Word, Excel, Outlook) AAP/EEO Statement LoanBud values their employees and provides equal employment opportunities to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law. Compensation: $50,000.00 - $60,000.00 per year Our Mission is to Empower and Grow Small Businesses At LoanBud, we believe small businesses are the backbone of the economy, and we exist to empower entrepreneurs by simplifying access to SBA capital so they can achieve their dreams. By partnering with an extensive network of SBA lenders, we offer a wide credit box that opens doors for more business owners-even those turned away by traditional banks. Our streamlined digital application and expert guidance help entrepreneurs navigate what can otherwise be a complex financing process. Whether you're looking to acquire a business, invest in owner-occupied commercial real estate, or secure working capital, LoanBud's digital marketplace connects you to the right SBA loan solution. We measure success by the real-world impact on growing businesses-so you can focus on building the future you envision, knowing you have a trusted partner in your corner. By combining technology with dedicated support, we strive to empower entrepreneurs so they can focus on growing their businesses and making a meaningful impact on their communities. Let us handle the complexities of SBA financing, connecting you with the right lenders and solutions, so you can do what you do best: building something remarkable. CareersLoanBud is continuing to grow, and we have an exciting opportunities for the right candidate to join a great team. Join us in the pursuit of our mission to help small businesses get the financing they need to succeed, and enjoy a career filled with professional growth opportunities, team-oriented colleagues, and the satisfaction of supporting small businesses.
    $50k-60k yearly Auto-Apply 60d+ ago
  • New Loan Set Up Specialist

    State of South Carolina 4.2company rating

    Loan processor job in Columbia, SC

    Job Responsibilities About Us: SC Housing Finance and Development Authority (SC Housing) is a forward-thinking organization that is committed to changing the lives of South Carolinians by providing safe, quality, and affordable housing opportunities for those in need. We are transforming the housing industry in our state through cutting-edge programs and competitive financial products that make homeownership affordable and quality rental housing possible for many. Our staff energizes the work that we do and helps find solutions that make a difference in the lives of others. About the Job: This position is located in the Mortgage Servicing Division of SC Housing. In this role, you will work under limited supervision of the Cashiering & REO Manager, supporting the daily operations of SC Housing's new loan set up. This is an important role that ensures new loans are properly boarded. The incumbent will serve as a secondary contact for new loan customers and will provide prompt, courteous customer service. Your duties will include: * Ensuring the timely and accurate loading of SC Housing loans. * Auditing for program compliance and accurate boarding of loans. * Ensuring receipt of initial funds for first mortgages, sending Welcome Letters, and ensuring the NLSU checklist is compatible for AOD. * Being responsible for new loan package review and the quality control checklist to ensure timely submission and compliance of servicing packages from lenders. * Completing various administrative duties, to include but not limited to, new payee requests, name/address updates, third party authorizations, and SSI. * Creating new desk top procedures for new loan set up for AOD and help cross-train a backup for the NLSU process. * Providing coverage/answering calls for the pay-by-phone line and processing borrower payments in the Cashier app. * Performing follow-up to ensure Hazard Insurance policies for new borrowers list SC Housing as the Mortgagee. * Assisting as required with HUD servicing audits. Minimum and Additional Requirements Agency Minimum Qualifications*: A bachelor's degree in business administration, accounting, management or a related field. OR An associate's degree and two (2) years of full-time, relevant experience. OR A high school diploma or equivalent and four (4) years of full-time, relevant experience. * An equivalent combination of education and experience may be substituted to meet the agency's minimum requirements. (i.e. 1 year of education = 1 year of related experience) Additional Requirements: * Ability to multi-task and manage time effectively, prioritize tasks, and process time sensitive materials in a fast-paced environment. * Possess excellent verbal and written communication skills to write letters and other business-related correspondence that are professional in appearance and content. * Have excellent customer service and interpersonal skills. * Ability to interpret laws, regulations, policies and procedures relevant to program requirements. * Ability to establish and maintain effective working relationships with department staff, coworkers, and external customers. * Current, relevant Knowledge of personal computers, Windows operating system, and Microsoft Office Suite (especially Excel). * Ability to maintain organized, accurate, and updated files. Must be able to lift and carry files, books and reports weighing up to 20 lbs. Must be able to perform filing, desk work and operate general office equipment. Must be able to sit or stand for prolonged or intermittent periods of time while sharing, gathering or presenting information to other staff members or external parties. Employee must be able to perform these tasks with or without reasonable accommodations. SC Housing is committed to a diverse workforce and does not discriminate on the basis of race, color, national origin, religion, age (40+) or disability, sex (Including pregnancy, childbirth, or related medical conditions, sexual orientation, or gender identity). Additional Comments What makes us Different? We are a state governmental agency but one unlike you've encountered before. We operate much more like a private sector business. We are a self-sustaining operation that offers rental and homeownership products and services. As a result, we face many of the same regulatory, market, and financial hurdles of private sector financial institutions. Our clear advantage to employees is that we offer challenging and meaningful work, as well as excellent state government benefits. Our Benefits Package: SC Housing offers an exceptional benefits package that includes: * Telecommuting options * Accrued Paid Time Off (15 days annual/vacation leave per year and 15 days sick leave per year) * 13 paid holidays * PEBA Health, dental, vision, long term disability, and life insurance for employees, spouses, and children * PEBA Perks * Free Telehealth Visits for State Health Plan members * Free Health Coaching for State Health Plan members * State Retirement Plan * Deferred Compensation Programs 401k and 457 plans * MoneyPlus (tax-favored accounts program) Employee Assistance Program * Employee Discount Programs (PerksCard, TicketsatWork, and WeSave) * Casual Fridays * Tuition Reimbursement Program (after 6 months of employment) * Public Service Loan Forgiveness (PSLF) Eligible Employer And much, much more! Location, Location, Location: The Palmetto State offers something for everyone. Located in the Midlands, Columbia is both the state capital and South Carolina's second-largest city. It is just a short commute to the state's beautiful beaches and gorgeous mountains. Sunny summers and mild winters allow residents to experience the outdoors year-round, a plus considering that Lake Murray is just minutes away. Great universities and colleges, minimal commute times and friendly people make South Carolina the ideal place to build your future.
    $24k-30k yearly est. 6d ago
  • Mortgage Loan Specialist

    State Employees' Credit Union 3.8company rating

    Loan processor job in Columbia, SC

    If you are motivated and believe in the credit union philosophy of "People Helping People," join our team! Purpose Provide highest quality member service through the origination of quality residential mortgage and equity loan applications received through all delivery channels across the organization. Duties Receive and assist in the completion of real estate related loan applications, while serving as the primary point of contact for applicants during the application and initial approval stages. Counsel potential home buyers and existing homeowners, while taking complete and accurate real estate loan related applications, and obtaining required documentation to facilitate initial loan approval. Determine applicant(s) needs and offer appropriate mortgage products. Independently assess applicant(s) credit worthiness, and affordability, with the ability/authority to extend initial pre-approval to applicant(s). Identify, develop, and maintain a source of referrals for new mortgage lending opportunities. Follow up with prequalified applicants and on other leads in a timely and effective manner. Properly price and disclose loan applications. Coordinate member engagement with Real Estate Lending Processing Center within Loan Administration. Make recommendations regarding other Credit Union products and services. Assist membership with servicing of existing mortgage and home equity loans. Maintain a comprehensive knowledge of all real estate lending products, policies, procedures, and regulatory compliance. Educate members on available services and make recommendations based on their needs. Ensures well documented, easy to review loan application history notes within the Loan Origination System. Support branch employees with all real estate related needs and ensuring employees have the information needed in order to be comfortable referring all potential applicants to discuss mortgage lending opportunities. Engage with the community on a regular basis by meeting with realtors and other third parties as well as attending community events in order to build and maintain mortgage loan pipeline. Answer phone and perform other clerical duties as needed. Complete additional tasks assigned by management. Requirements 4-year degree, CCUE Certification, or Associate in Arts degree or Associate in Science degree via the North Carolina College Transfer Program (NC-CTP) preferred. Minimum of 2 years' lending experience. Must possess the highest level of integrity and objectivity. Must possess excellent communication skills, both verbal and written. Must be able to communicate with branch personnel, VPs, SVPs, attorneys, members, appraisers, realtors, etc. Must have strong networking and relationship development skills. Meets compliance and regulatory standards. Makes lending decisions consistent with SECU loan policies. Has registered as an active MLO with the NMLS. Must be organized and detail oriented. Must be willing to engage in ongoing training and professional development. Must have basic computer skills. Must be able to speak English fluently. Must understand and be dedicated to the Credit Union philosophy and work ethic. Must adhere to the work schedule and attendance policies established by the Credit Union. Job Environment Office setting with physical proximity to other employees and members. Some background noise from other employees, copy machine, and telephone. Some local travel may be required. Possibility of remote/hybrid work. Physical Demands Must be able to comprehend and carry out job demands. Job requires a substantial amount of sitting. Use hands and fingers to press keys on a computer keyboard to enter or retrieve information. Use hands and fingers to press telephone keypad and lift telephone receiver. Must be able to comprehend phone calls. SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law. Disclaimer State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.
    $37k-45k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Processor

    First Community Corporation 4.4company rating

    Loan processor job in Lexington, SC

    Responsible for processing and coordinating mortgage loan closings. Examines and collects required documents and orders appraisals and title work. Submits loans to various investors for loan approvals. Works through various situations that arise during processing and/or closings to facilitate loan approvals and closings. Essential Duties and Responsibilities (Other duties may be assigned.) * Demonstrate knowledge of Bank mortgage loan products and services. * Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations. Includes coordinating with legal counsel and bank operating departments to ensure adherence to laws and regulations relating to new and/or revised bank products and services. * Demonstrate familiarity with underwriting guidelines with all of the Bank's investors and programs. * Support the Bank's CRA Officer by reporting CRA data. * Work with loan applicants and requests required information for determining a credit decision. * Compile loan packages including ensuring pertinent documents are complete and accurate, and analyzing and reviewing applicant's credit history. Also reviews appraisal reports for accuracy and investor requirements. * Conduct credit review to ensure that granted loan approval is within Investor guidelines. Notifies originators of any problems or issues during the process of the loan. Keeps both the borrower and originator informed as the loan goes to different phases of processing and closing. * Prepare closing package (does not include closing disclosures). * Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services using Bank-endorsed techniques and processes. * Assume ownership of customer problems to achieve resolution. * Serve as secondary contact in responding to customer and non-customer inquiries relative to mortgage loan products, rates, procedures, etc. Qualifications * Bachelor's degree, or at least 5 years of related experience, or an equivalent combination of education and experience. * Effective oral and written communication skills. * Ability to compute basic to moderately complex math calculations. * Basic problem-solving and analytical skills. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. * Proficiency in using personal computers and office products (e.g., Word, Excel). * Excellent customer service and interpersonal skills. * Ability to work independently. * Ability to properly package a loan. * Self-starter who is goal- and results-oriented. * Ability to work with direction from supervisor. * Ability to effectively multi-task in a close working environment. Apply Now
    $36k-44k yearly est. 14d ago
  • Mortgage Loan Officer - South Carolina

    Regions Bank 4.1company rating

    Loan processor job in Columbia, SC

    Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system. **Job Description:** At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network. **Primary Responsibilities** + Completes mortgage applications for submission to the loan processing and underwriting departments + Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history + Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation + Structures loan to comply with acceptable lending practices and Federal regulations + Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact + Answers customer calls and walk- in customers to discuss various loan products and qualification information + Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business + Cross-sells other bank products and services + Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations + May participate in networking through professional, business and community organizations and activities to promote and market loan products This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act. This is a commission-based job. Associates in the role have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on associate's location, performance, and production. This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information. **Requirements** + High School Diploma or GED + One (1) year of mortgage lending experience with proven mortgage production + Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners **Preferences** + Bachelor's degree + Prior Mortgage Loan Officer experience **Skills and Competencies** + Good organizational skills + Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc. + Knowledgeable on agency and investor regulations and guidelines + Must be able to build and maintain internal and external relationships to deliver high levels of service + Must be able to multi-task competing priorities and meet tight deadlines + Proficient in Microsoft Office products + Sales acumen + Strong written and verbal communication skills + **Positions may be available in other cities within South Carolina.** + **Strong preference for MLOs with recent proven production of 10M or greater annually.** **Position Type** Full time **Incentive Pay Plans:** This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals. **Position Type** Full time **Benefits Information** Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (******************************************************************** Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. + Paid Vacation/Sick Time + 401K with Company Match + Medical, Dental and Vision Benefits + Disability Benefits + Health Savings Account + Flexible Spending Account + Life Insurance + Parental Leave + Employee Assistance Program + Associate Volunteer Program Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser. ************************************************************* **Location Details** Greenville South Carolina Main **Location:** Greenville, South Carolina Equal Opportunity Employer/including Disabled/Veterans Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
    $28k-43k yearly est. 19d ago
  • Loan Documentation Specialist

    Loanbud Inc.

    Loan processor job in Orangeburg, SC

    Job DescriptionBenefits: 401(k) matching Dental insurance Health insurance Paid time off Vision insurance LoanBud is continuing to grow, and we have an exciting opportunity for the right candidate to join a great team in Orangeburg, SC! Join us in the pursuit of our mission to help small businesses get the financing they need to succeed, and enjoy a career filled with professional growth opportunities, team-oriented colleagues, and the satisfaction of supporting small businesses. We appreciate our employees and in order to continue serving our customers at the highest level, we continue to strive to become "the place to work". We are looking for a Loan Documentation Specialist to assist LoanBud Business Lending Officers and borrowers process and close SBA and other commercial loans. Do you have banking, loan processing or loan review experience, do you enjoy helping people meet their financial goals, do you have attention to detail and excel in process workflow? This may be the perfect job for you, and we encourage you to apply! Compensation for this position is a salary plus commission. Wage placement based on qualifications and direct experience for this position. About LoanBud We Offer Great Benefits! We offer solid benefits, including medical, dental & vision and a generous 401(k) match. We take care of our employees! The wisest investment we make is in our employees. We support them with professional development resources and opportunities for advancement. At LoanBud, we believe in work-life balance. With an extensive holiday and PTO plan, there's always something to look forward to. We offer a supportive and flexible work environment. We treat our employees like humans, not robots. You deserve respect, empathy, and trust, and that's what you'll get as a member of our LoanBud team. Summary Of Job Duties Of This Position This position assists customers, lenders, and lending officers with the processing and closing of SBA and other commercial loans. Their responsibilities include interfacing with borrowers and referral partners from loan submission to funding, collecting and reviewing documentation per program requirements, coordinating and processing loans in accordance with lender guidelines, ordering and collecting 3rd party reports. Essential Duties And Responsibilities Collaborates with internal staff including Business Lending Officers to process and close loans in a timely manner. Reviews the loan file and prepares a list of items required to close and fund the loan. Communicates the requirements and loan status clearly and concisely. Prepares loans for submission in accordance with lender guidelines and requirements. Calculates business and/or global debt service coverage ratios. Opens Title and orders preliminary title reports as required; reviews title reports and make changes as necessary. Reviews and accepts entity documentation such as articles, by-laws as well as partnership and LLC documents. Ensures compliance and adherence to SBA Standard Operating Procedures (SOP) and lender credit policy. Determines insurance requirements and obtains hazard/flood/liability insurance as required. Reviews loan applications and determines initial eligibility. Prepares and completes loan document requests; ensure that loans are documented correctly to ensure conformance with lender approvals and conditions. Coordinates closings with borrowers, referral partners and business lending officers. Maintains accurate pipeline reports; meets monthly loan closing and loans in pipeline goals. Perform other duties as assigned. What We Look For In a Loan Documentation Specialist Deadline Oriented the individual acts with a sense of urgency to prioritize and hit required deadlines. Analytical - the individual synthesizes complex or diverse information. Problem-solving - the individual identifies and resolves problems on time and gathers and analyzes information skillfully. Communication - the individual speaks and writes clearly and persuasively in positive and negative situations, demonstrates excellence in telephone etiquette, customer service, and business communication skills. Leadership - the individual inspires and motivates others to perform well, accepts feedback from others. Quality management - the individual looks for ways to improve and promote quality and demonstrates accuracy and thoroughness, including the ability to proofread documents for accuracy. Judgment - the individual displays willingness to make decisions, exhibits sound and accurate judgment, and makes timely decisions. Planning/organizing - the individual prioritizes and plans work activities, uses time efficiently, and develops realistic action plans. Safety and security - the individual observes safety and security procedures and uses data and materials properly. Preferred Requirements Associates degree or higher Four years' experience in loan processing or four years of combined professional experience and education in a related field Knowledge of SBA loans or prior lending experience Proficient use and understanding of MS Office products (Word, Excel, Outlook) AAP/EEO Statement LoanBud values their employees and provides equal employment opportunities to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law.
    $30k-42k yearly est. 29d ago
  • Pre-Closer

    Legal Solutions Group 4.5company rating

    Loan processor job in Lexington, SC

    A professional Columbia real estate law firm seeks an experienced *Pre-Closer.* *QUALIFICATIONS:* * Residential Closing Experience. · Knowledge of all aspects of real estate closings to include title insurance. · Experience reviewing title exceptions, coordinating due diligence activities, reviewing and preparation of sale and loan documents, research of corporate and UCC filings, preparing closing checklists and scheduling transaction progress, & general internet research. · Review and verify title abstracts, prepare title commitments and policies. · Prepare closing documents, including settlement statements, deeds, and mortgages. · Draft purchase and sale agreements. · Draft loan documents. · *_2+ years of experience as a pre closer is required._* · Proficient in SoftPro, MS Word, Excel and Outlook ************************************** *QUALIFIED PRE-CLOSERS PLEASE APPLY* Job Type: Full-time Salary: $46,974.07 - $56,570.92 per year
    $47k-56.6k yearly 60d+ ago
  • Loan Post-Closing Coordinator

    Farm Credit Services of America 4.7company rating

    Loan processor job in Camden, SC

    We are seeking a Loan Post Closing Coordinator to join our Farm Credit family! This position delivers outstanding service which exceeds customer expectations through facilitating and processing post loan closing activities, completing file documentation, and ensuring procedures are followed to finalize loans with accurate and compliant legal documentation. Responsibilities: Post-Close Loan Processing Support: Support the sales/lending function by reviewing and verifying loans in a timely manner in the loan origination system for errors and correct discrepancies if necessary. Follow up with all parties involved to ensure all documents need for the loan files are received, scanned, and stored efficiently and properly. Customer Service: Ensure existing and potential customers receive prompt, courteous service, and provides general information as to policies and procedures. Ensure daily accounting activities including receipts and disbursements are handled properly, accurately, and timely. Complete system maintenance of customer or loan information as needed. Administrative Support: Assist with general administrative duties to support the operations of the branch location. Support and assist with local level public relations Ensure that internal controls are maintained in accordance with accounting principles, policies, and procedures. Partner and collaborate with branch team members, marketing staff, and facilities manager. Requirements: • Education and/or experience equivalent to a High School diploma • 1-3 years related work experience preferred • Good knowledge of general office routine and use of office equipment, including phones, computers, copiers, and scanners • Ability to communicate effectively with all levels of the organization • Self-motivated, with the ability and desire to learn and willingness to apply new procedures and concepts • Ability to work independently and as a team member under minimal supervision • Excellent computer skills Other Details: AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities.
    $42k-59k yearly est. Auto-Apply 5d ago
  • Loan Processor

    Crosscountry Mortgage 4.1company rating

    Loan processor job in Lexington, SC

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: * Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting. * Assemble the complete loan package in proper order for underwriting. * Verify all required documentation (pre-underwrite) in the file. * Complete the required loan checklist. * Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. * Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. * Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. * Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. * Verify that vendor orders are complete, invoices are received and in the applicant's E-file. * Manage pipeline by completing and submitting reports within allotted turn-around times. * Assist set-up of loans. * Document all communication related to the loan application in the conversation log. * Train and assist supervision of new Loan Processors and other processing personnel. * Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. * Available to work varying hours and overtime if needed. Qualifications and Skills: * High School Diploma or equivalent. * Minimum of 5 years' residential mortgage processing experience. * Experience with Encompass. * Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. * Knowledge of DU, LP, Microsoft Office, and Windows. * Excellent math and analytical skills. * Excellent communication skills. * Excellent prioritization and time management skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $34k-42k yearly est. 47d ago
  • Home Loan Specialist I

    Solomonedwards 4.5company rating

    Loan processor job in Columbia, SC

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago

Learn more about loan processor jobs

How much does a loan processor earn in Columbia, SC?

The average loan processor in Columbia, SC earns between $25,000 and $48,000 annually. This compares to the national average loan processor range of $28,000 to $50,000.

Average loan processor salary in Columbia, SC

$34,000
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