Post job

Mortgage banker vs foreclosure specialist

The differences between mortgage bankers and foreclosure specialists can be seen in a few details. Each job has different responsibilities and duties. Additionally, a foreclosure specialist has an average salary of $41,088, which is higher than the $27,331 average annual salary of a mortgage banker.

The top three skills for a mortgage banker include customer service, NMLS and federal regulations. The most important skills for a foreclosure specialist are foreclosure process, insurer, and loss mitigation.

Mortgage banker vs foreclosure specialist overview

Mortgage BankerForeclosure Specialist
Yearly salary$27,331$41,088
Hourly rate$13.14$19.75
Growth rate4%-3%
Number of jobs24,2978,166
Job satisfaction--
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 50%
Average age4543
Years of experience6-

What does a mortgage banker do?

A Mortgage Banker is specialized in offering financing to buy homes or refinance previous mortgages. They work as part of a banks loan department.

What does a foreclosure specialist do?

A foreclosure specialist is a real estate professional that manages foreclosure processes. Serving in this role means that you will have responsibilities such as ensuring that aspects related to foreclosure meet all government regulations from the federal level to the state level and that deadlines are met and duly communicated to all parties involved. You may have to work with mortgage holders that run the risk of default, in which case you will be tasked with renegotiating loan agreement changes.

Mortgage banker vs foreclosure specialist salary

Mortgage bankers and foreclosure specialists have different pay scales, as shown below.

Mortgage BankerForeclosure Specialist
Average salary$27,331$41,088
Salary rangeBetween $9,000 And $78,000Between $28,000 And $58,000
Highest paying City--
Highest paying state--
Best paying company--
Best paying industry--

Differences between mortgage banker and foreclosure specialist education

There are a few differences between a mortgage banker and a foreclosure specialist in terms of educational background:

Mortgage BankerForeclosure Specialist
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage banker vs foreclosure specialist demographics

Here are the differences between mortgage bankers' and foreclosure specialists' demographics:

Mortgage BankerForeclosure Specialist
Average age4543
Gender ratioMale, 71.7% Female, 28.3%Male, 32.2% Female, 67.8%
Race ratioBlack or African American, 9.5% Unknown, 4.7% Hispanic or Latino, 15.7% Asian, 6.5% White, 63.2% American Indian and Alaska Native, 0.5%Black or African American, 8.6% Unknown, 3.9% Hispanic or Latino, 9.6% Asian, 10.0% White, 67.6% American Indian and Alaska Native, 0.3%
LGBT Percentage8%4%

Differences between mortgage banker and foreclosure specialist duties and responsibilities

Mortgage banker example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Establish residential and commercial lending relationships, telephone loan origination of conventional and non-conventional mortgage products to include VA/FHA options.
  • Register with NMLS to sell mortgage products
  • Initiate the stabilization of client relationships and leverage cross-selling and promotional opportunities.
  • Gain valuable knowledge about USDA loans
  • Specialize in 203K and FNMA HomePath.
  • Show more

Foreclosure specialist example responsibilities.

  • Manage a SharePoint site to store all materials.
  • Manage property inspection process through network of accredit REO inspectors.
  • Manage both conforming and non-conforming loans according to FNMA guidelines to maximize recovery.
  • Work closely with assign eviction and foreclosure attorneys towards a successful lockout.
  • Communicate with attorneys in reference to their claims submit to FHLMC.
  • Update files in AS400 as well as LPS to reflect sales, mediation depositions and hearings.
  • Show more

Mortgage banker vs foreclosure specialist skills

Common mortgage banker skills
  • Customer Service, 24%
  • NMLS, 6%
  • Federal Regulations, 5%
  • Bank Products, 5%
  • Loan Programs, 5%
  • Origination, 4%
Common foreclosure specialist skills
  • Foreclosure Process, 9%
  • Insurer, 6%
  • Loss Mitigation, 5%
  • Litigation, 5%
  • Real Estate, 5%
  • MSP, 5%

Browse business and financial jobs