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Mortgage loan processor vs loan coordinator

The differences between mortgage loan processors and loan coordinators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a mortgage loan processor and a loan coordinator. Additionally, a mortgage loan processor has an average salary of $43,594, which is higher than the $39,836 average annual salary of a loan coordinator.

The top three skills for a mortgage loan processor include customer service, FHA and va. The most important skills for a loan coordinator are customer service, work ethic, and FHA.

Mortgage loan processor vs loan coordinator overview

Mortgage Loan ProcessorLoan Coordinator
Yearly salary$43,594$39,836
Hourly rate$20.96$19.15
Growth rate-3%-3%
Number of jobs16,27624,765
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 56%
Average age4242
Years of experience44

What does a mortgage loan processor do?

A mortgage loan processor is a person who is responsible for the preparation of mortgage applications and any other paperwork. Mortgage loan processors interview the loan applicants, assist them in selecting the right mortgage, and approve or reject their applications. They are expected to have excellent communication, extraordinary interpersonal abilities, and strong attention to detail. Their job involves working with the loan officer and the underwriter. Also, they must be equipped with management skills and aptitude in math.

What does a loan coordinator do?

A Loan Coordinator is responsible for processing loan applications and determining the eligibility of applicants for loan options. Loan Coordinators perform administrative and clerical duties under the supervision of a loan supervisor. They file reports, monitor transactions, and review the applicants' credit scores. A loan coordinator must have excellent communication and organizational skills, especially responding to the applicants' inquiries and concerns, resolving complaints, and directing them to the loan personnel for any updates on their applications.

Mortgage loan processor vs loan coordinator salary

Mortgage loan processors and loan coordinators have different pay scales, as shown below.

Mortgage Loan ProcessorLoan Coordinator
Average salary$43,594$39,836
Salary rangeBetween $33,000 And $57,000Between $30,000 And $51,000
Highest paying CitySan Francisco, CARaleigh, NC
Highest paying stateMassachusettsWest Virginia
Best paying companyAmplify Credit UnionJPMorgan Chase & Co.
Best paying industryProfessionalProfessional

Differences between mortgage loan processor and loan coordinator education

There are a few differences between a mortgage loan processor and a loan coordinator in terms of educational background:

Mortgage Loan ProcessorLoan Coordinator
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 56%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage loan processor vs loan coordinator demographics

Here are the differences between mortgage loan processors' and loan coordinators' demographics:

Mortgage Loan ProcessorLoan Coordinator
Average age4242
Gender ratioMale, 21.7% Female, 78.3%Male, 25.3% Female, 74.7%
Race ratioBlack or African American, 13.3% Unknown, 4.3% Hispanic or Latino, 14.2% Asian, 6.8% White, 61.1% American Indian and Alaska Native, 0.4%Black or African American, 11.9% Unknown, 4.3% Hispanic or Latino, 17.7% Asian, 7.5% White, 58.2% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between mortgage loan processor and loan coordinator duties and responsibilities

Mortgage loan processor example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Process all types of loan products including FHA, VA, conventional, no income verification, and the self-employed borrower.
  • Assist with executing all loan sales in the secondary market to FNMA, FHLMC and private investors.
  • Verify and validate loan applications for conforming, FHA, VA applications via DU/LP and complex lender software programs.
  • Process USDA and conventional loans.
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Loan coordinator example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Assist in preparation of all disclosures following RESPA requirements of the time on multiple files.
  • Fund loans after closing and perform quality assurance measures in order to be in compliance with RESPA guidelines.
  • Review, analyze, and process complex individual consumer requests using conventional and FHA lending requirements.
  • Demonstrate technical expertise and project management skills necessary for preparing complex residential loan applications for conventional or FHA underwriter approval.
  • Process routine to moderately complex conventional or VA mortgage loans according to product guidelines through validation of credit and collateral documentation.
  • Show more

Mortgage loan processor vs loan coordinator skills

Common mortgage loan processor skills
  • Customer Service, 22%
  • FHA, 6%
  • Va, 6%
  • Property Appraisals, 5%
  • Excellent Organizational, 5%
  • Investor Guidelines, 5%
Common loan coordinator skills
  • Customer Service, 26%
  • Work Ethic, 12%
  • FHA, 10%
  • Coordinators, 6%
  • Origination, 6%
  • Financial Statements, 4%

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